Uncommon Knowledge
Newsweek is committed to challenging conventional wisdom and finding connections in the search for common ground.
While mortgage rates remain higher than they were during the housing market’s booming pandemic years, Moody’s Ratings has predicted them to finally start declining over the next few years in a new report.
Exactly a week ago, the Federal Home Loan Mortgage Corporation, better known as Freddie Mac, reported that the average rate for a 30-year-fixed mortgage—the most popular among U.S. borrowers—had reached 7.1 percent, a record high for this year so far.
Read more: How to Find the Right Mortgage for You
Moody’s Ratings’ experts believe mortgage rates will come down—just not as quickly as homebuyers might wish for. The financial research company is currently estimating that mortgage rates will remain higher “than the extremely low levels during the decade of aggressive central bank stimulus that preceded the past two years” in the coming months, but will likely reach around 6 percent or somewhat less by the end of 2025.
This is good news for aspiring homebuyers who have been squeezed out of the market by skyrocketing home prices and high mortgage rates, which climbed as a direct consequence of the Federal Reserve’s aggressive rate-hiking campaign to combat the rise of inflation last year.
While most analysts expect the central bank to lower interest rates this year, the Federal Reserve has so far failed to do so, as the latest data on the cost of living show that inflation remains higher than expected at 3.48 percent in March. The Federal Reserve does not directly set mortgage rates, but any rise in interest rates impacts new mortgage lending.
Read more: Compare Low Rates With the Best Mortgage Lenders
Higher mortgage rates led to a drop in demand in late summer 2022 due to the unaffordability of buying a home for many Americans; but the price correction that followed this slide in demand was rather modest. In spring 2023, prices started climbing back up across the country, as the supply of homes remained low.
While the historic shortage of homes in the U.S. can primarily be traced back to the fact that the country has under-built following the bursting of the housing bubble and the financial crisis of 2007-2008, high mortgage rates have also caused many homeowners to hold on to their homes instead of putting them on the market.
“Many U.S. homeowners have low fixed-rate mortgages that they are reticent to give up, which is constraining existing property listings and sales,” Moody’s wrote in the report.
Faced with a growing demand for new constructions and mortgage interest rate buydowns, the company’s experts expect home prices to avoid significant decline in the coming months, sliding by a moderate 5 percent this year after falling 6.6 percent in 2023.
Newsweek is committed to challenging conventional wisdom and finding connections in the search for common ground.
Newsweek is committed to challenging conventional wisdom and finding connections in the search for common ground.
Source: newsweek.com
Birmingham is one of the most pivotal cities in American history. From the echoes of the civil rights movement to the fascinating history of Rickwood Field, there’s a place for everyone to feel at home in Birmingham.
Birmingham is a great place for history buffs, outdoorsy types, science enthusiasts, and sports fans. It’s a city that is quickly on the rise and gaining more things to brag about at a breakneck pace.
Let’s take some time to explore ten of the top things Birmingham is known for, and start to understand why so many people are hoping to find an apartment in Birmingham.
The Birmingham Civil Rights Institute is a cornerstone of the city, providing an in-depth look at the civil rights movement in the United States. Interactive exhibits and archives tell the stories of the struggle and triumph that occurred in Birmingham during the 1950s and 1960s. The institute commemorates the past while fostering an ongoing dialogue about civil rights and justice in the contemporary world.
Home to the largest cast iron statue in the world, Vulcan Park is a symbol of Birmingham’s roots in the iron and steel industry. The park has a museum that provides insights into the city’s industrial past, while the statue itself represents the Roman god of fire and forge. It’s a popular spot for locals and tourists looking to learn more about Birmingham’s development and soak in a stunning view at the same time.
The McWane Science Center takes a hands-on approach to learning, with interactive exhibits and activities that cover everything from dinosaurs to space exploration. It’s a favorite among families, providing fun and educational experiences that encourage children and adults alike to engage with science in a playful environment. The center also has an IMAX theater that brings exciting scientific discoveries to life on a massive screen.
Red Mountain Park is a sprawling 1,500-acre park that supports a ton of outdoor activities including hiking, biking, zip-lining, and more. This park is the ideal spot for fun in the Birmingham sun. Its trails and scenic overlooks provide a peaceful escape into nature, reflecting Birmingham’s commitment to preserving community spaces within its historical industrial landscape.
