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Apache is functioning normally

September 2, 2024 by Brett Tams

Cash stuffing, also referred to as money stuffing, is a viral budgeting method that involves using cash to pay for things like gas, groceries, and other discretionary purchases. Popularized on TikTok, cash stuffing has become a hot money hack for curbing impulsive spending.

While it might look brand-new, money stuffing is an updated take on the cash envelope budgeting method. With the cash envelope method, you’re simply adding cash to different envelopes that represent individual budget categories.

Does cash stuffing keep you from overspending? And how do you get started? Here’s a closer look at how this budgeting trend works.

What Is Cash Stuffing?

Cash stuffing is a budgeting method that requires you to use cash for discretionary spending instead of a debit or credit card. You add cash to individual envelopes labeled with different categories and then use those funds to make purchases. Once the envelope is empty, you can’t spend any more money in that category until your new budget period (say, the next month or next pay period) begins.

The idea behind cash stuffing is to keep spending in check. It plays into the psychology of money, which suggests that spending cash is more painful mentally and emotionally. Also, using cash may make you more mindful about your spending. Perhaps, when you think about pulling out a 10-dollar bill to buy a bubble tea, you’ll decide it’s not really worth the expense (or at least not today).

Cash stuffing can be a way to help you spend less. It may be easy to swipe your debit or credit card without thinking about the dollar amount. That’s harder to do when you’re having to count out cash pulled from your wallet or bank account each time you want to spend.

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How Does Cash Stuffing Work?

Cash stuffing is a revamped version of the cash envelope method. In terms of the actual process, it works like this:

• First, you decide which budget categories you want to assign to your envelopes. For instance, you might include entertainment, coffee, and massages. (You can also use folders or pouches in a budget binder; whatever works for you is a good choice.)

• Next, figure out how much cash should be added to each envelope for the budgeting period.

• At the beginning of the budgeting period, you “stuff” each of your envelopes with the allotted amount of cash.

• Throughout the budgeting period, you spend down the cash in each envelope.

When you reach the end of the budgeting period, you start the process all over again. If you have cash left over from the previous period, you can roll it over or apply it to another financial goal, like building your emergency fund. That’s a plus if you struggle with finding motivation to save money.

Meanwhile, you’d still use your debit cards, credit card, or bank account to pay expenses not assigned to your cash envelopes. For example, you might set up an automatic payment from checking to cover your student loan payment and pay your electric bill online using your debit card.

Examples of Cash Stuffing

Cash stuffing is ideal for budgeting categories that are not fixed and may fluctuate from month to month. Some of the categories you might assign to your cash stuffing envelopes include the purely discretionary as well as those that combine needs and wants:

• Gas

• Groceries

• Clothing

• Personal care

• Entertainment

• Dining out

• Hobbies and recreation

• Extracurriculars, if you have kids

• Pet care

• Travel

• Gifts

• “Fun” money

You could also include a miscellaneous envelope to cover any expenses that don’t fit into another budget category.

Why Did Cash Stuffing Get So Popular?

Cash stuffing breathed new life into the cash envelope budgeting method largely thanks to social media. On TikTok, #cashstuffing and its related hashtags currently have about 3 billion views. There are countless clips of users, which largely include members of Gen Z, stuffing their monthly cash envelopes.

Part of the appeal of cash stuffing lies in its simplicity. Once you figure out your budgeting categories and envelopes for the month, all you have to do is repeat the process.

Cash stuffing can work with lots of different budget systems, including:

• The 50/30/20 budget rule

• Zero-based budgeting

• Pay yourself first budgeting

It can also be an easy way to save money if you’re disciplined about keeping track of your cash envelopes and curtailing unnecessary spending. Cash stuffing requires you to be intentional with where and how you spend, so you don’t run out of cash midway through the month.

People who struggle with using credit cards responsibly can reduce their odds of racking up high-interest debt, since they’re using cash to pay in place of plastic. Cash stuffing puts you in control of where your money goes, instead of leaving you to wonder at the end of the month where it all went.

Pros of Cash Stuffing

Cash stuffing has some advantages, especially for people who are navigating budgeting for beginners. You don’t have to be a member of Gen Z to appreciate its usefulness either.

Here are some of the main upsides of cash stuffing.

• It’s simple. Cash stuffing is an uncomplicated way to budget for discretionary expenses. All you need to get started is a stack of envelopes and some cash.

• Encourages saving. Stuffing cash envelopes can promote a savings habit if you’re challenging yourself to spend less than what you’ve allocated to individual budget categories. The money you don’t spend can be put into a savings account, perhaps one earmarked for your emergency fund.

• Track spending. As you spend down the cash in your envelopes, you can easily see at a glance how much cash you have left. You can write down each expense as you go to get an idea of where you tend to spend the most.

• Avoid debt. Minimizing your dependence on debt is key to creating a financial plan that works. The cash stuffing system can help you break away from credit cards if you’re reliant on them and help you learn to live within your means.

Cons of Cash Stuffing

Is cash stuffing right for everyone? Not necessarily, as there are some drawbacks to keep in mind.

• It’s time-consuming. Once you get your cash stuffing system in place, you can set it and forget it. But there is some upfront planning that’s required to get your system started, and you have to revisit it each month to restuff your envelopes.

• You could still overspend. There’s no rule that says you can’t dip into one cash envelope to cover expenses for another envelope. That could make it all too easy to blow your budget.

• Less protection. Losing a credit card or debit card is a pain, but there are built-in protections if someone uses your card to make unauthorized transactions. Cash, on the other hand, offers no such benefit. If you lose it or it’s stolen, it might be gone for good.

• Missed opportunities for growth. Saving money is a good thing, and the cash stuffing method could help you do that. But you could be missing out on earning a great interest rate if you’re keeping all of your money in cash, versus depositing some of it into a high-yield savings account.

Pros of Cash Stuffing	Cons of Cash Stuffing
Cash stuffing is a simple way to start budgeting money each month.	Setting up your cash stuffing system initially can take time.
It could help you build a savings habit if you have money left over each month.	Cash stuffing isn’t a guarantee that you won’t overspend.
Cash stuffing makes it easy to see where your money goes.	Carrying cash can put you at greater risk for theft or losing money.
Using cash to spend can help you avoid high-interest credit card debit.	Cash doesn’t have a chance to earn interest the way it would at a bank.

Tips on Getting Started With Cash Stuffing

If you’re ready to give cash stuffing a try, getting started isn’t that difficult. Here are a few tips for making the most of the cash stuffing budgeting method.

• Review your budget, and break down all of your individual spending categories.

• Decide which of those budget categories you want to use cash to pay for each month, noting which expenses you’ll pay for using your debit or credit card.

• Calculate how much cash you should assign to each category, based on how much you’ve spent on average in the previous three to six months.

• Choose the cash stuffing system that works best for you (i.e., cash envelopes, a budget binder, folders, etc.).

• Decide which day of the month you’ll stuff your envelopes, based on when you get paid.

It’s also a good idea to give yourself a cash cushion when setting up a cash stuffing system. Depending on how regular your paychecks are, it may take a pay cycle or two to get used to stuffing envelopes. Keeping a few hundred dollars extra in checking that you don’t touch can help you cover any gaps in your budget until you’ve found your cash stuffing groove.

Alternatives to Cash Stuffing

Cash stuffing is one way to track and manage spending each month. If you’d rather not carry around cash, you could still apply the same basic premise in a different way.

Here are some alternatives to cash stuffing.

• Use gift cards or prepaid debit cards. Instead of putting cash into separate envelopes, you could purchase gift cards for a set amount each month. For example, you might buy a gift card for $500 to your favorite grocery store in order to make a month’s worth of weekly food runs. That can keep you from overspending, without having to carry cash.

• Try a budgeting app. Budgeting apps sync with your bank account and credit card accounts to track your spending. They also allow you to divide up expenses into individual budget categories each month. You could set your categories then assign each one a dollar amount, but instead of using cash, you’d use your debit card to pay for those expenses instead. (Your bank’s app may offer tools to help with this.)

• Open a dedicated account. If you’d like to use a debit card to cover discretionary expenses, you might open a separate checking account just for that purpose. You could link it to the account where you deposit your paychecks, and then transfer over a set amount of money each payday. One thing to keep in mind, however, is that overspending could put you at risk of overdraft fees.

The Takeaway

Cash stuffing is one way to tackle the task of budgeting and to get in the habit of tracking spending regularly. It involves designating your discretionary spending categories, allocating your budget for those expenses, and then using cash (and only cash) to pay for those purchases. This can help you avoid overspending and high-interest credit card debt.

Having the right checking and savings account can help you manage your budget better, too.

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FAQ

Is cash stuffing better than debit cards?

Cash stuffing can be better than using debit cards in the sense that it forces you to keep track of what you spend. Using cash to pay requires you to be intentional or mindful with your money since you don’t have an unlimited amount of money to work with.

Is cash stuffing better than credit cards?

Cash stuffing can be preferable to credit cards if you’re worried about accumulating high-interest debt. When you pay with a credit card, you’re using the credit card company’s money, which has to be repaid later with interest. When you pay with cash, you’re not creating debt or incurring interest charges.

Is cash stuffing a fad or a long-term strategy?

Cash stuffing has become a viral trend, but the idea behind it is a tried and true budgeting method. It’s possible to use cash stuffing or cash envelope budgeting for the long-term to manage your money and keep tabs on what you’re spending each month.

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Apache is functioning normally

August 30, 2024 by Brett Tams

If you want to earn extra money from home, did you know you can get paid to type? There are websites and companies that pay people to do typing jobs like transcription, data entry, and captioning. These jobs are great for anyone who likes to type and wants a flexible schedule. Whether you type quickly…

If you want to earn extra money from home, did you know you can get paid to type? There are websites and companies that pay people to do typing jobs like transcription, data entry, and captioning. These jobs are great for anyone who likes to type and wants a flexible schedule.

Whether you type quickly or just want to use your typing skills, there are opportunities for you. By checking out different websites that have typing jobs, you can find something that matches your skills and what you like to do.

Plus, since remote work is becoming more common, you can do these typing jobs from home, giving you the freedom to work when and how you want.

I have personally been getting paid to type for over 10 years now, and I think it’s one of the best ways to make an income (especially if you want a job where you work alone) – I get to work from home, I have no commute, I have a flexible schedule, and I love what I do!

Best Sites That Will Pay You To Type

Below are several sites that will pay you to type from home.

1. Amazon Mechanical Turk

Amazon Mechanical Turk (MTurk) lets you earn money by doing simple online tasks. You can sign up as a worker and pick tasks, known as Human Intelligence Tasks (HITs).

Tasks vary, and you may be able to find jobs related to transcription, writing, market research, labeling pictures, collecting data, and more.

You can search through many available tasks and choose the ones you like the most. Once you complete a task, your work gets reviewed. If it’s approved, you get paid. The pay for most tasks is small, usually between $5 and $10 per hour.

MTurk is flexible. You can work as much or as little as you want, so it’s a good option if you want to work from home or need a side hustle and you are wanting to find online typing jobs. Plus, you can work from anywhere with an internet connection.

2. TranscribeMe

TranscribeMe is a great option if you want to earn money typing with transcription work. It allows you to work from home and on your own schedule.

You don’t need experience to start with TranscribeMe. Anyone can join and start making money.

TranscribeMe pays about $15 to $22 per audio hour, and the average person makes around $250 a month on this site.

In this free training, you will learn what transcription is, why it’s a highly in-demand skill, who hires transcriptionists, how to become a transcriptionist, and more.

3. Rev

Rev is a popular website where you can get paid to type. You can work as a transcriptionist, captioner, or translator. It’s a flexible job that lets you work from home.

To start, you’ll need good English skills, a computer, and a reliable Internet connection.

The average person on Rev makes around $156 per month.

4. Upwork

Upwork is a good platform if you want to get paid for typing. This site connects freelancers with clients looking for different services, including typing jobs. You can find data entry, transcription, and even writing gigs on Upwork.

