Gift Cards

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In addition to serving as the unofficial start to summer, Memorial Day weekend is also a major sale holiday. You can typically find Memorial Day sales across just about every category, from mattresses to major appliances to fashion. The holiday isn’t until May 27, but between spring savings events and early Memorial Day offers, there are already some solid early deals available.

Some of the best offers you can shop today include up to 50% off a new DreamCloud mattress, up to 30% off soft linens and loungewear at Cozy Earth and up to 60% off furniture at Burrow. Find additional info on these sales below, plus get answers about what to expect from this year’s Memorial Day sales.

The Best Early Memorial Day Sales At A Glance:

Best Early Memorial Day Sales: Mattresses

MOST POPULAR

Best Early Memorial Day Sales: Home

  • Burrow: Save up to 60% sitewide at this mod home furnishings retailer right now.
  • Cozy Earth: Score soft bamboo linens for up to 30% off during its current sale. Psst, Cozy Earth makes our pick for the best bamboo sheets.
  • Frontagate: Frontgate is counting down to Memorial Day weekend by offering up to 40% off sitewide. That includes tops picks like our favorite bath towels.
  • CB2: Take up to 30% off chic furniture, rugs and décor and up to 60% off clearance items at CB2.
  • Our Place: During Our Place’s Spring Sale, you can save up to 40% on cult-favorite kitchenware, like the Always Pan 2.0 and the Wonder Oven.
  • Pottery Barn: Shop its current sale to save up to 50% on all outdoor and garden gear.
  • Target: The popular one-stop shop is currently offering up to 50% off kitchen and dining favorites. (Plus, RedCard holders get an additional 5% off.)
  • Williams-Sonoma: Shop best-selling cookware, bakeware and kitchen appliances for up to 40% off.

Best Early Memorial Day Sales: Appliances

LG WashTower (4.5 Cubic Feet Washer And 7.4 Cubic Feet Dryer)

Buy From Lowe’s

  • Lowe’s: Take up to 35% off major appliances for your home this week including our pick for the best stackable washer and dryer.
  • Samsung: Save up to $1,200 on refrigerators, $1,000 on laundry sets and up to $1,500 on select appliance bundles right now.
  • The Home Depot: Score up to 40% off select floor care and air quality tools at the home improvement retailer this week.
  • Best Buy: The popular tech retailer is offering up to 30% off major appliances this week as well as hundreds of deals on small kitchen appliances.
  • LG: Refresh your major appliances at LG this week. Take up to 30% off best-selling LG laundry sets and dishwashers, and up to 25% off refrigerators.
  • Amazon: Score deals on thousands of small kitchen appliances (and two-day shipping for Prime members) at the retail giant.
  • Costco: Costco members qualify for exclusive deals on popular appliances from brands like LG, Samsung and more.

Best Early Memorial Day Sales: Tech

  • Amazon: Amazon has discounts on thousands of tech favorites like AirPods, laptops, smartwatches and more.
  • Best Buy: The beloved tech retailer is a sure bet for discounts on the latest tech, often rivaling Amazon. Right now, save on Beats headphones, smart TVs and more.
  • Dell: Shop its deals section to save up to $750 on laptops and other peripherals.
  • Lenovo: During Small Business Month, Lenovo is offering up to 69% off laptops, including our pick for the best business laptop overall.
  • Walmart: Walmart is another great place to search for discounts on popular electronics from brands like Apple, LG, HP and more.
  • Woot: This Amazon subsidiary has hundreds of deals on products like TVs and smartphones (like this unlocked Google Pixel 7 Pro). You can also still qualify for Prime shipping.
  • Newegg: Newegg drops a slew of fresh deals every week, including items like laptops and SSDs. You can also often find discounts on gift cards from Nintendo and Xbox.
  • OnePlus: You can save even more on our top pick for the best budget noise-cancelling earbuds right now.

Best Early Memorial Day Sales: Fashion

  • Net-A-Porter: Score discounts of up to 60% on curated pieces from brands like Good American, Nike, Balenciaga and more.
  • J.Crew: Save up to 50% on warm weather pieces like dresses, tops and bathing suits for women, men and kids.
  • Shopbop: Peruse its sale section to save up to 60% on brands like Theory, Reformation and Free People.
  • Rue La La: Save on designer favorites, like up to 70% off Burberry for men, women and kids and up to 30% off Gucci bags.
  • Athleta: Athleta’s sale section was just refreshed. Save up to 60% on athleisure wear favorites, like the Run With It High Rise Skort.
  • Backcountry: Sign into your free account to take 20% off one full-priced item during this outdoor retailer’s member sale.

Best Early Memorial Day Sales: Beauty

  • Amazon: Now through May 19, you can save on summer skincare and beauty essentials—plus get a $10 credit on orders of $50 or more with code BEAUTYHAUL.
  • Paula’s Choice: You can take 20% off Niacinamide skincare products right now, including this best-selling Niacinamide + BHA Duo.
  • Solawave: Save 25% on these best-selling light therapy wands and skincare serums.
  • Revolve: Check out its sale section to find deals on products from brands like Indie Lee, T3 and Korres.
  • Origins: Take 25% off sitewide from this classic skincare brands. You’ll also get a free eight-piece gift with orders over $100.
  • SK-II: You can save 15% on all of its skincare right now, including bestsellers like the Petera Facial Treatment Essence.

When Is Memorial Day 2024?

Memorial Day is always the last Monday in May. This year, it falls on May 27.

When Do Memorial Day Sales Start?