Sloss Furnaces is a national historic landmark where visitors can explore the preserved blast furnaces that made Birmingham a leading iron producer in the late 19th century. Today, it operates as a museum and venue for concerts and festivals. This site educates its visitors on the harsh working conditions of the Industrial Age and the evolution of manufacturing technologies.
For motorsports enthusiasts and motorcycle history buffs, the Barber Vintage Motorsports Museum is a rare attraction. Housing one of the largest collections of motorcycles in the world, the museum displays over 1,400 motorcycles that span over 100 years of production. The museum also includes a beautifully designed racetrack that hosts a few high-profile races throughout the year.
The Birmingham Botanical Gardens is an oasis that features over 67 acres of beautifully landscaped gardens. With over 12,000 different plants, an extensive library, and several picturesque walking paths, it’s a favorite spot for plant lovers throughout the state.
One of the finest regional museums in the United States, the Birmingham Museum of Art holds an impressive collection that spans continents and centuries. With over 24,000 paintings, sculptures, prints, drawings, and decorative arts, the museum offers a comprehensive look at diverse cultures and histories. Its extensive collection of Asian art is particularly noted for its quality and breadth.
As the oldest professional ballpark in the United States, Rickwood Field holds a special place in the hearts of baseball fans. It’s a living museum of America’s pastime and hosts annual games including the celebrated “Rickwood Classic,” which allows players and fans to experience baseball in its historical form. The field has seen legends like Babe Ruth and Willie Mays play between its bases, adding to its significance and allure.
Constructed in 1927, the Alabama Theatre is a restored movie palace that’s now a venue for films, concerts, and performances. This historic theater is known for its elaborate architecture and the “Mighty Wurlitzer” organ—one of the few remaining in the United States.
Using a credit card to make purchases is straightforward, but understanding the ins and outs of how exactly they work can be more complicated.
On the back end, credit card issuers can take certain liberties that impact your cards’ features. If you dig into the fine print, you’ll find that card issuers generally mention they can make certain account decisions at their discretion. There are also unwritten liberties issuers can take, potentially in your favor. For instance, an issuer may be cooperative when you request lower interest rates, a higher credit limit or a switch to a different card entirely.
The more you understand your credit cards, the better you can navigate them.
Here are a few facts about credit cards that are good to know.
You may become accustomed to certain perks, rewards, fees or even interest rates over time, but those features can change — some more quickly than others. You’ll often find language supporting this in a card’s terms and conditions.
For significant changes — like increases to interest rates, fees and the minimum amount due — the card issuer generally must give notice 45 days in advance, according to the Consumer Financial Protection Bureau’s website. But benefits or rewards aren’t considered “significant,” so changes to those can come at any time. (Many issuers will still send an email or written notification as a courtesy to cardholders.)
Variable interest rates change at a quicker pace than other features, as has been the case since the Federal Reserve began hiking interest rates to battle inflation.
“Folks didn’t realize that the rise in the federal interest rate applies to their credit card also,” says Martin Lynch, director of education at Cambridge Credit Counseling, a nonprofit credit counseling agency. “Variable rate cards incorporate those hikes usually within a month or two, so you did see some people experiencing some sticker shock when the minimum payments went up.”
Even if you’re managing a credit card responsibly, an issuer can still legally close your account if it wants to, according to the CFPB website.
The issuer must provide an “adverse action notice” when it makes these kinds of unfavorable decisions, the website notes. But they can still catch you off guard.
For longtime customers with solid track records, an issuer might be willing to negotiate a lower interest rate. Alternately, a hardship plan (if available) can temporarily lower interest rates if the hardship is because of qualifying circumstances beyond your control.
If you’re having trouble juggling debt, credit card issuers may also be willing to work with you through a nonprofit credit counseling agency’s debt management plan, which can consolidate those debts into one fixed monthly payment if you qualify.
“Our average interest rate right now is about 8%, among all creditors,” Lynch says. “Some are higher, some are lower.”
For comparison, the average rate for credit cards that assessed interest in the last quarter of 2023 was 22.75%, according to Fed data.
Many credit cards offer an upfront pile of cash back, points or miles as an incentive for new cardholders who can meet a specific spending requirement. But if you’ve recently applied for a credit card with the same issuer — even if it’s been more than a year — you might not qualify for the advertised bonus.
