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Christina Hall is a woman of many names. Forget the multiverse, we’re talking multi-monikers.

We first made her acquaintance back in 2013 when she was known as Christina El-Moussa. A decade ago, she likely had aspirations of stardom with the launch of “Flip or Flop” on HGTV, but nothing could have prepared her for the fame—and tabloid headlines—ahead.

Her show with then-husband Tarek El-Moussa became a hit, but their relationship deteriorated. The couple separated in 2016 and divorced in 2017. She quickly rebounded into a relationship with British TV host Ant Anstead and the duo were married in late 2018. The former Mrs. El-Moussa took Ant’s name and became Christina Anstead.

But after just 21 months of marriage and one child, she announced her separation from Anstead. In late 2020, after filing for divorce, she announced that she would be now known as Christina Haack—her maiden name.

Her backtrack to Haack lasted less than two years, when she married real estate agent Joshua Hall in April 2022. Now known as Christina Hall, it’s her fourth name in ten years. It’s been a challenge to keep up with Christina’s switching surnames, but there’s plenty else to learn about this well-known home designer.

Curious about what curveballs you might have missed? Brush up on these surprising facts about this famous house flipper.

1. Her original name is a real mouthful

Christina was born Christina Meursinge Haack and raised in California’s Orange County. She attended a local community college when she realized she’d like to pursue real estate as a career.

2. She originally wanted to be a sports agent

Although she shines in the spotlight, stardom was never a burning desire.

“I never thought about being on TV. I wanted to be a sports agent like Jerry Maguire,” she admits.

An Instagram photo of a young smiling Christina alongside NBA legend Magic Johnson hinted at her future plans.

Yet during college at San Diego State, she opted to get her real estate license instead.

“I got started in real estate at 21,” she says, “which led to selling houses, which led to flipping houses, which led to TV.”

3. She and Tarek El Moussa met working in real estate

Things moved quickly for Tarek and Christina after meeting at a real estate office.

(HGTV)

Christina began working at a real estate office, which is where she met Tarek El Moussa. She was 22. Things moved quickly for these two.

“The day Tarek and I officially started dating, which was Oct. 9, 2006, we moved in together,” she said in an interview with Good Housekeeping. Talk about a whirlwind romance!

In 2009, the two got married and had two kids, Taylor and Brayden. Seven years later, they separated, but not before making a name and business for themselves as flipping partners.

4. Christina and Tarek started flipping because of the recession

In the late 2000s, the real estate market was hit hard by the recession and the burst of the nationwide real estate bubble.

And because they both worked in the real estate realm, the couple had some hard times. They even had to downsize their own home, going from a house with a $6,000 mortgage to a rental apartment with a roommate.

To make ends meet, Christina and Tarek decided to try their hand at house flipping. The couple bought their first investment property for $115,000, with business partner Pete De Best, and split a $34,000 profit. Not bad for a couple of first-time flippers!

5. ‘Flip or Flop’ began with a borrowed video camera

Christina and Tarek El Moussa, who were married at the time, reviewing design choices in Season 1 of “Flip or Flop”

(HGTV)

With their house flipping ventures proving successful, Tarek thought their projects would make a good show. He borrowed a video camera to make a demo. At the time, Christina was seven months pregnant with their daughter, Taylor.

Soon, Pie Town Productions, which produces shows for HGTV, expressed interest in the couple. Their show was named “Flip or Flop,” and 13 episodes were ordered in the first run. The couple were reportedly paid $10,000 each per episode during that first season.

6. One hit show led to another, ‘Christina on the Coast’

“Christina on the Coast” focuses on Christina’s journey as she expands her design business in Southern California.

(HGTV)

Despite the couple’s off-screen drama, “Flip or Flop” became a huge success for HGTV and led to spinoffs for both Tarek and Christina.

El Moussa now tutors novice flippers on “Flipping 101,” while Christina has the home design show, “Christina on the Coast.” Her show premiered in 2019 and is now headed into its fourth season.

