Investor Archives - Page 101 of 138

Apache is functioning normally

May 23, 2023 by Brett Tams

What Is Cost of Carry?

Cost of carry refers to any and all ongoing costs that you need to pay in conjunction with holding a given investment. Transaction costs, which are incurred upon the purchase or sale of the asset, are typically not considered a carrying cost.

Cost of carry can come in a variety of different forms — here are a few types of carrying costs that you’ll want to be aware of:

• Storage costs, if you are investing in the futures market for physical goods

• Interest paid on loans used for an investment

• Interest in margin accounts when borrowing to invest in stocks or options

• Costs to insure or transport physical goods

• The opportunity cost of investments

Most if not all investments have carrying costs, and savvy investors will take them into account when deciding whether an investment is worth it. Even if a particular investment doesn’t have obvious carrying costs, there is always the opportunity cost of making one investment over the other.

How Cost of Carry Works

The way that cost of carry works depends on the type of investment that you are considering. If you are investing in the futures markets for tangible goods like coffee, oil, gold, or wheat, you may have carrying costs associated with these physical goods. For example, if you buy a commodity like crude oil, you must pay the costs for transporting, insuring and storing that oil until you sell it.

To accurately calculate your trading profits you must include those carrying costs.

In a purely financial transaction like buying stock or trading options, there can still be carrying costs involved. You may have to pay interest if you are borrowing money with a margin account. You may also incur what are called opportunity costs. Opportunity costs refer to the money you could have made if you had invested your money in other areas.

If you are holding $10,000 in your stock account waiting for an option assignment, you can’t use that $10,000 for other investments.

Which Markets Are Impacted by Cost of Carry?

Cost of carry is a factor in a variety of different types of investments. Options trading has carrying costs from interest costs if you trade in a margin account to holding costs.

Investing in commodities may require a cost of storing, insuring, or transporting your goods. You should be aware that most types of investments also have opportunity costs.

Cost-of-Carry Calculation

The simplest cost-of-carry calculation just includes all of your carrying costs as a factor when you analyze the profitability of a particular investment. So, if

• P = Purchase price of an investment

• S = Sale price of the same investment

• C = carrying costs while holding the investment

The profit of this investment could be expressed as Profit = S – P – C.

Futures Cost of Carry

The futures market has two different prices for each type of commodity. The spot price refers to the price for immediate delivery (i.e. on the spot). A futures price is the price for goods at some specified time in the future. Because most futures contracts of commodities come with non-zero carrying costs, the futures price is usually (but not always) higher than the spot price.

Options Cost of Carry

When trading options the costs of carry fall into a few categories:

• Interest costs – Some investors borrow money to purchase options, i.e. a loan from a friend, a bank loan, or a brokerage margin account.

Whatever the source of the money, the interest paid to service the borrowing is a carrying cost.

• Opportunity costs – You’ve chosen to invest in options. But where else could you have invested that money? Because most alternative investments carry risk, as does investing in options, it’s difficult to make an apples-to-apples comparison.

In finance, we look at risk-free investing rates to assess the opportunity cost. “Risk-free” is defined as the return available by investing in U.S. Treasuries. In the past, 30-year bonds were the standard, but 10-year returns and even the return on short-term Treasury notes may also be used.

• Forgoing Dividends – One of the disadvantages of owning options compared to owning stock, is that you are not eligible for dividends as an option holder. The market makes an effort to price dividends into the option premium, but just as interest rates can fluctuate, so can dividend rates.

Examples of Cost of Carry

Here is a simple example of cost of carry and how it might affect an investment in purchasing Brent Crude Oil.

Say you buy a contract for 1,000 barrels of Brent Crude at $80/barrel. Six months later, the price of oil has gone up to $90/barrel, and you sell. You might think that you have earned a $10,000 profit, but that is not accounting for the cost of carrying the oil.

If it cost you $3,000 to store and insure those barrels of oil for the six months that you owned them, those carrying costs must be subtracted from your profit. You also are liable for delivering the oil, which might cost another $1,000. Considering the cost to carry, your actual profit was only $6,000. While these costs are easiest to understand with physical goods like commodities, most types of investments have carrying costs.

Cash and Carry Arbitrage

Like crypto arbitrage, there sometimes exists a type of arbitrage called cash-and-carry arbitrage. In cash-and-carry arbitrage, an investor will purchase a position in a stock or commodity and simultaneously sell a futures contract for the same stock or commodity.