As you’re applying for a credit card, it’s important to read the terms carefully to understand whether you’re eligible for such a welcome offer.
If you have good or excellent credit (credit scores of 690 or higher), you might qualify for a credit card with a 0% introductory APR on purchases, balance transfers or both. But that promotional window may not be guaranteed.
If you pay late, for instance, the issuer could cancel the 0% APR offer and start charging the card’s ongoing variable interest rate instead. Depending on the card, a much higher penalty APR can also apply after missing a payment.
To avoid missing payments, set a reminder or establish an automatic payment schedule.
If a credit card is no longer as valuable to you as it once was, contact the issuer to see whether it’s possible to upgrade or downgrade your credit card to a different option. This is also known as a “product change,” and it may allow you to retain your account number and account history while switching to a card that better suits your needs now.
You might consider downgrading to a different option to avoid an annual fee, for example. An upgrade might get you higher rewards or better perks.
It’s not really an issue for cash-back credit cards, but if you have a co-branded store card or travel card, be aware that the points or miles that you’re earning may be less valuable for some redemptions than for others.
For example, your miles may be worth a penny or more each when redeemed for travel, but a good bit less than that when you redeem for options like cash back, statement credit or gift cards.
Knowing the true value of your rewards can help you maximize them. You can often get an idea of that value either by logging into your card account and exploring redemption options or by revisiting the card’s terms and conditions.
Source: nerdwallet.com
Located in the heart of the San Francisco Bay Area, Oakland is an exciting and diverse city with a unique charm that sets it apart from its neighbors. From the stunning views of the Bay to the bustling arts and culture scene, there is no shortage of things to explore and experience. Residents of Oakland enjoy a rich history, a thriving culinary scene, and a strong sense of community that makes it a truly special place to call home. If you’ve been thinking, “Should I move to Oakland?” you’re in the right place. In this article, we’ll discuss the pros and cons of this city to help you decide if it’s the right place for you. Let’s get started.
Walk Score: 75 | Bike Score: 65 | Transit Score: 57
Median Sale Price: $840,000 | Average Rent for 1-Bedroom Apartment: $2,470
Oakland neighborhoods | Houses for rent in Oakland | Apartments for rent in Oakland | Homes for sale in Oakland
Oakland offers a blend of urban living and access to nature, making it an ideal location for outdoor enthusiasts. The city is surrounded by beautiful parks and green spaces. Including Joaquin Miller Park and Redwood Regional Park, offering miles of hiking and biking trails amidst towering redwoods. Additionally, Lake Merritt, located in the heart of the city, provides a scenic spot for jogging, picnicking, and bird watching. This easy access to nature allows locals to enjoy a variety of outdoor activities without having to venture far from home.
One of the major drawbacks of living in Oakland is the high cost of living, which is 39% above the national average. Housing prices have skyrocketed in recent years, making it challenging for some to afford a home in the city. Rent prices are also steep, putting financial strain on residents. The high cost extends beyond housing, affecting groceries, utilities, and other essential services, making it difficult for some individuals to manage their budgets comfortably.
Oakland’s culinary scene is as diverse as its population. From authentic Mexican taquerias and Ethiopian restaurants to upscale Californian cuisine, the city caters to all taste buds. The Temescal neighborhood, in particular, is a foodie’s paradise, known for its innovative dining options and trendy cafes. This culinary diversity not only enhances the city’s cultural richness but also provides residents with an endless variety of dining experiences.
Like many urban areas, Oakland suffers from significant traffic congestion. The city’s infrastructure struggles to keep up with the growing population, leading to crowded highways and extended travel times. The Bay Bridge, connecting Oakland to San Francisco, is notorious for its traffic jams, often resulting in long commutes for residents working in the neighboring city. Public transportation options are available, but they not serve all areas and suburbs equally, adding to the daily commute challenges.
Oakland’s arts and culture scene is a significant draw for both residents and visitors. The city is home to a plethora of galleries, theaters, and live music venues that showcase a wide range of artistic expressions. The First Friday street festival is a prime example, transforming the streets into a lively celebration of art, food, and music every month. Additionally, the Oakland Museum of California offers an in-depth look at the state’s rich history, art, and natural sciences, making it a cultural hub in the city.