7. Her move to Music City inspired yet another spinoff

In early 2021, Christina looked beyond the comforts of her familiar surroundings in California. She plunked down $2.5 million for a modern farmhouse near Nashville. The six-bedroom home sits on 23 acres in Franklin, TN.

It also proved to be the perfect setting for another HGTV spin-off, “Christina in the Country.” The show documents the expansion of her design business in the Nashville area as well as putting down roots in a completely new environment.

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8. Christina has her own flooring line

While Christina is best known for her HGTV shows, she’s also branched out into the wide world of flooring.

Her collection of waterproof vinyl flooring designed to resemble hardwood is available in a variety of colors and styles. She insists vinyl floors can be stylish and said, “I would never sell a product that is not attractive.”

After battling health problems in recent years, Christina went to an alternative medicine center in late 2022. She wanted to get the bottom of her ailments and turned to a quantum biofeedback machine.

The HGTV star reported on Instagram that her test results showed mercury and lead poisoning—a result that she attributed to all the “gross flips” she did in her early career with Tarek.

Prior to her diagnosis, Christina documented her health struggles and her attempt at healing in the 2020 book, “The Wellness Remodel.”

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Source: realtor.com

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As with any genre, fans of psychological thrillers can find themselves searching for deeper cuts in the genre after exhausting the classics. From heavy hitters of the 1990s like Se7en and The Silence of the Lambs to almost Hitchcock’s biggest hits like Vertigo and Psycho, many movies are classics of the psychological thriller genre.

But when you’ve seen all of those, you can find yourself looking for the genre’s hidden gems. So when one fan of these cerebral chillers, who has seen many of them, takes to an online film forum to ask for lesser-known movies in the genre, other film fans are more than happy to oblige with some fantastic recommendations.

1. The Guest (2014)

Photo Credit: HanWay Films.

The Guest stars Downton Abbey’s Dan Stevens as a mysterious soldier who appears at the door of a family one day, informing them that he knew their son who died in combat. This stranger is handsome and charming, but there’s something off about him. When strange deaths occur around town, the family’s teen daughter starts to suspect that he may have something to do with them.

2. Enemy (2013)

Photo Credit: Entertainment One.

While director Denis Villeneuve’s Sicario and Prisoners rightfully receive much attention as some of the best thrillers of the 2010s, Enemy is often forgotten. The movie follows history professor Adam (Jake Gyllenhaal), who discovers a man who looks exactly like him and becomes obsessed with figuring out their connection to one another. It’sIt’s a riveting film full of unexpected twists and turns.

3. The Machinist (2004)

Photo Credit: Filmax Group.

The Machinist is an unnerving psychological thriller that centers on Trevor Reznick (Christian Bale), who has been suffering from insomnia for over a year. We see the toll that the lack of sleep has taken on his body, and throughout the movie, discover that it’s also taken a significant toll on his mind.

4. The Vanishing (Spoorloos) (1988)

Photo Credit: Argos Films.

The Vanishing puts a twist on the classic mystery film. When a man’s girlfriend is kidnapped, he becomes desperate to find her, but instead of focusing on the story of who took her, The Vanishing introduces us to the villain early on. The kidnapper introduces himself to the distraught boyfriend, beginning a disturbing game of cat and mouse.

5. In The Mouth of Madness (1994)

Photo Credit: Carnival Row.

Director John Carpenter is likely best known for creating the iconic Halloween franchise, but he’s made more than a dozen great films over the course of his career.

One of his best is In the Mouth of Madness, which follows an insurance investigator and a book editor as they attempt to find the author of a new book that seems to be driving people insane. The movie plays with the line between reality and fiction in fascinating and unnerving ways that will satisfy any fan of psychological thrillers.

6. Taste of Fear (1961)

Photo Credit: Hammer Films.

