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Apache is functioning normally

August 9, 2024 by Brett Tams

When you think about making money online, chances are, you visualize selling something, whether it’s beaded necklaces you make, electronics you don’t use anymore, or a cool product you cooked up. But there are many ways to make money without offering a product, which can eliminate a lot of barriers to entry, along with the hassles of order fulfillment and shipping.

It’s not a cinch, but if you have a clever idea or some expertise, you can make money online without selling anything. For example, if you have an Instagram account with loads of followers, you might earn cash by creating a YouTube channel sharing the secrets of your social media success.

Think about where your strengths and skills lie: Is it coding? Then you might consider building an app. Do you know how to reach out to people and coalesce them into an active, supportive community? Then you might succeed in building a membership website.

Ready to find out how to make money with a website without selling anything? There’s inspiration ahead.

Key Points

• Various online income opportunities exist that do not require selling products, minimizing barriers to entry and logistical hassles associated with traditional selling.

• Starting a dropshipping business allows individuals to earn money by acting as a middleman between suppliers and customers without holding inventory.

• Creating a YouTube channel can lead to monetization through ads once a sufficient subscriber base is established, focusing on engaging content in a specific niche.

• Freelancing offers many ways to leverage skills such as writing or design, enabling individuals to work remotely and access various job platforms to find clients.

• Building a membership website can generate income by offering exclusive content to subscribers, fostering a community, and utilizing specialized web-building software for management.

Is It Possible to Make Money Online Without Selling a Product?

Fortunately, there are many ways to make passive income online without manufacturing and selling a product in the traditional sense. If you dread the idea of renting a warehouse or packing up and shipping items, this will be good news.

For example, many influencers on YouTube make money simply by providing informational videos that people find valuable. Once they have a following, they make money through YouTube ads that run on their channel. Did you know, for instance, that YouTuber Mr. Beast set a new high-earning record recently of $54 million? While that’s hardly a typical achievement, it does show that the sky is the limit, as the saying goes.

Beyond YouTube, there are plenty of other ideas for how to make money with a website without selling anything. You might translate your tech knowledge and experience into building an app, or you could create a blog based on your favorite hobby that resonates with a particular audience.

11 Ways You Can Make Money Without Selling Anything

Ready to dig into some specifics? From dropshipping to streaming, the following are 11 ways people make money online without actually manufacturing or selling products.

1. Start Dropshipping

Dropshipping is one way to make money with a website without selling anything. Dropshippers sell products to customers, but they do not own or stock them. For the dropship business model, a customer places an order, and the dropshipper forwards the order to the supplier for a fee. The supplier then takes care of the shipping.

In essence, the dropshipper is the middle man. You don’t need to buy any items or manufacture anything yourself. And it can help you bring in some cash: One recent survey showed that dropshippers earn almost $20 an hour.

Recommended: 11 Benefits of Having a Side Hustle

2. Launch a YouTube Channel

A YouTube channel can be lucrative once you have 1,000 subscribers. At that point, YouTubers can monetize their channel by accepting ads. How do you get 1,000 subscribers? By providing content that people want to see.

That could be showing off your cake decorating skills, your super cute Pomeranian puppy, or your ability to do your own taxes quickly and correctly. Choose a niche where you have expertise and create compelling content on that topic. Use clever headlines that will draw people to your channel, plus keywords to optimize them for YouTube searches and help you gain traction. Keep viewers engaged by producing a series of videos on a topic so that they continue to tune in.

Recommended: Can You Make a Living on Social Media?

3. Write a Blog or Podcast

Have ideas, intel, and opinions you’d like to share? Why not start a blog, which is similar to starting a YouTube channel. The cost of running a blog can be minimal, and it can be an exciting way to share your passions in life. You can create content on a niche topic that people are curious about and that you love. It could be travel, DIY advice, fashion, fitness, or finance.

If you are good, you can build a following. Once your following is big enough, companies will pay you to promote their products or services on your blog through ads and links. Brands may even sponsor you to write about them or invite you to write blogs for their own sites.

4. Create a Membership Website

If you find demand for your content, you could build a website for subscribers only and charge for the membership. The idea is to build a community of like-minded people who want to share knowledge and access exclusive content. A paid membership could offer videos, webinars, other educational products, and the ability to interact with other members.

Membership web-builder software can help you build a site and wrangle your followers, or you could use a third party to do it for you. The software allows you to register new members; process monthly dues, donations, and event payments; update member profiles; send emails to members about upcoming events, and send invites. A simple website builder will run from $20 to a few hundred dollars per month, and help you get your site up and running and hopefully growing.

Recommended: 25 Tax Deductions for Freelancers

5. Try Freelance Work

You probably have had some work-from-home experience due to the pandemic. You might want to transition even more to remote work. Some careers can be transferred to the digital environment. For example, writers, teachers, designers, and coders can all learn how to make money from home. There are marketplaces for freelancers, such as Fiverr and Upwork, and you can establish a website of your own to pull in work.

There are also many job boards for freelancers, such as Flexjobs.com. Freelancers need to build a portfolio of work, which may require taking on lower-paying jobs at first as you work your way up.

Recommended: 15 Low-Cost Side Hustles

6. Become a Writer

Being a writer is an aspiration for many people, and there happens to be a huge market for website content. Many companies want to create informative blogs with SEO-optimized articles that will drive traffic to their websites. If you have expertise and knowledge in a niche area, you could write engaging articles for companies in that niche. Companies want ghostwriters, but there are also opportunities for bylined articles. Look for writing jobs on job boards like Flexjobs.com and Upwork.

7. Be a Product Tester

This is a fun one: You can make money online without selling by being a product tester. Brands often need people to try out their products to see how they rate with consumers. In return for their time and feedback, product testers may receive payment in the form of cash, merchandise, and gift cards.

Popular products for testing include toys, food, electronics, beauty products, household products, baby products, clothes, and websites. These gigs may pay about $25 an hour and can sometimes feel like play time.

You might also take surveys and provide feedback on marketing ideas online, as well. Sign up with a market research firm like I-Say by Ipsos, Opinion Outpost, and Branded Surveys to get started.

8. Accept Micropayments

Looking for more ways to make money online without selling stuff? Let’s say you write a blog that benefits a community. For example, you might be someone on the autism spectrum and blog about your experiences for a supportive audience. You can use a free app like “Buy Me a Coffee” to accept micropayments on your blog; this allows people who want to show their appreciation to send you a bit of money. Readers click on a widget on your blog to donate a few dollars to your site.

9. Set Donation Requests

One step up from accepting micropayments is to request donations directly. An example is Wikipedia, which intermittently asks its visitors to donate to fund the site’s research. Another example is virtual tip jars that appear on websites. Basically, it’s a way to monetize a website. You can collect feedback from engaged users at the same time to better understand what visitors would like to see on your site.

10. Create an App

Even if you are not a coder or app developer, you might have a great idea for an app that would make people’s lives simpler, better, or just more fun. Once you have an idea, a market that you’re targeting, and a brand concept, you can hire an app creator to do the coding for you. Once you have the app, add it to the App Store or Google Play. Start with a free app, and if it is a success, you can offer add-ons or premium features for a fee.

Recommended: How to Pay for Coding Bootcamps

11. Monetize a Twitch Channel

Chances are, you’ve heard of Twitch, the streaming platform that has expanded from gaming to a variety of content types, such as sports and entertainment. Still, gaming is its heartbeat, and Twitch streamers can monetize their love for the platform by sharing their gameplay with fans and subscribers who can hear and watch them live.

Streamers can gain a sizable following by providing consistent entertainment, and they can then sell products and Twitch ads. They can also land brand sponsorships, obtain fan donations, and sell subscriptions. Of course, not everyone will be a success at this, but those with the right skills and personality can thrive. For those who gain a real following, earnings can be in the $3,000 to $5,000 a month range if working 40 hours a week.

How Making Money Online Can Help You on Your Financial Journey

You might not become a billionaire by choosing an online gig, but you can certainly supplement your day job or help with your college expenses. Making money online is flexible, and you can leverage your expertise and your niche. Start small and see where it leads.

Recommended: How to Earn Residual Income

The Takeaway

How to make money online without selling anything comes down to creative thinking and a will to experiment. It’s actually a very accessible marketplace for anyone; you can avoid the typical startup costs en route to making a profit. Plus, you can work from home and tap your particular skills, whether that means creating fitness videos or developing an app.

3 Money Tips

When you overdraft your checking account, you’ll likely pay a non-sufficient fund fee of, say, $35. Look into linking a savings account to your checking account as a backup to avoid that, or shop around for an online bank that doesn’t charge you for overdrafting.
If you’re faced with debt and wondering which kind to pay off first, it can be smart to prioritize high-interest debt first. For many people, this means their credit card debt; rates have recently been climbing into the double-digit range, so try to eliminate that ASAP.
When you feel the urge to buy something that isn’t in your budget, try the 30-day rule. Make a note of the item in your calendar for 30 days into the future. When the date rolls around, there’s a good chance the “gotta have it” feeling will have subsided.

Better banking is here with SoFi, NerdWallet’s 2024 winner for Best Checking Account Overall.* Enjoy up to 4.60% APY on SoFi Checking and Savings.

FAQ

Is it hard to make money online?

How to make money online without selling products is not difficult as long as you pick the right niche. It helps to choose an activity where you have an interest and skills. You also need to be creative if you want to scale. Some tenacity and determination will help when you experience a lull or want to get to the next level and grow organically.

What is a great way to learn skills to make money?

There are so many online and offline resources where you can learn skills. If you are interested in programming, you can learn coding languages online. If you are interested in marketing, you can take a course and get certified in Google Analytics and Google Ads. YouTube and webinars can help you train up; just do your research and make sure the so-called expert has solid credentials.

Do donation requests work?

Donation requests work if people value what you are doing. There are quite a few scams out there, and people are becoming more wary. However, if you can establish a following and provide content of value, you’re onto something. The trick is to engage people by connecting them to a community that means something to them.

Photo credit: iStock/Eva-Katalin

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

SoFi® Checking and Savings is offered through SoFi Bank, N.A. ©2023 SoFi Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender.

The SoFi Bank Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

SoFi members with direct deposit activity can earn 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Direct Deposit means a recurring deposit of regular income to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below). Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds), do not constitute Direct Deposit activity. There is no minimum Direct Deposit amount required to qualify for the stated interest rate.

As an alternative to direct deposit, SoFi members with Qualifying Deposits can earn 4.60% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant.

SoFi Bank shall, in its sole discretion, assess each account holder’s Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving a Direct Deposit or $5,000 in Qualifying Deposits to your account, you will begin earning 4.60% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.

SoFi Bank reserves the right to grant a grace period to account holders following a change in Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Direct Deposit or Qualifying Deposits until you have Direct Deposit activity or $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Direct Deposit.

