From luxurious amenities to stunning city views, these Indianapolis apartments offer something for everyone.
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In todayâs competitive real estate markets, negotiation skills are absolutely essential. If your negotiation skills need work, you wonât want to miss this interview with 30 Under 30 honoree Joel Nath. Here, he shares several simple negotiation tactics that you can implement immediately. Plus, we discuss common mistakes agents make when writing offers, how to handle problems uncovered during inspection, and more. Tune in and discover what you can start doing right now to better serve your real estate clients.
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Most people look at life insurance as a tool for protecting their families. That is, indeed, an important component of life insurance. If you should die, your policy may help your beneficiaries pay their bills, face financial challenges, and possibly ⦠Continue reading â
The post How to Use Life Insurance to Build Wealth appeared first on SmartAsset Blog.
Why Bonds Are Rallying Despite a Fed Hike and a Stubborn Dot Plot Today promised to be one of the most interesting Fed days in a long time and it did not disappoint. Despite a 25bp rate hike and an even worse dot plot than last time (Fed sees rates staying a quarter point higher in 2024 than they did before), bonds rallied fairly substantially. This could have to do with a verbiage change in the statement that signified a potential shift in policy tightening or with Powell’s comments on banking issues acting as de facto tightening that prevents the Fed from needing to hike as much. Last but not least, by saying banking issues will result in tighter credit conditions, Powell effectively told banks “hey… all your friends are going to be making fewer loans, or raising rates/hurdles for those loans.” Econ Data / Events No significant econ data. Waiting on the Fed Market Movement Recap 09:43 AM Just barely weaker overnight, but bouncing back in early domestic trading. 10yr unchanged at 3.607 and MBS up 2 ticks (0.06). 12:40 PM Bonds rallying in the run up to the Fed announcement, but not due to Fed expectations (otherwise stocks would be rallying as well, and they’re not). 10yr down 4.2bps at 3.566 and MBS up an eighth of a point. 03:32 PM Sharply stronger after Fed events with MBS up more than 5/8ths and 10yr down 11bps at 3.498.
Money market accounts can offer higher interest rates than a traditional checking account but may come with high minimum balances and fees.
The post What Is a Money Market Account and How Does it Work? appeared first on SoFi.
The Federal Reserve raised interest rates at a ninth straight meeting and indicated there may be more hikes to come in a clear sign it’s confident that its bid to quell inflation won’t deepen a nascent banking crisis. The Federal Open Market Committee voted unanimously to increase its target for the federal funds rate by … [Read more…]
It’s difficult and probably not that important to rank today’s Fed day against other iterations over the past few years. It’s easy to say that it is probably the most interesting Fed day in at least a few years. We wouldn’t even entertain competition after the start of the tightening in late 2021 and that was arguably broadcast fairly clearly. The only reason to bring this up is to reiterate that there’s a lot to learn about how this Fed regime will balance financial stability against its inflation fighting goals. Past comments give a clear nod to inflation fighting, but this is their chance to confirm it with a rate hike and no major change in the dot plot. Timing of events this afternoon: 2:00PM ET – Fed Announcement AND the dot plot. 2:30PM ET – Fed Chair Powell press conference begins We continue to assume that the dot plot will be at odds with the market’s expectations based on Fed Funds Futures. Dots were fairly unified for a 5.0-5.25 rate by the end of 2023 as of the December meeting. If anything, hawkishness increased since then. Fed Funds Futures have a drastically different take for the end of 2023 after the recent bank drama: Futures admittedly aren’t designed to predict the dot plot. We would expect the dots to act as a policy tool to some extent even if Fed members secretly suspect rates could end up lower than their dot suggests. More simply put, the dots are based on the info available today about inflation and its trajectory whereas futures go a step farther and consider how recent events are likely to shape inflation and the economy in the near future. Bottom line: it won’t be a surprise to see the dots at odds with futures. It will simply be interesting to see how big the differences are and how markets react to that. The stakes for longer-term rates are bookended by 3.40 and 3.6 yet again, although 3.60 is a much softer pivot point seeing as how it’s been broken twice in the past few months.
Mortgage rates, which climbed one day and dropped the next after the bank failures, will be volatile before stabilizing, experts say.
The Fed has decided to forge ahead in its fight against inflation, despite several bank closures that have caused turbulence in the financial markets.