We expect many of this year’s Memorial Day sales to kick off on Friday, May 24. Some sales will start even earlier in May, but retailers typically save their best offers for the official holiday weekend.

What Are The Best Things To Buy On Memorial Day?

Memorial Day is typically a great time to save on big-ticket items like mattresses, patio furniture, major appliances and TVs. In recent years we’ve also seen more and more sales cropping up from fashion and beauty brands. Think of the holiday weekend as sort of a mini Black Friday where you can find deals across nearly all product categories.

Do Appliances Go On Sale During Memorial Day?

Yes, Memorial Day is a great time to find discounts on appliances of all sizes. Retailers like Samsung, Lowe’s and The Home Depot typically host appliance sales over the long weekend. But if the appliance you’ve been eyeing isn’t discounted, don’t get discouraged; you’ll likely get an opportunity to save over July 4 or Labor Day.

Do Clothes Go On Sale During Memorial Day?

Memorial Day clothing sales are fairly common. In the past we’ve seen discounts from retailers like Madewell, Rent The Runway, J.Crew and Abercrombie & Fitch.

Source: forbes.com

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The AAA credit card portfolio requires a little history lesson.

After Bread Financial formally partnered with AAA in 2022, the companies launched two co-branded credit cards: the AAA Travel Advantage Visa Signature Credit Card and the AAA Daily Advantage Visa Signature Credit Card. Both are issued by Bread Financial, formerly Comenity Bank, and offer solid rewards rates, although earnings are capped.

A third co-branded card, the AAA Cashback credit card, is issued by U.S. Bank.

The Travel Advantage and Daily Advantage credit cards have similar features, but they differ from their Cashback cousin when it comes to eligibility requirements, rewards and sign-up bonus.

Here’s what you need to know about the three AAA credit cards to help you decide the best fit for your lifestyle.

1. There are 3 AAA credit cards

Before applying for one of the AAA credit cards, make sure you’re filling out an application for the card you really want. The three AAA credit cards have different rewards structures:

  • AAA Daily Advantage credit card.

  • AAA Travel Advantage credit card.

  • AAA Cashback credit card.

AAA Daily Advantage credit card

AAA Daily Advantage is billed as a card for everyday spending. And for many cardholders, the rewards categories do represent common spending categories. The Daily Advantage card earns:

  • 5% cash back at grocery stores.

  • 3% cash back on gas and EV charging, wholesale clubs, streaming services, pharmacy and AAA purchases.

  • 1% cash back on all other purchases.

There’s a $500 annual cash-back cap on rewards earned at grocery stores, wholesale clubs and gas stations combined. After hitting the cap, purchases in those categories earn 1% back for the rest of the year. A $500 rewards limit may seem high, but some families will easily exceed it. If you spend $10,000 annually at grocery stores alone, you’d hit the $500 cash-back cap.

AAA Travel Advantage credit card

As the name suggests, AAA Travel Advantage is a travel-centric card, and its rewards categories bear that out. The Travel Advantage card earns:

  • 5% cash back on gas and EV charging.

  • 3% cash back on travel, restaurants, grocery stores and AAA purchases.

  • 1% cash back on all other purchases.

Rewards earned on gas and EV charging are capped at $350 per calendar year. The rewards rate drops to 1% once you’ve hit the limit. Given the 5% rate, cardholders would need to spend $7,000 a year (or about $583.30 per month) on gas and EV charging to reach the $350 rewards cap.

AAA Cashback credit card

The rewards rates are less impressive on the AAA Cashback card compared to the other two cards; however, there’s no cap on rewards. This card earns:

  • 3% cash back at grocery stores, gas stations and dining.

  • 2% cash back on AAA memberships, travel and insurance.

  • 1% on everything else.

🤓Nerdy Tip

Bread Financial doesn’t allow consumers to have both the Daily Advantage and Travel Advantage cards.

2. You may need AAA membership to get one of the cards

AAA membership is required to get the AAA Cashback credit card. Pricing depends on where you live, but in general, a membership can cost from $38-$164 a year for one person.

However, you don’t have to be a member of AAA to apply for the Daily Advantage or the Travel Advantage credit cards.

3. Reward redemption options vary slightly by card

If you have the AAA Cashback Visa, rewards may be redeemed for the following:

  • AAA gift cards.

  • Merchandise.

  • Statement credit ($25 minimum to redeem).

  • Direct deposit ($25 minimum to redeem).

  • Gift cards. 

The redemption options for the Daily Advantage and Travel Advantage cards include everything listed above plus Apple products and AAA merchandise, services and travel. Cardholders must have at least $5 to redeem if they opt for cash back or a statement credit.

For all three AAA cards, rewards expire after five years.

4. Sign-up bonuses vary by card, too

Currently, the Travel Advantage and Daily Advantage credit cards have the same sign-up bonus: a $100 statement credit for new cardholders who spend $1,000 on their AAA Visa Signature card in the first 90 days of account opening.

As of this writing, the welcome offer for the AAA Cashback card is potentially more valuable, depending on your spending. Instead of the standard 2% rate, new AAA Cashback cardholders will earn 4% on AAA memberships, travel and insurance for the first six months, up to $6,000. Were you to hit the $6,000 spending cap, you’d get $240 cash back.

5. Fees are minimal 

For the Daily Advantage and Travel Advantage cards, the combination of a $0 annual fee and a fixed 5% rewards category is especially notable. Other credit cards that feature a 5% rate often come with an annual fee or require you to actively track and opt in to bonus categories that rotate every quarter.