If the futures price is higher than the combined amount of the stock price plus carrying costs, you can secure a relatively risk-free profit via cash and carry arbitrage.

Cost of Carry and Net Return

As we’ve discussed already, the cost of carry can have an impact on the net return of any investment. When determining your total profit and the return on investment (ROI), you need to account for any and all costs that you incur as part of the investment.

These might include transaction costs like commissions as well as carrying costs. Subtract all such costs from your gross profit to calculate the net return of your investment.

Can You Do Anything About Cost of Carry?

Since the cost of carry directly and negatively affects your total profit, you may be wondering if you can do anything about it. While there are carrying costs with almost every type of investment, one way to minimize the cost of carry is to avoid investments that have significant carrying costs.

On the other hand, if your specific situation allows you to have below market carrying costs, you may be able to earn a profit with cash and carry arbitrage.

The Takeaway

The cost of carry is a term used in options and futures trading that refers to the ongoing costs incurred in an investment while you are holding it.

With physical commodities, the cost of carry refers to storage, insurance, delivery and other costs specific to the fulfillment of your contract.

When applied to options trading the carrying costs are financial in nature, such as, interest costs, opportunity costs, and forgoing dividends.

If you’re ready to try your hand at options trading, you can set up an Active Invest brokerage account and trade trade options from the SoFi mobile app or through the web platform.

And if you have any questions, SoFi offers educational resources about options to learn more. SoFi doesn’t charge commissions, and members have access to complimentary financial advice from a professional.

With SoFi, user-friendly options trading is finally here.

FAQ

How can you calculate cost of carry?

The cost of carry refers to any costs that you incur during the course of your investment. In commodities trading, this generally refers to costs like storage, insurance, or delivery of the commodity. In other types of investments, the cost of carry could include interest charges or the opportunity cost of using your money.

Do bonds have a cost of carry?

Yes, nearly all investments, including bonds, have some sort of cost of carry. In the bond market, the cost of carry generally refers to the difference between the face value of the bond plus premiums minus applicable discounts.

How are ordering and carrying costs different?

Ordering costs are the costs that you pay as part of the ordering process. In a stock or option transaction, any broker’s commissions that you pay would be considered ordering costs. While ordering costs are usually incurred only once (at buy and/or sale), carrying costs are the costs that you must pay to hold an investment throughout its duration.

Photo credit: iStock/fizkes

SoFi Invest®
The information provided is not meant to provide investment or financial advice. Also, past performance is no guarantee of future results.
Investment decisions should be based on an individual’s specific financial needs, goals, and risk profile. SoFi can’t guarantee future financial performance. Advisory services offered through SoFi Wealth, LLC. SoFi Securities, LLC, member FINRA / SIPC . SoFi Invest refers to the three investment and trading platforms operated by Social Finance, Inc. and its affiliates (described below). Individual customer accounts may be subject to the terms applicable to one or more of the platforms below.
1) Automated Investing—The Automated Investing platform is owned by SoFi Wealth LLC, an SEC registered investment advisor (“Sofi Wealth“). Brokerage services are provided to SoFi Wealth LLC by SoFi Securities LLC, an affiliated SEC registered broker dealer and member FINRA/SIPC, (“Sofi Securities).

2) Active Investing—The Active Investing platform is owned by SoFi Securities LLC. Clearing and custody of all securities are provided by APEX Clearing Corporation.

3) Cryptocurrency is offered by SoFi Digital Assets, LLC, a FinCEN registered Money Service Business.

For additional disclosures related to the SoFi Invest platforms described above, including state licensure of Sofi Digital Assets, LLC, please visit www.sofi.com/legal.
Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform. Information related to lending products contained herein should not be construed as an offer or prequalification for any loan product offered by SoFi Bank, N.A.
Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire amount invested in a short period of time. Before an investor begins trading options they should familiarize themselves with the Characteristics and Risks of Standardized Options . Tax considerations with options transactions are unique, investors should consult with their tax advisor to understand the impact to their taxes.
SOIN0322025

Source: sofi.com

Apache is functioning normally

May 23, 2023 by Brett Tams

How to Invest in Nuclear Fusion Energy

Close thin

Facebook

Twitter

Google plus

Linked in

Email

arrow-right-sm

arrow-right

Tap on the profile icon to edit
your financial details.

Nuclear fusion may well be the technology of the future.

