earnings

Saving more and working longer: Two powerful ways to increase your retirement resources

The July 2018 issue of the AAII Journal — the monthly publication of the American Association of Individual Investors — includes an intersting article about how to “increase your retirement resources”. This plain English piece summarizes some of the findings from the authors’ research paper “The Power of Working Longer”.

According to the article, there are three primary factors that determine “the adequacy of retirement resources”. Those are:

  • When a person begins participating in an employer-sponsored saving plan,
  • What percentage of their earnings they save in such a plan (i.e., their saving rate), and
  • At what age they retire and begin taking Social Security benefits.

Until Elon Musk invents a time submarine, it’s impossible for a worker to go back to their youth and begin saving for retirement earlier. Because of this, the authors focused their research on the relative power of saving more and working longer.

Stock picking, “EMH,” and you

Think you can beat the market? Think again. Something called “EMH” makes stock picking much harder than you might think. But we have other options.

Dividend Yield Formula: How to Calculate Dividend Yield

Whether you’re a seasoned investor or are just getting started, chances are you come across one investing term more often than others: dividend yield. But while defining “dividend yield” is easy — the percentage of a stock price you earn from dividends, the portion of a company’s earnings usually paid out to shareholders on a quarterly basis — actually calculating a company’s dividend yield isn’t all that simple.

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The post Dividend Yield Formula: How to Calculate Dividend Yield appeared first on MintLife Blog.

North American Life Insurance Company Review

North American Life Insurance Company has been insuring people for more than 125 years.  Their customer service and financial stability is why we gave them an honorable mention as one of our best rated life insurance companies. North American Life INSURANCE COMPANY AT A GLANCE Size 615,369 North American life insurance policies and annuity contracts […]

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2018 Side Hustle Income Report Month 5

Happy summer! We’re five months into this project and it’s my favorite series because it’s super helpful for me. I’m selfish. This summer we’re renovating an RV to resell. Instead of including everything here I’m going to a post once we’re…

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Stock Market Today: Tech Gets Respite From Recent Selling

Treasury yields cooled off Friday, and so did the Dow and S&P 500, while the recently maligned Nasdaq and several of its tech components enjoyed a modest rebound.

Using a Personal Cash Flow Statement

If you’re often surprised when you open up your credit card and bank statements and see how much money you spent, or you worry that your cash outflow may be exceeding your cash inflow, there could be a simple solution: A personal cash flow statement. Creating a personal cash flow statement can give you a […]

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