What Are Community Banks?
Community banks provide the kind of personal service big banks canât including faster loan approval and better account terms. Learn more here.
homeownership
The Housing Affordability Crisis and Proposed Changes That Can Help
With over 15 million millennials experiencing monumental student loan debt, the combination of that and rising home prices has created a housing affordability crisis. Here are some proposed changes to help ease the rising problem.
The post The Housing Affordability Crisis and Proposed Changes That Can Help appeared first on Homes.com.
Locals Dish on What’s Hot in Phoenix
See what answers they gave about where to eat, live and play.
Blue Spot Mortgage Review 2021
Sage Mortgage is an online mortgage broker that works with multiple wholesale lenders. The broker was founded in 2020.
The post Blue Spot Mortgage Review 2021 appeared first on The Simple Dollar.
Examining the Race Gap in Homeownership
Despite the Fair Housing Act of 1968 and other federal laws, a large race gap in homeownership continues to exist across the United States. The Black homeownership rate in the fourth quarter of 2021 stood at 43%, compared with 74% for non-Hispanic whites, according to the U.S. Census Bureau. A large race gap in homeownership […]
The post Examining the Race Gap in Homeownership appeared first on SoFi.
Monthly Mortgage Payments Have Just Hit the Highest Level on Record, Surpassing Housing Bubble Heights
If youâre in the market to buy a home or refinance an existing mortgage, you know conditions arenât ideal at the moment. Heck, the 30-year fixed was pricing about a percentage point lower just a month ago, so that alone is enough to drastically change the calculus. Today, youâre looking at a 4%+ mortgage rate… Read More »Monthly Mortgage Payments Have Just Hit the Highest Level on Record, Surpassing Housing Bubble Heights
The post Monthly Mortgage Payments Have Just Hit the Highest Level on Record, Surpassing Housing Bubble Heights appeared first on The Truth About Mortgage.
Letâs Calculate: How Much House Can I Afford?
Before you hit the Zillow listings you need to ask yourself: How much house can I afford? Hereâs how to figure out all the factors that go into this huge investment.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Should You Use Your Roth IRA to Buy Your First Home?
If you are a young professional, you most likely have multiple savings goals, including retirement and buying your first home. Saving for both can be challenging while also covering your monthly expenses. When you factor in things like student loan payments and any other debt, not to mention a bit of wiggle room to actually […]
The post Should You Use Your Roth IRA to Buy Your First Home? appeared first on SoFi.
Take Control of Your Finances With ‘My Money My Way’
Managing money efficiently may seem like largely a numbers game. Youâve got to earn a certain amount of income to cover all your expenses. If your income doesnât stretch, try subtracting from your spending. And donât forget to save aside a certain percentage for retirement and other goals. But truly becoming a master over your [â¦]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Five Steps to Changing Your Homeowners Insurance
Homeowners insurance may very well be the least sexy part of homeownership â but it is definitely a necessity, in part because your mortgage lender will likely require it. Whether itâs a cozy micro-cabin or a rambling Colonial, your home is probably the single largest purchase youâll ever make and your biggest physical asset. An […]
The post Five Steps to Changing Your Homeowners Insurance appeared first on SoFi.