Oakland faces challenges with air quality, particularly during the summer months and wildfire season. The city’s location and topography can trap pollutants, leading to days with unhealthy air quality levels. Wildfires in the region exacerbate the problem, sometimes resulting in smoke and ash affecting the city for extended periods. These air quality issues can sometimes limit outdoor activities and impact those with respiratory conditions.
Oakland has emerged as a burgeoning hub for technology and startups. This has attracted entrepreneurs and innovators looking for alternatives to Silicon Valley. The city offers a supportive environment for new businesses, with co-working spaces, incubators, and a collaborative tech community. This ecosystem not only contributes to the local economy but also provides job opportunities and fosters innovation.
Oakland’s infrastructure and public services face significant challenges. These issues include aging roads, limited public transportation options in certain areas, and a need for more robust public amenities. These issues can affect daily life, from commuting to accessing essential services. Efforts are underway to address these challenges, but progress can be slow, and funding is often limited. The state of the city’s infrastructure underscores the need for continued investment and innovative solutions to support Oakland’s growing population.
Oakland is at the forefront of environmental sustainability, with innovative initiatives aimed at reducing the city’s carbon footprint and promoting green living. The city has implemented policies to encourage recycling, composting, and the use of renewable energy sources. Urban farming and community gardens are widespread, contributing to local food security and fostering environmental awareness.
Source: rent.com
Despite being a city with a whole lot to offer, Toledo often flies under the radar. From its world-class art museum to its undeniably friendly people, there’s a place for everyone to feel at home in Toledo.
Home to a well-respected university, a handful of pristine parks, and a great local restaurant scene, Toledo is on the rise. From afternoons at Fifth Third Field to lunch at Tony Packo’s we’re here to find out what Toledo is really known for through ten of its top attractions. Enjoy!
The Toledo Museum of Art is a beacon for the arts in the city. Known for its extensive collection spanning all corners of the globe, the museum gives visitors a profound look at classical and contemporary works. Noteworthy is the Glass Pavilion, which houses a stunning collection of glass art, reflecting Toledo’s historic connection to the glass industry.
Toledo takes immense pride in the Toledo Mud Hens, the beloved Minor League Baseball team affiliated with the Detroit Tigers. The team’s games are held at Fifth Third Field, a state-of-the-art ballpark in downtown Toledo, which provides a perfect family-friendly atmosphere. The Mud Hens are a cornerstone of Toledo’s sports scene.
The University of Toledo is a stellar Ohio college, with a wide range of undergraduate and graduate programs. Known for its research and innovation, particularly in areas like engineering, medicine, and business, the university is a hotspot of academic activity and student life.
Oak Openings Preserve Metropark is a natural treasure of Toledo, covering over 5,000 acres. It is renowned for its unique sand dunes and oak savanna ecosystems. The park offers tons of trails for hiking, biking, and horseback riding, making it a favorite among outdoorsy types.
Wildwood Preserve Metropark is another stellar Toledo park. Known for its beautiful manor house and well-maintained trails, the park is a scenic escape with plenty of shade thanks to the lush foliage soaring overhead.
Tony Packo’s Cafe has been a Toledo staple since 1932, famously recognized for its Hungarian hot dogs and pickles. This iconic eatery gained national fame when mentioned in the television show MASH*. Visitors to Tony Packo’s can enjoy a taste of local history alongside their meals, which include a variety of Eastern European dishes, making it a must-visit for all foodies.
Home to the Toledo Mud Hens, Fifth Third Field is not just a ballpark but a centerpiece of downtown Toledo’s revitalization. This modern facility is designed with fan experience in mind, offering great views of the game and the skyline.
Imagination Station adds a scientific twist to Toledo. This interactive science museum engages all with hands-on exhibits and activities that make learning more fun than it is in the classroom. From physics to biology, the museum covers a broad spectrum of scientific fields, fostering curiosity in young Ohio minds.
The Maumee River is integral to Toledo’s identity. Fishing, boating, and riverside dining are popular here, drawing locals and tourists to enjoy the natural and scenic beauty of the river. The annual Walleye Run is a particularly exciting time to visit, attracting anglers from across the nation.
The Valentine Theatre is a historic venue in Toledo that hosts an array of performing arts. From ballets and musicals to dramatic plays, the theater is a destination that brings high-quality performances to the community.
