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Inside: Explore the right ways to quit a job without notice. Learn the best excuses, how to resign gracefully with a sample resignation letter, and tactics for maintaining professionalism when quitting.

Resigning from a job without notice can be a highly discomforting experience, as it breaks the standard professional protocol and can leave an employer in a difficult position.

Such an abrupt departure might lead to awkward conversations with superiors or colleagues who may be blindsided by the sudden lack of manpower and the hastiness of the exit.

This is something you know must be done.

I know the embarrassment stems from the awareness that this action could tarnish my professional reputation and relationships within the industry. Moreover, exiting without notice may invoke anxiety about the possibility of negative references or the implications it could have on future job prospects.

Yes indeed, this uncomfortable decision carries with it a heavy weight of potential judgment and professional repercussions.

So, what do you need to do when it’s time to quit?

How do you politely resign without notice?

To resign without notice politely, it’s essential to write a succinct and professional letter to your direct supervisor or HR manager, stating your immediate departure.

Express regret for any inconvenience caused and, if feasible, offer to assist in transitioning your duties. Deliver the letter personally if possible, or via email if necessary, maintaining a courteous and composed demeanor throughout the process.

It’s crucial to keep communications respectful and to retain professionalism to ensure a positive lasting impression.

Quitting Without Burning Bridges

Resigning from a job is a significant decision, and it’s generally expected that employees provide notice, traditionally two weeks, when they decide to leave.

However, in certain situations, giving notice may not be feasible, and you may need to resign immediately. Even so, it is possible to part ways amicably and without causing undue tension.

Make sure you do the following items:

1. Formalize the Resignation

Submit a formal resignation letter and discuss with HR any final procedures you may need to follow, such as filling out exit paperwork or partaking in an exit interview.

This is the first step that must be taken care of with kindness.

2. Making Sure to Tie up Loose Ends

Leaving a job without notice certainly poses challenges, but it’s critical to make sure you tie up as many loose ends as possible. Doing so demonstrates your professionalism and reduces the potential for negative repercussions.

It is super helpful if you can document your work to show your current responsibilities and projects. Include deadlines, key contacts, and any necessary instructions to help the next person take over your tasks.

3. Offer Assistance with Transition

Be willing to help the company prepare for your departure. This can involve creating thorough handover notes, compiling a list of important contacts, or outlining the status of ongoing projects.

If possible, offer to train a replacement or the person taking over your responsibilities. This may not be feasible if you’re leaving immediately, but you could suggest remaining available for a set period to answer questions via phone or email.

4. Return Company Property

Ensure you return any company property, such as laptops, mobile devices, keycards, or other equipment or materials. Do this before your departure to avoid any misunderstandings or trust issues.

Best Excuse to Quit a Job without Notice

As you know, multiple factors may prompt a professional to resign abruptly and it is never easy. It is rarely taken lightly and often stems from compelling, unavoidable circumstances.

Here are some of the most common reasons.

#1 – Personal or Family Emergency as a Valid Excuse

Personal or family emergencies stand as one of the most understandable and widely accepted reasons for quitting a job without notice. When hardship strikes, employers often recognize the need for immediate attention and the impossibility of predicting these crises.

Here’s why a family emergency can be a valid family emergency excuse:

  • Unpredictable Nature: Emergencies, almost by definition, are sudden and unexpected, leaving little room for the luxury of planning.
  • Moral and Social Norms: There’s a broad acknowledgment in society of the priority of family and personal well-being over occupational obligations.
  • Legal Considerations: Some jurisdictions have laws that protect employees who must leave work due to family emergencies.
  • Human Understanding: Colleagues and superiors are often sympathetic to family emergencies since such situations can happen to anyone, at any time, fostering an environment of understanding.

The gravity of a family emergency that might compel one to quit abruptly could range from a serious illness or accident to a sudden need for care for a family member.

#2 – Sudden Health Issues that Require Immediate Attention

When an individual’s health or life is at stake, it invariably takes precedence over job responsibilities. However, many people should opt for short-term disability to keep their health coverage as well as a smaller paycheck.

Recovery from a health crisis isn’t always quick and can necessitate an extended period away from work that cannot be predicted at the outset.

  • Physical and Mental Limitations: Health issues might limit the physical or mental capacity to perform job duties effectively or safely.
  • Quality of Life: Severe health problems can drastically alter one’s quality of life, making job concerns secondary to finding a path to wellness.
  • Workplace Accommodations: Sometimes, current workplace accommodations may not be sufficient to support an employee’s health needs.
  • Legal Protections: In many regions, employment law provides protections for workers who must leave their jobs due to health concerns.

It’s worth noting that particulars around personal health are private, and sharing details is at the discretion of the individual. Moreover, a discussion with human resources may provide options such as a leave of absence or disability leave, which could offer an alternative to resigning.

#3 – An Irresistible Job Offer That Can’t Be Delayed

At times, a career opportunity arises that is so compelling it warrants immediate action, with a start date that doesn’t accommodate a notice period.

In such cases, the opportunity cost of staying may be too high to ignore. Especially if you can make over $10k a month.

  • Unique Opportunities: The offer might represent a unique or rare advancement in one’s career that is unlikely to come around again, making it a now-or-never decision.
  • Significant Benefits: An offer that significantly improves financial standing, work-life balance, benefits, or professional growth can merit a swift transition.

While quitting a job without notice is far from ideal, certain career moves justify this approach. In these situations, one must weigh the professional norms against the career-defining potential of the new opportunity.

#4 – Immediate Relocation Due to Spouse or Partner’s Job

Unfortunately, relocations are often dictated by the partner’s employer or business needs, leaving little choice or room for negotiation regarding timelines.

Tackling this conversation as soon as possible allows your employer to start considering replacements and preparing for the transition, while also demonstrating your goodwill and integrity despite the abrupt notice.

If possible, see if you can transition to a remote position and keep your job.

#5 – Encountering a Toxic Work Environment for Mental Health

A toxic work environment can significantly impact an employee’s mental health.

When these negative aspects of the workplace become overwhelming, resigning without notice can be a necessary step to preserve well-being. This could be from unreasonable pressure, harassment or bullying, excessive workload, or a persistently high-stress environment that can all contribute to an unhealthy workplace.

  • Document the Environment: Keep records of incidents that contribute to the toxic environment, especially if they are egregious or repetitive, as these may be necessary for explaining your abrupt departure if questioned by future employers or legal entities.
  • Consult with HR: Ideally, concerns should be reported to human resources or appropriate management before deciding to leave, but if the situation does not improve or worsens, this may reinforce your decision to resign.

In such environments, taking immediate steps to leave may be the best course of action for personal health.

#6 – Safety Concerns in the Workplace Demanding Prompt Exit

When an employee feels that their physical well-being is at risk, it becomes necessary to prioritize personal safety over professional obligations.

Here’s why safety concerns justify a prompt exit:

  • Legitimate Fear: If the work environment poses a genuine risk to physical health or life — due to hazardous conditions or failing to meet safety regulations — immediate resignation is warranted.
  • Unresolved Issues: Continued employment might not be tenable if you’ve reported safety concerns and they have not been addressed in a timely or effective manner by management.
  • Legal Compliance: Employers are legally obliged to provide a safe working environment. Non-compliance with this fundamental requirement creates a justifiable reason for employees to leave without notice.

When resigning due to safety concerns, clearly explain that your primary reason for leaving is the need to ensure personal safety. It’s important to have a record of safety concerns reported to the appropriate parties within the organization, even if those concerns were not adequately addressed.

#7 – Legal Issues That Hinder Continuation of Employment

Legal issues can be sensitive and complex, thus it is important to maintain confidentiality and professionalism throughout the resignation process. When legal constraints interfere with employment, here’s why they necessitate an urgent departure:

  • Binding Legal Obligations: Court orders, such as those related to family or criminal law matters, may impose restrictions on an individual’s movements or activities that are incompatible with their current employment.
  • Visa or Work Authorization Changes: For employees working in a country under specific visas or work authorizations, any changes or revocations in legal status can demand an immediate resignation.
  • Conflict of Interest: Discoveries of conflict of interest that might have legal repercussions for the employee or employer can justify instant resignation to prevent further complications.
  • Mandated Reporting: Certain legal issues could force an employee to stop working immediately, such as those involving mandated reporting of unethical or illegal activities.

Ensuring clarity and integrity in communication can help in maintaining a positive relationship with former employers and colleagues.

#8 – Ethical Conflicts

Ethical conflicts at work, such as being asked to engage in dishonesty or illegal activities, justify resigning immediately to preserve one’s integrity and avoid potential personal and professional repercussions.

Professionals who feel their personal values strongly clash with the practices or culture of the company may decide that an immediate exit is the only course of action that aligns with their integrity.

For many, this is a valid excuse to leave a job. One of the main reasons for working hard to become financially independent is important.

#9 – Significant Lifestyle Changes

Major life changes, such as getting married, having a child, or needing to care for a loved one, can result in the need for immediate resignation.

Also, choosing to further one’s education is a compelling reason to quit a job without notice, as enrollment opportunities and class schedules often necessitate quick transitions that may not align with traditional notice periods.

Regardless of the significant change happening in your life, you do not have to share all of the details with your employer. You just have to state the bare minimum information.

#10 – Lack of Job Security

Rumors of downsizing or concerns about job stability might provoke an employee to preemptively quit and seek a more secure position elsewhere.

This is not something that should be overlooked. Having a stable job is one of the foundations of being financially sound.

This can serve as a solid justification for resigning without notice. This decision underscores the importance of ensuring your financial and professional security in an unpredictable job market.

What are the best excuses to quit a job you just started without notice?

Quitting a job shortly after starting can be challenging, but certain circumstances can serve as valid reasons for making such a decision.

