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Apache is functioning normally

Last year the zipper on my winter coat broke. Not before time, mind you; I’d had it so long that I couldn’t remember exactly when I bought it. My best guess is 25 years.

Gut reaction: Oh no! I can’t afford a new coat. But of course I could. I have a regular writing gig. Yet I actually thought about getting a seamstress to put in a new zipper.

Folks, this coat wasn’t classy even when it was new way back in the mid-1980s. It was a navy blue, butt-length cloth coat with a hood, bought from the clearance rack for about $40. After a couple of dozen years of wear it was fraying badly, especially around the cuffs and pockets.

Paying for a new zipper would have been like putting a new door on a condemned property. Why not apply that money toward a new garment?

  • Because I was used to doing without.
  • Because I was afraid I couldn’t afford it.
  • Because I was afraid, period.

Call it a scarcity mentality, call it cheapskatery, call Dr. Phil and have him work me over. The fact is, I had trouble spending money because I remembered the time when I had nothing.

Still Stuck in the Pain

Like someone who’d gone through the Great Depression, I was afraid to loosen the purse strings. Sometimes I still am. And I’m not alone.

Plenty of the folks body-slammed by the current recession are also fearful, according to Dr. Ted Klontz, co-author of Mind Over Money: Overcoming the Money Disorders That Threaten Our Financial Health. Even after their finances improve, he says, it’s likely that some “are going to have a lot of difficulty (taking) care of themselves and their families in reasonable ways.”

Spending after a financial crisis is like dating after a divorce, Klontz says. “It’s a natural process to restrict it, because you don’t want to go through the pain again. What that would tell me is that you’re still stuck in the pain associated with that time.”

He’s right. To me, hitting the mall would have been as unnatural as signing up for one of those online dating sites. (Even though I do enjoy foreign films, taking long walks on the beach at sunset and reading to orphans.)

After a day or two I came to my senses and got a replacement coat. (More on that later.) It was a good sign that my personal improvement program — aka “Get a grip, Freedman!” — was taking hold.

Before you judge me too harshly, know this: If you’ve never done without, you have no idea how hard it can be to believe — to really BELIEVE — that the wolf is nowhere near your door.

Instead, you remain in frugal lockdown. You pay the bills, allow for a bare minimum of necessities, and hoard the rest in case something bad happens.

Knowing You Have Enough

These days I think in terms of living mindfully, which some people call living intentionally — i.e., thinking hard about wants and needs and then meeting them in a low-cost, preferably low-impact way.

In other words, I’m not hoarding every dime because something bad might happen. I’m saving so that something good will happen, such as buying a home of my own. In the short term, I’m using a portion of saved funds to do some of the things I want, such as traveling — or buying a coat. (We’ll get to that soon. Honest.)

What helped me, and what might help you, was creating a “spending intention statement.” Financial adviser Spencer Sherman suggests making a list of all the basics (including an emergency fund and a retirement fund), plus categories for long-term savings and charity. Pay those bills/honor those commitments each month. Congratulations — you’re solvent!

“If you’re saving money and you’re giving some money away, that’s telling you you’ve got enough — the rest of the money, you can spend,” says Sherman, author of The Cure for Money Madness: Break Your Bad Money Habits, Live Without Financial Stress — and Make More Money!.

So once I’ve paid my monthly bills, filled the larder with frugal vittles, mailed a check to an elderly relative, set aside money for quarterly taxes, and seen automated monthly savings siphoned off into an online bank, I know that whatever’s left over is mine to enjoy.

Sort of.

Where Your Money Goes — and Where it Stays

Should I really want to use up every dime? Should anyone, especially if you’re in debt, recently out of debt, or the kind of person who, before layoff, always spent like a sailor on shore leave?

Nope. And nope. That’s where the big, bad B-word comes in. Two B-words, actually: budget and balance.

A “spending intention statement” is just a highfalutin synonym for “budget.” As noted earlier, an SIS eases panic and anxiety because it gives you a clear picture of where your money goes — and where it stays. It’s control. It’s choice.

Suppose you make your bills, continue to fund for the future and enjoy the occasional package of Sweet Tarts. If there’s any left over you can choose to put some or most of it into additional categories: new car fund, college savings plan, replacement winter coat. (Nearly there. I promise.)

Don’t forget a “fun” category. Fun is a major component of the “balance” side of the ledger. Do without entertainment for too long and you’re likely to bust loose and blow the budget. You’ll hate yourself in the morning. (The company that holds your credit card will probably send you flowers, though.)

Whether your idea of a good time is a monster truck rally or the New York Philharmonic, that part of the budget is yours to use as you see fit. Don’t deny yourself fun — but don’t try to run through every possible permutation in the same weekend, either. When coming off a long, dry, fun-less spell, it’s best to start small.

Oh, and to pay cash. Choose something you find both wonderful and affordable and treat yourself, using fresh green tender from your wallet. Leave the plastic home. You’re less likely to overdo it that way.

Savor and Appreciate

This is especially true if overindulgence was the reason you wound up in trouble in the first place. Learn why that was a problem, lest you repeat this particular history. Did you:

  • Try to cover up pain or loneliness by accumulating Stuff?
  • Strive to keep up with free-spending peers?
  • Have an entitlement mentality?
  • Fall into the trap of eating every meal out? (My friend knows a couple who routinely spends $700 to $800 a week in restaurants.)

Googols of self-help and personal-finance books exist to help you get to the bottom of your overspending. (You will, of course, get them from the library. Right?) Or you might want to seek help from a therapist, a reputable credit counseling agency or a group such as Debtors Anonymous.

One personal finance expert told me that it’s best to initiate or reinstate treats slowly. Maybe add one indulgence every couple of months, whether that’s a new video game, a perennial for your garden, brunch with your sister or a therapeutic massage. Just make sure that it doesn’t raise your total monthly budget by more than 5%.

Take the time to savor and appreciate each new treat, and to think about when — or whether — to add a new one. Having money once more doesn’t mean you can throw it around. (You could put someone’s eye out that way.) Even though I’m working to overcome my spending phobia, I’m still striving to meet needs and wants alike as reasonably as possible:

Ha! Told you we’d get there! I needed a coat but I wanted to save money, so I compromised: I went to Value Village in Seattle, where I found a barely-worn Eddie Bauer down coat for $14.99.

Keeping Money in Perspective

Being super-aware of spending isn’t a bad thing. It’s a reminder to send my bucks toward things that matter. That can be a small thing, incidentally — say, an ice-cream cone with my great-nephews. On a warm summer day while I’m on vacation, ice cream matters.

But I don’t need to have ice cream every day. If I do, it no longer matters. (It also plays hob with my cholesterol.) Thus skeptical spending keeps me from piddling away a ton of money on things that ultimately make no difference in my life.

Besides, remembering the tough times helps me keep money in perspective. It reminds me that I don’t really need much to live on. It also reminds me how blessed I am: After meeting basic needs I now have the luxury of selecting from among my wants.

So join me. Look for the place between paranoia and profligacy. Look for balance. And look in thrift stores on half-off days. I’m still mildly irritated that I spent $14.99. That coat better last another 25 years.

Source: getrichslowly.org

Apache is functioning normally

Inside: Many jobs are available in the early morning hours. This is an opportunity to make a bit of extra money before your 9-5 or when kids are at school with early morning jobs.

It’s a commonly held belief that working the early shift is not worth it. If you’re waking up at 4 am every day for work, your earnings will be drastically lower than if you worked a regular 8-hour day.

The idea of this article is to show why it could actually be worth waking up before sunrise and trying to earn more money by doing these “early” jobs in earnest.

For me, many of my jobs have always followed the non-traditional hours of a 9-5 job. Personally, that works great for me as it frees up my day for other things, pursuits, and kids.

The funniest part is I’m not a morning person by any stretch of the imagination! Yet, I make my money early in the day consistently.

So, if you are thinking, early morning jobs are not for me – wait until you actually give it a try.

In this article, you will find a list of jobs that are available for people who love working early hours as I do and want more money!

