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Direct vs. Indirect Student Loans: What’s the Difference?

Federal student loans could be either Direct Loans or “indirect loans” until 2010, when Congress voted to eliminate the latter. Yet many borrowers of Federal Family Education Loan (FFEL) Program loans continue to struggle with repayment. The big difference between the loan types—and point of contention—was the source of the funding. Indirect vs. Direct Student […]

The post Direct vs. Indirect Student Loans: What’s the Difference? appeared first on SoFi.

Can I Consolidate My Student Loans and Other Debts Together?

There are a few things to consider before combining your student loans and other debts. Find out if it’s a good option for you.

How a Bad Credit Score Can Hurt You

While a credit score may seem like an arbitrary number, calculated by an invisible credit agency with no real bearing on your life. However, bad credit can cost you real money. To get an idea of just how much money you can lose due to bad credit, take a look at the following examples. Credit […]

The post How a Bad Credit Score Can Hurt You appeared first on Credit Absolute.

Is Investing in the Stock Market Gambling With Your Money? – Myth Busted

Have you ever heard that buying stocks is like gambling? This is a fear-based myth. Learn how informed decisions are investments rather than bets.

USAA Home Insurance Review

USAA, a home insurance company that caters to military members, veterans and their families, consistently ranks well for customer satisfaction, whether you look at J.D. Power’s scores or our own SimpleScore. On the downside, it does not offer in-person agents. In this USAA home insurance review, we look at what we love about the insurance […]

The post USAA Home Insurance Review appeared first on The Simple Dollar.

What Is a Credit Report and Why Does it Matter?

A credit report is a comprehensive summary of your current borrowing status and past credit history. It’s a window into how you handle borrowed money as well as your overall financial wellness. Your credit report includes your revolving accounts —…

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The post What Is a Credit Report and Why Does it Matter? appeared first on MintLife Blog.

MCU Mortgage Rates Review

Municipal Credit Union (MCU) was founded in 1916 by and for city employees in New York City as a loan alternative to predatory lenders who operated in the area and charged city workers excessive fees for suspect loan products. By 2018, the credit union held $2.68 billion in assets and served 425,000 members throughout New […]

The post MCU Mortgage Rates Review appeared first on Good Financial Cents®.

Paul Merriman 4 Fund Portfolio – Guide to Asset Allocations, Pros & Cons

Learn about the Paul Merriman 4 Fund Portfolio, its pros and cons, and how to duplicate the model in your own investment portfolio.