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Known for its tropical climate, sandy beaches, and electric cities, Florida provides a lifestyle full of sunshine, but it also comes with its own set of challenges. From the party atmosphere of Miami to the laid-back lifestyle in the Florida Keys, the Sunshine State provides plenty of opportunities, though it may not be for everyone. So, is Florida a good place to live? Here’s a detailed look at the pros and cons of living in Florida to help you determine if it’s the right state for you.

Is Florida a good place to live?

Moving to Florida means embracing warm weather, outdoor activities, and a bustling tourism industry. With its renowned universities like the University of Florida and Florida State University, the state has a range of educational opportunities. Major industries include tourism, aerospace, healthcare, and agriculture, so job prospects are generally plentiful. Large cities in Florida like Miami, Orlando, and Tampa offer lively nightlife, cultural events, and dining, while areas like St. Augustine and Fort Myers offer more relaxed, small-town coastal charm.

When it comes to weather, Florida is known for its year-round heat and humidity. Summers can be scorching, with hurricanes, but the abundance of outdoor activities—from boating and fishing to beach lounging—makes up for it. Here’s what you need to know about life in Florida, broken down into the pros and cons.

Florida state overview

Population 21,538,187
Biggest cities in Florida Jacksonville, Miami, Tampa
Average rent in Jacksonville $1,364
Average rent in Miami $2,731
Average rent in Tampa $2,147

1. Pro: Tropical weather and endless outdoor activities

Florida’s weather is perfect for those who love the sunshine. With a tropical and subtropical climate, you can enjoy year-round activities like swimming, fishing, and kayaking. From the Everglades to the Gulf of Mexico, Florida’s unique landscapes offer something for everyone’s lifestyle. Whether you want to go deep-sea fishing off the coast of Key West or hike in the Ocala National Forest, you’re never short of things to do outside.

Insider tip: Visit Dry Tortugas National Park for an unforgettable snorkeling experience or take a scenic drive through the Florida Keys for breathtaking ocean views and a taste of island life, there’s plenty to do in Florida.

2. Con: Intense heat and frequent hurricanes

While the warm weather can be a major draw, Florida’s heat and humidity can be overwhelming, especially during the summer months when temperatures regularly exceed 90°F. The state also faces frequent hurricanes and tropical storms, particularly during the peak hurricane season from June to November. This can lead to flooding, property damage, and prolonged power outages.

Local tip: To stay safe during hurricane season, make sure to download local weather apps like Florida Storms, and sign up for alerts from the National Hurricane Center. Having a storm preparedness kit and a backup generator is also key to riding out potential power outages. Staying informed and alert is the best way to protect yourself from Florida’s unpredictable weather.

3. Pro: Strong job market, especially in tourism and healthcare

Florida has a growing job market, particularly in industries such as tourism, aerospace, and healthcare. With top attractions like Disney World and Universal Studios in Orlando, and a booming hospitality industry, the state offers numerous employment opportunities. 

4. Con: Traffic congestion and public transportation limitations

Florida’s large cities, particularly Miami and Tampa, are notorious for heavy traffic. With limited public transportation options outside of major metropolitan areas, owning a car is almost a necessity. Traffic jams can turn a short drive into a lengthy commute, especially during tourist season from November to April, when visitors flock to the state.

5. Pro: No state income tax and affordable cost of living

One of the biggest financial benefits of living in Florida is the lack of state income tax, which makes the state an attractive option for those looking to save. While some areas like Miami and Naples are pricier—with Miami’s average rent at $2,731 and Naples at $2,122—more affordable options can be found in cities like Gainesville and Lakeland. In Gainesville, the average rent is around $1,278, while Lakeland offers even more budget-friendly options with rents averaging $1,198. This range of affordability makes Florida appealing for people seeking diverse living arrangements across the state.

6. Con: High humidity and pests

Florida’s high humidity not only makes it feel hotter than it is, but it also attracts a variety of pests. From mosquitoes to palmetto bugs, dealing with insects is a year-round issue in this state. In the summer months, you’ll likely need to invest in pest control or at least stock up on bug spray.

Insider tip: To help manage the humidity and avoid pests, use a dehumidifier in your apartment and regularly check for signs of moisture or leaks that could lead to infestations.

7. Pro: Stunning beaches and waterfront living

With over 1,300 miles of coastline, Florida is home to some of the most beautiful beaches in the U.S. From the sugar-white sands of Destin to the lively shores of South Beach in Miami, there’s a beach for every lifestyle, whether you’re seeking a quiet escape or a vibrant social scene. Many Florida residents enjoy waterfront living, with endless opportunities to boat, fish, paddleboard, or simply relax by the ocean. Coastal living also means access to stunning sunrises on the Atlantic and breathtaking sunsets on the Gulf of Mexico, making Florida’s beaches a year-round attraction

8. Con: Tourism overload

While Florida’s tourism industry supports the local economy, it can be overwhelming for residents. Popular destinations like Orlando, Miami, and the Florida Keys can become incredibly crowded, especially during peak tourist seasons like spring break or winter holidays. Locals often face long lines, higher prices, and crowded attractions.

Insider tip: If you want to avoid tourists, visit popular spots during the off-season and explore lesser-known areas like Amelia Island or Cedar Key for a more tranquil Florida experience.

