DACA home loans â FHA will now approve home loans for ‘Dreamers.’ Here’s how to get approved
Thanks to a new policy, FHA is now accepting DACA home loans. Learn about the pros and cons of FHA loans and whether you qualify for financing.
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Mortgage Refinance Rates Today, January 4, 2021 | Rates ease – Bankrate.com
Mortgage Refinance Rates Today, January 4, 2021 | Rates ease Bankrate.com
Debt to Income (DTI) Ratio Overview
A borrower’s Debt to Income (DTI) is the ratio of monthly debt payments to monthly gross income. The borrower’s DTI is a key indicator of his ability to repay the loan. Lenders use a Housing Ratio (monthly housing expenses divided by monthly income) and a total DTI ratio (total monthly debt payment including the monthly housing expenses divided by monthly income) as factors in determining whether a borrower’s income qualifies for the requested mortgage loan.
Can You Buy a House if You Owe Taxes?
Looking for the perfect home on the real estate market? Unfortunately, it can be tricky if you have unpaid taxes. Failing to pay your federal income taxes can lead to the Internal Revenue Service placing a lien on your property or your assets. These legal tools protect the government’s ability to get its money. They also set off alarm bells for… Read More
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80+ Best Side Jobs For 2021 – Learn How To Make More Money
What can I do as a side job? Here’s a list of 80 possible side hustle ideas for 2021. With these side jobs, you can make extra money!
Step-by-Step Guide for How to Do Taxes Yourself
As of November 2020, the IRS had received more than 168 million tax returns for the 2019 tax year. More than 72 millionâroughly 42%âwere self-prepared tax returns. Discover how to do taxes yourself in the guide below so you can decide if self-preparation is the way to go for you. 10 Steps for Doing Taxes… Read More
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Here Are 9 Options for Finding Free or Cheap Audiobooks
Though I own hundreds of books, I rarely find time to sit down and crack one open. I do, however, make use of my time in the car to listen to audiobooks. But how do you get the audiobooks you want without paying a lot of money? There are a number of audiobook services available, [â¦]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
How to Take Advantage of Low-Interest Loans During the COVID-19 Health Crisis
The following is a guest post from Dr. David L Tuyo II, president and CEO of University Credit Union. While there is rampant fear and caution against a global economic downturn due to COVID-19, this does not mean that every individual will be hit as hard as the next. Certainly, there has been and will… Read More
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Monte Carlo Simulation – The Best Interest – Modeling randomness
From roulette wheels to hurricane paths, Monte Carlo simulation helps us model random scenarios, pulling signal from the noise.
15 Reasons to Invest After Retirement
The time has finally come: youâre ready to retire. For many, this means living off savings or social security, but in reality, now that youâre unemployed itâs time you started making real money. Investing after retirement is a great way to continue making income, cover expenses in lieu of a regular paycheck, and stay plugged… Read More
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