FTC
How Do Student Loans Affect Your Credit Score?
Student loans donât just help you pay for your college education. They also allow you to build a credit history, which can be useful when it comes time to get a mortgage or take out a car loan. The key is to make regular on-time payments. Hereâs a look at how student loans can affect […]
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15/3 Credit Card Payment Method: What It Is & How It Works
One strategy to help lower your credit utilization ratio â the percentage of your total available credit that youâre using at any one time and a big factor in determining your credit score â is the 15/3 credit card payment method. In most cases, people make one credit card payment, often on the day it […]
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How Does a Subprime Personal Loan Work?
Subprime personal loans provide financing to people with poor credit who cannot qualify for a conventional prime-rate loan. Borrowers who have poor credit have a higher risk of defaulting on loans, so lenders protect themselves by adding charges to the loans. These charges come in the form of higher interest rates, longer term lengths, and […]
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FCRA Violations Explained & Common Examples
The Fair Credit Reporting Act came into law in 1970 to protect citizensâ credit information. Credit reporting agencies are bound by the act to provide accurate, factual, and up-to-date consumer information. Most importantly, the act ensures that standardized scoring models get furnished with the right information when determining your credit score. So, What Are FCRA […]
The post FCRA Violations Explained & Common Examples appeared first on Credit Absolute.
All About $15,000 Personal Loans
Personal loans used to be considered a last resort to resolve cash flow issues. Today, according to the U.S. Chamber of Commerce, personal loans are the fastest growing lending vehicle in the nation. Personal loans are appealing partly because of their flexibility. They can be used for almost any purpose, whether to fix up a […]
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Applying for a $20,000 Personal Loan
Youâll likely need a credit score in the Good range (670 to 739) or higher to qualify for a $20,000 personal loan with a competitive interest rate. If your credit rating is Poor or even on the lower end of Fair, you may have difficulty getting approved for a personal loan. Personal loans offer relatively […]
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Amazon Delivered to the Wrong Address? Here’s What to Do
Have you ever had your Amazon package delivered to the wrong address? Unfortunately, it happens. While it is not a common problem,…
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$50,000 Personal Loan: What You Should Know
Most people could use a cash injection at some point in their lives. Perhaps they need to cover major home repairs, a big-ticket purchase, or emergency expenses. Whatever the reason, a personal loan may be a good idea, especially for borrowers with a strong credit history. Read on to learn about $50,000 personal loans. Find […]
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6 online dating scams to watch out for
Online dating scammers steal millions of dollars from people every year. Here’s how to avoid letting this happen to you.Online dating scammers steal millions of dollars from people every year. Here’s how to avoid letting this happen to you.
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