Hint, hint… It is the allure of making money that gets me motivated and out of bed!

How can I make money early in the morning?

There are a variety of early morning jobs that you can do in order to make some extra money.

You just need to find one that is a good fit for your lifestyle and personality. It’s important to pick an early morning job that you feel comfortable doing so that you don’t dread waking up early every day.

Additionally, many employers are willing to pay a premium for employees who are willing to work the early shift.

Making money early in the morning is easy if you put your mind to it.

How early is an early morning shift?

An early morning shift jobs start between 3 and 6 am and typically ends late morning or early afternoon.

This gives people the opportunity to work during the daytime and still have time for other activities in the evening.

Most start work at 5 am.

Why morning jobs are better?

Working the early shift has its perks.

For one, you’re done working by the afternoon and can run errands, schedule appointments, and socialize. Secondly, many employers are willing to pay a higher wage for employees who are willing to work during the morning hours.

Additionally, many people opt for an earlier start who want to avoid the rush hour traffic or those who have children they need to care for once the school day is over.

Plus some people work early morning hours because they want a flexible schedule, while others do it because they need the extra money. No matter your reason, there are plenty of opportunities to make money in the early hours of the day.

The 10 Best Early Morning Jobs

This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.

The most common are shift work jobs, which require employees to work during hours that are not typically considered “normal” working hours. This can include the night shift, early morning shift, or swing shift.

There are many different types of early morning jobs. The most popular type is a full-time job, but there is also part-time, temporary, and freelance work available. Each type of job has its own advantages and disadvantages.

1. Warehouse Worker

Warehouse workers are responsible for ensuring that goods are unloaded from trucks, inspected for any damage or defects, and sorted and placed in the correct locations in warehouses or stores. They may also be responsible for preparing goods for shipment to customers.

Most of these positions are for early morning hours.

This can be a great opportunity for people who are looking for work and would prefer to work during the earlier hours of the day.

2. Barista

Barista is the term used to describe a person who performs coffee-related tasks, such as preparing and serving espresso drinks. Ideally, baristas serve beverages in establishments that offer coffee or other hot beverages.

Baristas are in high demand and typically have flexible hours. They can earn up to $15 per hour, depending on their level of experience.

Plus you have the flexibility of afternoons off after the morning rush.

3. Stock Trader

For those who want to work from their own home and have flexibility in their schedule, then you want to learn how to become a successful stock trader. Someone who buys and sells stocks to make income.

This is a highly lucrative side hustle for many people. In fact, how fast can you make money in stocks?

Personally, this is what I choose for my early morning job.

Stock Trading can be a full-time career opportunity if you have the ambition and patience to make it through the ups and downs.

Many people start trading with the hope of generating supplemental income, but it can become more than that with hard work and consistent effort.

Nowadays, the barrier of entry is very low to start trading stocks. However, you need to take the best online investing classes first.

4. Personal Trainer

Personal trainers typically offer their services at early morning hours, before most people go to work.

They help people achieve their fitness goals, whether it be weight loss, toning up, or building muscle. Personal trainers are responsible for creating workout routines and helping their clients stay on track.

Personal trainers are in high demand and the median salary is around $40,000 per year. If you have the time and availability, you can build a client base and the earning potential is endless.

5. Package Delivery

Another morning job hiring near me is package delivery drivers. These workers are responsible for the delivery of a shipment of goods from one place to another.

This position offers consistent and part-time morning hours. You will be responsible for package delivery in the area. Pay normally starts at $21 an hour plus.

6. Online Seller/Flipper

Side hustles are becoming more and more popular as people look for ways to make extra money.

One way to make some extra cash is by selling items online.

You could also get these items at local yardsales, estate sales, or donation stores and sell your items on Etsy, eBay, or Facebook Marketplace.

If this is something you are serious about, then check out Flea Market Flippers.

7. Freelancing

Freelancing is a great option for people who want to work on their own schedule. You can choose when you want to work and how much you want to work, which is great for people who want to get an early start on their day.

Freelancing can be a great way to utilize your skills and make some extra money on the side, but it’s important to keep in mind that freelancing is a business.

In fact, many people start freelancing as a side hustle in order to make some extra money but it may turn into a full-time career. In fact, according to recent studies, 1 in 3 Americans are now freelancing. This number is only going to grow in the years to come so don’t be afraid to start freelancing yourself. It may just lead to a more fulfilling career.

Learn how to earn money writing.

8. Baker

Bakers are often some of the first people to arrive at a bakery or shop. This is because many bakeries and shops open early in the morning.

Bakers are responsible for baking bread, pastries, and other items. They are required to have a fundamental understanding of baking as well as the ability to work in early morning shifts and afternoon shifts. They must also be able to handle flexible hours.

Bakers typically earn an hourly wage of around $14 an hour, but with experience and additional skills (like cake decoration), that number can go up to $20 an hour or more.

9. Online English Tutor

There are many opportunities for online English teachers to make money. One great opportunity is for early risers who want to work from home in the morning. There are many students looking for online classes at this time of day.

There are a number of companies that offer English teaching jobs to those who are certified in teaching English as a second language. The majority of these positions have you teaching students in China, Korea, or Taiwan. However, there are also opportunities to teach business professionals and executives in other countries.

If you’re looking for a way to make some extra money, becoming an English tutor for international students is a great option. You can typically expect to earn around $14-$22 per hour, depending on your experience and qualifications.

10. Flight Attendant

Flight attendants are responsible for the safety and comfort of passengers on an airplane. They must attend to passengers’ needs, provide information about flights, and ensure that all safety regulations are followed.

Flight attendants typically work long hours, often including overnight shifts, and earn an average salary of over $75,000 per year.

However, with more experience, they can make more money. Some ticket counters open as early as 4 am in order to prepare for morning departures.

Other Types of Early Morning Jobs

Those are not the only type of early morning jobs. There are plenty more morning jobs near me. You can find both part-time and full-time.

Here are more jobs to pursue.

1. Store Stocker

A store stocker is a person who stocks shelves in a grocery store. The stores they work at are typically open 24 hours and the job entails cleaning, restocking items that run out of stock, and making sure the shelves are neat.

This is typically an entry-level position in a grocery store or department store.

2. Childcare Related Jobs

Have you ever asked what are morning jobs hiring near me, then consider working with children. There are always plenty of open jobs to look after kids.

Here are some positional childcare related jobs:

  1. Preschool teacher
  2. Paraeducator
  3. Substitute teacher
  4. Daycare teacher
  5. Nanny
  6. Before and after-school programs

In all honestly, this can be one of the most rewarding morning jobs because kids will always make sure you laugh and smile.

3. Rideshare Driver

Yes, driving for Uber or Lyft can be a great way to make some extra money early in the morning. The hours are flexible and you can often make good money during those times.

The most popular route is heading to the airport.

Since many people book these types of rides in advance, you can earn a steady stream of income.

4. School Bus Driver

School bus drivers are responsible for transporting children to and from school. They ensure the safety of students on their bus as well as have a number of other responsibilities such as making sure all students are wearing their seatbelts and that the bus is clean.

Right now, we are facing a severe school bus driver shortage, which is affecting how children must get to school.

In many areas, you can find starting hourly wages for school bus drivers at $19 an hour.

5. Dog Walker

There are many ways to make money through Rover. You can provide pet care, pet sitting, dog walking, and more. You can also choose to offer services like delivery or house sitting. The options are endless!

This is one of the easiest ways to make money.

6. Truck Driver

A truck driver drives a semi-trailer truck loaded with freight. They drive the freight to its destination and unload it when they arrive.

For truck drivers who want to save money on fuel or have good mileage, the best time to drive is during the early morning hours. This is when there is less traffic and you can avoid rush hour.

Truck drivers can make a lot of money. In fact, they can earn up to $35 an hour. That’s a lot of money for early morning work.

Don’t want to drive? Then, become the middleman. Learn the exact freight broker salary.

