Fires are becoming increasingly frequent and destructive across the nation, particularly along the West Coast. Your homeowners insurance usually includes fire insurance, safeguarding against all accidental blazes. However, the specifics of your coverage can vary depending on where you live, especially if you own a home in wildfire territory.
So what is fire insurance, what does it cover, and how is it changing? Whether you live in a city with high-fire risk like Brentwood, CA, or in low-risk Duluth, MN, this Redfin article has everything you need to know.
What is fire insurance?
Fire insurance is a specific type of insurance coverage that compensates homeowners for accidental damage caused to their property by fire. It’s often included as part of a standard homeowners insurance policy, but depending on where you live and the specifics of your policy, the coverage can vary.
Does homeowners insurance cover fires?
Yes, homeowners insurance usually covers all fires, including wildfires. In fact, fire coverage is one of the foundational elements of most standard homeowners insurance policies. Here’s a breakdown of what’s generally covered in the event of a fire:
Dwelling coverage: This covers the structure of your home, including walls, roofs, and built-in appliances. If a fire damages or destroys any part of the physical structure of your home, this portion of your policy would help pay for repairs or rebuilding.
Personal property coverage: This covers your belongings inside the home, such as furniture, clothing, electronics, and other personal items. If these are damaged or destroyed by fire, your policy would help compensate you for their value, either at actual cash value (which accounts for depreciation) or replacement cost (which doesn’t factor in depreciation), depending on your policy.
Detached structures: If you have other structures on your property, like a garage, shed, or fence, these are typically covered under a standard homeowners policy if they’re damaged or destroyed by fire.
Loss of use or additional living expenses: If a fire makes your home uninhabitable, this portion of your policy can help cover the costs of living elsewhere temporarily, such as hotel bills, meals, and other associated expenses.
Liability protection: If someone is injured on your property as a result of the fire, or if you accidentally cause a fire that damages a neighbor’s property, this part of your policy may cover legal or medical expenses.
What doesn’t fire insurance cover?
While fire insurance is designed to provide broad coverage for damages resulting from fires, there are certain exclusions and scenarios that might not be covered by a standard policy. Here are some common limitations:
Intentional fires (arson): If the fire is determined to have been set intentionally by the homeowner or with their knowledge, the insurance will not cover the damages.
Vacancy: If a property has been vacant for a specified period (typically more than 30 days), damages from a fire might not be covered. Insurance companies see vacant properties as higher risks for vandalism, theft, and neglect.
War and nuclear hazard: Damages resulting from war, including undeclared war, civil war, insurrection, rebellion, or revolution, are typically excluded. Similarly, fires resulting from nuclear reactions or radiation are not covered.
Other perils: If a fire results from an earthquake, landslide, power outage, neglect, faulty design or materials, or ordinance of law, insurance may not cover your property.
How is fire insurance changing?
With the increasing frequency and intensity of wildfires, especially in places like California, insurers are reevaluating their risk models. Recently, State Farm stopped offering homeowners insurance entirely in California in early 2023. This has led to much higher premiums from other companies in some areas and even refusal to insure homes in particularly high-risk zones. These changes follow the most destructive wildfire seasons in the state’s history, with 11 of the state’s 20 largest wildfires occurring in the past five years.
This follows a trend in other states across the country ravaged by climate change-induced disasters. For example, in parts of Kentucky ravaged by flooding in 2022, flood insurance rates are set to quadruple. Similarly, insurance companies in Florida and Georgia are raising rates due to more frequent hurricane damage.
Insurance markets are regulated by local and federal governments, and many states and counties are struggling to keep their residents insured. In areas frequently hit by wildfires, state governments are stepping in to ensure homeowners can access affordable fire insurance. This might include offering subsidies, such as through high-risk pools.
What can you do?
If your home is at risk of wildfires, there are actions you can take to lower your insurance rates and help keep your coverage. Installing fire protection devices, like smoke detectors, fire alarms, sprinkler systems, and smart home security systems can all help lower your premiums.
It’s also essential to understand the specifics of your coverage. The more transparent and comprehensive your policy is, the better off you are in the case of a disaster.
Final thoughts
Fire insurance is a vital safety net for homeowners, ensuring that they can rebuild and recover after a devastating fire. As the world changes, so too does the landscape of fire insurance. Homeowners should regularly review their policies, stay informed about changes in the industry, and consider the evolving risks and benefits associated with their property.
Inside: Are you moving into your first apartment? Planning a move can be daunting, but with this checklist, everything will be ready for your bed and bathroom you arrive. From a mattress, pots and towels to cleaning supplies and furniture, this list has it all. This is a huge deal!
Moving into your first apartment is an exciting time!
You’re finally out on your own, and you get to decorate and furnish your space however you want.
But before you can start shopping for all the cute home décor, there’s one very important task that needs to be taken care of first: creating a First Apartment Checklist.
This comprehensive checklist will ensure that you don’t forget any essential items when furnishing your new place. From kitchen supplies to bathroom necessities, we’ve got you covered.
So what are you waiting for? Let’s get started!
My First Apartment Mistakes
Moving into your first apartment indeed marks an exciting milestone in life.
However, it is also a moment of awakening when realizing that filling the apartment with all the necessities is not child’s play. My lesson learned the hard way.
It requires great planning and acute mindfulness of one’s budget. While the thrill of setting up your own place can easily lead to overspending, it’s important to keep the budget in check and be judicious about your purchases.
Here are some aspects to consider:
It’s easy to forget that there’s a huge list of big and small things you’ll still need to buy to fully equip your space. However, the keyword here is “need” and not “want”. I should have been better at differentiating between what is absolutely necessary for your immediate living situations and what can be procured later.
Define what you can spend right away by considering the moving costs and other related expenses. After setting the budget, the next most important step is to stick with it. You will be tempted to stretch your limit, but remember that financial restraint is key.
Moreover, remember that you don’t need to get everything right away, certain things can wait. Spend wisely, and stick to immediate needs. You might be surprised to find out that some items you thought were essential, in fact, can be comfortably lived without.
Your home is meant to give comfort, not financial stress.
The above statement is a lesson that stick with you for a long while. Keeping track of your expenses and making wise decisions can help establish your first apartment without breaking the bank.
Learn is $5000 enough to move out?
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Big Items for Your First Apartment Checklist
You’re finally out of your parents’ house and ready to start your own life. Congrats!
This is an important step when you want to move out at 18.
Moving into a new place is both exciting and daunting. To help you make sure you have everything you need for your new digs, we’ve put together a first apartment checklist of all the big items you’ll need to buy.
This is where to focus your money or look to find free items.
1. Mattress
Living in your first apartment?
Do not underestimate the importance of a good mattress.
It’s the foundation for quality sleep, which is crucial for your health and daily performance. Investing in one is non-negotiable even if budget is a constraint.
Personally, this. is the one item I would say to buy new! Thankfully you can find affordable mattresses now.
2. Bed Frame & Headboard
You may be tempted to skip the bed frame in your first apartment, but it’s a key piece that offers myriad benefits.
In full honesty, I didn’t get a headboard for my mattress until well after I was married. But, it was one small thing that made me happy.
Popular bed frame options vary in price from $60 for a simple metal frame to over $200 for wooden or upholstered models. Make sure to evaluate your needs and budget before buying.
3. Couch
Your first apartment is exciting, and the right couch can really set the tone. It’s not only a seating arrangement but also a place for relaxing, entertaining, and unleashing your personality.
When setting up your first apartment, you might be conflicted about whether to buy a new couch or look for a used one. Here are some factors to consider:
For those living by themselves:
A new couch can be a significant investment, but it is worth the cost if you value personal comfort, hygiene, and aesthetics.
Utilize discount stores to find quality furniture that is within your budget. A new couch often comes with warranties or protection plans that can give you peace of mind for any potential repairs or damages.
Investigate measurements and delivery options thoroughly to ensure your new couch comfortably fits your apartment layout.
If you are planning to live with a roommate:
You can consider getting a used couch. This is a great way to cut costs during a time when budgeting and saving money are important.
To make sure the couch you’re acquiring is clean and pest-free, buy or get it for free from trusted sources. Friends or family are often the best people to approach when looking for used furniture.
Look into garage sales or online platforms like Craigslist for options. However, always inspect the couch thoroughly before purchasing it from these sources.
Whether you choose new or used, ensure that the couch fulfills your needs.
4. End Tables and Lamps
End tables and lamps are essentials you need in your first apartment. They offer functionality along with a touch of class to your space.
There are many reasons why they should be on every first apartment checklist.
Versatility: Side tables can be used in various ways, from serving as a coffee holder, providing a place for books and magazines, or showcasing photo frames and indoor plants. It can also function as an extension of your workspace when you need to create an impromptu office setup.
Convenience: Having a side table next to your bed or sofa allows you to have important items within easy reach. This may include your phone charger, eyeglasses, or remote controls.
Decorative Value: Side tables contribute to the aesthetic appeal of your living space. They come in different styles, shapes, and designs that can complement various types of interior décor themes.
More than likely with lamps, you will notice where you need them the most after you move. So, it is okay to wait and buy them.
5. Dining Room Table
Your first apartment isn’t complete without a dining room table. It’s the multi-tasking hero of your living space, essential for meals, socializing, and possibly working or studying.
Finding the right dining room table for your apartment can be a fun and rewarding experience. However, it may be daunting for some, given the myriad of options available in the market.
Here’s a step-by-step guide to help you find your ideal fit:
Determine the Size Needed: The first step in finding the right dining room table is to measure the space it will occupy. Knowing the size helps narrow down the options and ensures a comfortable fit. Consider the number of people you plan on hosting on a regular basis – that should dictate the size of the table you need.
