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Apache is functioning normally

June 1, 2024 by Brett Tams

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Welcome to the 30 Day Money Challenge!

Today, you will learn how to make your money work for you. You don’t have to be a millionaire before knowing these things, but it’s important for everyone who wants financial stability.

Remember these keywords: saving and investing? This is where they come into play for long term success.

It’s not too late to make the right financial decisions.

But, finances are complicated and intimidating for most people so it can be hard to get started.

The 30 Day Money Challenge is here to help with that.

This 30 day financial challenge will help you create a strategy that can save, spend less, and make more by the end of this month!

Are you ready to dig into this month-long money challenge?

What is the 30 Day Money Challenge?

A money challenge is a plan for how to make your finances work better.

It can be as simple as spending less or eating out less, or something more complicated like saving up for retirement or buying a house.

During this month’s timeframe, you will dig into all areas of your finances to make sure you are on track to reach your money goals.

If you do not have financial goals, then we will make sure you do at the end of this money challenge.

I’ve seen a lot of spending challenges out there that are basically just a saving money chart telling you how much money to save each day to save $1000 or $500 in one month, but they don’t tell you how to save the money. That is where the rubber meets the road and this challenge will motivate you to improve your money habits.

Overall, you will learn more about your finances than you did previously.

Why a Money Challenge is Important

A 30 day challenge is a great way to get yourself motivated and focused on saving money and improving your money management.

The goal is not enough, you need the why behind it in order to see your savings grow.

This can be as simple as:

– Setting up a direct deposit from your paycheck to an account you control and only spending what’s in that account.

– Spending less on impulse buys.

– Cutting back on luxury items to save money.

– Living more in cash and less in credit card debt.

You can also take knowledge in knowing the number of our readers who have taken the challenge to improve their money management skills.

3 Steps to Start the Money Challenge

The 30 Day Money Challenge is a simple process that starts with 3 steps.

Your reward for participating in the challenge is pretty appealing, but the process can be hard for some.

So, know these steps before you start the challenge.

1. Pick a Time

While there is no good time to start, you need to find a time when you have the highest probability of success.

Starting the money challenge during the holidays will leave you defeated. Maybe starting as a New Year’s Resolution. Or during a quieter time throughout the year.

You need to find the “right” time because you will have to dedicate at least 10-30 minutes per day. However, the longer you put it off, the less likely you are to start.

2. Be Prepared

More than likely, you will be ripping off the band-aid on some old money failures and defeats. This is common.

You have to be mentally prepared to overcome these negative feelings towards money in order to find that breakthrough moment.

3. Accountability

Find someone to keep you accountable during the challenge.

There will be points when you want to accept defeat and run back to your old money ways. It’s great to create a support system for managing money wisely.

If those old money habits didn’t serve you well before, then how will they serve you moving forward.

You need to keep your eye on the prize!

Thirty Days of Money Challenges

A 30-day money challenge is a popular type of personal finance experiment in which participants take a pledge to review their finances and overcome any obstacles that are preventing them from long term financial stability.

The goal is to teach people how quickly they can change the trajectory of their personal finances before they snowball into a serious money problem.

Day 1 – Get Organized

If you don’t have an understanding of how many accounts you have, credit cards you have open, or debt payments that are due, then you must get your personal finances organized.

Start here to learn how to organize personal finances.

Day 2 – Understand your Income

If you do not know how much do I make a year, then you must figure that out first.

It is impossible to manage money if you do not know how much money is coming in.

Also, consider all types of income sources – earned, passive or investment.

Day 3 – Understand your Expenses

Understand where your paycheck is going. When you understand how much of your money is going to things like rent, utilities, and mortgage, you can make better decisions about spending.

This is not the time for “this-is-where-I-hope-my-spending-goes;” this is the true reality of how you spend money.

Day 4 – Pay Yourself First

This is a must for long-term success. Every time you get paid, you need to pay yourself first. Put a percentage of your paycheck into savings each month before anything else is spent on non-essential items.

We suggest starting with at least 5% of your income. Even better, you want to start with 20% of your income.

You must cut your fun spending until you can save money first.

When saving becomes an automatic habit, start investing through high yield accounts like IRAs and 401(K)s.

Day 5 – Automate your Emergency Savings

Set up a transfer to put $50 into your Emergency Fund every time you get paid.

Learn how much you need in your emergency fund. Remember, the goal is never to use your emergency fund, but you always want one – just in case!

Day 6 – Create Money Goals

Figure out what your financial goals are and how much they will cost over time, then come up with a strategy to achieve them.

You need to make a plan to reach your money goals.

If you skip this step, you may be lucky and still reach your goals. But, you can find better prosperity but writing out those money goals and maybe even using a vision board.

Learn how to create smart financial goals.

Day 7 – Budget Time

Crazy! I know. Most people would think that creating a budget would need to be first. But, it isn’t. You need to figure out days 1-6 first before you dig into budgeting.

Begin tracking your expenses on paper or online as soon as possible. Here are the best budgeting apps available.

The goal with the budget is to focus on saving first, then your expenses. you must spend less than you make.

Day 8 – Make More Money

Come up with ways to generate more income. Period. You need to make your money work for you.

You need to learn how to make your income work for you by creating streams of income outside of your primary work or “earned” income.

Theoretically, if multiple streams of revenue exist at your full-time job, you can work fewer hours than necessary.

Ways to Make Money:

Day 9 – Enough with Debt

Debt will hold you back. Period.

You need to recognize that paying off your debt is the best thing you can do for your finances. However, during this 30 day financial challenge, it is not the time to focus on paying off debt.

Calculate the total amount of debt (except mortgage).

Put down getting out of debt as one of your money goals and the timeframe to make it happen.

For now, don’t take on more debt, and make sure you’re paying the minimum on your credit card balance.

Day 10 – Understand Investing

Investing is a way of giving your money the opportunity to work for you. In other words, you are using what you have now in order to make more out of what you have in the future.

This is the first step to earning investment income that will fund your lifestyle.

Typically, most people associate investing in the stock market. Many people invest with their 401ks or IRAs. However, you can invest your personal income as well.

What if you could earn a return on that opportunity cost? For example, what if you invested the $10 in your wallet and it grew to be $20?

Learn how to start investing.

Trade and Travel 2.0

Learn to trade stocks with confidence.

Whether you want to:

Retire in peace without financial anxiety
Pay your bills without taking on a side hustle
Quit your 9-5 and do what you love
Or just make more than your current income….

Making $1,000 every.single.day is NOT a pie-in-the-sky goal.

It’s been done over and over again, and the 30,000 students that Teri has helped to be financially independent and fulfill their financial dreams are my witnesses…

Day 11 – Control Excess Spending

Every time you spend money, it is an opportunity cost to your future self. You are trading away your future self’s money to buy something today.

Is that what you want?

More than likely, no.

Learn how to drastically cut expenses.

Day 12 – Autopay your Bills

Consider setting up an autopay feature for your bills. It can help you avoid late fees and will have a steadier flow of money coming in.

This will help you to make sure you have the cash flow available to meet your expenses.

Day 13 – Avoid Fees

One of the best ways to save money is by avoiding fees.

If you have a credit card, consider switching to one with no annual fee or an introductory offer that expires after one year.
Check your bank and credit card statements for any fees you may not be aware of.

If there is a fee, call the company and negotiate to have it removed or reduced.

Day 14 – Automate Retirement Contributions

You should automatically make a certain percentage of your salary go to a 401k or other savings account, and the other percentage goes to your checking account for spending money.

This is something your human resources department can help you set up.

Day 15 – Increase your Retirement Contributions

Now, that you have automated your retirement contribution, you want to increase you much your contribution each year until you are maxed out by IRS limits.

Start to increase your retirement contributions by 1%.

Set a five-year goal to fully max your retirement contributions!

Halfway Point!!

You’re halfway through the 30 day money challenge!

Keep up the good work and keep reaching for your goals.

You’ve made it this far, so just imagine what you’ll be able to do in another month of working hard towards saving more money.

Day 16 – Communication

Don’t think money has to be a taboo topic. In fact, you need to be comfortable talking about money.

The key is to be on the same page with key family members about where money should go. This is something that we struggled with our marriage and had to overcome. Thankfully, we did and we made way more progress than previously.

Day 17: Invest in yourself

I know you’re probably tired of hearing about investing in yourself, but it’s important. Investing means putting money into something that will make more money back. You might not think this applies to you, but it really can! You might not have a big budget for investing in stocks or mutual funds right now, so let’s talk about something you do spend money on every day: you.

You only learn by growing.

Day 18 – Start Reading About Personal FInance

This isn’t something that you do once or twice. Make it a goal to read books on money or personal finances each month.

Importantly, make sure you are reading books, regardless of what aspect they look at money. It is never too late to pick up new tricks or ideas.

Plus learning from others’ money stories is powerful.

Day 19 – Free Fun

Participating in only free activities for 30 days, and refusing to spend a single penny, we created a guide to make that happen for you.

101+ Things to Do with No Money

After writing that post, we discovered this is one of the best money saving ideas out there. This guide not only teaches you how to save money but also teaches about where you want to spend money and the importance of living a purposeful life.

Day 20 – Review Insurance

You need to make sure you are properly covered with insurance as well as not paying too much money for your policies.

There are all of the types of insurance you need to review:

This is something you should do once a year.

Day 21 – Waste Less Food

You need to learn to save money by wasting less food.

This doesn’t mean you have to make homemade meals every night of the week! The goal is not to throw food away – that is hard earned cash going right down the trash.

Ways to Save Money on Groceries:

Day 22 – Buy Second Hand

Consider second-hand stores and consignment sales as options for buying used items. Thrift stores are also great to save money on clothes and other household items.

The same is true for buying cars, baby equipment, kids clothes, etc. Plus you protect our world.

Day 23 – Save Money

So, this day is all about saving money and I think that it’s the most important one of them all because if you’re not saving your money, then what are you doing with it? You’re throwing it away.

So today, I want to talk about two different types of saving money – physical and mental. The first one is all about physically saving your money. This is the easiest one because it doesn’t require any effort on your part to do so, but it’s also very important as well.

The second type of saving money is mental saving. This is all about saving your money because you know that something better will come along soon and it gives you hope for the future!

So, I think these two types of savings are both really important.

Day 24 – Give Back

This is the time to give back to others, donate money to charities, and put small contributions into charity.

By hoarding money, you are not learning the principles of helping others just like you have been helped along the way.

Day 25 – Renegoite Interest Rates

Right now, we are not starting to pay off debt. We are looking for ways to save on higher interest payments.

Make calls to renegotiate your interest rates on your debt. If the credit card company says no, then look at a zero interest transfer.

Just no more debt.

Day 26 – Avoid Scarity Mindset

You have to believe in yourself that you are capable of achieving great things and that includes success money.

However, we get caught in this trap of hoarding materialistic items in order to make up for the dollars in our bank account or money that was wasted in buying them.

If you don’t believe how poverty mentality overwhelms your life, then read this story of reclaiming your home with decluttering.

Day 27 – Cut Out What you Don’t Need

If you are not using something, sell it or give it away to someone who can use it more than you do!

You’ll save money and make room in your budget for the things that matter.

We learned a lot when we started to own less stuff.

Day 28 – Prepare for a No Spend Challenge

If you have not been able to keep your spending in check, this is an excellent opportunity for you to try out a no spend challenge once this challenge finishes.

A no spend challenge will help you to review your budget and see what areas of spending need more attention in order to increase savings or pay down debt.

Also, it will help you focus on what area are important to spend money.

Day 29 – Reward Yourself

This is the biggest lesson I learned when paying off debt and trying to increase our savings percentage. I became unable to spend money. I would feel guilty about spending money.

That is not the type of life you want. You must be comfortable spending money (especially if you are a thrifty person).

Pick rewards to match your smart financial goals. Keep motivated with those rewards.

Day 30 – Stay on Track

Proper money management does not end just because the end of the 30 day challenge is over. This is a lifelong skill to master and perfect.

Keep focused by not going over budget limits and being honest about where you really stand financially today as opposed to where you want it to be in the future.

You can stay on track if you have a deep desire to continue.

30 Day Money Saving Challenge

This one is just about saving money. Period.

Each day, you save money to reach your goal.

For many people, the 30 day money saving challenge will make sure you are on track with your goals and objectives.

At the minimum, you should be able to save $500 in 30 days. But, you need to decide what you want to save in a month.

The challenge is open to everyone, so this might be the perfect opportunity for you!

What is the 30 Day Money saving Challenge?

The 30 day money saving challenge is saving a set amount of money during the month.

Keep in mind, not everyone will be able to save this much in 30 days and that’s perfectly okay.

You need to make it work with your budget.

Another option for the 30 Day Money Challenge is committing to give up one or more expenses for the whole month. For instance, pick ten things that cost you money and give them up for 30 days.

How to get started with the 30 day savings challenge

The 30 day savings challenge is a simple but effective way to get started saving money.