A personal favorite of mine that I am delighted to see receive a recommendation, Taste of Fear is a small-scale psychological thriller produced by the legendary Hammer Film Productions, best known for their Dracula films starring Christopher Lee.

Lee also appears in Taste of Fear as a possibly conniving doctor. The film follows a young woman who returns to her father’s home to find him missing and doesn’t trust her stepmother, who says he’s away on business.

7. Gaslight (1944)

Photo Credit: MGM.

Gaslight, adapted from the play of the same name, is the genesis of the modern psychological term meaning to convince someone they cannot trust their senses. The film is an unnerving thriller that centers on a young woman and her new husband, who regularly makes her doubt her experiences so that he can steal from her. The film’s mystery isn’t what is happening or why but whether or not the woman will escape the situation.

8. Blow Out (1981)

Photo Credit: Filmways Pictures.

Blow Out centers on Jack Terry (John Travolta), a sound technician who collects sounds to be used for film scores, after he witnesses a deadly car crash while recording sounds. The collision caused a governor’s death, leading to questions about whether or not it was an accident, and Jack’s recording of the event becomes critical to solving the mystery of what happened.

9. A Simple Favor (2018)

Photo Credit: Lionsgate.

Another personal favorite of mine, A Simple Favor, adapts the book of the same name by Darcey Bell and offers an incredible performance from Blake Lively. The film stars Lively as Emily, the mysterious and glamorous neighbor of Stephanie (Anna Kendrick) who goes missing.

Stephanie then takes it upon herself to investigate the disappearance, but things are much more complicated than they first seem. It’s a psychological thriller that doesn’t skimp on the twists or the psychosexual tension but is also incredibly funny due to the humor of the two leads.

10. Shadow of a Doubt (1943)

Photo Credit: Universal Pictures.

Hitchcock’s favorite of the films he directed, it’s somewhat shocking that  Shadow of a Doubt isn’t as widely known as some of the master of suspense’s other films.

The movie centers on a teenage girl and her relationship with her uncle, who comes to stay with her family as she begins to suspect that he may not be the wonderful man she once thought hIt’sIt’st’s a great film, with one of the most shocking reveals in film history. 

Source: Reddit.

Image Credit: Shutterstock – Denis Makarenko

Who is one actress you can never stand watching, no matter their role?  After polling the internet, these were the top-voted actresses that people couldn’t stand watching.

10 Actresses People Despise Watching Regardless of Their Role

These 7 Celebrities are Genuinely Good People

Photo Credit: Shutterstock.

We’ve all heard the famous adage that “no publicity is bad publicity,” and while it tends to be accurate, there are certainly exceptions. But what about those few stars who stay out of the limelight and get along without a hint of trouble? 

These 7 Celebrities are Genuinely Good People

Photo Credit: Shutterstock

Have you ever known someone and thought you liked them—until you learned about their hobbies? Then you get to know them and then you’re like, “Wow, red flag.” Well, you’re not alone.

These 10 Activities Are an Immediate Red Flag

Photo Credit: Shutterstock.

Some celebrities definitely seem to enjoy the limelight and keep working to stay in the public eye. While others quickly move out of the spotlight. Many of these actors and actresses stepped out of the spotlight to live a more private life without constant media pressures.

10 Celebrities That Made the Big Times Then Disappeared Off The Face of the Earth

Image Credit: Troma Entertainment

We’ve all been there – sitting through a movie that we can’t help but cringe at, but somehow it still manages to hold a special place in our hearts.

These 10 Terrible Movies Are Still People’s Favorites



About the Author



Kyle Logan



Source: financequickfix.com

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Online banking vs. traditional banking: Which is better for you?
By
Markia Brown

| Jan. 19, 2023

Online banks have no physical location and require you to do everything digitally — and because of that, they tend to come with lower fees and higher rates of return. Traditional banks, on the other hand, have brick-and-mortar locations, a wider range of products, and in-person customer service.