Members without either Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances.

Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found at https://www.sofi.com/legal/banking-rate-sheet.

SOBK0822023

Source: sofi.com

Apache is functioning normally

August 2, 2024 by Brett Tams

Want to know how to make $2,000? Here’s how you can make extra money online and offline. Whether you’re a stay-at-home parent looking to bring home more money or saving up for a large purchase, making $2,000 can make a big difference. In this post you’ll learn: Making an extra $2,000 can seem like a…

Want to know how to make $2,000? Here’s how you can make extra money online and offline. Whether you’re a stay-at-home parent looking to bring home more money or saving up for a large purchase, making $2,000 can make a big difference.

In this post you’ll learn:

Ways to make $2,000 fast
How to make $2,000 per day
How to make $2,000 online

Making an extra $2,000 can seem like a big goal, but it’s definitely achievable with the right approach. Whether you’re looking to pay off debt, save for a vacation, or just make more money, there are many ways to reach your goal.

How To Make $2,000 Fast

Here’s a list of ways to make $2,000.

1. Freelancing

If you have skills like writing, editing, programming, bookkeeping, digital marketing, data entry, SEO, graphic design, or transcribing, you can find jobs online. You can also find jobs if you know how to use software like Adobe, Canva, WordPress, or email marketing tools.

I recommend checking out UpWork to see which skills you have (you may be surprised to see what’s listed there) and start applying for jobs.

I’ve done quite a bit of freelancing and have found jobs on UpWork, Fiverr, and FlexJobs. This is a great way to make money since it’s flexible and usually done on your own schedule. There are many other freelance platforms as well!

Recommended reading: 16 Best Freelance Jobs & How To Get Started

2. Blogging

I started a blog back in college and it’s still one of my favorite ways to make semi-passive income. I currently make between $2,000-$4,000 a month on my blog and it’s entirely passive, meaning I no longer do any work on it.

There are tons of ways to make money blogging including affiliate partnerships, sponsored posts, ad revenue, and selling your own goods or services.

You can create your own blog here with this easy-to-use tutorial. Michelle also has a Free How To Start and Launch A Money-Making Blog Course you can join, and it will help you start and launch a successful blog! Once you start a blog, you can learn how to monetize it with affiliate income and sponsored posts.

You can learn how to start a blog with the free How To Start a Blog Course (sign up by clicking here).

3. Proofreading

If you have an eagle eye for detail, love finding spelling or punctuation errors, and want to learn how to make $2,000 online, you may want to become a proofreader. Working as a proofreader is generally quite flexible and you can work from anywhere in the world since your job is done from a computer.

You can find jobs proofreading for authors, law firms, blogs, and more. This is a great way to make a side hustle income or a full-time living as proofreaders can make around $50,000 a year.

Here is a FREE 7-day course just for people who want to stop wasting time and start making more money with their proofreading skills. I definitely recommend that you check it out.

This free 76-minute workshop answers all of the most common questions about how to become a proofreader, and even talks about the 5 signs that proofreading could be a perfect fit for you.

4. Flip items for resale

You’ve likely seen TikToks where people flip stuff for profit. In case you don’t know what a flipper is, this is someone who buys something at a lower price and sells it at a higher price for a profit. This can also sometimes mean fixing up the item in order to sell it at a higher cost.

This is a great side hustle that can turn into a full-time job and is perfect if you want to know how to make $2,000 without a job (well, a traditional 9-5 job!).

A ton of people do this full-time!

This job is quite flexible because you can find stuff to flip on your own schedule. If you have kids, you can even take them along to garage sales and flea markets to score items to flip. This side hustle takes about 5-10 hours a week for beginners which can earn you up to $1,000 a month in the beginning.

Here is a free webinar, Turn Your Passion For Visiting Thrift Stores, Yard Sales & Flea Markets Into A Profitable Reselling Business In As Little As 14 Days, that will help you learn how to make money by flipping items as well.

5. Transcription

A transcriptionist is someone whose job is to turn files into text documents. You listen to what is being said in the file and type it into a text format. Transcriptionists usually make between $15-$30 an hour on average.

This job is flexible because you can choose to work part-time as a freelancer or full-time with an agency. As a transcriptionist, you must have good typing skills and a fast typing speed. You need excellent listening skills since you’re listening to files and having to type them up quickly.

A great free resource to take is FREE Workshop: Is a Career in Transcription Right for You? You’ll learn what transcription is and why it’s a highly in-demand skill, who hires transcriptionists, what it takes to become one, and more.

Recommended reading: 18 Best Online Transcription Jobs For Beginners

6. Pet sitting

One of my favorite side hustles is pet sitting. I’ve found all of my pet-sitting jobs on Rover, but you can also check out other dog-walking apps like Wag, Care.com, PetSitter, and more. Finding jobs can be hard at first if you don’t have experience, so it is usually important to set your rates lower than your competitors (this way you can get some reviews!).

Once you get jobs and reviews, you can slowly increase your rates and build your clientele. This is a great way to make a few hundred a week on top of a full-time job or other side hustles.

Recommended reading: 7 Best Dog Walking Apps To Make Extra Money

7. Sell crafts

If you have a hobby or craft you enjoy, you may want to try selling your items on Etsy. With almost 100,000,000 active Etsy buyers, Etsy is a great website to sell your handmade goods to people all around the world.

Here are some things you can sell on Etsy:

Printables
Stickers
Rugs
Soaps
Bath bombs
Crocheted and knitted items
Jewelry

I shop on Etsy all the time, and I love it!

Recommended reading: 16 Best Things To Sell On Etsy

Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.

8. Virtual assistant

A virtual assistant is in charge of all kinds of tasks including:

Email management
Customer support
Graphic design
Social media management

I’m currently a virtual assistant and love it. The pay is high and I get to work on my own schedule. To find jobs, I recommend checking out UpWork, FlexJobs, and Fiverr. Type in “virtual assistant” on any of these job boards and you’ll quickly find tons of job listings with details including pay, benefits, work tasks, hours, and more.

9. Writing

If you have any kind of writing experience, try finding writing jobs online. There are thousands of online writing jobs out there from companies that need help creating blog posts and content for their company.

Even if you don’t have writing experience, I still recommend checking out job board sites and applying for low-paying jobs. This will get you experience as you build up your portfolio and help you land more jobs down the line.

I have been a freelance writer for years, and it’s a great way to make extra money. In fact, I’m writing this article as a freelancer!

10. Find Craigslist gigs for extra money

Craigslist is still quite popular in cities and there are always new jobs popping up. You’re most likely to find jobs in:

Labor (construction, warehouse work, landscaping)
Customer service (call centers)
Tutors
Short-term freelancing gigs
Moving

Always remember to be careful on any website, especially Craigslist. If anything ever feels suspicious or off, listen to your gut.

11. Delivering food

One of the easiest ways to make money is by delivering food with DoorDash. This is because they are always in need of new DoorDashers.

With DoorDash, your job is to deliver meals to customers. You can work on your own schedule and work as little or as many hours as you want to. Depending on where you live, you can deliver food by bike, scooter, or car.

How much you earn depends on each delivery, how much you earn in tips, and how fast you deliver items. The DoorDash app makes it convenient to accept delivery jobs, find out where to go, and how to get there.

12. Invest in real estate

Though it’s not a quick way to make money, you can make money in the long term by investing in real estate. When done right, real estate investing can be a lucrative way to make passive income and help diversify your investment portfolio.

There are many ways to invest in real estate including:

Buy REITs (real estate investment trusts)
Buy a house and flip for profit
Buy a house, live in one room, and rent out the rest of the rooms
Use an online real estate platform like Fundrise or Crowdstreet

Recommended reading: 23 Best Real Estate Side Hustles To Make Extra Money

13. Develop apps

There are a few ways to make money developing apps including in-app purchases, in-app subscriptions, advertising, affiliate links, and sponsorships.

You can test and research ideas that might do well in app form. Ask yourself what people need help with and how your app can solve their problems. Then, validate your idea by having people fill out a survey to get a better idea of what kind of app you should create.

You also need to figure out how you’ll market your app and get new customers. This might require you to reach out to blogs in your app’s niche, influencers, and media outlets to get coverage for your app.

Also, there is a side hustle related to this – you can test and try out new apps with Freecash. You can get paid from $1.00 to $75 per app. Some apps listed on Freecash (these numbers may change) include TikTok, which pays $8 if you’re a new user, and Upside, a gas cash back app, which currently pays $24.01 to new users. HBO pays $3.96 for new users subscribing to a free trial. There are many other apps you can earn from as well. Click here to sign up for Freecash (it’s free!).

14. Online surveys

Getting paid for surveys is not going to get you rich, but it’s an easy way to make money in your spare time. Companies pay people to fill out surveys because they need opinions on products and services. Once you finish filling out a survey, these survey sites typically pay you with cash, via PayPal, or gift cards.

Surveys aren’t full of hard questions that take hours to complete. The questions are usually short and straight to the point. Companies are trying to better their products and services, and surveys help them do this.

Here are some of the top surveys that pay in cash and free gift cards to sign up for:

Swagbucks
Survey Junkie
Branded Surveys
American Consumer Opinion
InboxDollars
Pinecone Research
Prize Rebel
User Interviews

Recommended reading: 21 Best Free Surveys That Pay Cash Instantly

15. Social media management

Working as a social media manager is a job that seems to be always hiring. I did a quick search on Fiverr and found many job listings pop up. This is because companies look to hire out for their social media management.

To find jobs in social media management, go to job boards like UpWork and type in “Social Media Management.” You’ll see posts from entrepreneurs and companies looking to hire a social media manager. These job listings will tell you what they need, like scheduling posts on Instagram and Facebook, creating visuals using Canva, and responding to comments from followers.

16. Babysitting

One of the easiest and quickest ways to make money is babysitting. I’ve found all of my babysitting and nannying jobs on Care.com, but you can also check out SitterCity, UrbanSitter, or Babysits. People are always looking for babysitters for date nights, errands, and special events.

To increase your chances of landing jobs, make sure to get a background check on the website (Care.com has this option) as this will make you stand out from other candidates. If you have previous experience babysitting, ask for references so hiring parents can see that you’re a good candidate for their job listing.

17. Bookkeeping

Becoming a bookkeeper can be a great way to learn how to make $2,000 from home.

A bookkeeper is someone whose job is to maintain clean and organized financial records for a business. Some tasks can include sending invoices on your client’s behalf, running payroll for your clients and their team, preparing state tax filings, and helping the client make business decisions for future expenses.

A bookkeeper’s income can vary depending on how many clients they have, how much experience they have, and how much they charge. On the low end, bookkeepers can earn $2,000 a month, while on the high end bookkeepers can earn $16,000 a month. Bookkeepers are in demand. According to the Department of Labor and Statistics, about 200,000 new jobs open in the US for bookkeepers each year.