You can choose any of these methods:

Take the amount you want to save and divide by 30. That is how much to save daily.
Determine the amount to save and take that immediately when you are paid.
It is easy to go in order or skip around depending on what amount you want to save each day.
Keep change hidden in jars and watch it add up over time, then put the money away every day and see where they rank at the end of the month.
Give up a certain expense and save that money.
Try a modified version of the 100 day challenge.

You can find plenty of money saving challenge printable or PDF in our resource library.

Want more easy money saving challenges?

Are you in for this 30 Day Money Reset Challenge?

This is only a 30 day money challenge because it’s a short period of time to gain a win. That is what you need to keep up the motivation as well as have a strong kickstart to your finances.

In order to build wealth through their finances, these are 30 smart moves that require no time on some days.

Don’t lose momentum. If you miss a day, then jump back into the challenge the next day.

The key to success for 2021 is to take control of your finances.

Photo Credit:
www.rakuten.com

The Shopping Trick to Save Hundreds of Dollars

Personally, I love to shop online from the convenience of my own home and have packages delivered to my house. Plus you can get paid to shop online!! The process is super simple.

Just head here to get an Rakuten/Ebates account, click on the retailer you are shopping online, and then complete your checkout process as normal.

Already a Rakuten / Ebtaes member? Make sure you have the Extension Button for automatic savings!

Photo Credit:
www.asktrim.com

Perfect for the person who hates to hassle with canceling subscriptions and checking spending. Trim is a virtual personal assistant that constantly works to save users money.

Trim adds value in such ways as canceling old subscriptions, setting spending alerts, checking how much users spent on ride-sharing apps the previous month, and automatically fighting fees.

Photo Credit:
ibotta.com

Ibotta can be used for grocery stores, drugstores or online shopping. Once you accrue $20 in your account, you can transfer it to PayPal or venmo or buy gift cards to selected retailers.

Just for signing up, they will give you a bonus when you use use this link. Ibotta rocks at bonus categories and offers. This is where your cash back can really add up fast.

Photo Credit:
checkout51.com

Checkout 51 can be used for grocery stores or drugstores. Their offers are valid each week from Thursday-Wednesday. With new offers released each Thursday.

One of my favorite offers is the “Pick your own offer” – it is a selection of 5 fruits of veggies to redeem for extra cents cash back. Once your account balance is over $20, they will mail you a check.

Did the post resonate with you?

More importantly, did I answer the questions you have about this topic? Let me know in the comments if I can help in some other way!

Your comments are not just welcomed; they’re an integral part of our community. Let’s continue the conversation and explore how these ideas align with your journey towards Money Bliss.

Source: moneybliss.org

Apache is functioning normally

May 30, 2024 by Brett Tams

Renting a car with a credit card is easier than renting a car without a credit card, but both methods are possible at many major car rental agencies. Car rental companies typically put customers through more hoops to rent a car without a credit card.

In this guide, we’ll cover how to rent a car without a credit card — but also explore the potential perks of paying for a rental car with a credit card, when possible.

Is It Possible to Rent a Car Without a Credit Card?

So do you need a credit card to rent a car? Technically, no, you do not have to have a credit card to rent a car. It’s possible to rent a car with a debit card at some major rental agencies. Some agencies even accept prepaid gift cards, cash, or money orders as a form of payment at the end of the rental.

Each rental agency has its own stipulations about paying by debit card. Some franchises may not follow corporate policy, so it’s always a good idea to call the specific rental agency location to ask about payment options before arriving at your destination.

Common requirements for customers paying for a rental without a credit card include:

• Security deposit: Many agencies will put a hold on your debit card for the cost of the rental, plus an additional amount. You will not be able to use the money being held for the duration of your trip, which can make funding your vacation more challenging.

• Credit check: If you are paying with a debit card (or cash), some rental car agencies may perform a credit check. This could result in a hard inquiry on your credit report, which might temporarily lower your score.

• Identification: Renting a car without a credit card might mean that the rental agency needs to see multiple valid forms of ID.

• Age: While 25 is often the magic number to rent a car, it is possible to rent a car as a younger driver. Many agencies charge “young driver fees” to do so. However, if you are renting a car with a debit card, agencies may not allow drivers under the age of 25.

• Proof of return travel: If renting from an airport with a debit card, many agencies want to see a ticketed return travel itinerary as an extra assurance that you will return with the car.

• Logos: Some rental car agencies require debit or prepaid cards to carry the logo of a major credit card company, like Mastercard, Visa, or Discover.

The following rental car agencies allow you to rent a car without a credit card at participating franchises if you meet their specific requirements (though note this is not an exhaustive list):

• Alamo

• Avis

• Budget

• Dollar

• Enterprise

• Hertz

• National

• Sixt

• Thrifty

• Turo

Recommended: Buying a Car with a Credit Card

Why Rental Car Agencies Typically Require a Credit Card to Rent a Car

Why do you need a credit card to rent a car at some agencies, and why do others impose a number of requirements for debit card payments? Here are the reasons rental car agencies require a credit card or other information.

Proof of Reliability

Having a credit card inherently demonstrates to a rental car agency that a creditor trusts you enough to borrow their money. Because rental car agencies can ascertain your creditworthiness from a credit card in your name, they don’t need to run a credit check before loaning you a $25,000 piece of machinery.

Ability to Collect Repair Fees

If you return the car damaged, the rental car agency will need to pay for these repairs. Car insurance (whether through your own policy, credit card travel insurance, or the agency’s policy) may cover most of the charges, but you still might owe a deductible. Without proper insurance, there is a risk that the repair costs will exceed your security deposit.

Though you can rent a car without a credit card, if you pay with a debit card, the rental agency runs the risk of your checking account not having enough funds to cover the cost. There is a better chance the agency can charge your credit card without hitting your credit limit.

Ability to Collect Tickets and Fees

Similarly, if you go through any electronic toll booths or receive a ticket without being pulled over (e.g., through a traffic camera), the rental car agency can charge your credit card to pay the outstanding balance. Again, they face less risk of maxing out a credit card than overdrawing a checking account, which is why some agencies prefer customers renting a car with a credit card.

Benefits of Using a Credit Card for a Car Rental

Here are just a few potential perks of swiping your credit card for a car rental:

• It’s easier. As discussed above, renting a car without a credit card can complicate the process.

• You might have insurance. Some travel credit cards offer car insurance when you use them to pay for a rental car. Research your card’s policy carefully to understand what coverage it provides and how to use it. For example, many credit cards with travel insurance require that you decline the rental agency’s insurance; some only offer secondary insurance, meaning you need to file claims through your own auto insurance first.

• You might get discounts. Some credit cards offer special discounts at select car rental agencies. Check your card’s policy to understand where and how to get discounted rates.

• You could earn rewards. As mentioned above, you might qualify for cash back rewards when you opt to cover your rental car with a credit card payment. Other cards may pay out rewards as miles or points. Travel credit cards might even offer extra points for travel-related expenses, like rental cars.

Typical Rental Car Credit Card Interest Charges

When you rent a car, the agency typically puts a hold on your credit card for a set amount, often the value of the rental car agreement; this is commonly called a security deposit. During the rental period, these funds will count toward your credit limit.

When you return the car, the agency will charge you the amount of the rental, plus any fees incurred during the rental (damages, extra days, late drop-off, etc.). If the initial hold was more than the final cost of the rental, the agency will put that amount back on your card.

Because you pay interest on money borrowed with a credit card, it’s possible you might incur interest on the held security deposit. However, paying off a credit card in full every month is a smart strategy for avoiding interest charges given how credit cards work.

Recommended: When Are Credit Card Payments Due?

The Takeaway

Renting a car with a credit card makes the process much easier and can have benefits for the renter as well. However, it is possible to rent a car without a credit card. Just be prepared to take additional steps to get behind the wheel.

Whether you’re looking to build credit, apply for a new credit card, or save money with the cards you have, it’s important to understand the options so you can use your credit card responsibly.

SoFi Travel has teamed up with Expedia to bring even more to your one-stop finance app, helping you book reservations — for flights, hotels, car rentals, and more — all in one place. SoFi Members also have exclusive access to premium savings, with 10% or more off on select hotels. Plus, earn unlimited 3%** cash back rewards when you book with your SoFi Unlimited 2% Credit Card through SoFi Travel.

Wherever you’re going, get there with SoFi Travel.

FAQ

Do I need a credit card for rental car insurance?

You do not need a credit card to purchase rental car insurance. While using a credit card makes it easier to secure a rental, most agencies allow you to pay upon your return with a credit card, debit card, or even cash, a gift card, or a money order. That includes the cost of insurance provided by the rental agency.

However, many car insurance providers cover rental cars in their policies, especially in the United States. Check with your agent to see if you’re covered. Additionally, some credit cards offer rental car insurance when you use them to pay for the rental. Your credit card benefits administrator can explain how, if, and when coverage applies.

Is it easier to rent a car with a credit card or debit card?

Renting a car with a credit card is easier than renting a car with a debit card. Many agencies will let you rent with a debit card; they just have additional requirements for you to meet before renting.

What form of payments are accepted for renting a car?

While rental agencies generally prefer credit cards for payment, some agencies allow you to book and rent a car with a debit card. Upon return, you may be able to pay for the car with a prepaid gift card, cash, or money order.

Can I use someone else’s credit card to rent a car?

If you use someone else’s credit card to rent a car, that person must be present to pick up the rental and be the main driver. If you intend to drive the rental, you will likely have to pay a fee for an additional driver, as you can’t be listed as the primary driver when using someone else’s credit card.

Photo credit: iStock/skynesher

**Terms, and conditions apply: The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx.

When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.

Eligibility:
You must be a SoFi registered user.
You must agree to SoFi’s privacy consent agreement.
You must book the travel on SoFi’s Travel Portal reached directly through a link on the SoFi website or mobile application. Travel booked directly on Expedia’s website or app, or any other site operated or powered by Expedia is not eligible.
You must pay using your SoFi Credit Card.

SoFi Member Rewards: All terms applicable to the use of SoFi Member Rewards apply. To learn more please see: https://www.sofi.com/rewards/ and Terms applicable to Member Rewards.

Additional Terms:
Changes to your bookings will affect the Rewards balance for the purchase.
Any canceled bookings or fraud will cause Rewards to be rescinded.
Rewards can be delayed by up to 7 business days after a transaction posts on Members’ SoFi Credit Card ledger.
SoFi reserves the right to withhold Rewards points for suspected fraud, misuse, or suspicious activities.
©2023 SoFi Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender. NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org).

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

SOTL-Q224-1883177-V1

Source: sofi.com

Apache is functioning normally

May 30, 2024 by Brett Tams

Do you want to learn how to make $50 a day? Whether you are looking to make extra income with a side hustle or if you are looking for a full-time career, there are many ways to make $50 or more each day. There are many ways to make $50 a day, like working from…

Do you want to learn how to make $50 a day?

Whether you are looking to make extra income with a side hustle or if you are looking for a full-time career, there are many ways to make $50 or more each day.

There are many ways to make $50 a day, like working from home or selling things online. Learning how to make extra money can change your life, whether it’s for daily expenses, saving for big goals, or even early retirement. Making $50 a day can be a stepping stone or a big achievement.

Best Ways To Make $50 a Day

Below are the best ways to make $50 a day.

Recommended reading: How To Make $100 A Day

1. Sell printables

Earning $50 a day can be possible with printables. Making and selling things on Etsy is a super creative way to earn money on the internet. It’s especially great for people who are into art and creativity to make some extra cash.

Printables are digital files that customers can download and print on their own. Some examples of what you can sell on Etsy include shopping lists, gift tags, art you can print and hang on your wall, travel checklists, and coloring pages.

Plus, if you want to learn how to make $50 dollars a day in passive income, then selling digital products like printables is one option to start with.

I recommend reading How I Make Money Selling Printables On Etsy to learn more.

Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.

2. Proofreading

Earning $50 a day might seem tricky, but it’s totally possible if you try proofreading. That’s when you read writing to catch and fix mistakes.

If you like spotting mistakes in writing and want to make $50 every day, then learning to proofread could be a good fit for you.

Proofreading can be something you do on the side or turn into a full-time job that you can do from home. And yes, you can definitely make $50 a day with it. Lots of proofreaders make around $40,000 a year or even more.

To learn more about proofreading, please read How To Start A Proofreading Business And Make $4,000+ Monthly (this is actually an interview with my sister-in-law, who is a very successful proofreader and editor!).

This free 76-minute workshop answers all of the most common questions about how to become a proofreader, and even talks about the 5 signs that proofreading could be a perfect fit for you.

3. Blogging

When I first started blogging, one of my goals was to make $50 a day. I have now completely surpassed that goal by a lot, so I know that it is possible!

Starting a blog can be an exciting way to earn some extra cash. You might be surprised to find out that blogging can be quite affordable to start. With a little bit of effort, your blog just might become a place where you can share what you love, and earn money doing it.

A blog is a website that can be about whatever topic you are interested in writing about, such as personal finance, travel, food, organization, family, pets, and more.

You can learn how to start a blog for free at How To Start A Blog FREE Course. In this free course, I teach you what you need to know about starting a blog, from the technical stuff to making your first money and getting people to read it.

There are also many other ways to make money similar to this as well, such as by starting a YouTube channel or TikTok.

