Not having a credit score and having a bad credit score are some of the worst financial positions you can find yourself in. Both situations can prevent a landlord from to renting you an apartment or may dissuade a creditor from approving you for a loan. Simply put, both situations negatively affect your creditworthiness. To […]
The post The Difference between No Credit and Bad Credit appeared first on Credit Absolute.
Creating a budget can offer you peace of mind and give you more confidence in managing your finances. A basic budget is all you need to take charge of your moneyâand help achieve more of your financial dreams. Intro to…
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The post Budgeting 101: How to Make a Budget in 5 Actionable Steps appeared first on MintLife Blog.
Amid the typical bustle and hair-tearing stress of the holidays, I prefer to keep my professional life as relaxed as possible. That means taking off a few weeks from work at the end of the year. Adding the freelancer hustle…
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The post How To Save Money As A Freelancer To Take Holiday Vacations appeared first on MintLife Blog.
[DISCLOSURE: Cards from our partners are mentioned below.]Â If you have bad credit, you may think youâre automatically unqualified for credit cards that offer cash back or travel rewards. For many cards, that may be true. But youâre not necessarily locked out of earning rewards completely. While most credit cards for people with poor credit… Read More
The post Credit Cards for Bad Credit: Best of 2019 appeared first on Credit.com.
I still remember the moment when I realized I was starting to cross the line from frugal to cheap. I was pumping gas into my vehicle after buying groceries for my family, which is normal, right? The problem is that I had driven about five miles out of my way to get slightly cheaper gas. […]
The post When Going Cheap Is a Bad Idea appeared first on The Simple Dollar.
Setting financial goals is an important step toward becoming financially secure. If there is something you hope to achieve in the not-too distant future, say buy a car or make a downpayment on a home, it may not be enough to simply hope you get there. Making a plan can significantly increase the likelihood of […]
The post Smart Short Term Financial Goals to Set for Yourself appeared first on SoFi.
Over the last few years, weâve heard more and more about the practice and importance of self-care. Psychologists, motivational speakers, and employers all have encouraged people to step away from the chaos of everyday stress to focus on emotional and…
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The post How to Practice Self-Care on a Budget + Printables appeared first on MintLife Blog.
When my wife and I first committed to living more frugally, we did it for the reason that many people do: We were in financial trouble. The biggest initial benefit of frugality is that it reduces your expenses, making it easier to keep the bills paid, get rid of debts, and eventually start saving for […]
The post The Hidden Benefits of Frugal Living appeared first on The Simple Dollar.
Actually retiring may be the hardest part about retirement. Itâs not unusual to get cold feet. But you donât want to work forever either, so what do you do? Here are some coping tips to get you over the hump.
Disposable income is the amount of money that an individual or household has to spend or save after income taxes have been deducted. Sometimes referred to as disposable personal income (or DPI) or disposable earnings, disposable income is closely monitored by government economists because it is a key indicator of the overall health of the […]
The post What is Disposable Income? appeared first on SoFi.