Here are some of the best excuses for leaving a new job without notice:

  • Misrepresented Job Role: Discovering that the actual job significantly differs from what was described during the interview process can be grounds for immediate resignation.
  • Unexpected Life Changes: Sudden personal changes, such as a family emergency or a significant other’s job relocation, may necessitate a quick move that isn’t conducive to employment continuation.
  • Health Concerns: Onset or discovery of a health condition that precludes one from fulfilling job duties is a compelling reason to leave abruptly.
  • Hostile Work Environment: Encountering a toxic or hostile work culture, if intense enough, is reason enough to depart without protracted notice.
  • Superseding Job Offers: Sometimes, a more fitting job offer with immediate start requirements might present itself unexpectedly after beginning a new position.
  • Ethical or Moral Discomfort: If the organization’s practices conflict with your personal ethics or beliefs to an unresolvable degree, this may justify the quick termination of the employment.

Choosing to quit a job without notice is significant, but when necessary, the above reasons coupled with a tactful approach can mitigate the potential negative impact on your career.

This is something my husband had to decide when a second offer came in after he accepted another position.

Template and Guidelines for Your no Notice Resignation Letter

A no-notice resignation letter should remain professional and succinct, addressing the essential points with respect and clarity. Here are the key components a letter of this nature should include:

Subject Line: If the resignation letter is sent by email, include a clear subject line, such as “Immediate Resignation – [Your Full Name].”

Salutation: Begin the letter with a polite greeting directed at your manager or the appropriate party, like “Dear [Manager’s Name].”

Statement of Resignation: Convey the intent to resign clearly and assertively, stating your position and last day, which will be immediate or as soon as possible.

Reason for Immediate Departure: Briefly explain the reason for leaving without notice. The language should be direct but need not go into personal detail.

Expression of Thanks: Thank the employer for the opportunity to work at the company, and acknowledge the experience and skills gained, regardless of the length of employment.

Offer to Assist: If viable, offer assistance in wrapping up your duties or helping with the transition. Proposals can include preparing handover notes or availing yourself of follow-up queries after departure.

Contact Information: Provide your personal contact details for any future correspondence, including your phone number and personal email address.

Closing and Signature: Close the letter with a professional sign-off, such as “Sincerely,” followed by your typed name and handwritten signature for a printed letter.

Drafting a no-notice resignation letter with these elements allows you to articulate your need to leave promptly while maintaining professionalism and respect toward your employer and colleagues. The objective is to facilitate the transition with as much grace and tact as the circumstances allow.

Sample Resignation Letters for Different Scenarios

Here are sample resignation letters for different scenarios that call for leaving without notice.

Due to Personal or Family Emergency:

Subject: Immediate Resignation – [Your Name]

Dear [Manager’s Name],

I am writing to inform you of my immediate resignation from my position as [Your Position] at [Company Name] due to an unforeseen personal/family emergency that requires my full attention. Please accept my regret that I cannot provide a traditional notice period, and I sincerely apologize for the abrupt timing.

I would like to express my gratitude for the opportunities and support provided to me during my time at [Company Name]. I have learned a great deal and have valued working alongside my colleagues.

Please now, I am available to assist in any way possible to ensure a smooth transition. Let me know if there are specific matters you would like me to address before my departure.

Thank you for your understanding during this difficult time.

Sincerely,

[Your Name]
[Your Phone Number]
[Your Email Address]

Due to Sudden Health Issues:

Subject: Immediate Resignation – [Your Name]

Dear [Manager’s Name],

It is with regret that I must submit my immediate resignation from my role as [Your Position] at [Company Name], effective [Today’s Date]. Unfortunately, due to recent and unexpected health issues that require urgent and extensive attention, I am unable to continue my duties and provide adequate notice.

I have genuinely enjoyed working at [Company Name], and I am very grateful for the supportive work environment and the professional development I have received.

I will do everything within my ability to assist in the handover process. Please inform me of any priorities that need to be addressed.

Thank you for your consideration, and I hope to remain in touch in the future.

Best regards,

[Your Name]
[Your Phone Number]
[Your Email Address]

Due to an Irresistible Job Offer:

Subject: Immediate Resignation – [Your Name]

Dear [Manager’s Name],

Please accept this letter as formal notification of my resignation from [Company Name] as a [Your Position], effective immediately.

I have recently received a job offer that presents a substantial career opportunity for me and requires an immediate start. After careful consideration, I have decided to accept this offer. I understand that my sudden resignation may cause inconvenience, and for that, I deeply apologize.

I am grateful for the valuable experience and the professional growth provided to me at [Company Name]. It has been an honor to work with such a talented team and contribute to the company’s goals.

To assist in the transition, I am prepared to provide concise documentation and notes on current projects. Please inform me if you require any additional help.

Thank you for your understanding. I wish [Company Name] and my colleagues continued success.

Kind regards,
[Your Name]
[Your Phone Number]
[Your Email Address]

These templates should be adapted to fit your particular situation and to reflect the tone and professional relationship you have with your employer.

Is it OK to resign effective immediately?

Resigning with immediate effect is generally not the preferred protocol and can be a challenging decision to make due to its potential impact on your employer, your team, and your professional reputation.

The common practice is to give your employer two weeks’ notice.

However, it is acceptable under certain circumstances, especially when continuing to work is not possible due to pressing personal reasons, safety concerns, health issues, or other severe conditions.

In the end, while resigning with immediate effect can be OK, it should be regarded as a last resort, utilized when circumstances are such that other options are not feasible.

Now, make sure you have other ways to make money to pay your bills.

If not, check out this list of low stress jobs that pay well!

Know someone else that needs this, too? Then, please share!!

Did the post resonate with you?

More importantly, did I answer the questions you have about this topic? Let me know in the comments if I can help in some other way!

Your comments are not just welcomed; they’re an integral part of our community. Let’s continue the conversation and explore how these ideas align with your journey towards Money Bliss.

Source: moneybliss.org

Apache is functioning normally

Are you thinking about downsizing your home? Whether you’re an empty nester looking for a more manageable lifestyle or starting a family and seeking a change, transitioning from owning a house to renting an apartment can offer a ton of benefits. In this guide, we’ll answer the question of how to downsize your home, from decluttering and preparing for the move to finding the perfect apartment and making it feel like home.

Know your why: understanding the motivation behind downsizing

Before setting off on the downsizing journey, it’s important to understand why you want to make this change. There are plenty of reasons why homeowners choose to downsize, like retiring, embracing a minimalist lifestyle, saving money or moving to a smaller house in a new city. By keeping your motivation in mind, you’ll be better equipped to navigate the challenges that come with figuring out how to downsize your home.

Embracing the positives of downsizing

Downsizing your home doesn’t have to be viewed as a loss. Instead, focus on the positives that come with this transition. Consider the financial benefits, like lower mortgage payments, property taxes and maintenance costs. Downsizing can also offer newfound freedom and flexibility, allowing you to pursue other interests and experiences. By shifting your mindset and embracing the advantages, you’ll be more prepared to downsize successfully.

Planning the move in advance

To make the moving process easier, make sure downsizing your belongings ahead of time is on your to do list. This includes not only getting rid of unnecessary items but also evaluating your furniture and larger possessions. Determine what will fit into your new apartment and what you can live without. By downsizing your stuff before the move, you’ll have a clearer idea of what to expect and can make the transition to a smaller area more seamless by finding ways to save space while you save money.

Buying vs. renting: determining the best option for you

Once you’ve decluttered and prepared for the move, it’s essential to decide whether buying or renting an apartment is the right choice for you. Owning a home offers long-term stability, but it also comes with additional costs like mortgages, insurance and maintenance. On the other hand, renting provides flexibility and fewer responsibilities. Consider your financial situation, lifestyle preferences, and long-term plans to make an informed decision.

Hidden costs

When downsizing from a house to an apartment, it’s crucial to be aware of the hidden costs that might not be immediately apparent. Moving expenses, like hiring movers, purchasing packing supplies and potentially paying for a storage unit, can add up quickly.

While the apartment’s rent might seem more affordable compared to a mortgage, you have to consider the security deposit, pet fees, parking fees and any amenity fees that apartments often charge for extras like a personal on-site storage unit. These costs can significantly impact your budget, making it important to thoroughly research and factor these expenses into your financial planning.

If your new apartment requires any furnishings or renovations to make the space work for you, these are additional costs that need to be considered ahead of the move.

Utility bills

Utility bills in an apartment can differ significantly from those in a house, often leading to significant savings. Apartments typically have small rooms and less square footage than houses, which can result in lower heating and cooling costs. Many apartments offer utilities included in the rent, like water and trash services, which can simplify monthly budgeting and potentially save money.

It’s important to understand exactly what utilities are covered and what you’re responsible for paying. Some buildings may have less efficient HVAC systems or lack individual unit controls, leading to higher electricity or gas bills than expected. Researching and asking for average utility costs from the apartment management can provide a clearer picture of your monthly expenses.

Finding the perfect apartment

When searching for an apartment, it’s important to consider your specific requirements and preferences. Think about the location, amenities and size that will best suit your needs. If outdoor spaces or certain amenities are essential to you, prioritize only those things first in your search.

Consider potential future needs, like extra storage space, square footage for expanding your family or large windows for natural light. By carefully evaluating these factors, you’ll find an apartment that aligns with your downsizing goals.

Multipurpose rooms

Adapting to small rooms when moving from a house to an apartment requires creative use of space, making a multipurpose room not just a great idea, but often a necessity. A living room or guest room can double as a home office or a dining area with the right furniture and layout.

Investing in versatile furniture pieces, like a sofa bed, floating shelves, extendable dining tables or a functional storage unit, can maximize versatility without sacrificing style or comfort. Using room dividers or open shelving units for storage areas can help delineate spaces for different uses while keeping the apartment feeling open and airy. The key is to prioritize what functions are most important and design the new space around those needs, ensuring that every inch of your apartment works hard for your lifestyle.

Reviewing lease agreements and moving in

Before finalizing the lease agreement, thoroughly review all the terms and conditions. Pay attention to the rent price, security deposit, utilities and any maintenance policies.

Ensure that everything is as agreed upon and ask any necessary questions. Once you’re ready to move into your current home, you may choose to hire professional movers or handle the move yourself. Whichever option you choose, make sure you’re well-prepared and organized for a smooth transition.