4. Answering paid online surveys

Making $50 a day from just surveys would be hard, I will not lie. But, you can combine answering paid online surveys with some other side hustles so that you can reach your $50 a day goal.

When I was paying off my student loans, I made sure to fill out lots of surveys every week. I did it before work, during my lunch break, or after work. It was great because I could earn money from survey sites whenever I had free time.

Survey companies pay you to do things like answer surveys, watch videos, and try out products. Sometimes, they even give you free products so you can test them out and give your opinion.

Here are some online survey companies that pay you for your opinions:

American Consumer Opinion
Survey Junkie
Swagbucks
InboxDollars
Branded Surveys
Prime Opinion
Five Surveys
User Interviews – This is a great site for online focus groups that pay over $50.
Pinecone Research – This is a great site that occasionally lets you test out physical products (I was once sent toilet paper to review).

5. Bookkeeping

If you’re good with numbers, bookkeeping is a way to make $50 a day. Bookkeepers help businesses keep track of their finances. This job can be done from home, making it super flexible.

You don’t need to be an accountant or have any previous experience. This is a skill that anyone can learn and then do from home.

This job can make you more than $40,000 a year, and there’s a lot of potential for advancement. Many different kinds of businesses need bookkeepers, so it’s a great career choice to begin with.

Recommended reading: Online Bookkeeping Jobs: Learn How To Get Started Today

This free training will teach you what you need to know to become a virtual bookkeeper and make money from home.

6. Sell dog treats

Starting a dog treat business at home is a fun way to make an extra $50 a day.

People love their pets and are willing to spend money on homemade, quality treats. With a low starting cost, you can bake treats right in your kitchen!

You can create all sorts of goodies like cupcakes, cookies, cakes, and more, just for dogs.

You can learn more at How I Make $4,000 Per Month Baking Dog Treats (With Zero Baking Experience!).

7. Walk dogs

You can easily start getting clients by offering to walk dogs or pet sit in your neighborhood or town.

Many people need trustworthy people to look after their pets while they’re at work or away, and by offering this service, you can earn a good amount of money each day.

Here are some possible earnings:

Dog walking usually earns you between $15 to $35 an hour per dog.
For overnight pet sitting, rates can start at $25 per day and go up.
If you watch two dogs a day at $50 each, that’s a neat $100 per day.

I really like using Rover for dog walking, and it’s what I’ve used in the past. I like how user-friendly the site is, and there are always a bunch of pet owners searching for dog walkers, which means there’s plenty of demand. There are also other great sites out there, depending on what you’re interested in!

My sister and my mother-in-law are both pet sitters, and they really enjoy it!

8. Flip items for resale

Flipping items for a profit is a way to make an extra $50 a day. Flipping means you buy something at a lower price and sell it for more. And, you can start by selling stuff that you already have!

I have sold a lot of things online over the years, from clothing to furniture and even old tires.

You might have clothes you don’t wear, an old phone, books, unused gift cards, CDs, DVDs, kitchen items, jewelry, and more to sell. The possibilities are endless. I’ve heard that the typical household has about 300,000 things, so I bet you could look around your home and find some items to sell pretty easily.

And, if you want to learn how to make $50 in 10 minutes (or any other short amount of time), then selling something you already have is usually one of the quickest options.

You can sell on many different sites and online platforms as well, such as eBay, Craigslist, Facebook Marketplace, and more.

I recommend watching the free webinar Turn Your Passion For Visiting Thrift Stores, Yard Sales & Flea Markets Into A Profitable Reselling Business In As Little As 14 Days to learn how to make money by flipping items.

This free workshop will teach you how to get into the flipping business. It will teach you how to resell furniture, electronics, appliances, and anything else you can find.

9. Play games online

Earning $50 a day can be as fun as playing games on your computer or phone and being able to make money online.

Game apps pay real money rewards (as well as free gift cards) because they make their money from ads and in-app purchases. They share some of their earnings with you to keep you playing their games.

Here’s a quick list of the top game apps that pay real cash:

KashKick
Swagbucks
InboxDollars

You can get paid to play games like Coin Master, Monopoly, Yahtzee, and Bingo.

Recommended reading: 23 Best Game Apps To Win Real Money

10. Deliver groceries

Instacart is a popular website where you can earn extra cash by shopping for and delivering groceries. It lets you use your spare time to make some additional money.

I have used Instacart many times to order groceries for myself, and it is such a helpful service.

When you work with Instacart, you can make up to $25 per hour in the best cases, but typically, most drivers earn around $15 per hour.

You can learn more at Instacart Shopper Review: How much do Instacart Shoppers earn?

11. Deliver food

Earning $50 a day can be as simple as delivering food!

With the boom of food delivery apps, you have many options to choose from. Apps like Grubhub, DoorDash, and Uber Eats let you pick up food from restaurants and deliver it to hungry customers.

12. Freelance writing

If you want to earn $50 a day, freelance writing is a smart choice. You can write about things you know and love, and there are plenty of places looking for your words!

New freelance writers can typically make around $50 per article that they write. And, as you gain experience, you can increase your fee. I know many freelance writers who make $200+ per article and even some who make $1,000 or more per article.

Being a freelance writer has been one of my gigs for many years, and it is a great way to earn extra cash. You get to make your own schedule, call the shots as your own boss, write about topics you’re interested in, and more.

Recommended reading: 14 Places To Find Freelance Writing Jobs – (Start With No Experience!)

13. Online tutoring

Would you like to earn extra cash by sharing your knowledge? Online tutoring could be a great fit for you! With the internet, you can connect with students all over the world.

As a tutor, you might spend 30 minutes to an hour teaching a lesson, answering questions online, or doing one-on-one video sessions with students.

The amount of money you can make depends on factors like the subject you’re tutoring, the length of the session, and more. For instance, tutoring in advanced subjects like college calculus usually pays more than tutoring in elementary school math.

14. Sell photos

Did you know your photography skills can become a way to earn some extra cash? It’s true! With the right approach, you can start making $50 a day or more by selling your photographs.

One of the easiest ways to start earning from your photos is by selling them on stock photo websites. These sites act as a middleman between you and customers who need photos for their own projects. You can sell pictures that you’ve already taken or capture new images for this purpose.

Places to sell photos include:

Shutterstock – This is a well-known site where you can upload photos and earn money every time they’re downloaded.
iStock by Getty Images – Here, you can sell your images across different platforms, and whenever someone downloads them, you earn income.
Adobe Stock – If you join Adobe Stock, you can potentially earn from the images that users download for their creative needs.

Recommended reading: 18 Ways You Can Get Paid To Take Pictures

15. Virtual assistant

Are you good at organizing things and helping others stay on track? If yes, then virtual assisting might be a great way for you to make $50 a day.

As a virtual assistant, you might handle tasks like managing social media, formatting and editing content, scheduling appointments or travel, managing emails, and much more. Essentially, you get paid to take care of any task in someone’s business that they don’t have to do themselves.

Typically, you can start making around $15 to $20 per hour as a virtual assistant, but sometimes you might even earn double or triple that when you’re just starting out.

Recommended reading: Best Ways To Find Virtual Assistant Jobs

16. Online transcription

Transcription work is becoming more popular, and you can find online jobs from home as a transcriptionist. Your job would involve listening to audio and turning it into written text.

The average pay for online transcriptionists usually falls between $15 to $30 per hour, with newbies often starting at the lower end of that scale.

A helpful free workshop to take is Is a Career in Transcription Right for You? You’ll learn how to get started as a transcriptionist, how you can find transcription work, and more.

17. Affiliate marketing

Affiliate marketing lets you make money by promoting products or services online, and you don’t need anything special to begin.

With affiliate marketing, when someone you refer buys a product through your special link, you earn a commission. It’s as straightforward as that.

First, choose products you genuinely like and think others will enjoy too. Next, join their affiliate program. They’ll give you a unique affiliate link. This link keeps track of who clicks on it and makes a purchase based on your recommendation.

For me, I love affiliate marketing. I think it’s one of the best ways to make at least $50 a day, and it is what I do to make money with my online business.

I recommend signing up for Affiliate Marketing Tips For Bloggers – Free eBook to learn more.

18. Rent out your spare room

If you have an extra room in your home, renting it out could be a smart way to earn some additional cash.

Having a roommate, whether it’s someone living with you full-time or occasionally renting out a spare room on Airbnb, can help you earn extra cash every month.

It might not add up to $50 every day, but by having a roommate or renting out a spare room on Airbnb, you could make several hundred dollars a month, or even over $1,000 extra each month.

Some people take it even further by purchasing a large house with multiple bedrooms and renting out every single room (also known as house hacking). This way, you might have three or four renters living with you. This arrangement could cover your entire mortgage payment and maybe even leave you with some extra spending money on top of what you earn from having roommates.

Over the years, I’ve had many roommates. When I owned a home, I often rented out one or even two spare bedrooms to long-term renters, including a friend and my sister, to earn extra money. This helped us manage our monthly expenses better, reducing financial stress. We could earn around $300 to $400 per month for each bedroom. Although living with roommates isn’t always smooth sailing (arguments can happen), setting clear ground rules and having a contract can help prevent conflicts.

19. Rent out your RV

If you have an RV just sitting around, you might be able to earn $50 to $300 a day, or even more, by renting it out.

Many people have RVs that they don’t use very often. Instead of letting it sit there, you could earn extra cash by renting it out. Indeed, you might be able to make $100 a day or more by renting out your RV to others.

RVshare is helping travelers save money by cutting out the middleman through renting RVs directly from owners.

It’s like Airbnb, but for RVs.

Recommended reading: How To Make Extra Money By Renting Out Your RV.

Frequently Asked Questions

Below are answers to common questions about how to make $50 a day.

How to make $50 in one day?

You can make $50 in one day by selling services like pet sitting, house cleaning, or freelancing online. Platforms like TaskRabbit connect you with people who need quick assistance with chores and other odd jobs as well.

How can I make $100 in one day?

To earn $100 in one day, you might want to try a combination of gigs such as driving for Uber or Lyft, starting a freelance business (like writing, graphic design, or proofreading), or selling high-demand items online.

How to make $50 dollars in 10 minutes?

Making $50 in 10 minutes can be a challenge, but it can be possible by selling something online where you can get cash immediately. For example, you may be able to sell something that you have, like an old cell phone that you no longer use, and get cash for it.

What are some easy ways to earn $50 a day without leaving home?

You can earn $50 a day from home by tutoring online, transcribing audio files, or selling your craft on websites like Etsy. I make over $50 online every day from home, so it is definitely possible.

What are some quick methods to make $50 fast for beginners?

Beginners can make $50 quickly by doing tasks like yard work, signing up for food delivery services, or selling unused items on local marketplaces.

How can a kid earn $50 in just one day?

Kids can earn $50 in one day by setting up a lemonade stand, doing extra chores for neighbors, babysitting, or tutoring younger children.

How to make $50 dollars a day in passive income?

To earn $50 a day in passive income, you may want to rent out rental properties, invest in dividend stocks, or create online courses or ebooks that sell over time.

How To Make $50 a Day – Summary

I hope you enjoyed this article on how to make $50 a day.

You have lots of choices when it comes to being able to make $50 a day, so I recommend starting by picking gigs that match what you like and how you live.

For example, if you like giving your opinions, online surveys can make you money. Or, if you enjoy being out and about, delivering food or groceries might be good for you. If you’re into freelance work, there are tons of opportunities in writing, helping online, and teaching.

It’s possible to make $50 every day, and with some help, you can try out these options to see what works best for you.

What would you do to make $50 a day or more?

Recommended reading:

Source: makingsenseofcents.com

Apache is functioning normally

May 28, 2024 by Brett Tams

Want to make extra money? Here are 21 ways to get paid to answer questions from home. Making extra money has become easier than ever, and answering questions online is a flexible way to earn cash. There are websites and apps where you can share what you know about different topics to make money. It’s…

Want to make extra money? Here are 21 ways to get paid to answer questions from home.

Making extra money has become easier than ever, and answering questions online is a flexible way to earn cash.

There are websites and apps where you can share what you know about different topics to make money. It’s a convenient way to make some extra cash on the side, and you can do it whenever it fits into your schedule.

Plus, you get to answer all kinds of interesting questions, from easy surveys to giving expert advice.

I have been getting paid to answer questions for years, through many of the ways listed below, so I know that these are real!

21 Ways To Get Paid To Answer Questions

Below are 21 ways to get paid to answer questions:

1. JustAnswer

Are you good at fixing cars or know why cats behave the way that they do? If you have knowledge in a specific area, JustAnswer might be your route to earning extra cash. On JustAnswer, individuals and professionals like you get paid to share their expertise and help others with their questions on your own schedule.

On JustAnswer, there are different types of experts like mechanics, doctors, lawyers, veterinarians, home experts, appraisers, consultants, computer and tech experts, and more. They have many categories with questions that need to be answered.

When someone has a question, they can go to JustAnswer and pay a fee. Then, JustAnswer finds an expert who knows about the topic to answer their question (these are typically detailed answers with insight).