To get started, you’ll need to create a profile where you mention your typing skills, experience, and any relevant qualifications.

Applying for jobs on Upwork is easy. You just browse through the open jobs and submit proposals for the ones you are interested in (and make sure your proposals are personalized and highlight why you’re the best fit for the job).

5. Fiverr

Fiverr is a popular freelance marketplace where you can get paid to type by listing your services.

The services you provide can include data entry, transcription, freelance writing, and more – you get to decide.

You set your rates and wait for clients to hire you. The better your profile, the more likely you are to attract clients. Many freelancers start with lower rates to build up their reviews.

6. Babbletype

Babbletype is a company that hires freelancers for transcription and translation services.

You can work with Babbletype as a transcriptionist if you have strong language skills and can listen carefully. They are very selective in hiring, so you need to be good at what you do.

7. Clickworker

Clickworker is a great way to earn money by typing. You can do small tasks called microjobs. These tasks can be writing, translating, or data entry. You set your own hours and work from any computer with internet.

8. Microworkers

Microworkers is a platform where you can make money by doing small online tasks, such as typing jobs to data entry.

Signing up is easy and free, and once you register, you can choose from a list of tasks.

The tasks on Microworkers are usually quick to complete. You might find listings where you write short articles, fill out forms, or do some data entry. Most tasks pay a few cents to a few dollars.

9. FlexJobs

FlexJobs is a site for finding remote typing jobs. You can find many different typing gigs, from data entry to transcription. It’s good if you want to work from home and have good typing skills.

One cool thing about FlexJobs is that they screen their job listings. This means you only see legitimate opportunities. They do charge a subscription fee, but many users find it’s worth it for the quality of jobs.

10. GoTranscript

GoTranscript is a way to get paid for typing skills. This platform needs to fill online transcription jobs, where you listen to audio recordings and type them out.

You can earn around 84 cents per audio minute when freelancing on this site, and some top earners can make around $1,000 per month.

11. CastingWords

CastingWords is a popular platform where you can get paid to type. It’s a transcription service that lets you work from home and all you need is a computer and internet connection.

The pay varies depending on the quality of your work. You can earn between 8 cents and a bit over $1 per audio minute. Your grade determines how much you get paid.

12. Freelancer

Freelancer is a website where you can sign up and create a profile that displays your typing skills and the types of jobs you are looking for.

Clients can then browse profiles and find a freelancer for the job that they need done.

13. Scribie

Scribie is a platform where you can earn money by transcribing audio files. It’s perfect if you want flexible work that fits your schedule as you can choose when to work and which files to transcribe.

At Scribie, you’ll listen to audio recordings and type what you hear. This might include phone calls, interviews, or podcasts. Your earnings range from $5 to $20 per audio hour.

14. Hollywood Transcriptions

Hollywood Transcriptions is looking to hire for transcription work, captioning, and translation. They are looking for people who can type at least 65 words per minute and have excellent spelling and grammar skills.

To freelance for this company, you just need a computer, a foot pedal, and high-speed internet.

Best Jobs That Will Pay You To Type

Typing jobs can be a great way to earn money from home. In the previous section, we talked about the best sites where you can find typing jobs. Below, I want to talk about jobs where you can get paid to type.

Here are some popular options to get paid to type.

15. Start a blog

Starting a blog can be a fun way to make money by typing. You can write about anything you enjoy. Some people write about travel, food, or their hobbies.

I am a full-time blogger and I spend most of my day typing. I type blog posts (like this one that you are reading right now), I type emails, I type so that I can research, and more.

I created Making Sense of Cents in 2011, and since then I have earned over $5,000,000 with my blog. And, the majority of the work that I do is typing!

You can learn more at How To Start A Blog FREE Course.

16. Proofreader

Proofreaders check for grammar, spelling, and punctuation errors in writing such as books, articles, blogs, advertising copy, and more.

Proofreading can be a flexible side hustle or even a full-time job. You can work from home, set your own schedule, and choose the projects you want to work on. Plus, if you love reading and spotting errors, it might be a job you actually enjoy!

The demand for proofreaders is high because so much content is created every day. Many companies and writers need their work to be polished and error-free.

I have a wonderful proofreader for my blog (yes, Making Sense of Cents!). Even though I type all day long, I make plenty of mistakes and my proofreader helps to improve the quality of my content.

You can learn more at 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year).

This free training teaches you how to start a proofreading side hustle (and how to earn $1,000+ per month!), even if you are brand new and don’t have any previous proofreading experience.

17. Transcription

As you probably noticed earlier in this article, a lot of the sites that will pay you to type are transcription sites.

Transcription involves listening to audio or video files and typing out what you hear. Being a transcriptionist can be a good job if you’re looking for flexible work because you can set your own hours and work from home.

Transcriptionists can make around $10 to $20 per hour.

There are different types of transcription jobs: general, medical, and legal. General transcription usually pays less but is easier to get into. Medical and legal transcription may require special training but usually pays a little more.

You can learn more at 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly.

18. Review books

Book reviewers can get paid to type at home by writing reviews for books they’ve read.

There are websites that will pay you to review books, and the payment varies by site. But usually, you get paid in cash through PayPal or bank transfer, or you might get a free book for your review.

Here are some book review sites to start with:

Kirkus Media is one place where you can get paid to review books. They review books in many genres and pay for honest reviews.
Reedsy Discovery is a site where you can review books before they are published. Authors pay for these reviews, and you get a tip from readers who appreciate your work.
Online Book Club also pays for book reviews. You start by receiving a free book, and after that, you get paid for each review.
BookBrowse focuses on genres like young adult, nonfiction, and graphic novels.
UpWork is another way to find book review gigs. Here, you can set your rates and find clients who need reviews.

You can learn more at 16 Best Ways To Get Paid To Read Books.

19. Virtual assistant

Virtual assistants (VAs) work from their home and can do many tasks by typing.

They manage social media accounts, edit content, schedule appointments, or handle email management. The tasks they do depend on what the client needs.

Virtual assistants can earn a good income. Starting pay is usually around $15 to $20 per hour, but some experienced VAs can make much more. Full-time VAs with steady clients can even earn over $10,000 a month.

I was a virtual assistant for several years, and I now have a virtual assistant who works for me. Almost everything is done online, and through typing!

You can learn more at Best Ways To Find Virtual Assistant Jobs.

20. Data entry

Data entry workers enter data into a computer system. This could include typing information from forms, updating databases, and organizing data.

One of the best parts is the flexibility. You can often find part-time, full-time, or freelance positions.

You can learn more at 15 Places To Find Data Entry Jobs From Home.

21. Freelance writing

Freelance writing is a good job to look into if you want to make money typing.

Freelance writers make money by writing articles, blog posts, and more for different clients. They can pick when they want to work and can work from anywhere.

I have been a freelance writer for years, and I really enjoy this way to make an income. It’s also great if you’re an introvert, as you can do everything right from a laptop and never have to speak to anyone (other than over email).

You can learn more at 14 Places To Find Freelance Writing Jobs – (Start With No Experience!).

22. Translation

Translation jobs let you earn money by converting written text from one language to another. This is great if you are bilingual or even multilingual.

You can find translation work online, and there are many companies and agencies looking for freelance translators.

Translators usually handle documents, websites, and sometimes even books.

23. Online survey taker

If you’re looking to make some extra money from home, becoming an online survey taker could be a good option. Companies pay for your opinions about their products or services, and this info helps them improve.

Surveys are almost always done online, and you are either answering multiple choice questions or typing in quick answers that are about your life (such as, what is the last store you shopped at?).

To get started, you can sign up for multiple survey sites. Popular ones include:

American Consumer Opinion
Survey Junkie
Swagbucks
InboxDollars
Branded Surveys
Prime Opinion
Five Surveys
PrizeRebel
IncomeFindr
User Interviews

Some surveys pay just a few cents, while others can pay up to $20 or more, depending on the complexity (they are usually very easy to answer) and length (some may take 2 minutes to answer and others may be 30 minutes).

You can learn more at 20 Best Paid Survey Sites To Make $100+ Per Month.

Swagbucks is a site where you can earn points for surveys, shopping online, watching videos, using coupons, and more. You can use your points for gift cards and cash.

Once you complete five surveys, you’ve earned $5, which you can cash out using the payout options offered by the site (such as PayPal cash and free Amazon gift cards).

Prime Opinion is a survey website that helps people to earn extra money by sharing their opinions at home. It’s a simple survey site to use: you share your thoughts, and they pay you for them.

Frequently Asked Questions

Below are answers to common questions you may have about how to get paid to type.

Can I make money by typing? Are there real online typing jobs?

Yes, you can make money by typing. There are many websites and companies that will pay you to type documents, transcribe audio files, or even enter data.

What does a typist do?

A typist is someone who types up documents, letters, reports, and other written materials for different clients or businesses. They might work from handwritten notes, audio recordings, or data that needs to be typed into a computer.

What are some legit online typing jobs?

Some legitimate online typing jobs include transcription, data entry, freelance writing, and translating.

How much does a fast typer get paid?

A person with a fast typing speed can earn anywhere from $10 to $30+ per hour, depending on the job. For example, transcription jobs might pay between $5 to $20 per audio hour. But a freelance writer can easily make $50 or more per hour.

Can I make money by typing on my phone?

Yes, you can make money by typing on your phone. Some apps and websites allow you to complete typing tasks directly from your mobile device for extra cash.

Can you get paid to type handwritten documents?

You can get paid to type handwritten documents by converting them into digital format. Clients sometimes need these types of jobs done and will ask for help on freelancing sites like Upwork and Fiverr.

Are there any ways for students to make money by typing?

Students can make money typing by doing transcription, data entry, or other typing jobs. Websites like Rev.com, TranscribeMe, and even freelance platforms like Fiverr can be great starting points.

How To Get Paid To Type – Summary

I hope you enjoyed this article on how to get paid to type.

Getting paid to type is a great way to earn extra money, whether you want a side job or a flexible work-from-home option. There are lots of opportunities, like transcription, data entry, freelance writing, and virtual assistant work.

With so many websites listing typing jobs, you can easily find something that matches your skills and schedule.

I have been getting paid to type for years and I really like it – you may too!

What do you think is the best way to get paid to type?

Recommended reading:

Source: makingsenseofcents.com

Apache is functioning normally

August 26, 2024 by Brett Tams

I recently came across a simple game on Freecash that said I could make around $300 for playing, so I decided to give it a try. Since I’ve always been curious about whether making money playing games is truly possible (and have wondered how long it takes), I wanted to fully test it out for…

And guess what? It worked!

I earned $302.80 playing Bingo on Freecash on my phone. It took about a week, and I’ve already received the full payment.

What’s even better is that this opportunity isn’t limited to just one game; there are plenty of other games on the Freecash website that have the same potential.

While I’ve already written a detailed Freecash review, I wanted to share this quick update because I wanted to test the gaming side of Freecash myself.

If you’re someone who already enjoys playing games on your phone or if you’re on the lookout for a new side hustle, this is definitely worth checking out. It was surprisingly easy, though it did take a bit of time to make real money playing games.

Click here to sign up for Freecash.

How I Made $302.80 Playing Games on Freecash in Just One Week

Below you will learn all about how I made money playing a game on my phone and what you need to know.

How to get started making money playing games on Freecash

To start making extra money on Freecash, you need to create an account. I signed up by visiting the Freecash website and clicking the “Sign Up” button. I used my email address, but you can also sign up using Google.

Once you have an account, you need to log in. After logging in, you’ll find a dashboard with many game options. I started by choosing a game that seemed fun and easy.

Here’s how to get started making money playing games on Freecash.

Sign up – Create an account on Freecash by clicking here.
Log in – Access your new dashboard.
Choose games – Pick games that interest you.
Get paid – After you reach a certain level, amount of time played, etc. (the reward you get can vary from game to game), you can get paid.

When you first sign up, you’ll only see a few game offers (these are typically their most popular games or best rewards offers). But as you start using them, more will become available. I talked to Freecash about it, and they explained that the offers you see depend on your device, where you are, and other details. You’ll see 1 to 5 offers at first. After you try one, more offers will open up. These first offers change often, based on which ones pay more and how many people are clicking on them.