Source: nerdwallet.com

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Did you know that there are many ways to get free Target gift cards? You can get free Target gift cards and make extra money for this favorite store. Target is a very popular store in the United States, and their gift cards make a great present for any occasion. Whether you’re getting one as…

Did you know that there are many ways to get free Target gift cards?

You can get free Target gift cards and make extra money for this favorite store.

Target is a very popular store in the United States, and their gift cards make a great present for any occasion. Whether you’re getting one as a gift or want to use them for your shopping, you might want to know how to get Target gift cards without spending any extra money.

You can earn these free gift cards through many different ways too.

Before you think it’s not doable, let me tell you – I’ve personally earned over 110 free gift cards over the years. It feels so nice to use a free gift card to get something I want. So, it’s definitely possible with some effort!

Best Ways To Get Free Target Gift Cards

Below, you will see the different ways you can earn free Target gift cards.

Here are my quick picks to get started with:

Here’s what you’ll see on Swagbucks when redeeming your points for free Target gift cards.

1. Swagbucks

Swagbucks is one of the top sites to start with if you want to earn free gift cards to your favorite places, such as Target.

Swagbucks is a website where you can earn points (they call them “SB”) by doing tasks like browsing the internet, watching videos, using their shopping deals, and answering surveys. Simply sign up, complete your account profile, and start earning points to get a free Target eGiftCard code.

I’ve been using Swagbucks for years, and in that time, I’ve personally earned over 110 free gift cards. It’s easy to earn points, and the website is very easy to use as well.

You can get anywhere from a free $5 Target gift card to $100 at a time on Swagbucks.

Please click here to sign up for and use Swagbucks (and receive a $10 bonus).

2. Fetch Rewards

Fetch Rewards is a cell phone app (that I personally use at least once a week!) where you earn points by scanning receipts from grocery stores. You can then use these points to redeem Target gift cards.

I personally use Fetch Rewards every time I go grocery shopping as it’s one of the easiest apps to use to earn points. I just shop like I normally do, and once I get home, I use the Fetch Rewards app on my phone and take a picture of my grocery receipt.

Fetch Rewards then scans the receipt and adds points to my account within just seconds. And, it doesn’t matter what I buy at the grocery store – I can earn points.

You can sign up for Fetch Rewards by clicking here.

4. Free Target gift card with purchase

Did you know you can earn free Target gift cards while shopping for your everyday items?

Target has deals where you can get more for your money. When you purchase certain products, Target gives you a free gift card as a bonus.

For example, sometimes they have a deal where if you buy two boxes of diapers, you can get a free $20 Target gift card. I have also seen a similar deal for if you buy face wash, household goods, pet food, and more.

These will typically be listed either online on Target’s website or in person right on the shelf. Then, after you check out, you’ll get the free gift card.

This is a very easy way to get free Target gift cards for stocking up on things that you most likely already buy and need anyway.

4. InboxDollars

InboxDollars is a rewards site that gives points for answering online surveys, watching quick clips, playing games, and more.

You can use your points to get free Target gift cards.

You can join InboxDollars and get a free $5 sign-up bonus.

5. American Consumer Opinion

American Consumer Opinion is a market research company that pays people to share their opinions by answering surveys.

It’s free to join, and surveys typically pay around $1 to $5 each. Once you reach a certain amount, you can then redeem your earnings for free Target gift cards (and many other rewards like PayPal cash).

Please click here to sign up for American Consumer Opinion.

6. Survey Junkie

Survey Junkie is a popular platform where you can earn free Target gift cards by sharing your opinions through surveys. When you complete surveys, you earn points that can be redeemed for gift cards, including Target gift cards.

By answering three surveys daily on Survey Junkie, you can earn about $40 per month in free Target gift cards.

Please click here to sign up for Survey Junkie.

7. Branded Surveys

Branded Surveys is a survey platform where you earn points by answering questions, and you can redeem these points for free Target gift cards.

The surveys typically take 5 to 15 minutes to complete and pay between $0.50 and $5.00 each.

You can sign up for Branded Surveys here.

8. PrizeRebel

PrizeRebel is a website where you earn rewards points by completing tasks such as surveys and watching videos. Once you collect enough points, you can exchange them for free Target gift cards.

I personally just redeemed around $150 in points last week, so I know that this is a legit way to get free Target gift cards!

You can join PrizeRebel here.

9. PayPal Honey

Another great way to get free Target gift cards is to download PayPal Honey. You can install the Honey browser extension, which automatically finds and applies coupon codes and promo codes when you shop online.

Here’s how it works:

  1. Shop online as you normally would.
  2. At checkout, Honey will find and apply the best coupon codes for you.

You can redeem your points from Honey for cash, Target gift cards, or PayPal shopping credits.

You can add Honey by clicking here.

10. Upside

If you ever buy gas for your car (which is pretty much everyone!), then Upside is the app for you. Upside is a cash back rewards app specifically for gas purchases.

When you use the app to find and purchase gas at participating gas stations, you can earn cash back that can be redeemed for gift cards, such as for free Target gift cards.

Not every gas station is included in the app, but you can earn rewards by selecting from the stations listed within the app. You do need to select the gas station before you pump the gas into your car – this is important to remember!

You can sign up for Upside here.

11. Ibotta

Ibotta is an app that gives you cash back for shopping, especially at grocery stores. After you shop, just upload your receipts to earn cash back that you can use for free Target gift cards. I use Ibotta often and think it’s really helpful!