JustAnswer says that if you’re qualified and answer questions online, your earning potential could be between $2,000 and $7,000 every month.

To become an expert on JustAnswer, you apply online. In this application process, they check your credentials to make sure you’re qualified as well as do a background check. Once approved, the JustAnswer team gives you a quick meeting to show you how to use the platform. It usually takes about a week to get verified after you apply.

You can get paid through direct deposit, PayPal, or Venmo.

2. User Interviews

At User Interviews, you can make between $50 and $100 an hour simply by participating in market research studies.

Big companies such as Macy’s, Home Depot, Spotify, Trip Advisor, Pinterest, and Amazon use User Interviews to hear what people think about their new products, apps, and websites.

You don’t just fill out surveys; these studies involve interacting with interviewers. They’ll ask questions, and your honest feedback can influence products and services.

Every month, User Interviews launches over 2,000 new studies. Last year, they paid over 87,000 participants.

I did a user interview and earned $400 for just one hour of work. It was easy – all done online with a video call. They wanted my thoughts on a new feature for a website.

Please click here to learn more about User Interviews.

3. Become a blogger

Starting a blog can be a fun way to share what you know and make money. Blogging means writing articles, or “blog posts” that get put on a website. You can write about lots of topics, like travel, food, or helping others with your expert advice.

When you blog, you can make money such as by:

Ads – You can put ads on your site. When people visit your blog and see or click the ads, you get paid.
Affiliate marketing – This is when you talk about products and give a referral link. When someone buys the product using your link, you earn a commission.
Selling products – Create things like ebooks or courses. When people buy them, you make money.

I started Making Sense of Cents in 2011. Since then, it’s helped me make over $5,000,000. I started it just to share my money journey, without even knowing that websites could make money.

And, I get paid to answer questions all the time! Many of the articles that I write have been inspired by questions that I have personally been asked by my readers. Readers will send me questions via email every day, and many times I will turn these questions into a new blog post.

You can learn more about starting a blog at How To Start A Blog FREE Course. Over 80,000 people have taken this course already. Join for free, and I’ll teach you what you need to know from setting up your blog to making money and getting readers.

There are other ways similar to this that you can get paid to answer questions too, such as by starting a YouTube channel.

4. Swagbucks

Swagbucks is a well-known rewards site where you earn money for doing surveys and other tasks. It began in 2008, and every day they give out 7,000 gift cards to their members. Yes, each day!

I’ve used Swagbucks to get Amazon gift cards and PayPal cash without much work. I’ve earned over 110 gift cards from them over the years.

When I logged into Swagbucks, I had 26 surveys to choose from. Each one took less than an hour and paid less than $10. For instance, one asked about my dining preferences, like how I find new places to eat and what kinds of food I like when I go out.

Another positive of Swagbucks is that payouts are easy to get and have a low minimum threshold.

Please click here to learn more about Swagbucks.

5. Freecash

Freecash is an online platform where you can earn extra cash. It teams up with businesses that need consumers to check out their products.

You sign up and do tasks like trying out apps, playing fun games, or answering surveys. Many times, you will be asked to answer questions and give your review on an app.

The amount you earn with Freecash varies. If you spend some time on it every day, you might make around $10 daily. Some users spend more time and report earning hundreds monthly, with a few reaching a thousand or more each month as well.

Click here to sign up for Freecash.

6. American Consumer Opinion

American Consumer Opinion is a free paid online survey company I really like. They pay you for each survey you do. You can make between $1 and $50 per survey, depending on how long it is.

American Consumer Opinion has paid over $30,146,855 to people who take surveys, with over 20 million surveys completed. They’re one of the most popular survey sites online.

You can sign up for American Consumer Opinion here.

7. InboxDollars

InboxDollars is a website where you can earn money by doing things like taking surveys, playing games, watching videos, shopping online, and more.

Most surveys on InboxDollars pay between $0.50 and $5.00 and take 3 to 25 minutes. If you meet certain criteria, you could even earn $10, $20, or more per survey.

By signing up through my link, you will receive a free $5 bonus! Sign up for InboxDollars here.

8. Survey Junkie

Survey Junkie is a platform where you can make money by sharing your opinion. If you take three surveys every day, you can earn up to $40 a month. It’s a simple way to add some extra cash to your wallet just by answering questions.

To make the most out of Survey Junkie, act fast when new surveys come out. Surveys have limited spots and can fill up quickly. Fill in your surveys honestly to avoid disqualification. Plus, by taking a quick tour of the site, you can snag some extra points.

Please click here to sign up for Survey Junkie.

9. Branded Surveys

Earning extra cash with Branded Surveys is both easy and rewarding. When you sign up, which is totally free, you can start taking surveys that pay you between $0.50 and $5.00 each.

Branded Surveys is a free survey company where you can earn cash and gift cards like Amazon and iTunes. They have over 2 million members and have paid out over $24,000,000 to their members. If you join today, you’ll get a free 100-point sign-up bonus.

There are many different payment options as well, such as gift cards and PayPal cash.

You can sign up for Branded Surveys here.

10. Prime Opinion

Prime Opinion is a survey platform that lets you make money by sharing your thoughts in online surveys. It’s easy to use and rewards you with PayPal cash or gift cards for your opinions, all without leaving home.

When I logged in recently, I had over 40 different available surveys that I could take, ranging from just a few minutes to around an hour.

There are many payout options too, such as Visa cards, PayPal cash, and gift cards.

Please click here to join Prime Opinion and get up to a $5 free bonus.

11. Five Surveys

Five Surveys is a paid online survey site that is easy to use, and you can get paid to answer questions online. Once you complete five surveys, you can claim $5. So, you get paid $1 per survey no matter how short or long it is, as long as you complete it.

Once you’ve earned, withdrawing your money from Five Surveys is easy and you can pick from multiple methods to receive your funds, whether you prefer direct payment or redeeming rewards like gift cards for popular retailers.

Please click here to sign up for Five Surveys.

12. Chegg

Have you ever thought about making money while helping others with their homework?

Chegg is an option you might want to consider. Chegg is a platform where students ask for help on their schoolwork, and experts like you provide answers.

The payment on Chegg can vary. They have a system where you earn more based on the number of questions you answer.

13. HelpOwl

HelpOwl is a site where you can earn points for helping others with their questions.

You can get 1,000 points for your first accepted answer. For any answers after that, you can get 100 points. Plus, each time your answer is marked as helpful, you can get an extra 10 points. Manuals get you even more points (but are much more detailed).

Your points can be redeemed for Amazon and Walmart gift cards.

14. PrestoExperts

PrestoExperts is a site where you can share your expertise and get paid for helping others. It doesn’t matter where you are, as you can answer questions from your computer or phone.

If you are knowledgeable about topics like law, health, or even tutoring, you could be in demand. There are over 600 different categories that questions are asked about, so there is probably a topic that you can answer.

15. Studypool

Studypool is an online platform where you can earn money by helping students with their questions. If you’re an expert in a particular subject, you can make cash by giving students the answers and explanations they need.

Once you’re approved, you can start answering questions. You decide how much your help is worth and can set your own prices.

Tutors at Studypool get paid for each question they answer. But, the site does keep a commission. This commission can be between 15% and 30%, depending on how active you are on the platform.

16. BestMark

BestMark is a top mystery shopping company that I have personally used.

This is my favorite mystery shopping company, and it’s the one I’ve used for all my mystery shopping. I’ve done over 50 mystery shops with them, and I have been paid to answer many questions through their site.

BestMark has mystery shopping jobs at places like restaurants, beauty stores, clothing stores, electronic stores (like Best Buy), car dealerships, movie theaters, retail stores, phone calls (for example, where you call the store to evaluate their customer service over the phone), entertainment attractions (like go-kart tracks and theme parks), and banks.

Businesses use mystery shopping to check and improve their customer service and products. They hire mystery shoppers to act like regular customers, visit their places, and give detailed feedback. Your job is to observe, interact, and share your thoughts on the entire experience.

17. Premium.Chat

If you have a website or social media account with followers, then Premium.Chat gives you a way to earn money by sharing your expertise through texting. Whether you’re a coach, tutor, entertainer, social media influencer, model, teacher, or any kind of advisor, this platform may work for you.

You can earn money by text chatting and charging per minute (from $1.00 to $5.99) or up to $50 for a single chat. You can also get paid for video calls.

The platform manages billing and payments, so you can just focus on chatting. You’ll receive payments via direct deposit or PayPal on the 10th of each month for the previous month’s chats.

18. BetterHelp therapist

BetterHelp is a top online therapy platform where you can offer text therapy and schedule video sessions and make a full-time income.

There are over 33,000 therapists on this platform, and they are always looking for more therapists.

As a BetterHelp therapist, you can earn around $100,000 per year for working 40 hours a week. You also get a monthly health insurance stipend of $450 to $650, bonuses for high performance, and other benefits. They ask for at least 3 years of experience in therapy for adults, couples, or teens.

19. Maven

Maven is a site where you can earn money by sharing your expertise. If you’re someone with a wealth of knowledge in a specific field, Maven can be your platform to make money by answering questions.

Maven is an online course platform where you can create a course that answers questions. There are courses on all different kinds of subjects on Maven, such as AI, design, engineering, marketing, business, leadership, and more.

20. Weegy

Weegy is a question-and-answer site where anyone can ask a question and earn money by answering questions anywhere, anytime and from your desktop computer, tablet, or smartphone.

With Weegy, you can earn around 20 cents for each question you answer, on average. The amount may vary based on how accurate and detailed your answer is.

21. Online tutor

An online tutor is someone who helps another person learn more about a specific subject, such as math, grammar, science, physics, geography, and more.

As a tutor, you could spend 30 minutes teaching a lesson, a few minutes answering questions online, or having a one-on-one video lesson with a student.

You may get paid to help answer questions as a tutor for high school students, college students, or even elementary students. Many people need tutors!

I recommend reading 11 Best Places To Find Online Tutoring Jobs (Make $100+ an hour) to learn more.

Frequently Asked Questions

Below are answers to common questions about how to get paid to answer questions.

Can I get paid for answering questions?

Yes, you can get paid for answering questions. Websites like JustAnswer pay experts from different fields to answer users’ questions. If you’re knowledgeable in a specific area, you could earn money by helping others. There are other ways to get paid to answer questions as well, such as by creating an online course or starting a blog.

How much do you make on JustAnswer?

On JustAnswer, your earnings can vary widely based on your area of expertise and the complexity of questions you’re answering. The potential pay ranges from $5 to $35 per question, but it greatly depends on how much time and effort you invest.

Which app pays for answering questions?

Swagbucks is an app that rewards you for answering questions and completing surveys. By answering daily polls and trivia, you can accumulate points, which can then be converted into gift cards or cash.

What trivia app pays real money?

Swagbucks has trivia games that can pay real money. There are also other apps made for trivia, where you can earn cash by correctly answering questions on different topics.

Does Quora pay you to answer questions?

Quora doesn’t pay for questions and answers directly, but they do have a program called the Quora Partner Program. If you’re eligible and contribute high-quality content, you can earn money through it.

How To Get Paid To Answer Questions

I hope you enjoyed this article on how to get paid to answer questions.

If you like helping others or sharing what you know, you can earn money for it. Some are a side hustle, and others are a full-time job or business.

Depending on the website or app you use, you might get paid directly, earn points that you can turn into cash or gift cards, or even receive tips. Each place that pays you to answer questions has its own rules and topics, so you can pick the ones that interest you most and match your skills.

I have been earning a full-time income for years by answering questions for others, and I really enjoy it. From mystery shopping to surveys, focus groups, blogging, and more, I have done many of the ways to get paid to answer questions on the list above.

Are you interested in learning how to get paid to answer questions?

Recommended reading:

Source: makingsenseofcents.com

Apache is functioning normally

May 24, 2024 by Brett Tams

Freecash pays you to test apps, play games, and answer surveys. Learn what I think of this site in my Freecash Review. Looking to make some extra money online? Maybe you’ve heard of Freecash, a well-known website where you can get paid for testing apps, playing games, and answering surveys. Here’s how it works: Do…

Freecash pays you to test apps, play games, and answer surveys. Learn what I think of this site in my Freecash Review.

Looking to make some extra money online? Maybe you’ve heard of Freecash, a well-known website where you can get paid for testing apps, playing games, and answering surveys.

Here’s how it works: Do tasks, earn rewards, and then you can change those rewards into cash or free gift cards.

Freecash users have earned over $75,006,920 over the years altogether, which is a lot of money!

I personally know that Freecash is real. I have earned $420.21 from this site, and I have received $420 in free Amazon gift cards.

Click here to sign up for Freecash.

Key Takeaways

Freecash is a real website where you can get paid for testing apps, playing games, and answering surveys.
They have instant withdrawals, and you can withdraw for PayPal cash, gift cards, and more.
Earnings can vary, and many are able to make around $10 or more daily.

Freecash Review

Below is my Freecash review.

What Is Freecash?

Freecash is a website that helps you make money online. It’s as simple as playing a game or doing a short survey. Freecash gives you easy tasks to do on your computer or phone, and each one earns you coins.

It takes on average 17 minutes and 16 seconds for a user to earn enough for their first cashout, which is pretty quick!