Consider the Shape: Dining tables come in various shapes, including square, rectangle, round, and oval. Identifying the shape that suits your space and lifestyle is crucial. Rectangular tables are the most common, but circular ones are great for maintaining an intimate dining experience, while an oval one can be a middle ground between a square and a round table.
Decide on Style: Whether you lean more towards a modern, contemporary, or rustic look, there are countless styles of dining tables to choose from. Ensure that the style of the table resonates with the rest of your home decor for a harmonious look.
Remember, choosing the right dining table is a balance of both form and function. Considering these aspects will surely help you find the dining room table that fits your lifestyle and space.
A good friend of mine had great luck finding a dining room table at a Restore resale shop. Something to definitely check out!
6. Kitchenware
Moving into your first apartment often comes with the challenge of equipping your kitchen efficiently.
To help guide you in making thoughtful purchases without breaking the bank, here are some important kitchen items you should consider investing in.
Basic Cooking Equipment: A Starter kitchen at the bare minimum requires at least two pots and a frying pan. These should be supplemented with necessary cooking utensils like a ladle, spatula, whisk, etc. You also need a high-quality knife set, at least one cutting board, and measuring cups and spoons to help you prepare and portion your meals accurately.
Food Storage & Serving Items: Get microwave-safe food storage containers to store leftovers efficiently. Additionally, invest in a good set of plates, bowls, glasses, and coffee mugs.
Countertop Appliances: While these can be a bit costly, consider getting a microwave, an InstantPot, and a coffee maker. These can vastly simplify and speed up your daily meal prep.
These are the basic items for a minimalistic kitchen.
7. Patio Furniture
Patio furniture can be an excellent cost-effective addition to your first apartment. Often overlooked, patio furniture can provide advantages for a first-time tenant:
Getting patio furniture as hand-me-downs or buying used ones can save you lots of expenses.
Plus patio furniture can be easily refurbished or painted to match your apartment’s interior design. You can showcase your creativity and add a personal touch without spending much.
8. Grill
One must-have in your first apartment is undoubtedly a grill. Nothing beats the flavor of a good grill and it’s perfect for friendly gatherings or quiet evenings.
Having a grill can add a sense of fun and adventure to your living situation. It allows for new culinary experiences and outdoor entertaining, especially during warmer months when you can have a delightful barbecue party in your yard or balcony.
Grilling can also act as a social catalyst. Whether it’s a relaxed summer evening cookout with neighbors or a gathering of friends for a sporting event, grilling can bring people together in a fun and casual way.
Thanks to websites like Craigslist, eBay, and Facebook Marketplace, second-hand grills in good condition are often available locally and at a much lower cost than brand-new grills.
9. Storage Items
Stepping into your first apartment, huh? The organization will be your closest ally.
Crisp and neat storage items can help you stay clutter-free and make your space feel like home.
This is something I would wait to buy until you are in your space and know what you need. There are so many storage ideas and organization items.
10. Decor
Making your first apartment feel like home is both exciting and challenging. Decor plays a crucial role, transforming an empty space into a cozy, personal refuge.
You want the decor to reflect your style, but the cost may be more than you can afford.
Enter thrift shopping for some of your favorite items.
You can always splurge on that one item you want!
How do I prepare for my first apartment?
Getting your first apartment can be incredibly thrilling, but let us guide you through a smooth transition.
Before making any purchases, it’s critical to create a budget that takes into account moving costs and other associated expenses.
Additionally, make a checklist of essential items to ensure a smooth move, but remember to prioritize immediate needs as some items may not be necessary initially.
Being prepared and methodical about your approach can help significantly in making your first apartment feel like home. It’s all about spending wisely and sticking to your plan.
First Apartment Checklist for Bedroom
Ready to move into your first apartment and need help setting up your bedroom?
This checklist will ensure you won’t miss any essentials.
Bed: Choose a full or queen-size bed to maximize space.
Mattress: Select the right firmness for your sleep style. Don’t forget a mattress pad and bedding.
Nightstand: You need this to place essentials like a reading lamp and a glass of water.
Dresser: An essential piece of furniture for your clothing storage.
Lamp: A softer lighting option for your bedroom. Don’t forget light bulbs!
Closet Organizers: Invest in baskets or cloth storage cubes for easy organization.
Desk and Chair: A small workspace if your room allows. Opt for a stool or folding chair to save money.
Remember every space is unique, tailor this list to your needs and budget.
First Apartment Checklist for Kitchen
As you embark on your solo living adventure, setting up your kitchen shouldn’t be a brain tease.
Here’s a lifesaver list of must-haves:
Remember, your kitchen is not just for cooking, but for hosting toasts and storing eats. Cheers to your new apartment kitchen!
First Apartment Checklist for Living Room
When setting up your first apartment living room, remember to shop for these essential items:
A Cool Lamp or Two: Lighting is crucial. Pick unique lamps that add both light and character to your space.
Side Tables: Grab a couple; these provide additional surfaces for decorations or mugs of tea.
Storage Solutions: Think TV cabinets or bookshelves where you can neatly store your belongings.
Extra Seating: More seats for more guests.
Window Treatments: Curtains or blinds not only offer privacy but can also tie a room together.
Decorative Pillows and Throw Blankets: For aesthetics and comfort.
Decor Items: This includes wall art, picture frames, coffee table books, houseplants, candles and vases. Make your space you.
Be smart in your selections, ensuring each item marries functionality with aesthetics. Holistic harmony is key in a living space.
Technology for Your First Apartment
In today’s digital era, modern apartments are nearly incomplete without a range of essential tech items.
These add convenience, entertainment, and a sense of security to your cozy abode.
Smart TV: This is essential for entertainment and relaxation. It can be a source of news, sports, movies, and shows that make your apartment a much more enjoyable living space.
Roku Stick: If you opt for a basic TV, then these devices enable you to stream content like Netflix, YouTube, and Hulu directly to your TV. This is much needed if you prefer digital streaming over traditional network channels.
Computer / Laptop: This is useful for work, learning, entertainment, and communications in the current digital era. It helps you stay connected to the world and perform various tasks easily.
Wifi Router: A Wi-Fi router is a must-have in this age as it provides an internet connection for all your devices. It enables you to stay connected to the world, shop from home, stream entertainment, or work remotely.
Chargers: Chargers for phones, laptops, and other electronics are essential. They keep your devices powered up and ready for use at any moment.
Speakers: They enhance your entertainment experience by providing high-quality sound for music, TV shows, and movies. They can also be useful for work or study, for instance when participating in video conferences or online courses.
Thankfully prices have dropped significantly on TVs since I bought my first one!
First Apartment Checklist for Bathroom
One key area to consider is your bathroom – it’s essential to have all the basis to make your daily routines smooth and simple. Here’s what you’ll need:
Cleaning Your First Apartment
Ready to take that first crucial clean sweep in your very first apartment? Here’s how you’ll nail it!
Start with unpacking your cleaning essentials, preferably even before you start arranging your furniture. This will make it easier to spot dust, stains, and dirty spots that are usually hidden.
Now, let’s dig into your basic apartment clean-up kit:
Honestly, these frugal green items are perfect to keep things clean and on budget.
Things you need for an apartment that you wouldn’t think of
Moving into your first apartment is an exciting milestone, but it’s also full of small details that are easy to overlook.
Some essential items might not make it on your moving checklist, leaving you scrambling on your first day in your new place.
Basic Handyman Tools: A Leatherman or small toolkit is essential for assembling furniture and making minor repairs.
Hangers: You’ll need more of these than you think for your wardrobe.
Extension cords and surge strips: You’ll need these to plug in all your electronics in spaces with limited outlets.
Drawer organizers: Helps keep your belongings categorized and easy to find. Especially important in small spaces where efficient storage is key.
Flashlight: You never know when a power outage may happen. A flashlight is a crucial tool for safety and navigation in the dark.
Batteries: Handy for various gadgets like remote controls, flashlights, and smoke detectors.
First aid kit: Accidents can happen anywhere, and having a first aid kit handy can make dealing with minor injuries easier and more efficient.
Light bulbs: Essential for maintaining good lighting in your apartment. You don’t want to be left in the dark when a bulb burns out.
Matches and/or lighters: Useful not only for candles and gas stoves but also a necessity in case of a power outage.
Pen and paper: Although we live in a digital age, pen, and paper are still handy for jotting down quick notes, lists, or reminders.
Fire Extinguisher: Better to be safe than sorry!
Carbon Monoxide Detector: Extremely important to have in your apartment
Duct Tape: It solves every DIY project – while almost any.
Security Cameras: It bums me out completely to add this to the list, but in today’s society it is a must-have.
Renter’s insurance is instrumental for various reasons
It provides financial protection in case of unforeseen circumstances like theft, damage due to disasters like fires, or liability if someone gets hurt in your apartment.
Additionally, considering the value of electronics, furniture, clothing, and other personal belongings, investing in renter’s insurance helps safeguard one’s possessions, making it invaluable, especially for first-time renters.
How do I budget for my first apartment?
Managing your expenses while moving into your first apartment is crucial since it’s usually an expensive endeavor with many large and small essentials needed to fully complete your home.
Having a budget not only helps you to control your finances effectively but also assists in prioritizing immediate needs, avoiding unnecessary items, and managing moving costs and related expenses.
Step 1: Make a Budget
Budgeting is, unquestionably, a crucial strategy to manage your personal finances efficiently, particularly while setting up a new apartment.
Begin by detailing your annual net income.
Subsequently, list down all your essential expenditures, such as food, household supplies, phone bills, car payments, credit card bills, clothing, transportation costs, internet charges, healthcare expenses, school loans, and entertainment.
Don’t forget to add a section for “miscellaneous” to cover any unanticipated expenses.
Make sure your expenses are less than your income.