Here’s a quick summary of how you use Ibotta:

  1. Download the Ibotta app.
  2. Check available offers before you shop (such as a specific brand of crackers or fruit).
  3. Scan your receipt once you’re done shopping to get points.

You can join Ibotta here.

12. Rakuten

Rakuten has an easy way to earn cash back on purchases from over 3,500 stores. When you buy something, a percentage of your purchase comes back to you as cash. Your earnings can be sent to you by check or PayPal.

While Rakuten doesn’t pay you in free Target gift cards directly, you can use the cash you earn from Rakuten for other purposes, like going shopping at Target.

You can join Rakuten by clicking here.

13. Find Target gift card giveaways

If you want to get free Target gift cards, entering sweepstakes and giveaways can be a fun way to try.

To earn free Target gift cards through giveaways:

  1. Follow brands on social media – Many companies host giveaways on platforms like Instagram. Follow your favorite brands and keep an eye out for their posts or stories announcing gift card giveaways.
  2. Search hashtags – Use hashtags like #freetarget, #giveaway, #giveawayalert, #contest, and #freebie on Twitter, Facebook, and Instagram to find Target gift card giveaways.
  3. Use sweepstakes websites – Subscribe to online sweepstakes websites that list current giveaways.

Entering these giveaways can be a simple way to possibly get free gift cards, even though winning isn’t guaranteed.

14. Prime Opinion

Prime Opinion is a survey website where you can earn money by sharing your opinions from home.

It’s simple: You share your thoughts and they pay you for it. Prime Opinion is a legitimate survey platform that has many surveys to complete (there are over 40 different surveys currently listed in my personal dashboard).

You can redeem your points for Target gift codes or cash payouts, starting at just $1.

Click here to join Prime Opinion and get up to a $5 free bonus.

Here’s a screenshot of Target’s weekly ad, and it shows how you can get a free Target gift card (this is an old ad, so this offer is not valid).

15. Check out Target’s weekly circular

If you want to get free Target gift cards, I highly recommend reading Target’s weekly circular! It’s your go-to for the latest deals and promotions – whether that be seasonal promotions, weekly promotions, holidays (such as Mother’s Day, President’s Day, Father’s Day, Labor Day, Thanksgiving, etc.), and more.

Target’s weekly circular is also great around Black Friday and Cyber Monday, as they will list many Target coupons and free gift card deals here.

This is a flyer that Target updates every week, filled with sales on items from clothes to electronics. But that’s not all! Target also announces when you can earn free gift cards after buying certain products.

To find the weekly circular, check online on Target’s website or look in your mailbox if you receive paper ads. Target makes it easy to spot offers for free gift cards – they’re usually highlighted to stand out.

16. Join Target Circle and look for free Target gift card offers

Joining Target Circle, Target’s free loyalty program, is an easy way to get free Target gift card offers.

Here’s how this works:

  • Sign up – Start by signing up for Target Circle either online or in a Target store. It’s free and you just need your phone number.
  • Earn cash back – As a Circle member, you earn 1% cash back on eligible purchases. If you have a RedCard, you get 5% back instead!
  • Exclusive deals – Watch out for exclusive member-only sales. Sometimes, these include offers for free gift cards with certain purchases.

This is easy to use too – when ringing out at Target, just enter your phone number in the keypad.

17. Get a free Target gift card through the Target electronics trade-in program

Do you have old gadgets collecting dust at home? Your unused electronics can be turned into a free Target gift card through Target’s trade-in program. You can swap phones, tablets, game consoles, and more for a Target eGiftCard.

Here’s how it works:

  1. Find your device – Visit Target’s trade-in website and select your device from the list of eligible options.
  2. Get a quote – Answer a few questions about your gadget’s condition to receive an instant estimate from Target.
  3. Ship for free – If you accept the offer, ship your device to Target using the provided prepaid shipping label. Target covers the shipping costs, so it’s free for you!
  4. Get your free Target gift card – Once Target receives and evaluates your device, they’ll send you a Target eGiftCard by email.

Frequently Asked Questions

Below are answers to common questions about how to get free Target gift cards.

How can I get a Target gift card for free?

You can earn a free Target gift card through different promotions, such as buying specific items at Target, joining the Target Circle loyalty program, or taking advantage of special deals that include a gift card as a bonus.

Are there any expiration dates on Target gift cards I get for free?

No, Target gift cards do not expire, even the ones you get for free. This means you can use them anytime – you don’t have to rush! But, I do always recommend keeping up-to-date on this as it can change at any time.

How do I check the balance of my Target gift card?

Checking your Target gift card balance is easy. Just go to Target’s website, find the gift card balance page, and enter the card number and access code. The balance will show up, and you’ll know exactly how much you can spend.

Can I win a Target gift card from legit contests online?

Yes, you can win Target gift cards from legitimate online contests. Just make sure you’re entering contests from reputable websites and companies to avoid scams.

Is it true that you can earn Target gift cards by taking surveys?

Yes, you can earn Target gift cards by taking surveys on websites like Swagbucks and Branded Surveys. These sites give gift cards, including ones for Target, as rewards for completing surveys. Keep in mind that you typically need to accumulate a certain amount of credits before you can cash out for a gift card.

How do I redeem a Target eGiftCard code in person?

To use a Target eGiftCard in stores, just show the barcode on your phone. I have done this in the past and it is very easy.

How To Get Free Target Gift Cards

I hope you enjoyed this article on how to get free Target gift cards.