Read more>

Source: moneyunder30.com

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Before having kids, my husband and I loved to travel. When our family grew, we agreed that we wanted to continue to prioritize exploring the world as much as we could. Unlike it may seem on Instagram, no one comes with a magic wand and whisks us away on vacation — we make sacrifices to design these experiences, and we work hard to make them happen.

Now that we’re paying for four, credit cards play a major role in our ability to swing our travel, but perhaps not in the way you might think. We don’t rack up debt, and because we pay our bills in full each month, we don’t pay any interest. Instead, we rely heavily on the points and miles that we largely earn from credit card rewards. And with the national average domestic airline itinerary fare hovering just below $400 in the fourth quarter of last year, according to the Department of Transportation, every bit we can defray helps.

Here are some of the ways that credit cards help make our family’s travel dreams a reality — for a fraction of the out-of-pocket cost.

(Nearly) free flights

The rewards we earn from the many credit cards we hold help fly our family for almost free. Some cards are branded to a particular airline and earn frequent flyer miles that can be used for flights on that airline and its partners. Other credit cards earn rewards that aren’t locked into one brand and offer more flexibility. You can transfer those rewards to several partner airlines, which allows you to shop around to find the best flight options for your family. If you have enough miles to cover the flights, you’ll just pay a nominal charge for taxes and fees out of pocket: They start at $5.60 one way per person if you’re traveling in the U.S.

When I tell inquiring friends how our rewards pay for flights, I’m often met with skeptical stares. “Don’t they charge so many miles? I’ll never earn enough.” Though the cost of award flights in miles can seem outrageous many times, there are still values to be found. We recently booked coast-to-coast flights for our family of four for less than 10,000 miles per person one way. An average bonus for opening a new credit card is around 50,000 miles, sometimes considerably more. That means by opening one new card and paying an annual fee under $100, my whole family can jet from Baltimore to sunny California.

Plus, I have an extra “free flight trick” up my sleeve: a companion pass. Several popular airlines offer the perk for a companion to fly free or at a reduced cost — as an outright perk of holding its branded credit card or by earning enough points in a year.

Our family’s favorite airline, Southwest, has the best companion pass around: Once the pass is earned, one companion can fly free with you (you’ll just pay taxes and fees) as many times as you fly the rest of that calendar year, plus the entire next calendar year. (More details here.)

Travel ‘insurance’ and flexibility

When you’re beholden to a school calendar that dictates when you can travel, you quickly learn that availability and prices can be sky-high during spring break or the winter holidays, when everyone is taking trips. For example, more than 141 million people flew in March and April this year, compared with 118 million in January and February, according to Transportation Security Administration checkpoint travel numbers. Booking far in advance is helpful to lock in those plans. Often, you’ll find better availability and lower prices than you’ll get when you reserve closer in. And when you pay with miles or points, there’s less at stake: You’re not shelling out a bunch of cash now for a trip you’ll take next year.

Whether you’re booking well in advance or last minute, using rewards earned from credit cards can give greater flexibility should your plans change. Early in the COVID-19 pandemic, many airlines ditched the fees to cancel or change a ticket. Some of those fees are creeping back — but the policies are often more generous if you’ve booked with miles. Having a stash of credit card points and miles at the ready helps my family book trips with the peace of mind that we’ll be able to change our plans without paying big fees.

If you pay cash for your ticket, you’ll still be able to cancel — but with more caveats. In many cases, you’ll have to pay a higher fare to have that flexibility to change or cancel your ticket. Often, you’ll be refunded in the form of travel credit with that airline rather than getting your money back. That means you’ll have money tied up with that airline, which isn’t ideal if you find a better deal on a different airline for your next flights or if you need that cash for other expenses. Plus, those credits can expire.

Booking with miles, on the other hand, can allow you to cancel your tickets — even last minute — and get all your rewards back without penalty.