For me, the game I played was actually the first game offered on a new account (I tested it by creating a brand new account, and the exact game I played and the same rewards were listed).

I enjoyed making extra cash by playing games on my phone. It was a fun way to spend my free time and earn money.

Recommended reading: 23 Best Game Apps To Win Real Money

Proof that I made money playing games on Freecash. The $0.05 amounts were rewards for playing 2 minutes each day. The larger amounts like $40, $70, and $150 were for reaching certain levels.

How much money can you make playing games on Freecash?

The amount of money will vary. Different games have different rewards amounts. And, whether you are playing on your phone or your desktop will change the rewards amount as well.

For example, the Bingo game I was playing was paying around $174 if I played via desktop but a little over $300 if I played on my phone.

Click here to sign up for Freecash.

How long do you have to play games on Freecash?

I spent around 1 to 2 hours a day for around one week in order to make $302 on Freecash.

I think I probably could have sped this up if I would have read the directions of the game, though, as toward the end I finally learned some little tricks that helped me go through the levels faster.

What games can you play to earn money on Freecash?

The games will vary and so will the reward amounts. There are currently 416 games I can play on Freecash and make money with.

There are many popular games that you may already be playing, such as:

Bingo
The Price Is Right
Pool
Solitaire
Scrabble
Yatzy
Word Crush
Blackjack
Crossword
Monopoly

And more.

Did you have to spend money in order to win money in the game app?

No, many of the games (maybe all? or most?) are free to sign up for and give you free daily credits. For me, this was plenty in order to reach each reward. The game I played (and I’m assuming others) had options to buy things, but I did not have to do that.

At one point, I did get an offer from Freecash to spend money in the app.

The offer was: Spend $3 in the app and get $5 back. That was free money, so I decided, “Why not?” – They sent me the money, so that was easy.

Here’s how some other games work:

Free-to-play options – Many game apps that pay real money are free to download and play.
In-app purchases – Some games offer in-app purchases to speed up progress or get special items. I avoided these and still managed to win cash.
Ads – Some of these apps use ads as a way to keep the game free.
Tournaments and competitions – Some games have tournaments that might have entry fees, but there are also free ones.

Why does Freecash pay you to play games?

They pay you to play games for many reasons:

To test out the game apps
So that you will possibly spend money in the app
To get advertising/marketing toward the games

Here’s more info on this:

Freecash pays users to play games because it benefits both the company and the game developers.

First, game developers want more people to try their games. By paying people to play, developers get more users to download and engage with their games. It helps them get more downloads and better reviews.

Second, Freecash partners with these developers. When I play and complete a task in a game, Freecash gets paid by the developers. Then, Freecash shares a part of that payment with me.

Playing games isn’t just for fun; it’s a big business too. Advertisers and developers are willing to spend money to get more people hooked on their products.

What other ways can you make money with Freecash?

Besides playing games on my phone, Freecash offers several other ways to make money.

Surveys – One of the easiest ways to earn is by taking surveys. These can be on topics like shopping habits or favorite brands. Each completed survey adds money to your account.
Online tasks – You can also make money by completing different online tasks. These tasks can include signing up for new websites, watching videos, or even trying out new apps.
Offers – There are special offers where you can earn by signing up for free trials or services.
Referral program – You can refer friends to join Freecash. When they sign up using your referral link, you earn a percentage of what they make.
Daily rewards – Freecash also has daily rewards and bonuses. For example, they have a leaderboard. A couple of the days, I was actually in the top 100 due to the amount that I earned from playing games. I earned a few extra points this way.

These methods make it easy to earn extra cash on Freecash. Each option provides flexibility, so you can choose what works best for you.

Frequently Asked Questions

Here are some common questions people ask about making money by playing games on Freecash.

Can you really make money on Freecash?

Yes, you can make money playing games on Freecash. I made $302.80 using Freecash. This app has many different tasks and games that pay you for your time.

Does Freecash pay for playing games?

Yes, Freecash pays you to play games. You earn points for completing game tasks, which can be redeemed for cash or gift cards.

Can you make money from free games?

Yes, many free games pay rewards or points that you can turn into money. Always read the terms and conditions to know how payouts work.

What are some real apps that pay you to play games on your phone?

Some real apps I have used include Freecash, KashKick, Swagbucks, and InboxDollars. These apps have legit ways to make extra cash by playing games.

Can you actually make cash by playing games on your iPhone or Android?

Absolutely, you can make money playing games on your iPhone or Android. Both iPhone and Android have many different apps where you can receive money by playing games. Always make sure the app is trustworthy before investing your time, though.

How I Really Made Money Playing Games on Freecash – Summary

I hope you enjoyed this article on how I really made money playing games on Freecash.

Making $302.80 by playing games on my phone on Freecash was both fun and rewarding.

I was very surprised by how easy it was to make money playing games on Freecash, and I still can’t believe I made $302 in just one week of playing such an easy game too – Bingo.

Click here to sign up for Freecash.

Have you ever tried making money playing games on your phone? What was the result?

Recommended reading:

Source: makingsenseofcents.com

Apache is functioning normally

August 26, 2024 by Brett Tams

The Robinhood Gold Card was unveiled in March 2024 by the investment app Robinhood and issuer Coastal Community Bank.

Made of stainless steel and weighing in at 17 grams, the card aims to keep up with fancy premium metal credit cards that offer lucrative benefits — and it can certainly deliver that, earning an industry-leading 3% cash back on most purchases. Historically, a 2% flat rate on everything has been as good as it gets for products in this class, especially among no-annual-fee cards like this one.

Still, there are hurdles to accessing the Robinhood Gold Card. First, you must be a Robinhood Gold member to qualify for it, and that’s not free — although with a 3% rewards rate, it won’t be difficult to offset that cost. Secondly, as of this writing, if you’re interested in applying you must “reserve your spot” online and wait for an invitation “when it’s time.” The card has been slowly shipping to those who joined that waitlist when it debuted, but the rollout has been uneven, and it’s not clear when applicants can expect to receive their cards.

And despite that juicy 3% rate, one thing you won’t get with the card? A lucrative sign-up bonus.

Here’s what you need to know about the Robinhood Gold Card.

1. It offers an uncommonly high rewards rate

As a cardholder, you’ll earn an uncapped 3% cash back on all purchases, aside from travel booking completed through Robinhood’s travel portal, which earns 5% back.

Rewards are issued as points you can redeem at a value of 1 cent apiece for a cash deposit into a Robinhood brokerage account, a statement credit, travel booked through Robinhood’s portal, gift cards purchased through the portal, and shopping with eligible retailers through the portal. To redeem points in these ways, you must have downloaded and installed the latest version of the Robinhood credit card app. (Note that the credit card app is separate from Robinhood’s primary investing app.)

A flat and unlimited 3% rate on most purchases is almost unheard of for cards like this, with the possible exception of some smaller banks and credit unions. That means rewards will accumulate faster if you use the Robinhood Gold Card to cover most purchases — as long as you pay off the card in full each month to avoid interest charges. With an APR that can range as high as nearly 30% (as of August 2024), carrying a balance on this card will be costly.

If you’re looking for cards with even higher rewards rates, you can find them, at least in certain spending categories. The U.S. Bank Cash+® Visa Signature® Card, for instance, gets you 5% cash back on your first $2,000 in combined eligible purchases each quarter in two categories you choose (from a list of 12); 5% back on prepaid air, hotel and car reservations booked directly in U.S. Bank’s Rewards Center; 2% back on an everyday category you choose; and 1% back on all other eligible purchases. It has a $0 annual fee and comes with a sign-up offer for new cardholders: Earn a $200 rewards bonus after spending $1,000 in eligible purchases within the first 90 days of account opening.

2. There’s a waitlist

Getting on the waitlist to reserve the Robinhood Gold Card doesn’t require much effort. You can visit the card’s website to get in line by providing your email address. No other information is required at that stage.

The company has begun rolling out the card to people on the waitlist who are Robinhood Gold members, but it has not yet provided a specific date as to when all applicants can expect their cards to arrive in the mail. It’s also unclear as to whether the waitlist will remain a requirement for all applicants.

If you don’t want to wait for a credit card with good rewards on everyday spending, consider other $0-annual-fee products like the Capital One SavorOne Cash Rewards Credit Card or Wells Fargo Active Cash® Card. The Capital One SavorOne Cash Rewards Credit Card offers 3% back on dining, eligible streaming services, grocery stores and entertainment, as well as 1% back on all other purchases. The Wells Fargo Active Cash® Card offers 2% cash back on all purchases.

3. A Robinhood Gold membership is required

The Robinhood Gold Card doesn’t have an annual fee, but you will have to be a Gold member to qualify for it, and that comes with a $5 monthly fee. If you opt to pay annually, the cost is $50.

The card’s 3% rewards rate alone makes it easy to offset the cost of that fee, and that’s before considering the other perks that Gold membership can offer, such as a 5% APY on uninvested cash, a 3% match on Robinhood retirement IRA contributions, a 1% deposit boost on new eligible deposits, and more. Terms apply.

4. Features increase safety and convenience for shopping

The Robinhood Gold Card offers a variety of helpful features — some not always available on other cards — that make it easier to manage your spending. As a cardholder, you can expect access to these options:

Virtual cards: The card comes equipped with disposable card numbers that may be used as virtual cards that provide an added security option when shopping online.
Options to simplify free trials and subscriptions: The card offers a way to cancel subscription payments, end free trials automatically, and authorize cards for one-time use.
Family-friendly features: You can add up to five family members to the account as cardholders, regardless of their age. Everyone added receives their own card, and you can set spending limits, track their spending and lock lost cards instantly.
An app with helpful visuals: You’ll manage the card in an app that, again, is separate from Robinhood’s main investing app. Through the app you can get a financial overview of your spending patterns, real-time spending insights and more.

5. Travel-friendly features

While the Robinhood Gold card can be an ideal cash-back credit card, it also has elements of a decent travel credit card. In addition to the 5% back on travel through Robinhood’s travel portal, the card offers a lengthy list of travel benefits, and it doesn’t charge foreign transaction fees.

As of August 2024, you’ll get trip interruption reimbursement, an auto rental collision damage waiver, extended warranty protection, return protection, roadside dispatch, travel and emergency assistance, Visa Signature concierge service, and purchase security. As is the case with any credit card, though, these benefits may change over time.

If, however, you want a truly travel-focused card with more perks, consider the $95-annual-fee Chase Sapphire Preferred® Card. It earns 5 points per dollar spent on all travel purchased through Chase; 3 points per dollar spent on dining, select streaming services and online grocery purchases; 2 points per dollar spent on travel not purchased through Chase; and 1 point per dollar spent on all other purchases. The card also comes with a $50 annual credit on hotel stays purchased through Chase, plus points take on more value when you redeem them for travel through Chase. On top of that, you’ll get access to multiple travel partners, which can help your points go further. And unlike the Robinhood card, there’s a generous sign-up bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.

Source: nerdwallet.com

Apache is functioning normally

August 19, 2024 by Brett Tams

I started making extra money and side hustling around 15 years ago, and since then I have done over 20 different side hustles. I started so that I could stop living paycheck to paycheck, and so that I could pay off my student loans quickly (I ended up paying off $40,000 in student loans in…

I started making extra money and side hustling around 15 years ago, and since then I have done over 20 different side hustles.

I started so that I could stop living paycheck to paycheck, and so that I could pay off my student loans quickly (I ended up paying off $40,000 in student loans in just 7 months thanks to side hustling!).

Some were short-lived, while others turned into steady streams of income (and are even my full-time income today). Each side job taught me something valuable about money, time, and effort. I juggled everything from reselling clothes online to being a virtual assistant, mystery shopping, answering online surveys, having roommates, and more.

There isn’t one best way to make extra money; it depends on what you’re good at, what you like, how much time you have, and more.

If you want to start a side job, my experiences can help you decide. I’ll tell you what I learned from each one I tried, so you can see the pros and cons of each.