Making your apartment feel like home

Once you’ve moved into your new apartment, it’s time to make it feel like home. Furnishing and decorating a smaller space requires careful consideration. Focus on selecting furniture that fits the apartment’s dimensions and serves multiple purposes in one room. Measure the rooms and furniture to ensure a proper fit. Personalize your space with colors, textures and accessories that reflect your style and create a warm and inviting atmosphere.

Decluttering

Decluttering is a critical step in downsizing from a house to an apartment. It involves carefully evaluating your possessions to decide what truly adds value to your life. Luckily, it also results in less stuff and, often, extra cash. This process not only makes the move easier and potentially cheaper but also helps in adapting to a smaller home.

Start by categorizing items into what to keep, sell at a garage sale, donate, get rid of or discard. Be realistic about the space limitations of your new apartment and prioritize items that are necessary or hold significant emotional value. Decluttering can be an emotional process, but a yard sale also offers an opportunity to refresh and simplify your lifestyle, making your new apartment feel spacious and organized.

Professional organizers

Hiring a professional organizer can be a worthwhile investment when downsizing to an apartment. These experts can offer invaluable advice and tips on how to efficiently use your new, smaller space, suggest ways to reduce clutter, and help you decide what to keep, donate or dispose of. They can also assist with the physical aspects of decluttering and organizing before the move, making the transition to a smaller home smoother and less stressful.

While the cost of hiring a professional organizer may seem like an unnecessary additional expense, their expertise can save you time and money in the long run by helping you avoid mistakes and make the most out of your new living situation. Their services can be particularly beneficial for those who are overwhelmed by the downsizing process or unsure where to start.

Embracing a minimalist lifestyle

Downsizing your home provides an opportunity to embrace a minimalist lifestyle. Prioritize what truly matters to you and let go of excess possessions. Adopting minimalist principles will not only help you maintain a clutter-free environment but also promote a sense of peace and simplicity. By using storage spaces, focusing on quality over quantity and reducing material possessions, you can create a space that feels spacious and organized.

Managing the transition and settling in

Transitioning from owning a house to renting an apartment may come with some emotional challenges. It’s important to be patient with yourself and allow time to adjust to the new space.

Take advantage of the amenities and community offered by your apartment complex to connect with neighbors and feel a sense of belonging. As you settle into your new, smaller home together, you’ll discover the benefits of downsizing and enjoy the freedom it brings.

You can live large with fewer square feet

Downsizing to a smaller home can be a transformative experience. By understanding your motivation, decluttering your belongings and carefully considering your options for your new small space, you can successfully navigate this transition.

Embrace the positives of downsizing, find the perfect apartment and create a space that reflects your style and values. With the right mindset and preparation, downsizing can lead to a simpler, more fulfilling lifestyle.

Source: apartmentguide.com

Apache is functioning normally

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information.

A person’s credit score can impact their finances positively and negatively. Entities from commercial banks to auto loan lenders uses credit scores to determine if they’re willing to trust an applicant. FICOⓇ and VantageScoreⓇ, the two most popular scoring models, assign credit scores from 300 to 850—and higher scores typically pave the way for more lucrative deals.

Whether you have no credit history whatsoever or you’re looking to improve your current credit standing, everyone has the power to work on their credit. There is no set timeline for how long it can take to improve your credit, as everyone’s individual circumstances are different. Keep that in mind as we share 15 of the best ways to work to build credit fast in 2024.

Key takeaways

  • Making timely payments can help you more quickly build credit since payment history makes up 35 percent of your FICO credit score.
  • Becoming an authorized user on another credit card can help improve your score over time.
  • Removing errors on your credit report can help your score most accurately reflect your credit history.

Table of contents:

1. Apply for credit builder loans

Any kind of loan you secure can help you build credit if you make payments on time and in full. However, credit builder loans specifically exist to help borrowers improve their credit. If approved, applicants will pay into a secured account that they can only access at the end of their term.

Pro tip: A lender will normally approve low- or no-credit borrowers for a credit builder loan, but anyone can apply regardless of their standing.

2. Build credit with rent payments

Building credit with rent payments can be especially effective for individuals with no credit history. Your timely rent payments won’t raise your score automatically, as landlords don’t typically report rent payments to the credit bureaus. Instead, you’ll need to find a rent reporting service that can add your payments to your credit report.

Pro tip: You can enroll in rent reporting services with any of the three major credit bureaus: EquifaxⓇ, ExperianⓇ and TransUnionⓇ.

3. Maintain your oldest accounts

A person’s credit age, or length of credit history, makes up 15 percent of your FICOscore. This means that closing an old account can lower your score by reducing your overall credit age. If you have an old credit card, even if you don’t regularly use it, it’s usually best to keep that account open.

Pro tip: You can call your credit card issuer and request that the annual fee be waived on an old card.

4. Apply for a retail credit card

Stores and online vendors that offer retail credit cards can help you quickly build credit if you’re a frequent shopper, with one important caveat: you must use the card responsibly. These cards may come with unique bonuses like cashback rewards or discounts. Just be careful not to overspend so you’re able to pay your balance off in full every month.

Pro tip: Retail cards can benefit frequent shoppers who also have the funds to pay off their debts quickly.

5. Challenge errors on your credit report

Credit reports are intended to reflect your spending habits, but no system is perfect. Sometimes, a payment you’ve made doesn’t get reported on time or you notice inaccuracies elsewhere on your report, like an account you never opened. Lexington Law Firm can check your credit report for errors or discrepancies and challenge them on your behalf.

Pro tip: You can request one free credit report annually from each of the three credit bureaus.

6. Apply for a secured credit card

Secured credit cards traditionally have lower interest rates and higher credit limits than unsecured cards. The caveat is that borrowers will have to put down collateral to be eligible, but responsibly using secured cards can significantly improve your credit.

Pro tip: For secured credit cards, collateral comes in the form of the cash deposit you make when you first open the account.

7. Use a credit monitoring service

Credit monitoring services can help borrowers get a better sense of what’s happening on their credit profile. Many services can also dispute errors and take action if they detect fraudulent activity. Lexington Law Firm offers credit monitoring services and other features like ID Theft Insurance and help with challenging errors on credit reports.

Pro tip: Lexington Law Firm also provides free credit assessments to help you understand which services might benefit you the most.

8. Make timely payments

Payment history accounts for roughly 35 percent of your FICO credit score and about 40 percent of your VantageScore. Consistently making payments on time will display your financial reliability and responsibility to lenders and credit bureaus.

Pro tip: Using autopay can reduce instances of forgetting to make payments on time.

9. Increase your credit limit

Your credit utilization ratio weighs your current account balances against your total credit limit. Increasing your credit limit can give you more breathing room when borrowing funds. Borrowing $500 with a $1,000 limit would give you a 50 percent utilization rate. Borrowing $500 with a $2,000 limit would give you a 25 percent utilization rate.

Pro tip: It’s best to keep your credit utilization ratio below 30 percent if you can.

10. Become an authorized user on another account

Becoming an authorized user on another account lets you borrow funds on a credit card that you may not have access to otherwise. Positive action on that account can affect everyone who’s linked to it—and the same goes for negative habits. You can become an authorized user on another account even if you have no or bad credit history, provided you have the primary account holder’s permission.

Pro tip: It’s best to only become an authorized user on an account where the cardholder already has good or better credit.

11. Acquire a student credit card

Student credit cards typically have less stringent requirements than their grown-up alternatives. Responsibly using these cards can help new borrowers prove their creditworthiness.

Pro tip: Student card requirements normally include enrollment at qualifying institutions, proof of income or a cosigner and no bad credit history.

12. Use a rapid rescoring service

It takes varying amounts of time for changes to be added to your credit report. Rapid rescoring for a mortgage can help your credit by quickly updating your credit report with new information. For a fee, a mortgage lender can pay credit reporting companies to expedite the reporting process for someone who’s looking to take out a home loan.

Pro tip: It can generally take roughly 30 to 45 days for a change to appear on your credit report.

13. Meet with a financial advisor

While it’s becoming increasingly easy to access financial information, not everyone has the years of experience needed to add context to that information. Financial advisors can offer tailored strategies to help clients reach specific goals and improve their credit standing.

Pro tip: You can find a financial advisor to meet with online if you don’t want to meet with one in person.

14. Download credit-building apps

Credit-building apps can help borrowers improve their scores in various ways. Some apps can provide custom recommendations based on the data you provide them. Others can offer incentives and in-app rewards to help promote better financial habits.

Pro tip: Many commercial banks offer free apps with credit-building features.

15. Use a credit builder card

Much like a credit builder loan, this option helps low- and no-credit borrowers increase their standing. Credit builder cards function just like normal cards, but they usually come with more stringent limits like higher interest rates and lower overall limits.

Pro tip: Credit builder cards often have more lenient eligibility requirements than other commercial bank cards.

Improve your credit knowledge with Lexington Law Firm

We’ve outlined some of the best ways to build credit fast in this guide, but there’s still plenty of additional information that could help you increase your financial literacy. Learning how to read a credit report and knowing which factors affect your credit score are vital long-term skills. Lexington Law Firm’s team of professionals can help you gain a better understanding of your credit profile. Get your free credit assessment today.

Note: Articles have only been reviewed by the indicated attorney, not written by them. The information provided on this website does not, and is not intended to, act as legal, financial or credit advice; instead, it is for general informational purposes only. Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client or fiduciary relationship between the reader, user, or browser and website owner, authors, reviewers, contributors, contributing firms, or their respective agents or employers.

Reviewed By

Nature Lewis

Associate Attorney

Before joining Lexington Law as an Associate Attorney, Nature Lewis managed a successful practice representing tenants in Maricopa County.

Through her representation of tenants, Nature gained experience in Federal law, Family law, Probate, Consumer protection and Civil law. She received numerous accolades for her dedication to Tenant Protection in Arizona, including, John P. Frank Advocate for Justice Award in 2016, Top 50 Pro Bono Attorney of 2015, New Tenant Attorney of the Year in 2015 and Maricopa County Attorney of the Month in March 2015. Nature continued her dedication to pro bono work while volunteering at Community Legal Services’ Volunteer Lawyer’s Program and assisting victims of Domestic Violence at the local shelter. Nature is passionate about providing free knowledge to the underserved community and continues to hold free seminars about tenant rights and plans to incorporate consumer rights in her free seminars. Nature is a wife and mother of 5 children. She and her husband have been married for 24 years and enjoy traveling internationally, watching movies and promoting their indie published comic books!

