decision

More money, less happiness: When money makes you miserable

Money, the conventional wisdom says, doesn’t buy happiness. Modern psychology seems to back this up, with studies suggesting that beyond an income of $75,000, money doesn’t make you any happier.

This conclusion is simultaneously obvious and counter-intuitive.

As an abstract principle, most us acknowledge that money doesn’t buy happiness. But, at the same time, we all want more of something material — a nicer house, nicer vacations, the ability to live in a certain neighborhood or eat at fancier restaurants — that we think would make us happier. (If you’re J.D., you think maybe season tickets to your favorite team might make you happier.)

Paying off student loans early

After years of speculation and debates, President Biden finally announced that he’d be fulfilling a campaign promise to cancel some student debt. The plan could bring relief to over 43 million borrowers with an average $30,000 debt outstanding. So, do you qualify for Biden’s student loan forgiveness plan? How much of your debt will be … [Read more…]

Tips to Tackle Clutter Before Christmas

Christmas is fast approaching and with it, the promise of more stuff. More presents, more decorations, more hostess gifts, more of everything! With the weather starting to turn sour in many parts of North America, there’s no time like the present to get ahead of my clutter before the holiday season jams my 400 sq. […]

The post Tips to Tackle Clutter Before Christmas appeared first on Making Sense Of Cents.

How to Sell Your Home without a Real Estate Agent

When buying a home, there’s no reason to avoid hiring a real estate agent, especially if you’re a first-time home buyer. The cost of the agent is usually covered by […]

The post Blog first appeared on MilitaryVALoan.com.

Does it Make Sense To Never Own a Home?

Recently, I had a long discussion with an old friend on the subject of home ownership. Basically, his core idea is this: You should never own a home that you yourself live in. You might want to own a house as an investment and rent it out to others to earn income. You might even […]

The post Does it Make Sense To Never Own a Home? appeared first on The Simple Dollar.

5 Tips on Helping Your Kids With a Long-…, 5 Tips on Helping Your Kids With a Long-Distance Move

As an Amazon Associate I earn from qualifying purchases. https://unsplash.com/photos/deX-KChuboY Moving to another state offers opportunities, but it comes with big challenges, too. The moving process can be filled with stress and anxiety, as you consider the financial impact, the physical toll, and the emotional effects this will have on you. Change can be difficult, … [Read more…]

Organizing your student loan debt

After years of speculation and debates, President Biden finally announced that he’d be fulfilling a campaign promise to cancel some student debt. The plan could bring relief to over 43 million borrowers with an average $30,000 debt outstanding. So, do you qualify for Biden’s student loan forgiveness plan? How much of your debt will be … [Read more…]

Will There Be a Buyer’s Housing Market in 2021?

It’s common sense. A person buying a new home wants the price to be as low as possible. A person selling a house wants the price to be as high as possible. Where they meet in the middle is when a house sale happens. Sometimes, though, things favor the buyers, and other times, things favor […]

The post Will There Be a Buyer’s Housing Market in 2021? appeared first on The Simple Dollar.

Rate Shopping and Your Credit Score: Essential Information

Rate Shopping and Your Credit Score: Essential Information is a post from Pocket Your Dollars.