government
Mint Money Audit 6 Month Check-In: Was Rebecca Able to Squash Her Debt?
My first Mint audit was dedicated to Rebecca, a 34-year-old government worker who was stuck living paycheck to paycheck. With nearly $11,000 in credit card debt and very little in savings, she desperately wanted to get ahead in her financial life. My recommendation at the time was to transfer her credit card debt to a
The post Mint Money Audit 6 Month Check-In: Was Rebecca Able to Squash Her Debt? appeared first on MintLife Blog.
Should I File for Bankruptcy?
This is a frequent question of anyone who is carrying an uncomfortable level of debt. Bankruptcy should never be taken lightly since there are consequences. But there are times when it becomes absolutely necessary. For example, if youâre carrying a level of debt you canât hope to repay, or if the monthly payments are impairing […]
The post Should I File for Bankruptcy? appeared first on Good Financial Cents®.
Chapter 05: What Is Proof of Income?
So far in our home buying series, weâve gone over some of the essentials that you should know when it comes to buying your first home. In the previous chapter, we discussed what credit score is needed to buy a home, but now weâll be discussing what proof of income is and how to show
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What Is a Clawback?
A clawback is the legally required return of incentive compensation such as a bonus or stock grant. Once applicable only to top company officers, clawback provisions are appearing in more employment contracts, particularly in the financial services industry. If your contract ⦠Continue reading â
The post What Is a Clawback? appeared first on SmartAsset Blog.
10 Reasons Why You Can’t Refinance Your Mortgage
With mortgage rates so low, just about everyone and their mother has at least inquired about refinancing their mortgage lately, whether it’s to obtain a lower interest rate and/or tap into their newfound equity. There are actually many reasons to refinance a mortgage, some you may have never considered, so it’s important to ensure you’re… Read More »10 Reasons Why You Can’t Refinance Your Mortgage
The post 10 Reasons Why You Can’t Refinance Your Mortgage appeared first on The Truth About Mortgage.
8 Ways to Save Up the Down Payment for a House
When my wife and I purchased our first home, I was 5 months into a military deployment in Iraq. In a lot of ways, this presented a hardship since I wasnât physically present to help see the process through. Then again, I trusted my wifeâs judgment so much that I was willing to become a first-time […]
The post 8 Ways to Save Up the Down Payment for a House appeared first on Good Financial Cents®.
8 Ways to Save Up the Down Payment for a House
When my wife and I purchased our first home, I was 5 months into a military deployment in Iraq. In a lot of ways, this presented a hardship since I wasnât physically present to help see the process through. Then again, I trusted my wifeâs judgment so much that I was willing to become a first-time […]
The post 8 Ways to Save Up the Down Payment for a House appeared first on Good Financial Cents®.
How Does Buying a Short Sale Work?
As an investor, I have purchased many short sales for long-term rentals and fix and flips. As a Realtor, I have helped sellers sell short sales and buyers purchase short sales as well. Short sales are very unique and much different from fair market sales and even REO sales (foreclosures). Owner-occupied buyers and investors can get … Read more