In the Midwest, Ohio provides residents a unique blend of urban excitement, small-town charm, and picturesque landscapes. From the lively city life of Columbus, with its thriving arts scene and diverse culinary offerings, to the quaint charm of Cincinnati, known for its historic neighborhoods and iconic skyline views along the Ohio River, Ohio has a diverse array of experiences. In this ApartmentGuide article, we’ll uncover the pros and cons of living in Ohio, so you can learn what life is like in “The Buckeye State.”
Population | 11,785,935 |
Avg. studio rent | $724 per month |
Avg. one-bedroom rent | $933 per month |
Avg. two-bedroom rent | $1,109 per month |
Most affordable cities to rent in Ohio | Lorain, Elyria, Lima |
Most walkable cities in Ohio | Lakewood, Norwood, Cleveland |
Cities like Dayton and Toledo offer residents access to affordable housing options, with median home prices and rental rates below the national average. For instance, Toledo has a median home sale price of $105,500 and an average rental rate of $784 for a one-bedroom apartment. Additionally, everyday expenses such as groceries, utilities, and healthcare are generally more affordable, allowing residents to stretch their dollars further and enjoy a higher standard of living.
Ohio’s weather is notoriously unpredictable, with residents experiencing a wide range of climatic conditions throughout the year. From severe thunderstorms and tornadoes in the spring to heavy snowfall and freezing temperatures in the winter, Ohioans must be prepared for rapidly changing weather patterns. Cities like Cincinnati and Cleveland often face weather-related disruptions, such as flooding and power outages, which can impact daily life.
Ohio has a rich sports culture, with passionate fans rallying behind local teams and sporting events. Cities like Cleveland and Cincinnati are home to iconic sports franchises such as the Cleveland Cavaliers, Cleveland Browns, Cincinnati Reds, and the Cincinnati Bengals. Moreover, Ohio hosts major sporting events like the Cincinnati Masters tennis tournament and the Memorial Tournament in Dublin, attracting athletes and spectators from around the world.
Ohio offers a wealth of educational opportunities at all levels, from great universities to excellent public school systems. Institutions like The Ohio State University, Case Western Reserve University, and Miami University provide students with exceptional academic programs and research opportunities. Moreover, Ohio’s strong public school system ensures that students receive quality education from an early age.
Ohio faces infrastructure concerns, including aging roads, bridges, and public utilities, which can impact residents’ quality of life. The state received a C- on its Infrastructure Report Card in 2021, which further highlights its lacking infrastructure.
Ohio’s diverse landscapes offer residents ample opportunities for outdoor recreation and exploration. From hiking and biking trails in Cuyahoga Valley National Park to boating and fishing on Lake Erie, the state’s natural beauty provides endless possibilities for adventure. Columbus, one of Ohio’s largest cities, has an extensive park systems and green spaces, providing residents opportunities for picnicking, birdwatching, and outdoor sports year-round.
Ohio experiences high humidity levels, particularly during the summer months, which can create uncomfortable and sticky conditions for residents. The combination of heat and humidity can lead to discomfort, dehydration, and heat-related illnesses, prompting residents to seek relief indoors or in air-conditioned spaces during the hottest times of the year.
Ohio’s central location in the Midwest makes it an ideal base for travel and exploration throughout the region. Columbus and Cincinnati are within a day’s drive of major metropolitan areas such as Chicago, Detroit, and Pittsburgh, offering residents easy access to cultural attractions, entertainment, and dining experiences.
Ohio faces various environmental concerns, including pollution from industrial activities, agricultural runoff, and urban development, which can impact air and water quality. Additionally, Lake Erie and the Ohio River are susceptible to pollution and algae blooms, affecting drinking water sources and aquatic ecosystems.
Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from ApartmentGuide.
Source: apartmentguide.com
Known for its academic and medical prestige, Durham is also a growing powerhouse in sports, science, and entrepreneurship. With so much going on within the city limits, those lucky enough to find a home in Durham are reaping the benefits.
From the Durham Bulls to Eno River State Park, let’s take a closer look at ten of the top things Durham is known for and learn a bit more about why so many people are clamoring to lock down an apartment in Bull City.
Duke University is pivotal to Durham’s identity and a beacon of academia. This prestigious university attracts students and scholars from all corners of the world, contributing to its reputation as a center for academic excellence. The Gothic architecture of its West Campus and the university’s significant contributions to fields like medical research, public policy, and environmental science mark it as a cornerstone of Durham.
