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How will a surge in bond yields affect your mortgage, car loans and 401(k)? – USA TODAY

How will a surge in bond yields affect your mortgage, car loans and 401(k)?  USA TODAY

A Mentee’s Educational and Marketing Plans

The purpose of a mentorship program is to facilitate field training for new hires that are not experienced so that they will receive the support they need to tr

Intrinsic Value vs Market Value, Explained

Intrinsic value vs market value refers to the difference between where a stock is trading and where it ought to be according to its fundamentals. The term “market value” simply refers to the current market price of a security. Intrinsic value represents the price at which investors believe the security should be trading at. Intrinsic […]

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What is Financial Therapy?

Financial therapy is a relatively new field that combines the emotional support of a psychologist with the money mindset of a financial planner. Seeing a financial therapist can allow clients to begin to process their underlying feelings about money, while working out plans for retirement, savings, investments and other goals. Financial therapists (sometimes referred to […]

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Lender credits: How a mortgage lender can pay your closing costs

Lender credits let the mortgage lender pay closing costs, while the borrower pays a higher interest rate. Find out if lender credits are worth it here.

Years of Work Needed to Afford a Down Payment – 2021 Edition

Assembling enough money for a down payment is typically the largest hurdle to clear when securing a mortgage. The median home price in the U.S. is up 14% year-over-year, according to a November 2020 Redfin report, and as the housing … Continue reading →

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What Is Earnings Per Share & How to Calculate It

Knowing a stock’s earnings per share can be a valuable portfolio benchmarking tool. Think of EPS as GPS for where a public company is on the value map, based on how profitable it has been. What is earnings per share? It’s a ratio arrived at by taking a company’s quarterly or annual net income and […]

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10 Things Taxes Pay For: Where Do Your Federal Tax Dollars Go?

Your taxes pay for a variety of government services, as well as government debt and salaries. The federal government spends a lot of money. In 2019, for example, the government spent a total of around $4.4 trillion. You know that sounds like a lot, but how much is it really?  For comparison, $4.4 trillion was around a… Read More

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5 IRA Mistakes You May Be Making

For some investors, IRAs may be long-term, hands-off investment vehicles. That doesn’t mean you should ignore them completely. This year, give a little love to your IRA and make sure…

8 Steps to Buying a Vacation Home

If you’re like many Americans, you dream of having a beach house, a desert escape, or a mountain hideaway. Perhaps you’re tired of staying at hotels and want the comforts of home at your fingertips. You’re ready to make this dream a reality. Before you do, consider these steps. How to Buy a Vacation Home […]

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