Here is a free training – How to start a profitable bookkeeping side hustle, that can generate $2,000 to $16,000 a month (part-time)!

This free training will show you how to start a profitable bookkeeping side-hustle in the next 30 days—even if you have no prior experience!

18. Online tutoring

An online tutor is a teacher or expert who helps someone in a particular subject through the internet. This is done through video calls on a computer. Online tutors can make between $15 an hour to well over $100 an hour. Tutors are most often in needed in subjects like math, science, and foreign languages.

Many sites are hiring online tutors such as Tutor.com, Varsity Tutors, and Outschool.

19. Sell old electronics

Before throwing away your old electronics, consider selling them or trading them in.

Best Buy and Amazon both have trade-in programs and many other places are always looking to buy electronics. Electronics that are most easy to sell include smartphones, tablets, laptops, gaming consoles, smartwatches, digital cameras, and e-readers like Kindles.

You can sell electronics on sites like:

Decluttr
Facebook Marketplace
eBay
Gazelle

If you want to learn how to make $2,000 in 3 days, I usually recommend finding stuff to sell!

20. Photography

There are many ways to make money with photography including freelance photography, portraits, real estate, and product photography. You can also sell your photos to stock agencies like Shutterstock or Unsplash if you want to run an online business that makes $2,000.

To get started selling your photography, build an online portfolio of your work. This is going to help you attract new clients and customers. Always keep your customers satisfied and happy as word of mouth makes a big difference in the photography business.

It’s important to market your services on social media and have a professional website so people can get in contact with you easily.

Recommended reading: 18 Ways To Get Paid To Take Pictures

21. Rent a room

If you have a spare bedroom you’re not using, renting out that spare room is an easy and convenient way to make extra income.

It’s important to do a few things including cleaning and decluttering the room, researching market rates, taking high-quality, well-lit images of the room, and checking local laws to see if it’s legal to rent out a room where you live.

You can potentially rent out your room short-term on sites like Airbnb or find someone who is looking for a room for the long-term. If you find someone renting out a room for the long-term, it’s important to get a security deposit, a contract in place, and references from the renter.

My sister (the owner of this site) has rented out spare rooms in the past, even to me!

22. Rent your car

Renting your car can be a great way to earn extra income, especially if you’re not driving it that often.

First, you’ll want to check with your insurance to see if you’re allowed to rent out your vehicle. You’ll also need to see if you need a special license to rent your car. Once you have those things dialed down, choose a rental platform.

There are many platforms including Turo, GetAroundUSA, and HyreCar.

23. Work overtime

Working overtime is one of the best ways to make the most money. This is because employers usually pay a higher hourly wage for overtime hours. There are tons of jobs that pay extra for overtime including working as a plumber, pilot, home health aid, electrician, automotive technician, and so many other jobs.

Frequently Asked Questions

Below are answers to common questions about how to make $2,000.

How to make $2,000 in passive income?

There are many ways to make $2,000 in passive such as blogging (via affiliate marketing or ad revenue), selling crafts like printables on Etsy, investing in real estate, and renting out your room or car.

How to make $2,000 a week online?

To make $2,000 a week, you need to make about $285 a day. Breaking it down this way makes the number seem less daunting and more achievable. To make $2,000 a week, you’d need to pick up quite a few freelancing or Craigslist gigs, flip high-profit items, or rent out a room on Airbnb or your car on Turo. Doing multiple things will increase your odds of making $2,000 a week online.

How to make $2,000 per day?

Making $2,000 per day is going to require a lot of work and even then it’s not always possible. After all, $2,000 a day would be $60,000 each month! Working gigs won’t be enough and instead, you’ll have to get lucky by flipping a high-profit item (like real estate) or starting your own business.

How to make $2,000 online?

There are many ways to make $2,000 online, such as with freelancing gigs, blogging, virtual assisting, social media management, and selling crafts on Etsy.

Best ways to make $2,000 – Summary

I hope you enjoyed this article on the best ways to make $2,000 fast.

Making $2,000 can seem tough at first, but once you start trying out different side hustles and get into a groove, making extra cash gets easier.

Good luck on making $2,000!

Which way do you want to make $2,000?

Recommended reading:

Source: makingsenseofcents.com

Apache is functioning normally

July 30, 2024 by Brett Tams

American Express recently refreshed the personal gold card and it now includes a $7 monthly credit to Dunkin Donuts. The terms state the following:

Enrollment through American Express is required to receive this benefit. Only the Basic Card Member or Authorized Account Manager(s) on a U.S. Consumer American Express^® Gold Card Account can enroll in the benefit in the Benefits section of their americanexpress.com online account or by calling the number on the back of their Card. This benefit is not available to Classic Gold, Traditional Gold, or Senior Gold Card Members. Please note, enrollment may take up to 24 hours to take effect on your Card. Enrolled Basic Card Members can earn up to $7 in statement credits per month when the Card or Additional Cards on the enrolled Account are used to pay for eligible Dunkin’ purchases. However, each enrolled Card Account is only eligible for up to $7 in statement credits per month, for a total of up to $84 per calendar year in statement credits across all Cards on the account.

Valid at Dunkin’ locations in the U.S. that accept American Express^® Cards. If American Express does not receive information that identifies the transaction as eligible for the benefit, the Basic Card Member will not receive the statement credit. For example, the transaction may not be eligible if it is not made directly with Dunkin’ (e.g., through a caterer or delivery service app) or if it is made at a Dunkin’ located within another establishment (e.g., at a pop up or inside a gas station). Eligible purchases do not include gift cards purchased online or any Dunkin’ branded products purchased at other retailers (including gift cards).

The terms state that gift cards purchases do not count online, but currently reloads do work. Feel free to share any other datapoints in the comments below.

Source: doctorofcredit.com

Apache is functioning normally

July 26, 2024 by Brett Tams

If you work hard amassing miles and points, it’s worthwhile to know that while some credit card rewards die with you, there are issuers who allow redemptions or transfers after death.

Here’s a closer look at what happens to credit card rewards when you die, as well as what steps you can take to avoid forfeiting your rewards.

What Are Credit Card Rewards?

Credit card rewards are a type of currency that can come in the form of credit card points, miles, or cash back rewards. They’re designed to incentivize cardholders to make eligible purchases on their rewards credit card.

As you make purchases and earn various credit card rewards, you can choose to hold onto the rewards in your account until you have enough to redeem toward a high-value purpose. Each rewards program lets cardholders redeem rewards in different ways, depending on its rules. Common redemption options include statement credits, travel bookings and reservations, special experiences, merchandise, gift cards, and more.

Recommended: Tips for Using a Credit Card Responsibly

What Happens to Your Credit Card Rewards Upon Death?

Having a stockpile of credit card rewards after death might lead to a sticky situation for your surviving family. Akin to your credit card debt after death not passing on to your survivors in some states, some credit card rewards “die with you” and can’t be redeemed or transferred to your family or estate.

Conversely, some credit card issuers, like American Express, offer a limited period during which authorized trustees of your estate can redeem unused rewards. Certain programs that permit reward redemptions or transfers after death might require the outstanding account balance to be paid in full.

In other words, what happens to your credit card rewards after you pass on depends on the terms laid out in your rewards program agreement. Some rewards terms specifically state that rewards aren’t the property of the cardholder and can’t be transferred through inheritance.

Recommended: What Is the Average Credit Card Limit

What To Do With Credit Card Rewards if the Account Holder Dies

If you know that your deceased loved one amassed credit card points, miles, or cash back rewards, there are a few steps you can take to address it:

1. Check on accounts and rewards balances. If your deceased loved one gave you access to their account before their death, log in to get an overview of their remaining rewards balances across all accounts. If you don’t have access to their accounts, proceed to the next step.

2. Prepare paperwork. You’ll likely need to provide proof of the primary cardholder’s death, such as a copy of their death certificate. Additionally, you might need to provide the name and contact information of the authorized trustee, letter of testamentary, or other details.

3. Contact the card issuer. You must inform the card issuer in the event of a primary cardholder’s death. Supply the necessary documentation you’ve gathered, and inquire about your options to redeem the rewards.

Generally, credit card companies offer at least one of a few options, though how a credit card works will vary by issuer. The rewards might be forfeited if they’re non-transferable or expire upon the cardholder’s death. Some credit card terms automatically convert the rewards into a statement credit, while other issuers allow rewards redemption or transfers to another existing, active account.

Ways You Can Avoid Forfeiting Your Credit Card Rewards

You’re ultimately at the mercy of a reward program’s user agreement in terms of what to do with credit card rewards after death. However, planning ahead can help you avoid relinquishing earned rewards.

Not Hoarding Your Points

To avoid facing a scenario in which your credit card rewards die with you, make an effort to redeem credit card points or miles on a rolling basis.

For example, at the end of each year, use credit card rewards to travel for less money or apply them to your account as a statement credit. Keep in mind that different redemption options have varying valuations, so look into which redemption strategy makes sense for your situation.

Choosing Cards With Favorable Death Terms

Although a particular program might offer enticing rewards — such as the chance to enjoy credit card bonuses — it might not be advantageous if the program has strict terms regarding a cardholder’s death.

American Express, for instance, has relatively lenient terms when dealing with the rewards balances of a deceased cardholder.

Recommended: How to Avoid Interest On a Credit Card

Using a Reward-Tracking Tool

If you have multiple rewards credit cards in your rotation, using a reward tracking app can help you and your surviving family organize and track your rewards. Apps like AwardWallet and MaxRewards can let you easily see all of your rewards in one view.

Naming a Beneficiary in Your Will

Although it’s not a foolproof way to avoid forfeiting your credit card rewards, adding a beneficiary to your will is a smart move. This way, if your card issuer allows rewards transfers or redemptions by authorized individuals, your beneficiary is formally named on your estate documents as your desired recipient.

The Takeaway

Since there’s no way to know when an accident or unforeseen health issue will result in your death, it’s best to be prepared. If possible, redeem earned credit card rewards in a timely manner so you can enjoy them in life. Or consider such steps as naming a beneficiary in your will or racking up rewards on a card with lenient transfer policies.

Whether you’re looking to build credit, apply for a new credit card, or save money with the cards you have, it’s important to understand the options that are best for you. Learn more about credit cards by exploring this credit card guide.

FAQ

Can I transfer points from the account of a late family member?

Whether you’re allowed to transfer points from your deceased relative’s rewards credit card account depends on the card program’s rules. Some banks allow points transfers, while other programs state that points are non-transferable. Contact the card issuer’s customer support team to learn about its point transfer policy.

Can an authorized user use credit card rewards upon the death of the account owner?

It depends. Not all credit card rewards programs allow authorized users to use a primary cardholder’s earned rewards. Those that do might have restrictions on how and when rewards can be redeemed after a primary user’s death, if at all.