My Side Hustles Review

Below is my review of the different side hustles I have tried over the years. These are in no particular order.

A picture of me blogging from several years ago 🙂

1. Blogging

Blogging can be a great way to earn money while writing about topics you love. I’ve done it for years and have seen how it can grow from a hobby into a full-time job.

I enjoy blogging for many reasons such as:

It’s flexible – You can blog from anywhere, anytime.
It’s affordable to start – You just need a computer and internet.
It’s a great creative outlet – Share your thoughts and passions with the world. I enjoy blogging and running a website.

While there are a lot of great reasons to start a blog, there are some challenges such as it can be time-consuming and there is no guarantee that you will make money.

When I first started my blog, I was working over 40 hours a week on it and making nothing. It took me 6 months to make my first $100 from it, actually!

But, it was all worth it in the end.

Blogging used to be my side hustle and it is now my full-time job where I have earned over $5,000,000 over the years.

I would definitely say that blogging is my favorite side hustle.

For me, it was a great second job because I could work on my blog before my day job, during lunch, after work, and on weekends. You can make your own schedule, which is a big bonus!

You can learn more about how to begin in my free How To Start a Blog Course here.

2. Paid online surveys

Paid online surveys are a way to make some extra cash when you have spare time. With just a few clicks and some honest answers, you can see money rolling in.

Companies want to know what customers think about their products and services and that is why they pay for surveys. By sharing your opinions, you help them improve and develop better offerings. In turn, they pay you for your time and insights.

You usually can earn anywhere from $0.50 to $5 per survey, depending on the length and how hard the survey is. And, surveys can take anywhere from around 10 minutes to an hour, so they are not high paying.

I’ve taken a lot of surveys over the years, and what I like about them is that you can do them whenever you want – in the morning, during lunch, before bed – whenever it works for you. There’s no strict schedule, and they are really easy to do.

My tips for success:

Sign up for multiple sites: This increases your chances of getting more surveys and making more money.
Complete your profile: Some survey sites match you to surveys based on your profile.
Be honest: Giving truthful answers ensures you stay eligible for more surveys.

Payment methods are typically cash via PayPal, bank transfer, or free gift cards (such as to Amazon, Walmart, Starbucks, and more).

You won’t get rich from these surveys, but it’s a nice way to earn some side cash. I know that some people think that surveys are a waste of time – but I know several people (including myself) who liked doing them because they are so flexible. I think the right mindset to have is that they will definitely not make you rich, and some can take a long(er) time to earn $5.

The survey companies I recommend signing up for include:

American Consumer Opinion
Survey Junkie
Swagbucks
InboxDollars
Branded Surveys
Prime Opinion
Five Surveys
PrizeRebel
Pinecone Research

3. Focus groups and paid research studies

You can make money by participating in focus groups. Companies pay for your opinions to improve their products and services.

This is similar to paid online surveys, but paid research studies and focus groups typically pay more.

User Interviews is a popular site where you can find paid research studies and focus groups.

Big companies like Pinterest, Spotify, Macy’s, Home Depot, Trip Advisor, and Amazon use User Interviews to get feedback on their new products, apps, and websites.

You can make $50 to $100 per hour, or even more, just by sharing your thoughts and feedback.

I did a user interview myself and got paid $400 for just one hour of work. It was easy, and everything was done online through a video call where they asked for my opinion on a new feature for a website.

Please click here to learn more about User Interviews.

Also, if you’re interested in paid medical research studies, then that can be a high-paying option as well. When my husband was younger, he took part in a few medical research studies to help us make extra money. He usually got paid about $1,000 for a week’s worth of time.

4. Dividends

Okay, so this isn’t exactly a side hustle, but it is a way that you can make more money so I wanted to include it here, especially since it’s one of my favorite ways to increase my income.

Dividends are an awesome way to earn passive income. You don’t need to do much work, and the money comes in. Many companies pay dividends to their shareholders regularly.

Here are a few benefits of investing in dividend stocks:

Regular income: You can receive payments quarterly or even monthly.
Low effort: Once you buy the stock, you don’t have to do much else.

A dividend is a portion of a company’s profits given to its eligible shareholders. You can receive dividends in cash, stock, or even options to buy more stock.

If you own shares in a company that pays dividends, you’ll get a dividend for each share you own.

For example, if you have 10 shares in Company XYZ and they pay $5 in cash dividends each year, you’ll get $50 in dividends for the year. Dividends are usually paid out quarterly, which means 4 times a year. So, in the example, the $5 in yearly dividends would likely be paid as $1.25 per quarter for each share you own.

You can learn more at What Are Dividends & How Do They Work? A Beginner’s Guide.

5. Buy and sell flipping

Flipping items is a great side hustle, and this is when you buy items at a low price and sell them for more.

The benefits of buy and sell flipping include:

Flexibility: You can flip items in your free time.
Profitable: Potential to earn anywhere from $50 to $5000 a month.
Fun: The thrill of finding good deals and making a profit.

I have flipped many items for resale over the years, and I even had a small reselling business at one point. It’s a fun way to make extra money.

While flipping items by buying and selling them for profit can be exciting, it has some downsides. One big risk is that you might not always make a profit, especially if the market drops or you overestimate the item’s value. It can also take a lot of time to research products, find good deals, and manage your listings. There’s tough competition too, as many people are trying to flip items, which can lower prices.

You can learn more at How I Made $40,000 In One Year Flipping Items.

6. Sold clothing

Selling used clothing can be a great way to make extra money. You can find clothes to sell in many places: thrift stores, clearance aisles, garage sales, and even your own closet.

For me, I liked to sell clothing on eBay as well as in person to places like Plato’s Closet. There are many more options these days, such as Poshmark and Facebook Marketplace.

Selling used clothes as a side hustle has its ups and downs. On the plus side, it has low start-up costs because you can start with clothes you already own, and it’s eco-friendly, supporting sustainable fashion. You also get to work on your own schedule, and there’s a high demand for secondhand clothes, especially trendy or vintage items. But it can take a lot of time to sort, clean, photograph, and list the clothes. Plus, shipping costs can cut into your profits, especially for heavier items.

I’ve sold a lot of clothing over the years, both online and in person (I also used to work at a secondhand clothing store for many years). I even had a small clothing resale business at one point, so I have plenty of experience in selling used clothes!

You can learn more at 16 Best Places To Sell Clothes For Cash.

7. Social media management

Social media management is a great side hustle if you enjoy creating content and engaging with people online.

Social media managers handle businesses’ social media accounts like Facebook, Instagram, and Twitter. They create posts, reply to comments, and help grow their followers.

Some benefits include:

Flexible hours: Many times, you can work anytime, making it easy to fit around your main job. This is because you can schedule social media posts to go out at the exact time that you want.
You can be creative: You can express your creativity through different types of content.
Work from anywhere: All you need is a laptop and internet.

But, there are some cons too. This wasn’t my favorite side hustle, mainly because it was stressful at times. It is very time-consuming (creating good content and engaging with followers can take a lot of time), there is constant learning (social media trends change quickly, so you need to keep learning new skills), and some clients may have high expectations and tight deadlines.

If you like being creative and spending time online, social media management can be a fun and rewarding side hustle.

8. Virtual assistant

Being a virtual assistant is one of my favorite side hustles. It’s flexible, and you can work from anywhere. You handle tasks for other people or businesses, like managing emails, scheduling appointments, or doing research.

Why I like virtual assisting:

Flexible hours: You set your own schedule.
Work from home: No need to commute.
Variety of tasks: You can decide what virtual assistant tasks you want to provide.

Working as a virtual assistant is a great way to make extra money. It gives you flexibility, a variety of tasks, and you can get started with just a computer and an internet connection.

You can learn more at Best Ways To Find Virtual Assistant Jobs.

9. Freelance writer

As a freelance writer, you get to write for different clients and websites. You can work from home and set your own hours. This side hustle can be very flexible, especially if you enjoy writing.

I’ve been a freelance writer for many years, and I really enjoy it. I’ve written for lots of different websites and companies, and I’ve made good money doing it.

The positives of being a freelance writer include:

Flexible schedule: You can write during your free time.
You get to decide what you want to write about: You get to write about different topics.
Work from home: No need for a commute.

There are some cons, though, such as income can vary, with some months being busy while others are slower. Finding clients requires actively searching to keep work steady. Plus, meeting deadlines can also be stressful, adding pressure to the job.

Freelance writing is a great side hustle if you love to write and want to make extra money. It takes time to build a steady income, but it can be very rewarding.

You can learn more at 14 Places To Find Freelance Writing Jobs – (Start With No Experience!).

10. Receipt scanning apps

Using receipt scanning apps is an easy way to earn some extra money. You just take a picture of your receipts from shopping, and these apps give you points or cash back. Here are some of the best apps to try:

I’ve been using receipt-scanning apps for years, and I love how easy they are to use. You can earn points or cash without spending much time. Plus, since I already have the receipts, it’s great to make some extra money by doing almost nothing.

My favorite receipt-scanning apps are:

I like to use both Fetch Rewards and Ibotta on all of my receipts (yes, at the same time to stack rewards).

Receipt-scanning apps can be handy, but they do have some downsides. One of the main drawbacks is that the rewards are usually small, so it can take a while to earn a significant amount. You also have to remember to scan receipts regularly, which can be time-consuming and easy to forget.

For me, though, I like to use them on all of my receipts as it only takes a quick moment to do.

11. Mystery shopping

When I had student loans to pay off, I turned to mystery shopping to make extra money. It didn’t make me rich, but it helped increase my income and allowed me to enjoy some free meals and free stuff (like free makeup and household goods).

Mystery shopping involves acting like a regular customer and then reporting on your experience. You might review a restaurant, shop at a store, or even evaluate a phone call. Companies use your feedback to improve their service.

What I like about mystery shopping:

Extra cash (typically $10 to $15 per mystery shopping task)
Free items or meals (you’re usually given an amount to spend in the store or restaurant)
Flexible schedule

Mystery shopping helped me make around $100 to $200 a month.

Joining a reliable mystery shopping company is important, though, as there are a lot of scams. I used Bestmark and had a good experience with them.

Mystery shopping won’t replace a full-time job, but it’s a fun way to make some extra money.

You can learn more at How To Become A Mystery Shopper.

12. Babysitter

Being a babysitter is a flexible side hustle. You can choose your own hours and accept jobs that fit your schedule.

Parents often need help on weekends or evenings, which can be perfect if you are busy during the day.

What I liked about babysitting:

Good pay – around $15 to $25 per hour (depending on where you live)
Helps develop responsibility
Flexible hours

Of course, there are downsides to being a babysitter, such as it can be tiring watching kids for long periods, and sometimes this side job means that you’ll be working late nights or weekends.

I was a babysitter when I was younger and I really liked it. The kids I babysat were fun to be around!

13. Coaching

Coaching can be a great side hustle. You get to help people grow and achieve their goals. It also offers flexibility because you get to be your own boss and decide your work hours.

I used to offer blog coaching in the past, and I enjoyed helping people learn how to grow their blogs and make money blogging.

It was also really easy for me to do, as I have been blogging for many years and have learned a lot about what to do and what not to do.

If you have the expertise and enjoy motivating others to improve, then there is probably a topic that you can coach others on.

14. Course creator

Creating an online course can be a game changer for your income. I launched my first course, Making Sense of Affiliate Marketing, in July 2016. Within the first year, it brought in around $434,698. This wasn’t due to any fancy marketing techniques but mainly through word-of-mouth.

Even though the course was successful, it didn’t come easy. I was nervous about it, especially since it was my first. I had worries that no one would be interested. Plus, many people said that your first course usually isn’t great.

Yet, the desire to help others understand affiliate marketing kept me going. By sharing my knowledge, I aimed to help bloggers increase their income. Online courses are beneficial because they can include interactive materials, workbooks, and community support, which go beyond what an ebook offers.

Here are some success stories from my course:

One student increased their monthly income from $272 to $4,400.
A new blogger got their first affiliate sale just two days after taking the course.
Another went from earning $87 a month to over $1,700 the next month.