Source: lexingtonlaw.com

Apache is functioning normally

The Adirondack Mountains are a gorgeous outdoor wonderland, attracting tourists from all over the world. The park covers 20% of New York state (3x larger than Yellowstone!). Perhaps the “ADK’s” most extraordinary natural resources are the 46 “High Peaks” in the park’s northeast corner.

Friend-of-the-blog/pod Tyler led me on one of my first High Peak adventures (hey Tyler, thanks for reading!). We conquered the Dix Range, summiting four peaks in one day, trudging ~15 miles through the mountainous woods over 11 hours

Hiking is Hard Work

It was a draining day. I drank more water than expected and chafed in…uncomfortable…ways. I ate dinner for two that night and slept like a baby and learned many applicable lessons for my next hike.

For example, during our rest breaks at the summits, I observed the other hikers around us. What were they doing that I wasn’t? Some were fit and lean, others a bit overweight. Some had expensive gear, others had gym shorts and sneakers. The pros drank from Nalgene bottles and ate rehydrated meals. The amateurs had Poland Spring bottles and Nutrigrain bars.

All shapes and sizes. There was a broad spectrum between the expertly prepared and the woefully inexperienced. Yet all of these hikers had reached the top. And hopefully they all got back to the bottom, too.

Are You Prepared?

More preparedness requires more research, more time, and more money. But it provides a higher probability of summiting the mountain(s), a more straightforward path, and the mental confidence of knowing you’re prepared.

Less preparedness is easier upfront. But is it easy in the long run? Likely not. “A stitch, in time, saves nine,” as Ben Franklin said. This idea rhymes with the concept of, “Hard choices, easy life. Easy choices, hard life.”

Where do you want to fall on the spectrum of preparedness? That’s totally your call. There is no correct answer in general, but only a correct answer for you.

You’ll hopefully reach “the summit” either way. But your preparedness provides flexibility in how easy or hard that journey will be.

Retirement Works the Same Way

In my experience running The Best Interest and working professionally in financial planning, retirement preparedness works the same way. I received a perfect example last week via email from a blog reader, Jon…

Hi Jesse, my wife and I are 56 and 58 years old, respectively, and on the verge of retirement, I hope. We have about $2M in Traditional accounts, $510K in Roth accounts, and $430K in taxable accounts. 95% of that money is invested in diversified stocks. We’ll both receive significant Social Security benefits (north of $3K/month each at age 67). We live within our means…last year our total outflow of money was just shy of $90,000. Do you think we’re ready to retire? Can we chat with you about retirement readiness?

Jon (and Eva)

Some quick math: Jon and Eva have $2.9M in assets to support an $90,000 annual lifestyle. They’re at less than a 3% annual withdrawal rate, and we haven’t even accounted for their Social Security income. They are more than set!

Do Jon and Eva need professional help? I don’t see how.

Could Jon and Eva benefit from professional help? I’m positive.

It’s like my adventure in the Dix Range. I conquered the mountains! I didn’t need to be more prepared. But I could have (and should have) done many things differently to make my day more manageable and eliminate the probability of failure.

Many of us don’t need intervention. But it would undoubtedly help.

Questions for Jon and Eva

I find it hard to imagine a scenario where Jon and Eva live a failed financial retirement, regardless of professional advice. They’re on course to “summit the mountain.” Still, many critical financial questions come to my mind:

  • They’re retiring before 59.5 (the age of normal IRA distributions). What’s their plan for funding those intervening years?
  • Fof 99%+ of people on the verge of retirement, a portfolio of 95% stocks is inappropriate. Red flag!
  • In general, how do they plan on balancing withdrawals from their Roth accounts (no tax), their Traditional accounts (fully taxable as Income), and the taxable accounts (with capital gains)? Done poorly, they’ll “leak” money to taxes.
  • Are they sure waiting until 67 is the optimal Social Security move for both of them? It usually isn’t.
  • What’s their healthcare plan before Medicare?
  • Do they have any significant financial goals beyond “live our normal lifestyle?” Are they prepared to fund those goals?
  • And many more. There are lots of puzzle pieces to retirement and many ways to arrange them.

I’m sure Jon and Eva have answers. However, my experience with similar families is that their answers are rarely optimized. While it’s terrific that they’re better off than most, there’s still room for optimization – and therefore, room for dollars saved and dollars earned.

If they were hikers, they’d be in peak physical shape (peak?!) with plenty of water. I can’t see them failing to get up the mountain. But did they bring a map and compass, just in case? Are they aware those cotton underpants are going to get very uncomfortable? Or that the trailhead parking lot is “by reservation only?”

They’ll reach the summit regardless. But their day will be more annoying than it needed to be. Who wants that?!

Is Preparedness Worth It?

Just as I wrote earlier, I’m asking Jon and Eva,

“Where do you want to fall on the spectrum of preparedness? That’s totally your call. There is no right answer in general, but only a right answer for you.”

Based only on Jon’s short email, I have plenty of questions for them. They could use a sanity check (or more) for retirement preparedness.

But preparedness costs money, time, energy, etc. Do they want to incur those costs to get more prepared? Will they see enough benefit from those costs, or are they beyond the point of diminishing returns?

Perhaps they’re ready to hit the trail as is. They’ll reach their retirement goals regardless. But they might have more annoying financial moments than needed. Who wants that?!

Thank you for reading! If you enjoyed this article, join 7500+ subscribers who read my 2-minute weekly email, where I send you links to the smartest financial content I find online every week.

-Jesse

Want to learn more about The Best Interest’s back story? Read here.

Looking for a great personal finance book, podcast, or other recommendation? Check out my favorites.

Was this post worth sharing? Click the buttons below to share!

Source: bestinterest.blog

Apache is functioning normally

The Adirondack Mountains are a gorgeous outdoor wonderland, attracting tourists from all over the world. The park covers 20% of New York state (3x larger than Yellowstone!). Perhaps the “ADK’s” most extraordinary natural resources are the 46 “High Peaks” in the park’s northeast corner.

Friend-of-the-blog/pod Tyler led me on one of my first High Peak adventures (hey Tyler, thanks for reading!). We conquered the Dix Range, summiting four peaks in one day, trudging ~15 miles through the mountainous woods over 11 hours

Hiking is Hard Work

It was a draining day. I drank more water than expected and chafed in…uncomfortable…ways. I ate dinner for two that night and slept like a baby and learned many applicable lessons for my next hike.

For example, during our rest breaks at the summits, I observed the other hikers around us. What were they doing that I wasn’t? Some were fit and lean, others a bit overweight. Some had expensive gear, others had gym shorts and sneakers. The pros drank from Nalgene bottles and ate rehydrated meals. The amateurs had Poland Spring bottles and Nutrigrain bars.

All shapes and sizes. There was a broad spectrum between the expertly prepared and the woefully inexperienced. Yet all of these hikers had reached the top. And hopefully they all got back to the bottom, too.

Are You Prepared?

More preparedness requires more research, more time, and more money. But it provides a higher probability of summiting the mountain(s), a more straightforward path, and the mental confidence of knowing you’re prepared.

Less preparedness is easier upfront. But is it easy in the long run? Likely not. “A stitch, in time, saves nine,” as Ben Franklin said. This idea rhymes with the concept of, “Hard choices, easy life. Easy choices, hard life.”

Where do you want to fall on the spectrum of preparedness? That’s totally your call. There is no correct answer in general, but only a correct answer for you.

You’ll hopefully reach “the summit” either way. But your preparedness provides flexibility in how easy or hard that journey will be.

Retirement Works the Same Way

In my experience running The Best Interest and working professionally in financial planning, retirement preparedness works the same way. I received a perfect example last week via email from a blog reader, Jon…

Hi Jesse, my wife and I are 56 and 58 years old, respectively, and on the verge of retirement, I hope. We have about $2M in Traditional accounts, $510K in Roth accounts, and $430K in taxable accounts. 95% of that money is invested in diversified stocks. We’ll both receive significant Social Security benefits (north of $3K/month each at age 67). We live within our means…last year our total outflow of money was just shy of $90,000. Do you think we’re ready to retire? Can we chat with you about retirement readiness?

Jon (and Eva)

Some quick math: Jon and Eva have $2.9M in assets to support an $90,000 annual lifestyle. They’re at less than a 3% annual withdrawal rate, and we haven’t even accounted for their Social Security income. They are more than set!

Do Jon and Eva need professional help? I don’t see how.

Could Jon and Eva benefit from professional help? I’m positive.

It’s like my adventure in the Dix Range. I conquered the mountains! I didn’t need to be more prepared. But I could have (and should have) done many things differently to make my day more manageable and eliminate the probability of failure.

Many of us don’t need intervention. But it would undoubtedly help.

Questions for Jon and Eva

I find it hard to imagine a scenario where Jon and Eva live a failed financial retirement, regardless of professional advice. They’re on course to “summit the mountain.” Still, many critical financial questions come to my mind:

  • They’re retiring before 59.5 (the age of normal IRA distributions). What’s their plan for funding those intervening years?
  • Fof 99%+ of people on the verge of retirement, a portfolio of 95% stocks is inappropriate. Red flag!
  • In general, how do they plan on balancing withdrawals from their Roth accounts (no tax), their Traditional accounts (fully taxable as Income), and the taxable accounts (with capital gains)? Done poorly, they’ll “leak” money to taxes.
  • Are they sure waiting until 67 is the optimal Social Security move for both of them? It usually isn’t.
  • What’s their healthcare plan before Medicare?
  • Do they have any significant financial goals beyond “live our normal lifestyle?” Are they prepared to fund those goals?
  • And many more. There are lots of puzzle pieces to retirement and many ways to arrange them.

I’m sure Jon and Eva have answers. However, my experience with similar families is that their answers are rarely optimized. While it’s terrific that they’re better off than most, there’s still room for optimization – and therefore, room for dollars saved and dollars earned.

