If youâre trying to build your credit, you may encounter a bit of a Catch-22: You likely need a good credit history to successfully apply for credit. But how do you do that if you donât have credit? Fortunately, products like credit builder loans and secured credit cards can help you build a favorable credit […]
The post Credit Builder Loan vs Secured Credit Card: Which Is Better for You? appeared first on SoFi.
Americans put a lot of money into their fuel tanks â from commuting to work to taking epic road trips â and gas credit cards are one option that can help cut the costs of getting around. There are a few different types of gas credit cards to consider: branded gas cards that only work […]
The post How Does a Gas Credit Card Work? appeared first on SoFi.
Inside: Are you unsure how much cash to keep in your wallet? This guide will teach you how to calculate the amount…
Read More… How Much Cash Should I Have in My Wallet? [Complete Guide] to Carry Cash
Opening a joint credit card with someone you trust â meaning a spouse, partner, trusted friend, or family member â can seem like a good idea. You’re both 100% financially responsible for paying off the balance on the card. Plus, you both share privileges of making changes to the account, earning rewards, and using the […]
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Inside: This guide will help you determine if you are eligible for a tax refund, find out what deductions and credits you…
Read More… Do You Have to File Taxes if You Have No Income?
CeFi and DeFi are two terms that have become increasingly popular in the world of finance and cryptocurrency. CeFi, or Centralized Finance, refers to crypto and blockchain companies that operate like traditional financial systems, meaning a private central authority controls them and users are customers. DeFi, or Decentralized Finance, on the other hand, is a […]
The post CeFi vs DeFi: Similarities and Differences Compared appeared first on SoFi.
Inside: Do you have to file taxes on disability income? This guide will help you determine for sure if your income is…
Read More… Is Social Security Disability Income Taxable? How to Know for SureÂ
The concept of a family trustâalso known as a revocable living trustâisnât very well understood by many people. The differences between a trust and a simple will, for instance, are frequently confused. While itâs somewhat more time consumingâand therefore, more expensiveâto have a family trust prepared than a will, there are significant benefits of the […]
The post What Is a Family Trust and Should You Set One Up? appeared first on Good Financial Cents®.
When you check into a hotel, the hotel is very likely to ask you to put a credit card on file. This is true even if you are using points for a free night or if you have already prepaid for your stay. When you give the hotel your credit card, they will usually place […]
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While credit scores and credit histories don’t merge when you get married, there are some scenarios when your spouse’s credit can impact yours, and vice versa. That said, you may wonder if your union spells good or bad news for your credit. Your three-digit credit score can be an important factor in borrowing money at […]
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