There are many, many ways to earn free gift cards to Target as you learned above. From answering online surveys, taking pictures of your grocery shopping receipts, and using cash back sites, there are probably many ways that you can save some money at Target or SuperTarget by using Target gift cards.

I’ve earned many free gift cards over the years, and I absolutely love it. Just last week, I redeemed over $150 in gift cards to some of my favorite retailers.

Do you like to earn free Target gift cards?

Recommended reading:

Source: makingsenseofcents.com

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Using a credit card to make purchases is straightforward, but understanding the ins and outs of how exactly they work can be more complicated.

On the back end, credit card issuers can take certain liberties that impact your cards’ features. If you dig into the fine print, you’ll find that card issuers generally mention they can make certain account decisions at their discretion. There are also unwritten liberties issuers can take, potentially in your favor. For instance, an issuer may be cooperative when you request lower interest rates, a higher credit limit or a switch to a different card entirely.

The more you understand your credit cards, the better you can navigate them.

Here are a few facts about credit cards that are good to know.

1. Some credit card terms can change with little if any warning

You may become accustomed to certain perks, rewards, fees or even interest rates over time, but those features can change — some more quickly than others. You’ll often find language supporting this in a card’s terms and conditions.

For significant changes — like increases to interest rates, fees and the minimum amount due — the card issuer generally must give notice 45 days in advance, according to the Consumer Financial Protection Bureau’s website. But benefits or rewards aren’t considered “significant,” so changes to those can come at any time. (Many issuers will still send an email or written notification as a courtesy to cardholders.)

Variable interest rates change at a quicker pace than other features, as has been the case since the Federal Reserve began hiking interest rates to battle inflation.

“Folks didn’t realize that the rise in the federal interest rate applies to their credit card also,” says Martin Lynch, director of education at Cambridge Credit Counseling, a nonprofit credit counseling agency. “Variable rate cards incorporate those hikes usually within a month or two, so you did see some people experiencing some sticker shock when the minimum payments went up.”

2. Issuers can close an account or cut your credit limit at any time

Even if you’re managing a credit card responsibly, an issuer can still legally close your account if it wants to, according to the CFPB website.

The issuer must provide an “adverse action notice” when it makes these kinds of unfavorable decisions, the website notes. But they can still catch you off guard.

3. Your creditor may be willing to bend on interest rates

For longtime customers with solid track records, an issuer might be willing to negotiate a lower interest rate. Alternately, a hardship plan (if available) can temporarily lower interest rates if the hardship is because of qualifying circumstances beyond your control.

If you’re having trouble juggling debt, credit card issuers may also be willing to work with you through a nonprofit credit counseling agency’s debt management plan, which can consolidate those debts into one fixed monthly payment if you qualify.

“Our average interest rate right now is about 8%, among all creditors,” Lynch says. “Some are higher, some are lower.”

For comparison, the average rate for credit cards that assessed interest in the last quarter of 2023 was 22.75%, according to Fed data.

4. You might not qualify for a sign-up bonus

Many credit cards offer an upfront pile of cash back, points or miles as an incentive for new cardholders who can meet a specific spending requirement. But if you’ve recently applied for a credit card with the same issuer — even if it’s been more than a year — you might not qualify for the advertised bonus.

As you’re applying for a credit card, it’s important to read the terms carefully to understand whether you’re eligible for such a welcome offer.

5. You can lose a 0% APR

If you have good or excellent credit (credit scores of 690 or higher), you might qualify for a credit card with a 0% introductory APR on purchases, balance transfers or both. But that promotional window may not be guaranteed.

If you pay late, for instance, the issuer could cancel the 0% APR offer and start charging the card’s ongoing variable interest rate instead. Depending on the card, a much higher penalty APR can also apply after missing a payment.

To avoid missing payments, set a reminder or establish an automatic payment schedule.

6. You might be able to upgrade or downgrade your credit card

If a credit card is no longer as valuable to you as it once was, contact the issuer to see whether it’s possible to upgrade or downgrade your credit card to a different option. This is also known as a “product change,” and it may allow you to retain your account number and account history while switching to a card that better suits your needs now.

You might consider downgrading to a different option to avoid an annual fee, for example. An upgrade might get you higher rewards or better perks.

7. The value of your rewards may vary

It’s not really an issue for cash-back credit cards, but if you have a co-branded store card or travel card, be aware that the points or miles that you’re earning may be less valuable for some redemptions than for others.

For example, your miles may be worth a penny or more each when redeemed for travel, but a good bit less than that when you redeem for options like cash back, statement credit or gift cards.

Knowing the true value of your rewards can help you maximize them. You can often get an idea of that value either by logging into your card account and exploring redemption options or by revisiting the card’s terms and conditions.

Source: nerdwallet.com

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The following Five Surveys Review is a sponsored partnership with Five Surveys. Welcome to my Five Surveys Review! If you want to earn extra cash from home on your own schedule, I recommend trying out Five Surveys. This honest review of Five Surveys is going to explain what Five Surveys is, how Five Surveys works,…

The following Five Surveys Review is a sponsored partnership with Five Surveys.

Welcome to my Five Surveys Review!

If you want to earn extra cash from home on your own schedule, I recommend trying out Five Surveys.

This honest review of Five Surveys is going to explain what Five Surveys is, how Five Surveys works, and how you can earn spare cash with paid online surveys on Five Surveys.

If you’re interested in earning money online, you might have come across Five Surveys. This site pays users to complete surveys, giving an easy way to make extra cash from home. Unlike other survey sites that pay low amounts, Five Surveys has a simple deal: complete five surveys and earn $5.