If they were hikers, they’d be in peak physical shape (peak?!) with plenty of water. I can’t see them failing to get up the mountain. But did they bring a map and compass, just in case? Are they aware those cotton underpants are going to get very uncomfortable? Or that the trailhead parking lot is “by reservation only?”

They’ll reach the summit regardless. But their day will be more annoying than it needed to be. Who wants that?!

Is Preparedness Worth It?

Just as I wrote earlier, I’m asking Jon and Eva,

“Where do you want to fall on the spectrum of preparedness? That’s totally your call. There is no right answer in general, but only a right answer for you.”

Based only on Jon’s short email, I have plenty of questions for them. They could use a sanity check (or more) for retirement preparedness.

But preparedness costs money, time, energy, etc. Do they want to incur those costs to get more prepared? Will they see enough benefit from those costs, or are they beyond the point of diminishing returns?

Perhaps they’re ready to hit the trail as is. They’ll reach their retirement goals regardless. But they might have more annoying financial moments than needed. Who wants that?!

Thank you for reading! If you enjoyed this article, join 7500+ subscribers who read my 2-minute weekly email, where I send you links to the smartest financial content I find online every week.

-Jesse

Want to learn more about The Best Interest’s back story? Read here.

Looking for a great personal finance book, podcast, or other recommendation? Check out my favorites.

Was this post worth sharing? Click the buttons below to share!

Source: bestinterest.blog

Apache is functioning normally

The median annual salary for a paralegal is $59,200, according to the latest figures from the Bureau of Labor Statistics. But depending on where you live, your area of expertise, and your level of experience, you could make upwards of $121,110 or more a year.

A career as a paralegal can be a fulfilling choice for those interested in the law. While the job can be demanding and the hours sometimes long, it can also provide professional satisfaction and a chance to help others in your community.

What Are Paralegals?

A paralegal works under the supervision of a lawyer and performs supportive legal tasks. Administrative duties require a knowledge of the law, but you don’t have to have a law degree or a law license.

Paralegals are often responsible for the following tasks:

•   Draft motions and pleadings for an attorney and file it with the court.

•   Research cases. Paralegals research current and old legal cases to help discover relative precedents and understand past rulings.

•   Interview clients and witnesses involved in a case.

•   Communicate with clients throughout the phases of the legal process.

•   Collect documents, client testimonials, and expert witnesses on behalf of the attorney.

•   Draft reports and legal documents for cases.

•   Factcheck legal filings and documents for accuracy.

•   Gather supporting documents that a lawyer may use or file with the court.

•   Coordinate cases, including their schedules and deadlines.

•   Assist and support lawyers during trials.

Being a paralegal is not a job for antisocial people, as it typically involves being a liaison between clients, attorneys, investigators, witnesses, and court officials.
💡 Quick Tip: We love a good spreadsheet, but not everyone feels the same. An online budget planner can give you the same insight into your budgeting and spending at a glance, without the extra effort.

Check your score with SoFi

Track your credit score for free. Sign up and get $10.*

How Much Do Starting Paralegals Make?

Whether they’re fresh out of school or have been working for several years, paralegals can be paid hourly or earn a yearly salary. A typical rate for a brand-new paralegal is $19.20 an hour or $55,332 a year.

An entry-level salary or hourly rate for a paralegal varies by work environment. Smaller firms and nonprofits tend to pay less, while bigger corporate law firms may offer more competitive pay.

Paralegals can specialize in certain areas, including litigation, real estate, divorce, intellectual property, immigration, and bankruptcy. Honing your skills in a particular area of the law could help position you for higher-paying opportunities.

No matter the size of your salary, it helps to keep a close eye on your finances and the progress you’re making toward your financial goals. Online tools like a money tracker app can help you create a budget, monitor your credit score, and more.

Recommended: Is a $100,000 Salary Good?

What Is the Average Paralegal Salary by State?

Like most jobs, the amount of money you can earn as a paralegal is impacted by geography. As the chart below shows, salaries in this field can fluctuate from state to state.

The Median Salary by State for a Paralegal in 2022

State Median Salary
Alabama $48,620
Alaska $61,490
Arizona $59,050
Arkansas n/a
California $69,790
Colorado $65,010
Connecticut $63,490
Delaware $59,660
District of Columbia $87,610
Florida $52,190
Georgia $51,420
Hawaii $58,630
Idaho $48,500
Illinois $60,370
Indiana $47,710
Iowa $52,660
Kansas $48,490
Kentucky $48,810
Louisiana $50,310
Maine $54,710
Maryland $58,760
Massachusetts $63,360
Michigan $58,780
Minnesota $60,380
Mississippi $43,590
Missouri $55,410
Montana $55,270
Nebraska $50,610
Nevada $61,180
New Hampshire $50,960
New Jersey $61,040
New Mexico $48,320
New York $62,730
North Carolina $51,340
North Dakota $48,740
Ohio $50,580
Oklahoma $48,490
Oregon $63,980
Pennsylvania $62,080
Rhode Island n/a
South Carolina $48,190
South Dakota $54,100
Tennessee $48,420
Texas $56,310
Utah $52,820
Vermont $60,560
Virginia $59,500
Washington $69,260
West Virginia $47,990
Wisconsin $49,970
Wyoming $52,000

Source: Bureau of Labor Statistics

Paralegal Job Considerations for Pay and Benefits

Thinking about becoming a paralegal? Consider the following:

•   Areas of interest. Paralegals can work in any number of specialties: corporate law, patent law, health care, and more. Thinking about which field best suits your interest can help guide your training and job search.

•   Career goals. Is career advancement and an annual pay raise important to you? Is having a flexible schedule a priority? Discuss your options with a hiring manager before accepting a position.

•   Benefits. Many full-time and part-time paralegals are eligible for benefits, including, health, vision, and dental insurance, a 401(k), tuition assistance, and paid time off.

•   Time and energy commitment. Some areas of law, like litigation, are more stressful than others and may require longer working hours.

Recommended: How to Create a Budget in 5 Steps

Pros and Cons of Being a Paralegal

Ultimately, deciding if becoming a paralegal is a good fit depends on your interests, skills, and goals. Like any profession, working as a paralegal has its positives and negatives:

Pros:

•   Salary. Paralegals stand to earn excellent pay, especially if they train for specific roles. A courtroom presentation specialist, for instance, may earn between $67,500 and $125,000 a year.

•   Job outlook. Paralegals are in high demand. According to the Bureau of Labor Statistics, jobs in the field are projected to grow 4% from 2022 to 2032.

•   Variety of work. On any given day, a paralegal may juggle a number of cases and assorted tasks — from paperwork to writing motions to speaking with witnesses.

•   Stimulating work. Creative problem-solving skills and analytical reasoning are put to use every day as a paralegal. The job also requires staying up-to-date on new and changing laws.

•   No law school. Becoming a paralegal requires much less education than is demanded of lawyers. A bachelor’s degree in any field and completing an accredited paralegal program are often all that’s needed.

Cons:

•   Long hours. Paralegals often work more than the traditional 40-hour week. As deadlines and court dates approach, you may find yourself working late nights and weekends.

•   High stress. In addition to assisting lawyers with complex legal issues, paralegals may work closely with demanding clients.

•   Lack of autonomy. When you’re a paralegal, you work directly under and are supervised by a licensed attorney. And since you are not certificated to practice law, you cannot advise your clients on legal matters or represent them in court.

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

The Takeaway

While the hours can be long and the environment sometimes stressful, being a paralegal can provide you with an opportunity to help others, stay intellectually stimulated, and earn a good salary. While the average paralegal salary is around $59,200 a year, you may be able to earn more depending on your experience, specialty, and location.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

With SoFi, you can keep tabs on how your money comes and goes.

FAQ

What is the highest-paying paralegal job?

One of the highest-paying paralegal jobs is a courtroom presentation specialist, which typically pays between $67,500 and $125,000 a year.

Do Paralegals make 100k a year?

Depending on how much experience you have, your area of expertise, and your employer, you could make $100,000 or more a year as a paralegal.

How much do paralegals make starting out?

When they’re just starting out, a paralegal earns an average of $19.20 an hour or $55,332 a year.

Photo credit: iStock/sturti

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

*Terms and conditions apply. (Must click on the link to be eligible.) This offer is only available to new SoFi users without existing SoFi accounts. It is non-transferable. One offer per person. To receive the Rewards points offer, you must successfully complete setting up Credit Score Monitoring. Rewards points may only be redeemed into SoFi accounts such as cash in SoFi Checking and Savings, SoFi credit cards or loan balances, and fractional shares subject to program terms that may be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

SORL1023014

Source: sofi.com

Apache is functioning normally

A personal trainer earns an average of $67,012 a year, according to the latest data from Salary.com. However, salaries typically fall somewhere between $48,347 and $82,320.

How much you can make as a personal trainer depends on several factors, including where you live, who you work for, your training experience, and your areas of expertise. Let’s unpack this.

What Are Personal Trainers?

A personal trainer develops customized exercise programs for clients based on individual skill levels, health goals, physical limitations, and other considerations. These professionals work with clients of all ages and skill levels to improve strength, flexibility, and endurance; complete workouts safely and without injury; support them on their weight loss journey; and more.

Trainers are often paid hourly, but they may earn a yearly salary if they work for a gym or high-end client. How much money a personal trainer makes depends on the range of services and level of attention they provide — in general, the more, the better.

It also helps if you have good people skills, as you’ll be working closely with clients. (Not much of a people person? You may want to look into jobs for introverts instead.)
💡 Quick Tip: When you have questions about what you can and can’t afford, a spending tracker app can show you the answer. With no guilt trip or hourly fee.

Check your score with SoFi

Track your credit score for free. Sign up and get $10.*

How Much Do Starting Personal Trainers Make an Hour?

The average entry-level wage for a personal trainer in the United States is $29 per hour, or $61,104 a year, according to ZipRecruiter. But depending on a host of factors, personal trainers can earn anywhere from $11.06 to $51.92 an hour.

So is it possible to make $100,000 a year or more as a personal trainer? Short answer: yes. A six-figure income may be attainable once you gain enough experience and establish a steady client base. But keep in mind that those things often take time to develop.

Recommended: What Is Competitive Pay?