What happens to the miles when someone dies?

Miles earned by a deceased primary credit card rewards cardholder might be forfeited, transferred, or redeemed by the estate or surviving family, depending on the rewards program. Terms vary between card issuers, and even across travel rewards programs, so call the program’s support team to learn about its terms.

Can estates redeem points after death?

Some rewards credit cards allow estates to redeem points after the primary cardholder’s death. American Express, for example, allows estates to request points redemption by submitting a formal written request with documentation.

Photo credit: iStock/supatom

SOCC-Q324-008

Source: sofi.com

Apache is functioning normally

July 26, 2024 by Brett Tams

Looking to learn how to make money without a car? It might seem hard to make money without a car, but there are actually many ways to do it. You don’t need a vehicle to find opportunities that can earn you extra cash or even a full-time income. Whether you want to work from home…

Looking to learn how to make money without a car?

It might seem hard to make money without a car, but there are actually many ways to do it. You don’t need a vehicle to find opportunities that can earn you extra cash or even a full-time income.

Whether you want to work from home or find gigs in your neighborhood, there are plenty of options available to you.

Best Ways To Make Money Without a Car

Below are the best ways to make money without a car.

Here’s a quick summary of my favorites:

Best way to make money without a car by freelancing – Proofreading
Best way to make money without a car to work by yourself – Blogging
Best way to make money without a car for passive income – Selling printables
Best way to make money without a car for people who like numbers – Bookkeeping

1. Blogging

Blogging is a great way to make money without needing a car. You can write about topics you love and share your knowledge with others. All you need is a computer and an internet connection.

I started Making Sense of Cents in 2011, and I’ve made over $5,000,000 with my blog. I began my blog just to share my own money journey. At first, I didn’t even know people could make money from blogging or how to create a successful blog! I didn’t plan to make money with Making Sense of Cents, but after six months, I started earning from it.

And, it all started from home, where I didn’t need a car (and I still don’t need a car to do this job).

Starting a blog takes time and effort, but it can be very rewarding. Plus, you can do it all from the comfort of your home.

Learn more in my How To Start A Blog FREE Course. In this free course, I show you how to create a blog, from the technical side to earning your first income and getting pageviews.

2. Proofreader

Being a proofreader is a great way to make money without a car. You can do this from the comfort of your home. Many companies and individuals need proofreaders for their articles, books, and websites.

To start, you need a strong grasp of the English language (or whatever language you are proofreading in). Good attention to detail is also important. You don’t need a degree to become a proofreader, but it helps to know common style guides.

Proofreaders can make good money, and according to Salary.com, the average proofreader salary is $58,284 a year.

Proofreading is flexible. You can choose your own hours and work as much or as little as you want. This makes it a great side hustle or even a full-time job.

Learn more at 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year).

This free training teaches you how to start a proofreading side hustle (and how to earn $1,000+ per month!), even if you are brand new and don’t have any previous proofreading experience.

3. Sell printables on Etsy

Selling printables on Etsy is a great way to make money without needing a car. Printables are digital files like planners, calendars, art prints, and more.

Making printables on Etsy is a great idea because you only need to create one digital file per product. You can then sell that file as many times as you want.

Learn more at How I Make Money Selling Printables On Etsy.

Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.

4. Dog walking

Dog walking is a fun way to make money without a car. You get to spend time with dogs and get some exercise too. Many people need help walking their dogs, especially if they have busy schedules.

There is a good chance that some of your neighbors within walking distance may need some help with their pets, and this is where you come in!

You can start by letting your neighbors know you are available. Put up flyers or post about your services in local online groups. Another great way to find clients is through dog walking apps like Rover and Wag that connect dog walkers with pet owners.

If you use an app like Rover, you can also offer pet sitting services. This can increase your earnings by taking care of pets overnight.

Dog walking usually pays between $15 and $25 per walk. If you walk several dogs in a day, it can add up quickly. For overnight stays, you might earn $25 to $70+ per day.

5. Freelance writing

Freelance writing is a great way to make money without a car. You can work from home or anywhere with an internet connection. All you need is a computer and some writing skills.

You can write blog posts, articles, or even social media content. Many companies need writers to create content for their websites and marketing materials.

Freelance writing lets you choose your own hours. You can work as much or as little as you want. This makes it a great option if you have other commitments like school or another job.

There are many websites where you can find freelance writing jobs. Examples include Upwork, Freelancer, and Fiverr. Some companies also hire writers directly through job postings on their websites.

I have been a freelance writer for years, and I think it’s a great way to earn income from home, without needing a car.

6. Virtual assistant

You can make good money by becoming a virtual assistant (VA). As a VA, you help clients with various tasks from your home.

Companies and busy professionals need help with things like managing emails and scheduling appointments. You can do this using just a computer and the internet.

Some VAs specialize in things like social media management. Others focus on tasks like data entry or customer service. You can choose what you want to do based on your strengths.

Working as a VA lets you set your own hours. You don’t need to commute anywhere since everything is done online, so this makes it perfect if you don’t have a car.

7. Online tutoring

Online tutoring is a great way to make money without needing a car. You can teach from the comfort of your own home and set your own schedule. There are many websites where you can sign up and start tutoring students in different subjects.

All you need is a computer and an internet connection. Tutor Me Education, for example, connects you with students looking for help in over 200 subjects. You create a profile, and students reach out to you.

If you enjoy teaching, this can be a fun and rewarding way to earn money. It’s also flexible, so you can work as much or as little as you want. This makes it easy to fit tutoring into your busy life.

Some tutoring platforms might require you to have some qualifications, but many are open to anyone with knowledge in a particular area. This means almost anyone can become a tutor and start making money.

8. Selling print-on-demand products

Selling print-on-demand products is a great way to make money without needing a car. You can create your own designs for T-shirts, mugs, and more. Once a customer orders, the product is made and shipped directly to them.

You don’t need to handle any physical inventory. This means you can work from home and all you need is an internet connection and some creative ideas.

Platforms like Etsy, Amazon, and Shopify make it easier to sell your print-on-demand products. They connect you to millions of potential buyers. You can also use services like Printify and Printful to help produce and ship your items.

Starting your own print-on-demand business involves little upfront cost. You only pay for the production of the item when a sale is made, so this reduces your financial risk significantly.

9. Graphic design

If you love art and design, graphic design can be a great way to make money. You don’t need a car for this job because you can do all your work from a computer at home.

Many businesses need logos, social media graphics, and other visual content.

You can find clients on platforms like Fiverr and Upwork, and you can start with small projects to build your portfolio. Once you have a few happy clients, you can charge more for your work.

10. Data entry

Data entry is a simple way to make money from home. You don’t need a car, and you can work in your pajamas (amazing, right?!).

Data entry workers type information into computer systems. Companies need people to enter data accurately and quickly, and this could be anything from names and addresses to inventory numbers.

These jobs can pay anywhere from $12 to $25+ per hour. The pay depends on the company and the complexity of the task.

Data entry is a flexible job. You can often set your own hours and work when it’s convenient for you.

While it may not be the most exciting job, it’s straightforward and doesn’t require a lot of training. This makes it a good option if you need to earn some extra cash.

11. Transcription services

Transcription work is a great way to earn money from home. You listen to audio files and type what you hear. Many companies hire beginners, so experience isn’t always necessary.

The pay varies, usually from $5 to $25 per audio hour.

Working as a transcriptionist can be flexible. You pick the hours you want to work, so this makes it easier to fit into your schedule.

Make sure you meet the typing speed requirements. Most companies look for accuracy and speed. Start practicing if you need to improve in these areas.

Learn more at 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly.

In this free training, you will learn what transcription is, why it’s a highly in-demand skill, who hires transcriptionists, how to become a transcriptionist, and more.

12. Dropshipping

Dropshipping is a great way to make money without a car. You don’t need to buy any stock up front. When a customer buys from your online store, you order the product from a supplier who ships it directly to them.

To start, find a popular product that people want. Use free tools like Google Trends to see what’s in demand. You could sell anything from phone accessories to pet supplies.

Dropshipping allows you to run a business from anywhere. All you need is a computer and internet. It’s perfect if you don’t have a car.

13. Affiliate marketing

Affiliate marketing is a great way to make money without a car. You can do it right from home or anywhere with an internet connection.

In affiliate marketing, you promote products or services for companies. When someone buys through your referral link, you earn a commission.

It does take time and effort to be successful. You’ll need to create content, like blog posts or social media posts, to share your affiliate links.

You could promote anything from clothes to electronics to digital products like ebooks or courses. Pick something you like and know about to make it easier.

For me, I have been doing affiliate marketing for years, and I think it’s a great way to make money at home without a car.

Learn more at Affiliate Marketing Tips For Bloggers – Free eBook.

14. Get roommates

Rent can be really expensive. If you want to save money or even make some extra, getting roommates can help.

When you share your place with others, you split the rent and utility bills. This makes living costs lower for everyone.

Finding roommates isn’t hard. You can ask friends or use sites like Facebook or Craigslist. Of course, you’ll want to make sure to choose people you get along with well.

15. Answer surveys

Answering surveys is an easy way to make some extra money without needing a car. Many market research companies want to know what you think about their products or services. They will pay you for your opinions in PayPal cash or free gift cards.

Each survey can take anywhere from a few minutes to half an hour. While you won’t become rich, it’s a simple and flexible way to make a small but steady income on the side. Even earning a few dollars here and there can add up.

The survey companies I recommend signing up for include:

American Consumer Opinion
Survey Junkie
Swagbucks
InboxDollars
Branded Surveys
Prime Opinion
Five Surveys
PrizeRebel
Pinecone Research

I have been answering surveys for years, and I have always liked how I can answer them at home without having to go anywhere. That makes it very easy!

16. Make money on YouTube

Starting a YouTube channel is a popular way to make money online, especially if you don’t have a car. You can record videos with your phone or camera, and you don’t need much else to get started.

You can make a YouTube channel about many different topics like money, home, travel, toys, pets, and more. There’s a YouTube channel for almost everything, and there’s still room for more!

In your YouTube videos, you can add links to products you recommend, earn money from ads that play during your videos, get paid by brands to show their products, and even sell your own items.

Recommended reading: How Much Do YouTubers Make?

17. Mow lawns in your neighborhood

Mowing lawns in your neighborhood can be a great way to make extra money without needing a car. Many people need help keeping their lawns neat, such as older adults or busy families.

To get started, you really only need basic lawn care equipment, like a mower and trimmer.

Next, spread the word about your lawn care services. Talk to your neighbors, put up flyers, or post on community boards online.

18. Deliver food on a bike

Not all food deliveries are by car – plenty can be done by bike, depending on where you live! Thanks to today’s gig economy, you have plenty of options depending on where you live.