7. Landscaper (Yard Work)

If you’re an early riser and you’re looking for a job that gets you outside, landscaping is a great option. It’s hard work, but it can be very rewarding.

It might be hard to get your services as there are already established landscapers in the area. If you don’t have a business, see if there is a business that needs lawn work done and if so, offer your services. You can also go door-to-door asking people if they need their yards done; just make sure you have a good sales pitch ready!

This seasonal job is great to do in the morning because it tends to be cooler and there’s more daylight. The pay usually ranges from $10 to $20 an hour, so it’s a good way to make some extra money.

8. Chef

Chefs are some of the most hard-working professionals in the culinary industry.

They often start their day at 4 am, preparing for the onslaught of orders and tasks that come with a busy kitchen.

While many chefs have formal training from culinary schools, there are also many ways to learn the trade. Some chefs start out as dishwashers and work their way up the ladder, while others may take online courses or watch cooking shows to learn new techniques.

The average salary for a chef is just over $50,000 a year.

9. Mail Carrier

Mail carrier and other postal worker jobs are excellent for early risers because there is a lot of work that goes on behind the scenes before delivering mail.

These types of jobs offer some excellent benefits that can be harder to find these days.

Mail carriers are nearly always employed by the United States Postal Service, but they can also be hired independently.

10. Factory Worker

Factory work can be a great option for people who are looking for full-time or part-time work. The hours are usually regular, and the job doesn’t require many if any formal qualifications. However, you may need some experience in the field and a high school diploma.

However, if you have practical skills such as forklift driving, you can earn more by picking up shifts in the mornings, nights, or weekends. The work is physically demanding so you’ll need to be in shape and stand or sit in one position all day long.

Working the early shift at a factory can be tough, but it also has its benefits. The pay can vary a great deal depending on the company, so it’s important to do your research. However, if you’re looking for work and don’t mind getting up early, then this might be the perfect opportunity for you.

11. Part-time Retail Employee – Early Morning

Part-time Retail employees working early morning shifts will be paid for their time. There are always companies looking to hire for early morning jobs.

These are great for stay-at-home moms. In fact, the employee discount can be a nice bonus for working there.

This is a perfect low stress job after retirement.

12. Gig Worker

Gig work is a term used for short-term, contract-based work. It can be a great way to have more control over your schedule and to make some extra money on the side. There are many different types of gig work available, so you’re sure to find something that suits your skills and interests.

Those who need to run errands or get an early start on their day may use gig work apps like Grubhub, Postmates, DoorDash, and Uber Eats. Additionally, you can increase your chances of getting gigs by downloading all the relevant apps and clicking on the one that seems to produce the best results.

13. Farm Worker

As you can imagine, farm work can be difficult, but if you’re someone who loves working outdoors and enjoys physical labor, then this may be a great career for you.

Farm workers are typically hired based on their qualifications and experience.

If you can offer the help local farmers need, you should be a great fit for the position. Farm work is often physical labor, so make sure you’re physically prepared for the job before applying.

14. Morning Radio DJ

Morning radio DJs reflect the lives of their listeners, who may be early risers or working professionals. The job involves playing music and talking about topics that are important to the listener in order to help them wake up and start the day.

The main goal of morning show DJs is to keep listeners tuned into their station while providing a fair amount of entertainment.

Starting out your career in radio can be a great way to get started in the industry. Many DJs start their careers at small community or college radio stations and then move on to bigger stations as they gain more experience. The morning time slot is from 6 AM to Noon, which is a great opportunity to reach a large audience.

15. Cleaner

There is a high demand for cleaning services and cleaners can earn up to $22 per hour, plus tips. Some of the highest earners are making over $1000 a week.

This is one type of service that is not going away and the barriers to entry are extremely low. The average cost a house cleaner charges are $50-90 for two hours of work.

16. Online Surveys

That’s the beauty of online surveys – you can do them at any time of the day that works for you.

You don’t need to focus too much on taking them, either; in most cases, you can do other things while completing the survey. This means that they’re a great way to make some extra money without having to put in a lot of effort.

The best surveys are normally released first thing in the morning and only available for a limited time. That’s why it’s important to do online surveys as soon as they’re available. This will give you the best chance of getting rewarded for your efforts.

Best Online Survey Companies:

Where to find morning jobs near me?

Some tips for finding early morning jobs include using job search engines, checking job boards, and networking with friends and family. It is also important to be prepared for the interview and to have a strong resume.

If you’re looking for a job that starts early in the morning, you’re in luck! There are many jobs available that start at 5 am, 6 am, 7 am or 8 am. You can find these jobs by searching online or by going to your local job center.

It’s never too early to start looking for a job.

In fact, many people start their job search well before they’re actually ready to start working. This is because it can take some time to find the right job for you. And remember, it’s important to keep learning and earning money so you can be happy!

The best way to find an early morning job is to search online.

What to do when you land an early morning job

So you’ve landed an early morning job. Congratulations! This can be a challenging but rewarding experience when you first start out.

Prepare what your days will look like with your early morning job.

If you are adding a second job, make sure you are fully rested to take on both jobs.

Tips for surviving the early shift

When you start your early morning job, the most important thing is to get a good night’s sleep.

In fact, most of the early birds actually follow the billionaire morning routine to get in their flow.

Here are a few tips to help make the most of it:

  1. Get plenty of rest the night before. It’s important to be well-rested for those early morning shifts.
  2. Arrive on time. Punctuality is key in any profession, especially so when working the early shift.
  3. Stay focused and work hard. Those early hours can be tough, but it’s important to stay productive and get the job done right.
  4. Take breaks as needed. It’s important to stay hydrated and quick breaks to recharge your batteries.
  5. Enjoy your free time wisely. The evening hours are precious, so make sure to use them wisely and enjoy your time off responsibly.

What morning time jobs interest You?

Early morning jobs are a great opportunity for those looking to make a bit of extra money.

They are also a great way to get your foot in the door with a company you are interested in working for.

Plus you don’t have to debate is a business degree worth it as many of these jobs don’t require one. In fact, find low-stress jobs that pay well without a degree now.

In the post, we detailed plenty of early morning jobs. Since you are getting up earlier than most people prefer, make sure you pick an interest that can become a life-long career.

You want to be passionate about what you are doing early in the morning!

Especially because you don’t want to start only to say… “I don’t want to work anymore.”

Be sure to dress for success, be punctual, and be prepared to work hard and you will be sure to land an early morning job.

Know someone else that needs this, too? Then, please share!!

Source: moneybliss.org

Apache is functioning normally

Inside: Learn how much your 80k salary is hourly. Plus find tips to make more money and live the lifestyle you want.

Retirement can be a scary word to those who are not wealthy or afraid of having too much time on their hands.

People in the workforce often don’t know what they will do when their retirement comes around, but it doesn’t have to be that way after all.

For most retirees, there are many reasons they want to work after retirement. And that is 100% okay!

Low stress jobs after retirement make for great part-time careers while still providing enough flexibility to enjoy your personal life. Plus a little extra money is always helpful!

While there is no one “right” answer on which job for you, we compiled a list of 30 great options to consider. All of these jobs offer relatively low stress levels and plenty of opportunities for relaxation and enjoyment.

But before you jump on the first one that comes along, you want to consider which will work best and help ease your transition into the world of retirement.

When you retire, you want to find a job that is low stress and enjoyable. That’s why finding a good retirement job is so important!

The benefits of having a low stress job after retirement

After years of hard work, retirement is a time to relax and enjoy life.

However, for some retirees, working part-time or as a side job can provide additional earnings and a sense of purpose. The following jobs are perfect for seniors over 55, or those post-retirement. They have lower stress levels than the average job and offer many opportunities for growth.

Many retirees below starting a second career after retirement would be difficult and are looking for a job that has fewer strings attached. This may be due to the fact that many retirees feel they have reached the pinnacle of their careers and want more time freedom.

This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.

Fortunately, there are many available jobs with increasing demand and most even have lower stress levels than average.