What Is a Personal Trainer’s Yearly Salary by State?

Location can play a major factor in a personal trainer’s income. A professional who’s established in their career may earn an average of $67,012, but as the chart below shows, take-home pay can vary significantly from state to state.

The Average Personal Trainer Salary by State

State Median Salary for a Personal Trainer
Alabama $53,023
Alaska $59,756
Arizona $54,514
Arkansas $45,525
California $61,037
Colorado $57,837
Connecticut $53,361
Delaware $66,789
Florida $43,714
Georgia $49,394
Hawaii $57,813
Idaho $58,505
Illinois $53,350
Indiana $55,666
Iowa $53,072
Kansas $49,804
Kentucky $47,885
Louisiana $48,567
Maine $59,455
Maryland $64,637
Massachusetts $60,291
Michigan $47,929
Minnesota $55,627
Mississippi $52,898
Missouri $51,521
Montana $53,693
Nebraska $63,126
Nevada $56,502
New Hampshire $57,587
New Jersey $58,470
New Mexico $55,489
New York $64,556
North Carolina $49,937
North Dakota $58,914
Ohio $54,118
Oklahoma $61,134
Oregon $58,939
Pennsylvania $59,132
Rhode Island $54,591
South Carolina $50,988
South Dakota $55,680
Tennessee $51,669
Texas $58,217
Utah $51,630
Vermont $63,225
Virginia $65,639
Washington $71,304
West Virginia $45,668
Wisconsin $57,762
Wyoming $56,523

Source: ZipRecruiter

Recommended: The Highest-Paying Jobs in Every State

Personal Trainer Job Considerations for Pay and Benefits

When you’re just starting out as a personal trainer, there are many factors that may influence the direction of your career. For instance, working at an established commercial gym can offer an opportunity to gain experience, build up a client network, and receive job benefits.

If you’re more of a self-starter and prefer a degree of independence, working as a self-employed personal trainer might be the better fit. You’ll have the ability to set your own hours and hourly rate; however, you’ll also have to pay for health benefits and set money aside for retirement.

Here are some questions to ask yourself when starting a career as a personal trainer:

•   How many hours are you willing to work?

•   Would you rather work for someone else or be your own boss?

•   Do you need health insurance benefits?

•   Where do you see yourself in five to 10 years?

•   What type of clients do you want (ex. senior citizens, athletes)?

•   Are you willing to commute or relocate?

•   What additional certifications might you need?

•   What are your financial goals?

Establish what you need to earn as a personal trainer in order to cover your expenses and maintain the lifestyle you want. It can help to sit down and create a budget.

As your personal trainer career gets going, you can lean on financial tools like a money tracker app to help you monitor your spending and saving.

Tips to Increase a Personal Trainer’s Salary

Clients can come and go for a number of reasons, but there are some things you can do as a personal trainer to keep the ones you have and attract new ones. Here are some strategies to consider:

•   Listen to your clients, and be willing to adapt to their needs.

•   Sharpen your motivational skills. Pay attention to other successful trainers and how they inspire their clients.

•   Be empathetic. Many clients may struggle during their workouts, both physically and psychologically. Empathy can go a long way in maintaining healthy client relations.

•   Go where you’re needed. Investigate niches where your expertise can be of use, be it an elderly care center, health center, or a new neighborhood gym.

•   Network and market yourself. Chat up members at your gym and discuss their fitness goals. You can also promote your own fitness journey and methods on social media.

•   Earn new certifications. Get certified in CPR, yoga, Pilates, and nutrition. The more you know, the more in-demand you may be.

Pros and Cons of Being a Personal Trainer

As with any job, there are pluses and minuses to working as a personal trainer. Here are some of the benefits and challenges of the field:

Pros:

•   Flexible hours. You can often schedule clients when you want to.

•   Professional control. You’re able to build up your business through marketing and networking, adding clients as you raise your earning goals.

•   Staying physically fit. You’ll have to practice what you preach. Staying in shape is a job requirement.

•   Personal satisfaction, especially when you help a client meet their goals.

Cons:

•   Fluctuating income/job security. There’s no way to predict how many clients you may have month-to-month or year-to-year.

•   Lack of benefits. Many personal trainers work for themselves and have to pay for their own health and dental insurance, plus save for retirement.

•   Nontraditional work hours. Although you have the ability to make your own schedule, most of your working clients will likely request early morning, evening, or weekend sessions.

•   Shorter career lifespan. Even the most in-shape trainer ages, and there may come a day where you struggle to physically keep up with your clients.

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

The Takeaway

A personal trainer’s salary can rise and fall with the ebb and flow of clients, but there is also no limit to the amount of money you can make. Whether you are working with a few dedicated clients or creating your own global fitness brand, being a personal trainer can be a great way to earn a salary while keeping yourself and your finance goals in shape.

With SoFi, you can keep tabs on how your money comes and goes.

FAQ

What is the highest paying personal trainer job?

Personal trainers to wealthy clients and celebrities typically command lucrative salaries. The most popular fitness influencers on TikTok and Instagram, for example, can make over $1 million a year.

Do personal trainers make $100k a year?

A well-established personal trainer can make $100,000 a year with experience, marketing savvy, good time management skills, and a loyal client base.

How much do personal trainers make starting out?

The average starting wage for a personal trainer in the United States is $29 per hour, or $61,104 a year.

Photo credit: iStock/Drazen Zigic

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Looking for the best fun jobs that pay well? Many people dream of having a job they love that also pays well. I completely get it – you don’t want to hate working a job that you’ll be at 40 hours a week! I’m very grateful to have a job that I love. I don’t…

Looking for the best fun jobs that pay well?

Many people dream of having a job they love that also pays well. I completely get it – you don’t want to hate working a job that you’ll be at 40 hours a week!

I’m very grateful to have a job that I love. I don’t dread any day of the week, and I genuinely love what I do. Due to that, I hope everyone gets to feel the same about their job as well.

Thankfully, it’s easy to find a job that lets you do what you enjoy and still pays you a good paycheck. Whether you love working online or driving fast cars, there are many job options that let you have fun while also making good money.

Whether you want to make extra income or find a full-time job, there are many fun jobs that pay well that may interest you.

Fun Jobs That Pay Well

When you’re looking for a job, it’s great to find one that you find fun and that also pays well. Here are some top choices to start with:

  • Bloggers work from anywhere and write about topics such as family, recipes, personal finance, travel, and more. This is what I do, and I think it’s a ton of fun. Plus, it pays very well!
  • Art therapists use creativity to help others. They draw or paint as a way to support people’s emotional health. This job requires a master’s degree, but it combines art with helping people, which can be very rewarding.
  • A Ferrari driving instructor teaches others how to drive a luxury sports car. It’s not just exciting; it can also pay between $90,000 and $120,000 a year.
  • If you like spotting mistakes in content, then finding a proofreading job may be perfect for you. Proofreaders act like an extra set of eyes to read articles, papers, books, ads, and other written content.

Below are over 40 other fun jobs that pay well that I recommend learning more about.

1. Blogger

If you want to find a fun job that pays well, my favorite way is to start a blog. That’s exactly what I do for a living!

A blog is content written on a website. It usually includes articles like what you’re reading here.

You can blog about something you’re passionate about or something you know a lot about. Or even a topic you want to learn more about (people love following others’ firsthand journeys!).

I began Making Sense of Cents in 2011, and since then, my blog has earned me over $5,000,000 over the years.

I started my blog on a whim to share my own money journey. At first, I didn’t even know people could earn money from blogs or how to make a successful one. And now, it’s my full-time job!

There are many ways to make money blogging such as:

  1. Advertising revenue (banner ads that you see in blog posts)
  2. Sponsored blog posts (when a blogger partners with a company to promote a specific item or company)
  3. Affiliate marketing (when a blogger receives income for referring readers to a product)
  4. Selling digital products or services (such as courses, clothing, books, and more)

You can learn how to start a blog with my free How To Start a Blog Course (sign up by clicking here).

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Want to see how I built a $5,000,000 blog?

In this free course, I show you how to create a blog, from the technical side to earning your first income and attracting readers.

2. Printables designer

Making and selling printables can be a fun way to earn money. When you create printables on Etsy, you only need to make one digital file for each product. After that, you can sell it many times to make more money.

Printables are things you can find online and print at home.

These can be things like a planner, coloring pages, wall art prints, greeting cards, gift tags, and so much more.

I buy printables frequently, and so do others all the time. Recently, I bought a printable for my daughter and it was a useful tool to help teach her the alphabet. I love that I can easily search what I’m looking for and get exactly what I want – plus I can print it right at home quickly!

Recommended reading: How I Make Money Selling Printables On Etsy

Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.

3. Voice actor

A voice-over actor is someone you hear but don’t usually see in things like videos on YouTube, documentaries, radio ads, TV ads, corporate talks, online courses, audiobooks, video games, movies, and cartoons.

Voice actors don’t necessarily need experience for this job (although it can be helpful later on). What’s important is having a voice that matches what the company is searching for.

Recommended reading: How To Become A Voice Over Actor

4. Photographer

As a photographer, you get a special chance to capture moments and tell stories with your camera. Photography has many different areas where you can focus, and they can be both satisfying and financially rewarding.

Here are some examples:

  • Photojournalist – You document events for media outlets, such as National Geographic.
  • Wedding Photographer – Your role would be capturing wedding moments in couples’ lives.
  • Stock photo photographer – Photographers can sell their pictures on stock image sites, which are really popular. These sites let customers purchase pictures for things like websites, TV shows, books, and social media.

Recommended reading: 18 Ways You Can Get Paid To Take Pictures

5. Buy and sell flipper

Being a buy-and-sell flipper means you’re into flipping items for profit.

This includes getting undervalued things from flea markets, garage sales, or online places and then selling them for more money.

This could be things like clothing, electronics, furniture, cars, and so much more. Basically, anything and everything!

Your success depends on how good you are at finding good deals, knowing the values in the market, and selling things again for a profit.

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This free workshop will teach you how to get into the flipping business. It will teach you how to resell furniture, electronics, appliances, and anything else you can find.

