Student loan repayment and the ethics of personal finance
[This is the third installment in a series examining repaying student loans. Part I was a best practices guide for repaying student loans. Part II discussed an alternative payment plan, Revised Pay As You Earn or REPAYE.]
Quick Links
- How is AGI determined?
- How can I lower my AGI?
- Is it ethical to artificially lower my AGI?
- Is it smart to artificially lower my AGI?
In my last post on REPAYE, the new student loan repayment program, I mentioned that it might be possible to artificially lower your adjusted gross income (AGI) in order to lower your required monthly payments under REPAYE.