And I have helped countless bloggers earn well over $100,000 a year from their blog and turn it into a full-time income.

Creating a course is a lot of work, but it can also be very rewarding. It allows you to reach a wider audience and can become a substantial income stream. If you have knowledge to share, you may want to try creating your own online course.

This is a business idea that I recommend more people start! I enjoy taking courses from people and sign up for them all the time. I love learning, and so do others.

You can learn more at How I’ve Made Over $1,000,000 From My First Course Without a Big Launch.

15. Affiliate marketing

Affiliate marketing is one of the most popular side hustles. It’s easy to start and doesn’t need a lot of money up front.

You promote products and earn a commission for every sale made through your referral link. This can be done on social media, a blog, a YouTube channel, and more.

What I like about affiliate marketing:

Low start-up cost: You don’t need much money to start.
Flexible schedule: Work when you want.
Passive income: You can earn money even when you’re not working.

Affiliate marketing can be a fun and profitable side hustle. Just remember to stay patient and persistent!

You can learn more at What You Need To Know About Affiliate Marketing For Beginners.

This small house we owned had 4 bedrooms and we rented out two of them.

16. Rent out a room in your home

Renting out a room in your house can be a simple way to make extra money. If you have unused space, like a spare bedroom or basement, you can turn it into a rental.

I have had several roommates in the past, and I liked this side hustle a lot.

What I liked about making extra money by renting out a spare room:

Extra income to help pay the mortgage
If you have unused space, then this can be a good way to fill it

Of course, there are challenges to having a roommate, and it isn’t always perfect. Sometimes, it can be hard to share common spaces (like the kitchen and bathroom), and it can also take time to adjust to someone else’s lifestyle.

Renting out a room isn’t for everyone, but it can provide steady income with minimal effort.

17. Shop at cash back websites

Shopping at cash back websites is an easy way to earn extra money. These sites give you a percentage of your purchase back as cash. You just have to sign up, shop through their site, app, or browser extension, and earn rewards.

I like cash back sites because they are easy to use and you don’t have to pay anything extra for using them.

Shopping through cash back sites can give you a nice little bonus on things you already planned to buy. It’s like getting paid to shop.

My favorite cash back sites are:

Rakuten (for online shopping like clothing, home goods, etc.)
Upside (for gas)
Honey (for online shopping like clothing, home goods, etc.)
Fetch Rewards (for groceries)

18. Earn credit card rewards

Using credit cards (the smart way) can help you earn rewards like cash, travel points, and more.

I’ve been using rewards credit cards for years, and now they’re the only cards I use. They help me save money on travel, earn cash back, and more.

By choosing the right credit card and using it wisely, you can enjoy great rewards and make the most of your spending.

Remember, carrying a balance on your credit card can lead to interest charges, which can outweigh the benefits of rewards. Always try to pay off your full balance each month to avoid these fees.

You can see my favorite credit card rewards at Best Rewards Credit Cards For This Year | What You Need To Know.

19. Brand ambassador

Being a brand ambassador is one of the more popular side hustles.

You represent a company and help promote its products. Often, you act as a public spokesperson. You can find opportunities on Facebook and many cities have brand ambassador groups where gigs are posted.

Brand ambassadors can earn between $15 to $20 per hour. Some high-end gigs can pay up to $100 per hour.

Benefits of this side hustle include flexible hours and the chance to work for brands you like. You may be able to get free products or swag, too, and this is one thing I really liked about being a brand ambassador in the past.

20. Newspaper delivery

Delivering newspapers can be an easy way to make money. It’s a job you can do before school or work, and it lets you get exercise too. You may drive, ride your bike, or walk to each house and leave the newspaper by the door.

The benefits of newspaper delivery include:

Exercise: If you walk or ride your bike, you can get plenty of fresh air and exercise.
Scheduling: Most routes are in the early morning, so you still have the rest of the day free.
Tips: Some customers might give you tips during holidays or for good service.

But, there are some downsides, with the main one being that you typically have to wake up really early for this job. For newspaper delivery, you usually have to wake up very early in the morning, often around 3:00 to 5:00 AM. The exact time depends on how big your delivery route is and what the newspaper company requires. The goal is to have all the newspapers delivered by the time most people wake up, usually around 6:00 or 7:00 AM, so starting early is really important.

The other main negative is that a big collection of newspapers is, of course, heavy!

When I was younger, I helped a friend’s family with their newspaper run whenever I slept over at their house. They used their van to deliver a bunch of newspapers, and I got to tag along.

21. Help others with their resume

Helping others with their resume can be a rewarding side hustle. You can earn extra money while also making a big difference in someone’s job hunt.

When I was in my last year of college as well as about a year after I graduated, I helped several people with their resumes. I didn’t charge a lot (and many times worked for free or for a free meal), but I liked looking at resumes and finding ways to make everything sound better.

I was also really good at it and it came so easy to me!

Some benefits of this side hustle include:

Flexibility: You can do this from home.
High demand: Many people need help with their resumes.
Work at your own pace: There’s no rush, and you can take on as many clients as you want.

By helping others with their resumes, you can earn money and provide help. It’s a great way to use your skills and make a difference in someone’s life.

22. Enter contests and giveaways

Entering contests and giveaways can be a fun and rewarding side hustle. You will definitely not win every time, but the more you enter, the higher your chances. People have won cash, gift cards, vacations, and electronics through these events.

You can spend a little time each week entering different contests. You can find them online, on social media, and in emails from brands you follow. Some people set aside about an hour each week to enter as many as they can find.

I found success this way. For example, I once won $10,000 from a financial blog’s anniversary contest, and this was a major win early on in my side hustle journey.

Remember, entering contests should be fun. Think of it as a hobby that could pay off with some great surprises. You most likely won’t get rich nor win the lottery doing this.

This is a screenshot from this month. I earned around $300 playing games on my phone.

23. Rewards sites (GPT sites)

Rewards sites, also known as GPT (Get-Paid-To) sites, are platforms where you can earn money by doing simple tasks online.

Tasks you might do include:

Taking surveys
Reading emails
Playing games
Shopping online
Trying new apps and services
Clicking ads

Rewards sites have been around for a while and have proven to be a reliable way to earn some extra cash. Though the payouts are often small, they can add up over time. For instance, Swagbucks has paid out over $80 million to its users.

Using multiple sites can help maximize your earnings. It’s easy to do tasks during your free time, making it a flexible way to earn money without a huge time commitment.

It’s key to choose reputable sites to make sure that you get paid for your efforts, so I recommend that you stick with popular, well-reviewed platforms to avoid scams.

Rewards sites will most likely not replace a full-time income, but they can be a fun way to get some extra spending money.

Here’s a quick list of the best GPT sites:

24. Test websites (User Testing)

Testing websites, also known as user testing, is a popular side hustle. You get paid to visit a website or app and give feedback on your experience.

You will need a computer, a reliable internet connection, and sometimes a microphone.

User testing is flexible. You can do it in your free time from the comfort of your home. This side hustle is great if you like trying new things and providing feedback.

I have personally been paid to do user testing in the past, as well as paid others to do user testing on this very website, Making Sense of Cents. I thought it was an easy side hustle where you just share what you honestly think of a website.

25. College textbook resale

Selling your college textbooks is a great way to make some extra money.

When I was in college, I sold all of my college textbooks once I was done, and I always tried to make the most money (so, that typically meant that I never sold it directly back to my college bookstore, because they usually paid the least amount).

Reselling college textbooks as a side hustle has its ups and downs.

On the plus side, there’s a high demand for cheaper, used textbooks, so you can make good money if you buy low and sell high. It’s easy to start, especially if you begin with your own used books, and it’s a great way to encourage reusing materials.

But the market is seasonal, with most demand at the start of each semester, so your income might be inconsistent. New editions can come out, making older books less valuable, and storing a lot of books can be tough. Plus, shipping heavy textbooks can cut into your profits if you’re not careful.

Recommended reading: 17 Best Places To Sell Used Books For Cash

Frequently Asked Questions

Below are answers to common questions about finding the best side hustle.

What are the top side hustles that can bring in good money?

Top side hustles that can bring in good money include freelancing, blogging, flipping items for resale, and renting out rooms in your home.

How can I find side hustles that pay me every week?

You can find weekly pay side hustles through gig economy platforms like Uber, Lyft, and DoorDash. Freelancing on websites like Upwork or Fiverr might also pay weekly, depending on your agreement with clients. Another option is finding part-time jobs at local businesses that pay weekly wages.

Can you suggest some side hustle ideas I can do from my house?

There are several home-based side hustles. You can start freelancing in areas like writing, graphic design, or social media management. Another idea is to sell virtual assistant services. Teaching online courses or tutoring students in subjects you excel at is also a great way to earn from home.

What side jobs are out there for someone with no experience?

There are many side jobs for beginners. You can try pet sitting or dog walking through apps like Rover. Babysitting is another option if you like spending time with children. Delivery driving for companies like Uber Eats or Instacart doesn’t require much experience and can be started quickly too.

My Favorite Side Hustles – Summary

Now that we have gone over my full list, I want to talk about one of the main deciding factors of a side hustle.

Your time is important. Some side jobs take a lot of time but don’t pay well, while others pay more with less time.

Think about how much free time you have after your main job and how much money you want to make. This balance is very important. Track the hours you work and the money you earn to see if it’s worth it. The best side job fits into your life without stressing you out.

Also, another important deciding factor is choosing a side hustle that aligns with your skills and lifestyle. If you’re good at something, you’re likely to enjoy it more and perform better.

So, I recommend thinking about your current skills and hobbies. Matching your side hustle to your skills makes it easier and more enjoyable. Plus, you’re more likely to find success and earn extra income.

What’s your favorite side hustle?

Source: makingsenseofcents.com

Apache is functioning normally

August 17, 2024 by Brett Tams

When a cash-back rewards credit card features a 2% cash back feature, that means you receive a flat 2% back on all purchases. This can be a solid way to reap rewards.

Read on to learn the ins and outs of what 2% cash back actually means, as well as the pros and cons of a 2% cash-back credit card, to help you determine whether it’s worth your while.

What Is Cash Back?

Cash back is a form of reward that cash-back credit cards offer that allows you to earn money back on purchases you make. Other examples of credit card rewards include points or travel miles.

With a flat-rate cash-back card, all of your purchases earn the same amount in cash back. Other credit card issuers might offer higher cash-back rates on certain spending categories, such as on gas or groceries.

Meanwhile, some may feature rotating bonus categories to give your rewards-earning abilities a boost. For example, you might earn 5% cash back in the fall months on purchases made at restaurants and on gas.

You can redeem the cash-back rewards you earn in the form of a check, bank transfer, or gift card, or as a statement credit. Other options might include making a charitable donation or making a purchase through the issuer’s online portal. Depending on the credit card, there might be a spending threshold you need to meet before you can redeem your cash-back rewards.

What Is 2% Cash Back?

Earning 2% cash back simply means that for every $100 you spend on your credit card, you’ll get $2 back. So if you were to spend $1,000, that’s $20 back in your pocket — though you’ll then have to redeem that cash back in order to make the rewards usable.

How 2% Cash-Back Credit Cards Work

As mentioned previously, having a 2% cash-back credit card means you’ll earn two cents back for every $1 you spend using the card, or $2 for every $100, and so forth.

There might not be a limit to how much you can earn in cash back. However, in other cases, the card may cap the amount of cash-back rewards you can earn for either regular spending or spending in bonus categories.

Pros and Cons of 2% Cash Back

While a 2% cash back card does come with some advantages, there are some drawbacks as well. Take a look at both:

Pros and Cons of a 2% Cash Back Card
Pros	Cons
Easy to use	Higher APRs compared to non-rewards credit cards
Can rack up rewards quickly	Earning caps may apply
Often no annual fee	Don’t often offer travel rewards or perks

Pros

• Easy to use: A major benefit of a 2% cash-back credit card is that the rules are simple: You spend money, and get a certain amount back. Plus, redeeming rewards is usually pretty straightforward, and you have a choice of how to do so.