6. Proofreader

As a proofreader, your careful attention to detail can become a rewarding career. Proofreading means going through texts to fix grammar, spelling, and punctuation mistakes before they get published. This job is important to make sure written content is clear and doesn’t have errors.

Many people, like authors, website owners, and students often hire proofreaders to make their work better. There’s a big need for proofreaders, and you can find jobs on various platforms.

Even the best writers can make mistakes in grammar, punctuation, and spelling. That’s why getting a proofreader can be really helpful for almost everyone.

In fact, although I have written over 2,000 articles, I have a proofreader who will have proofread this very blog post.

Recommended reading: 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year)

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This free 76-minute workshop answers all of the most common questions about how to become a proofreader, and even talks about the 5 signs that proofreading could be a perfect fit for you.

7. Freelance writer

Freelance writers create content for clients, like blog posts and advertising. Freelance writing usually involves working independently. Clients give you a topic, you write about it, and then you might receive feedback, like suggestions to improve or add paragraphs.

You can write about any topic that you want to – such as travel, money, home, and so on.

How much you make as a freelance writer depends on your experience and the topics you write about. When you start, you might earn around $50 to $75 for a 500-word article. As you get better, you can charge more. For a 1,000-word article, you could make between $100 and $150. If you do well over time, you can ask for even higher rates.

I was a freelance writer for many years before transitioning to full-time writing here on Making Sense of Cents. It’s a great career where you can mostly work from home on your own.

Recommended reading: 14 Places To Find Freelance Writing Jobs

8. Graphic designer

A graphic designer is someone who makes designs for people and businesses. As a digital designer, you might create images, social media graphics, printables, T-shirt designs, business cards, stickers, logos, and more.

As a graphic designer, your main job is to communicate through visuals. You use a mix of typography, images, color, and layout to convey messages and brand identities. This field gives you the freedom to express your creativity in different ways, whether it’s through digital designs or print materials.

Recommended reading: How To Make Money As A Digital Designer

9. Social media manager

Being a social media manager is an exciting career choice and your main job is to take care of how a company or person appears online on different platforms. Your tasks include interacting with followers, selecting content, and planning social media posts.

Here are the key areas you typically need to focus on:

  • Content creation – Create fresh, original posts tailored to each platform.
  • Engagement – Interact with the audience by responding to comments and direct messages.
  • Strategy planning – Use data analytics to drive social media strategies, aiming for increased engagement and reach.

The salary can vary, and you can choose to do this job either part-time or full-time.

10. Social media influencer

Related to the above, you can make money with your own social media accounts as well.

Have you ever followed someone on Instagram or TikTok and thought to yourself that it would be fun if you could do something similar?

Social media influencers use different online platforms to create, share, and connect with content that their audience likes. Your success depends on growing a big group of followers and establishing yourself as a trusted voice in your specific area.

As an influencer, you’ll create your brand by sharing your interests, pictures, and opinions on social media platforms such as Instagram, TikTok, Facebook, and others.

You can earn money through sponsored posts (when brands pay you to promote their products or services in your Instagram posts), affiliate marketing (earning commissions from sales through your referral links), and by creating digital products like ebooks or online courses.

I’ve been a social media influencer for years, monetizing my Instagram and Facebook accounts. It’s a great experience as I get to collaborate with companies I love and promote products I already use.

11. Veterinarian

If you have a passion for animals, then becoming a veterinarian may be a great fit for you.

Veterinarians have a skilled and fulfilling role dedicated to animal health and welfare. The main responsibility is to provide medical care to animals, diagnose health problems, and perform surgeries.

Vets work in private clinics, animal hospitals, research facilities, zoos, and more.

The veterinarian career path is rewarding as it lets you blend a love for animals with the chance to make a positive impact on their lives.

To become a veterinarian, you must complete a Doctor of Veterinary Medicine (DVM) program and obtain a state license to practice. This usually involves:

  • A bachelor’s degree
  • A four-year veterinary program

The national average salary for veterinarians is around $100,000 per year.

12. Marine biologist

One job that I dreamed of as a kid was to become a marine biologist. It always sounded like so much fun to work with water and sea animals.

Marine biologists study marine organisms and how they behave and interact with the environment. Your work might take you from coastal wetlands to the deepest parts of the ocean.

Here are some of the things they do:

  • Conduct research on marine wildlife and ecosystems
  • Monitor the health of marine habitats
  • Develop conservation plans
  • Educate the public and policymakers

Marine biologists are important for understanding marine life and contributing to ocean conservation efforts.

13. Mystery shopper

Retailers, restaurants, and financial institutions need mystery shoppers for detailed feedback to improve their customer service and products.

This might not be a full-time job, but it can provide you with some extra money each month.

I remember when I first learned about mystery shoppers. I was working at a clothing store, and we would have mystery shoppers come in to see how we were doing. We never knew who the mystery shopper was, but we would get to read their report afterward and see what they thought of us.

After learning about mystery shopping, I found a website where I could become one as well. It sounded like fun to get paid to shop.

I would make about $150 to $200 per month through mystery shopping, and I also got free items and services, like $100 to spend at restaurants (where I had to provide feedback while I was there), makeup, and more.

Recommended reading: How To Become A Mystery Shopper

14. Architect

Architects have a special mix of creativity and technical skills, allowing them to design buildings that are not just attractive but also functional and safe.

Their role includes making detailed plans, and considering factors like sustainability, budget, and client needs.

To become an architect, you typically need a bachelor’s or master’s degree in architecture and you’ll need state licensure, which is obtained by passing the Architect Registration Examination (ARE).

15. Stunt person

A stunt person is a cool job where you use your physical skills to create exciting action scenes for movies, TV, and live shows. It’s a big part of making the action look real and thrilling.

To do this job, you might need lots of training in things like martial arts, gymnastics, or extreme sports. You also have to be good at handling pressure and follow safety rules closely.

16. Professional video gamer

Yes, if you like video games, you may actually be able to make money as a professional video gamer.

While the amount of money you can make will definitely vary, top gamers have the potential to earn from tournament prizes, sponsorships, and streaming content for fans:

  • Tournaments: Prize pools can be large, reaching into the millions for top-ranking competitions.
  • Streaming: Platforms like Twitch and YouTube pay through ads, subscriptions, and donations.
  • Sponsorships: Companies may endorse you and pay you with sponsorships or free items.

You could maybe even find a job working for a video game designer, testing out video games so that companies can improve their video game design.

Recommended reading: How Much Do Twitch Streamers Make?

17. Chocolatier

Many people at some point in their lives want to become the person who makes chocolate and candy – sounds amazing after all, right?

A chocolatier is someone who uses cooking and art skills to make chocolates. It’s a job that needs creativity, precision, and a good sense of taste.

You might work for yourself, making chocolates, or you may even work for a large chocolate company. I know people who do both!

18. Personal trainer

If you want to find a job that you’ll love, becoming a personal trainer may be it.

Personal trainers play an active role by combining fitness with motivational skills to help people reach their health and fitness goals. This job includes:

  • Assessing clients’ fitness levels and health conditions
  • Developing personalized workout and nutrition plans
  • Demonstrating exercises and routines to clients
  • Tracking clients’ progress and adjusting plans as needed

How much you earn as a personal trainer can change a lot based on where you work, your qualifications, and the clients you get. Personal trainers usually make an average of $40,000 to $70,000 per year.

19. Supercar driving instructor

Supercar driving instructors have an exciting job where they help people learn how to drive fast cars on racetracks.

The role includes teaching safety and giving an exciting experience as well as explaining how to handle the vehicles, follow track rules, and use advanced driving techniques.

You can usually earn a high income doing this, plus you get to drive some of the world’s most exotic supercars.

20. Toy designer

Being a toy designer is probably most children’s dream career. After all, who hasn’t loved toys at one point in their life?

The toy industry is always looking for creative designers to make new toys that will grab kids’ attention and imagination.

Toy designers have a cool job where they mix creativity with making things work well. The main aim is to create toys that are fun and help kids learn and grow. This special job combines artistic skills with knowing about how children think and learn.

21. Restaurant critic

Restaurant critics evaluate dining establishments and share their experiences through written reviews. Their main responsibility is to provide an unbiased review of the food quality, service, ambiance, and overall dining experience.

To gain experience and get started, begin by developing your taste buds and learning about different cuisines. This can involve:

  1. Going to cooking workshops
  2. Exploring different food places when you travel
  3. Creating your own blog or starting an Instagram dedicated to food

22. Brewmaster

If you love craft beers and enjoy understanding how fermentation works, becoming a brewmaster could be a fun and rewarding career.

Brewmasters manage the brewing process, such as creating recipes, choosing ingredients, and making sure the quality is top-notch during production.

To start, you might need formal education, such as a degree in brewing science or a related field. However, some brewmasters climb the ladder from roles like brewing assistants, gaining experience through on-the-job learning.

23. Fashion designer

Fashion designers make clothing, accessories, and shoes, and they draw designs, pick fabrics and patterns, and guide how the products designed should be made.

Fashion designing can be a fulfilling career if you love fashion and enjoy creating. It gives you a chance to express yourself personally and can even lead to getting noticed in the industry.

24. Food stylist

Food stylists combine culinary art with aesthetics, making sure that dishes not only taste good but also look delicious and perfect for photographs.

Their duties include choosing ingredients thoughtfully, preparing the food, and presenting it in a way that’s visually attractive. This is important for different media like advertising, packaging, cookbooks, and film.

25. Event planner

Event planners organize events, from big corporate conferences to small weddings. Their main job is to make sure every part of the event matches the client’s vision, fits the budget, and meets the goals.

According to Glassdoor, the average pay for an event planner is around $50,000 per year. Your salary can change based on things like your experience, where you work, and the size and type of events you handle.

26. Animator

If you’re looking for fun jobs that pay well, then becoming an animator may be it!

Animators make visual creations, and their main focus is on designing characters, environments, and entire worlds in 2D or 3D formats.

Here’s what you may work on:

  • Character design: Create and develop characters for various media.
  • Story development: Collaborate on storyboards to plan out visual narratives.
  • Animation: Work with digital tools to animate drawings and models.

