Freebies

How Much Down Payment Do I Need to Buy a House?

Navigating a house purchase isn’t easy, especially the financing. The first variable in that long equation is the down payment. There are lots of factors to consider about a down payment. The most pressing: How much do you need? Here’s our handy guide to down payments for first-time home buyers. How Much Down Payment Do […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

How to Negotiate a Salary in 7 Steps and Get the Best Offer

By accepting an employer’s first salary offer, you’re turning down free money. Learn how to negotiate a salary to earn what you’re really worth.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

These 7 Credit Card Debt Mistakes Could Cost You a Bundle

There’s really only one way to get out of credit card debt: by paying off the balance. But there are plenty of pitfalls along the way to make the payoff more costly than it needs to be. If you’re among the consumers who paid off $108 billion in credit card debt in 2020, good on […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

How to Budget for a Staycation and Enjoy a Low-Budget Break

Having a staycation rather than going on a typical vacation can save you a lot of money. You don’t have to pay for a flight, a rental car or a place to stay. You won’t need to buy souvenirs and you can easily avoid all the typical tourist traps that encourage visitors to spend extra […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Dear Penny: I Think My Wife Is a Predatory Lender

Dear Penny, My wife lent money to a friend. I assumed we would accept the loss if it weren’t repaid, but my wife had other ideas. It turns out that the friend’s small business is collateral, with the stipulation that the borrower could become an employee if the business were taken. The borrower has made […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

7 Things You Need to Know About May 17 Tax Deadline Extension

If you haven’t gotten around to filing your 2020 taxes yet, you just got an extra 32 days to submit your return. The IRS announced Wednesday that it will extend the April 15 deadline to May 17. For residents of Texas, Louisiana and Oklahoma, the deadline had already been extended to June 15 due to […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Best Way to Get a New Phone: Money-Saving Advice

There comes a time when you need to break up with the love of your life. Sure, your current cell phone has been a trustworthy and constant companion, but now you want to play the field. First, do you want the latest and greatest new cell phone on the market or one that’s been tested […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.