When you sign up for Freecash, you’ll see different offers from companies they work with. These offers include:

Filling out surveys
Trying new apps
Watching videos
Playing games

Freecash was started in 2020 by Almedia Online LLC, and it’s grown a lot since then, with millions of people downloading it. Lots of people go on Freecash every day, and with just a little work, they can make extra money.

There are currently 11,709 different ways to make money on Freecash right now, and you can earn up to $225 per offer (most offers are lower than that, though).

How to make extra money on Freecash

When you join Freecash, there are many ways to make money with different online tasks.

You can get paid on Freecash to do things like:

Welcome bonus – There is a welcome bonus when you join Freecash.
Take surveys – Share your opinions in surveys. Companies need your feedback, and you get paid for providing it. For each 5-10 minute survey, you can get paid $1.00.
Play games – To attract more players, gaming companies want to pay you to play their games. You can get paid from $0.50 to $120 per gaming app.
Try apps – Check out new apps and services. Use them, tell what you think, and get rewarded. You can get paid from $1.00 to $75 per app.
Referrals – You can get paid to refer your friends and family to Freecash. For example, you can ask your friends to join by adding a link to your social media account. I make money as an affiliate too.

They also have streak rewards, where you can earn a bonus for completing offers on a regular basis.

Plus, you can make even more money by taking part in their leaderboard contests. These are bonuses where you compete with others to see who can make the most money each day and month for extra prizes (such as an extra $50 for reaching the top place on the daily leaderboard or $500 for reaching the top place on the monthly leaderboard). And, you don’t need to be in the top 10; the top 1000 users get a leaderboard prize, although it gets smaller depending on your place.

As you can see, there are many ways to make extra money on Freecash in your spare time.

How Freecash works

It is easy to get started with Freecash and make extra cash. You just need to:

Sign up – Create an account using your email.
Choose an offer – Take your pick from the tasks on the earn page. Freecash lists the best offers from companies that want to advertise their apps, surveys, and products.
Complete the offer – Most offers are very simple and take around 5-10 minutes to complete.
Get paid – For each task you complete, you’ll be rewarded with coins: 1000 coins = $1.00. Your coins can be redeemed for cash, crypto, and free gift cards.

How does Freecash make money?

Okay, so after reading the above, you may be wondering what the catch is. Why does Freecash pay you?

Freecash partners with companies that want to advertise products or services. Here’s how it works:

When you play games, test apps, or take surveys, these are actually ways companies get your feedback or show off what they offer.
Freecash charges these companies for the advertising and market research services. Basically, businesses pay to hear from you or get you to try something.

Freecash uses a part of that money to give you rewards. It’s like a thank you for your time and opinions.

Here’s my Freecash payment proof. I redeemed a bunch of my coins at once the other day.

How to cash out your earnings

Cashing out your earnings on Freecash is easy. I have done this many times and it is very quick. Plus, there is a low payout threshold.

Freecash gives you several options to withdraw your earnings:

Cash – You can transfer your rewards directly to your PayPal account or to your bank account via a bank transfer.
Cryptocurrency – If you prefer digital currency, you also have the option to convert your coins into various cryptocurrencies like Bitcoin, Ethereum, Litecoin, and Dogecoin.
Gift cards – You can redeem your coins for free gift cards to places like Amazon, Visa, Google Play, Apple, Netflix, Spotify, Playstation, Nintendo, Xbox, Steam, Blizzard, Uber Eats, and DoorDash.
Skins – You can also withdraw your coins for Fortnite, Roblox, League of Legends, and more.

Withdrawals are typically processed quickly – usually the same day you request them.

When I recently withdrew my coins and exchanged them for Amazon gift cards, I received the Amazon gift card codes within minutes.

Pros and cons of Freecash

Before getting into the details, understand that Freecash gives you ways to make money by doing different tasks. But it’s important to think about how much time you have and how much money you could make from each task.

Some of the pros of using Freecash include:

It’s easy to use – You get to make money by doing things you might already enjoy, like playing popular mobile games or testing new apps.
There are many different kinds of rewards – Freecash has diverse rewards, such as gift cards, cash, and cryptocurrency.
There is higher earning potential than many other rewards sites – Some tasks can pay over $200, though such high payouts are not the norm. On average, you could earn around $10 per day.
Good reviews – The app is well received, with a 4.1-star rating on Google Play and over 60,000 reviews.

Some of the cons of using Freecash include:

There may be some time commitment – Your earnings are directly tied to the time you invest. If your goal is to earn a lot of money, it may require substantial time, and there may be better ways to make money if you need to make a lot of income.
You need to do your research – Not every task will be worth your effort. You’ll need to perform due diligence to make sure that you’re making the best use of your time.

What are the best apps for earning free gift cards?

If you are looking for other apps that pay with cash or free gift cards, you have many more options. These apps usually reward you for completing simple tasks, surveys, to watch videos, play games, and even shop.

Some of my favorites include:

What other reviews on rewards sites do you have?

If you are looking to learn more about other rewards and survey sites, I have in-depth reviews on several of them. You can find them below:

Frequently Asked Questions

Below are answers to common questions about Freecash.

Is Freecash legit or not? Is Freecash a scam?

Yes, Freecash is a legitimate site. There are over five million downloads on Google Play (an average of 4.1 stars with over 60,000 reviews), and it has high ratings on Trustpilot as well (an average of 4.5-star rating with over 81,000 reviews) – many people use and trust it.

How much can you make on Freecash?

Your earnings can vary, but Freecash users often make small amounts for quick tasks and potentially $20 or more for longer offers. The daily average payout is around $26.40. The amount of money that you can make on Freecash varies. They do have a fun leaderboard where you can see how much the top people are making each day. For example, when I checked, someone had earned $75 that day already, and the next 10 people each earned over $40. For the monthly leaderboard, the top person 17 days into the month had already earned $1,588.21. The next 139 people on the leaderboard had already made more than $400 that month as well.

Are Freecash games legit?

Yes, the gaming offers on Freecash are legitimate. They partner with various companies and reward you for trying out different games.

How long does it take to get money on Freecash?

Payments usually come quickly after you finish a task, though sometimes it might take a bit longer depending on the task’s conditions.

What is the minimum payout for Freecash?

Freecash often has a low minimum payout threshold, but the exact amount may change, so check the specific way you want to withdraw. You can cash out on PayPal with as low as $5, and the same goes for Amazon as well.

Why does Freecash pay you?

Freecash pays you for completing offers, surveys, and tasks because they get paid by advertisers and market research companies looking for input or engagement.

Should I use Swagbucks or Freecash?

Your choice between Swagbucks or Freecash depends on which platform’s tasks and rewards align better with your preferences and which one you find more user-friendly. I use both.

Does Freecash actually pay you?

Yes, Freecash pays out provided you meet the requirements of the tasks you’ve completed. I have personally earned $420 in Amazon gift cards on Freecash.

Is Freecash free to use?

Absolutely, Freecash is free to use. You don’t need to spend any money to sign up or participate in most offers and tasks.

Freecash Review – Summary

I hope you enjoyed my Freecash Review.

Freecash is a site and mobile app with a user-friendly interface that teams up with companies that want people to try their stuff and give feedback. When you join in and do what they ask, you get rewarded.

This is a way to make extra money from home but not get rich. It is also not a full-time job. But, it can be a way to make some spare money in your free time at home.

How much you make on Freecash depends on how much time and work you put in. Some people say they make about $10 every day without spending any money. And some are able to make hundreds of dollars a month and sometimes even well over $1,000.

Click here to sign up for Freecash.

What do you think of Freecash.com? Do you have any other questions you’d like me to answer in this Freecash Review?

Recommended reading:

Source: makingsenseofcents.com

Apache is functioning normally

May 22, 2024 by Brett Tams

Redstone Federal Credit Union, based in Alabama, offers two $0-annual-fee credit cards:

A Visa Traditional, for those with less-than-ideal credit histories.

It’s the latter version, though, that’s northern Alabama’s well-kept secret. The Redstone Federal Credit Union Visa Signature card boasts reward rates and perks that outshine some of the best credit cards on the market from some of the biggest banks. And as you might expect from a credit union, the interest rate is also lower than you’ll find on credit cards at those bigger institutions.

But the bar for membership at Redstone Federal Credit Union is high, so not everyone will be able to apply. Plus, the card’s rich bonus rewards come with caps to be aware of.

Here’s what you need to know about the Visa Signature Redstone Federal Union credit card.

🤓Nerdy Tip

If you can’t meet the requirements below to get the Redstone Federal Credit Union’s rewards card, consider the U.S. Bank Altitude® Go Visa Signature® Card instead. It earns rewards in some similar categories: You’ll get 4 points per $1 spent on dining (including takeout and delivery); 2 points per $1 spent at grocery stores, gas stations, EV charging stations and on eligible streaming services; and 1 point per $1 spent on all other eligible purchases. It, too, has a $0 annual fee.

1. You must be a member to qualify

To be eligible for the Redstone Federal Credit Union Visa Signature card, you’ll have to become a member of the credit union. Unlike some other credit unions, this one isn’t as easy to join.

As of this writing, you must fit into one of the following categories:

Have an immediate eligible family member who belongs to the credit union.
Live in a household with a Redstone member.
Be an eligible government employee or contractor in Madison County, Alabama, or with Redstone Arsenal, a U.S. Army base in the Huntsville, Alabama, area.
Be a service member or a dependent of one at Redstone Arsenal or eligible places in Madison County.
Be a reserve service member in Madison County.
Be a member of the National Guard in one of a handful of eligible Alabama counties.

If you don’t live in or have any connection to Alabama, that last bullet point is likely the only way in. Just be aware that you may owe membership fees for joining a partner organization, and that’s on top of the requirements from Redstone Federal Credit Union.

For instance, in addition to meeting the membership criteria above, you’ll also have to open what’s called a “share savings account” to join the credit union. The minimum balance required to open one is $5, and you must keep that amount in the account at all times.

That’s a lot of hoops to jump through. On the other hand …

2. The reward rates are impressive

Many credit cards offer elevated rewards in only one or two select everyday categories — which is what makes the Redstone Federal Credit Union Visa Signature an exception. It earns bonus cash back (issued as points) across multiple top spending categories, including the “big three” for many households: restaurants, gas stations and grocery stores. It even goes a few steps further than that.

Here’s what you can expect:

5% cash back rewards (10 points per $1 spent) at restaurants and on gas purchases, on up to $7,000 spent annually.
3% cash back rewards (6 points per $1 spent) on groceries, discount stores, wholesale clubs, utilities, phone and streaming services, on up to $7,000 spent annually.
1.5% cash back rewards (3 points per $1 spent) on all other purchases.

Rewards expire on the last day of the month, three years after they’re issued.

Still, those are quite generous rates for a $0-annual-fee credit card. Yes, the combined spending caps do limit how much you can expect to earn annually in the card’s 5% and 3% bonus tiers. But if you were to max out both of those caps, you would snag $560 a year in cash back, again for no annual fee — and without taking into account the card’s uncapped 1.5% base rate on all other spending you do.

Typically, other cards that boast 5% cash-back categories feature rotating (not fixed) bonus categories that you must track and/or opt into every three months. These cards also feature caps on that 5% rate, which ends up restricting your bonus earning to about $300 a year. They don’t tend to feature an additional 3%-back category, and the best you’ll generally do on “all other spending” is 1% cash back.

🤓Nerdy Tip

The Blue Cash Preferred® Card from American Express can be more rewarding in certain categories. It offers 6% cash back at U.S. supermarkets on up to $6,000 in spending per year; 6% back on select U.S. streaming subscriptions; 3% back at U.S. gas stations; 3% back on eligible transit; and 1% back on other purchases. But unlike the Redstone card, it has an annual fee: $0 intro annual fee for the first year, then $95. Terms apply.

3. You have redemption options

Technically, the Redstone Federal Credit Union Visa Signature earns points, which are worth half a cent each when you redeem for cash back into a Redstone Federal Credit Union checking or savings account. (That’s lower than the industry standard of a penny per point, but the card makes up for that by awarding you a large number of those points at a time: 10 points per $1 spent = 5% cash back.)

You can choose to automatically redeem your cash back monthly, quarterly or annually. You’ll also have the option to redeem the full amount of available points or a specific number of points. There is, however, a minimum required redemption of at least $5.

But you can also choose to redeem your points for travel, charitable donations or gift cards and certificates from select merchants.

4. It boasts valuable introductory offers

New cardholders can earn $150 in cash-back rewards by spending $3,000 in the first 90 days. (This offer is accurate as of May 2024.)

In addition, for those looking for some interest-free breathing room to pay down short-term debt, the card offers a 0% introductory APR for six months on balance transfers made within the first 30 days. Notably, there’s also no balance transfer fee. (This offer is accurate as of May 2024.)

If you need a longer window to pay down debt, consider instead the BankAmericard® credit card, which offers 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 16.24% – 26.24% will apply. It charges a 3% balance transfer fee, but it can be worth paying if it saves you money on interest charges over time.