While rent will be your biggest expense, you want to make sure you can truly afford the amount without going broke.
If you observe that your expenses are relatively high, it’s time to analyze your spending patterns and cut down on unnecessary spending.
Step 2: Save Money
Saving money and living frugally requires strategic thinking and discipline.
Honestly, the simplest thing you can do is to set aside 20% of your income each paycheck. That will ensure you are on your way to becoming financially independent.
Simply remember, frugal living doesn’t equate to deprivation, it’s about making informed choices to optimize your resources.
The 100 envelope challenge is extremely popular!
Step 3: Start a Side Hustle
Side hustles can be a flexible and rewarding way to supplement your income, and they’ve become much more popular in recent years.
Manage your time wisely and ensure the side hustle is something you enjoy or are passionate about. It should be a source of additional income without causing stress or burnout.
Here are ways to make money online for beginners.
First Apartment Tips
Embarking on the journey of renting your first apartment can be both exciting and daunting, hence having some essential tips can be quite handy.
1. Make a list of apartment essentials
A list of apartment essentials plays a crucial role, particularly for first-time movers.
The benefits and significance cannot be overstated. Here’s why:
Prevents Overspending: Moving into a new apartment is already expensive. There are lease deposits, rent due, utility set-ups, and other hidden expenditures that can easily catch first-time movers off guard. Having a list of apartment essentials can keep your spending in check, ensuring that you only purchase what’s necessary and avoid unnecessary or impulsive purchases.
Minimizes Stress: The task of moving can be overwhelming, and missing essential items only adds to the stress. A well-thought-out list can not only help you keep track of what you’ve already acquired but also what you need to purchase or source.
Ensures You’re Prepared and Organized: By carefully creating an apartment checklist, you’re ensuring that you have everything you need in your new home, from cleaning supplies and toilet paper to the necessary items for your furry friends.
Saves Time: A concise and focused list saves you time by clearly stating what needs to be acquired, allowing you to focus on other important matters related to the move.
Follow this approach, and you’ll have a comfy, well-equipped apartment in no time.
2. Consider your budget
Experts advise rent shouldn’t exceed 25-30% of your income. But, don’t forget to include your other costs like food, bills, loans, etc
Remember, your dream apartment isn’t worth it if it’s a financial nightmare. Think smart, save hard, and enjoy your new home’s comforts without breaking the bank.
Learn the ideal household percentages.
3. Research apartments
Researching apartments requires careful consideration of numerous factors such as the proximity to vital facilities like workplaces, grocery stores, hospitals, and entertainment joints.
Try to physically tour potential residences where possible to examine amenities and gauge the atmosphere of the neighborhood.
Don’t forget to make inquiries and view the apartment personally or through a floor plan, all these will help you make a wise decision.
4. Check apartment listings for features and amenities
When searching for the perfect apartment, consider features and amenities that align with your lifestyle.
If there is a sym space, you could eliminate your monthly gym membership.
Just make sure the cost of the upgraded amenities is worth the price tag.
While checking apartment listings, ensure to evaluate the location, amenities, available space, and physical integrity.
5. Think about the size and layout of the apartment
Understanding the size and layout of your new apartment is crucial before you start styling and furnishing it.
Acquire a floor plan from the apartment management, and if possible, tour the apartment physically to note the positioning of rooms, doorways, hallways, and stairwells. Take measurements of these areas and visualize the kind of furniture and fixtures they can accommodate fittingly, taking into account maneuverability around corners as well.
Moving to your first apartment is exciting, yet demands careful consideration of the size and layout.
6. Look for apartments with good security
When you’re hunting for your next apartment, don’t forget to check out its security features. This is crucial for your peace of mind.
Ensure the apartment is in a safe neighborhood, close to amenities like hospitals or public transport.
Ask if the apartment complex has features like controlled access gates, security guards, and CCTV surveillance.
Check the apartment for proper alarm systems, well-functioning locks on doors and windows, and that fire safety measures are in place.
Verify the cell phone reception inside the apartment for any emergency calls.
Lastly, always ensure that the parking area is secure and well-lit.
Remember, your apartment isn’t just a place, it’s your sanctuary. It should feel like one, too.
7. Make sure you get a good deal
Before signing a lease, it’s crucial to ensure the rent price is a good deal.
According to the U.S. Census Bureau, the median gross rent from 2015-2019 was approximately $1,097 per month.
8. Talk to the management and make sure you understand the rules
Get to grips with your apartment’s rules by thoroughly reading your lease. Take note of any restrictions, and don’t fear to ask for clarifications. Data indicates that understanding lease terms significantly reduces tenant-landlord conflicts.
It is important you understand your lease as it is a binding contract.
First Apartment Checklist PDF
Moving into your first apartment is exciting but daunting. The First Apartment Checklist PDF helps simplify the process.
Take it at your own pace—don’t rush. This is your journey to your new home. Enjoy!
FAQ
Moving into a new apartment can be quite exciting yet daunting. It’s crucial to carefully inspect the space to ensure it meets your needs and is in optimal condition.
Check the overall cleanliness. Despite initial cleaning, apartments often accumulate dust while vacant. Ensure you have cleaning supplies handy to tackle any overlooked dirt or grime.
Inspect the utilities. Ensure the availability of necessary technology setups and provisions for all your electronic gadgets. And make sure no wires are hanging from the ceiling.
Verify the safety features. Always have a working lock on the door as well as a well lit entrance.
Examine appliances. Make sure essential household appliances like washers, dryers, and a dishwasher are provided and in working condition.
The comfort and safety of your new apartment rely hugely on these checks.
When determining how much you should spend on rent, it’s generally suggested that your allotment should be no more than 25-30% of your after-tax income.
For instance, if your yearly income after taxes is $40,000 per year, your rent should be about $833-$1,000 per month.
Keep in mind, this amount should cover:
Your rent
Utilities (unless they’re included in your rent)
Rental insurance
It’s essential to create a realistic budget by considering your other necessary expenses like food, transport, healthcare, and entertainment. If needed, find ways to cut some of these costs to afford your dream apartment.
Now Get Moving with your Apartment Shopping List!
In conclusion, creating and managing a first apartment checklist requires a judicious mix of prudence and patience.
It’s an exciting journey of setting up your first independent space but it’s also a test of properly managing your resources without compromising on your basic needs.
It’s crucial to remember that you do not need to get everything at once, and it’s okay to take your time to gradually fill your apartment.
Remember, be mindful of your budget and prioritize based on your specific needs and preferences.
And don’t forget, you’re not just setting up an apartment, you’re creating your own unique sanctuary.
With patience and careful planning, you’ll soon have an apartment that’s not only functionally equipped but also a reflection of your personal style. The experience, in the end, will prove to be as rewarding as it is educational.
Know someone else that needs this, too? Then, please share!!
Want to get paid sooner? Your checking account might be able to help.
August 9, 2023
Watching for a direct deposit to hit your bank account can be a stressful waiting game, especially if you have everyday expenses to cover and bills that need to be paid. If this is an all-too-familiar challenge, you aren’t alone. Many Americans live paycheck to paycheck, without much of a financial buffer between paydays. And even after your paycheck is sent to your bank, it can still take a few days before that money is in your checking account and available to spend.
Whatever the reason, being able to get your paycheck early can make a huge difference. And your checking account can actually help you do this, depending on your bank. So, how can you get your paycheck early using an online checking account? It just takes a few simple steps and a little know-how.
Can you get your paycheck early using your online checking account?
Yes! You may be able to get your paycheck early and access your cash even sooner than expected, depending on the checking account you pick. Early access to these funds could help you cover immediate expenses or pay bills without having to rely on credit cards or incur late fees.
Not all online checking accounts allow you to get paid early, but some do. For example, Early Pay is one of the many benefits of a Discover® Cashback Debit checking account, and this feature allows you to tap into qualifying deposits days earlier than scheduled.1
What is Early Pay?
Early Pay is a no-fee service offered to Discover checking account customers, giving you access to qualified Automated Clearing House (ACH) funds up to two days early. (ACH is an electronic fund transfer network across which banks and credit unions transfer money.) Eligible funds can include a direct deposit paycheck from your employer or an ACH transfer from a government entity, just to name two.
With the Early Pay feature, your direct deposits are made available to you soon after Discover is notified that the pending transfer is on the way. This means you can pay bills, make purchases, and prevent overdrafts on your Discover checking account up to two days earlier than expected.
How do I set up direct deposit?
The process for setting up direct deposit will vary by the payor (your employer, in most cases). Payors often have their own direct deposit form for you to fill out, or you may be able to provide an ACH form that your bank generates on your behalf.
In order to set up direct deposit, you’ll need to provide the payor with information such as your:
Name on your account
Bank name
Bank account and routing numbers
Bank address
Also, you’ll likely need to tell the payor how you want the money deposited. Suppose you want half of your paycheck to go into savings, for example, or a set dollar amount to be redirected into another checking account. You may be able to specify those details when you set up direct deposit.
Checking with cash back and no monthly fees
Discover Bank, Member FDIC
What types of accounts are eligible for Early Pay?
Early Pay is available to Discover customers with online checking accounts, online savings accounts, or money market accounts. Early Pay isn’t available for Individual Retirement Account (IRA) savings accounts or IRA CDs because those are retirement accounts that aren’t typically used for short-term expenses.
What kinds of ACH deposits qualify for Early Pay?
If you have an online checking account, online savings account, or money market account with Discover, your ACH deposits may be eligible for Early Pay.
How early will direct deposit funds be available?
Discover Cashback Debit customers may be able to access their eligible direct deposit funds up to two days early. The timeline depends on when the ACH transfer is initiated by the payor and when Discover is notified that funds are on their way.
