A mortgage is a loan given by banks (or other financial institutions) to those who plan to purchase a home. There are many types of mortgage loans available, depending on your financial health and how long you want to pay the loan back. The amount youâre allowed to borrow â as well as the interest
The post What Is a Mortgage? appeared first on MintLife Blog.
Founded in 1828 as High Street Bank, Citizens Bank is now part of Citizens Financial Group, Inc., which is one of the nation’s oldest and most established financial institutions. Citizens is headquartered in Providence, Rhode Island and offer a wide range of banking, lending, and investment services to individuals, small businesses, and large corporations. Table […]
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Bipartisan legislation aims to raise the cap on how much you can invest in Series I bonds.
Editorâs note: Be sure to check out where I talk about âtactical budgetingâ at my Soldier of Finance Blog. Tactical budgeting, or strategic budgeting as it is sometimes known, is an intense type of financial planning. Many companies use tactical budgeting to determine where to allocate financial resources and investments to achieve optimal profits. You […]
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Life insurance provides cash to your beneficiaries after you die. Itâs meant to help replace your income. But what about buying life insurance if youâre over age 60 or 65? Does it make sense? In some situations, it can make sense to spend thousands of dollars a year for a life insurance policy after you […]
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Mortgage rates for 30-year fixed mortgages fell this week, with the current rate borrowers were quoted on…
There are all kinds of annuities available, including one for just about every investment niche there is. If you are interested in generating a guaranteed income, with no risk to your principal value, then fixed annuities might be what you are looking for. They pay higher rates of return than other interest-bearing investments, like CDs […]
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Managing your money is a constant push and pull between watchfulness and restraint. A good investor, for example, keeps a close eye on their investments without overreacting to short-term volatility. You need to be aware, but also patient. But most people donât think of their emergency funds that way. They assume that after hitting the
The post How to Reevaluate Your Emergency Fund Strategy appeared first on MintLife Blog.
As of 11/30/2022, the MassDREAMS program has been discontinued. Please contact a Total Mortgage loan officer to determine whether you qualify for any other down payment assistance programs. MassHousing, an agency that provides financing for affordable housing in Massachusetts, and the Massachusetts Housing Partnership have come together to launch an initiative called MassDREAMS. This initiative… View Article
The post MassDREAMS: Closing Cost & Down Payment Grant for Homebuyers first appeared on Total Mortgage.
Guaranteed Rate’s Lock ‘N’ Sell rate lock and forward commitment programs are intended to address affordability challenges.