Perks that make it easier

“Gee, I’m so excited to wait in long lines with grumpy kids,” said no one ever. The reality is that long lines at security checkpoints, rental car counters and even hotel check-in queues can really dampen the excitement of travel for kids and grown-ups alike.

But for my family, many of the travel perks that come along with the premium credit cards we hold far outweigh the cost of the annual fees we pay. Thanks to services like TSA Precheck, Global Entry and Clear, we are able to skip out on lots of idle time spent waiting in line. The Platinum Card® from American Express comes with a hefty $695 annual fee, but it offers credits that help cover the cost of these services. We can pop into an airport lounge while we wait to board and enjoy free drinks and snacks. Terms apply.

Elite status is another benefit that the right credit cards afford us. We can skip the line at the rental counter and head straight to our car after a long flight. Thanks to the automatic Gold status we get from the Hilton Honors American Express Surpass® Card, we can go to a special queue when we check in to our hotel, and we can take advantage of elite perks like room upgrades, late checkout and daily credit to help cover breakfast. Terms apply.

‘Free money’ helps budgets stretch further

Most major credit card issuers these days offer special merchant-specific discounts when activated on your card. They’re like built-in coupons you can add to your credit card with an easy click, and they can save you very real dollars on purchases you’re already making.

I think of these offers as “free money” I earn back from my credit cards. I load as many of these coupons onto my cards as I can because there’s no penalty if I don’t use them. If I’m ordering pizza for Friday movie night, sending birthday flowers or purchasing new luggage, I’ll check my credit card offers first so I can see whether shopping at any featured merchants makes sense to save money.

Once I make a qualifying purchase, my card gets credited back the amount I saved. I like to keep track of this money in a simple spreadsheet and watch it add up: $5 back from this restaurant, $10 back from this back-to-school shopping trip. Then I put that money aside into a trip fund to help subsidize the extra costs of our travels.

By shaving off extra costs whenever I can, our family can afford to travel together more.

Source: nerdwallet.com

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Term life insurance is an important investment that can protect your family’s assets at any stage of your life and getting affordable life insurance rates is important for protecting your budget right now.

Depending on your age though will also determine how much you need, how long you need it for, is term or a guaranteed policy the best.

Below is a quick guide on the different ages and what you should consider when buying life insurance. I’ve also included links to relative articles that go more in depth on each age bracket.

Here’s what you need to know to get cheap life insurance at any age.

Whether you are single or married, a part of a large family or a small one, purchasing insurance is a responsible step that everyone should take so that loved ones will be provided for.

  1. Know your family’s budget and how the life insurance rates will fit within your budget. Knowing this dollar amount will keep you from being “oversold” by an agent trying to earn higher commissions. The premiums must fit within your budget.
  2. Be aware that each person’s life insurance needs for death benefit amounts are different. We will look at this in more detail later, but just because your buddy or co-worker bought a million dollar life insurance policy doesn’t mean that you need to.
  3. Understand that life insurance companies have different underwriting guidelines and that you HAVE to compare rates from different companies to be confident you’re getting the lowest life insurance rates available for you based on your lifestyle, your medical conditions, and your age. (We compare rates from different companies for you.)
  4. Be thinking about the following numbers (to help determine the death benefit needed):
    • How much family debt you have (mortgages, credit cards, autos, etc.)
    • College education dollars needed for children in the household
    • Ongoing income dollars for a surviving spouse (if applicable)
    • Estimated amounts of funeral costs
    • Any philanthropic dollars you might wish to leave to a favorite charity
    • How much life insurance do you have now, for how long (ie, 20-year term), and is it a permanent policy like whole life or universal life
  5. This is related to #3. It might not be in your best interests to buy life insurance from agents that only represent one company and can’t offer you quotes from several different companies. Some of these life insurance companies are Northwestern Mutual, New York Life, and others who have agents that only sell their life insurance plans.

Life Insurance Rates By Age

Purchasing life insurance is very important, and generally speaking, one of the main factors in pricing life insurance from the insurance company’s viewpoint is how old you are. 