I’ve been taking surveys for years, and I find it to be an easy way to earn extra money in my spare time.

I personally signed up for Five Surveys and have started taking surveys to test it out for you, my reader. One thing I really love about Five Surveys so far is the amount of surveys that are available. Already on the first day, there were 42 surveys that I could get started with, with more being added all the time.

Please click here to sign up for Five Surveys.

Five Surveys Review

Below is my Five Surveys review.

What Is Five Surveys?

Five Surveys, also known as 5 Surveys, is a website where you get paid to answer surveys online.

For every five surveys you finish, you can earn $5. Yes, once you answer your fifth survey, you can make quick cash, and they have a lot of available surveys for you to get started with.

If you’re all about making some extra cash, Five Surveys could be your go-to. Here are some reasons why I personally like Five Surveys:

  • This survey site is easy to use – Everything can be found right from the dashboard once you log in.
  • There are lots of surveys available – There are tons of surveys waiting for you, anytime. Whether it’s day or night, you can log in and find a survey to answer.
  • Fair payment for your time – For every 5 surveys you finish, you get $5. That means you’re earning $1 per survey, which is good for a few minutes of sharing your thoughts.
  • Get paid now, not later – Hate waiting? With Five Surveys, there’s no more watching the clock. After you complete 5 surveys, you can redeem your earnings.
  • Great customer service – They have a 24/7 live chat support team for any questions that you have.

When I first signed up for Five Surveys, I immediately received 42 surveys that I could start with. They ranged anywhere from 1 minute to 29 minutes. And, the way that the Five Surveys online platform works is that you need to answer 5 surveys to get the $5.

The surveys that you will see once you sign up for Five Surveys.

How Five Surveys works

Five Surveys is a platform where you can earn money just by sharing your thoughts and input through surveys.

Here’s how to get started on Five Surveys:

  1. Sign up – First, you need to create an account. It’s free! You can join Five Surveys for free here.
  2. Verify email – After signing up, check your email to find a verification link. Click it to activate your account.
  3. Take surveys – Once your account is all set, you can start taking surveys. These surveys are a way for you to share your opinion on different things.
  4. Earn money – For every 5 surveys you take, you get paid $5. That’s like getting $1 for each survey you complete!
  5. Cash out – When you’re ready, you can take this money and put it in your pocket. The cash out process is simple and quick.

You may occasionally come across screen-outs (this is when you start a qualification survey but are deemed not their intended target market), but the more surveys that you take then the easier it is for Five Surveys to match you with better surveys with your customer profile. For example, the qualifier may ask if you have children, but the survey’s target criteria may actually be looking for households with no children. So, you will see less inconvenience when it comes to these with the more surveys that you take.

Note: The answers for the pre-survey questions need to be accurate and detailed so the you have more relevant surveys available.

Why does Five Surveys pay you to answer surveys?

Ever wondered why companies pay for your thoughts on surveys? It’s because your opinions matter! Companies want to know what you think about their products and services because they want to create things that you’ll like and want to buy.

Market research firms act like detectives for companies, gathering clues about what people want. They create surveys for us to fill out, which helps them figure out what products should be like. As a thank-you for your help, these companies reward you with cash and other payment methods.

What kind of questions are asked in surveys?

When you visit online survey sites to earn extra cash, you might wonder what kinds of questions you’ll be asked.

The questions can vary from survey to survey, but they tend to focus on your opinions about products or services, your preferences, and sometimes personal details such as whether you have pets or children at home and geographical characteristics (where do you live?).

I have taken over 100 surveys in my lifetime, and I have never once come across a hard question. They are always super easy and quick to answer.

Here’s a sneak peek into some typical questions that you may see:

  • How frequently do you eat out?
  • Is cost a big deal for you when shopping for something?
  • What do you value in a product like ____?
  • How much do you use items such as ____?
  • How much money do you make each year?
  • What fills up your free time?
  • Do you do a lot of research before you buy something? Or, do you impulse shop?
  • How many trips do you make to the grocery store in a month?

Survey creators design these questions to be easy—they don’t require you to be an expert or a genius.

In some surveys, you might come across detailed questions about specific items, while others might be broader and aim to understand you better. This helps companies figure out why certain products or services might be a good fit for you.

Here are some of the payment options you will see on Five Surveys.

How to cash out with Five Surveys

Getting your earnings from Five Surveys is quick and easy.

You simply go to your Five Surveys account and choose your withdrawal method. You can choose between PayPal cash, bank transfer, Venmo, and gift cards.

They have gift cards to places such as Walmart, Olive Garden, Southwest Airlines, Chewy, Apple, and more. There are over 187 different rewards that you can choose from actually.

Frequently Asked Questions

Below are answers to common questions about getting paid to take surveys with Five Surveys.

Is Five Surveys legit?

Yes, Five Surveys is a legitimate survey site known for rewarding people who complete surveys. On TrustPilot, Five Surveys has over 1,600 reviews with a good rating of 4.2 out of 5 stars (that means that most people have a positive experience on this site!). Some of the positive Five Surveys reviews that I read on TrustPilot talked about how Five Surveys is the best survey site due to the number of easy surveys available that pay a decent amount.

Can you actually earn money by completing surveys?

You can earn money by completing surveys on Five Surveys. The platform pays out cash and other rewards for the feedback you provide in surveys. Remember, the amount you earn will depend on the number of surveys you complete.

Does Five Surveys really pay?