Retirement is a good time to consider additional earnings. This can provide a stream of money for people who want to enjoy life longer and need an additional income. In addition, working can help retirees stay mentally and physically healthy.

Jobs to Do after Retirement

The list is composed of jobs that are perfect for seniors over 55, or even post-retirement. They have lower stress levels than the average job and offer many opportunities for growth.

Some retirees prefer to work part time or as a side job; others want to find a full-time position that will keep them busy and engaged in their community. Whatever your preference, know that there are plenty of great options out there!

Retiring means starting a new life, so it is important to consider this change as the beginning of a new life and not the end of an old one.

So go ahead and take the plunge into retirement! It’s a new beginning full of endless possibilities.

There are plenty of good jobs for retirees!

What are fun jobs after retirement?

There are many fun retirement jobs that pay a small fortune! And what your personality prefers!

Some people choose to continue working in the same field, but in a more relaxed or part-time capacity. Other people choose to use their retirement to try something new and exciting, such as starting their own business, traveling, or taking up a new hobby.

What can I do after retirement to make money?

Now that you’re retired, you may be looking for ways to make some extra money. Luckily, there are plenty of options to make money in retirement available to you!

You could start a business, become a consultant, or tutor students. In addition, you could also look into working from home opportunities or start a blog.

Maybe you want one of the best part time jobs in retirement.

Whatever you choose, make sure you do your research and find something you enjoy so you don’t get bored!

Tips to Making Money in Retirement

The best fun jobs after retirement include working at a theme park, house sitting permanently on a beach or something crazy you never dreamed yourself to do!

One great way to make some money is by selling your skills and experience. For example, interior decorating is a low-stress field that often requires past experience. Alternatively, you could become a real estate agent. Both of these opportunities allow you to use the skills and knowledge you’ve acquired over the years.

Another great option for retirees is to take advantage of the growing gig economy. There are a host of jobs available through online platforms like Uber or Lyft that don’t require a lot of physical activity or travel time. Plus, they typically offer higher pay rates than traditional employment opportunities.

If you’re looking for something a little more relaxing, consider joining one of the many survey sites out there. These sites reward you with a small amount of money for each survey you complete. It may not be much, but it can add up over time!

Finally, if you’re looking for an easy way to make some money, consider something easy like greeting people. This is a great option because it’s so easy and doesn’t require any special skills or knowledge.

Which job is stress free and high paying?

There is no such job that is stress free and high paying. All jobs have their own unique stressors and rewards. It is important to find a job that is rewarding to you and that you find manageable levels of stress.

There are many jobs that are considered “stress free” after retirement.

For example, many seniors are now looking into jobs such as being a consultant or working in customer service. These positions offer a more relaxed work schedule and usually don’t require extensive training.

In addition, the amount of money one earns from a job is directly related to how much work one put into it. If you’re willing to put in the extra effort, you can make significantly more money than those who don’t.

Really Focused on less stress?

Many seniors are also looking for jobs that don’t involve stress or concern. Proofreading is one such position that meets these qualifications. The job requires native-level English proficiency and an excellent understanding of grammar to succeed. In order to be successful in this field, you have to proofread documents that contain no grammatical errors, punctuation mistakes, or syntactic flubs.

You need to find a job that feeds your soul and doesn’t seem like work.

Plus it is fun to tell others what do you do for a living.

Best low stress jobs after retirement

Some people want to use their retirement as a vehicle to start their side hustle and be more relaxed than they were during work hours. This is a great way to spend your retirement! Most cool retirement jobs require little-to-no experience, but some do.

At the end of the day, you must decide if you want to work for yourself and start your own company with a higher earning potential. Or work for someone else with less strings attached and lower pay.

In many cases, you might be stuck working because you didn’t save for retirement, so here are a few jobs that are perfect for seniors over 55 years old, or even after retirement:

1. Freelance writing

Freelance writing can be a good source of income when one has the skills and experience to do so. The best part? You get to set your own hours and take on as much or as little work as you want!

This may not sound like a low-stress job at first, but it’s actually an excellent low-stress job! Being your own boss offers incredible benefits. Best of all, you can do it in a completely stress-free environment by deciding in advance exactly how many hours you want to work.

In fact, my friend over at More Time to Travel does freelance writing for Forbes.

Freelance writing is a great way to make money from home. Be sure to have a strong portfolio and excellent writing skills to land quality freelance writing jobs. Here is a great freelance writing course.

2. Tour guide

This is perfect for someone who loves people and to discuss their worldly knowledge.

A tour guide is someone who accompanies tourists and provides information about the areas they are visiting. They are usually seniors because no special certifications or degrees are required. However, it can be a fun job for anyone who loves meeting people and has a lot of knowledge about their area. Some tour guide jobs offer tips and the opportunity to travel.

A good tour guide will have a deep knowledge of the areas they are touring and will be able to answer any questions the tourists may have. Plus cash tips are always a perk!

3. House Sitter

You can house sit for someone you know, or use a site like Mind My House to find paying gigs. Rates vary depending on the city, but typically you can expect to earn $25-50/day as a house sitter.

It allows you to live in new places without having to commit to long-term leases, and it gives you an opportunity to meet new people and explore new neighborhoods. Plus, it’s a great way to make some extra money on the side as well as lowering your monthly expenses!

If this is something you are seriously considering, then check out this book to learn how to housesit from an expert.

4. Librarian

Librarians are responsible for organizing and managing library collections, helping patrons find information and materials, and providing instruction on how to use library resources. They typically work regular hours in a library setting, and their work is relatively active.

They also need excellent research skills and the ability to stay up-to-date on new technologies.

However, job prospects are good to work in this quiet environment.

5. Customer Service Representative

Jobs in customer service usually don’t require a lot of experience or special training, so they can be a great way to ease into retirement. And since most customer service positions are in the service industry, you’ll likely get to meet new people and help them solve problems every day.

They may work in call centers, retail stores, banks, or insurance companies. In some cases, they may also work remotely from their homes. Customer service reps typically need strong communication and problem-solving skills, as well as the ability to stay calm under pressure.

6. Craft seller

Many people don’t have time for their crafts like they wanted when working full-time and raising kids. So, retirement is a perfect time to become an artisans who make and sell their own products.

You can set your own hours, work from home and sell whatever you like. There are many online marketplaces that cater to craft sellers, so you can find a platform that fits your style and interests. In addition, you can attend craft fairs and other events to sell their work in person.

Make sure to price your items competitively and take the time to create an attractive product listing. Plus ship quickly and provide excellent customer service to keep buyers coming back for more!

7. Crossing Guard

It only requires a few hours of work per day, and the pay is decent around $15 an hour.

The job does not require any special skills or training, so it is an ideal way to spend your golden years. Plus you can keep youthful by staying around all of the school-aged children.

8. Blogging

This is a form of expression for most retirees or those thinking about retiring.

It can be a low stress job after retirement, as you can do it from the comfort of your own home and set your own schedule. You don’t need any special qualifications or training to start blogging – all you need is a computer, an internet connection, and something to write about.

Blogging is a great way to create fresh, new content on a regular basis for your website. In fact, my friend over at Tuppennys Fireplace uses blogging to drive extra money to their retirement budget each month.

You can sell advertising space on your blog, use affiliate marketing to promote products and services, or even launch your own product or service. The sky’s the limit when it comes to making money from blogging – so if you have something interesting to say, go for it!

9. Elder Care Services

Services can range from in-home help to full-time nursing care, and each has its own benefits and drawbacks.

While this may seem odd as a low stress job in retirement, it is a good reminder that you are still youthful in others’ eyes.

These may be simple jobs such as picking up groceries, light cleaning, cooking meals, or companionship during the day. Given the cost of nursing homes and certified nursing assistance, this is an affordable option for families who want extra eyes on their loved ones.

10. Private Island Caretaker

Okay, this is the one I want!

If you are reading this and need a caretaker, I am happy to be the right person for your estate.