Durham is often referred to as the “City of Medicine” due to its many medical and health-related institutions. Home to over 300 medical companies and renowned healthcare systems, this designation highlights the city’s role as a leader in health innovation and services. The presence of the Duke University Medical Center helps spearhead research and advances in medical science and keeps highly skilled folks cycling through Durham.
Dubbed the “Startup Capital of the South,” Durham is a great spot for entrepreneurs. This startup-friendly environment is supported by a network of academic institutions, incubators, and venture capital firms. The city has become a magnet for tech startups and biotech research.
The Durham Bulls are a symbol of Durham’s commitment to community. This iconic minor league team, made famous by the movie Bull Durham, brings together families and fans from all over to enjoy America’s pastime. Their games are held at the Durham Bulls Athletic Park, a staple for entertainment in the city.
Once the home of one of the largest cigarette manufacturers in the world, the American Tobacco Historic District has been transformed into a center for entertainment and business. This revitalized area is full of charming old factories converted into offices, restaurants, and shops. Plus, you can’t beat the views of the old water tower and the Lucky Strike smokestack.
The Museum of Life and Science is a family favorite. With interactive exhibits and programs that ignite curiosity in the natural and physical sciences, this is a place that fosters scientific interest through interaction. Highlights include a butterfly conservatory, wildlife habitats, and aerospace exhibits.
Located near Durham, Research Triangle Park (RTP) is one of the largest research parks in the world. It hosts over 200 companies specializing in pharmaceuticals, biotechnology, information technology, and environmental sciences.
The Durham Performing Arts Center (DPAC) is a premier venue for entertainment in the city, hosting Broadway shows, concerts, comedy, and more. With state-of-the-art facilities, DPAC attracts major national tours and acts.
Eno River State Park offers a retreat into nature with its lush forests and rolling river. Visitors can enjoy hiking, picnicking, canoeing, and fishing within its extensive trails and scenic spots. The park is a testament to Durham’s commitment to preserving natural landscapes.
Brightleaf Square houses a collection of shops, restaurants, and boutiques. This shopping complex perfectly combines the historical with the contemporary. The area is known for its lively atmosphere during the evening, with frequent events and live music drawing a regular crowd.
Nestled in the heart of the Great Plains, North Dakota offers residents a unique blend of rugged natural beauty, strong community ties, and a rich cultural heritage. From the vibrant urban atmosphere of Fargo to the serene charm of Bismarck, the state capital, North Dakota captivates with its distinct sense of tranquility. However there are cons to living in this state. In this ApartmentGuide article, we’ll uncover the pros and cons of living in North Dakota, so you can learn what life is like in “The Peace Garden.”
Population | 783,926 |
Avg. studio rent | $610 per month |
Avg. one-bedroom rent | $823 per month |
Avg. two-bedroom rent | $923 per month |
Most affordable cities to rent in North Dakota | Jamestown, Minot, Dickinson |
Most walkable cities in North Dakota | Grand Forks, Fargo, Minot |
North Dakota offers residents vast natural landscapes to explore and enjoy, including the Badlands, Theodore Roosevelt National Park, and the prairies of the Red River Valley. These expansive areas provide opportunities for outdoor recreation such as hiking, camping, and wildlife watching where you could see some bighorn sheep.
North Dakota experiences harsh winter weather conditions, with frigid temperatures, heavy snowfall, and strong winds posing challenges for residents. Cities like Minot and Williston often contend with blizzards and extreme cold snaps, leading to hazardous driving conditions and disruptions to daily life.
North Dakota has a low population density, which contributes to a peaceful and uncrowded living environment. With fewer people per square mile compared to more densely populated states like California, residents enjoy spaciousness and a sense of tranquility.
North Dakota may have fewer entertainment options, particularly in terms of cultural attractions, dining establishments, and nightlife. Cities like Grand Forks and Fargo offer some entertainment venues and events, but residents may find a lack of diversity and variety in recreational activities compared to other populous states.
North Dakota’s strong job market is fueled by its thriving energy sector, as well as opportunities in agriculture, healthcare, and technology. Cities like Bismarck offer diverse employment prospects, providing stability and opportunities for career advancement.