• Can rack up rewards quickly: If you use your credit card for everyday purchases, you’ll accrue rewards fairly fast. Of course, only put everyday purchases on your card if you can afford to pay them off, and always use your card responsibly, considering what a credit card is and the implications overspending can have for your credit score.

• Often no annual fee: Many cash-back cards don’t have an annual fee. That means you won’t need to worry about spending enough to offset the fee.

Cons

• Higher APRs compared to non-rewards credit cards: While your annual percentage rate (APR) on a card partly depends on your credit and other financial factors, rewards credit cards like cash-back cards tend to carry higher interest rates. If you keep a balance on your account, you can expect to pay a pretty penny in interest, given how credit cards work.

• Earning caps may apply: While some credit cards allow you to earn unlimited cash-back rewards, others place a limit on how much you can earn. If you’re looking to max out your rewards potential, a cap could make that harder to do.

• Don’t often offer travel rewards or perks: If you’re hoping to earn rewards that apply to travel, such as airline trips or hotel stays, a cash-back credit card likely isn’t the form of rewards credit card for you. While some cards may offer travel redemption options, most don’t, and many also charge foreign transaction fees.

Recommended: When Are Credit Card Payments Due?

Is a 2% Cash Back-Credit Card Worth It?

Whether a 2% cash-back credit card is worth it really depends on how you’ll use the credit card. This includes what types of purchases you’d like to make, and if you plan on using your card for bills and everyday expenses, such as gas and groceries. If you use the credit card regularly, you’ll be able to earn a greater amount of cash-back rewards.

However, you’ll also want to balance that spending with sticking to important credit card rules, like not spending more than you can afford to pay off. Because rewards credit cards tend to have higher interest rates, it’s important to avoid carrying a balance so you don’t cancel out the cash back you earn.

A cash-back rewards card might not be worth it if you prefer to use your credit card rewards for travel. In that case, a travel rewards credit card typically will offer more lucrative ways to earn points or miles to use on trips.

Recommended: How to Avoid Interest On a Credit Card

Guide to Using a 2% Cash-Back Credit Card

If you get a 2% cash-back card, here are some tips to keep in mind to use it effectively:

• Read the redemption rules. Familiarize yourself with credit card requirements, and see if there are any limits on how much cash back you can earn. Similarly, check if you need to hit a minimum amount in cash-back earnings before you can redeem those rewards.

• Be intentional with your purchases. Devise a plan for how you intend to use your cash-back credit card. Perhaps you would prefer to use it on big-ticket items, or maybe on seasonal purchases, such as during the holidays or back-to-school season. This will help you make the most of your card.

• Choose how you’ll receive your rewards. YYou’ll also want to decide whether you plan on receiving the cash-back in the form of an ACH transfer to your account, as a statement credit, or as a check dropped in the mail. You also might be able to use your rewards by making online purchases through the credit card’s shopping portal, or by purchasing gift cards or donating to charity.

Recommended: Does Applying For a Credit Card Hurt Your Credit Score?

Maximizing 2% Cash-Back Earnings

If you have a cash-back credit card, it’s worth your while to take the time to determine how to maximize your earnings. Here are several ways to do so.

Use Your Card For Everyday Purchases and Bills

Consider using your cash-back card on major spending categories to earn the most on rewards. For example, if you spend $4,500 a year on food for you and your family and put all of your groceries and dining expenses on your card, you’ll get $90 in cash-back on just that spending alone.

You might also consider putting your recurring bills and subscription services on your credit cards. This will allow you to scoop up points in areas you already spend.

Just make sure you aren’t spending beyond your means. Keep an eye on your expenditures, and commit to paying off your balance in full each month.

Put Big-Ticket Buys on Your Card

If you’ve been saving up for a sleek new laptop or coveted designer shoes, consider putting that cost on your 2% cash-back card. That way, you can get the item and earn a bit of cash back on the purchase.

Your card may even come with added perks, such as purchase protection or an extended manufacturer’s warranty.

Look for a Card With No Annual Fee

A card without an annual fee means you won’t need to spend as much to make the cash-back rewards worthwhile. Case in point: If you get a card with a $40 annual fee, you’ll need to put $2,000 in purchases to break even at a 2% cash-back rewards rate.

Pay Off Your Balance in Full Each Month

As cash-back credit cards tend to have higher APRs, make it a point to pay off your card in full. This will help you avoid racking up interest charges, which can cut into the cash-back rewards you earn.

Strategize When You’d Like to Redeem Your Cash Back

To maximize your 2% cash-back rewards card, it helps to be intentional with how you choose to redeem your cash-back rewards as well as when you do so. For instance, if you tend to dig a debt hole during the holidays, use your rewards to pay for gifts and other related expenses. Or, you can put the rewards you’ve accumulated toward a statement credit, or redeem it for a gift card for your loved one.

The Takeaway

Whether a 2% cash-back credit card is right for you may depend on a few considerations, such as how often you plan to use the card, whether you may purchase higher-priced items with it, and if you plan to pay off the balance in full each month. It’s also important to understand all of the rules that apply to the credit card. Some cards have limits on how much you can earn in cash back or have annual fees that could cut into the value of your rewards.

A 2% cash-back credit card that’s used regularly, however, can provide you with a steady stream of extra cash that could benefit your budget, and you can also be strategic about how you redeem the rewards depending on your needs at a given time.

Whether you’re looking to build credit, apply for a new credit card, or save money with the cards you have, it’s important to understand the options that are best for you. Learn more about credit cards by exploring this credit card guide.

FAQ

Is 2% cash back good for credit cards?

A 2% flat-rate, cash-back credit card can be a strong choice as a go-to credit card if you intend to use your card for everyday spending. Earning rewards at a flat rate and in this manner is simple and straightforward, as you don’t have to worry about keeping track of rotating categories or figuring out point conversion values.

Is 2% cash back better than points?

A 2% cash back credit card is a no-hassle, straightforward way to earn rewards. While you might earn more points on a travel card, redemption values and ways to redeem points on a travel rewards card can be more complicated. A flat-rate cash-back card can be a good choice to use as a foundation. Then, you can also open a travel card if it makes sense for your needs.

Photo credit: iStock/LaylaBird

SOCC-Q324-045

Source: sofi.com

Apache is functioning normally

August 14, 2024 by Brett Tams

If you’re trying to stick to a budget but still want to build your credit, you’ve likely wondered what you should use your credit card for. While you can use your credit card to pay for just about everything you buy, some purchases are more beneficial to your credit health than others. Here are eight smart purchases you can make with your card.

Key takeaways:

Many credit cards offer rewards like miles or cash back on purchases, and the more you use your card, the more you can maximize those rewards.
Only charging what you can afford to repay in full each month will help you avoid paying interest on your purchases.
Keeping your credit utilization ratio (how much of your available credit you’re using) at 30% or below could help you boost your credit score.

What Should You Buy With Your Credit Card?

While you can purchase almost anything with your credit card, doing so may not always be in your best interest. Here are a few things you should consider buying with your credit card.

1. Cash back purchases

If you have a cash back rewards card that earns a flat rate on most purchases, using that card to buy things like groceries, meals away from home, and other daily expenses may be a good choice. You’ll earn cash back on each purchase you make.

Other credit card issuers offer additional cash back rewards on certain types of purchases. The rewards categories can stay the same each month or change depending on your card but often include purchases like gas, groceries, and certain online retailers. By making purchases that fall under your rewards card’s categories, you’ll increase the amount of cash you earn.

Maximizing your cash back rewards will help you earn money that you can use to pay down your balance or cash in for certain rewards. As an added bonus, regularly using your card can help you fix your credit over time.

2. Travel expenses

If you’re planning a trip, using your credit card to pay for your travel-related expenses, like hotel stays, airfare, car rentals, and more, can be a good option, especially if you have a travel rewards credit card.

These rewards credit cards let you earn points or miles on the purchases you make, and in many cases, you’ll earn more rewards if you’re using your card to pay for travel-related purchases. Even better, most travel rewards cards offer extra benefits like travel insurance, overseas purchase protection, and access to airport lounges.

Every travel rewards card is different, so familiarize yourself with the rewards and perks you could earn with your card before making purchases.

3. Appliances and electronics

Using your credit card to buy big-ticket items like home electronics and appliances can be a great idea. Those more expensive items often mean you’ll earn more points or rewards.

You may also qualify for additional purchase protection on those big-ticket items through your credit card issuer. If anything goes wrong with the item, you may get a refund or a replacement.

Keep in mind that some electronics and appliance retailers offer their own credit cards with additional perks. You may want to consider applying for a second credit card through them if you’re planning on purchasing a new appliance or device.

4. Online purchases

Using your credit card to make purchases online can give you added peace of mind. Credit cards typically offer purchase protection and fraud protection for online purchases, while debit cards and gift cards may not. If a hacker or a would-be thief intercepts your personal information, your credit card’s fraud protection will ensure that you’re not responsible for any unauthorized charges. That said, it’s still a good idea to use a credit monitoring app to make sure your information is safe.

5. Streaming services

Using your credit card for recurring expenses like streaming service subscriptions can be a great way to build your credit while keeping your credit utilization ratio low. These services are typically inexpensive and easy to pay off in full each month. That means you’ll be better able to avoid carrying a balance on your card and won’t have to worry about paying interest on what you charge.

You may want to sign up for auto pay for the streaming services you use. This will help you maintain an on-time payment history while still earning credit card rewards.

6. Groceries

Some card providers offer additional benefits for credit card purchases made at grocery stores. These cards often let you earn more rewards for those qualifying purchases, and some offer higher rewards for shopping at certain stores. Since groceries are part of your monthly budget, it’s easy to plan to pay them off in full each month.

7. Gas

Using your credit card can also give you access to additional rewards. Some cards have rotating bonus rewards categories that include gas stations, while other issuers offer cards that always give cash back rewards for purchases made at gas stations. And since your gas use is typically predictable month to month, it’s easy to include in your monthly budget and pay off the purchases you make in full each month.

8. Car rentals

If you’re renting a car, using your credit card to pay for the rental may be a great choice. Many card providers offer rental car insurance that covers theft or damage to the vehicle in addition to any cash back rewards or travel rewards you might earn. This can save you money on the rental since you may be able to opt out of purchasing insurance through the rental company.

When Should You Avoid Using a Credit Card?

Though using a credit card for most purchases can be a great way to increase your rewards, it’s not always the best way to pay for purchases. Here are a few instances when using a credit card won’t be in your best interest and could lead to additional bad credit card habits that may derail your budget:

When a merchant charges credit card fees: Some merchants charge fees for credit card purchases. While the fees vary, they can add up and will make your purchase more expensive than it should be.
When the purchase would raise your utilization rate above 30%: Making too many purchases with your card or using your card to make several expensive purchases in a billing cycle could raise your credit utilization ratio beyond the 30% threshold recommended by experts. This could hurt your credit score in the long run.
When a purchase is too expensive to pay off before accruing interest: If you’re buying something major, like a car, and can’t pay it off in full when your monthly bill is due, you’ll start accruing interest. This can make the purchase more expensive in the end. If you can’t pay off what you’re buying by the end of the month, you may want to use a different payment method.

Using Your Credit Card Wisely to Build Credit

If you’ve been asking yourself, “What should I use my credit card for?” keep these eight categories in mind. By using your credit card for regular purchases and paying off what you charge each month, you’ll build your credit and may be able to earn rewards on the purchases you make.

As you make purchases, you’ll want to stay on top of your credit score and report to ensure you’re on the right track. Get your free Credit Report Card and see where you stand.

Source: credit.com

Apache is functioning normally

August 14, 2024 by Brett Tams

Do you want to learn how to make money donating plasma? Plasma is the liquid portion of your blood and is important for many functions in the body. Plasma helps people with all kinds of medical conditions and can be a life-saving act, which is why there are hundreds of donation centers around the United…

Do you want to learn how to make money donating plasma?

Plasma is the liquid portion of your blood and is important for many functions in the body.