If you live in a city, delivering food on a bike is a great way to make money part-time as a side gig or even full-time. You can work for companies like Uber Eats, Instacart (this is for grocery shopping delivery), or Postmates. These apps allow you to deliver by bike in many cities.

Biking means you don’t spend money on gas or car maintenance. Plus, it’s good exercise. You can even do food delivery by e-bike or scooter if you prefer.

Note: You do still have to do a background check, even though you won’t be driving and won’t have to use a driver’s license.

19. Babysit

Babysitting is a great way to make money if you don’t have a car. You can choose when you’re available, making it easy to fit around your schedule.

Lots of families need someone to watch their kids while they’re at work or out for the evening, such as your neighbors.

You can offer your help to neighbors, friends, and family members.

You might need to get CPR certified, but it’s worth it. Parents will feel better knowing their kids are in safe hands (plus, you’ll feel better too about watching someone else and feel more prepared).

20. Play game apps

You can make money by playing game apps on your phone. There are lots of apps out there that pay you to play games. Some popular choices include apps like Solitaire Cash and other game apps where you get paid for playing and watching ads.

These game apps can be fun and a good way to earn a little extra cash. You usually earn small amounts of money or rewards that you can cash out later. Still, it’s important to know that it’s not a way to get rich quickly.

Here’s a quick list of the top game apps that pay real cash:

KashKick
Swagbucks
InboxDollars
Freecash

21. Virtual bookkeeper

You can make money from home as a virtual bookkeeper. This job involves keeping track of finances for businesses.

All you need is a computer and internet access. You can work for one company or offer your services to multiple clients.

Before you skip this because you think you’re not qualified, you should know that you don’t need to be an accountant, have any previous experience, or even have a bachelor’s degree.

Virtual bookkeepers can earn a good hourly rate and often have the freedom to set their schedules. This can be a great option if you need flexibility in your work life.

This free training will show you how to start a profitable bookkeeping side-hustle in the next 30 days—even if you have no prior experience!

22. Voice over acting

Voice-over acting is a fun way to make money from home. You use your voice to bring characters to life or narrate commercials and videos. It’s a great job if you’re good at reading aloud and can deliver lines clearly.

You don’t need a fancy setup to start. A decent microphone and free software can get you going. Many websites connect you with clients looking for voice talent.

You might work on video games, cartoons, audiobooks, or even ads. Each job can pay differently, so you can find ones that fit your schedule and skills.

Voice-over acting can be both fun and profitable. It’s a flexible way to make money without needing a car. Plus, you can do it all from the comfort of your home.

Learn more at How To Become A Voice Over Actor And Work From Anywhere.

23. Write book reviews

You can make extra money by writing book reviews from home. This is perfect if you love reading.

Authors and publishers appreciate your honest reviews because they help other readers decide what to read. These reviews are fun for readers and helpful for everyone.

Here are some websites where you can earn money by writing book reviews:

OnlineBookClub.org – They give you free books at first. After your first review, you can earn $5 to $60 per review.
Kirkus Media – They need reviewers for English and Spanish books. Reviews are about 350 words and due two weeks after you get the book.
The US Review of Books – They hire freelance writers for 250- to 300-word reviews that provide insights into the book. You need to submit a resume, writing samples, and references.
Reedsy Discovery – You can review books before they are published and earn tips from readers, usually $1 to $5 per review. This helps new books become more popular.

Learn more at 16 Best Ways To Get Paid To Read Books.

Frequently Asked Questions

You don’t need a car to make money. There are many ways to earn, whether from home, on foot, or on a bike. Here are some common questions and answers about how to make money without a car.

How can I make money if I don’t have a car?

You can make money by blogging, proofreading documents, or selling printables on Etsy. You can also offer services like dog walking. If you enjoy writing, freelance writing could be a good fit too. Many of these can be done from the comfort of your home or in your neighborhood within walking distance.

What kind of jobs can you do from home with no car or computer?

Without a computer, you can still find jobs like phone-based customer service or tutoring over the phone or by having your clients come to your home. Selling craft items or handmade goods can also be done from home. Some people even make money as virtual assistants using only their smartphones.

How can a college student make extra cash without having a vehicle?

Many college students don’t bring a car to college, and if that’s you, you may be wondering how you can make money. College students can babysit, tutor younger students, or work as a resident advisor at their college. Selling old textbooks and clothes can also bring in extra cash.

What are some delivery jobs with no car required?

For delivery jobs, you can use a bike or scooter. Platforms like DoorDash allow deliveries by bike in certain areas. Restaurants and local stores sometimes hire walkers or bikers to deliver goods too, but this is more common in big cities (like New York City or Chicago).

What to do with no money and no car?

If you have no money and no car, I recommend starting by looking for gigs that don’t require any investment, like babysitting or dog walking. Answering paid online surveys or signing up for cash back apps can also help you earn some spare cash. You can also offer to run errands or clean houses for neighbors for some quick cash, or even host a garage sale.

What to do if you need a job but have no transportation?

If you need a job but you have no transportation, then I recommend finding a work-from-home job like transcribing, virtual assisting, or data entry. If you want an in-person job but don’t have transportation, then you may need to look into your public transportation options, car sharing in your area, finding a shuttle service, using a rideshare app (like Uber or Lyft), or carpooling.

How To Make Money Without a Car – Summary

I hope you enjoyed this article on how to make money without a car.

There are many ways to make money without a car such as with online jobs like proofreading, blogging, selling printables, and bookkeeping. And, there are also ways to make money in person without a car, such as dog walking, tutoring, delivering food by bike, and mowing lawns.

What do you think is the best way to make money without a car?

Recommended reading:

Source: makingsenseofcents.com

Apache is functioning normally

July 22, 2024 by Brett Tams

Are you looking for the best online jobs that pay daily? Online jobs that pay daily are great opportunities if you’re looking to earn money quickly and conveniently. These online jobs let you work from home or anywhere with an internet connection. There are many tasks that you can get paid to do, from taking…

Are you looking for the best online jobs that pay daily?

Online jobs that pay daily are great opportunities if you’re looking to earn money quickly and conveniently. These online jobs let you work from home or anywhere with an internet connection. There are many tasks that you can get paid to do, from taking surveys and playing games to writing and freelancing.

For me, I like work-from-home jobs that pay daily because of their flexibility and ease of starting, which is great if you want to get paid daily instead of waiting for a weekly or monthly paycheck.

Plus, some of the online jobs that pay daily below will allow you to earn a full-time income, or just some spare extra income – so you have flexibility to choose what will fit your schedule best.

Best Online Jobs That Pay Daily

Here’s a quick summary of my top online jobs that pay daily:

Below are the best online jobs that pay daily.

1. Blogging

Blogging is a great way to make money online and get paid daily. You don’t need to spend a lot to start, and all you need is a computer and an internet connection.

You can blog about any topic you like and I recommend to think about what interests you. Popular topics include travel, personal finance, lifestyle, and food.

To make money blogging, you can use ads, sponsored posts, and affiliate marketing. This means you earn money when readers see ads, companies pay you to write about their products, or you get a commission when people buy through your referral links.

Plus, because there are so many different ways to make money blogging, there is a good chance that you can earn several payouts throughout the month. I get money deposited into my bank account nearly every single day from my blog, which is nice!

I have a free training that you can take – How To Start A Blog FREE Course. Want to see how I built a $5,000,000 blog? In this free course, I show you how to create a blog, from the technical side to earning your first income and attracting readers.

2. Online surveys

Online surveys are a simple way to make extra money from home. You just need a computer or a cell phone with internet access. You can earn points (and redeem your points for cash and gift cards if you accrue enough) the same day as you answer surveys.

And, taking surveys doesn’t require any special skills. You just need to answer honestly, so it’s an easy and flexible way to bring in some extra cash.

Some paid survey sites where you can take surveys include:

Freecash
Prime Opinion
American Consumer Opinion
Survey Junkie
Swagbucks
InboxDollars
Five Surveys
Branded Surveys

I’ve answered many surveys over the years. I liked doing them during short breaks in my day, like before and after work, during lunch, or while riding in a car. They are easy and usually only take a few minutes.

Swagbucks is a site where you can earn points for surveys, shopping online, watching videos, using coupons, and more. You can use your points for gift cards and cash.

Once you complete five surveys, you’ve earned $5, which you can cash out using the payout options offered by the site (such as PayPal cash and free Amazon gift cards).

Prime Opinion is a survey website that helps people to earn extra money by sharing their opinions at home. It’s a simple survey site to use: you share your thoughts, and they pay you for them.

3. Proofreading

Proofreading is a great online job that pays daily. As a freelance proofreader, you can invoice your clients after you complete a project and get paid the same day.

Writers often make errors in their work, and proofreaders help catch those mistakes. This job involves checking for grammar, spelling, and punctuation errors in different kinds of writing.

For example, proofreaders proofread blog posts, student papers, articles, ads, and more. It’s a flexible job you can do from home or anywhere in the world.

The pay for proofreading jobs can vary. Beginners might make around $20 to $25 per hour. With more experience, you could earn up to $50 or more per hour. Specialized fields like medical or technical proofreading may pay higher rates.

The best part is, you can start even if you have no experience as this is something you can learn. You will need a good eye for detail and a strong grasp of language to succeed.

If you enjoy reading and spotting errors, proofreading could be a fun and profitable job for you. Plus, it’s an excellent way to make money every day while working on your own terms.

You can learn more at 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year).

This free 76-minute workshop answers all of the most common questions about how to become a proofreader, and even talks about the 5 signs that proofreading could be a perfect fit for you.

4. Bookkeeping

Bookkeeping can be a great online job that pays daily. If you like working with numbers, this is a flexible option for you. You can work from home and you don’t need a degree or much experience to get started.

Bookkeepers handle tasks like recording financial transactions and organizing receipts. They also create financial reports and manage budgets. Many businesses need these types of tasks done so that they can stay organized.

Many online bookkeeping jobs pay well, around $40,000 or more each year. This can be very good if you’re looking for a stable income from home.

You can learn more at Online Bookkeeping Jobs: Learn How To Get Started Today.

This free training will show you how to start a profitable bookkeeping side-hustle in the next 30 days—even if you have no prior experience!

5. Play online games

Playing online games can be a fun way to earn money from home. There are many apps available that let you play games and collect real money or gift cards as rewards.

You can earn points (and redeem your points for cash and gift cards if you accrue enough) the same day as you play games.

Here’s a quick list of the top game platforms that pay real cash:

KashKick
Freecash
Swagbucks
InboxDollars

Game apps give real money rewards because they make money from ads and in-app purchases. They share some of this money with players like us to keep us playing their games.

Recommended reading: 23 Best Game Apps To Win Real Money

6. Sell stuff online

Selling things online is a great way to make money every day, and you can sell clothes, old phones, books, unused gift cards, kitchen items, and jewelry.