9. Pro: Diverse culture and entertainment

Florida’s diverse population brings a rich mix of cultural experiences, from fabulous cuisine in Miami to world-class art galleries in Sarasota. With its many festivals, music events, and art shows, Florida offers endless entertainment options. 

Travel tip: Attend Miami’s Calle Ocho Festival for a lively celebration of Latin culture or explore the Salvador Dalí Museum in St. Petersburg for a deep dive into surrealist art.

10. Con: Unpredictable wildlife encounters

Living in Florida means you’ll likely encounter some unique wildlife, including alligators, snakes, and invasive species like iguanas. While these creatures usually keep their distance, they can occasionally make unwelcome appearances, especially near bodies of water. Managing wildlife can be a concern, particularly if you live near wetlands or lakes.

Pros and cons of living in Florida: Overview

Pros Cons
Tropical weather and outdoor activities Intense heat and frequent hurricanes
Strong job market, especially in tourism  Traffic congestion and public transit limitations
Affordable cost of living High humidity and pests
Stunning beaches and waterfront living Tourism overload
Diverse culture and entertainment Unpredictable wildlife encounters

Source: rent.com

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The Offer

Check your Bank of America deals for the following offer:

  • Earn 5% cash back on all of your Cash Back purchases, until a $3.00 cash back maximum is reached. To qualify for 5% cash back offer, you must first activate the Cash Back tile. Then, make a purchase with an eligible Bank of America debit or credit card from any of the following eligible merchants: BP, ExxonMobil, Shell, Lowes Foods, QuikTrip.

The Fine Print

  • Offer expires 11/7/2024.
  • Offer valid for multiple use.
  • Offer stackable with other BankAmeriDeals cash back offers.
  • Maximum cash back amount is $3.
  • Your cash back will not post immediately and should be credited within 45 days of redemption. Payment must be made directly with the merchant. Offer not valid on purchases made using third-party services, delivery services, or a third-party payment account (e.g. buy now pay later). Payment must be made on or before offer expiration date.

Our Verdict

Just a $3 limit, nice little savings at these gas stations or Lowes Foods.

Hat tip to reader T

Source: doctorofcredit.com

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The Offer

Check your emails for the following offer on the Amazon Prime store card from Synchrony (subject: <your name>, don’t miss an extra $5 in rewards):

  • Make a purchase at Whole Foods Market with your Amazon Prime store card using an in-store code and get $5 in rewards. Valid 11/1/24 – 11/30/24.

The Fine Print

  • To qualify for this offer you must make a purchase at Whole Foods Market with your Prime Store Card using your in‑store code between 11/1/2024 and 11/30/2024.
  • For accounts that qualify, a $5 reward will be posted to your account’s reward balance within 1–2 billing cycles from the offer end date. Account must remain open, in good standing, and not be delinquent at the time the reward is issued. Only one $5 reward can be earned per account with this offer. Subject to credit approval. This offer is for the intended recipient of this communication only and is not transferable.

Our Verdict


I got this email and others did as well. My guess is that all Amazon Prime Synchrony store cardholders got the email, but I’m not certain.

It says, “when you make your first purchase”; I believe that means that the $5 reward only comes once on your first purchase (I believe it should work even for those who have shopped previously in the lives at Whole Foods).

Source: doctorofcredit.com

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The Capital One Lounge at Washington Dulles International Airport (IAD) provides a modern, pleasant atmosphere to relax or work away from the main terminal, in addition to what I consider to be the best food-and-beverage amenities of any lounge at Dulles.

Travelers can expect:

  • A unique selection of small, hot plates at the buffet.

  • A full-service espresso bar, including craft tea and (awesome) baked goods.

  • Complimentary cocktails, wine and beer.

  • Grab-and-go food to take out of the lounge, including sandwiches, salads, fruit, baked goods, coffee and sodas. 

  • Two semi-private work areas.

  • A nursing/parents room. 

  • Complimentary Wi-Fi.

I used my new Capital One Venture X Rewards Credit Card to access the Capital One Lounge Dulles during an eight-hour layover and was thoroughly impressed with the food, beverages and staff. At 8,000 square feet, the lounge was large enough to accommodate peak traffic periods without feeling overly crowded. It lacks some of the amenities of higher-end lounges, like showers and sleeping spaces. But the option to pack a bag with snacks and drinks before leaving for my connecting flight was among my favorite features of any lounge I’ve visited.

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Where is the Capital One Lounge Dulles?

The Capital One Lounge at IAD is located on the ticketing level in the main terminal right after the TSA PreCheck checkpoint. Follow signs towards Gate D, H and Z, go up the escalator, then make a left towards the elevators marked “Capital One Lounge” located adjacent to the Z Gates.

Elevator to the Dulles Capital One Lounge adjacent to the X Gates. (Photo by Craig Joseph)

If you’re on a connecting flight, take the train to the main terminal, go up the first set of escalators, head towards the TSA PreCheck security checkpoint, then follow the instructions above.

Escalator to the Dulles Capital One Lounge adjacent to security in the main terminal. (Photo by Craig Joseph)

Spaces to relax and work

Seating in the Dulles Capital One Lounge. (Photo by Craig Joseph)

The open-seating areas are completed with modern furniture and decor that is simple and pleasant. The perimeter of the lounge is covered in glass, with plenty of natural sunlight to make the space feel bright and airy.

