Bridge loans provide short-term backing for personal or commercial investments until the borrower can secure permanent funds. In the case of residential bridge loans, homeowners may need to put a down payment on a new home before they have the funds from the sale of their current home. The bridge loan is one of the
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I remember when my parents gave me a raise in my allowance. I was seven and I went from $2 a week to $5 a week because I started doing my own laundry and washing my own dishes. I was so excited to be a model employee. I remember that day plotting out just how many extra GI Joes I could buy in a year and how impressive and extensive my collection would be. Then I remember going to the pharmacy down on the main avenue and buying $4 worth of candy instead of $2. My whole GI Joe plan started to disintegrate in a heap of peanut butter cup wrappers.
You know what I remember more vividly? I remember the day my parents stopped giving me an allowance. It was the same year I moved my lemonade stand from Wednesday afternoon to Saturday morning and from the corner of my side-street to right down on that same candy-filled main avenue and saw my revenues rise tenfold.
From there, I started going around the house finding things that needed to be done, whether it be the deck re-stained or the water damage on the basement ceiling redone and I’d negotiate with my parents fair pay for the task. It usually didn’t matter that I had no idea how to replace a bathtub or efficiently organize a closet, there were books in libraries, helpers at local hardware stores, and now, google to offer a quick afternoon of learning. I now had an eye for opportunity and was learning skills that set jobs into motion.
Have you always wanted to live like Don Draper or Monica and Rachel? Discover how easy it is to recreate some of the coolest TV apartments.
The post 5 Unique and Cool TV Apartments (And How to Recreate Them) appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.
I fight splurges less often than I used to, but the urge still pops up occasionally. Sometimes, it’s okay to splurge; but mostly, I find myself wanting to resist temptation. There are a few questions I ask when I’m mulling over a purchase:
Another way I decide on my spending is by considering my future self. The first time I ever came across the phrase “future self” was in a personal finance book. In the money world, the idea of “future selves” is discussed a lot. And rightfully so — a study found that, just by picturing ourselves in the future, we save more money.
In Increasing Saving Behavior Through Age-Progressed Renderings of the Future Self, researchers tested the savings behaviors of college-age participants. They showed some subjects a digitally altered image of themselves at 70-years-old. The control group was shown a photo of their present self. Researchers found that those participants who viewed a photo of their “future self” saved twice as much money in a retirement account than the control group.
If youâve driven the 405 freeway lately, you may have seen a billboard from âChangeFi,â a bank thatâs looking to eliminate social and racial inequity in banking/lending. That means growing Black and Latino homeownership, while serving underbanked businesses and individuals. In the process, they hope to empower all Americans to pursue their dreams by working… Read More »Change Home Mortgage Review: If Homeownership Feels Like a Long Shot, Give Them a Call
The post Change Home Mortgage Review: If Homeownership Feels Like a Long Shot, Give Them a Call appeared first on The Truth About Mortgage.
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Frugality isn’t very sexy. I’ll admit that.
For most people, the concept of thrift probably conjures images of coupon clipping, stock photos of piggy banks, and Benjamin Franklin — none of which are terribly glamorous.
Frugality, is, however, in line with the concept of getting rich slowly. We’ve learned that building wealth has much to do with living below your means. You have to increase your income, yes. But in the process of looking for ways to earn more — whether it’s negotiating, switching careers, picking up side gigs — frugality is your friend.
One-third of renters live with dogs, which shows how many of us love our four-legged friends. It also means renters insurance to cover dog bites is important to consider when youâre a dog owner and renting. And while your sweet little pup may not have any known history of biting, you never know how your […]
The post Does Renters Insurance Cover Dog Bites? appeared first on The Simple Dollar.
If weâre all honest, no one likes shopping for car insurance. Itâs not just that there are so many options and discounts that makes finding an affordable policy difficult, but also that there are so many companies available. Thatâs certainly true in Florida, where dozens of companies are competing for your business. To help find […]
The post We Found the Best Car Insurance in Florida appeared first on Good Financial Cents®.
All’s fair in love and credit? Not quite. For borrowers with fair credit â FICO Scores of 580 to 699 and VantageScores of 601 to 660 â finding a personal loan is often challenging. Many mainstream lenders prioritize borrowers with good or excellent credit, making it difficult (if not impossible) for fair-credit borrowers to find […]
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