Plasma helps people with all kinds of medical conditions and can be a life-saving act, which is why there are hundreds of donation centers around the United States paying people to donate their plasma.

In this article, I’ll go over how to make money donating plasma, and you will learn:

What is plasma
How much you can get paid for donating plasma
Where to donate plasma
Who is and is not eligible to donate plasma
How long it takes to donate plasma

Recommended reading: How To Make $50 A Day

How To Make Money Donating Plasma

Below is what you need to know about making money donating plasma.

What is plasma?

Plasma is the liquid part of your blood. It is mostly made of water but also has proteins, electrolytes, hormones, and waste. Plasma’s job is to carry nutrients, hormones, and waste to and from cells. It helps keep blood pressure and pH balance in check. Plasma also carries antibodies, which help keep your immune system strong.

How much do you get paid to donate plasma?

The amount you get paid for donating plasma varies depending on where you’re donating plasma. Also, some donation centers will give bonuses for first-time donors or for people who donate a certain number of times.

On average, donors can receive between $20-$50 per donation session.

What is the plasma donation process?

Donating plasma is pretty easy and has just a few steps. First, you need to pass a health check to make sure you can donate (I’ll explain this more later). If you pass, you can start donating. You’ll sit in a comfy spot where you can watch Netflix, listen to music, or use your iPad or phone.

Then, a needle is inserted into the vein in your arm and blood gets drawn into a machine. This machine separates plasma from other blood components and then sends the remaining blood components back to your body. The process takes about 1-2 hours and donors are provided with fluids and snacks to get their energy levels back.

Who can donate plasma?

To be eligible to donate plasma, you must:

Be in general good health
Weigh at least 110 pounds
Be between the ages of 18-69
Pass a health screening
Not have HIV or Hepatitis

Who cannot donate plasma?

Not everyone can donate plasma. You aren’t eligible to donate plasma if you have:

Tested positive for HIV/AIDS, Hepatitis, or other blood-borne infections
Recently gotten surgery, received a blood transfusion, or gotten tattoos or piercings in a specific timeframe
Have high blood pressure, low iron levels, are pregnant, or breastfeeding

Best Places To Make Money Donating Plasma

Here are 5 places you can donate plasma.

1. CSL Plasma

CSL Plasma is one of the common donation centers and you’ve likely seen one in your neighborhood. To get started donating with CSL Plasma, you need to bring a photo ID, social security card, and proof of residency (a piece of mail postmarked in the last 60 days, current lease, or utility bill will work).

You also want to make sure you drink plenty of water, eat a meal, and get a good night’s sleep before your visit. You can check here to find the closest donation center near you.

Benefits of donating through CSL Plasma include:

You can get up to $100 for your first donation (depending on the location)
Your payment is loaded to a prepaid card and can be used right away
Free WIFI while completing the plasma donation

With over 300 CSL Plasma locations, you’ll likely find a donation center near you. If you cannot find a CSL Plasma center in your area, try out the other donation centers listed below.

2. BioLife Plasma Services

BioLife Plasma Services is a plasma donation center that pays donors for their plasma.

To get started donating with BioLife, sign up on their website to become a donor. This is where you’ll create an appointment for your first donation session. At your first appointment, you will go through a health screening where your vitals will be measured, and receive a brief physical exam.

BioLife is a little different from other plasma donation centers because this company also has a loyalty program. This loyalty program rewards frequent donors and provides ways to earn points toward rewards like gift cards, charitable donations, or additional funds. You can earn points by donating plasma, referring other donors, donating seven times in one calendar month, donating for three consecutive months, and donating for six consecutive months.

3. Grifols Plasma

Grifols Plasma is a plasma donation center with over 300 donation centers in the U.S.

To get started donating plasma at Girfols, you will need to fill out a form here and learn about the donation process, including the eligibility criteria. At your first donation, you need to bring a photo I.D., social security card, proof of current address, and a list of medications you’re taking.

All Grifols Plasma locations have free WIFI access for donors, so you can watch Netflix or browse the web while donating plasma. Grifols has a few tips for successful plasma donation including:

Limiting caffeine on the day of donation
Not drinking alcohol the day of or the day before the donation
Drink at least 12-24 ounces of water 60 minutes before your donation
Avoid foods high in saturated fat (burgers, chips, pizza) the night before your donation
Avoid tobacco use
Get a good night’s rest the night before

4. Octapharma Plasma

Octapharma Plasma is a popular plasma donation center with over 190 locations around the United States.

Octapharma Plasma works similarly to the other plasma donation centers mentioned above. Octapharma Plasma also has a loyalty program called OctaRewards to entice donors to donate plasma. This rewards program lets you earn points for donating plasma, referring your friends, reaching new status levels, having a birthday, and more. Your points are eligible for free gift cards.

Find your local Octapharma Plasma donation center by entering your zip code here.

5. DonatingPlasma.org

DonatingPlasma.org is not a donation center, but a website where you can find all kinds of plasma donor resources and locations to donate plasma. With over 1,000 plasma donation centers in the United States, you can probably find a plasma donation center near you.

Find a plasma donation center near you by entering your zipcode here.

Frequently Asked Questions

Below are common questions on how to make money donating plasma.

How much money do you get for donating plasma the first time?

The amount of money you make from donating plasma for the first time depends on the donation center. Also, different donation centers have promotions going, so you need to check that as well. First-time donors may expect to make anywhere between $20-$100 for their first donation.

Is donating plasma a good way to make money?

Donating plasma can be a good way to earn extra money while also helping out your community. You can donate plasma up to twice a week, which can provide a steady source of side income.

Who pays the most for plasma?

CSL Plasma and BioLife are the most popular plasma companies and are known for giving the most money to donors. These donation centers may also give bonuses to first-time donors, frequent donor rewards, and other special promotions.

How often can you donate plasma?

There are rules to how often you can donate. In the U.S., you can donate 1 time in 2 days and up to twice a week. This is because your body needs time to replenish plasma levels.

This means if you donate on Monday, you can’t donate again until Wednesday or after.

Is it safe to donate plasma twice a week?

The FDA recommends donating at most twice a week. If you donate plasma more than this, you may experience side effects like fatigue and dehydration.

What would disqualify you from donating plasma?

Certain things will disqualify you from donating plasma including having medical conditions like HIV, Hepatitis, or other blood-borne infections. Recent tattoos or piercings within the last 12 months can also make you ineligible for donating plasma. Low or high blood pressure, low iron levels, and certain medications can make you ineligible for donation.

What are the downsides of donating plasma?

The downsides of donating plasma include potential dizziness, lightheadedness, fatigue, and dehydration. This is also a time commitment that takes 1-2 hours each time you donate plasma. If you don’t like needles, that’s another downside.

Does donating plasma hurt?

Donating plasma feels similar to getting your blood drawn for routine labs or donating blood. When the blood is returned to your body, you might feel a tingling sensation.

How long does it take to donate plasma?

Donating plasma takes about 1-2 hours each time, with the first appointment for a new donor being the longest because of the initial health screening and paperwork.

Does the American Red Cross pay for plasma?

The American Red Cross does not pay donors for plasma donation. Instead, they focus on blood donations and do not compensate donors for this donation.

Why do you get paid for plasma, but not blood?

Donating plasma needs special equipment and takes more time, so centers pay donors for their plasma. Blood donation is simpler and doesn’t need as many resources, so it’s easier to get volunteer donors.

How To Make Money Donating Plasma – Summary

I hope you enjoyed this article on how to make money donating plasma.

The best places to donate plasma include CSL Plasma, BioLife, Grifols Plasma, and others listed above. These donation centers have made it as easy as possible to get started donating plasma and pay you quickly.

Donating plasma is a great way to help other people in your community, so that’s another bonus!

Are you interested in donating your plasma for money?

Recommended reading:

Source: makingsenseofcents.com

Apache is functioning normally

August 11, 2024 by Brett Tams

Best Buy Rewards can now be redeemed for gift cards. Best Buy cardholders earn Best Buy Rewards on their purchases. Points value:

500 points = $10 Best Buy certificate
500 points = $10 Best Buy gift card
500 points = $5 third party gift card for places like Amazon, Airbnb, Apple, Starbucks, Target, Home Depot, Walmart, etc.

And so it’s now possible to redeem points at the same value for non-expiring Best Buy gift card instead of an expiring Best Buy rewards certificate. (Note: some people prefer the certificates since it reduces the base cost and saves sales tax.)

Anyone enrolled in the Best Buy Rewards program can earn Best Buy Rewards on their purchases. Best Buy Cardholders can earn more on Best Buy purchases and also can sometimes earn on purchases elsewhere.

Source: doctorofcredit.com

Apache is functioning normally

August 9, 2024 by Brett Tams

Are you looking for the best cash back apps? Finding ways to save money on everyday purchases is always a good idea. Cash back apps are a great tool to help you get some of your money back (and even free gift cards) on things you buy all the time. These apps can reward you…

Are you looking for the best cash back apps?

Finding ways to save money on everyday purchases is always a good idea. Cash back apps are a great tool to help you get some of your money back (and even free gift cards) on things you buy all the time. These apps can reward you with cash, points, gift cards, or discounts just for shopping like you normally do.

With so many cash back apps available, it can be hard to know which ones to use. Some apps focus on groceries, while others give rewards for travel, gas, or online shopping. By using the right cash back apps, you can make sure you’re making the most out of your spending.

In case you want a quick summary, my favorite cash back apps are:

There are many others on the list below that you may find helpful too!

Best Cash Back Apps

These 14 best cash back apps will help you make extra money. You can get cash back for groceries, online shopping, and more.

1. Rakuten

Rakuten is a popular cash back app and site that lets you earn rewards on your everyday shopping. With Rakuten, you get a percentage of what you spend back as cash. It’s a simple and effective way to get free money while shopping at your favorite stores like Target, Macy’s, Walmart, Old Navy, Lowe’s, and many more.

Your cash back percentage depends on the store that you are shopping at but can vary anywhere from around 1% to over 10%, which can add up quickly!

Signing up is quick and free too. Once you create your account, you can start shopping on Rakuten’s website, app, or browser extension. When you shop through Rakuten, the stores pay Rakuten a commission. Rakuten then shares part of that commission with you as cash back.

One of the coolest things about Rakuten is how easy it is to find deals. You can earn cash back on clothes, electronics, restaurants, and even ride-sharing services like Uber. The browser extension helps you find the best coupons and cash back offers.

Rakuten also has a large user base with over 15 million members. They have paid out more than $3.2 billion in cash back since they started in 1999. On average, members earned about $100 in cash back in 2023.

Payment is easy too. You can choose to get paid via check or PayPal.

Please click here to sign up for Rakuten. Plus, you can get a $30 bonus when you spend $30 if you join right now (at the time of this writing; please double-check the current offer).

2. Fetch Rewards

Fetch Rewards is a popular app that makes earning gift cards easy, and this is the app that I use for ALL of my grocery receipts. All you need to do is take a picture of your receipts using your phone.

Fetch Rewards lets you earn points by snapping receipts from any store. It works for grocery stores, clothing stores, restaurants, and even gas stations. The app also works with digital receipts from online purchases.

Some examples of what you can earn include 2,500 points for buying General Mills products, 1,000 points for Barilla Pasta, 750 points for Sara Lee bread, 5,000 points for trash bags, and more.

To get started, download the Fetch Rewards app and create an account. Then, shop as you normally do and scan your receipts to earn points. The process is quick and only takes about 10 seconds per receipt.

Once you earn enough points, you can redeem them for gift cards. These gift cards can be used at a variety of places like Amazon, Target, Starbucks, and many more. You can also choose to donate your points to charity.

The app is free to sign up for and use. There are no surveys to fill out or barcodes to scan, making it a hassle-free way to earn rewards.

You can sign up for Fetch Rewards here.

3. Swagbucks

Swagbucks is a popular app where you can earn rewards for doing simple things online. You can shop, watch videos, take surveys, and even play games to get points. These points, called Swagbucks (SB), can be redeemed for gift cards or cash.