Semi-private seating area in the Dulles Capital One Lounge. (Photo by Craig Joseph)

There are also two semi-private lounge areas to relax or get some work done. This is where I spent the majority of my layover.

Semi-private seating area in the Dulles Capital One Lounge. (Photo by Craig Joseph)

Bathrooms and nursing rooms

Bathroom in the Dulles Capital One Lounge. (Photo by Craig Joseph)

The lounge has two bathrooms, which was more than enough during periods of lower traffic, but once crowds increased there was a short wait. There’s also a private nursing room for parents in a comfortable and quiet area.

Nursing room in the Capital One Lounge Dulles. (Photo by Craig Joseph)

Food and beverage options

Coffee bar

Coffee bar in the Dulles Capital One Lounge. (Photo by Craig Joseph)

The coffee bar is among my favorite features of the lounge. Guests have access to multiple varieties of drip coffee, a full-service espresso bar and multiple tea options. There are even draft handles for self-service lattes and cold brew. All beverages are available in a mug or a to-go cup.

The baked goods at the coffee bar were also very good and included banana date cake, croissants and, my favorite, strawberry pop-tarts. They also have paper bags so you can grab a snack to go, which I did with a second pop-tart.

Coffee bar pastries in the Dulles Capital One Lounge. (Photo by Craig Joseph)

Buffet

Food options in the Dulles Capital One Lounge. (Photo by Craig Joseph)

The hot food options are plentiful and are served as small plates at the buffet. During my extended stay in the lounge, the staff did an excellent job at keeping the buffet stocked with:

  • Marinated tomato salad.

  • Olive tapenade crostini.

  • Lebanese-inspired deviled eggs.

  • Meatcrafters antipasti.

  • Chef Morris’s mac and cheese.

  • Roasted butternut squash with pepitas.

  • Buttermilk biscuit and pimento cheese.

  • Grilled lamb in a green sauce.

  • Shrimp bao buns.

  • Deserts, including chocolate chip cookies, s’mores bars and coconut parfait.

I tried nearly everything the buffet had to offer. My favorites were the tomato salad, antipasti, roasted butternut squash with pumpkin seeds, and mac and cheese.

Food options and cocktail in the Dulles Capital One Lounge. (Photo by Craig Joseph)

The cookies looked delicious, but I opted for a s’mores bar, which was gooey and decadent.

Food options in the Dulles Capital One Lounge. (Photo by Craig Joseph)

Bar

Bar in the Dulles Capital One Lounge. (Photo by Craig Joseph)

The bar serves both alcoholic drinks and mocktails. Wine, beer and cocktails are complimentary, or you can purchase a bottle of champagne or small-batch spirits as part of the lounge’s “Rare Bottle Club.”

The cocktails were fantastic, second only to the quality of the bartenders, who were laughing and interacting with patrons while generally making the bar area a lively place to hang out. The lounge’s signature cocktail, the “Bee’s Knees,” is a gin drink with lemon and honey that was refreshing without being overly sweet. I’m not normally one for gin, but after seeing it was presented in a bee-shaped cocktail glass, I had to try it.

Bees-knees cocktail in the Dulles Capital One Lounge. (Photo by Craig Joseph)

Non-alcoholic options

There are lots of non-alcoholic beverage options in the lounge, including eight draft handles serving water, sodas, tea and lemonade. Additionally, the coffee bar serves a variety of teas and espresso drinks, and the bar serves mocktails. You can also grab a variety of sparkling or still water from the grab-and-go section.

Takeout food

Grab-and-go food options in the Dulles Capital One Lounge. (Photo by Craig Joseph)

This is where the Capital One Lounges really set themselves apart. Whether you only have a few minutes to pop into the lounge before your flight or you want a snack for the plane after devouring all the other food options (hand raised), everyone is encouraged to take food to go, with options including:

  • Chickpea salad wraps.

  • Chicken, turkey, or Italian sandwiches.

  • Steel-cut oatmeal.

  • Mango papaya acai bowl.

  • Strawberry shortcake.

  • Watermelon and pineapple fruit salad.

  • Buffalo humus cup.

  • Local grilled peach salad.

  • Grilled corn salad.

  • Flavored bubbly sparkling waters.

I took an acai bowl and pop-tart from the coffee bar for my flight. Both were delicious.

The lounge never seemed overly crowded during my extended visit. There were two rushes of people that led to a crowded bar, but the staff kept up well with keeping the buffet stocked and there was always seating available. If the lounge does hit capacity, visitors will have to join a waitlist before entering.

Use the Capital One app to join the waitlist

If you’re a Capital One Venture X Rewards Credit Card or Capital One Venture X Business cardholder, you can join the waitlist for the Dulles Capital One Lounge (and other Capital One lounges) on the Capital One app. Go to the Rewards & Benefits tile, then tap the airplane icon.

From there, you can select a lounge from the Capital One lounge locations and view the capacity. You’ll receive a text notification when it’s your turn to enter. To minimize waiting time, you might want to join the waitlist before you arrive.

If you don’t have the Capital One Venture X Rewards Credit Card or Capital One Venture X Business card, you’ll have to wait in the physical line.

How to get into the Capital One Lounge

The lounge is open every day from 5:30 AM to 9:00 PM. You’ll need a same-day boarding pass and can enter the lounge a maximum of three hours max before your flight. If you have a connecting flight, there is no time restriction for entering the lounge before your flight.

