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The Ultimate Roth IRA Conversion Guide – Everything You Need to Know

Thinking about converting your retirement account to a Roth IRA? It’s easy to see why the Roth IRA is so incredibly popular. Contributions to a Roth IRA are made with income that has already been taxed, meaning there’s no initial tax benefit, but the money you have in a Roth grows tax-free over time. Roth […]

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PennyMac posts strong profits in Q4 despite MSR losses

PennyMac, the nation’s largest mortgage aggregator, posted net profits of $452.8 million in the fourth quarter of 2020.

The post PennyMac posts strong profits in Q4 despite MSR losses appeared first on HousingWire.

Do I Have to Pay Taxes on Gains From Stocks?

If you enjoyed stock market success in 2020, you might owe the IRS. Here’s our quick, easy guide to paying taxes on your stock gains.

Roth IRA vs Traditional IRA: Understand the Difference

The Roth IRA vs traditional IRA – they’re basically the same plan, right? Not exactly. While they do share some similarities, there are enough distinct differences between the two where they can just as easily qualify as completely separate and distinct retirement plans. To clear up the confusion between the two, let’s look at where […]

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Mortgage rates continue to stay low at 2.73%

The average mortgage rate for a 30-year fixed loan remained unchanged last week from the week prior at 2.73%, according to Freddie Mac.

The post Mortgage rates continue to stay low at 2.73% appeared first on HousingWire.