Five Surveys does pay its users. Upon reaching a minimum account balance, you can redeem your earnings through different methods like PayPal, bank transfer, or Venmo, and also in the form of gift cards.

Is Five Surveys worth my time?

Whether Five Surveys is worth your time depends on your goals. It is an easy way to earn small amounts of money, but like most survey sites, it won’t replace a full-time income. It’s a decent option for earning a little extra on the side.

Is Five Surveys free?

Signing up for Five Surveys is free.

Five Surveys Review – Summary

I hope you enjoyed my Five Surveys Review.

Understanding how Five Surveys works is easy. Once you complete five surveys, you’ve earned $5, which you can cash out using the payout options offered by the site (such as PayPal cash and free Amazon gift cards).

For me, I love how easy it is to get paid to answer online surveys. You can take surveys while watching TV, while waiting for some food to cook, while doing chores, and more. It is super flexible and you can do it right from your phone or computer.

Please click here to sign up for Five Surveys.

Do you like to take surveys to earn extra cash? What other questions do you have for my Five Surveys Review?

Recommended reading: Prime Opinion Review: How Much Does Prime Opinion Pay?

Source: makingsenseofcents.com

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The following Prime Opinion Review is a sponsored partnership with Prime Opinion. Welcome to my Prime Opinion Review! If you want to earn extra cash from home on your own schedule, I recommend trying out Prime Opinion. This honest review of Prime Opinion is going to explain what Prime Opinion is, how Prime Opinion works,…

The following Prime Opinion Review is a sponsored partnership with Prime Opinion.

Welcome to my Prime Opinion Review!

If you want to earn extra cash from home on your own schedule, I recommend trying out Prime Opinion.

This honest review of Prime Opinion is going to explain what Prime Opinion is, how Prime Opinion works, and how you can make extra money with paid online surveys on Prime Opinion each month.

I have been taking surveys for years, and I think it’s an easy way to make extra money in your spare time at home.

Yes, you can actually earn PayPal cash and free gift cards for something that you can do while watching TV or when you just have a few spare minutes.

All you need is an internet connection and a device like a phone, laptop, computer, or tablet to get started with Prime Opinion.

Quick summary: Prime Opinion is a survey website that allows people to earn money by sharing their opinions from home. It’s a simple concept: you share your thoughts, and they pay you for it.

I signed up for Prime Opinion personally and have started taking surveys to test it out for you, my reader. One thing I really love about Prime Opinion so far is the amount of surveys that are available. Already on the first day, there were 49 surveys that I could get started with, with more being added all the time. This is a lot more than I usually see available on survey sites!

Please click here to sign up for Prime Opinion and get up to a $5 free bonus (500 free bonus points). You can also use the code “MakingSenseofCents10” to get 10% more points for each completed survey in the following 7 days after signing up.

Prime Opinion Review

Below is my Prime Opinion review.

Prime Opinion homepage screenshot

What Is Prime Opinion?

Prime Opinion is a website where you can earn money by sharing your opinions through online surveys. These surveys often ask about everyday things like household products, TV shows, or sports teams. It’s a way to make money from home just by taking surveys on the internet.

Prime Opinion has several user-friendly features that make it easy for people to earn extra money. If you’re getting into paid surveys, here are some things you’ll like about Prime Opinion:

  • The platform is easy to use, so you won’t have trouble navigating it. You can easily find and complete surveys without getting lost on the site.
  • Whenever you log on to Prime Opinion, you’ll find a lot of available surveys where you can earn real money. It doesn’t matter if it’s morning or night; you can earn money in your free time.
  • There is a welcome bonus of up to $5 for signing up.
  • You can complete daily streaks and participate in their leaderboard contests to earn even more points and prizes.
  • They have a referral program where you can receive a 10% commission on all points that your friends earn when they sign up through your referral link.
  • Instant payments (literally less than 2 minutes) via PayPal, Venmo, ACH or via hundreds of gift cards available.
  • 24/7 live chat support in case you have any questions.

According to Prime Opinion, as I was writing this review on Prime Opinion, there were 1083 surveys available in the United States. Plus, the average user earned $11 the day before. So, as you can see, there are definitely surveys to be found here!

Now, I do want to say that Prime Opinion will not make you rich. No survey site will do that. But, you can easily earn a little extra money in your spare time from home.

After signing up for Prime Opinion, you’ll see your dashboard where you can take your first survey.

How Prime Opinion works

Joining Prime Opinion is easy and free and many users even start earning on their first day!

Here’s how to sign up for Prime Opinion and make extra money taking surveys:

  1. Join the panel – Registration is easy. Just sign up with your email by clicking here.
  2. Find surveys – Once logged in, you’ll find a list of surveys you’re eligible to take. You pick the surveys you want to work on based on the time you have and the earnings you’re aiming for.
  3. Pre-survey questions – Before starting a survey, you’ll need to answer some initial questions. Don’t worry, this is just to make sure the survey fits you.
  4. Take the survey – After qualifying, you’ll be directed to the actual survey. Fill it out, have your say, and once finished, you’re taken back to the Prime Opinion site.
  5. Get rewarded – For each completed survey, you earn points immediately. These can be turned into cash or gift cards whenever you want.

You can comfortably take surveys with Prime Opinion using any online device, such as your smartphone or computer. You have control over when and which surveys to take based on information like estimated time and payout for each survey.

It’s common to come across situations where you don’t qualify for a survey. You might answer a few questions and then see a message saying that you’re not the right fit for that particular survey. This is normal with survey sites. Keep trying, and look for other surveys that you may qualify for.