Capital One Venture X Rewards Credit Card (including authorized users) and Capital One Venture X Business primary cardholders (excluding authorized users) receive unlimited complimentary access to any Capital One Lounge with up to two guests per visit. Additional guests cost $45 each, and children under two years old can enter for free with a parent or guardian.

Cardholders must present their eligible card to enter the lounge, and virtual card numbers are not accepted.

Non-cardholders and non-customers can enter the lounge for a rate of $90 per visit.

Capital One Venture X Business

Capital One Venture X Rewards Credit Card

Capital One Venture Rewards Credit Card

Capital One Spark Miles for Business

Annual fee

$0 intro for the first year, then $95.

Capital One lounge access policy

Unlimited access. Includes two guests per visit.

Unlimited access. Includes two guests per visit.

Two visits per year.

Two visits per year.

Learn more

🤓Nerdy Tip

Currently, Capital One Venture Rewards Credit Card and Capital One Spark Miles for Business receive two free passes each year. Additional guests are $45 each. However, starting Jan. 1, 2025, Capital One Venture Rewards Credit Card and Capital One Spark Miles for Business cardholders must pay $45 per visit. Guests will also cost $45 per person.

Is it worth visiting the Capital One Lounge at IAD?

The Capital One Lounge Dulles is among my favorite lounges to date. The food and drinks were excellent, the staff was pleasant and the ambience was modern and bright. For eligible cardholders, I highly recommend seeking out the Capital One Lounge if you’re transiting through Dulles.

How to maximize your rewards

Source: nerdwallet.com

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You know when you’re an extrovert. So does your employer. If your vibrant personality doesn’t feel like a good fit with your current job, you may want to join the 28% of workers who said they’re likely to quit their job in 2024.

We’ve rounded up dozens of fulfilling jobs that pay well and welcome extroverts. Because sometimes, the grass looks greener elsewhere because it really is.

Key Points

•   Extroverts thrive in roles that require frequent interaction, team management, and public recognition.

•   High-paying jobs suited for extroverts include CEO, marketing manager, nurse practitioner, dentist, and financial manager.

•   Due to their outgoing nature, extroverts tend to earn more, benefiting in interviews and performance-based roles.

•   Healthcare, business, technology, and public relations may all offer fulfilling, well-paying opportunities for extroverts.

•   Careers ideal for extroverts involve communication, teamwork, and competitive pay, leading to both personal and financial satisfaction.

Are You an Extrovert?

Extroverts are known for their outgoing personalities that are energized by interactions with other people. They often enjoy the spotlight and seek attention. Employees with this type of personality thrive in roles that would be pure misery for antisocial people.

If this sounds familiar, pat yourself on the back: Being an extrovert often gives candidates a leg up in job hunting. Generally speaking, the job seeking process tends to favor extroverted job seekers, who may come across more natural and comfortable in interviews than more reserved candidates.

money tracker app is the kind of app that keeps any personality type on track. It monitors your credit score, tracks your spending, and helps you set savings goals — for free.

Common Characteristics of Good Extrovert Jobs

The right job can make you feel more fulfilled in and out of the office. Extroverts are wise to look for jobs that offer:

•   Interaction with people

•   Frequent opportunities for communicating or persuading

•   Room for risk-taking

•   Opportunities to work with a larger team

•   Public recognition for good performance

•   Outlets to express positive energy

And don’t miss our roundup of trade jobs that make the most money.

27 Fulfilling Jobs for Extroverts That Pay Well

Here are some ideas of where you can start looking for fulfilling jobs that pay well. Our criteria in highlighting these jobs were frequent interaction with people, opportunity to manage teams, recognition for good performance, and outlets to express positive energy. And high pay doesn’t hurt.

1. Registered Nurse

Average salary: $86,070

Primary duties: Provide patient care and education. Patients and loved ones really appreciate an extrovert’s positive energy and communication skills.

2. Nurse Practitioner

Average salary: $129,480

Primary duties: Diagnoses and treats illnesses in patients. Like doctors, NPs may order prescriptions and procedures to improve the health of a patient.

3. Physical Therapist

Average salary: $99,710

Primary duties: Helps injured people with pain, mobility, fitness, and overall function. Extroverts may enjoy demonstrating exercises and seeing progress in patients.

4. Physician Assistant

Average salary: $130,020

Primary duties: Practices medicine under the supervision of a licensed doctor. May prescribe medication or diagnostic tests.

5. Surgical Technologists

Average salary: $60,370

Primary duties: Assists with surgeries, prepares the operating room, and organizes equipment. Best for an individual who can calmly assist under pressure.

6. Dentist

Average salary: $170,910

Primary duties: Provide preventative dental and surgical care for oral diseases and tooth decay. Sees many patients every day. Great dentists combine precision technique with the ability to reassure nervous patients. Here’s one job where paying off student loans shouldn’t be a problem.

7. Dental Hygienist

Average salary: $87,530

Primary duties: Under the supervision of a dentist, cleans teeth and helps with preventative oral care and education for patients. As with dentists, a positive, reassuring attitude is key.

8. Medical and Health Services Manager

Average salary: $110,680

Primary duties: Directs medical and health services, including hiring staff, creating work schedules, working with finance managers, and developing goals for a department or organization. Managers need strong egos to take charge and get employees to fall in line. (You might also be interested in Is $100,000 a Good Salary?)