5. The ongoing interest rate is lower compared with other cards

As of May 2024, the Redstone Federal Credit Union Visa Signature charges an annual percentage rate ranging between 17.25% and 18.00%. That’s lower than the average APR of 22.15% charged for accounts that incurred interest in 2023, based on Federal Reserve data.

It’s also keeping with federal law, which caps the interest rate on most loans and credit cards at federally chartered credit unions. (For the past several years, the National Credit Union Administration has maintained an 18% cap.)

But just because the APR is lower doesn’t mean it’s wise to carry a balance. Interest charges will still add up quickly. You’ll get the most value from this card — and from any rewards credit card — if you pay off the balance in full every month.

If you aren’t eligible for membership at Redstone, but you still want a credit union interest rate with healthy rewards, consider the PenFed Platinum Rewards Visa Signature® Card. Joining PenFed is a little easier for most people, and the card earns the following: 5 points per $1 spent on gas at the pump and electric vehicle charging stations; 3 points per $1 spent on supermarket purchases (including most Target and Walmart locations), restaurants, TV, cable, radio and streaming services; and 1 point per $1 on all other purchases. This card also offers a 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%.

Source: nerdwallet.com

Apache is functioning normally

May 20, 2024 by Brett Tams

Do you want to learn how to get free money on Cash App? Yes, you may be able to make or get free money on Cash App, and this can be an easy way to make extra money. Cash App is a free app you can use on your phone to send, receive, and use…

Do you want to learn how to get free money on Cash App?

Yes, you may be able to make or get free money on Cash App, and this can be an easy way to make extra money.

Cash App is a free app you can use on your phone to send, receive, and use money. It was started by Square, Inc. and works in the United States and the United Kingdom, and you can use it on both Android and iPhone devices. To use Cash App, you just link your debit card or bank account, and then, you can send money to friends or family by entering their Cash App username ($cashtag), phone number, or email. Think of it as an app similar to Venmo, Zelle, or PayPal.

Getting money in your Cash App account is great because it is just like cash – you can use it to buy and pay for things, and even just transfer money into your regular bank account.

And, yes, this is doable. I have made extra income over the years and have had plenty of opportunities to put it into my Cash App account. I also just recently paid someone via Cash App, so this is an app that I have personally used to both pay someone (for their side hustle!) and to make extra money with.

Best Ways To Get Free Money on Cash App

Below, you will see the different ways to get free cash on Cash App.

Here are my quick picks to get started with:

Cash App referral program
Sell stuff online and get paid through Cash App
Survey Junkie
PrizeRebel
Utilize ATM fee waivers
Cash Card Boosts
Find Cash App giveaways

1. Cash App referral program

If you want to know how to get free money on Cash App, try joining the Cash App Referral Program. This is one of the most popular ways to get free money on Cash App.

When you invite friends to join Cash App using your referral code, you can make money and they can get a sign-up bonus.

The referral amount can vary, but usually it is around $5. You will want to verify what the amount is (as well as the stipulations) as they can vary depending on the time of year. They don’t always have a referral bonus, but they do a lot of the time!

Here’s how it works:

Invite your friends – Use Cash App’s invite link to send to your friends to download the app.
Enter your referral code – Make sure your friends enter your referral code when they sign up for Cash App.
Link a new debit card or bank account – Your friends need to link a new debit card or bank account to their Cash App account.
Send $5 – Your friends need to send at least $5 within 14 days of entering your referral code to an account that is not linked to them.

Cash App makes it simple to share its benefits with others, and the referral program lets you earn free money easily. If it’s already an app that you like to use, then this can be a way to share the app you use with the people you know and make some extra money.

Cash App has this referral program to get new people to join and use their app. Plus, by requiring a person to send money in order to qualify for the sign-up bonus, new users are getting used to how the app actually works – which will possibly help turn them into long-term app users.

2. Sell stuff online and get paid through Cash App

Selling items online and in person is a smart way to declutter and earn extra money. Plus, Cash App is a convenient way to get paid for the items you sell.

I have sold a lot of things over the years, and getting paid in cash is, of course, very nice. Cash App makes this possible!

Here’s how to sell your stuff using Cash App:

Find things to sell – Look around your home for items you no longer need, like books, clothes, games, or electronics (like an old cell phone that you no longer use).
Think about where you will sell your items – Popular selling apps and sites like Craigslist, Facebook, or OfferUp make it easy to list your items.
List your items – Take clear photos and write a simple, honest description for each item. Set a fair price by checking similar items’ costs.
Mention Cash App – When talking with buyers, let them know you accept payments through Cash App. You can mention that it’s fast and convenient for both parties.
Stay safe – Be cautious when sharing your Cash App tag and only share it with trustworthy buyers. Of course, like when selling anything online, there can be a lot of scammers trying to waste your time.

3. Survey Junkie

Survey Junkie is a well-known website where you can make money by sharing your opinions through surveys.

If you complete three surveys each day on Survey Junkie, you can earn approximately $40 per month, which can be transferred to your Cash App account.

Please click here to sign up for Survey Junkie.

4. PrizeRebel

PrizeRebel is a website where you can earn reward points by answering surveys and watching short videos. Once you make enough points, you can exchange them for cash.

I personally just redeemed around $150 in points about two weeks ago, so I know this is a real way to get free cash!

PrizeRebel does not have an option for Cash App, but they do have an option to redeem your points for Venmo (among other options as well, such as ACH bank transfer, PayPal cash, and free gift cards), which is pretty close. You can transfer your money easily to Cash App from any of those options.

You can get a free $5 on Venmo for 500 points. This is similar to free Cash App money.

You can join PrizeRebel here.

5. Use their ATM fee waivers

Cash App has free ATM withdrawals as a great perk, so you can access your money without extra fees and keep more of your hard-earned cash.

If you receive paychecks of $300 or more directly into your Cash App each month, you qualify for waived ATM transaction fees. This means you won’t have to pay the usual $2.50 fee when using an in-network ATM, just for setting up your direct deposits.

If you use the ATM a lot, this can be an easy way to save money, and this is like free Cash App money.

6. Cash Card Boosts

Having a Cash App Card comes with a great benefit called Cash Card Boosts. Boosts work like instant coupons and instant discounts that give you discounts when you shop, helping you save money effortlessly.

Boosts can be for places like coffee shops and restaurants.

Here’s how to find and use Boosts on your Cash App card:

Open Cash App – Tap the Card icon on your home screen.
Add offers – Select an offer you like and add it to your card by tapping “Add Offer.”
Shop and save – Use your card at the selected places, and you’ll see the discounts applied automatically!

To use Boosts, make sure you have the Cash Card, a free debit card provided by Cash App. This card allows you to spend the money in your Cash App at stores that accept Visa.

7. Find Cash App giveaways

If you want to get free money on Cash App, entering sweepstakes and giveaways can be a fun way to try to win cash prizes.

To earn free cash on Cash App through giveaways:

Follow brands on social media – Many companies host giveaways on platforms like Instagram. Follow your favorite brands and keep an eye out for their posts or stories announcing cash giveaways.
Search hashtags – Use hashtags like #freecashapp, #cashappfriday, #giveaway, #giveawayalert, #contest, and #freebie on Twitter, Facebook, and Instagram to find free Cash App giveaways.
Use sweepstakes websites – Subscribe to online sweepstakes websites that list current giveaways.

Entering these giveaways can be a way to try to get free money on Cash App, even though winning isn’t guaranteed.

I have entered a lot of giveaways over the years, and I have won cash a few times. So, yes, this is real!

Frequently Asked Questions

Below are answers to common questions about how to get free money on Cash App.

What are the ways to earn money quickly on Cash App?

You can earn money on Cash App by referring friends, getting sign-up bonuses, answering surveys, watching short videos, selling stuff you no longer need, or using Cash Card Boosts.

Can I really get cash instantly by playing games on Cash App?

No, Cash App does not pay money for playing games. So, you should be careful of claims that promise instant cash for playing games, as they could be scams. There may be game apps that pay via Cash App, though. You can read about this at 23 Best Game Apps To Win Real Money.

Are there any legal ways to receive free money into my Cash App account?

Yes, legal ways to get free money on Cash App include using the referral program, selling items that you no longer need, answering surveys online, or taking advantage of cash back for your purchases through the Cash Card’s Boosts.

How to unlock Borrow on Cash App? Why won’t Cash App let me borrow?

To access the Borrow feature on Cash App, make sure you regularly receive deposits into your account and maintain a good account history. If you’re unable to borrow, it might be because you haven’t been receiving consistent income through the app or you don’t meet other eligibility requirements. Keeping your account active and in good standing can help increase your chances of qualifying for borrowing options later on.

How to make money on Cash App in minutes?

If you want to make money on Cash App in just minutes, then you may want to try inviting friends through your referral link to the platform. You may also want to find items from around your home that you no longer need and try selling them online for cash.

What are some common Cash App scams to look out for?

You should watch out for common scams like fake customer service numbers, phishing emails, and requests to pay a fee to receive money on Cash App. I also recommend always verifying information and never sending money to anyone promising to give you more in return. It’s important to stay cautious and protect yourself from potential scams online. If something sounds too good to be true, then it probably is!

Is the Cash App free money code without verification real?

The Cash App free money code is a scam and not real. The Cash App money generator is also a scam. Do not give your personal information or credit card number to anything that you think may be a scam. If something sounds too good to be true, then it probably is!

How To Get Free Money on Cash App

I hope you enjoyed this article on how to get free money on Cash App.

Cash App is a smartphone app that makes sending and receiving money easy. It’s also useful for people like you and me, as well as small businesses, to accept payments. People like Cash App because it has a simple design, transactions are fast, and it has different financial tools. This makes it popular for sending money between people.

Cash App is available for iOS users on the App Store and for Android users on the Google Play Store. You can easily download and install Cash App on your device from these app stores.

There are many ways to make money that can then be transferred into your Cash App account. I have earned extra money over the years that could be transferred through Cash App quite easily, and it’s something that you can do as well.

Do you like to earn free money on Cash App? Do you use Cash App?

Recommended reading:

Source: makingsenseofcents.com

Apache is functioning normally

May 20, 2024 by Brett Tams

Living stingy is easy!

Now, don’t get me wrong – this isn’t for everyone.

It takes a certain type of person to be able to go without and not feel deprived. But if you can handle it, living stingy is the way I recommend going because it has allowed me much more freedom and saved me a lot of money.

Saving money is a skill.

I’m not talking about saving for your retirement, buying a house, or funding the honeymoon of your dreams. I’m talking about making small changes in our day-to-day routine that can add up to big savings each month and over time.

Whether you’re just starting out with these money habits or already living them, read this post and begin to change your daily habits.

Many times we look at living stingy as being a frugal jerk.

However, by living stingy, you are looking at the overall picture – financial, resourceful, and creative with your money.

You will learn all you need to know in order for you to start living stingy today!

In this post, we will explore why living stingy can be better than you could ever imagine and how simple habit change leads to enduring happiness.

What is Living Stingy?

Living stingy is a lifestyle that encourages spending less than you earn.

The meaning of living stingy can help people to save more money, achieve financial independence, and have more time to spend with loved ones.

Now, that is something everyone needs in their lives!

In order to live stingily, it is important to focus on delaying instant gratification and staying on a tight budget. This means that you need to set goals in terms of what you want your money spent for in the future.

Understandably, how to live stingily is different for each person. For some, it may mean penny-pinching and for others cutting out non-essential items such as takeaway or eating out too frequently.

In order to live a life of financial freedom and satisfaction, you must find your personal meaning behind sacrifice that works with your lifestyle choices.

The term “living stingy” is a bit of an oxymoron. It’s not about being poor or depriving yourself, but instead, it means cutting out non-essentials such as takeaway and eating out in order to save money for the future.

Why A Life of Living Stingy?

Living stingy is a lifestyle that promotes frugal living. It is not about denying yourself anything that you want or need, but rather it is about changing your mindset. Speficially, learning that the small things in life are all that counts.

Living stingy is not about being miserly, but rather about living within your means and making financial goals for yourself.

Most people live beyond their means and are in debt which leads to stress, unhappiness, and other problems. Living stingy can help you avoid these issues by bringing balance into your life.

Pros of Living Stingy

Typically, these are the benefits of living stingy.

Being happy with what you have
Avoiding spending more than needed
Managing money well
Spending time wisely on what’s important
Lower cost of living
Less stress
Lack of materialism
Reduce waste in the environment
Save money

Cons of Living Stingy

For many, living stingy sounds unappealing for these reasons.

Feel like you are unable to afford anything
Friends who do not agree with your lifestyle
Lose motivation to earn more money
Self-sabotage by not earning enough money
Assume you can keep this level of expenses forever

The majority of the time, living a stingy life is actually not as bad as it seems.

Although the list of benefits of a stingy life seems like a good idea to live a stingy life, you have to ways the many pros and cons that come along with this type of lifestyle.

How to Live Stingy

By living stingy, it is amazing what living this way will do for your financial success.

That is reason enough to go ahead and explore this type of lifestyle.

Step #1 – Find your Financial Goals

It is important to have goals in order for you to know what you are working towards.