A lot of caretaker jobs are in private areas, such as private islands, ski resorts, large estates, and other remote or private areas. This is often because employers need someone they can trust to be on-site full time and take care of things.1) Private Island Caretaker

Caretaker jobs are a great way for retirees to stay engaged and active in their golden years. They can provide a sense of purpose and routine, as well as an opportunity to explore new places and meet new people.

11. Docent or Usher

One low-stress job that retirees can consider is becoming an usher at their local theater or sporting area. This job does not require much training and typically pays minimum wage, but it can be a great way to meet people and see new shows and watch sports.

A docent is someone who has expert knowledge about a certain subject and can teach people about it through guided tours and lectures. They are often found in museums, art galleries, and other places where people can learn about the arts.

For many retirees, these are the perfect jobs to get paid for enjoying their hobbies and events they didn’t have time to see when working full-time.

12. Work at Disney

Jobs at Disney parks can be both fun and challenging, with plenty of opportunities to make new friends and help guests have a great time. You’ll need to be able to work hard and stay cheerful under pressure, but the rewards are many.

If you’re interested in working at one of the happiest places on earth, visit the Walt Disney Company website to learn more about current openings and how to apply.

Perfect for the retiree to stay youthful!

13. Invest in Various Intiatvies through Crowdfunding

When it comes to investments, there are many options to choose from that can fit any personality type.

Crowdfunding was created to help more people invest in various businesses by pooling resources together. This makes it more affordable and less risky for everyone involved.

For many retirees, this is a great way to impact start-up businesses and maybe even have a great ROI on their money.

14. Tutoring

Tutoring can help students learn in a one-on-one environment, and help them to focus on the material. Tutoring can also help build a student’s confidence, and help them to ask questions they may be too embarrassed to ask in a classroom setting.

It’s a great way to help students who are struggling and give them the support they need to succeed. You also get the satisfaction of knowing that you’re helping young people achieve their goals. Tutoring can be done in person or online, so it’s a flexible job that you can fit around your schedule.

In today’s society, there are plenty of opportunities to help students achieve faster with tutoring. Most tutors are paid at least $30 an hour.

15. Virtual assistant

There are many low stress jobs that can be found online and Virtual Assistants are one of those jobs.

A virtual assistant is a professional who provides administrative, technical, or creative assistance to clients from a remote location. Often, virtual assistants work for multiple clients simultaneously, providing a wide range of services including social media management, email management, bookkeeping, and more.

They provide a service to their client through the internet and This is a great way for someone with retirement to start making money fast because most VAs make between $35 and $50 an hour.

Take free training for becoming a virtual assistant!

16. Personal shopper

A personal shopper may work in a store, helping customers find what they need, or they may work remotely for a customer who gives them a list of items to purchase. Either way, personal shoppers usually charge by the hour.

It also pays well, especially if you work for a high-end retailer. And since you’re working with customers one-on-one, this is a great job for someone who enjoys helping others. Perfect for a retiree to get out and about.

17. Personal organizer

They may work with individuals or groups, in both business and personal settings. Personal organizers usually have excellent time management skills, as well as a thorough understanding of the principles of organization.

This type of position is great to keep you moving as well as help others.

18. Animal shelter worker

They may feed, groom, and exercise the animals, as well as administer medication and vaccinations. They also clean cages and kennels, and may handle adoptions. The work can be physically demanding, but it is also very rewarding to help homeless animals find new homes.

For someone who loves animals, this is a perfect opportunity to make money and help neglected animals.

19. Book store assistant

The work is relatively easy, and there are usually no major deadlines to worry about. Plus, bookstores are typically quiet and calming environments, which can be a nice break from the hustle and bustle of everyday life.

If you’re looking for a relaxed job after retirement, this could be it!

20. Photographer

Some people take up photography as a hobby, some as an art form, and some as a profession. The beauty of photography is that it can be whatever you want it to be. There are so many different types of photography, based on your taste and choice you can choose which area to focus on first.

In addition, photography is a great low stress job after retirement!

It can be done freelance to supplement your income or on a full-time basis. There are many opportunities for photographers, and the work is generally enjoyable.

21. Life coach

After retirement, there are many low stress jobs that a person can take on. One such option is becoming a life coach.

This job involves helping people work through their problems and achieve their goals.

By becoming a mentor for the next generation, you are able to have a lasting impact and legacy. This allows you to share your wisdom and knowledge while also helping someone else in their career path.

As a life coach, it’s important to be a good listener and have strong communication skills. Additionally, new graduates might be able to offer you fresh perspectives on life that you may not have considered before. It’s easy to become a mentor to coworkers or people in your field; all it takes is some time and effort.

22. Consultant

Consulting is a broad term used to describe an area of work. It encompasses a wide range of activities and can be done by anyone with the appropriate skills and experience.

Many retirees choose to focus on the areas they enjoyed at work and avoid stressful parts, becoming consultants in those fields.

Often, retirees are a great resource for companies looking for short-term or project-based work. If you let your network know that you are available for consulting opportunities, they may be more likely to reach out to you when they have a need. Additionally, the average consultant salary is between $50 and $150 per hour, depending on experience level.

23. Walmart Greeter

Greeters welcome customers, help them find what they need, and provide general information about the store. They may also monitor security cameras and alarms in the store. The position requires little training, and most Walmart greeters are given on-the-job training.

However, greeters must be able to handle stress well, as they are often the first point of contact for customers who are angry or upset. The position also requires being able to work weekends and holidays.

24. Dog walker

Dog walking is a great job for people who love dogs and want to make a difference in the lives of animals. It is also perfect for retirees who want to stay busy and have flexible hours. The work can be enjoyable and rewarding, and it is a low-stress profession.

Dog walkers are typically paid by how many dogs they are watching at any given time, rather than by the hour. There are specific websites where you can find work as a dog walker like Rover and the average pay is $14 an hour.

25. Pet sitter

A pet sitter is a professional who is hired to take care of pets while their owners are away. Pet sitters typically visit the home of the pet owner to feed, water, and exercise the pet. They may also provide additional services such as grooming and medication administration.

For example, many retirees enjoy pet sitting because it allows them to form close relationships with animals while also providing a service to their community.

Find plenty of pet sitting gigs on Rover.

26. Camp Host

After retirement, many people are looking for a low stress job that will allow them to travel, get outside, and see new places. Campground jobs are perfect for this because you can work during the day and explore at night.

Camp hosts are people who work at a campground to provide information and assistance to guests.

Campsites allow for some flexibility in terms of location – you may be able to choose the state or national park you’d like to work in, as well as the dates of your stay. Additionally, many camp hosts have a good deal of control over their schedules, which can be a perk.

They usually work for minimum wage, but can often receive tips from guests.

27. Adjunct Professor

Many retirees take on part-time work as adjunct professors. The position offers a high level of flexibility, good pay, and opportunities for professional development. In addition, adjunct professors often have the opportunity to work with students from diverse backgrounds and help them grow academically.

This can be a great way to share your knowledge and expertise with the next generation of students. Contact your local college and see if they have any openings. Adjunct professors typically earn around $3,000 per class taught.

28. Author

Becoming an author can be a great way to enjoy your retirement years while still earning some extra money on the side. The job doesn’t involve a lot of pressure, and you get to set your own deadlines.

There are a few different ways to get your book published. One option is to work with an agent. However, this may not always be possible, especially if you are writing a non-fiction book. Another option is to self-publish your book. This can be a great way to get your book out there without having to go through a publishing house.

You will finally have time to tell your story from your perspective.

29. Focus group participant

Focus groups are gatherings of people who are brought together to discuss a certain topic. The participants can range from 6 to 12 people, and they are typically held in local hotels or conference centers. During the focus group, the participants will discuss upcoming products, services, trends, and issues.

Focus group participants are typically reimbursed for their time and participation in the discussion. This can be done in a variety of ways but is usually either through cash or gift cards.

30. Furniture flipper

Furniture flipping is a great business for those who want to make some extra money with little stress and no formal education needed. You can do it from the comfort of your own home, as long as you have the necessary tools and space. With a bit of hard work, you could be on your way to making some serious cash.