Many people have lots of items just lying around, so you could easily find things to sell without spending money on new stock.

You can quickly sell your items by listing them on sites like eBay, Craigslist, or Facebook Marketplace.

I have sold many items over the years and gotten paid the same exact day. It’s a great way to make money the same day with the things that you already have.

7. Transcriptionist

Transcription work is one of the top online jobs that pay daily with no experience needed to get started. Their job is to listen to audio or video files and type out everything that is being said. Transcriptionists need good listening and typing skills to do this job well.

One of the best things about transcription is you can work from home and have the flexibility to set your own schedule. This means you can work in the evenings, on weekends, or whenever you have free time.

There are different types of transcription jobs.

General transcription involves typing out things like interviews, podcasts, and videos.
Medical transcription requires you to type out doctors’ notes and medical records.
Legal transcription involves court hearings and legal documents.

Beginners can find work easily, especially in general transcription. You don’t need special training for most general transcription jobs. Sites like Rev, TranscribeMe, and Scribie are known for hiring beginners. They usually pay per audio hour, which means you get paid for each hour of audio you transcribe.

Beginners usually make $15 to $20 per hour, but your speed and accuracy can affect your earnings. The faster and more accurate you are, the more you can make.

As a freelance transcriber, you can invoice your clients after you complete a project and get paid the same day.

You can learn more at 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly.

In this free training, you will learn what transcription is, why it’s a highly in-demand skill, who hires transcriptionists, how to become a transcriptionist, and more.

8. Freelance writing

Freelance writing is a great way to earn money daily from home and you just need a computer and good writing skills. Many websites pay you to write articles, blog posts, and other content.

Freelance writers typically start at around $50 to $100 per article and with experience can earn over $1,000 per article.

I have been a freelance writer for years, for many different types of clients and different niches – travel, personal finance, lifestyle, and more.

As a freelance writer, you can invoice your clients after you complete a project and get paid the same day.

You can learn more at 14 Places To Find Freelance Writing Jobs – (Start With No Experience!).

9. Virtual assistant

Virtual assistants help businesses with tasks like managing emails, scheduling meetings, social media posting, helping with SEO on a business website, and making travel arrangements. Many companies look for virtual assistants because it saves them time and money.

I have had a virtual assistant for many years now, and she helps my business run much more smoothly so that I can focus on other tasks – it is a much needed service!

One of the best things about being a virtual assistant is the flexibility. They can often set their own schedule and work from anywhere.

Virtual assistants can work for one company or several clients at once. This can keep the work interesting and help you build a wide range of skills. Plus, you can offer different services like social media management, customer service, and research.

Payment can vary and some virtual assistants are paid hourly, while others get a set fee for each job. Many platforms let you choose the payment method that works best for you. This can be helpful if you prefer getting paid daily or weekly.

You can learn more at Best Ways To Find Virtual Assistant Jobs.

10. Online tutoring

You can make money by tutoring students online, and this job lets you share your knowledge with kids or adults who need help with their studies.

All you need is a computer, a good internet connection, and a quiet place to work. Many tutoring jobs pay well, around $30 per hour on average and up to $50 or $60 per hour for advanced subjects like SAT Prep or calculus (and other higher level math subjects). Some subjects even pay well over $100 per hour.

You don’t always need to be an expert to start. Some jobs only require you to be good at what you teach and be able to explain it well. This makes online tutoring a great job for college students and part-time workers too.

Some sites to find online tutoring jobs include Pear Deck Tutor (formerly TutorMe), Wyzant, and Course Hero.

As an online tutor, you can invoice your clients after you complete a tutoring session and get paid the same day. Typically, with these types of same-day pay jobs, your client will pay right away.

11. Data entry jobs

Data entry jobs involve entering or updating information in a computer system or database, such as by typing info from documents into a digital format.

One perk of data entry is the chance to work from home as many companies hire for remote jobs that pay daily, letting you balance work with other activities.

You can find data entry jobs on websites like Indeed, Upwork, and Remote.co. Many of these online jobs pay daily after you complete a project, which makes it easy to get quick cash.

You’ll need good typing skills for this work because your typing speed and accuracy are important since you’ll be working with lots of data.

These jobs can pay well, too. Pay rates can range from $20 to $35 per hour. The rate can depend on your skills and the company’s budget.

You can learn more at 15 Places To Find Data Entry Jobs From Home.

12. Freecash

Freecash is a fun way to make extra money online. You can get paid for trying out apps, playing games, and answering surveys. The tasks are simple and only take a few minutes.

When you sign up, you’ll find many different offers. Each offer can earn you coins, which you can convert into cash or gift cards. The rewards can be used for PayPal, bank transfers, free gift cards, or even crypto.

One great thing about Freecash is that you can start earning almost right away. On average, it takes about 17 minutes to earn enough coins for your first cashout. This makes it one of the quicker ways to earn online.

I have personally redeemed over $400 in free gift cards from Freecash, so I know this site is real.

Click here to sign up for Freecash.

13. Sell printables on Etsy

Selling printables on Etsy is a great idea because you only need to create one digital file per product, which you can sell unlimited times.

Printables are digital products that customers can download and print at home, such as grocery shopping checklists, gift tags, candy bar wrappers, printable quotes for wall art, and patterns.

You can sell printables all day long, which means that you can get paid each day.

You can learn more at How I Make Money Selling Printables On Etsy.

Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.

14. Website testing

Website testing is a great way to earn money online and get paid right away. Many companies will pay you to test their websites and apps, and all you need is a computer or mobile device and you can start making money.

You don’t need any special skills to get started either – most website testing platforms just want your honest feedback on how easy their site is to use.

Common tasks as a website tester include checking links, testing navigation, and reporting any issues. You might also be asked to complete certain actions, like making a purchase or signing up for a newsletter.

The pay you can make for website testing varies. Some tests pay as little as $5, while others can pay up to $90 for more detailed work. Generally, you can expect to earn around $10 to $30 per hour depending on the platform and the complexity of the test.

Platforms like UserTesting and IntelliZoom are popular choices. They have frequent testing opportunities and pay through PayPal, which makes it easy to get your money quickly.

In a typical week, you might get 1 to 3 testing opportunities. This makes it a good side hustle, especially if you need extra cash quickly. Plus, it’s a flexible job you can do from home or anywhere with an internet connection.

For me, I have personally hired a website tester to test my website, Making Sense of Cents. They sent over a video of their screen and them talking, where they talked about what they liked and didn’t like about my website. I found it very helpful to see what someone thought of my website from an unbiased view.

15. Dropshipping

Dropshipping is a great way to start an online business without much upfront cost. Dropshippers sell products directly to customers without having to keep the items in stock.

They choose a product, list it on their online store, and when someone buys it, they order it from a supplier (typically, this is done automatically). The supplier then ships it straight to the customer. And, you get paid the same day as the sale.

It’s important to pick the right products and reliable suppliers. Good suppliers help to make sure that customers get their orders quickly and in good condition.

You also need to market your store, of course. Use social media and online ads to attract buyers.

16. Microtask websites

Microtask websites give you the chance to earn money by completing small tasks. These tasks can be simple and quick, like answering surveys or testing apps.

One popular site is Amazon Mechanical Turk (MTurk). It’s known for its diverse range of tasks, such as transcription, writing, market research, moderating forums, labeling photographs, data collection, categorizing products, and more. You can pick what you want to do and get paid for each task you finish.

Fiverr is another option. You can list your skills, whether it’s writing, graphic design, voice-over work, or something else (there are literally thousands of different kinds of tasks that you can list). Clients hire you for gigs and you get paid once the job is done.

17. Translator

If you know more than one language, you can work as a translator. This job lets you use your language skills to help others understand different texts.

You will translate documents like medical, legal, or technical papers. You may even be translating articles or books. Many platforms allow you to sign up and start translating after passing a test.

Platforms, like Upwork, have many translation jobs. You set up a profile and showcase your skills, and you can choose the jobs that match your expertise and agree on a payment rate with the client.

Hourly rates for translators can vary. Some jobs might pay around $20 per hour, while more specialized or urgent work can pay up to $100 per hour. Your pay depends on the complexity of the job and your speed.

As a freelance translator, you can invoice your clients after you complete a project and get paid the same day.

Frequently Asked Questions

Below are answers to common questions about how to find online jobs that pay daily.

What app lets you work and get paid daily?

Apps like DoorDash, Postmates, and Instacart allow you to deliver food and get paid the same day. These are apps where you work in person and not strictly online.

How to make $25 dollars an hour online?

Freelance writing can help you earn $25 an hour if you’re a fast writer. Proofreaders can also make good money. For me, I am a full-time blogger and I make over $25 per hour online.

How to make money and get paid the same day?

To make money and get paid the same day, you can do things like freelance writing or proofreading, starting a blog, selling printables, taking online surveys, playing games online, data entry, and more.

What are free online jobs that pay daily without investment?

There are many online jobs that pay daily without investment that you can start, such as proofreading, bookkeeping, writing, and translating. There are also sites that you can sign up for and earn spare cash, such as by answering surveys, testing out cell phone apps, and playing games online.

What are remote jobs that pay daily?

There are many remote jobs that pay daily in areas like writing, proofreading, and bookkeeping. Website testing on platforms like UserTesting can pay quickly. Data entry jobs can also have frequent payout options. These jobs let you work from home and earn fast.

What are the best online jobs that pay daily for students?

There are many online jobs for college students that can pay daily, such as selling items on Amazon, answering paid online surveys, starting an online store, reselling items online, and more.

How To Find Online Jobs That Pay Daily

I hope you enjoyed this article on how to find the best online jobs that pay daily.

There are many online jobs that pay daily cash and even some where you can work online and get paid instantly.

These include blogging (my favorite way to earn income every day), answering online surveys, proofreading, bookkeeping, selling stuff online (I have done this many times and it’s easy!), transcribing files, writing, selling printables, website testing, dropshipping, and more.

These fast-paying jobs may pay via direct deposit, check, free gift cards, PayPal cash, and more. It all just depends on what you are looking for.

What do you think are the best online jobs that pay daily?

Recommended reading:

Source: makingsenseofcents.com

Apache is functioning normally

July 19, 2024 by Brett Tams

According to NerdWallet’s 2024 Summer Travel Report, Americans who plan to travel this summer expect to spend $3,594, on average, on airfare or hotel expenses on their vacations. If you and your partner want to get away on a budget, you’ll need to choose your destination wisely.

Fortunately, there are many cheap romantic getaways that can help you cut costs without sacrificing romance and quality experiences. Here are five vacation ideas for couples to spark your wanderlust.

