down payment

6 Ways to Snag a Low Mortgage Rate Even If They Suddenly Jump Higher

Over the past year, mortgage rates have been relatively steady near their all-time lows. This has continued to benefit existing homeowners who wish to refinance their mortgages. And has exacerbated an already too-hot housing market. But there has been increasing talk of rate increases, with the Fed eyeing a possible taper to its bond buying… Read More »6 Ways to Snag a Low Mortgage Rate Even If They Suddenly Jump Higher

The post 6 Ways to Snag a Low Mortgage Rate Even If They Suddenly Jump Higher appeared first on The Truth About Mortgage.

Should I Pay Off Debt Before Buying a House?

Ready to buy your own home? There’s a lot to consider, especially if this is your first time applying for a mortgage and you’re carrying debt. Debt is not necessarily a dealbreaker by any means. Is it a good idea to pay off debt or save for a house? Is it possible to do both? […]

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House or Condo: Which is Right For You? Take The Quiz

There’s something to be said for having peace of mind, even if it might cost you. For many, that can easily take the form of having a place to truly call your own—space that gives you privacy and the ability to customize it to your dream preferences. Deciding on a condo vs. house may hinge […]

The post House or Condo: Which is Right For You? Take The Quiz appeared first on SoFi.

What is the Average Cost of Divorce?

An uncontested DIY divorce could cost $300. For a messy, high-stakes parting, add zeros (knowing that the sum will be short of Jeff Bezos’ $38 billion). When the nuptial knot frays, average divorce costs add up to several thousand. Specifically, $13,000, on average, when a full-service lawyer handles the split, Nolo found. But all kinds […]

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How I Got a Perfect Credit Score in 4 Steps

My FICO credit score is 850 out of 850. Here’s how I pulled it off — and how anyone else can, too.

How Much Do People Pay in Interest Over a Lifetime?

These figures might be hard to swallow, but it’s important to realize just how much interest can cost you on mortgages, credit cards and auto loans.

10 Things You Should Rent Instead of Buy

People have been renting cars, wedding tents and folding chairs for decades. Renting dresses is now high fashion. But online companies as well as independent entrepreneurs are steadily increasing the array of things consumers can rent instead of buy. Most often the rental period is flexible and renting will usually save money. There are a […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Should I Buy or Lease a Car?

It comes down to what type of owner you are. Do you like to hold onto your car for years or switch it out frequently? Do you drive a lot of miles? Do you dislike paying for comprehensive insurance? How you answer could help steer your decision.