The other week, while I was digging up weeds during my volunteership at the botanical garden, my 19-year-old colleague turned to me and asked, âJackie, what would you tell your 20-year-old self?â Whelp. I leaned in, gave her my wise, older sister face, and responded, âIâd probably tell myself to floss more, always get a
The post What I Wish I Knew About Money Throughout the Years appeared first on MintLife Blog.
Your Social Security payments might go up or down each year because of the cost of living or changes to your work and income.
At a time when we have more personal finance advice than ever before, why are so many Americans in bad financial shape, and why do we say money is our number one worry in surveys? Helaine Olen, who has written about personal finance for the New York Times, the Washington Post, and many other publications,
The post Pound Foolish: Exposing the Dark Side of the Personal Finance Industry, An Interview with Helaine Olen appeared first on MintLife Blog.
You’ve probably heard the line about following your passion to the bank. Just do something you love and cash in…right?
As an astute reader of Get Rich Slowly, chances are you also know that there’s more to it than that. Lots of people follow their passions and fail to make any money. Meanwhile, others are indeed able to craft a new life for themselves â and earn a lot of money â by pursuing something they love to do and finding a way to craft a business around it. What’s the difference between these two groups? What separates those who fail from those who succeed?
Well, it’s not about working less, manifesting riches, or waiting for wealth to arrive at your doorstep. It’s about making something that improves the state of the world â or at least the lives of a small group of people willing to pay for it. It’s about working more, but spending your time on the things you love to do.
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If you have researched investment properties, you have probably heard the term CAP rate. CAP stands for capitalization and is often used to determine the value of income-producing real estate. The cap rate is a measure of what the returns will be assuming you pay cash for a property. The CAP rate will not give … Read more
Mint.com user and Facebook fan Aaron writes: It would be great to have a post that lists out some of the top books to read for personal finance. I know there are different types of people using Mint (ranging from those whose goal is to get out of debt, to people who have the money
The post Mint.com Facebook Fan Q&A: What are Your Top Personal Finance Books? appeared first on MintLife Blog.
When it comes to investing for retirement, there are more than a few strategies to consider. Many investors play it safe by leaning heavily on their work-sponsored 401(k) accounts while others diversify with a Roth IRA or traditional IRA. Some investors who want to get fancy with their retirement buy annuities or invest in peer-to-peer […]
The post Using a Self Directed IRA to Invest in Real Estate: Is Fundrise the Answer? appeared first on Good Financial Cents®.
We hear a lot about retirement savings options like IRAs and 401(k) plans, but a less talked about investing strategy for retirement is buying an annuity. An annuity is a contract with an insurance company. The buyer pays into the annuity for a certain number of years, at which point the company pays back the […]
The post What Is an Annuity and How Does It Work? appeared first on SoFi.
A lot of people make money investing in real estate. But there’s the real version and the TV version. I fell for the TV version. Based on little more than a book from a self-proclaimed real estate superstar, I blazed forward and bought my first real estate investment property. It was a complete failure. I […]
The post 7 Lessons I Learned From Failing at Real Estate Investing appeared first on Good Financial Cents®.