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Your age will help you determine how much death benefit you need to apply for, how long you need it for, and whether term or a guaranteed policy is the best plan that suits your needs.

Obviously, it just makes common sense that the older you are, the less number of years you are expected to live. 

Life insurance companies call these “mortality tables”, and they use these mortality tables to actuarially determine how much they should charge for life insurance.

These CSO mortality tables have been adopted by most state insurance departments to allow companies to use them in determining the premiums they should be charging for their life insurance policies.

Remember though that even these life expectancy charts are used differently by different life insurance companies.

We can provide you with several life insurance company reviews such as Banner Life Insurance for you to learn more about what each company has to offer, so make sure to check those out as well!

Many people put off buying life insurance because it doesn’t seem to be an immediate need or priority to fit in the family budget.@media(min-width:0px)#div-gpt-ad-goodfinancialcents_com-large-leaderboard-2-0-asloadedmax-width:300px!important;max-height:250px!important

Here are 3 critical reasons to apply for life insurance now and to not put it off any longer:

  1. You really aren’t getting younger. As just mentioned above, as you get older your rates are going to increase. The best day to buy life insurance is today.
  2. If you don’t have any major health conditions that would cause your life insurance rates to be surcharged, get your life insurance now while you are in good health. If you do have medical conditions, get your life insurance now before your health gets worse.  If it improves later, then you can always reapply for lower rates.
  3. You never know what the future holds. Take care of your loved ones now and go ahead and check “buying life insurance” off your list. Whether you end up getting quotes from us (Compare Rates form on the right), or from someone else, go ahead and do it.

Now, let’s discuss issues based on various ages. We will first start with the Millennials……

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Life Insurance for Your 20s

In your 20s, life insurance is inexpensive and easy to get. At this age, you can expect an enormous number of term life options at affordable prices. By getting life insurance at this early stage, you can protect a young and growing family from financial hardships and do so inexpensively.

Going ahead and buying life insurance now is a great decision to make at this young age. It is better than waiting until you are older, possibly having health issues and having to look into the option of life insurance without a medical exam, which is defaulted to a higher rate because of the poor health you may have at older ages. Starting young and healthy is the way to go!

Depending on your income and family budget, you could consider both permanent life insurance or inexpensive term life insurance.

If you don’t have children or large assets to protect, choose a policy of at least four times your annual income. If you do have children, the number of children, your spouse’s income and your other debts should all factor into the amount of insurance you purchase.

Read more on buying Term Life Insurance in Your 20’s

Life Insurance for Your 30s

In your 30s, you likely have a family and assets that need to be protected with a life insurance policy. Your income may be higher during this period, necessitating a larger policy to meet bigger financial needs. Some life insurance buyers purchase a second policy in their 30s to supplement the policy bought in their 20s.

If this is your first time to purchase term life insurance, be sure to get enough to cover your family’s needs and to pay off your home and other large debts. A general rule is to purchase at least 10 times your annual income, and in your 30s this is generally an affordable option.

@media(min-width:0px)#div-gpt-ad-goodfinancialcents_com-leader-1-0-asloadedmax-width:728px!important;max-height:90px!importantThis amount of death benefit may seem to be higher than what you would normally consider, however, if you lose one of your family incomes due to death, there would be a huge financial pressure to try and make up the difference, or either the surviving spouse would have to drastically reduce expenses.

The mortgage still needs to be paid, most kids still need to go to college, there would be funeral expenses, etc.  Speaking of mortgages, we typically do not recommend buying mortgage life insurance from the letters you get in the mail from life insurance companies just after you have refinanced your house, for example.

They are usually overpriced.  You can normally get much better rates by using our Compare Quotes tool as we compare rates with many different insurance companies.

During these years would also be a good time to consider a permanent life insurance policy, which begins to build some cash value.  This would be a good discussion question for your life insurance advisor.