Will funds from my qualifying direct deposit always be available early?
Early Pay is available to eligible banking customers with qualifying direct deposits, but does direct deposit come early for all Discover customers, all the time? Not necessarily. Discover can’t guarantee that the funds will always be available early because of actions the payor may take. Timing can also depend on when Discover is notified of the pending payment.
How do I enroll in Early Pay?
If you’re wondering how to get your direct deposit funds early with Early Pay, it’s easier than you might think. Once you get set up with direct deposit, which is usually done with an employer or benefits provider like Social Security, Discover takes care of the rest. Or, if you’re already receiving qualifying ACH direct deposits into your checking, savings (excluding IRA savings), or money market account, you’re already automatically enrolled in the Early Pay feature. Once Discover is notified that a qualifying ACH payment is en route, you can have access to your money up to two days early.
Is there a fee for using Early Pay?
For Discover Cashback Debit customers, there’s no fee for the Early Pay feature. This means you can access your ACH deposits sooner at no additional cost.
Can I be informed when my direct deposit posts with Early Pay?
You sure can. With Discover Cashback Debit, you’ll automatically be set up with Early Pay email alerts, so you’ll always know when your paycheck or other qualified deposit hits your account. If you want to turn off email alerts, you can unsubscribe anytime. And if you prefer text or push notifications, you can turn those on in the Discover App.
Start using your checking account to get your paycheck early
When choosing a bank, you’ll want to look for important benefits such as no fees, expansive ATM networks, mobile check deposit, and even rewards on checking accounts. Being able to get your paycheck early might be one of the most beneficial perks, though, whether you need it to pay some bills or if you’re ready to make a big purchase.
Discover Cashback Debit customers enjoy more than 60,000 no-fee ATMs in their network, receive 1% cash back on up to $3,000 in monthly debit card purchases,2 and can even get paid up to two days sooner with Early Pay—all with no fees. Take a closer look at Discover Cashback Debit and see if it’s right for you.
1 Early Pay is automatically available to checking, savings (excluding IRA savings) and money market customers who receive qualifying ACH direct deposits. At our discretion, and dependent on the timing of our receipt of the direct deposit instructions, we may make funds from these qualifying direct deposits available to you up to 2 days early. See our Deposit Account Agreement for more information.
2ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), online sports betting and internet gambling transactions, and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal®, who also provide P2P payments) may not be eligible for cash back rewards. Apple Pay® is a trademark of Apple Inc. Venmo and PayPal are registered trademarks of PayPal, Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Google, Google Pay, and Android are trademarks of Google LLC.
Articles may contain information from third-parties. The inclusion of such information does not imply an affiliation with the bank or bank sponsorship, endorsement, or verification regarding the third-party or information.
Do you want to learn how to get paid to watch Netflix?
Yes, you can actually get paid to do something that you probably do all the time.
Netflix is one of the most popular ways to watch TV, and there’s an estimated 232.5 million subscribers worldwide.
It’s no surprise that Netflix is so popular – there are countless TV shows, movies, and documentaries to watch. But what if you could not only enjoy your favorite movies and TV shows, but also get paid to watch Netflix?
There are many benefits to making extra money by doing something you enjoy, such as watching Netflix. One big benefit is that you may watch a lot of TV each week, so why not turn that into a way to make money?
Secondly, making extra money can help you reach your goals. Whether you are looking to pay off your student loans, save for a trip, or just have some extra money, finding ways to get paid to watch Netflix can be a great way to supplement your income.
Below, I will also be talking about the very popular Netflix tagger position, as this recently went viral and is something you may be interested in.
You are also going to learn about more than how to make money watching Netflix. I’m going to explain which sites pay for watching videos and how you can monetize your love for films.
So if you’ve been sitting in front of the TV thinking “I wish someone would pay me for this,” then you are going to love today’s post.
In this article, I am going to tell you about the different ways that you can get paid to watch Netflix. Some may be a full-time job, and others may simply be a small side hustle.
Related content:
How To Get Paid To Watch Netflix
1. Closed captioning for movies and TV shows
Netflix is available globally, which means that people all over the world want to watch Netflix movies and TV shows, but they may not be available in their language.
Not only does closed captioning help non-native speakers watch TV and movies, closed captioning also assists people who have trouble listening to the audio and need to read the words instead.
Closed captioning is an extremely important need for this streaming service, and due to that, they need closed captioners.
Netflix uses freelancers for a lot of their closed captioning work. You may be able to find jobs by looking at Netflix’s preferred vendor list, heading to their website, and seeing if any of these companies have an opening for a closed captioner. You can find Netflix’s list here.
Transcriptionists are paid to listen to audio content and type what they hear. You must have a quiet place to work and be very detail oriented.
You can learn more at How to Become a Transcriptionist From Home And Earn $15+ An Hour.
2. Build a movie review blog
If you love watching shows and movies, then you may be able to turn your passion into a way to make money by starting your own blog or YouTube channel.
With a movie review site, you can share your thoughts on the latest movies and TV shows, your recommended hidden gems, and more.
All you need is an internet connection and a laptop, to start watching Netflix content, and strong opinions about the shows and movies you’ll be reviewing.
With a blog, you could make money in a variety of ways, including placing affiliate links to movies you’re watching. You can use your blog to share your thoughts about movies you’ve watched and host online discussions on your website platform.
Another way to make affiliate income with a movie review blog is to share links to products related to the movie. When movies come out, there are usually a lot of different products that are for sale as well, such as T-shirts, books, toys, and more.
Below is how affiliate marketing works on a blog:
Affiliates are people or businesses who are paid to promote a product or service.
When you become an affiliate, you are given referral links to use when you promote something for a company. These referral links allow companies to track where the sale comes from.
Then, you place those links on your website, social media accounts, etc. in the hopes that someone will buy something through your link.
When someone makes a purchase through your unique affiliate link, the company knows where the customer came from and pays you a commission.
Another way to make money with a movie review blog is through display ads and sponsorships. These are ads that are typically placed in your blog posts that a reader would see as they are reading your blog post. Display advertising is very easy to get started with, but you will need page views in order to make a good income with them.
You can learn how to start a movie blog with my free How To Start a Blog Course. In this free email course, you will learn how to start a blog and make money from it. Over the course of seven days, you will learn how to decide what to blog about, how to create your blog using WordPress, how to make money blogging, how to get page views, and more.
Also related to this – you could get paid to watch movies on Netflix by starting a podcast or a Youtube channel on movie reviews as well, and many podcasters and YouTubers make money through affiliate links in the same way as bloggers do.
3. Start a career in the movie industry
There are many jobs in the movie industry if you want to learn how to get paid to watch Netflix. Careers in the movie industry include:
Makeup artist
Animator
Production Assistant
Casting Assistant
Screenwriter
Creative Analyst
Actor
Camera person
Costume designer
Video editor
Technician
And so much more.
Some of these jobs may require a degree or training program, and while it can take a lot of work to find the job of your dreams, it’s worth going for it if it’s what you really want to do. Plus, you will most likely need a resume and/or portfolio to get your foot through the door.
If you are interested, you can start working on a smaller scale with online video editing. You can work for vloggers, influencers, small companies, and anyone who’s putting out video content.
They have many of the same needs as large-scale movies, like lighting, sound, post-production, pre-production, scripting, and more.
Many people think that they have to move to California to work in the movie industry, but Atlanta, GA, Austin, TX, Albuquerque, NM, and Chicago, IL are all growing film towns. If you are set on large-scale films, you might consider moving to one of those cities to establish your career.
4. Voice over actor
You can get paid as a voice over actor and help make movies and TV shows on Netflix.
A voice over actor is the voice you hear in animated movies, TV shows, Youtube videos, narration for documentaries, and more.
TV shows and movies on Netflix use voice over actors all the time for the reasons above, but it’s also for dubbing. Because of its global audience, Netflix dubs movies in different languages so they can be watched by people all over the world.
You can learn more about becoming a voice over actor in How To Become A Voice Over Actor. Here, I chat with a voice over actor, who explains how she got into the field and she gives advice to beginners. The interview covers topics such as how much money a beginner can make, how to find your first voice over actor job, and more.
5. Watching Netflix while you house sit or pet sit
If you want to earn money while you are watching Netflix, one way would be to find paid house sitting or petting jobs.
House sitters are paid to take care of someone’s home while they are away. You may need to water plants, take mail in, do some light cleaning, take care of pets, and so on.
You have a lot of downtime as a house sitter, and you can spend that time watching movies and TV, and house sitters make anywhere from $25 to $50 per day.
Pet sitters make anywhere from $25 to over $100 per day. I have personally paid $100 per night to a pet sitter for a pet sitter to watch our dogs in her home.
If you are looking for a company to get started with, I recommend Rover. This is the website I have used many times in the past to find dog sitters, and I have family members and friends who list their pet sitting services on this website as well.
6. Netflix Tagger
Is Netflix tagger a real job?
There are several different ways you can get paid to watch Netflix shows and movies, and the most popular one right now is a Netflix tagger (also known as Metadata Analyst or Editorial Analyst).
Netflix Taggers work directly for the Netflix streaming platform.
So, what is a Netflix Tagger? A Netflix Tagger is a person who watches Netflix and adds the tags and categories to them in order to categorize the different movies and TV shows. The tags that you add may be the genre, mood, cast members, and more. These tags are so that people like you and me can find what we are looking for easier.
As a Netflix Tagger, you would be watching a lot of movies and TV shows in order to best complete the duties for this job.
Netflix is a very large company with over 12,000 employees. Due to that, they are often hiring. You can find the Netflix careers on their job board here to see if they are hiring for this position, as well as see other Netflix careers.