9. Sales Representative

Average salary: $73,080

Primary duties: Sells products and services for businesses. High-energy, extroverted individuals often do well getting people to buy whatever they’re selling. Sales reps who work on commission can earn big bucks.

10. Marketing Manager

Average salary: $156,580

Primary duties: Develops a client base for a business, works on the brand image, oversees creation of marketing materials, and performs market research. Manages teams that implement the vision of the company. Positions range from staff jobs on salary vs. hourly pay for freelancers.

11. Industrial Engineer

Average salary: $99,380

Primary duties: Designs systems that integrate people, resources, equipment, and processes for building products or providing services. Engineers tend to be the center of attention while building systems for an organization.

12. Financial Manager

Average salary: $156,100

Primary duties: Responsible for the financial activities of an organization, including financial reporting, investments, and decisions that drive profitability. Managers oversee teams of people and the financial direction of an organization. (The next best thing to a personal financial manager? This spending app.)

13. Human Resources Manager

Average salary: $136,350

Primary duties: Responsible for the management of an organization’s talent recruitment, training, retention, compensation, benefits, and adherence to state and federal employment law. (These folks help determine entry level salaries.) Dynamic personalities in HR help companies attract high-performing employees to an organization.

14. Chief Executive Officer

Average salary: $206,680

Primary duties: Coordinates, directs, and manages the business activities of a company. Responsible for large groups of people and programs. CEO is typically not a job for introverts, though there are high-profile exceptions to that rule.

15. Real Estate Agent

Average salary: $56,620

Primary duties: Assists with the buying and selling of real estate. Advises clients throughout the process, on pricing, marketing, contracts, financing, and negotiation. Charismatic agents can make very competitive pay.

16. Police Officer

Average salary: $74,910

Primary duties: Protects life and property, keeps the peace, interacts with the public, investigates crimes, and files reports. While the starting salary isn’t huge, extras like holiday pay, night-shift differentials, and overtime can push salaries over $100,000. Some departments are even offering signing bonuses.

17. Talent Manager / Agent

Average salary: $123,720

Primary duties: Manages the business interests of artists, performers, and athletes. Works in booking, contract negotiation, and money management. Superior communication and negotiation skills required.

18. Producers and Directors

Average salary: $82,510

Primary duties: Direct the business and creative endeavors of visual productions for television, stage, and film. This is show business, baby!

19. Construction Manager

Average salary: $104,900

Primary duties: Directs construction projects, including timelines, scheduling subcontractors, managing budgets, responding to delays, finding resources, developing relationships, and ensuring work complies with legal requirements.

20. Architect

Average salary: $99,310

Primary duties: Combines structural requirements and client preferences to design beautiful and functional buildings and interior spaces. Works in a team with many other professionals. Bringing a vision to life can be incredibly rewarding for architects.

21. Mechanical Engineer

Average salary: $99,510

Primary duties: Addresses problems through the creation of mechanical and thermal devices. Works in teams to research, design, manufacture, and test tools, machines, and engines.

22. Public Relations Professional

Average salary: $66,750

Primary duties: Create and maintain a positive public image for clients through traditional media networks and social media platforms. Great communicators will perform above expectations in this job.

23. Social Media Specialist

Average salary: $58,190

Primary duties: Learn social platforms and engage followers. Build a brand’s reputation through images and text shared with the public. It’s a job that doesn’t require a college education. It can also be a fulfilling part-time job.

24. Sales Manager

Average salary: $135,160

Primary duties: Direct sales activities for an organization. Develops new markets, trains sales representatives, coordinates distribution of a product or services, and creates goals for the department. Pursuing shared goals and collaborating with many people make this a great job for an extrovert.

25. Sales Engineer

Average salary: $116,950

Primary duties: Sells technical, complex, or scientific products or services to businesses. Persuasive individuals with a technical background are best suited for these roles. Also called software sales or technology sales.

26. Computer Systems Analyst

Average salary: $103,800

Primary duties: Also called systems architects, analysts design computer systems for organizations to help them operate more efficiently.

27. Pilot

Average salary: $171,210

Primary duties: Responsible for the safe operation of aircraft. Files flight plans, communicates with air traffic controllers and monitors weather conditions. May operate helicopters or planes as commercial or private pilots. High-achieving, extroverted personalities can do well. You may also want to read our tips on paying for flight school.

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Recommended: What Is The Difference Between Transunion and Equifax?

The Takeaway

Extroverts can do any job they set their mind to, but the most fulfilling jobs for extroverts are the ones where their work can be seen and appreciated by others. Extroverts gravitate toward careers that demand high performance, often under pressure: medicine, sales, finance, even the C-suite. In exchange, many roles in those fields offer competitive pay.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

See exactly how your money comes and goes at a glance.

FAQ

What job is best for extroverts?

While there’s no one job that is best for everyone, extroverts tend to find jobs that harness their drive to perform and their superior people skills most fulfilling.

Do extroverts make more money than introverts?

Extroverts tend to make more money than their introverted peers, though introverts and extroverts are both positioned to be successful leaders in their fields.

Can part-time jobs be fulfilling?

Part-time jobs can be fulfilling. They may also allow you extra time to yourself. To find a fulfilling part-time job, search websites where this is a primary feature, such as Indeed.com.

Do fulfilling jobs ever pay well?

