Most Americans have credit card debt and will die with credit card debt. It’s one of the most accessible types of credit there is, becoming available as soon as you’re financially independent. It’s also one of the most damaging, as too much credit card debt could hurt your credit report, reduce your credit score, and cost you thousands of dollars in interest payments. […]
How Much Credit Card Debt is too Much? is a post from Pocket Your Dollars.
American Express is in the process of revamping all of the credit cards it offers. Usually American Express sends out a series of surveys trying to gauge the interest of different benefits
Many manufacturers warranty their products against defects or certain other issues for a period of time. This is known as the manufacturer’s limited warranty, and depending on the product, it might provide coverage for a period as short as 30 days or as long as three or more years. In many cases, by swiping the right piece… Read More
The post Understanding the Perk of a Credit Card Extended Warranty appeared first on Credit.com.
Cash back is a rewards benefit that many credit cards offer to cardholders. By taking advantage of it, you’ll receive back a prespecified percentage of certain purchases you make. Many credit card companies will provide higher cash back rates on … Continue reading →
The post What Is Cash Back? appeared first on SmartAsset Blog.
Paying off debt to build credit is a pretty well-known strategy. It can help improve your credit score, especially if youâre carrying a large balance on your credit cards. So if you have other types of debt, like car or home loans, paying off those accounts might seem like a step in the right direction…. Read More
The post Does Paying Off a Loan Early Hurt Your Credit Score? appeared first on Credit.com.
These days, a good credit score is a requirement for everything from buying a home to setting up a cell phone contract. In many cases, itâs also a necessity if you want to rent an…
The post No-Credit-Check Apartments: How to Rent an Apartment With No Credit History appeared first on Crediful.
The Wall Street Journal lists 15 important numbers that everyone should know to make better financial decisions. Here they are, broken down by category.
The post 15 Numbers You Need To Know To Make Smart Financial Decisions appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
In a recession itâs common for many people to rely on credit cards and loans to balance their finances. Itâs the ultimate catch-22 since, during a recession, these financial products can be even harder to qualify for. This holds true, according to historical data from the Federal Reserve Bank of St. Louis. It found that […]
The post How to Get Approved for Credit in a Financial Downturn appeared first on Good Financial Cents®.