I have been using Swagbucks for years and I think it’s a great rewards site.

One great feature of Swagbucks is how easy it is to use. You can add a browser extension to automatically earn cash back on your purchases, and this makes it super convenient as you shop online.

Another nice thing is their “Magic Receipts” feature. You just need to upload your receipts from certain stores, and you’ll earn cash back. Many big retailers are included, making it easy to earn points.

With over 20 million users and a strong reputation, Swagbucks is trusted by many. They’ve paid out more than $935 million in rewards to their users.

Please click here to join Swagbucks.

Here’s a screenshot of some of the cash back that I’ve received from Ibotta recently.

4. Ibotta

Ibotta is a popular cash back app that helps you save money on groceries and more. It’s free to download and use and with Ibotta, you can earn real cash back on everyday purchases.

Using Ibotta is easy. You just head to the Ibotta app and add offers for things you want to buy before you go shopping. These offers can be for groceries, clothing, and even dining out.

Next, you shop at your favorite stores, both in-store and online. Ibotta partners with many stores and retailers, so you have plenty of choices.

After shopping, you can redeem your cash back. You do this by uploading your receipt or linking your loyalty card to the app. It’s a simple process that only takes a few minutes.

One great thing about Ibotta is that it offers cash back on a wide range of products from daily essentials like milk and bread to big-ticket items. For example, currently I can get 50 cents back on yogurt, 75 cents back on shredded cheese, $1.00 back on Cheerios, and more.

Another perk is the bonuses that Ibotta offers. These bonuses can give you extra cash back for redeeming certain offers or for reaching specific milestones.

The app is available on both iOS and Android, making it easy to use on most cell phones.

Ibotta is a great way to make some extra cash on things you already plan to buy. It’s perfect for anyone looking to save a little more each time they shop.

You can sign up for Ibotta here.

5. Upside

Upside (used to be called GetUpside), helps you earn cash back on fuel for your car (as well as restaurants and grocery stores, but I like to mainly use it for gas).

Using the Upside app is easy. You just sign up and find deals near you. The app shows you gas stations, grocery stores, and restaurants where you can get cash back.

You can earn up to 25 cents per gallon on gas and even more for diesel. Occasionally, you can get deals for higher. For example, I recently redeemed a deal to get 89 cents off per gallon – I received $15.00 in cash back!

For groceries, you can earn up to 30% back in select cities and when you eat out, get up to 45% back at many restaurants.

There are over 50,000 locations in the U.S. where you can save money with Upside. Major gas stations like BP, Shell, and Marathon are included.

To get started, just sign up for free, link your cards, and claim offers through the app. Then, make your purchases as usual, submit your receipts or use the check-in feature, and get your cash back.

Payments can be collected through PayPal, bank transfer, or gift cards.

You can check out Upside here to learn more.

6. Dosh

Dosh is a cash back app that helps you save money without a lot of work. You link your credit or debit card to the app, and it automatically gives you cash back when you shop at participating stores or restaurants.

Using Dosh is easy too. After linking your card, just shop like you normally do. The app will take care of adding the cash back to your Dosh wallet. You don’t need to worry about scanning receipts or entering codes, which I think is very nice and convenient.

Dosh partners with many well-known brands, making it simple to save money. You can earn cash back at places like Walmart, Target, and Pizza Hut. The app also works with thousands of hotels, adding more ways to save.

One of the best things about Dosh is that it handles everything for you automatically. It deposits your rewards into your account. Once you reach a certain balance, you can transfer your cash to your bank, PayPal, or donate to charity.

If you like finding deals and saving money without effort, Dosh might be a great app for you. It makes saving easy and fun, helping you make the most of your purchases every day.

7. TopCashback

TopCashback is a great choice if you want to save money on your purchases. This app connects you with over 7,000 retailers, making it super easy to earn cash back.

To start, sign up for a free account. Then, search for your favorite store and click on the offer. After you shop, your cash back gets added to your account.

TopCashback stands out because it tends to have higher cash back rates compared to other apps. This means you can save more money on each purchase.

It’s important to note that while TopCashback is very user-friendly, I did find some reviews where some people find that it could improve in processing times for gift card purchases.

If you shop online often, TopCashback can help you earn cash back on your regular spending. The app is available on both iOS and Android, so you can use it on the go.

8. PayPal Honey

PayPal Honey is a browser extension that makes online shopping easier and cheaper. When you shop online, Honey automatically finds and applies coupon codes at checkout. You just add it to your browser and it starts working right away.

Honey works with over 30,000 stores. This includes big names like Amazon, Macy’s, and Nike, so there’s a good chance you’ll find a discount on something you’re buying.

Another cool feature is the Droplist. You can keep an eye on items you want to buy and get alerts when their prices drop, and this helps you buy things at the best time and save even more money.

Honey is free to use and easy to install. If you want to save money without the hassle of searching for coupon codes yourself, it’s worth trying out.

You can learn more about Honey by clicking here.

9. Shopkick

Shopkick is an easy way to earn rewards when you shop. You can get “kicks,” which are points, for doing simple things.

For example, you earn kicks just by walking into certain stores, and this makes it super easy to start earning rewards right away.

You can also earn kicks by scanning the barcodes of products in the store. Some items even give extra kicks when you buy them and submit your receipt.

Shopkick isn’t just for in-store shopping. You can also earn kicks when you make purchases online through the app.

Once you collect enough kicks, you can trade them in for free gift cards. These gift cards can be used at many popular stores, which gives you a lot of options.

The app is free to use, and it has a lot of participating stores. This makes it a great way to earn rewards on stuff you already buy.

Here’s a screenshot of my personal Capital One Shopping account. You can see how much money it has saved me here!

10. Capital One Shopping

Capital One Shopping is a handy tool for anyone who likes to shop online. It’s a browser extension that finds coupon codes while you shop. This makes saving money super easy because the tool does all the work for you. Just shop as usual, and it will automatically apply the best coupon codes at checkout.

I have Capital One Shopping installed on my browser, and I love how it helps me save money without me having to think about it. I used to always forget to look for coupon codes, or sometimes it would take forever to find a coupon code that worked. Capital One Shopping takes all of that wasted time and does it for you.

You can use Capital One Shopping on almost any browser, including Chrome, Firefox, Edge, and Safari. It’s also available as a mobile app for both iOS and Android. This means you can save money whether you’re shopping on your computer or your phone.

Another great feature is the price comparison tool. If you’re looking at an item, Capital One Shopping checks other websites to see if you can get a better deal.

Another perk is that you earn rewards points while you shop. These points can be turned into gift cards for many popular stores. It’s like getting a little cash back on your purchases. I recently redeemed $71.00 in free gift cards for simply just doing my normal online shopping.

You can also add items to a watchlist, and the tool will let you know if the price drops. This way, you can buy things at the best possible time.

Capital One Shopping is free to use and easy to install. Just add the extension to your browser or download the app and then shop as you normally do and enjoy the savings!

You can learn more in my Capital One Shopping Review.

11. Receipt Hog

Receipt Hog is a cash back app that helps you earn cash back by simply scanning your receipts.

You take pictures of your shopping receipts and upload them to the app. For each receipt, you get coins. These coins can then be exchanged for money through PayPal or gift cards.

The cool part is, you can use receipts from nearly any store. Whether you shop at a grocery store, department store, or even a gas station, you can take a photo of that receipt and earn coins.

Receipt Hog also has special bonuses and sweepstakes. Sometimes, you might get extra coins or the chance to win larger prizes. It’s a fun way to get rewarded for your everyday shopping.

Recommended reading: 14 Best Apps To Scan Receipts for Money

12. Checkout 51

Checkout 51 is a user-friendly cash back app that helps you save on groceries, gas, and more. It’s free to download and simple to use.

With Checkout 51, you can look at their weekly offers and select the ones you like. When you buy those items, you just need to upload your receipt to the app.

New deals are added every week, so there is always something new to save on. It’s a great way to cut down on your grocery and gas expenses.

13. Receipt Pal

Receipt Pal is an app that makes earning rewards easy. You just need to scan your receipts and this app works with any store, so you can rack up points from grocery shopping, gas, dining out, and more.

Each time you scan a receipt, you earn points. These points can be turned into gift cards for popular retailers.

The app is free to use. You need to take a picture of your receipt within 14 days of your purchase. Once you upload the receipt, Receipt Pal will handle the rest.

You can also earn extra points by completing surveys and playing games within the app. This can make reaching your reward goals go more quickly.

14. Upromise

Upromise is a cash back app that helps you save money for college. Instead of just giving you cash back for everyday purchases, it allows you to put those savings into a college fund. This makes it a great option for families planning for future education expenses.

When you shop through Upromise, you earn cash back on things you buy. It works with many stores and restaurants. You can also earn rewards by scanning receipts and dining at participating restaurants. The cash back can be automatically transferred to a 529 college savings plan.

Another cool feature is that you can also link someone else’s 529 plan to your account. This means grandparents or other family members can contribute to your child’s college savings too.

Upromise is a good way to turn your everyday spending into savings for the future. It helps make the dream of paying for college a little more achievable.

What Are Cash Back Apps?

You may have questions about cash back apps. If so, then I would like to talk about them and how they work in this section.

Cash back apps help you save money on everyday purchases. By using these apps, you can get a percentage of your spending back in the form of cash rewards.

How cash back apps work

When you shop through a cash back app, the cash back app partners with retailers to earn a commission. Instead of keeping all the commission, the app shares a portion with you so that you will be persuaded to use their app more (everyone wins). This means you get back a small percentage of what you spent.

You start by downloading the app and creating an account. Then, you browse through the app’s partner stores to find the ones you like. When you make a purchase through the app, you earn cash back that you can usually redeem for PayPal, bank deposits, or gift cards.

Benefits of using cash back apps

Cash back apps can save you money without much effort. Every time you shop through these apps, you earn a little back on what you’re already spending. Over time, these small savings add up.

Many apps also give extra bonuses or special promotions, which means even more savings. These promotions can include higher cash back rates for a limited time or bonus cash for shopping in particular categories.

Plus, cash back apps are free to use, making them a simple way to save a bit on everyday purchases.

I use cash back apps all the time, and I like how they can help me save more money easily.

Frequently Asked Questions

Below are answers to common questions about the top cash back apps.

Which app gives the most cash back?

Rakuten is known for giving a lot of cash back for online purchases, many times over 5%. Others, like Fetch Rewards, also give a good amount of rewards, especially for groceries.

Do cash back apps really work?

Yes, cash back apps do work and you earn money or points for purchases you make. These apps partner with many stores to give you a percentage back.

What’s the best cash back app for groceries?

I think that Fetch Rewards is the best for groceries. It has good deals on food items at many big grocery stores. You can scan receipts or link your store loyalty card to earn cash back.

Is Fetch or Ibotta better?

Fetch is easier to use since you just scan any grocery receipt. Ibotta requires more work because you must select offers before shopping. Both are good. Ibotta typically pays a little more, but you do have to do a little more work to earn the points.

What are the best automatic cash back apps?

Rakuten and Capital One Shopping are top apps for automatic cash back. Once you download the browser extension, they automatically give you cash back at partner stores. It’s simple and requires no extra work.

Another way to get automatic cash back is by using cash back credit cards. The best rewards credit cards can give cash back of around 1%-2% automatically on your purchases.

How can I tell if cash back apps are safe and legit to use?

To see if a cash back app is safe and legitimate, I recommend that you look for reviews and ratings in app stores.

Best Cash Back Apps – Summary

I hope you enjoyed this article on the best cash back apps.

The best cash back apps can help you save money on things you buy every day with little effort. With these apps, you can earn rewards on groceries, eating out, online shopping, and more. Whether you want to save a bit of money or get the most savings, these apps have different features to help you.

Plus, depending on the cash back app, you can get your cash back directly to your bank account, PayPal account, or even through free gift cards.

The best cash back apps don’t have any fees either, so you can save money without having to spend any more.

What is your favorite cash back app?

Recommended reading:

Source: makingsenseofcents.com