The animation industry values creativity and technical skills and also pays competitive salaries with the opportunity to contribute to exciting storytelling processes. Whether you’re involved in creating animated TV shows, movies, or video games, being an animator can be both enjoyable and financially rewarding.

27. Real estate agent

Real estate agents are professionals who help people buy and sell properties, such as houses and commercial buildings.

I know a few real estate agents, and they all seem to love their jobs. They get to see beautiful new homes and properties and help their clients find their dream property.

Plus, they usually set their own schedule, which can help you create a better work-life balance.

28. Private investigator

Private investigators conduct investigations on various matters, including legal, financial, and personal issues.

This may include doing things like surveilling someone to get information, interviewing people to get details, researching public and legal documents, as well as gathering evidence for cases.

Here are some steps to becoming a private investigator:

  1. Have a high school diploma or equivalent. Perhaps even get a degree or certification in criminal justice or a related field.
  2. Gain experience in a related field such as law enforcement or the military.
  3. Acquire a private investigator license, as required by your state.

29. Romance novelist

Starting a career as a romance novelist can bring both fulfillment and income. If you love storytelling and especially romance, this can be a fun one to think about.

Recommended reading: How to Make Money Self-Publishing Short Romance Novels

30. Interior designer

Interior designers mix creativity with practicality to decorate the insides of properties. Their job is to design and put in place the aesthetic and functional aspects of residential or commercial spaces.

Your job would be to create an environment that looks good and is comfortable for your clients.

31. Airline pilot

Airline pilots have a career that is both exciting and has the potential to make a lot of money. Their main job is to pilot commercial aircraft, flying from one place to another, and making sure everyone on board, including passengers and crew, stays safe.

Some of their daily duties include:

  • Conduct pre-flight inspections
  • Navigate the aircraft
  • Communicate with air traffic control
  • Monitor weather conditions and aircraft systems
  • Lead the crew and manage any in-flight issues

32. Drone pilot

Drones have gained popularity lately, not just for recreational use but also for jobs requiring aerial photos and videos. This creates a growing opportunity for individuals to start small businesses and make money with their drones.

Your job as a drone pilot may be to:

  • Take high-quality images and videos from unique perspectives, such as for real estate, construction, or events.
  • Perform inspections, surveys, and mapping for various industries like mining or agriculture.
  • Analyze data and images to give insights to clients.

Recommended reading: How To Make Money With A Drone

33. Sommelier

Sommeliers have a lot of knowledge of wine and can share it in a fun way.

This job is usually found in upscale restaurants, and this role involves suggesting wines that go well with customers’ meals, conducting wine tastings, managing wine service, and taking care of the wine cellar.

34. Chef

Chefs, of course, play an extremely important role in a restaurant kitchen, crafting menus and overlooking meal execution. Their primary responsibilities include tasks like:

  • Menu Design: They create food menus for a restaurant.
  • Food Preparation: They oversee and sometimes partake in the detailed preparation of ingredients.
  • Cooking: They cook the restaurant meals and oversee other cooks in the kitchen.

35. Cruise director

Cruise directors make sure passengers have an unforgettable experience aboard a cruise ship. This job requires a fun personality and excellent skills in managing both entertainment programs and a team of staff members.

Their responsibilities include planning and supervising all onboard entertainment, such as shows, events, and activities.

We went on an around the world cruise recently and had an amazing cruise director. It looked like such a fun job, and they got to travel everywhere that we did (of course!).

Recommended reading: How To Get Paid To Travel The World (18 Realistic Ideas!)

36. Astronomer

Astronomy is a field that combines the excitement of exploring the cosmos with the satisfaction of solving complex problems. As an astronomer, you enter a world dedicated to understanding celestial phenomena and the principles of the universe.

Usually, a Ph.D. in astronomy or a closely related field is needed to conduct independent research or work at a university. However, with a bachelor’s or master’s degree, you might find opportunities at planetariums, observatories, or assisting with research.

37. Netflix tagger

If you’re seeking a fun yet rewarding job, becoming a Netflix tagger could be an interesting option. In this job, you watch Netflix content and assign specific labels to shows and movies, influencing the platform’s recommendation algorithm.

To get started, you will need to apply through the Netflix jobs portal, where available positions are listed. Experience in film and media studies, while not mandatory, can give you an advantage.

Recommended reading: 7 Best Ways To Get Paid To Watch Netflix

37. Geologist

Geologists explore and study the earth’s composition, processes, and history.

Their job can lead to finding valuable resources like minerals, oil, and gas, and they also have an important part in environmental conservation and predicting natural disasters.

38. Dog walker

If you love pets, then this is the fun paying job for you!

Dog walkers do exactly that – walk dogs while their owners are busy, such as at work or on vacation. If you like dogs, then this can be a fun way to spend time with animals and get paid for it.

To become a sought-after dog walker, you should be reliable, good with animals, and you should have excellent customer service skills to build connections with clients. Dog walking allows you to enjoy the fresh air, bond with different dogs, and make money doing something you love.

Recommended reading: 7 Best Dog Walking Apps To Make Extra Money

39. Ethical hacker

Ethical hackers think and operate like malicious hackers but with a specific goal: identifying and fixing security vulnerabilities before they can be exploited.

They act as safeguards, testing and securing systems to prevent potential breaches for companies.

This job involves a lot of problem-solving skills, as you are looking for possible security problems.

40. Travel agent

If you like planning trips, then becoming a travel agent may be a great way to have a fun high-paying job.

Travel agents craft and sell travel experiences. They help advise clients on different travel destinations and arrange transportation, hotels, tours, and more. It’s a job that not only pays well but allows you to help others travel.

You may help people plan their honeymoon, a trip to Disney World, an around-the-world cruise, and so much more. There are travel planners for every kind of trip that you can think of.

Your knowledge and skill in handling the challenges of travel planning make you a very important help to travelers who want their experiences to be stress free.

The average annual salary can vary by a lot, and this can be either a part-time or full-time job. There is a lot of job growth too, as more and more people are going on vacations!

41. Personal shopper

Personal shoppers give a shopping service for clients who either lack the time or the style to select their own stuff. As a personal shopper, your job may range from picking clothing to finding the perfect gift.

You may work at a high-end retail store, or you may be a freelance personal shopper – there are many jobs in this field!

42. Park ranger

Have you ever been to a beautiful place like Yosemite National Park and wondered what it would be like to work there?

Park rangers work in places like beautiful national parks and get to enjoy the scenery every single day. Their responsibilities include protecting and managing parks, wildlife, and historical sites and making sure that both the natural resources and the visitors exploring them are safe.

To become a park ranger, you usually need a combination of education in fields related to conservation, environmental science, or wildlife management, and relevant work experience.

Recommended reading: 15 Outdoor Jobs For People Who Love Being Outside

43. Tour guide

Being a tour guide gives you a chance to share your love for travel or history with others, all while making a living. You’ll get to be in different places like historical sites, museums, or outdoor adventures.

This can be a low-stress job with a big fun factor – as you get to explore places that you probably already love and are an expert at.

Recommended reading: How to Make Money as an Airbnb Experience Host

44. Yacht crew

Working on a yacht can be a thrilling job that mixes travel, adventure, and the chance to meet new people, along with the possibility of earning good money.

If you work on a yacht, your job could be as a captain, mechanic, server, cleaner, chef, and more. If you’re on a smaller boat, you might even handle all these tasks.

Jobs on a yacht or big sailing boat are usually hard work, but the perk is that you get to travel with most expenses covered, while also earning a high income.

45. Flight attendant

Being a flight attendant is important for making sure passengers are comfortable and safe. You’re like the friendly face of the airline during flights, taking care of different needs and keeping service standards high.

Plus, you get to enjoy the unique perk of discounted or free travel, which is a big perk of becoming a flight attendant.

Flight attendants can earn a good income, and the benefits are excellent. They usually make between $50,000 to over $100,000 a year. The training to become a flight attendant usually takes around 1 to 2 months.

Recommended reading: How To Become A Flight Attendant And Make $61,640 Each Year

46. Art therapist

Art therapists combine the creative process with psychological healing to provide a unique kind of mental health therapy. They conduct one-on-one or group therapy sessions, and being an art therapist can be very fulfilling as you help people discover their voice and heal through art.

Art therapists work at schools, psychiatric hospitals, veterans associations, and more. Usually, you need a master’s degree to enter this field.

They use art therapy to assist people in expressing their emotions, dealing with complex feelings, and enhancing self-awareness. Their job isn’t just about being artistic; it’s deeply connected to therapeutic practices that help a variety of clients.

Another job similar to this is becoming a music therapist.

Frequently Asked Questions

Below are answers to common questions about how to find fun jobs that pay well.

What is the most high-paying fun job?

The most high-paying fun job can vary based on your skills and interests. Some high-paying fun jobs include being a blogger, pilot, stunt person, and romance book author.

What are random jobs that pay well?

There are many unique jobs, such as a private island caretaker, yacht captain, or a voice-over artist.

Which is the most exciting and highest paying job in this world?

This will depend on who you ask! Maybe it’s being a pilot, a stunt person, an actor, or something else.

What are some fun jobs that pay six figures?

Some fun jobs that pay over $100,000 may include becoming a blogger, selling printables, photographer, architect, and more.

What are some low-stress fun jobs that pay well?

Jobs like a yoga instructor or a massage therapist can be low stress and fun, and they provide a good income, especially when experienced or working in more affluent areas.

What are some fun jobs that pay well without a degree?

You can pursue jobs such as a social media influencer, a real estate agent, or a personal trainer, which can pay well and be rewarding without requiring a traditional four-year degree.

Best Fun Jobs That Pay Well – Summary

I hope you enjoyed this article on the best fun jobs that pay well.

There are many fun careers that pay a part-time or full-time income.

Careers like voice acting, managing social media, and ethical hacking not only pay well but also let you have a good balance between work and life. The key is to know your talents and find the right fit in these exciting jobs.

I have been working a fun job for many years now, and I really really love it. It makes each day enjoyable and I actually look forward to work. I hope that you get to one day say the same as well.

What do you think are the best fun jobs that pay well?

Recommended reading:

Source: makingsenseofcents.com