This position isn’t always open, and I know a lot of people want it whenever Netflix is hiring for it. Due to that, you want to make sure you have a deep understanding of what you are watching, as it can be a great opportunity for a person who wants to get paid to watch Netflix.
7. Sell Netflix merchandise
There are so many popular shows and movies on Netflix, and there are fans of these shows all over the world. That’s why one way to get paid to watch Netflix is to make and sell merchandise related to Netflix shows and movies.
You can make and sell coffee mugs, cards, stickers, calendars, t-shirts, and much more.
I’ve seen so many creative designs related to some of the Netflix shows and movies I love, and one of the best places to find them is Etsy.
That’s why I recommend checking out How I Make Money Selling Printables on Etsy. In this article, you will learn how to start creating and selling digital printables on Etsy to make passive income.
Digital printables are a great way to make money because you only need to create the file once, and it can be sold over and over again for somewhat passive income.
If you want to learn how to get paid with streaming services, printables and merch would work with any of them because they all have shows with popular characters and sayings that people go wild for.
Can I get rewarded with Viggle still?
I’ve heard a lot about Viggle, but I think the program is currently paused because the site has been down for quite a while. I still wanted to share information about Viggle because I know I will receive questions about it, if you’re searching “how to make money by searching movies?”
But as I said, Viggle is paused so I do not recommend signing up or spending too much time on it.
Below is what you need to know about Viggle.
The Viggle app was started in 2012, and it’s a way for you to watch TV shows and get rewarded with digital downloads, electronics, trips, gift cards, and more.
You get a point per minute for any songs you listen to or TV shows you watch.
They have over 7,000,000 registered users who have redeemed over $19,000,000 in rewards. Plus, Viggle is available across 170 TV channels.
You can get rewarded for watching TV shows and movies on Netflix, Amazon, and Hulu. The points you earn can then be redeemed for gift cards to places such as PayPal, Walmart, Amazon, Best Buy, and more.
What apps will pay me to watch movies?
Some apps and websites will pay you to watch movies, but it won’t be on Netflix.
If you are looking for other options, you may want to look into downloading the money making apps or signing up for the websites below:
Swagbucks – You can get paid to watch videos and movie trailers on Swagbucks, as well as give your feedback. So, how much does Swagbucks pay for watching videos? They say you can earn around $5 a day. The reason Swagbucks pays people to watch videos is because they want to introduce new brands and shows to consumers, and they also want valuable market research about what people think about different TV shows, networks, and movies. You won’t make a full-time income watching movies and videos on Swagbucks, but it’s an easy thing to have on in the background.
PrizeRebel – With PrizeRebel, you can watch short videos and earn Amazon gift cards. You just head to the Offer Walls tab on the website, and there are usually videos that you can watch to earn points.
InboxDollars – InboxDollars Videos pays you cash to watch free content from their partners and it is an app that you can download. These are usually short video clips about health, beauty, and sports. You can earn $0.01 to 0.04 per playlist. There is currently a $5 sign-up bonus as well.
With these apps and websites, you may be able to win cash prizes or get free gift cards right from your laptop, tablet, or smartphone.
How To Get Paid To Watch Netflix
I hope you enjoyed today’s blog post on how to get paid to watch Netflix. Streaming services are very popular, and nearly everyone has binge-watched a Netflix show.
Some of the different ways you can get paid on this streaming platform include:
Closed captioning for movies and TV shows
Build a movie review blog
Start a career in the movie industry, such as an animator, video editor, technician, screenwriter, and so on
Voice over actor
Get paid to watch movies while you house sit or pet sit
Netflix Tagger
Sell Netflix merch
Getting paid to watch movies and TV shows on Netflix can be a fun way to make money. There are several different things you can do to make this a reality for you.
While not every option is a full-time job, there are many ways to make watching Netflix a side hustle as well. Plus, if you’re already watching a lot of Netflix, there are other benefits of this, such as monetizing your hobbies, getting a little closer to achieving your financial goals, and finding a flexible way to make extra money.
While everyone right now wants one of the popular Netflix tagger jobs, there are many other options that may interest you as well, such as closed captioning or voice over acting.
So, grab some popcorn (or your other favorite movie snack!), try out something from the list above, and start earning money for something you probably already spend a lot of time doing.
Do you want to learn how to get paid to watch Netflix? How much Netflix do you watch each week?
Finding a new space or new city to live in is very exciting, however, getting all your belongings to the new apartment is no fun. You have to spend your free time packing, finding a moving company and going through that hall closet you’ve been avoiding for months. Don’t worry too much because we have you covered with these packing hacks and tips.
29 packing hacks to make packing and moving a breeze
Where do you even begin packing? What size boxes do you need? What should you get rid of? These are questions we’ve all had before. The truth is there’s no right way or place to start. Here are 29 packing hacks to make your move smoother and more efficient.
1. Create a schedule
The beginning of any move is overwhelming, to say the least. There’s so much to do, but where do you start? That’s where creating a moving schedule comes into play. If you have a busy life — and most of us do — then a schedule is going to help you get everything done in time for moving day. You could pack one room a day. You could back all similar items — blankets, linens, towels — each day. Or, you could assign different items to each family member to pack as part of the schedule.
2. Have a checklist
After you’ve created your moving schedule, create a moving checklist of everything important you need to remember to do. Write down everything from hiring movers to canceling your Wi-Fi plan. By doing this, you’ll feel more in control while moving.
3. Change your address
Before you’re anywhere near being completely packed, you should change your address. Give the post office a two-week notice so they can send your mail to the correct address.
4. Fill nail holes with a bar of soap
Every renter wants their security deposit back when they move out. To do that, you have to make sure your apartment looks great when you leave it. When you go to take down the art you’ve hung on the wall, you’ll find a couple of nail holes left behind. An easy way to fix this is by using a bar of soap to fill the hole. Rub the bar of soap over the hole until it’s completely filled in.
5. Color code
Color coding is a great way to keep all your boxed organized. All you need is different colored packing tape. As long as you remember which color means and the original box you put each item in, you’re good to go. For example, the yellow tape could mean dishware and blue tape is bedding.
6. Make an overnight bag
Before you pack any boxes, start by packing an overnight bag. The unpacking process takes a couple of days at least. In the meantime, you’ll want some of your essentials. It’s a good idea to have a change of clothes, one pair of shoes, some toiletries, toilet paper and maybe even a first aid kit on hand for those first couple of days in your new place. You can also put the valuable electronics you need access to in your overnight bag.
7. Purge
You know that old sweater in the back of your closet that you swear you’ll wear one day but deep inside know you won’t? It’s time to rid yourself of it and give it a new home. When you start to pack, consider going through your belongings and getting rid of unwanted items. It’s best to do this before you pack as it saves space in the long run. Plus, you’ll move into your new space with fewer items and feel more organized.
8. Sell what you don’t want
Once you have a pile of items to get rid of, consider selling them or giving them away. You could let your friends have first dibs, sell them on eBay or donate them to places like Goodwill.
9. Pre-clean your new home
Once you start unloading your things into your new home it’s nothing but a sea of boxes. If you have access to your apartment, take some time before moving to clean all your new home’s empty spaces. This way when you get there you might have a lot of boxes but everything is clean and ready to go.
10. Eat up
It’s enough to have to pack all your things but packing food is a monster in its own right. If you can, it’s a good idea to try to eat what you can before you move. This way you won’t have to try and pack your pantry or worry about your perishables going bad along the way.
11. Take photos of your furniture assembly
As you start to unassemble the bigger items of your home, such as couches or bedframes, take photos along the way. This will help you later on when you’re re-assembling them in your new space. You could also video yourself disassembling furniture so you know where all the screws go so you’re left with one stray screw.
12. Group the boxes
Now it’s time to put things into boxes. No matter if you’re using cardboard boxes, wardrobe boxes or plastic bins, it’s a great idea to group them. Have all the bathroom and bedroom items in separate boxes. You’ll probably need multiple boxes for each room. When you’re done packing everything by group, put all the boxes together by room or use. This will make unpacking so much easier.
13. Label, label, label
Labeling your boxes is one of those tried and true packing hacks. If you need to find things, labeling will make each box easily accessible. Staying organized ahead of time will make all the difference in your move.
14. Use clear bins
Pack things you’ll need or want first in clear bins. Seeing through them will give you easy access to your belongings. Pack items, such as clothes, toiletries or important documents, in these bins.
15. Roll your clothes
A good moving and travel packing hack is to roll your clothing instead of folding them. This will save you a lot of space and will allow you to put more in each box.
16. Make your own handles
We all know boxes are not the easiest things to carry. However, you can cut your own handles.
First, you’ll need a box cutter. Next, you’re going to cut a small rectangle on each side of the box. Once you’ve cut through the cardboard, you’ll now have two rectangular holes, which are now your handles. You can do this with large boxes and small boxes alike and will save your fingers in the long run.
17. Pack your jewelry tangle-free
While jewelry is pretty to wear, it’s a pain to untangle. There’s nothing worse than going to grab your necklace and realizing it’s attached to every other piece of jewelry you own.
To avoid this, get a couple of ice cube trays, depending on how much jewelry you have. Fill each slot with your jewelry, giving everything its own space. Once you have it all organized, cover it with plastic wrap and boom you’re good to go.
Say you have all your jewelry already organized on hangers well, there’s a way to pack that, too. Just plastic wrap the entire thing and pack it as one. That way when you get to your new home it’s all ready to go.
18. Keep clothes on hangers
Do not, under any circumstances, take your hanging clothes off their hangers when packing. Keeping them hanging up will save time and maximize space during your move. Put plastic bags around the bottom of the clothes to keep them together and organized. When you get into your new apartment, all you have to hang them up in the new closet you’re done.