Also, it is important that your goals are realistic so that the process of reaching them will be easier.

Goals should be specific and measurable, such as saving $1,000 in a month or getting your house paid off within 10 years.

Possible Financial Goals:

Get out of Student Loan Debt
Start the Path to Financial Freedom
Pay off Credit Card
Feed Savings Account Goals
Buy a House
Build an Emergency Fund
Save 10K in a year challenge

You must identify your financial goals and the time frame to accomplish them. Learn more smart financial goals to accomplish.

Step #2 – Budget for your Lifestyle

When you are starting out, it’s important to have a budget for your lifestyle in order to live comfortably. This can be anything from how much money you need for food and clothes every month to how much you can afford to contribute to your retirement fund.

Making a budget is an important part of achieving your goals.

It keeps you from wasting money on unnecessary items!

It is important to budget for what you need and want in life, as you should spend money on things that align with your values.

To help you achieve this, you can use one of the best budgeting apps to track every dollar of income and expenses. This will help you know how much cash flow you have left at the end of each month.

Step #3 – Cut Expenses

Cutting unnecessary expenses can help you save money and live your life the way you want to.

You must reevaluate your daily routine by identifying what needs are necessary for each day, then making a budget that accommodates them all. Then, cut out the excess.

There are a lot of ways that you can reduce your bills. You can find what is costing you the most and cut it out, or automate some tasks so that they happen automatically every month.

Below, we will have many living stingy tips to help you out.

Step #4 – Make More Money Than You Spend

The goal of living stingy is to make more money than what you spend. Rather than the flip side (that most people do), which is spending more money and not making any extra cash to cover the difference.

When you spend an unnecessarily large amount of money, many of your funds will be put towards things that do not allow for a wide range of choices.

By living below your means, you will be able to prioritize your money for personal events like anniversaries or birthdays instead of spending excessively on non-essential purchases.

Learn more about living below your means.

Step # 5- Increase Your Income

There are many things that you can do to increase your income.

Here are some examples:

Start to increase your income by thinking about how you can turn a side hustle into a long-term opportunity.

You can increase your income on the side while maintaining your day job. Find ways to make money now.

Step # 6 – Incorporate Minimalism into your Lifestyle

Minimalism is the pursuit of existence with the fewest amount of things necessary to achieve the desired result of living with less.

Moreover, the biggest benefit to minimalism is that it is a trendy idea that more people agree with than living stingy.

Minimalists believe that consumption, owning things, and acquiring “stuff” leads to an overabundance of things in one’s life. In addition, you are able to save money quickly.

Step # 7 – Save Money on Purchases

Saving money on purchases is a popular topic and there are many ways to do it.

One way is to only buy things that you really need and you know they will last.

Another way is to wait until they go on sale or buy them at a discount. Then, wait for things to go on sale again.

Savings on unnecessary purchases is the first step to financial freedom.

If you’re looking to save money in your day-to-day life, apps like Ibotta and Rakuten are a great way to do that. These apps allow you to find the lowest price possible for products or give you cash back just for making a purchase.

Step #8 – Sell Items you Do Not Use

Selling items you do not use is a way of getting rid of things that are taking up space in your house or collecting dust. Also, it is helpful for those who want to buy something but can’t afford it.

Plus it is a great way to make some extra money on the side without actually having to work for it.

By selling your unwanted household items rather than disposing of them, you will live a more waste-free life while saving money too!

Not sure you like the idea… Check out Flea Market Flippers making $100k a year!

Step #9 – Be Stingy with your Time

To be stingy with your time is to be up-to-date on important tasks and not spend too much time on some other, less important task.

Too many times you are always busy and never have time to do what you love. When you are in this situation, it is easy to get caught up in doing things that don’t really matter in the grand scheme of things.

It is important to be mindful of where you spend your time so you can enjoy life more and achieve your financial goals.

You can waste a lot of time by scrolling on the phone or watching Netflix and chilling rather than doing actual work.

While, it is important not to over-commit yourself, but also make sure you’re enjoying life too! Understand the true meaning of time freedom.

Step #10 – Create an Action Plan

An action plan is a list of tasks that are steps to success. It can be as long or short as you want, but it should include things to start living stingy and enjoy your life more.

If you have specific financial goals, ensure you are budgeting appropriately. Even if your goal is to save money with a certain amount of time, it is important that you take the necessary steps in order to achieve this goal.

Create an action plan with milestones so that when each milestone is reached it can be celebrated!

Unfortunately, too many people have grand ideas. But, they never put them into action. Thus, you are left with another month or year that has gone by with no changes.

Tips to Living Stingy and Save Money

Living stingy means spending less than you earn and saving your money, but it is not easy to do for some people.

It is important to understand how when living stingy it can mean to take the plunge into financial independence.

Remember, living stingy is a term that describes the act of living with frugality and saving money. There are many ways to live stingy, and these tips will help you start on your journey to achieve financial goals.

Reduce your living expenses: This is the first thing you should do to save money because it will reduce your stress as well as give you more time to figure out what you want your next move to be.
Stop buying processed food: I am not saying that all fast food and microwavable meals are terrible, but it’s not the best thing to be eating on a regular basis. Plus they are more expensive!
Turn off your cable: You can go online and watch most of what you want for free, so why would you pay for it. Start by cutting out one nonessential expense from your budget every month.
There is a reason for shopping: Don’t go shopping just because you’re bored or hungry.
Buy discounted gift cards: Discounted gift cards are a way to buy gift cards at a discounted price. The discounts on these discount gift cards can range from 5% to 50%.
Learn some DIY projects: A DIY project might be anything from making your own signature cocktail, to building a deck on your house, to creating new recipes in the kitchen. It can also include things like building a garden or crafting your own furniture. Think of things you need to learn to do yourself to save money.
Find a deal: In order to find deals, you should have a mental list of the stores that offer them and their normal discounts. You can also search for coupons using sites like Rakuten or Groupon.
Shop weekly sales ads: Shopping deals and sales is the practice of offering discounts on specific items for a limited period of time. These offers can be found in newspaper flyers, store ads, store websites, or product flyers.
Limit streaming subscriptions: Cable TV and streaming subscriptions are expensive when you add them up. The savings may not be worth it. So, look at cutting unused streaming services like Netflix, Amazon Prime, Hulu Plus, or HBO Now.
Set low entertainment budget: This can be done by setting up a “fun money” for this type of spending. Only using cash is another great way to not spend more than you planned on.
Buy secondhand items: You should also buy secondhand goods when you can like clothes, cars or other household goods. The price of goods and services is always going to be higher when they are brand new.
Shop around for the best deals on essentials: Shopping around for the best deals on essentials can be a time-consuming process. Depending on your tastes and preferences, there are lots of different places to shop for these items. Online retailers are a good place to look, but you can also find discounts at local stores.
Do your research: Do not just go out and buy an item. Do your research beforehand that you are getting what you want and the quality matches up to what you desire.
Know your budget ahead of time: Being aware of how much it costs to live, spend money, and pay off debts is important to figure out beforehand. You must live within a budget.
Be realistic: Another tip is to ensure your financial goals are realistic. By being able to achieve easier low-hanging fruit goals, you are more likely to keep your motivation running high.
Live a healthy lifestyle: This is key to staying healthy and can present challenges because unhealthy choices affect the rest of somebody’s life. Going for a healthier alternative can be achieved by eating more fruits and vegetables, exercising, getting quality sleep on a regular basis, learning how to cook at home with fresh ingredients.
Don’t buy anything new: Another good tip is to not spend any money on things you don’t need. You can find the same items used instead of buying them brand-new, which will save you both money and time.
Go thrifting: This is time spent salvaging used or unwanted clothing, household items, furniture, and other miscellaneous items to sell or give away. Thrifting can be done on a large scale or on a small scale. You could find the next diamond in the rough!
Tighten your belt while spending less: These are specific strategies to save money on your weekly budget. Think before spending money and going shopping.
Be organized with your finances: By being organized with their finances, people are able to save money. Find out how to organize finances in a day.
Invest in yourself: To achieve financial success, it’s essential to invest in yourself. Investing in your education or professional development will bring you to the top of your field, where there is increased opportunity for future success.
Think hard about your career: Trust your intuition to make monetary decisions and diversify your career to make it easier to live extravagant lifestyles without sacrificing any freedom. Just be mindful that rewarding entertaining careers are true work because they require time, resources, effort, or resources that are hard to come by.
Move closer to work: The time spent commuting and the cost to maintain your vehicle may not be worth it. Analyze whether moving closer to work is worth it.
Save more than last month: Become okay with saving more than you earn so there is always something saved up in the bank.
Can’t afford it?: When you can’t afford something, don’t buy it!
Make a plan for your money: To really achieve your financial goals and save money, don’t make any rash decisions about how your money is spent. Preparing a financial plan will help avoid embarrassing events.
Spend money like it’s yours – not the banks: I hope many people can relate to this concept of living stingy. If you go into debt and are not careful, then this will lead to financial destruction.
Start small and build up savings: Save small amounts but diversify how you put that money to work.
Ask yourself: “What am I saving for?” – Think deeply and understand your true desire to save money.
Invest money today: Do not wait for the perfect time to start investing. Start to learn how to invest today. That is the way to passive income.

The tips in this post are meant to help you live a life of stingy-ness.

Are you Ready to Start Living Stingy?

If you want to spend less money today to be able to save more later, then living stingy may be your thing. However, if you want to make big changes and achieve a completely different lifestyle, then you may need to be more open-minded.

All in all… it depends on what your goals are and where you’re starting from.

What is it that you want to accomplish in the next 6 months, a year, 5 years, or a lifetime?

Everyone has their own idea of what they’re looking for. Some might be saving up money while others may be trying to make large purchases like cars or houses.

Whatever motivates you and keeps you on your toes, then that is what you want to focus on. Plus, you will save money along the way.

Today, you have learned the basic steps to take to start living stingy as well as specific easy tips to living stingy.

Now, all you have to do is decide that living stingy is a lifestyle you want.

True financial success is a collaborative effort.

Did the post resonate with you?

More importantly, did I answer the questions you have about this topic? Let me know in the comments if I can help in some other way!

Your comments are not just welcomed; they’re an integral part of our community. Let’s continue the conversation and explore how these ideas align with your journey towards Money Bliss.

Source: moneybliss.org

Apache is functioning normally

May 18, 2024 by Brett Tams

If you’re paying full price at the gas pump these days, you might be missing a way to fuel your household savings. That’s because many rewards credit cards offer bonus points when you use them at the gas station.

Used right, those rewards are like a discount on every gallon you buy. Few consumers would turn down these savings when the average price of a gallon of gas as of May 2024 was $3.61, according to AAA.

It’s fairly common now to get triple points — 3 points per dollar spent — for using a rewards card to pay for gas. Notably, some of the best cards for fill ups don’t feature the names of big oil companies or their service station brands. Instead, you’ll likely save the most with general rewards credit cards or cards associated with warehouse clubs and credit unions.

As you shop around for a card that will shrink your gas budget, keep these tips in mind.

Use 3% as a benchmark

The most lucrative cards for gas offer the equivalent of 3% or more in rewards. Better still, many cards with high rewards rates don’t charge an annual fee, so you’ll pay nothing to earn rewards that can be redeemed for cash back, gift cards, travel and more.

Credit score matters

More often than not, rewards rates of 3x and above are found in cards that require at least good credit, or a FICO score of at least 670, to qualify. If you have a low credit score, expect your credit card options to be limited. Nonetheless, there are a few cards for people with bad, limited or no credit that earn rewards, albeit modest ones.

Mind the caps

Some cards — especially those with 5% rates and no annual fee — limit how much gas spending will earn bonus rewards. For example, you might get 4% on gas purchases up to $7,000 in annual spending. After hitting the cap, gas purchases earn just 1% until the new year. Before applying for a card for gas purchases, check the rewards cap, if any, and decide if it’s generous enough to accommodate your spending.

Beware of ‘cents off’ rewards

Instead of a percentage of cash back or points per dollar spent, some cards — especially gas station-branded cards — give you a specific discount, such as 6 cents off per gallon. But when gas costs $3 per gallon, that 6 cents off is a mundane 2% discount. Plus, gas station cards typically earn rewards that can only be spent at that particular merchant.

Rewards at the gas station vs. pump

Many cards that offer outsized rewards on gas spending also reward purchases inside the service station such as snacks and wiper fluid. But some cards limit rewards to gas spending paid at the pump, and some gas cards earn elevated rewards only on in-store purchases, not fill ups.

Rewards credit cards have terms and conditions that govern their rewards programs; read through them to see what purchases earn rewards and if that list aligns with your expectations.

Warehouse cards have pros and cons

Warehouse clubs like Sam’s and Costco can be great places to get cheaper gas, savings that are compounded when combined with the stores’ co-branded credit cards that offer high rewards rates on gas. However, these same cards only earn those desirable cash-back rates up to a certain annual cap, and the reward redemption process can be cumbersome.

Remember, too, that you must be a member of those warehouse clubs, which means paying an annual membership fee.