1. New Orleans, Louisiana

New Orleans offers a vibrant culture, nightlife and historical sites for visiting couples on a budget. Once you’ve settled in upon arrival, start your visit with beignets at the iconic Cafe Du Monde. This deep-fried pastry is generously smothered in powdered sugar, and one order includes three pieces for $3.85.

From there, take a leisurely stroll through the French Market, and ride a street car for only $1.25 per person to take you to your next activity.

During New Orleans’ peak season of February through May, you can still find many hotels in the French Quarter, the city’s oldest and most historic neighborhood, at less than $150 per night.

Other affordable things to do: Catch a live street performance of jazz music on Frenchmen Street, see the architecture of the St. Louis Cathedral for free or take a self-guided walking tour of the Garden District.

2. Portland, Oregon

Outdoorsy couples will love the abundant greenery, trails and waterfalls that Portland, Oregon, has to offer. For instance, Forest Park — located within city limits — overlooks the Willamette River and is home to more than 80 miles of lush trails.

Couples who prefer staying on pavement also can appreciate the city’s unique sights. Visit the International Rose Test Garden which has more than 610 rose varieties, or thumb through books at Powell’s City of Books, the largest independent new and used bookstore in the world.

Hotel accommodations in Portland at the start of the peak season in late June are below $150 per night. For the most frugal couples, there are also plenty of private and intimate Airbnb options for under $100 per night.

Other affordable things to do: Visit Hoyt Arboretum, go biking along the Willamette River or go food truck hopping for affordable bites.

3. Key West, Florida

It’s no surprise that summertime is a popular period of the year to soak in the tropical vibes and coastline of Key West, Florida, with your significant other. You can have a relaxing picnic on the sand for two and then go snorkeling at Fort Zachary Taylor Historic State Park.

When you’re back on land, wander through the historic Old Town together and consider visiting the unique Key West Shipwreck Museum, which starts from $17.99 per person.

Like many beach destinations during peak season, hotel stays can be pricey. However, some Key West accommodations, like the Hilton Garden Inn Key West Hotel, offer summer rates under $200 per night.

🤓Nerdy Tip

Several co-branded Hilton credit cards are available, including one without an annual fee, and offer perks like automatic elite status in the Hilton Honors program.

Other affordable things to do: Watch a pink sunset at Mallory Square (a waterfront plaza), visit the Ernest Hemingway House Museum or take a commemorative photo at the Southernmost Point of the Continental U.S.A. buoy.

4. Lake Tahoe, California/Nevada

If the idea of staying in a cozy cabin or lodge is more your pace, some of the best cheap romantic getaways can be found in the towns surrounding Lake Tahoe, which sits across the California and Nevada state lines. You’ll enjoy scenic views of the Sierra Nevada mountains and the lake’s crystal waters.

Riding the Heavenly Gondola offers breathtaking 360-degree views, if you’re willing to budget $75 per person for a round-trip ticket. If you would rather be in nature than above it, plan a picnic or take a guided tour at Emerald Bay State Park.

For an ethereal and minimalist experience, spend a night stargazing together to end your day with tranquility.

Wherever you’re looking for hotels around the lake, you can typically find accommodations under $150 per night.

Other affordable things to do: Hike Eagle Falls Trails, which ends at a waterfall, sunbathe and swim at Zephyr Cove, or visit Truckee Thursdays Summer Street Festival.

5. Albuquerque, New Mexico

If you’re planning a cheap vacation for couples in the fall, Albuquerque, New Mexico, can be a romantic destination. During the first full week of October, hundreds of hot air balloons take flight for the Albuquerque International Balloon Fiesta.

A hot air balloon ride can be costly (about $275 per person), but general admission tickets are just $15 per person, per session, which is typically half-day access on any day of the Fiesta.

You’ll find many hotels and other accommodations that are reasonably priced at less than $150 per night during the event.

Other affordable things to do: Walk through the shops and art galleries in the city’s Old Town neighborhood, birdwatch at the Rio Grande Nature Center State Park or learn about local cultures at the National Hispanic Cultural Center.

Cards for couples’ travel

If you want to make your getaway even more affordable, consider opening one of these travel cards and earning the welcome bonus:

Popular travel cards

The Platinum Card® from American Express

Capital One Venture Rewards Credit Card

Chase Sapphire Preferred® Card

on Chase’s website

Citi Strata Premier℠ Card

Annual fee

Welcome offer

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Terms Apply.

Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening – that’s equal to $1,000 in travel.

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.

Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com.

Still not sure?

Affordable vacations for couples are within reach

With travelers feeling the pinch of inflation for day-to-day goods, planning ahead for a romantic but affordable vacation is that much more essential. Whether you and your partner are looking to relax and unplug, or seek out new experiences and adventure together, one of the destinations above is likely a fit.

How to maximize your rewards

Source: nerdwallet.com

Apache is functioning normally

July 13, 2024 by Brett Tams

This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.

When do you typically think about Christmas shopping?

Around Thanksgiving? Year-around? Christmas Eve?

Regardless of when you plan to start your Christmas shopping, it is never too early to start creating your Christmas budget. Especially if you are Christmas shopping on a tight budget!

When are trying to figure out what should I buy for a Christmas gift on a budget? It can seem like you are putting together a jigsaw puzzle based on what you can afford.

Well, there is great news you will find out in this post! By starting a little early and planning you can guarantee Christmas shopping on a low budget will work for you! Then, you can keep on charging around with your personal money goals.

One of the best tips for Christmas shopping on a budget is to save money all year for the occasion.

That way you avoid the trap of not having money to spend and then resorting to charging your Christmas presents on a credit card. Just a warning… a small amount of debt can turn into a slippery slope and can snowball into much, much more!

Back in the day, many families received a bonus around the holidays. They would determine their Christmas budget on the amount of money they are awarded in this bonus for gifts. However, there is a downfall and risk to use this strategy because these bonuses aren’t guaranteed. Nowadays, very few companies actually give out Christmas bonuses.

So, take it upon yourself to save money on a consistent basis. This could be in the form of bank account or cash envelope. Either way, you can set aside a set dollar amount or a percentage of your income throughout the year for Christmas shopping.

If you are serious about learning how to Christmas shop on a budget, then it is crucial to start with a budget and share your plan for Christmas gifts without exceeding this pre-determined budget.

By spreading out the amount saved for Christmas shopping or actually buying gifts throughout the year, you can successfully keep your budget in control. More importantly, you can eliminate a great deal of stress, which often accompanies last-minute Christmas shopping.

This is exactly how do you make a Christmas special on a budget.

Simple Ideas on Budgeting for Christmas Shopping

One of the best budgeting for Christmas tips is to actually plan out your Christmas shopping. For some of us, who despise planning, you may loathe the idea.

However, in the end, it is one of the best money saving ideas to embrace for long term financial freedom.

If you are trying to figure out how can I do Christmas cheap, then this post has eight simple ideas for budgeting for Christmas shopping.

1. Decide Your Christmas Budget

It is necessary to determine how much to spend before your start Christmas shopping and especially Christmas shopping online.

It is never too early to start thinking about creating your budget for Christmas shopping. As much as I would like to be able to purchase everything under the sun for our friends and family, I must make choices on where my hard-earned money should go. (Hint: This is wise money management advice all-year-around.)

With most of our unfortunate reality, we must budget carefully to be able to purchase Christmas gifts for everyone on our list. With this in mind, it is very imperative to set a budget for Christmas shopping and stick to that budget you agreed on.

2. Make a Christmas List (and check it twice)

After creating a Christmas budget, making a Christmas list in the one of the best budgeting for Christmas tips you can take away!

Just like with regular money management, it is a smart move to make plans for your money BEFORE you start spending it.

Grab our free printable gift tracker and start writing down everything you can possibly buy during the holiday season.

Review your Christmas list and make sure your dream list is something that you can truly afford. Make sure to check it twice!

3. Limit the Number of Gifts

What is the true meaning of Christmas? Buying loads of presents you can barely afford or spending quality time with family and friends?

It is absolutely okay to limit the number of gifts you buy for each person on your list.

Many people apply the 4 gift rule at Christmas to stay within their Christmas budget, avoid overspending, and to teach their kids that materialistic items is not the purpose of Christmas.

This gift-giving idea is simple and based on each child receiving four presents:

a want
a need
something to wear
something to read

4. Shop Early or Shop Late?

Decide what type of shopper you are. Do you prefer to shop throughout the year and pick up frugal bargains? Or are you scrambling at the last minute to shop to do your Christmas gift shopping on a budget?

Honestly, there is no right or wrong answer.

You need to decide how to Christmas shop on a budget that will work for your personality.

Your shopping habits will decide how you will best stay within your Christmas budget and not stress more during the holiday season.

5. Use Cash

Okay, cash is becoming phased out as credit cards and debit cards are the norm. In this case, we are talking about the premise of using cash.

You have the cash available to spend on Christmas shopping sitting in your bank account.

It doesn’t matter if you shop with cash, debit card, or credit card, you can cover all of your Christmas shopping with the money allocated in your Christmas budget. The goal is to enjoy a debt free Christmas.

Before you begin to shop online, evaluate the amount of Christmas gift money you have saved. Then, double-check that amount equates with the budget set for your Christmas shopping.

Even if you are using a credit card and the bill will arrive the following month, today you must have enough money to repay the bill in its entirety and avoid paying interest.

6. Buy in Bulk

Buying in bulk is a term that refers to the idea of buying large quantities of goods or services at a discounted price.

If you’re low on money or short on time, bulk shopping can be a good idea. Many stores offer discounts for customers who purchase large quantities of goods at one time.

This is great for someone who needs to buy a large number of gifts for extended family.

7. Negotiate a better deal

Negotiate a better deal.

Sometimes all you have to do is ask for a discount.

If the company has any promotions or special offers, make sure to ask them about them before making your purchase. Just click the chat or help button when shopping online.

8. Add to Online Cart & Don’t Buy (Yet)

This is probably my favorite trick for Christmas shopping online!

Add the item to your cart and make sure you go far enough through the checkout that the company has your email address. But, don’t buy yet.

Wait for 24 hours.

More than likely, the company will send you a promo code for 10-25% off.

Shopping on Amazon? Add to a wish list. Then, the Amazon app will notify you of a lower price or lightning deal!

Cha-ching! Saving on Christmas shopping.

9. Combine Presents with Needs

This money saving tip is truly my personal favorite!

Think ahead of what the person you are buying for needs and try to find presents that suit that need.

For example, our kids wanted their own snorkeling gear for our next vacation. We have no idea when that trip will happen. So, we bought them snorkeling gear for their birthdays. Instant win-win!

Curious to know how we afford trips… We use a vacation fund.

10. find extra savings

Key tip for Christmas shopping on a budget… always look for deals and a lower price!

Given that so much Christmas shopping is done online, this is a great way to find a cheap presents for much less.