19. Don’t empty your dresser drawers
Instead of taking the time to empty and refill your dresser drawers, just leave them how they are. Just put a piece of tape on the drawers or cabinets to ensure they stay closed. Just pack the dresser carefully and you’re all set.
20. Plastic wrap
Plastic wrap is your new best friend when you’re moving. You can use it for so many things, from keeping items together to adding an extra layer of protection to boxes. Make sure to have some on hand before you start packing.
21. Say goodbye to bubble wrap
Let’s be honest, who hasn’t enjoyed popping a few sheets of bubble wrap here and there? While it’s a fun pastime and oddly satisfying, it’s also expensive. There are some other ways to ensure your fragile items make it in one piece.
Instead of using air-filled plastic, consider using your own clothing or your kids’ stuffed animals. Pack your fragile goods in between two sweatshirts or put your china next to Mr. Bear and Ms. Bunny. You can also consider packing paper to pack glasses or plates. This will save you from having to use more moving boxes than you need to.
22. Use garbage bags or any plastic bag to save space
Garbage bags and plastic bags are good ways to pack things, such as bed sheets, blankets, comforters or pillows. This will allow you to keep all your bedding together without having to use a single box.
23. Use cotton balls for makeup safety
As a lot of us know, make-up is expensive and to save money, we want it to last as long as possible. When moving, there’s always the risk of items, such as blush or other powders, breaking in transport. A way to avoid this is to put a cotton ball or pad inside the make-up case.
24. Make your bottles spill-proof
Having your skincare or make-up explode while moving is the worst. Your best bet to keep this from happening is cotton balls. Put either one on the top of the bottle before screwing on the lid. This way, if it does decide to explode, you’ll at least trap moisture on the cotton ball or plastic will catch it. For a bit of extra caution, wrap your bottles in packing paper to catch any liquid that might escape the cotton balls under the lids.
25. Take a photo of your electronics
Before you unplug your T.V. and other electronics creating a mountain of cords, take a photo first of how it should look. You’ll be so grateful you did when you go to plug it all back in. You won’t waste time trying to figure out which cord goes where.
26. Make use of laundry bins and suitcases
While you can use moving boxes, it’s also a good idea to use bins you already have on hand, such as bags, suitcases and laundry bins. You can use these to put your clothing in to make it a bit easier when you unpack. Or, put your lighter items like toilet paper or paper towels in them instead of taking up space in other boxes.
27. Feed your friends
If you have friends that will help you move, congrats! You’re winning at life. While your friends are generous, it’s also important for you to thank them. A great way of doing this is by feeding them. On moving day, have some things to snack on to keep your friends full and happy while they’re helping you.
If you still have things you want to use up in your pantry, now is a great time to do that. You can also always order a pizza or have a little get-together at the end of moving day to show thanks.
28. Hire a moving truck
Even if you have friends that are willing to help, it’s still a good tip to use a truck and or movers. A moving truck ensures you have enough space to fit all your boxes and bags. It can also save you from making multiple trips to get your things.
If you don’t have friends that can help you out, then, hiring professional movers or a moving company is another one of the best moving tips to consider. You should always do your homework, though, before hiring anyone. Check out a couple of different companies to see who has the best pricing and remember to always read reviews. This will save you a lot of hassle in the end.
29. Load your moving truck correctly
When the time comes to load up the truck, make sure to do it correctly. Start by putting the things you need last towards the back and the boxes you’ll need first in the front.
Stress-free packing for your next move
We all know that packing and moving is a hassle. While we can’t take all the stress away, we know that these 29 packing hacks will make your move smoother, more organized and efficient and, hopefully, stress-free.
This is a guest-post from Chris Heiska, The Yardsale Queen.
Some people believe the myth that there’s only junk at yardsales and thrift stores. That is absolutely not true. Buying at yardsales doesn’t necessarily mean that you are buying someone’s used, dirty castoffs. I often find Christmas wrapping paper still attached to the box, or a wedding card tucked inside of a box that was probably a duplicate wedding gift (and now the present that probably cost $40 in the store is selling for $5 at a yardsale).
The nicer stuff does get snapped up quickly, so persistence is the key. I often stop by the thrift store in my town two or more times a week to see what “new” stuff has come in. Often the cashier says to me, “Oh, we just put this out today.”
I can’t say specifically that shopping at yardsales and thrift stores is totally responsible for us living a debt-free life, but I know it has definitely helped. (Our mortgage was paid off in April 2000.) For instance, I’m not spending $99 for a metal two-drawer filing cabinet at Staples and putting it on a credit card; instead, I bought a similar one for $4 at thrift store. I don’t have high credit card bills since if I know I need something, I just wait until I can find it cheap at a yardsale.
Shopping at yardsales has enhanced our lifestyle — our money goes a lot further than buying retail. My son is enjoying playing in a $50 camping tent from Target that we have set up in the backyard. I paid $5 (still new in the box) at a yardsale a few years back.
Here are a few tips when shopping at yardsales:
Be sure to look over stuff carefully since things are generally sold “as-is”.
It’s easier to shop when I am not lugging my huge heavy handbag around so I wear a fanny pack. It keeps my hands free to look over items and carry stuff.
If you are buying something in a box, make sure its what it says it is. My friend was disappointed when he bought a printer at a yardsale and opened the box at home to find the seller’s old printer in the box, not the one pictured on the box.
Carry lots of change and small bills — much quicker to pay for something with exact change than waiting for the seller to make change.
When buying electronics, ask to plug it in to test it.
When buying a big item (like a desk or set of drawers), if you have to come back later with a truck to pick it up, take a piece with you — like a single drawer. That way the seller won’t be tempted to sell it to someone else who comes by later and offers more money.
Clothes can be a real bargain at yardsales. The downfall is that you can’t try them on to see if they fit. Sometimes thrift stores have dressing rooms. Make sure all the buttons are there and the zipper zips. I also check the label for cleaning instructions (if it says Dry Clean Only, I tend to stay away since I want wash ‘n’ wear clothing). I also try to plan ahead for any special event clothing we may need. When I saw a classic conservative black dress ($5) that could be used for funerals or weddings (multipurpose!) I bought it since I knew it would come in handy.
When buying CDs, VHS, or DVDs, check to make sure the right item is in the right case. Check the backs of DVDs and Cds for excessive scratches.
If toys are electronics aren’t working, check the battery compartment to see if they have corroded batteries inside. I keep a multi-purpose tool in my fanny pack with a screwdriver to check.
Look toys over carefully before giving to your child. I found nails and thumbtacks thrown in a canister of TinkerToys. For baby items, you can usually call the manufacturer’s toll-free number to find out if an item has been recalled. The safety belt on my child’s baby swing (that I bought at a yardsale) had been recalled and they sent me a replacement safety belt.
In general, I would stay away from buying a used baby carseat at a yardsale or thrift unless of course I personally knew and trusted the seller.
If you buy glassware, gently run your fingers of the edges. Sometimes your fingers can catch imperfections easier than your eyes.
Note that not every thrift store is created equal — some are run by volunteers and others are run for profit by storeowners. To find some non-profit thrift stores in your area (or to check some out while on vacation), visit thethriftshopper.com.
And when you do decide to check out your local thrift stores, flea markets and yardsales, you never know who you may run into. Celebrities who have been seen buying secondhand include Kirstie Alley, Jodie Foster, Clint Eastwood and even Oprah to name a few. If buying secondhand is good enough for them, it’s good enough for me!
This is just the tip of the iceberg. Visit Chris at The Yardsale Queen for more ideas on how to save money at garage sales and thrift stores.
Back in January, I was asked, along with four other trendsetters up and down the west coast, to be a part of the Reimagining the Sunset Home project. This involved designing and styling a room in my case two! to be viewed by 25,000 people and featured in the September issue of Sunset Magazine. Let’s repeat: Sunset. Magazine!
Completely shocked, rather terrified and ultimately overjoyed, of course, I said yes! By no means do I claim to be an interior designer. In fact, the only design that I’d done to date is in my own home, but this challenge felt like the ultimate stretch of my styling skills. Now, six months later and the major undertaking completed, as promised, I wanted to share more of my design journey with you. And quite the journey it was!
First up: where oh where to begin!
Sunset gave each designer an inspiration room taken directly out of vintage issues of the magazine they keep copies of all issues of the 100+ year old pub in volumes in an onsite library. I got to see it. It was awesome! Here was my inspiration room: a 1970’s rumpus room, complete with hammock! And I think my mom’s house still has that same rug, btdubs.
I immediately knew I wanted to modernize the idea of a rumpus room, since nobody has them anymore! I liked the idea of a room that still brought the family together, but with a twist on today’s way of life: No TV, no iPads, no phones. No electronics whatsoever! I wanted to create a space where a family can hang out and play games, read and just “be together.” The idea of an Unplugged Den was born.
Like most people these days, I started my design process off on Pinterest. I created two different boards- one for the Unplugged Den and one for my second assignment, a Home Office you can see the boards here!. I began dumping in inspiration images that went with the theme and soon saw a pattern of different elements I wanted to feature in the rooms: games, oversized art, comfort, and a cubby wall!
Since I was also given the task of designing the office without an inspiration image as home offices didn’t really exist in the ’70’s!, I wanted the two spaces to feel connected. Keeping with the-family-together-time theme, I decided to design an office where parents could work and children could do homework all at the same time. Again, I wanted things clean and white, with a touch of whimsy and a little dose of glamour my dream office in the back of my mind and all.
With a clear direction of where we were going in hand, the hard part came: designing layouts and finding the perfect pieces to fit within them. We hit the streets and searched the internet high and low for items that were reminiscent of those in our inspiration boards and we stumbled across some amazing finds!