Note: The answers for the pre-survey questions need to be accurate and detailed so the you have more relevant surveys available.

Why does Prime Opinion pay you?

When you share your thoughts on Prime Opinion, you’re helping brands and companies improve their products and services. Companies pay Prime Opinion for the market research that they collect.

Your feedback is important to them because it gives them insight into what people like and don’t like.

There were many surveys available for me to try.

What kind of questions are asked in surveys?

You might be wondering what kind of questions are asked in surveys – makes sense!

Usually, you’ll be asked about your opinions on different products or services, your preferences on different things, and sometimes, more personal details like whether you have pets or kids at home.

Here are examples of the types of questions you might be asked in paid online surveys:

  1. Frequency activities – “How often do you dine out each month?”
  2. Value importance – “When considering products, how much does price influence your decision?”
  3. Feature preferences – “What specific features do you look for when buying [insert product]?”
  4. Usage patterns – “How frequently do you use [insert service/product]?”
  5. Income details – “What is your annual income?”
  6. Lifestyle choices – “What activities do you enjoy during your free time?”
  7. Recent purchases – “Have you bought any gadgets or home appliances recently? What did you choose and why?”
  8. Research habits – “Do you research products before making a purchase?”
  9. Grocery shopping – “How often do you shop for groceries each month?”
  10. Media consumption – “How many hours per week do you spend watching TV or movies?”

These questions are straightforward and don’t require any special expertise to answer! Sometimes the answers are multiple-choice, and sometimes you will be asked to write a sentence or two.

The goal is to gather information about your needs and interests, which helps companies determine what products or services might appeal to you. Your feedback is helpful because it influences how companies develop and sell products.

When you’re ready to cash out, just click on “SELECT REWARDS” when you’re logged in on the Prime Opinion website.

How to cash out with Prime Opinion

The withdrawal process from Prime Opinion is simple. You can withdraw your money through many different options once you reach the required points for cash-out.

You can redeem your points for PayPal cash, direct bank transfer, Venmo, virtual Visa card, as well as for gift cards to retailers and places such as Amazon, Apple, eBay, Kroger, Starbucks, Target, Walmart, and more.

There are even 46 different options for charity donations that you can choose from.

Before you withdraw your earnings, you’ll need to reach the redemption threshold. This is the minimum number of points you must have to start the cash-out process.

The redemption threshold depends on the method you want to use. For example, bank transfer redemptions start as low as 125 points ($1.25) and some gift card transactions start at 100 points ($1.00).

Note: The higher the welcome bonus chosen, the higher the threshold will be for the first redemption. After that the redemption threshold is low.

Frequently Asked Questions

Below are answers to common questions about getting paid to take surveys with Prime Opinion.

Is Prime Opinion legit?

Yes, Prime Opinion is a legitimate survey site. On TrustPilot, Prime Opinion has 11,000 reviews with an excellent rating of 4.5 out of 5 stars. Some of the positive Prime Opinion reviews that I read on TrustPilot talked about how users liked the low payout amount, how there are always a lot of surveys available, and how easy the site is to use.

How much does Prime Opinion pay?

Your earning potential on Prime Opinion can vary and surveys typically pay between $0.50 and $5.00 each ($5 is the highest-paying survey they have available).

How much is 1,000 points on Prime Opinion?

Each point on Prime Opinion is worth $0.01. 1,000 points are equal to $10. 500 Prime Opinion points are equal to $5.

Is my personal information safe with Prime Opinion? Is Prime Opinion safe?

Prime Opinion prioritizes user privacy and implements measures to keep your personal information secure. However, I always recommend that you read the privacy policy for any survey company that you join.

How long does it take for Prime Opinion to pay out?

Before you can withdraw your earnings on Prime Opinion, you’ll need to reach the redemption threshold. This threshold varies based on the redemption method you choose. For example:

  • Bank transfer redemptions start as low as 125 points ($1.25).
  • Gift card reward options start at 100 points ($1.00).

Once you reach the required points, you can start the cash-out process using your preferred redemption method. This may be one day or it may be a week or more. It just depends on how many surveys you answer and the length.

How do you get paid on Prime Opinion?

You get paid in points on Prime Opinion, which you can redeem for PayPal cash, gift cards, or donations to charities.

How do I withdraw money from Prime Opinion?

Once you’ve reached the payout threshold, you can withdraw your earnings directly to your PayPal account or choose other redemption options such as free gift cards.

Is Prime Opinion free?

Yes, joining and using Prime Opinion is completely free. There are no hidden fees.

Prime Opinion Review – Summary

I hope you enjoyed my Prime Opinion Review.

If you want to earn extra money without committing to a lot of hours or another job, answering fun surveys at home could be a good option for you to explore.

Prime Opinion is a legitimate survey platform that pays you to complete surveys, and that’s their sole focus. They have plenty of surveys for you to answer and you have many options to redeem your points, including different gift cards and cash payouts.

Plus, this site also has a monthly leaderboard contest so that top earners can get additional bonus earnings.

If you’re interested in earning money by sharing your opinions and thinking about signing up, learning about Prime Opinion is a great way to begin increasing your income.

I really like how easy it is to earn money by answering online surveys. You can take surveys while watching TV, waiting for food to cook, doing chores, and more. It’s super flexible and convenient, allowing you to do it right from your phone or computer.

Please click here to join Prime Opinion and get up to a $5 free bonus.

Do you like to take surveys to earn extra cash? What other questions do you have for my Prime Opinion Review?

Source: makingsenseofcents.com