Fulfilling jobs can pay well. If you don’t want to sacrifice your financial well-being to enjoy a rewarding occupation, pay attention to salary reports from the Bureau of Labor Statistics. They can reveal where high-paying jobs and industries are.

Photo credit: iStock/andresr

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

SORL-Q424-009

Source: sofi.com

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Chula Vista is a great place to experience suburban life with larger city amenities. Located just south of San Diego, it’s known for its coastal views and proximity to entertainment venues. That said, like any city, there are advantages and challenges when considering a move. Let’s take a closer look at nine of the key pros and cons of living in Chula Vista to help figure out whether or not it’s the place for you.

Chula Vista at a glance

Walk Score: 46 | Bike Score: 41 | Transit Score: 35
Median Sale Price: $810,000 | Average Rent for 1-Bedroom Apartment: $2,425
Chula Vista neighborhoods | Houses for rent in Chula Vista | Apartments for rent in Chula Vista | Homes for sale in Chula Vista

1. Pro: Coastal access and scenic views

Chula Vista’s location along the coast provides locals easy access to beautiful waterfront views. Bayside Park is perfect for sunset strolls, while the Chula Vista Marina is great for boating and fishing. Whether you enjoy water sports or simply love relaxing by the water, living near the coast is pretty sweet.

2. Con: Traffic during peak hours

One downside to Chula Vista’s coastal appeal is the traffic, especially during peak commuting times. The drive along the I-5 or I-805 can become congested, especially for those working in downtown San Diego. This can add extra time to your daily commute.

3. Pro: Close to San Diego

Living in Chula Vista means being just a short drive from the perks of San Diego. Locals often make quick trips to Balboa Park, the San Diego Zoo, or the Gaslamp Quarter. This proximity to San Diego makes it easy to experience world-class attractions without living in the city itself.

4. Con: Higher cost of living

While more affordable than some parts of California, Chula Vista’s cost of living is still above the national average. Housing prices have risen well above the national median sale price of $428,281. Apartments in Chula Vista have followed a similar trend, going for about $2,560 on average.

5. Pro: Pristine nature

Chula Vista is surrounded by parks, hiking trails, and nature reserves. Otay Valley Regional Park is a local favorite for hiking, biking, and soaking up the California sun. You can also head to the Living Coast Discovery Center for family-friendly activities about marine life and the surrounding area.

6. Con: Limited public transportation 

If you’re moving to Chula Vista without a car, getting around might be challenging. The city isn’t as well-connected in terms of public transportation as downtown San Diego. This can limit your options for commuting or running errands efficiently.

7. Pro: Thriving athletics infrastructure

The Chula Vista Elite Athlete Training Center is a true destination for aspiring athletes and even olympians. The venue hosts Olympic training programs and occasional public events, allowing locals to see top-tier athletes up close. The city’s focus on sports offers ample opportunity for community involvement.

8. Con: Crowded beaches

Living near the coast means summer beach days, but that comes with crowds. Popular spots like Silver Strand State Beach get packed with locals and tourists during peak summer months. While the beach is close, finding a quiet spot can take some time.

9. Pro: Growing job market

Chula Vista’s economy is growing, with a rise in job opportunities, particularly in healthcare, education, and local government. This increase in employment options makes it appealing to those looking to settle into stable careers without venturing far from home.

A native of the northern suburbs of Chicago, Carson made his way to the South to attend Wofford College where he received his BA in English. After working as a copywriter for a couple of boutique marketing agencies in South Carolina, he made the move to Atlanta and quickly joined the Rent. team as a content marketing coordinator. When he’s off the clock, you can find Carson reading in a park, hunting down a great cup of coffee or hanging out with his dogs.

Source: rent.com

Apache is functioning normally

According to a rumor shared by YouTuber Stan The Credit Frog, the U.S. Bank Altitude Reserve card will be discontinued within the next week. It’s possible this will coincide with the launch of the U.S. Bank Smartly card.  Previously the U.S. Bank Altitude Reserve card stopped accepting applications for a few months before returning. I have no idea how reliable this rumor is at all.

Source: doctorofcredit.com

Apache is functioning normally

Spotting an up-and-coming neighborhood before it booms is both an art and a science. Early identification can yield significant benefits, including real estate appreciation, a vibrant and dynamic lifestyle, and potential financial gain. Investors and homebuyers can get ahead of the curve with the right knowledge and tools. . Here’s a comprehensive guide on what to look for, from infrastructure developments to emerging cultural trends, to help you identify these promising areas before they hit the mainstream. 

Research Infrastructure Developments and Urban Planning

When a city or municipality invests in infrastructure, it often indicates plans to boost neighborhood growth. Local governments use infrastructure development to attract new residents, increase accessibility, and support economic growth. Key indicators include:

  • Transportation Upgrades: New subway lines, bus routes, light rail stations, or bike paths can make previously less accessible neighborhoods more attractive. Pay attention to transportation authority announcements, as new projects can signal a potential future real estate hot spot. For instance, neighborhoods along new transit corridors often see property values and demand rise significantly as the projects near completion. 
  • Highway and Road Expansions: New roadways or highways access points can also be a game-changer for previously isolated neighborhoods. Expanded roads make neighborhoods easier to access for commuters and businesses alike, which boosts appeal for potential homebuyers and renters. 
  • Public Space Revitalization: The addition or improvement of parks, green spaces, walking paths, and community centers suggests a shift towards making the area family-and community-friendly. Look for local government announcements and urban planning reports that include plans for enhancing public spaces. 
  • Zoning and Redevelopment Initiatives: Pay attention to zoning changes that allow for more housing units or commercial properties. Local governments sometimes adjust zoning laws and accommodate growth, signaling a forthcoming influx of both residents and businesses. 