Furniture flippers are people who buy furniture at a low price and resell it for a profit. They usually start as furniture buyers who love hunting for deals at garage sales or estate auctions. This is a low-stress job that’s also profitable.

For many retirees, it may have been a hobby turned profitable.

31. Delivery driver

Delivery driver is a great job for retirees because it keeps them active and socially engaged. It can be difficult to sit at home all day, so this job is perfect for those who want to be out in the world meeting new people.

Delivering food is a great way to make some extra money in your spare time. It’s a low-stress job because you’re only out of the car for deliveries, and many companies offer drivers up to $20 per hour.

I love Doordash because their sign-up process is so easy–you can be up and running in minutes!

32. Rideshare driver

Ridesharing is a great way for seniors to make some extra money on the side while still having plenty of time for themselves. It’s very flexible, so they can work as much or as little as they want, and it doesn’t require them to take too much time out of their day.

Both Uber and Lyft require relatively little startup capital, and retirees can often make money driving for these companies.

Just make sure you have the proper auto insurance for ridesharing.

33. Taxi Driver

Taxis are in high demand in most cities, so there is always work to be found. In addition, the hours are flexible, so drivers can work as much or as little as they want.

And since driving a taxi is not very demanding physically, it is a good job for those who are no longer able to do strenuous work.

Many people who move to a foreign country find being a taxi driver a highly rewarding and lucrative way to make money.

34. School Bus Driver

There is a severe shortage of school bus drivers across the country.

This may not be a low stress job to many, but you can have a long lasting impact on the students. Right now, our students need positive influences in their lives.

What does the job entail? You must have a valid commercial driver’s license (or find someone who will provide the training) and be clear from moving violations in the last 3 years. In addition, you must pass a background check to work with students.

Many districts are desperate for school bus drivers and providing a signing bonus.

35. Chat moderator

Chat moderators are responsible for monitoring chat rooms and helping to ensure that the conversation remains on topic and respectful. They also work to resolve any disputes that may arise.

They work in a variety of settings, from social media to online gaming platforms.

But for the most part, the job is relatively low-stress, thanks to the ability to take breaks and work flexible hours. Chat moderators also often have the opportunity to learn new technologies and hone their customer service skills.

36. Babysitter & Nanny

Babysitting and nannying is a great way to make some extra money in your spare time. It’s perfect for people who love kids and have a few hours in the afternoon after school lets out. You can help out your neighbors by babysitting their kids or finding families near you who are looking for a nanny.

They offer a lot of flexibility, they’re relatively low stress, and they often come with a set schedule so you know what you’re doing each week. Plus, you can usually work from home, which is a big perk if you want to stay active in your golden years.

The average babysitter in the United States earns a bit less than $15 per hour, but some earn at least $20 an hour. It is easy to find work.

37. Event Staff

Event planning can be a very stressful job, but it can also be a very rewarding one. After retirement, many people look for a flexible job that they can do mostly on the weekends and in the evening. Event staff is a great option for those people.

They may work in a variety of industries, including entertainment, hospitality, marketing or nonprofit organizations.

Event staff often have to wear many hats during an event, handling duties such as coordinating with vendors, setting up event spaces, managing attendees, and serving as liaisons between organizers and other staffers.

This may not be the situation for everyone, but great for someone who likes to be in the action.

38. Research Assistant

After retirement, many people feel lost and without a sense of purpose. A research assistant helps others find information and discover problems to solve. They work with teams or individuals to locate the best information possible and help them use it effectively.

Research assistants are in high demand because they help other people find information and solve problems. They work on a variety of tasks, such as conducting research, organizing data, and writing reports. Their skills are in high demand by companies, governments, and individuals who need help conducting research.

The job is relatively low stress and pays between $18 and $22 per hour. It requires patience, communication skills, and a range of computer skills.

39. Substitute Teacher

A substitute teacher is someone who fills in for a permanent teacher when they are absent. This can be for a variety of reasons, such as paid vacation, maternity leave, or sick leave. It is a great option for retirees because it is one of the most respected and low-stress jobs after retirement.

This is one of the best retirement jobs because you can substitute teach any position within a school.

Substitute teaching can be extremely rewarding, as you are able to help students in need and fill in for teachers who are absent. You may also have the opportunity to work with different age groups and learn new things.

It is now possible to earn around $20 per hour on average as a substitute teacher. In order to become a substitute teacher, you need to have a bachelor’s degree in any academic discipline from an accredited college or university. With the right qualifications, you can enjoy a great deal of flexibility and earning potential while working with children.

40. Airbnb Host

You can earn up to $1,000 per month by listing your home on the site.

It’s also a low-stress job since you don’t have to worry about meeting deadlines or dealing with customers. And, since you’re working from home, you can easily take care of any last-minute changes or emergencies.

If you’re interested in becoming an Airbnb host, check out this guide on how to get started.

41. Proofreading

In this career, you would be reading documents or manuscripts and looking for mistakes in grammar, spelling, punctuation, and syntax. You would then mark the errors with a correction symbol and provide a note to the author about the mistake. Proofreading can be done independently or as part of a team.

It is also important to be able to meet deadlines because many publishers require that manuscripts be returned within a certain timeframe.

42. Park Ranger

They enforce park rules, help visitors enjoy their visit, and provide information about the areas they patrol. Park rangers may also conduct educational programs, research projects, and archaeological surveys.

The growing popularity of outdoor recreational activities will lead to more demand for these workers.

Rangers must be able to hike long distances in difficult terrain, often carrying heavy equipment. They also may need to work extended hours, including weekends and holidays, during peak visitor seasons.

43. Voiceover artist

Voiceover artists are people who provide the voice for a character or commercial. They must be able to understand and interpret the script, and then deliver the lines in a way that sounds natural and believable.

Voiceover artists are in high demand for their unique ability to provide a voice for various multimedia productions that requires no formal training. This work can be done from anywhere with a good internet connection, making it an ideal job for retirees or those with flexible hours.

44. Real Estate Agent

The work is often exciting, and you can set your own hours. However, it can also be demanding and require long hours during busy times.

They must be knowledgeable about the current market conditions and have strong negotiating skills. In order to succeed in this career, you’ll need to be able to work well independently and be comfortable networking with potential clients.

You’ll also need to develop a strong marketing strategy to attract new clients.

45. Sports Coach

They may also instruct athletes on the rules and regulations of a sport. Sports coaches typically have a college degree in physical education, kinesiology, or a related field.

Coaches often work long hours during the season and must be able to handle criticism from players and parents. However, for those who love sports and enjoy working with people, sports coaching can be an enjoyable and low-stress job after retirement.

46. Artist

Being an artist is a great job to have after retirement because it doesn’t require a lot of stress and you’re free to create whatever you like. The only requirement for the job is that you have some artistic ability, which most people do.

Working as an artist can be perfect for people who are looking to have more flexibility with their hours and want to work on the go. There are many different types of artist jobs that one can find, and the best way to find out what’s available is to do some research online or talk to other artists in your area.

47. Translator

Translation is a great option for those who want to use their second or third language skills in a professional setting.

Many retirees find themselves with time on their hands after retirement and may enjoy doing something that they are good at and can be successful at. Speaking another language can lead to many opportunities, including working as a translator or in a translation services company, or becoming a consultant in foreign affairs.

Translators must be able to understand the source material fully and then accurately convert it into the target language.

48. Interior decorator

Interior decorators are in high demand because they have an eye for design and can help people make their homes look beautiful. This is a low-stress career choice that allows retirees to work anywhere, which is why it is becoming increasingly popular.

Interior decorators are often retirees who have a wealth of knowledge and experience in interior design. They must build up a portfolio of their clients’ homes before they can become an interior designer and be able to charge more for their services.

Interior decorating is a creative line of work that can earn great money, and it’s often a side hustle for people who want to make more money while still having free time. Satisfying customers is another perk of this career!

