401(k) Hardship Withdrawal: What You Need to Know | Discover
A 401(k) hardship withdrawal may be on your radar if you’ve had a financial setback. Learn the 401(k) hardship withdrawal rules and the potential downsides.
Finance
3 Refinancing Mistakes That Can Cost You Money
Mortgage rates are currently very low, but you can’t expect them to stay that way forever. If you bought a home within the last five to seven years and you’ve built up equity, you might be thinking about refinancing. A refinance can … Continue reading →
The post 3 Refinancing Mistakes That Can Cost You Money appeared first on SmartAsset Blog.
Recover From a Holiday Binge With a Spending Freeze
The holiday parties may be over but the financial hangover is just setting in. Holiday sales for 2016 were estimated to top $655 billion, according to the National Retail Federation. If you blew your holiday budget, don’t panic. A January … Continue reading →
The post Recover From a Holiday Binge With a Spending Freeze appeared first on SmartAsset Blog.
How Can You Get Credit Card Rewards for Buying Gift Cards?
The gift card market is worth more than $130 billion annually. Is that any surprise? Youâve probably bought at least one gift card in the past year for a friend or family member. It’s an easy way to show someone appreciation and to make sure they can get whatever they want. But what if we told… Read More
The post How Can You Get Credit Card Rewards for Buying Gift Cards? appeared first on Credit.com.
6 Reasons to Try the FIRE Movement
The idea behind FIRE is if you can earn more money, live on less, and save and invest the rest, you can cut years â or even decades â off of your working career. Of course, the FIRE movement has its problems. Not everyone can save 50% or more of their income to work toward […]
The post 6 Reasons to Try the FIRE Movement appeared first on Good Financial Cents®.
Dear Penny: Will Social Security Be Broke by the Time I Retire?
Dear Penny, Iâm a 34-year-old man who just started saving for retirement last year after getting married. My husband is 39 and has been saving for some time. My question is about Social Security. Should someone in our age group expect to receive it at all? Iâm always hearing about how Social Security is going [â¦]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Deciding When to Use Your Emergency Fund: Is Now the Right Time?
Personal finance expert Jim Wang offers tips and best practices on how to use your emergency fund.
The post Deciding When to Use Your Emergency Fund: Is Now the Right Time? appeared first on Discover Bank – Banking Topics Blog.
22 Best Small Business Credit Cards – Reviews & Comparison
Small business credit cards are increasingly popular business financing options, particularly for entrepreneurs who don’t qualify for traditional business loans and don’t have access to networks filled with deep-pocketed family members, friends, and colleagues. No matter what your business does, a credit card can probably help – as long as you use credit wisely and avoid […]
22 Best Small Business Credit Cards – Reviews & Comparison is a post from Money Crashers.
Allyâs diversification efforts starting to pay off
The auto finance company, which had stumbled in forays into the credit card business, is now seeing rapid growth in mortgage and unsecured consumer lending.
2021 Conforming loan limits range from $548K to over $1 million
Conforming loan limits for 2021 rose more than 7% across the United States. Freddie Mac and Fannie Mae loans now go up to $548K in most counties.