No stay tuned, as next week we’ll break down the sources of some of our favorite pieces that made it into the final designs.
image by norman a. plate courtesy of sunset magazine
We’ve all been there — living in a cluttered, disorganized space, promising ourselves to organize it but finding it a daunting and never-ending task. It’s time to put an end to the cycle of clutter and chaos, for real this time. By breaking down organization tips by room, we’ll show you how to declutter your home and regain control over your living space. From practical tips on sorting and organizing to expert advice on letting go of sentimental items, we’ve got you covered on your journey to a cleaner home.
Benefits of decluttering
Decluttering your home goes beyond just tidying up; it brings along a plethora of benefits that can significantly improve your physical and mental well-being. A clutter-free environment promotes better focus and productivity. A study by Princeton University researchers discovered that clutter can make it difficult to focus on a particular task.
More specifically, they discovered that a person is overwhelmed by objects not related to a particular task, making it harder to focus and complete projects efficiently. Additionally, decluttering is known to have great benefits when it comes to decreasing stress levels and anxiety. Decluttering is an essential step toward improving your overall quality of life.
The time is now
One of the hardest parts of decluttering is knowing where to start. It’s overwhelming to begin a project of decluttering and organizing your space knowing how many areas need attention. However, delaying the process only allows the clutter to grow and worsen the situation. The longer you wait, the more time and effort it will take to tackle the clutter, and it might even become a source of frustration. Starting now, going room by room through our guide, will allow you to break this process down into digestible steps so you reclaim control over your space.
How to declutter your home, by room
When going room by room, we recommend you use Marie Kondo’s KonMari Method of asking yourself, “Does this item spark joy?” If an item doesn’t bring you joy or serve a practical purpose, it’s time to say goodbye.
Bedroom
When starting the decluttering process of your bedroom, make sure to make your bed first. This helps the space look a little cleaner, encouraging you to keep treading on.
Nightstands and cabinet surfaces: Clear off nightstands, dressers and any other surfaces of any items that don’t belong. Keep only essential items like a lamp, clock or a few decorative pieces. Put any misplaced items back in their original home and store other items in drawers using organizers. Drawer/ shelf organizers
Under the bed: Pull out anything under the bed that doesn’t belong. Between clothes that have fallen, loose storage for items or even trash, this is an area that accumulates mess. By cleaning this space, you can invest in under-bed-organizers to practically store clothes, shoes or miscellaneous items without a clear category.
Dresser drawers and closet: Start going through your dresser and set aside a donate pile, a wash/dry/clean pile and a keep pile. Ask yourself with each item if you still wear it, need it or even want it. If it’s an article of clothing in decent condition and you don’t have a use for it (or haven’t worn it in a while), it makes for a great donation. Apply the same process to clothes in your closet. Hang up any loose clothing on the floor as well to tidy up this small corner as well.
Bathroom
Decluttering your bathroom is a rewarding and refreshing process. It’s a good idea to start by picking up any clothes from the floor so you can really tackle organizing the cabinets and drawers. Then, set aside two areas; one for garbage and one for items being kept.
Countertops and sink area: Remove all items from the countertops and sink area that don’t belong. It’s ideal, for decluttering purposes, to keep this area clear and organize items within cabinets or shelving. Make sure to add to the discard pile any empty or expired containers, old cosmetics and products you no longer use.
Under-the-sink cabinet, drawers and medicine cabinet storage areas: Odds are, there are quite a bit of products and containers to dispose of in these areas. Make sure to check expiration dates to help dispose of space-taking items you no longer need. Use drawer dividers and organization containers where needed to separate items by category and frequency of usage. It’s easier to keep bathroom items tidy in designated spots for them, through dividers and containers.
Shower/ bathtub: Remove any empty items from the shower or bathtub area and take note of any necessary refills you may need. Make sure to ask yourself if you need the products before purchasing replacements to keep products minimal in this area. Consider using shower caddies or wall-mounted organizers to keep the products tidy and easily accessible.
Living room
Depending on the size of your home or apartment, your living room may bleed into other areas. Consider any walkways or middle areas between your living room and other areas in this section, especially since there’s typically more space in the living room for more storage when cleaning up these undefined areas.
Floor: Start by removing any items that don’t belong in the living room and return them to their proper places in other rooms. Discard any trash items that are present.
Coffee table: Clear off any items that are not essential or decorative. Invest in a decorative tray to place on your coffee table to hold various items like remote controls, magazines, candles and other miscellaneous items that otherwise look cluttered on your coffee table.
Entertainment center: These centers are necessary but often become cluttered quickly with numerous cables and remotes. Remove outdated electronics, cables and accessories that you no longer use. Purchase a cord cover or holder to keep these cords hidden and untangled for a more polished appearance. Then neatly arrange video games and other media items and consider donating or selling any DVDs or games you no longer enjoy or use.
Other decor items: Bookshelves and other wall shelving can accumulate random items over time. Donate or sell any books you no longer read or need and clear out random decor that serves no purpose to the aesthetic of the room.
Kitchen
It’s a great idea to start decluttering this room by cleaning out the fridge and pantry of any expired or stale food. Donate any canned items and non-perishables to local food pantries.
Countertops: As they are the most visible and used spaces in the kitchen, remove all items that don’t belong on the counters, like paperwork, keys or other non-kitchen items. Put away small appliances that you rarely use, leaving only the essentials.
Cabinets and drawers: This is another great instance to use containers to organize drawers and cabinets by sorting their contents into categories.
Under the sink: This area often accumulates various cleaning supplies. Dispose of any empty or old cleaning products and use organizers or caddies to keep everything tidy. Invest in a bag dispenser to keep your reusable plastic grocery bags organized as well.
Junk drawer: We all have a notoriously cluttered junk drawer in our kitchen or dining area. While it’s fine to keep this drawer for miscellaneous items, it’s important to dispose of actual junk and only keep essential items.
Face clutter head-on
Conquering the cycle of clutter and chaos in our living spaces is not an impossible task. By taking a proactive approach and breaking down the decluttering process by room, you’ll regain control over the mess. With the urgency to start now, armed with practical tips and a modified KonMari Method, we can bid farewell to unnecessary items and embrace a clutter-free lifestyle. Begin this transformative journey today and experience the liberating power of decluttering in your dream apartment!
Floods. Wildfires. Deadly heat. Rising seas. In the face of scary climate news, it’s easy to feel overwhelmed. After all, extreme weather threatens one of your biggest assets — your home. But there are steps you can take to protect your house, your family and your finances from climate change.
1. Evaluate your risk
The best place to start is by getting a realistic picture of how likely your home is to experience a natural disaster.
For a broad overview, check the National Risk Index from the Federal Emergency Management Agency. The site shows the likelihood of events such as hurricanes, wildfires, tornadoes and coastal flooding at a county or census tract level.
To gauge your home’s individual risk, try riskfactor.com, a tool from the nonprofit First Street Foundation. Plug in your address to see your home’s chances of flooding, wildfires, strong wind or extreme heat over the next 30 years, along with recommended solutions.
Local government agencies can also help you evaluate your property’s hazards. For example, the nearest fire department or forestry agency may be able to assess your property’s wildfire risk, says Kimiko Barrett, a wildfire research and policy analyst at Headwaters Economics, a nonprofit research group.
Local governments may have elevation certificates and other information about a property’s chance of flooding, says Susanna Pho, co-founder of Forerunner, a provider of flood resilience software.
Did you know…
An elevation certificate is a document that lists a building’s lowest elevation point and flood zone as determined by the Federal Emergency Management Agency.
Planning a move? Look beyond curb appeal when evaluating potential homes, says Aris Papadopoulos, a resilience expert at Florida International University’s Extreme Events Institute. In the face of climate change, homeowners “need to prioritize the resilience of the house a lot more than they ever did before,” he says.
For example, you may want to ask how old the roof is and whether the home has ever been damaged by a disaster. (In some states, sellers must disclose their home’s flood history.)
Consider the elevation of the home, too. If it’s less than 15 feet above a coastline, river bank or even a dry creek bed, it could be at risk of flooding, Papadopoulos says.
You can check the websites listed above to evaluate a potential home’s risk before you put in an offer. You may also want to consult the Buyer’s Guide to Resilient Homes from the Federal Alliance for Safe Homes.
2. Buy the right insurance coverage
Once you know which disasters pose the biggest risk to your home, check your insurance policy to make sure you have the coverage you need.
What’s covered (and what’s not)
Most homeowners insurance covers fire and wind damage but won’t pay for claims related to external flooding sources like heavy rain or overflowing rivers. If your home is at risk, you’ll need to buy flood insurance separately.
🤓Nerdy Tip
Although scientists aren’t sure whether climate change influences earthquakes, it’s worth noting that homeowners insurance won’t cover earthquake damage either. If you live near an active fault, you may want to consider earthquake insurance.
Keep in mind that a separate deductible may apply for certain types of disaster claims. (A homeowners insurance deductible is the amount of a claim you’re responsible for.)
For instance, you may have a $1,000 deductible for most claims and a 2% deductible for hurricane claims. The percentage is based on your dwelling coverage limit. So if your house has $300,000 worth of dwelling coverage, your deductible for a hurricane claim would be $6,000.
Choose the right coverage limits
Imagine your home burns down in a wildfire, and it costs $400,000 to rebuild. If your policy has only $350,000 of dwelling coverage, you’ll have to pay the extra $50,000 yourself. That’s why it’s so important to choose coverage limits that are adequate for your home.
Did you know…
Dwelling coverage is the part of a homeowners policy that pays to rebuild or repair the structure of your home.
Your dwelling coverage limit should reflect the reconstruction price of your home — not the price you paid for it or what you could sell it for today.
Although insurance companies have calculators that can help you choose the right amount, you may also want to speak with a licensed contractor in your area, says Dori Einhorn, the owner of Einhorn Insurance Agency in San Diego.
