A major decision in retirement planning is whether to make pre-tax or Roth (after-tax) 401k contributions. Pre-tax contributions go into your retirement account with money that has not been taxed, and then taxes will be paid when the funds are withdrawn in retirement. With Roth contributions, taxes will be taken from the money prior to […]
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For many, college is a door to a prosperous future, and it elevates feelings of excitement and brings a taste of freedom. Itâs a younger studentâs chance to become an adult, learning both life and book smarts. Itâs an older studentâs opportunity to broaden their horizons and grow their passion or career. For whoever is
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Vanguard, the mutual fund company, recently published a free retirement planning guide for folks like me who aren’t interested in hiring a professional financial advisor. Vanguard’s Roadmap to Financial Security is a 32-page document intended to provide DIY investors with a framework for decision-making in retirement.
Here’s an excerpt from the intro to this retirement planning guide:
In this article, you will learn what compound interest is, how compound interest works, and what the benefits and drawbacks of compound interest are. Â
The post What is Compound Interest on a Loan? first appeared on Total Mortgage.
How to Make an Offer on a House and What to Avoid is a post from Pocket Your Dollars.
When I built our current house, I decided to do as much of the work as practical myself, because I learned years ago that this is the most satisfying way to live. I love sitting back late at night, especially during cold winter nights or intense summer rainstorms, and looking up at the high ceilings […]
Learn how to make smart money decisions with a margin account. Understand what it is, how to open one, and how to use it wisely.Learn how to make smart money decisions with a margin account. Understand what it is, how to open one, and how to use it wisely.
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If youâre looking for the best car insurance in New York, youâve come to the right place. We created this guide to help you find the best car insurance provider for you in New York. To come up with this list, weâve examined factors specific to each company, including customer satisfaction, financial strength, policy options, […]
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How Do You Prepare for the Home-Buying Porcess? Buyingâ âaâ âhomeâ âisâ âaâ âbigâ âdecisionâ âthatâ âyouâ âneedâ âallâ âofâ âtheâ âinformationâ âtoâ âmake.â âYouâ â shouldâ âlearnâ âaboutâ âwhatâ âhouse-huntingâ âinvolves,â âtheâ âhome-buyingâ âprocessâ âitself,â âwhatâ â mortgagesâ âinvolve,â âandâ âmoreâ âsoâ âyouâ âcanâ âgoâ âinâ âpreparedâ âtoâ âhaveâ âtheâ âbestâ âpossibleâ â experience.â
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I am a strong advocate that investors should buy rental properties for cash flow and not appreciation. Appreciation is a nice bonus but it is really risky buying properties that do not make money! Another question an investor must ask themselves is how much cash flow is needed on their rental properties? How much cash … Read more