North Dakota’s geographic isolation, coupled with its low population density, can contribute to feelings of isolation and limited access to services and amenities. Rural towns and communities, such as Rugby and Devils Lake, may be far removed from major urban centers and regional hubs, leading to challenges in accessing certain services.
North Dakota maintains an affordable cost of living, with lower housing costs, utilities, and overall expenses compared to many other states. Cities like Grand Forks and Minot offer residents access to affordable housing options, with median home prices and rental rates below the national average. For instance, the median home price in Grand Forks is $227,000 and the average rental price for a one-bedroom is $897. These lower costs makes housing more attainable for many North Dakotans.
North Dakota may have limited public transportation options, especially in rural areas, which can hinder residents’ mobility and access to essential services. Even in major cities like Fargo, public transportation options are limited. Fargo has a transit score of 24, meaning there is a few nearby public transportation options available for residents. This lack of public transportation infrastructure can pose challenges for individuals without access to private vehicles.
North Dakota has clean air quality, with minimal pollution and pristine natural surroundings contributing to a healthy living environment. The state’s expansive rural areas and low population density help maintain air quality standards, ensuring residents can breathe fresh, unpolluted air.
North Dakota’s changing seasons can exacerbate allergies for some residents, particularly during the spring and fall when pollen levels are high. Cities like Bismarck and Minot may experience pollen allergies triggered by trees, grasses, and weeds, including sagebrush, ragweed, and wormwood.
Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from ApartmentGuide.
Source: apartmentguide.com
Corpus Christi is a coastal city in Texas that serves as a gateway to adventure or peace. Known colloquially as the “Sparkling City by the Sea,” this charming city invites everyone lucky enough to lock down a home in Corpus Christi to immerse themselves in its distinct culture.
The city’s proximity to the Gulf of Mexico enhances its appeal, providing scenic views and unlimited recreational activities. Corpus Christi is not just a destination; it’s a starting point for explorers eager to find an apartment and discover the charm of South Texas.
Whether you’re a history buff, nature lover, or simply in search of relaxation by the sea, Corpus Christi has something special for you. Let’s dive a little deeper to learn more about ten of the top things Corpus Christi is known for.
Moored in Corpus Christi Bay, the USS Lexington is an awe-inspiring sight, serving as a naval museum and a tribute to military history. This World War II-era aircraft carrier, affectionately known as “The Blue Ghost,” offers visitors a glimpse into life at sea during wartime. Touring this historic vessel allows for exploration of the flight deck, aircraft, and crew quarters, providing an immersive experience that connects generations to the sacrifices of the past.
Padre Island, specifically the Padre Island National Seashore, stretches over 70 miles and is one of the longest undeveloped barrier islands in the world. This natural sanctuary offers miles of beautiful beaches where visitors can enjoy activities such as bird watching, fishing, and sea turtle spotting.
The South Texas Botanical Gardens are a colorful and fragrant oasis with extensive collections of orchids, plumerias, and native flora. This expansive garden serves as a peaceful retreat and an educational resource, emphasizing the importance of conservation and the diversity of plant life in the region. Visitors can stroll through themed gardens, enjoy bird watching, or participate in one of the many workshops and events held throughout the year.
Dedicated to the late Tejano singer Selena Quintanilla, Mirador de la Flor is a poignant landmark in Corpus Christi. This memorial features a life-size bronze statue of Selena and a mural depicting her life and career. The site is a touching tribute to the singer and her impact on the music industry and Latino community.
The Texas State Aquarium is a major attraction in Corpus Christi. Visitors can explore exhibits that include dolphin presentations, touch pools, and an impressive shark exhibit. This institution provides insights into aquatic creatures and plays a vital role in wildlife conservation and rehabilitation efforts.
Aransas National Wildlife Refuge is a crucial habitat for a variety of at-risk wildlife, including the rare whooping crane, which winters here. Spanning over 115,000 acres, this refuge offers opportunities for bird watching, hiking, and photography. The diverse ecosystems found within the refuge, from coastal prairies to salt marshes, provide crucial support for numerous species and make it a vital part of wildlife conservation in Texas.
The Corpus Christi Museum of Science and History offers a deep dive into the regional history and natural science of the Gulf Coast. Exhibits range from paleontology to local cultural heritage, including a replica of Columbus’ ship, the Pinta. This museum is a treasure trove for curious minds of all ages.