Action Step: Check city or municipality websites for updates on infrastructure and zoning changes. Many of these initiatives are documented publicly, and attending city council meetings or tracking local planning agendas can provide first-hand insights. 

Observe Retail and Business Expansion

Retail and business expansion is a powerful indicator of growth. Retailers, form big brands to independent entrepreneurs, typically conduct thorough market research before opening new locations, so their interest in an area is worth noting. Here’s what to look for:

  • Anchor Tenants: Large grocery stores or big box retailers can catalyze neighborhood change. Major retailers usually research an area’s demographics and growth potential before setting up shop, and their presence can transform a neighborhood.
  • Upscale and Trendy Shops: Independently owned boutiques, cafes, and restaurants often signal the start of a neighborhood’s transition. These businesses often appeal to younger, trend-conscious residents and indicate a demand for unique, local products and experiences. Notably, trendy coffee shops, artisanal bakeries, and specialty stores often establish a foothold early in the neighborhood transformation process. 
  • Co-working Spaces and Start-Ups: the presence of co-working spaces, tech startups, or creative workspaces can signal that a neighborhood is attracting entrepreneurs and remote workers. These spaces contribute to a modern, community-oriented vibe, attracting young professionals who value flexible work environments. 

Action Step: Regularly visit areas that interest you to see which new businesses are opening. Following local business announcements, community boards, and social media can help you stay up-to-date. 

Track Real Estate Trends and Vacancy Rates

Real estate trends provide concrete, measurable insights into neighborhood growth potential, By understanding what’s happening in the local market, you can gain valuable clues about an area’s future. Key factors to consider include:

  • Property Value Trends: A gradual rise in property values is a good sign that demand is growing. Sudden spikes might indicate speculation, but steady increases usually signal genuine interest. You can use online real estate platforms to monitor property values over time and compare them with city averages. 
  • Declining Vacancy Rates: When vacancy rates decline in a neighborhood, demand outpaces supply, making the area more attractive to renters and buyers. New residents moving in also stimulate demand for services and amenities, creating a virtuous cycle of growth. 
  • Flipping Activity and Renovations: The presence of flipped properties – homes that are purchased, renovated, and quickly sold – often signals investor interest. Developers often target neighborhoods they believe are on the  brink of growth, hoping to capitalize on increased demand. Increased renovations or home improvements by current residents can also reflect a community’s sense of stability and long-term appeal. 

Action Step: Use online tools to set up alerts on new listings, price changes, and closed sales in specific neighborhoods. 

Look for Cultural Shifts and a Younger Demographic 

Demographic shifts can transform a neighborhood, particularly if young professionals, artists, and or other creatives are drawn to an area due to affordability or unique community qualities. Here’s how these cultural factors play a role:

  • Artistic Communities: Artists often seek affordable housing, leading them to less developed neighborhoods. Their presence contributes to a creative culture that attracts other like-minded individuals. Cities like New York and Los Angeles saw neighborhoods like Williamsburg and Silver Lake evolve from artist enclaves to mainstream hotspots. 
  • Local Events and Community Engagement: Farmers’ markets, art walks, street fairs, and pop-up events bring attention to the area and create a sense of community. Such events can indicate a groundswell of local support and interest, often acting  as a precursor to further growth.
  • Nightlife and Social Spaces: Breweries, art galleries, and music venues can also draw a crowd and shape a neighborhood’s culture, leading to further investment in the area. 

Action Step: Follow social media channels and local blogs that report on neighborhood events, culture, and lifestyle trends. 

Monitor School Ratings and Family-Friendly Developments

As young families increasingly choose urban areas for both convenience and lifestyle, neighborhoods with improving schools and family amenities attract a steady influx of long-term residents. Here’s what to consider;

  • School Quality Improvements: When school ratings or new schools are built, the surrounding area often experiences higher demand from families. City investments in educational facilities are also an indicator of a neighborhood’s growth potential. Look at school rating websites for information on school performance. 
  • Family-Friendly Parks and Recreational Facilities: Neighborhoods with new or improved parks, playgrounds, sports fields, and libraries become appealing to young families. Investment in these areas shows a commitment to creating a safe, community-friendly environment.

Action Step: Research school ratings and local amenities, focusing on family-oriented areas that may be on the cusp of growth. 

Pay Attention to Crime Rates and Community Safety

Decreasing crime rates and improved safety measures can signal positive changes within a neighborhood. Safe, walkable communities attract families and young professionals alike, boosting demand for housing. 

  • Community Policing Initiatives: When cities implement initiatives that engage community members in safety efforts, it can lead to a decline in crime and an increase in resident satisfaction. 
  • Increased Lighting and Street Clean-Ups: Small but impactful changes like improved lighting, litter reduction, and graffiti removal create a more inviting environment, Cities and developers often invest in these details before larger projects take root.

Notice Emerging Online ‘Buzz’ and Media Attention

Sometimes, the first hints of a neighborhood’s potential come from online discussions and social media. Social platforms are invaluable for getting insights from locals and identifying neighborhood trends. 