She recommends asking, “If I have to rebuild my house from soup to nuts, what am I looking at? How much is that going to be?”
You can then compare that estimate with the dwelling coverage limit your insurance agent suggests. “If your agent comes back with a figure that’s drastically different,” Einhorn says, “that’s a good indication that they don’t know what’s up.”
You’ll also want to check the limit on your personal property coverage, which pays for damage to furniture, electronics and other belongings. The best way to gauge how much your stuff is worth is to take a home inventory.
If it’s been a while since you reviewed your coverage limits, take another look to make sure they’ve kept up with inflation. And don’t forget to tell your insurance company about any major renovations you’ve done recently. Things like upgrading your kitchen or building an addition can increase the amount of coverage you need.
Finding coverage in tough markets
In certain high-risk areas such as Florida, Louisiana and California, it’s getting harder to buy affordable insurance. Some homeowners have received non-renewal notices from their insurers and had trouble finding another company to cover them.
If you find yourself in this situation, a good independent insurance agent is often your best resource. They can shop around on your behalf and look for lesser-known companies that may be willing to insure your house. Many states have created “insurers of last resort” to provide policies for people who can’t get them anywhere else. An independent agent can help you find your state’s last-resort insurer, if it has one.
3. Make your home more resilient
While having insurance can be a vital part of disaster recovery, you can take certain steps to prevent damage in the first place. Some of these changes may earn you a discount on your homeowners policy.
Your plan of action depends on your budget and which disasters are most likely in your area. Below are recommendations to help strengthen your house against three common causes of insurance claims: flooding, wildfires and wind.
Flooding
“The most fail-proof way to protect against flooding is to elevate your home,” Pho says. But not everyone can afford such an expensive project. To minimize flood damage, you can also:
Elevate appliances such as water heaters, heating and cooling systems, and electrical panels.
Avoid storing valuable items on the lowest level of your home.
Keep your gutters and downspouts clean.
Install a sump pump or other drainage system in your basement.
Use landscaping to channel water away from your home.
Install sewer backfill valves to keep flood water from entering your home through drain pipes.
Anchor fuel tanks to a concrete slab to keep them from washing away.
Add flood vents to let water flow through your basement without compromising the structure of the building.
Wildfires
Wildfires typically don’t engulf your home in a huge wall of flame, according to Barrett. Instead, most homes catch fire due to embers, which are “flying balls of flame that launch themselves a mile ahead of a wildfire front,” she says. If they land on a part of your house that’s flammable, they can ignite a spot fire that destroys your home.
To reduce your home’s wildfire risk, Barrett recommends taking a holistic approach, looking at your entire home and addressing flammable areas one by one.
Start with your roof. Does it have valleys where pine needles or other debris can gather? Clean them out regularly. If you have a wooden roof, can you replace it with a more fire-resistant alternative, such as asphalt or metal?
Even small things can make a difference, Barrett says — like moving firewood away from the house or making sure you don’t leave a wooden broom leaning against an outside wall.
Below are a few other steps you can take to make your home more resistant to fire:
Replace exterior materials with less flammable alternatives such as metal window frames, stucco walls and multi-pane windows.
Design your landscaping to create a defensible space around your home. This includes choosing fire-resistant plants, minimizing the use of mulch, keeping lawns well mowed and clearing debris.
Install fire sprinklers.
Cover vents, chimneys and soffits with fine metal mesh to keep embers out.
Seal gaps in exterior walls with fire-resistant caulk or foam.
Wind
Your roof is one of your first lines of defense against a hurricane, tornado or other windstorm.
So when it comes time to get a new one, “I would ask people to look to replace it not just with another roof built to code but to something that’s built above code,” says Papadopoulos. “You’ll have a stronger roof on your house that in case of a tornado or hurricane is less likely to tear apart. And when you lose that roof, believe me, you lose the whole house.”
Papadopoulos recommends installing a roof that’s up to a standard known as Fortified, developed by the Insurance Institute for Business & Home Safety. The Fortified program is a set of building upgrades designed to protect homes and businesses from wind, hail and other severe weather.
Other Fortified upgrades include things like chimney bracing, pressure-rated windows and doors, and attic vents that are resistant to wind and rain.
To further reduce your home’s risk of wind damage, you can:
Choose a garage door rated for wind and impact.
Install hurricane shutters or impact-resistant windows.
Make sure porch and carport roofs are properly anchored.
Brace soffits by sealing the area where they’re inserted.
Minimize items that could turn into projectiles by securing outdoor furniture, keeping trees properly trimmed and using mulch instead of gravel for landscaping.
Add hurricane clips or straps to help secure your roof.
For more ideas on strengthening your home against climate change, see flash.org, which offers tailored advice based on where you live. You can sort the site’s suggestions by cost, impact and type of disaster.
From the Victorian era to modern day homes, these parlor ideas will help you make the most of yours.
Parlor rooms, also known as reception rooms, have existed since the Victorian era. After the early 1800s, parlor rooms became a fixture in middle and upper-class American homes. They are natural gathering places for guests and families to enjoy an entertaining afternoon or evening. Since parlors reflect each family’s personality, much thought goes into furnishings and design. Decor, vintage artwork, grand pianos, and other decorative elements, such as sculptures and vases, are commonplace in today’s parlor rooms.
Although living rooms, sitting rooms, and dens have largely replaced parlors in newly built homes, older homes still have this feature. To help you decorate your own parlor space, interior design experts explain what a parlor is, the history of the space, and how to make the most of yours with modern and timeless elements.
Related: The Hipstoric Home Decor Trend Blends Vintage Pieces with Modern Style
What Is a Parlor?
The word parlor stems from the French word parler, meaning to speak. “A parlor is a classic term for formal living rooms, which are historically sitting rooms featuring fine furniture towards the front of the home,” says Audrey Scheck, principal designer and founder of Audrey Scheck Designs. “Parlors were originally designed as a space to receive and entertain guests. In modern times, we’re seeing these spaces function more as reading rooms and office spaces.”
Because the idea of a receiving room is a bit outdated, they’re often used for other purposes in homes today. “Often these parlor rooms make perfect home offices due to their size and location (close to the house’s entry and away from the clatter of the kitchen),” explains interior designer Molly McGinness. Depending on the needs of your family, parlor rooms can be refashioned to suit any need, making them a versatile ground-floor staple.
The History of Parlors
Parlors date back to medieval monasteries. Monks used the outer rooms—or parlors—to conduct business with laypeople and visitors, while inner rooms were for gathering with members.
Fast-forward to the 18th and 19th centuries, land ownership and trade were the main methods of accumulating wealth. Over time, parlors became public symbols of that wealth, complete with expensive furniture, rare artworks, and other status signifiers. Families would put their best, most impressive items in this room for guests to see.
McGinness says that family would not have been allowed to just “hang out” in the parlor. Instead, it was truly reserved for guests. Because parlors are typically located just off the foyer, having one helped keep the other parts of the home truly private.
Modern Parlor Rooms Are More Multi-Functional
Today, parlors can still be the center of social life in a home, but usually they are less ostentatious. The furniture is more comfortable, and is often situated to facilitate vibrant conversation. Unlike the living room, a modern parlor may still have sturdy upright seats rather than sinking couches for lounging. Also, parlors are typically more low tech than a living or family room, usually without a television as a focal point.
Since they typically connect to the primary entryway, parlors can also serve as a waiting room. It is useful to hold guests in a parlor to avoid ushering them into a dinner or house party that isn’t quite ready. Family portraits may still grace the walls but, these days, notable artwork is usually hung in the interior of the house, where it will be enjoyed more often by the family.
In the modern era, people need multi-functional spaces. A parlor can be a quiet place to take calls, read, or work. Because they are usually close to the front of the house, they are known for good natural light during the day and may double as a yoga or meditation room. And, while not their original purpose, a spacious parlor room may even be repurposed as a guest room, home office, or reading area. The room can be transformed into anything, really.
“I’ve worked on projects where the parlor is turned into a library, a minor living room and a playroom,” McGinness says. “In a recent project of mine, in a contemporary house updated from a colonial, the room that would have been the parlor became a mahjong game room.”
Design Ideas for a Parlor Room
When designing a parlor room, Scheck suggests creating a cozy atmosphere to both welcome guests and build a functional space your family will use. “Think ample seating in an array of textured fabrics with multiple lighting sources (lamps, sconces, etc.) to create a warm ambiance,” she says.
Parlors are also the perfect opportunity to go bold with paint or use patterned wallpaper. “Some of our favorite ways to achieve this is through color drenching the room, utilizing lacquer paint to create shine and depth in the room, or wallpapering the ceiling for an unexpected way to make your parlor pop,” Scheck explains.
Because parlors historically do not have electronics, incorporating built-in speakers into the ceiling can be a classy upgrade. Playing music in the background can help guests set the mood for the social gatherings to follow.
Related: The 10 Best Wallpapers of 2023 to Add Visual Flair to Any Room, According to Our Testing
Is a Parlor Worth It?
If you’re building a new home, chances are that a formal parlor isn’t on the top of your must-have list. Since many families repurpose the existing parlor spaces in older homes, there can be better uses for the square footage in a new build.
But McGinness says the positive features of a parlor shouldn’t be overlooked. “Architecturally, they still exist as we care for older homes, remodel and rework existing spaces for our contemporary lives,” she says. Because parlors rarely have technology, they a blank slate. Maintaining them in their original state can help a home retain its regal and classic charm. On the other hand, remodeling them can make for a DIY project that allows a family to leave their personalized mark on the place.
Whether for frequent or occasional use, parlors are certainly worth having. However, building one where it doesn’t already exist may be less worthwhile.
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Read the original article on Better Homes & Gardens.