Here are some great apps to make sure you either get cash back or they check for extra coupon codes:

During this time of year, you should never pay for shipping. Honestly, it is one of the reasons, I truly like Amazon prime membership. They will drop ship your gifts to your destination at no extra cost to you.

11. Skip the Bags

Pull out the wrapping paper, ribbon, and bows!

You can spend about $10 a year to wrap all of your gifts, which is a bargain given most holiday gift bags cost about $2-5 each.

Plus if you have little eyes that like to peek, a wrapped box with ribbon is much harder to figure out their presents. This is my favorite book to teach kids about waiting patiently for their Christmas gifts. (Also, it is a big hit with my kids, too!)

Frugal Saver Tip – If you absolutely despise wrapping your presents, then save the gift bags and tissue paper to reuse year after year. That is one of the most fabulous money saving tips for Christmas shopping on a budget!

Christmas Shopping Tips:

The tips outlined are important, but they don’t tell the whole story. The key to saving money throughout the year is making sure you check your budget and keep an eye on how much you spend before Christmas hits.

It’s easy to get caught up in the season and overspend without realizing it.

The best time to save money is before Christmas hits.

Here are some Christmas Shopping Tips to remember.

Make a list of people who would like gifts
Check out sales at stores around town
Buy gift cards for stores where you know people shop
Make your gifts more personal by decorating them yourself
Avoid the guilt of overspending on Christmas with these ideas to make your next holiday a little more affordable

The key to saving money throughout the year is making sure you check your budget and keep an eye on how much you spend.

It’s easy to get caught up in the season and overspend without realizing it.

My Christmas Gift Shopping on a Budget Went over

Yikes, this is exactly what you didn’t want to do. But, the temptation to keep grabbing a couple of things was too much.

We all have the best of intentions, but may find themselves going over your budget when Christmas shopping. You need to keep things in perspective when this happens.

The key is not to go too far over Christmas budget.

If you spent more than planned on one or two people on your Christmas list, then you can recoup this by purchasing less expensive gifts than planned for a few other people to compensate.

Don’t throw in the towel and give up completely when Christmas gift shopping on a tight budget.

What are your favorite for christmas shopping Tips?

Whether you are looking to figure out how can I do Christmas cheap? Or just to save a few extra dollars with these money saving tips?

In this post, we covered the best ways to be prepared for Christmas shopping on a budget.

But, don’t just stop there, use these tips to improve your money management all year around.

Saving extra money just for Christmas is one of the frugal living tips you can start with. Starting in January, stick around Money Bliss and learn a few more ways to improve your money situation.

You won’t regret learning budgeting tips for Christmas. That will change your finances forever.

More Christmas Shopping Money Saving Ideas:

Did the post resonate with you?

More importantly, did I answer the questions you have about this topic? Let me know in the comments if I can help in some other way!

Your comments are not just welcomed; they’re an integral part of our community. Let’s continue the conversation and explore how these ideas align with your journey towards Money Bliss.

Source: moneybliss.org

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July 8, 2024 by Brett Tams

Need to make money fast? Check out these 12 ideas that can help you earn cash quickly, both online and in-person. Some options offer a high return on investment, while others take less time. Find the best way for you to boost your income now.

Rent Out a Room / Garage Space / Extra Space

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Got an extra room or garage space? Rent it out for quick cash. Use platforms like Airbnb to earn $50 per night or find a long-term renter for $600 per month. Even a parking spot can bring in money. Turn unused space into income with little effort.

Learn to Trade Stocks

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Learn to trade stocks with a solid plan and make serious money. It’s not gambling if you know what you’re doing. With discipline and strategy, you can grow your wealth. Start small, learn the ropes, and watch your money grow.

To learn more: How To Invest In Stocks For Beginners: Investing Made Easy

Make Cash Pet Sitting / Dog Walking

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Love animals? Make money fast by pet sitting or dog walking. People need help caring for their pets, and you can get paid for it. It’s a fun side hustle that lets you earn cash while spending time with furry friends.

Trade Your Skills for Money

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Got a marketable skill? Use it to make money on platforms like Fiverr. Freelance jobs can be a great side hustle and even turn into a full-time business. Earn more by delivering high-quality work and getting great reviews.

Sell Stuff or Become a Flipper

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Clear out your home and make money by selling stuff you don’t use. Price items right and the market will buy. It’s a quick way to earn cash and declutter your space at the same time.

Pickup a Second Job

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Need fast cash? Get a job with tips for instant money. With many companies needing part-time help, it’s easy to find work. Plus, higher minimum wages mean more money in your pocket.

Take Online Surveys for Easy Cash

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Share your opinions with companies and get paid for it. Online surveys are a simple way to make money in your free time. The more surveys you complete, the more you earn.

Participate in Focus Groups

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Join focus groups and get paid for your opinions. These in-person sessions are a great way to make money. Search for local focus groups online and sign up to earn extra cash.

Become a Mystery Shopper

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Images.

Get paid to shop and give feedback. Each mystery shop has guidelines, so follow them to get paid. Start small, and with time, you’ll get better-paying gigs like restaurants. It’s easy money with some patience.

Review Websites for Money

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Earn cash by reviewing websites. Platforms like UserTesting pay you to give feedback on various sites. Each review takes around 20 minutes, earning you $10-$60. It’s an easy way to make money from home.

Stop Spending Money & Save

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Save money fast by cutting unnecessary spending. Saying no to purchases can quickly put cash back in your wallet. It’s a simple way to improve your finances without extra effort.

To learn more: 10 Ways on How to Drastically Cut Expenses Now

Find Free Bonuses for Extra Cash

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Look for free bonuses from credit cards, bank accounts, and gift cards to earn extra cash. Companies want your business, so take advantage of their offers to make quick money.

Find More Ways to Make Money Fast

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Discover the best ways to make money fast. With various options available, you can earn extra cash based on the effort you put in. The opportunities are endless.

To learn more: 21+ Genius Ways on How to Make Money Fast

Did the post resonate with you?

More importantly, did I answer the questions you have about this topic? Let me know in the comments if I can help in some other way!

Your comments are not just welcomed; they’re an integral part of our community. Let’s continue the conversation and explore how these ideas align with your journey towards Money Bliss.

Source: moneybliss.org

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July 5, 2024 by Brett Tams

Inside: Money gift ideas for any occasion! Learn how to wrap money as a gift. These are cute ideas for giving money. Find simple ways to hide money in a gift.

Giving money as a gift can be one of the best gifts that you can give today.

A lot of times though people don’t feel like giving money as personal or creative or thoughtful enough, which is a complete joke because honestly, cash is king.

More often than not, the receiver of the gift actually loves to get money – especially kids!

Even better, one of these money surprise ideas!!

There are many reasons to give money because, yes, gift cards are nice, but what if you find something else at a different store that you want, or their policy to redeem gift cards is really difficult? Also, some people don’t want to add more items to their houses. Others are just plain hard to buy for because they go out and buy everything they need.

That is why giving money as a gift is so absolutely awesome.

Today we are going to cover so many terrific ways on how you can give money as gifts. You can purchase some of these money gift ideas or pull out your DIY skills.

In this post, we are going to dig in and find super creative and fun ways to give money.

Best Surprise Money Gift Ideas

These money gift ideas will wow at any birthday party, Christmas exchange, graduation, or any other time of the year because there’s a little bit more thought behind how to give the gift.

Cash is a really thoughtful gift, too. Don’t forget that.

My Money Surprise

The first time I personally received a money gift was in college. The best gift ever!!

My parents hid cold hard cash in a room divider screen that I needed. I had cash to pay for groceries, cash for gas, and other incidentals I needed. That was one of the most epic Christmas presents that I ever received because it was something that I truly needed.

Then, I could decide what do I want for Christmas and spend money on what I truly wanted!

More importantly, it was something that I could choose how to spend or save. It wasn’t something that would just sit in my closet because I would actually use the cash.

What is a unique way to give money as a gift?

You can make the gift out of money itself.

Even better, there are plenty of ways to hide money inside another practical gift. You can make find many gift money ideas using a few crafty DIY skills.

So many creative ways to give money as a gift!

How To Wrap Money For A Gift

This is exactly how to gift money.

Now, don’t think that you have to be super, super creative, and hone all your crafty skills just to give the best money gift ever.

I’ll be very honest, learning how to wrap money for a gift is super super easy!

You’re probably going to need just a few items and most of them are sitting in your house!

The fun part of these money gift ideas is you get to be creative on how you want to give the best gift ever!! Some of the creative ideas include a little tape, some glue, and maybe saran wrap. Or you can hide it inside a jar with M&Ms for a money snack.

These are just a few of the ways that you can wrap money for a gift.

Learn how to make a money cake!

When to Give Suprise Money Gift Ideas?

These money gift ideas work for:

Birthdays
Weddings
Christmas
Easter
Graduation – High School or College
Mother’s Day
Father’s Day
Baby Shower
Bridal Shower
Anniversary
Retirement
Milestone Birthdays – 16th birthday, 18th birthday, 21st birthday, 50th birthday

Honestly, any type of occasion!

It is just taking the gift, one step further and finding a unique way to give money gifts.

In fact, find graduation specific money gift ideas.

Money Puzzle Gift Boxes for Cash

One of the MOST popular gifts!

This maze puzzle cube is a unique cash holder. Perfect for kids and adults, it’s a thrilling puzzle box and money maze.

Get yours now and turn gifting into an adventure!

Buy Now on Amazon

02/19/2024 09:47 am GMT

Who To Give Money Gift Ideas

These types of gifts are so flexible and can be used by anyone!!

Everyone loves to get cash and spend it how they choose. Then they can cross something off their Christmas bucket list.

How to Give Money as a Gift & Not Be Rude?

Is giving money as a gift rude?

Absolutely not.

As we’ve said many times here at Money Bliss – cash is king.

With cash, you are able to do what you want to do with the money. You don’t have another thing collecting dust on your shelf or set in the basement.

You can give a money gift box!

Don’t look at giving money as a rude thing to do. It is actually freeing because the receiver of the gift can choose how they spend it on the reverse side as the recipient of cash.

Feel empowered in the decision to give cash as a gift instead of an actual materialistic item.

Grateful Tips: I always recommend writing a thank you card immediately. Once you use the cash, then write another note on how you used the cash and how much you appreciated it. Then, the gift giver knows how you used the cash, and the ways they helped you, and then they won’t question their decision to give money as a gift.

Cute Ideas for Giving Money

In this section, you will find cute ideas for giving money. These are the absolutely adorable ways that people would love to receive money.

These are great for Christmas and birthdays, and especially for kids, teenagers, and young adults.

You will learn how to roll money for a gift and so much more!

May 19, 2023

Inside: Find money cake ideas! Learn how to make a money cake or buy pre-made kits. This guide has you covered with…