  • Social Media Influence: Follow neighborhood-specific accounts or hashtags on Instagram and Facebook, where residents share local happenings, events, and businesses. Social media influencers who live in the area may also highlight the neighborhood, generating buzz and drawing new interest. 
  • Local News Features: News outlets often cover up-and-coming neighborhoods when new businesses, events, or infrastructure projects are introduced. Following local real estate blogs and publications can help you stay informed about emerging areas. 

Action Step: Set up Google Alerts or other online tools to follow neighborhood-specific new and blogs, ensuring you stay up-to-date on any developments. 

Bringing it All Together

Spotting an up-and-coming neighborhood requires consistent research, patience, and a willingness to explore on the ground. By monitoring infrastructure improvements, business trends, demographic shifts, and community safety, you’ll be equipped to identify areas with high growth potential. Whether you’re an investor or a homebuyer, these strategies can guide your search for neighborhoods on the brink of transformation. . 

Final Tips for Your Journey

  • Visit Frequently: Spend time walking around the neighborhood, chatting with residents, and getting a feel for the local culture. Real-life experience can offer insights that data cannot. 
  • Diverse Data Sources: Use multiple research methods – from real estate sites to local news outlets – to paint a well-rounded picture. 
  • Keep Your Long-Term Goals in Mind: Whether you’re investing, buying to live, or considering renting out a property, understand your own goals and timeline for holding the property. 

Spotting an up-and-coming neighborhood isn’t an exact science, but by using these tools you’ll be in a prime position to discover hidden gems – before they’re on everyone else’s radar. 

Are you looking to enter the real estate market this fall? Give us a call today! One of the experienced agents at Zoocasa will be more than happy to help you through the exciting home-buying process! 

Looking for your dream home?

Contact us today to talk to a Realtor in your area

Source: zoocasa.com

Apache is functioning normally

You wake up to find no running water in your house. Pressure from a tree root has collapsed the line between your home and the city’s water main — and because the broken pipe is on your property, you’re on the hook for repairs.

If you want to protect your finances from this type of scenario, consider adding service line coverage to your homeowners insurance policy.

What is service line coverage?

Service line coverage is an optional type of insurance that can pay for repairs to underground utility lines on your property. Depending on your insurer, service line coverage may pay for damage due to:

  • Wear and tear.

  • Root invasion from trees and plants.

  • Mechanical or electrical failure.

  • Blockage, bursting or collapse.

  • Rust or corrosion.

  • Disconnection.

  • Excavation.

  • Rodents or other animals.

Service line coverage often comes with a deductible — the amount of a claim you’ll have to pay. Here’s an example of how it might work:

Say a heavy truck parks on your lawn to unload supplies for a new deck, accidentally crushing an underground sewer line. Replacing it will cost $3,000. After subtracting your $500 deductible, your insurance company would pay the remaining $2,500.

What does service line coverage include?

Service line coverage can pay to repair damage to the following types of underground utility lines on your property:

  • Water, sewer or steam.

  • Telephone or cable.

Your coverage could pay for services like excavation, replacing damaged piping and restoring landscaping that was disturbed during repairs. If your home is uninhabitable, your policy could also cover the cost of staying in a hotel for a few days.

Some insurance companies may offer a little extra coverage to replace your old service line with more efficient or eco-friendly technology.

What’s not covered?

Service line coverage generally won’t pay to repair utility lines located above ground. And because the coverage is designed for utility lines that link your home to a municipal or commercial service, it may not cover damage to water wells, septic systems or liquid fuel tanks.

🤓Nerdy Tip

Read your policy carefully, as exclusions vary from one insurance company to another. If you have questions, reach out to your agent.

How much does service line coverage cost?

The cost of service line coverage depends on where you live and how much coverage you want. A typical range is $20 to $50 per year, but we saw one company advertising rates as low as $9 per year for newer homes.

Is service line coverage worth it?

Service line coverage isn’t mandatory, so it’s your choice whether you add it to your policy. Keep in mind that utility line repairs could cost thousands of dollars, depending on the severity of the problem. For example, replacing a sewer line costs about $3,200 on average, according to Angi, a home services company.

You might want to consider buying service line coverage if:

  • You live in an older home with aging utility lines.

  • Your property has large trees with roots that could encroach on underground pipes.

  • Paying a little more for extra coverage gives you peace of mind.

Service line coverage may be less useful to you if:

  • Your home is new.

  • You live in a rural area without connections to many municipal utilities.

  • You’d feel comfortable covering an unexpected expense if something happened to one of your utility lines.

Alternatives to service line coverage from your home insurer

You may be able to buy service line insurance through your utility company or the city where you live. Home warranty companies such as Service Line Warranties of America and HomeServe may also offer coverage in your area for service lines.

Look carefully at the terms and cost of each plan before you buy one. You may find that they’re more expensive than the coverage your homeowners insurer can offer for potentially less coverage.

For example, the Service Line Protection Program from the New York City Department of Environmental Protection costs nearly $85 per year for water line coverage and $143 per year for sewer line coverage. That’s a total of $228 for two utility lines. Your home insurer might offer coverage for other service lines, too (such as electric and cable lines) for a lower price.

Which companies offer service line coverage?

Many home insurers offer service line coverage as an add-on, including:

Source: nerdwallet.com