faq Archives - Page 106 of 124

What Is the Qualified Dividend Tax Rate for Tax Year 2022?

February 8, 2023 by Brett Tams

Dividends are payments that investors can receive from stocks, exchange-traded funds (ETFs), and mutual funds. These earnings count as income and may be taxable, depending on your income and filing status. Weâll investigate dividend tax rates and the difference between ordinary and qualified dividends. Defining Ordinary and Qualified Dividends The IRS divides stock dividends into […]

The post What Is the Qualified Dividend Tax Rate for Tax Year 2022? appeared first on SoFi.

Does Cosigning Build Credit? How Cosigning Affects Credit

February 8, 2023 by Brett Tams

If you are working on building your credit, you may be interested in cosigning or getting a cosigner for your own credit application. In some cases, you may not be able to get approved for a loan if you don’t have any credit history. If that’s the case, one way that you can help build […]

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How Long Does It Take to Build Credit?

February 8, 2023 by Brett Tams

Building good credit (or any credit at all) doesn’t happen overnight. Instead, you may need to have an open credit account for around three to six months before you first get a credit score. From there, a good credit profile and good credit score can take awhile to build up. In reality, itâs much easier […]

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Does a Phone Bill Build Credit? How Phone Bills Affect Credit

February 8, 2023 by Brett Tams

If you’re one of millions of Americans with a blank credit file or too little data on your credit reports, you might wonder: Does a phone bill build credit? In short, paying your cell phone bill typically does not help you build credit. That being said, there are steps you can take to have your […]

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Guide to Building Credit as a New Immigrant in the US

February 8, 2023 by Brett Tams

Building credit is one of the most important things you can do for your finances. Your credit score can affect your ability to get approved for loans, determine the interest rates on loans you do get, and even influence where you’re approved to rent. However, new immigrants to the United States may start with no […]

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Guide to Building Credit With No Credit History

February 8, 2023 by Brett Tams

Credit is often regarded as a catch-22: You have to have credit to access credit products, particularly borrowing opportunities that are more competitive. For example, a positive credit history can help you access consumer loans at a lower interest rate, or qualify for a credit card with a lucrative rewards program. But without an existing […]

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Guide to Building Credit With Prepaid Credit Cards

February 8, 2023 by Brett Tams

We increasingly live in an electronic financial society, and if you are unbanked or underbanked, you may be missing out on some opportunities. While cash is still accepted at many retailers, there are some places where youâll need a card to make a purchase. And sometimes, using a card is simply more convenient. If you […]

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The Fastest Ways to Get Your Tax Refund

February 8, 2023 by Brett Tams

Learning that you are eligible for a tax refund can be a welcome surprise. Or maybe itâs something youâve been hoping (or even waiting for) for months. If you have any pressing expenses â maybe youâre behind on a few bills or have been putting off going to the dentist because of the cost â […]

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The Cost of “No-Cost” Refis

February 7, 2023 by Brett Tams

A growing number of cash-strapped Americans, looking to take advantage of record low interest rates, are now…

Motif Review – Investing With Experts

February 7, 2023 by Brett Tams

Want to invest directly in companies you believe in, but intimidated by the process? Check out our expert and honest review of Motif Investing and get $150 cash back today.

The post Motif Review – Investing With Experts appeared first on Good Financial CentsÂ®.

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faq

What Is the Qualified Dividend Tax Rate for Tax Year 2022?

Does Cosigning Build Credit? How Cosigning Affects Credit

How Long Does It Take to Build Credit?

Does a Phone Bill Build Credit? How Phone Bills Affect Credit

Guide to Building Credit With No Credit History

Guide to Building Credit With Prepaid Credit Cards

The Cost of “No-Cost” Refis

Motif Review – Investing With Experts