Read more here:

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Life Insurance for Your 40s

By your 40s, you likely have significant assets to protect. If you have not bought a life insurance policy yet, it’s important to do so before the rates rise even more in your 50s or future health conditions, such as diabetes, make it more difficult to get insurance.

Financial experts agree that even if you already have a policy in place, your 40s is a good time to sit down with your finances and reevaluate your insurance needs. You may find that you need a supplemental policy to take care of new responsibilities that weren’t present in your 30s.

With today’s economy and lifestyles (increase in divorce rates), many individuals and families are still deep in debt.  This is not a time to be slack in taking care of potential financial disasters (such as the loss of a spouse and their income), but rather a time to take care of life insurance needs.

Read more on buying Term Life Insurance in Your 40’s

Life Insurance for Your 50s

As you enter your 50s, you will have different insurance needs than you did in years past. You may have grown children who can provide for themselves. Your house may be paid off, and you may need to cancel that mortgage insurance policy if you had one.

However, there are still many expenses that a term life policy can assist your family with paying. A term policy can be used to fund a trust, to provide your family with inheritance and to provide a liquid asset for your estate. Life insurance will be more expensive at this age, and that expense will go up if you have significant health problems. However, even at the increased rates, term life insurance is still an affordable insurance option.

You may find yourself at this point either experiencing or have experienced the loss of a parent or loved one, and personally now understanding the financial aspects of that event whether good or bad.

@media(min-width:0px)#div-gpt-ad-goodfinancialcents_com-large-mobile-banner-1-0-asloadedmax-width:336px!important;max-height:280px!importantIf you have experienced that situation, you will have found out that life insurance proceeds are handled outside Probate Court, and are much easier to deal with than all the other legal issues of handling someone’s estate.

One other important issue to consider during this stage of life is if you might have some type of business life insurance need.  This could be from a Key Man life insurance standpoint, or maybe life insurance to fund a Buy-Sell contract between partners that own a business.  Additionally, if you are a Sole Proprietor that owns a business, you might want to have a one-way Buy Sell arrangement with a friendly competitor.

Life insurance rates for business policies may generally be lower per thousand dollars of death benefit because usually these type plans having higher death benefits.  Companies usually have “life insurance rate bands” and there are discounts as the death benefits get higher.

Any of the above business life insurance needs are very critical, and can also help a surviving spouse if you have some type of “business will”.  A death of a spouse is a traumatic event, even if expected, so minimize the additional responsibilities that person may have to deal with as much as possible by prior planning.

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Life Insurance for Your 60s

In your 60s, you may not have dependents who need your income, but term life insurance can still provide a level of support for your loved ones in the future. If you don’t have enough death benefit coverage by the time you reach your 60s, purchasing a policy as soon as possible is vital.

Hopefully during these years most of your debt is reduced to a manageable level, college debts for your kids have been taken care of, and your main need for life insurance would be to help pay for final burial expenses, ongoing income to supplement social security benefits for a surviving spouse, as well as to provide a charitable gift for a local nonprofit you might be actively involved in.

If you wait until age 65, you will have far fewer insurance options. Some companies simply won’t sell a policy to anyone 65 or older. At this stage of life, you can expect rates to be more expensive, but they will still cost significantly less than whole life policies.

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Affordable Life Insurance Rates For Seniors

Even seniors age 80 need life insurance coverage. With advances in medicine and health care facilities, people are living much longer. Some of the needs for life insurance for seniors are the same as those mentioned for folks in their 60’s.

Rates for life insurance for seniors do not have to bust your budget, however. It’s still possible to get affordable life insurance as a senior citizen.

Many times there are medical issues that do cause life insurance rates to be higher than they are for those without medical conditions.

However, even with medical conditions, there are many good guaranteed life insurance policies for the elderly.

If you’re ready to see real pricing, get a life insurance quote now.

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Source: goodfinancialcents.com