49. Handyman Services

If you’re looking for a way to make some money after retirement, and enjoy doing hands-on home repair projects, consider working as a handyman. Handyman work can be done on your own schedule, so it’s a great option if you want more flexibility in your life.

Handyman services are becoming more popular because they allow you to set your own rates and work on your own schedule.

This is beneficial for both the worker and the customer, as it allows the worker to charge a fair price for their services and customers can get work done on their time. Additionally, handymen have a variety of skills and can fix many problems around the home, which makes them a valuable asset.

50. Professional cuddler

Cuddling has become a popular service in recent years. Companies like Cuddle Comfort offer professional cuddlers that will come to your house and provide you with a compassionate, understanding listening ear as well as some quality cuddle time.

Some people make a living from professional cuddling. These cuddlers can earn approximately $40 per hour for just being themselves and giving bear hugs. This is a growing industry with many people finding comfort and satisfaction in human touch.

51. Mediator

To become a mediator, you need to have either legal training or a bachelor’s degree in mediation. This gives you the skills needed to mediate and resolve disputes between two or more parties. Mediators usually have a low-stress job because of their flexibility and freedom to work from anywhere.

Mediators come from a variety of professional backgrounds, but the majority have some form of legal background. More than half of certified mediators work as general mediators, charging $100 to $250 per hour.

52. Data entry specialist

A data entry specialist is somebody who enters data into a computer system. This can be a very low stress job, especially if you have basic computer skills and typing speed and accuracy. The work is relatively easy to find and usually does not require any specific qualifications.

Data entry specialists are paid a modest wage for their work, but the pay is reliable and predictable. The job is also relatively easy to find, making it a great option for people who are looking for additional work during retirement or in their spare time.

Being able to type quickly and accurately in order to be successful in this role.

53. Waiter/ Waitress

If you have a gift of gab and service, then this might be the perfect industry for you. Especially as a bar back!

The work hours are flexible, the tips are usually good, and you get to meet new people all the time. Plus this type of job is fun, as it’s not high-stress and it allows someone who just retired or wants a job with flexible hours to stay active socially while they make money.

If you’re looking for an alternative after retirement, waiter or waitress work is definitely a good option.

54. Cook

Many families are looking for healthy options for dinner. What is better than a home-cooked meal?

While working as a cook for a restaurant, you may often work long hours in a hot, noisy kitchen. However, cooking for local families on a small scale may be the perfect scenario.

55. Become a Transcriber

Transcription is a great way to make some money after retirement. You can typically make around $18-$25/hour, depending on your skill level and experience.

The work is relatively low stress, so it’s a great option for those looking for a relaxing way to make some extra income.

56. Retirement planner

Some retirement planners offer training and certification for their employees. The employer might pay for your training and certificate if they feel confident enough in hiring you as an employee after seeing how well you do these tasks.

This may not be the ideal situation for many, but it pays well.

57. Flip Items

Flipping items for profit is a great way to make some extra cash. You can find deals at garage sales and online, and then turn around and sell them for more.

Be sure to look out for scams, however, as there are many people who try to take advantage of those looking to flip items.

To learn how to flip for a side hustle, check out Flea Market Flippers.

58. Professional Volunteer

Charity work is a great way to give back to the community and help those in need. There are many charities that need help, and by donating your time or money, you can make a big difference in someone’s life.

It can also be a great way to ease into retirement. Many charities are always in need of volunteers, and you can often find opportunities that fit your schedule. You may also be able to find paid positions with certain charities.

You will have the opportunity to help others and make a real difference in their lives. You may also find new friendships and learn new skills.

It keeps you social and busy, and it lets you help out in your community. Plus, many organizations offer volunteer opportunities tailored to retirees’ skills and interests.

In fact, many volunteer opportunities turn into paid jobs.

How to find a job that is low stress and matches your skills?

Which best jobs for retirees do you want?

When you’re looking for a job that is low stress and matches your skills, it’s important to consider a variety of factors. For example, employers want employees who can work independently and are well-organized. They also want employees who can communicate clearly. You should have a basic understanding of the job duties as well.

If you have specific skills, you may not need these things as much.

However, employers still want employees who can complete tasks without any help from others. There are a variety of ways to find out about such jobs, including using search engines or social media sites like Facebook and LinkedIn.

Also, whoever says you have to wait for retirement?? Find low-stress jobs that pay well without a degree now.

It’s also important to be aware of the pay structure. Often, employers want employees who will be able to work for them on a long-term basis. The pay structure is often predictable and employers know exactly how much work there will be available for each project. This makes it easier for both parties involved.

One way to find a job that is low stress and matches your skills is by using online platforms like Upwork, Freelancer, and Fiverr. These platforms offer many data entry jobs that are perfect for those looking for an easy way to make some money after retirement. In order to take advantage of these jobs, you’ll have to learn how to type fast.

Know someone else that needs this, too? Then, please share!!

Source: moneybliss.org

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Your Guide to the Sharing Economy – MintLife Blog

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peer-to-peer lending). 

Looking for a quick definition? Keep the one below in mind.

Sharing economy definition

The sharing economy is a peer-to-peer lending system, often facilitated by online platforms, that allows individuals or small companies to share goods and services with one another.

To better understand the sharing economy, it’s helpful to see how it fits into the bigger picture of novel industries that are disrupting traditional ones. 

Sharing economy vs on-demand economy

The on-demand economy is a name for the new suite of services most people have available with their phone. “On-demand” refers to the fact that, with just a few taps, swipes, and a credit card, there are many goods and services immediately available to consumers. 

For instance, let’s say you need groceries delivered — there’s an app for that. A fleet of gig-working delivery drivers (more on that next) is ready on demand to bring you the bread, almond milk, and kale that you need ASAP. 

How does this differ from the sharing economy? When investors, economists, and consumers talk about the sharing economy, they are referring more specifically to services that facilitate sharing goods. It might not even be on-demand; for instance, if you’re part of a group of people who share power tools, you might not have access to the bandsaw you need until the person who has it now is done in 3 days. 

The sharing economy and the on-demand economy have a lot in common, though, as they both allow peers to collaborate through the use of a third-party app. That brings us to another buzzword you might be hearing a lot about these days. 

Sharing economy vs gig economy

The gig economy focuses more on the workers’ side, rather than the consumer. For instance, both sharing economy services (like Airbnb) and on-demand economy services (like TaskRabbit), and even services that fall into both categories (like Uber), can be considered forms of gig economy work. 

The gig economy consists of workers who operate on short-term contracts, performing jobs through an app-based service. When investors and economists talk about the gig economy, they’re usually talking about the transition in many sectors toward this sort of short-contract-based work. 

The quintessential example is a service like Uber or Lyft. Rather than a full-time, wage-based job like taxi driver, many people are instead working part-time, contract-based, often precarious positions as ride-share drivers. That’s the gig economy in action. 

Examples of the sharing economy

We’ve already discussed a few types of sharing economy services, but what are a few more familiar examples? The answer is that there’s no set definition or criteria for what makes a service a part of the sharing economy. That said, there are a few examples that you’re probably familiar with:

  • Ride-share: Services like Uber and Lyft are great examples of the sharing economy — a driver shares their car (and time) with a consumer, who gets a lower-cost ride out of the arrangement. 
  • Car-share: Some services also allow you to share your car with peers, not by driving them, but by allowing them to rent it. 
  • Tool-share: Power tools are expensive. Luckily, the sharing economy makes it easy to see who has a tool you can borrow, and pay a small amount to rent it for a day or two while you complete a project. 
  • Clothing sharing: There are sharing sites for expensive designer clothes that you probably won’t wear more than once. Pay for a subscription, then rent for a few days. 
  • Crowd-funding: Have a new business idea or product concept? You can use services online that allow you to crowd-fund the startup costs. 
  • Peer-to-peer lending: Rather than going through a large financial institution or sketchy loan shop when you need cash, peer-to-peer lending allows consumers to seek financing from other individuals who have a little surplus cash they’d like to grow. 

