Well, looks like it has happened again. Since the last time we spoke, I got sucked into building my 17th(?) kitchen, and I have finally emerged from its messy yet addictive grasp as I stand here at the new breakfast bar, typing this report to you. Why am I so hooked on this strange pastime? […]
The mortgage rate you get depends partly on your credit score. Here’s what to expect CNBC
Subprime personal loans provide financing to people with poor credit who cannot qualify for a conventional prime-rate loan. Borrowers who have poor credit have a higher risk of defaulting on loans, so lenders protect themselves by adding charges to the loans. These charges come in the form of higher interest rates, longer term lengths, and […]
The post How Does a Subprime Personal Loan Work? appeared first on SoFi.
If youâve been eagerly awaiting your chance to make the most out of your yard, nowâs your time to shine! Summer is the best season for outdoor get-togethers and relaxing in the sunâmake your home the go-to party destination with these tips!
The post Five Ways to Turn Your Backyard into a Summer Oasis first appeared on Total Mortgage.
Most investment portfolios and retirement plans are invested in stocks and fixed-income investments. But real estate is an excellent portfolio diversification because itâs a âhard assetâ. As well, the long-term investment performance of real estate is hard to argue with. Adding some real estate to your portfolio can improve your investment returns over the long […]
The post How To Invest in Real Estate (12 Different Ways!) appeared first on Good Financial Cents®.
A few months ago, I shared about how to survive without health insurance. To recap, I belong to a healthcare sharing ministry (HSM) called Christian Healthcare Ministries (CHM), just one of several ministries that are ACA-approved alternatives to health insurance. But I also want to share about my experiences with alternative health insurance to Obamacare.
What we belong to is not healthcare insurance; therefore, we don’t pay a premium (although we pay a “gift” each month or what amounts to a deductible, except it’s called a “personal responsibilty”). We chose this option because neither my husband nor I have access to an employer-sponsored plan. The most important consideration for us was cost, followed by coverage options. We opted for the most expensive level, which means that we have a $500 personal responsibility for each medical event that each of our family members experience on an annual basis.
At the time of the previous article, I was the only member of my family to belong, and I paid $150 per month. Now our entire family of five belongs for $450 per month. Even if our family size were to double, that is the maximum monthly contribution we’d have to make.