Stack rewards with card-linked offers

Many rewards cards offer digital coupons in the form of card-linked offers through the issuer’s app. You “clip” the coupon by adding it to your card, and once you make a qualifying purchase, you’ll receive your savings, often in the form of a statement credit. It’s common to find card-linked offers for gas purchases, so before your next fill up, skim through your card’s digital coupon list for a station near you. You’ll save with the card-linked offer and earn rewards from that fresh tank, if your card earns rewards on gas.

Look beyond gas rewards

As you shop for a good gas credit card, consider whether the card offers rewards in other categories that align with your spending habits. That way, your gas credit card card transforms into an everyday card that you can use to pay for things like groceries, take out and streaming.

Plus, you might not spend as much on gas as you think. In 2023, U.S. households spent an average of $2,635 per year on gasoline, according to the Bureau of Labor Statistics. Even with a 3% rewards card, that’s $79.05 cash back per year, or about $6.50 per month.

Source: nerdwallet.com

Apache is functioning normally

May 17, 2024 by Brett Tams

Did you know that there are many ways to get an instant sign up bonus? Making extra money has become simpler because of many apps and websites that give you instant bonuses just for signing up. These sites and apps give a nice extra money boost when you create an account, and they have different…

Did you know that there are many ways to get an instant sign up bonus?

Making extra money has become simpler because of many apps and websites that give you instant bonuses just for signing up. These sites and apps give a nice extra money boost when you create an account, and they have different rewards like cash, points for gift cards, or discounts.

Whether you’re doing surveys, shopping online, or investing, the bonus you get when you sign up can be a good reason to try out a new service.

I have earned many, many instant sign-up bonuses over the years, so I know this is a real way to make extra money.

Best Ways To Get an Instant Sign up Bonus

Below, you will see the different ways you can get instant sign-up bonuses from the best sign-up bonus apps.

Here are my quick picks to get started with:

1. Swagbucks

Swagbucks is one of the top sites to start with if you want to earn free gift cards to your favorite places, such as Target, Amazon, Walmart, Visa, and more. They also have an instant sign-up bonus of $10.

Swagbucks is a website where you can earn points (they call them “SB”) by doing tasks like searching around on the internet, watching quick videos, using their cash back shopping deals, and answering surveys.

I’ve been using Swagbucks for years, and in that time, I’ve personally earned over 110 free gift cards. It’s easy to earn points, and the website is very easy to use as well.

Here’s how the Swagbucks instant sign-up bonus works: To get the bonus, you need to activate it in the SwagUps section of your account. You’ll receive a 1000 SB bonus, equivalent to $10, when you spend at least $25 at a store listed on Swagbucks.com/Shop. You must earn a minimum of 25 SB from this purchase, and it must be completed within 30 days of registering your account.

Please click here to sign up for and use Swagbucks (and receive a $10 bonus).

2. Fetch Rewards

Fetch Rewards is a phone app (which I use regularly!) where you earn points by scanning receipts from grocery stores. You can use these points to get gift cards for Target, Amazon, Starbucks, and other places.

Plus, you’ll get a 1,000 point sign-up bonus for using the code “HD4YXY” when signing up.

I personally use Fetch Rewards every time I go grocery shopping (I use it at least a couple of times a week), as it’s one of the easiest tools to use to earn points. I just shop like I normally do, and once I get home (or once I get back to my car), I open the Fetch Rewards app on my phone and take a picture of my receipt.

After you scan a receipt using Fetch Rewards, the app quickly adds points to my account. It doesn’t matter what I buy at the grocery store – I can still earn points.

You can sign up for Fetch Rewards by clicking here.

3. Marcus (high yield savings account)

A high-yield bank account is a special type of savings account that earns a higher interest rate compared to a regular savings account. This means your money grows faster over time.

If you are looking for a new place to save your money other than the low amount that your bank is giving you, then this is an option to look into. Now, you don’t typically get a debit card with this kind of account (this is not a checking account), but you do get a much higher interest rate.

For example, if you have $10,000 saved, you could earn $540 with a high-yield savings account in a year. Whereas with normal banks, your earnings would only be $46. That is a huge difference.

I personally use Marcus by Goldman Sachs as they have a very high rate. You can get up to 5.40% (at the time of this writing) through my referral link bonus. Plus, there are no monthly fees.

With Marcus, you can earn an extra 1.00% on top of the high-yield rate on Marcus’ Online Savings Account by signing up today. I actually signed up for Marcus last year and received this sign-up bonus myself, so I know that it is real. An extra 1.00% as an instant sign-up bonus is a no-brainer!

You can join Marcus by Goldman Sachs and get the new account bonus by clicking here.

4. InboxDollars

InboxDollars is a rewards website where you earn points by answering online surveys, watching short video clips, playing online games, and doing other activities.

The points that you earn can be redeemed for gift cards to places such as Amazon, Walmart, Apple, Target, Starbucks, Lowe’s, and more.

You can join InboxDollars and get a free $5 sign-up bonus.

5. Survey Junkie

Survey Junkie is a popular platform where you can earn extra money for sharing your thoughts in online surveys.

By answering three surveys daily on Survey Junkie, you can earn about $40 per month in free gift cards and PayPal cash.

The sign-up bonus on Survey Junkie often changes. Here’s one I recently saw: You’ve been selected for a $5 bonus starting tomorrow called the “May Day Bonus.” To earn this bonus, you need to complete 3 surveys per day for a total of 7 days between May 1 and May 13. Each survey must be worth 20 points or more. On average, members earn $25 in rewards during bonus events like this.

Please click here to sign up for Survey Junkie.

6. Branded Surveys

Branded Surveys is a survey platform where you earn points by answering questions. You can use these points to get free gift cards or PayPal money.

The surveys on Branded Surveys usually take 5 to 15 minutes to finish and pay between $0.50 and $5.00 each.

They currently have a 100 point welcome bonus for signing up.

You can sign up for Branded Surveys here.

7. Upside

Upside is a cash back rewards app for fuel (gas, diesel, etc.) purchases at a gas station.

When you use the app to locate and buy gas at participating stations, you can earn cash back that can be redeemed for gift cards.

Plus, when you use the app for the first time, you can earn a higher cash back amount to help you get acquainted with it. In my first use of the app, I received $0.74 back per gallon. I purchased 12.62 gallons of gas and saved $9.33 just by using the app for the first time. This was a large cash bonus, and it won’t always be this high, but it was definitely still nice to get.

This welcome bonus was really nice and easy to use!

You can sign up for Upside here.

8. Ibotta

Ibotta is an app that gives you cash back for shopping, especially at grocery stores. After you shop, simply upload your receipts to earn cash back. You can use this cash back for free gift cards to places like Walmart, CVS, Amazon, DoorDash, and Target, or you can transfer it to your bank account or PayPal.

Here’s how Ibotta works:

Download the Ibotta app – Get the app on your phone.
Check available offers – Before you shop, look for offers on specific items like crackers or fruit.
Shop and scan – After shopping, scan your receipt in the app to earn points.

Plus, you can use the code “XWRAFGT” to get $5 after you submit your first receipt to Ibotta as a bonus for being a new member.

You can join Ibotta here.

9. Rakuten

Rakuten has an easy way to earn cash back on purchases from over 3,500 stores. When you buy something, a percentage of your purchase comes back to you as cash. Your earnings can be sent to you by check or PayPal.

With Rakuten, you can earn up to an additional 10% cash back on purchases made within your first 7 days of using the service.

When I first signed up for Rakuten, it was due to me receiving a welcome bonus. And, I know many others who have received this new member bonus too.

You can join Rakuten by clicking here.

10. Prime Opinion

Prime Opinion is a survey website where you can earn money by sharing your opinions from home. It’s a legitimate platform with many surveys available to complete – currently, there are over 40 different surveys listed in my personal dashboard when I log in.

Your points can be used toward free gift cards and PayPal cash.

Currently, you can sign up and get up to a $5 free bonus with Prime Opinion.

Click here to join Prime Opinion.

11. MoneyLion

MoneyLion is a finance app that has many features, such as the ability to get quick cash of up to $500, a tool that will help you to build your credit, another that will help you invest, and more.

MoneyLion also has a $5 instant sign-up bonus after you open an account.

12. MyPoints

MyPoints is an app that allows you to earn rewards by scanning receipts, answering surveys, watching videos, and shopping online. You can earn points by scanning your receipts and then redeem them for gift cards or cash.

To get started with MyPoints, visit their website and go to the “Magic Receipts” section. From there, you can snap a picture of any receipt from stores like grocery stores, warehouse clubs, drugstores, clothing stores, restaurants, and more.

When you sign up for MyPoints, you can receive a $10 welcome bonus. Here’s how it works: Spend $20 or more (excluding taxes and shipping) on any shop merchant through the MyPoints site or MyPoints emails within your first 30 days of membership. They’ll credit your account with 1,750 Points, which you can redeem for a $10 gift card of your choice.

Please click here to sign up for MyPoints.

13. InboxDollars

InboxDollars is a rewards platform that has many ways for you to earn points, such as taking surveys (earn between $0.50 and $5.00 for each one), reading emails, playing online games, and watching videos.

With InboxDollars, you can receive free gift cards to places like Target, Amazon, PayPal, iTunes, Apple, and many others.

Plus, you can get a $5 sign-up bonus when joining.

By signing up for InboxDollars, you can receive a free $5 too.

14. Cash App

Cash App is a mobile payment service that allows you to send money to friends and family. When you sign up for Cash App, you might receive an instant sign-up bonus too.

You’ll have to find a referral code from a friend who already uses Cash App. Then, sign up using this code and send $5 to another Cash App user. By doing this, you’ll receive a $5 bonus. It’s like getting free money just for trying out the app that you probably are already looking to use.

15. BeFrugal

BeFrugal is a cash back site that lets you earn money just by doing your regular shopping.

You can get up to 40% cash back at over 5,000 different stores. And, your cash payout is via check, PayPal, direct deposit, Zelle, Venmo, or gift card.

Plus, you can join for free and get a $10 bonus as a welcome.

You can sign up for BeFrugal here.

16. Fundrise

Investing in real estate can seem challenging, but with Fundrise, you can start a little more easily. When you join Fundrise, you can invest in properties across the USA without the hassle of being a landlord.

Plus, you can begin with a small amount of money.

When you sign up with Fundrise, you sometimes get a bonus.

You can sign up for Fundrise here.

17. Robinhood

Robinhood is a website where people can buy and sell stocks, ETFs, options, and more (like crypto) without having to pay high fees. This app was made to help more people start investing easily and have an investment portfolio, especially those who are new to it.

Robinhood gives new users different sign-up bonuses to get them started with trading in the stock market.

The bonus varies depending on when you sign up. But, some examples include:

$25 when you deposit $1,000+
$250 when you deposit $10,000+
$1,000 when you deposit $50,000+

Or, sometimes you can earn a bonus by moving your brokerage account from another company to Robinhood. Whether you transfer $10,000 or $1 million, they’ll give you a bonus equal to 1% of the amount you transfer, and there’s no limit on how much you can earn (Robinhood states this disclosure, “To keep the bonus, you must keep the money you transfer into Robinhood in your Robinhood individual brokerage account for at least 2 years.”).

18. Acorns

Acorns is a micro-investment app, meaning you can buy small pieces of stocks instead of full shares, which makes investing easier.

With Acorns, you can connect your debit and credit cards. It rounds up your transactions to the nearest dollar and invests the spare change.

Acorns typically gives a $5 welcome bonus to new users.

You can click here to sign up for Acorns.

Frequently Asked Questions

Below are answers to common questions about the best sites and apps for an instant sign-up bonus.

Do any apps actually give you money?

Yes, some apps do give you real money just for signing up. These apps range from survey platforms to financial services, and they use sign-up bonuses to get more people to sign up and try out their service or product.

What app gives you money instantly for signing up?

Apps that give you money instantly for signing up include Fetch Rewards, Swagbucks, Rakuten, Upside, Cash App, and more. Many apps pay you money to sign up because it makes their app look more appealing.

Which app gives the highest sign up bonus?

While sign-up bonuses change all the time, financial apps tend to have higher sign-up bonuses for new users.

Why do sites give a sign up bonus?

Sites give a sign-up bonus to encourage new users to join their site or app. It’s a marketing strategy that benefits both the company and you – they gain a new customer, and you get extra cash or rewards.

Do banks have sign up bonuses?

Yes, banks like Wells Fargo and Chase sometimes have sign-up bonuses for new members who have a qualifying direct deposit.

How To Get an Instant Sign up Bonus

I hope you enjoyed this article on the best ways to get an instant sign-up bonus.

Certain apps like Swagbucks and Cash App give you instant cash bonuses, while others like Fetch Rewards or BeFrugal reward you with points or cash back when you use their platforms for shopping. Investment apps like Fundrise or Acorns also have sign-up rewards, such as a free stock or investment credit.

Here’s a quick list of my favorite ways to get an instant sign-up bonus:

I have earned many instant sign-up bonuses over the years from many different apps and sites, so I know that this is real. While the sign-up bonuses won’t make you rich, they can be enticing and get you to try something new.

What is your favorite way to get an instant sign up bonus?

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Source: makingsenseofcents.com