APR vs. interest rate for mortgages: Which matters more?
APR vs. interest rate: Both numbers are important for comparing mortgages. But which one matters more? That depends on your home buying goals.
goals
Womenâs Finances Are Taking a Hit. Hereâs How to Combat It.
The pressure of the pandemic both in and out of the workforce is having a significant impact on women and their financial futures. According to a recent UBS Global Wealth Management survey, 61% of women feel that Covid-19 has hurt their careers. Key findings: 40% of women have reduced hours at work to help care […]
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Generation Z Spending Habits for 2021
The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Lawâs editorial disclosure […]
How (And Why) We Paid Off $34,000 Of Debt In Our First Six Months Of Marriage
Hello! Today, I have a great debt payoff story from Zach Buchenau. He is a reader of Making Sense of Cents and shares how he and his wife paid off $34,000 in debt in the first six months of their marriage. A little less than two years ago, my wife Katie and I were enjoying […]
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Why Save Money Now? 9 Reasons That Will Help You Start Saving
Learning to save money is one of the best things you can do for yourself. Saving money can help you prepare for emergencies, start a business, retire, and more. Financial security is one of the best reasons for why you should save money, and being prepared financially is one of the best feelings in the […]
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President Biden could reduce FHA mortgage insurance premiums. Here’s what it means for you
Many mortgage pros believe President Biden will cut FHA mortgage insurance premium (MIP) rates. Here’s what that means for you.
50+ Statistics on Millennial Spending Habits in 2021 – Lexington Law
Our guide to Millennial spending habits will show break down the spending power, shopping preferences and many other traits of this generation.
2020 vs. 2021: My pandemic strategy for earning and burning points and miles
Like many of us, I had very high hopes for my 2020 travel goals. With six continents under my belt, I had my sights set on Antarctica in late 2020 or early 2021, as well as several other first-time destinations. With those goals in mind, I rang in 2020 in Chiang Maiâs Old City by â¦
Understanding the Margin of Safety Formula
The margin of safety formula provides a way for investors to calculate a safe price at which to buy a security. This method derives from the value investing school of thought. According to value investing principles, stocks have an intrinsic value and a market value. Intrinsic value is the price they ought to be trading […]
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The Ultimate Budget Categories List to Help You Make a Foolproof Budget
Here are 101 budgeting categories so you never forget a budget line item ever again! Now I know that sitting around and writing out a budget categories list sounds about as thrilling as watching paint dry BUT believe it or not, it is THRILLING! Well, I should say what you get out of it is […]
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