As mentioned before, there’s no hard-and-fast definition or criteria — pretty much any service that allows people to help each other out can be considered a part of the sharing economy. 

Sharing economy apps

We’ve mentioned that the sharing economy is mostly facilitated by app-based services — but what are these apps? Chances are, you’ve probably already got a lot of them on your phone. Here are a few common sharing economy companies, and what they’re built for:

  • Ride-sharing and taxi alternatives: Uber, Lyft

This is definitely not a complete list. Chances are, if you need some item or service, but don’t want to purchase it yourself, there’s a sharing economy solution out there for you. A simple Google search of “[What you need]” + “sharing app” will likely bring you tons of interesting options to consider. 

Pros and cons of sharing economy

Like anything, the sharing economy comes with plenty of pros and cons to consider. Before going all-in on using sharing apps, let’s take a look at some of the benefits and downsides that come along with the sharing economy.

Pros

  • Sharing services can help you save money
  • Sharing apps give you access to things you might not otherwise have (like power tools or a small loan)
  • They’re often on-demand, too (though not alway), so you can get what you need quickly
  • They allow owners of assets to make a small, steady stream of passive income
  • They’re popular. According to PWC, about 19% of people have participated in the sharing economy, and that number is expected to grow. 

Cons

  • They might be riskier than a traditional business because you’re renting items (like a car) from an individual rather than a company
  • While they might allow for a new income stream, some sharing economy jobs (like rideshare drivers) might not allow you to make a full living
  • Some app companies might inflate prices or take a large commission in order to increase their own profits — be sure to do your research on an app before using it as either a buyer or seller

Overall, for most people, deciding whether using the sharing economy makes sense will be an individual process. For some people, making money with side hustle apps might be a great way to spend some time and earn a little cash. For others, it might not make as much sense. 

If you have a vacation home you don’t use often, it could totally make sense to rent it out to travelers who need a place to stay. Others might not want the hassle associated with cleaning the home and preparing it for the next guests — ultimately, it’s up to you whether participating in the sharing economy makes sense. 

Sharing economy: the takeaways 

The sharing economy is a great way for peers to connect and share goods and services they have access to with people who are looking for access at a bargain price. It can include anything from sharing cars and power tools to peer-to-peer lending and crowdfunding. 

Here’s what to remember:

  • The sharing economy uses apps to allow individuals to connect with each other, sharing their goods and services.
  • It’s closely related to the on-demand economy and gig economy; in fact, there’s tons of overlap when it comes to the apps used in each. 
  • You can use the sharing economy to access things like car rentals, fashionable clothes, power tools, personal loans, and seed money for your ingenious ideas. 
  • Apps like Uber, Vrbo, DailyLook, and Prosper are all popular sharing economy options. 
  • There are pros and cons
    • Pros: Usually inexpensive, a great way to find extra income, and convenient
    • Cons: You have to trust peer lenders and borrowers, and some companies pay workers less than other options, or charge fees that make lending not worthwhile

What options can the sharing economy open up for you? Research the ways that you can start using sharing apps today, and start saving (or making!) money. 

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Apache is functioning normally

Gap years are a hotly debated topic.

Some love the idea of taking a year off from your life’s traditional trajectory to explore the unknown. But others prefer to stick to their determined path. 

No matter where you stand in life, a gap year could be the right choice for you. However, it is not the right choice for everyone. 

What’s Ahead:

What is a gap year?

According to the Gap Year Association, a gap year is:

“a semester or year or experiential learning, typically taken after high school and prior to career or post-secondary education, in order to deepen one’s practical, professional, and personal awareness.”

That’s a lot to take in!

Ultimately, a gap year is a period in which you choose to step away from the current trajectory of your life. Traditionally, people choose to take gap years before or after college. But technically, you can take a gap year at any point throughout your career. 

Why you should take a gap year

You’ll find plenty of reasons why you should take a gap year. Some of the most prominent reasons include:

Self-exploration

As you move through life, it is normal to run into some confusion along the way. After all, there are so many directions you can take in life. It can be hard to know which way to turn. The right gap year could help the perfect way to sort through your feelings and determine what you want your life to look like. 

Thomas Jespen, CEO of Passion Plans, says:

“I felt confused after high school. I had in fact gotten into the college I had wanted to go for but remember I woke up one day thinking I was making a mistake. My gap year was the best self-exploration journey I have ever undertaken.”

Avoid burnout

Constantly staying engaged in our school or work can be draining. Unfortunately, many students say they are burnt out in school. In fact, a study conducted by the Ohio State University’s Office of Chief Wellness Officer found that 71% of students reported burnout in April 2021. Kassandra Marsh, owner of Lakazdi, says:

“Going straight from high school into university seemed like no big deal at the time, but after a semester at university, it was clear that I needed a break after so many years of continuous education.”

When she returned from the gap year, Marsh had more enthusiasm to tackle the degree. 

Gain work experience

Work experience can help you decide what you like, and perhaps more importantly, what you don’t like. In a gap year, you can choose to work in any field to see what is out there. 

June Escalada, co-founder of PhotoshopBuzz, took a gap year between high school and college. The overarching goal was to study for a big exam. But Escalada says, “I also took some time to work part-time and travel.” The experience helped her learn how to be part of a team and deal with coworkers.

Save for school

College can be incredibly expensive. Depending on the path you take, you might not be comfortable taking out too many student loans. With that, a gap year could serve as the perfect opportunity to work and save for your degree. 

Need some help saving for college? Here are our top tips for teenagers. 

Explore while you have the chance

A gap year is an incredible opportunity to see the world or explore whatever your heart desires. 

Jeremy Yamaguchi, CEO of Lawn Love, didn’t have the opportunity to take a gap year. But looking back, he sometimes wishes he had.

“At this stage in my life and with all of the responsibilities that I have, taking a gap year really isn’t possible anymore, so I do sometimes wish that I had done it while I had the chance.”

Should you take a gap year?

As with every big decision in life, there are some major advantages and disadvantages to taking a gap year. You can weigh the benefits in your own life. Ultimately, it may come down to a gut decision that only you can make with your heart. 

At the end of the day, you need to take a few things into account before you make a decision:

  1. Can you afford to take a gap year? This entirely depends on what you want to do with your gap year. If you’re looking to travel the world, consider if your finances can handle that.
  2. Does taking a gap year align with your future goals? If school is going well, then you might not want to break up your momentum. This is especially true if you are already set on a particular career path that you don’t have any doubts about.

How to make the most of your gap year

If you decide to take a gap year, here’s how to get the most out of it. 

Determine what you want to gain from your gap year

A gap year will be a highly personal experience. With that, you should have a general idea of what you want to gain from your gap year before jumping in. 

Here are a few ideas to consider:

  • Satisfy your wanderlust by traveling around the globe.
  • Save for college with a job.
  • Volunteer your community to see what types of work you enjoy. 
  • Learn a new skill. 
  • Explore another part of yourself. 

The reasons why you take a gap year will vary. But without a broad purpose in mind, it can be tempting to settle into an easy routine around the house. After all, it is all too easy to dive into a Netflix series or escape reality in your favorite virtual world instead of getting the most out of this unique year. 

Sketch out a plan

Depending on your personality, you may want a plan that covers all the details. But even a plan that covers just the broad strokes can be very helpful. 

For example, you may set up your first volunteering gig. But decide to see where that takes you. Or you might map out a tour of the places you want to visit. 

As you embark on this adventure, it might be a good idea to enter the experience with an open mind and a willingness to make changes along the way. 

Consider your finances

Personal finances will play some role in your gap year. If you have funds available, that might open the door to travel. If you are light on funds, you might decide to pursue opportunities closer to home. 

You can get creative with your finances to make a gap year successful. If you need funds, consider picking up a flexible side hustle or learning an in-demand skill that can travel with you. 

Summary

A gap year could be the right move for your future. But only you can decide if it is a good choice for your life. 

Don’t forget to consider the finances required to fund this adventure. You may want to build savings before jumping in. 

Read more:

Source: moneyunder30.com