Home to the Corpus Christi Hooks, the Double-A affiliate of the Houston Astros, Whataburger Field incorporates local history with modern baseball culture. The stadium is located in the heart of Corpus Christi and offers a fantastic view of the as well as a glimpse of the Harbor Bridge and Corpus Christi Ship Channel. Attending a game here is about more than baseball; it’s about enjoying community in a small-town ballpark.
Harbor Bridge is an iconic structure in Corpus Christi, connecting the city to North Beach. Known for its impressive architecture and LED lights, the bridge has stunning views of the city skyline and Corpus Christi Bay. Whether driving over it or viewing it from a distance, the Harbor Bridge remains a symbol of the city’s connection and resilience.
Established by the Quintanilla family, the Selena Museum celebrates the life and career of Selena Quintanilla. Located within Q-Productions headquarters, the museum displays a collection of her stage costumes, awards, and personal items.
Living in Arkansas means immersing oneself in the tranquility of its natural landscapes, from the majestic Ozark Mountains to the winding rivers and lush forests. Whether experiencing the vibrant energy of Little Rock, the state capital and cultural hub, or savoring the quaint charm of Fayetteville, there is a lot to explore in this state. However, there are cons to living in Arkansas. In this ApartmentGuide article, we’ll uncover the pros and cons of living in Arkansas, so you can learn what life is like in “The Natural State.”
Iconic landmarks like the Ozark Mountains, Buffalo National River, and Hot Springs National Park showcase the state’s geological and ecological diversity, attracting visitors from around the world. For example, the Ozark Mountains offer scenic hiking trails, breathtaking waterfalls, and ancient caves, providing opportunities for outdoor exploration and adventure amidst the state’s natural beauty.
Arkansas experiences high humidity levels, particularly during the summer months, which can create discomfort and exacerbate heat-related illnesses for residents. Cities like Little Rock and Fayetteville often contend with muggy conditions and oppressive humidity, making outdoor activities challenging during the hottest times of the year.
Arkansas has a low cost of living, making it an affordable place to reside. Major cities in Arkansas like Little Rock and Fayetteville provide access to affordable housing options, with median home prices and rental rates below the national average. For instance, the median home price in Fayetteville is $365,000, making homeownership attainable. Rental prices are also affordable with an average price of $920 for a one-bedroom apartment in Fayetteville.
Arkansas has limited public transportation options, especially in rural areas, which can hinder residents’ mobility and access to essential services. For instance, North Little Rock has a transit score of 19, meaning there is minimal public transportation options available. This lack of public transportation infrastructure can pose challenges for individuals without access to private vehicles.
The state is known for its genuine southern hospitality, where residents embody warmth, friendliness, and generosity towards others. Whether in small towns like Bentonville or larger cities like Jonesboro, Arkansans welcome visitors and newcomers with open arms, fostering a strong sense of community and belonging.
Arkansas is susceptible to various natural disasters, including severe storms, tornadoes, floods, and occasional earthquakes, which can pose significant risks to residents and property. While emergency preparedness efforts and warning systems help mitigate risks, natural disasters remain a concern for residents living in Arkansas.
Arkansas has abundant opportunities for outdoor recreation, with its scenic landscapes, extensive trail systems, and picturesque lakes and rivers. For instance, destinations like the Ouachita National Forest and Lake Ouachita State Park offer pristine wilderness areas and recreational amenities, allowing residents to connect with nature.
Arkansas faces limited job opportunities in certain sectors, particularly in industries such as technology and finance, which may offer fewer employment prospects compared to other states. For instance, cities like Pine Bluff and El Dorado may have fewer job openings in high-tech fields like information technology and biotechnology.
Arkansas has a delicious food scene, characterized by its southern comfort cuisine, barbecue traditions, and farm-to-table dining experiences. For example, the annual World Championship Duck Gumbo Cookoff in Stuttgart showcases the state’s love for duck hunting and Cajun-inspired cuisine, attracting chefs and food enthusiasts from near and far to savor the flavors of Arkansas.
Arkansas’s economy is significantly dependent on industries like agriculture, manufacturing, and retail, which can leave it vulnerable to economic fluctuations. For example, cities such as Fort Smith and Jonesboro heavily rely on manufacturing, while agricultural areas like Forrest City depend on farming.
Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from ApartmentGuide.
Source: apartmentguide.com