Not a technology. For many engineers, if physicists can ever crack the secrets of fusion, it may be to the 21st century what coal was to the 19th and petroleum was to the 20th. This could become a new ubiquitous technology, a part of infrastructure found on every part of the globe.

For investors, there’s enormous potential here. If you’re looking to understand how the technology of the future can power your own retirement as well, read on.

For help building a balanced investment portfolio, consider working with a financial advisor.

Nuclear Fusion Basics

Nuclear fusion energy is the idea of generating electricity from combining two atoms to create a new one. When two atoms fuse, the resulting atom has slightly less mass than the sum of its parts. This is due to the weak nuclear force, a form of mass/energy which binds subatomic particles together into atoms. Each atom has its own binding energy, so when two atoms are combined into a single entity this leftover binding energy is released as lost mass from the resulting atom. That generates the heat of a fusion reaction.

Fusion is the corollary to fission, the other currently understood source of nuclear energy. With fission, you create a reaction that splits a large atom into two smaller atoms. With fusion, you create a reaction that joins two smaller atoms into a larger one. Fission is rarely found in nature at large scale, but fusion is the power source for stars.

As a power source, fusion has many benefits over fission.

First, fusion is far safer than fission. Once you start a fission reaction, you must actively control it or it can flash consume all of its fuel in an explosive event. The hydrogen that fuels a fusion reaction, on the other hand, can be added as its consumed, meaning that the entire reaction will cease if you simply stop adding fuel. After a reaction, fission leaves behind highly toxic radioactive waste that can even be weaponized in the wrong hands. Fusion leaves behind helium, an inert and harmless gas that the world could actually use more of.

Fission is powered by relatively rare and expensive enriched uranium. Fusion is powered by an isotope of hydrogen, the most common element in the universe.

To top it all off, fusion generates more power than any other known process. With an equivalent amount of fuel, a fusion reactor can generate four times as much electricity as the fission reactors that current nuclear power plants use. That same fusion reactor can generate 4 million times as much energy as a chemical plant powered by coal or oil.

Fusion’s Problem

The basis behind a fusion reaction is what’s known as “the bottle.” It’s not currently possible to wrap up even tiny stars in a physical reactor. Any solid material would vaporize right away. Instead, the fusion reaction takes place inside a high-energy plasma. That plasma, in turn, is contained by a series of powerful magnetic fields. These shaped magnetic fields are called “the bottle.” The bottle contains and directs the heat of the fusion reaction, making it safe and productive.

The problem is that, with current technology, it takes more energy to sustain the magnetic bottle than the fusion reaction produces. The hotter you burn the reactor, the more energy it takes to keep the reaction contained. The result is energy-negative.

That’s changing however. Advances in several different fields, from mathematics to superconductors, are making it steadily more efficient to generate the magnetic bottle that contains and sustains a fusion reaction, and in 2022 the Lawrence Livermore National Laboratory made a credible claim to have generated a positive-sum reaction.

Investing In Fusion Through Companies

Investing in fusion is not easy. Since this is a developing technology, any investment in this field is fundamentally speculative. There are no publicly traded companies that operate fusion reactors, because no commercial fusion reactors exist yet. You can’t have an industry around a product that only exists as a very convincing theory.

That said, this is still a billion-dollar industry, with around $4.8 billion invested as of 2022. While much of that work is being done by government and university labs, there are several dozen private startup companies that are trying to develop their own reactors. Firms like Helion Energy and Commonwealth Fusion Systems have generated hundreds of millions in investment capital. Unfortunately for individual investors, they remain private companies. If you are an accredited investor, you can look for shares that someone might be willing to sell. Otherwise, it’s not currently possible to buy into a fusion company directly.

Instead, you have two major options.

Invest In Investors

First, you can invest in publicly traded companies that have themselves invested in fusion companies.

This is a technology that promises to fundamentally change the energy economy from the ground up, and the big players aren’t sitting that out. Major technology companies like Alphabet (GOOG) and Amazon (AMZN) have invested in fusion research companies. Lesser-known, but still large, firms like Babcock International (BCKIF) and Cenovus Energy (CVE) have done the same.

These companies have a significant stake in the companies that are trying to develop fusion technology. If those underlying investments pay off, the benefits will extend upward.

Other sources on this subject also recommend investing in firms that can benefit from the results of fusion, namely vast and cheap energy. If you want to do this, we recommend simply investing in the S&P 500. The reality is that virtually every company will benefit from these productivity gains and cost reductions. There’s no good way to pick a clear winner or loser, because all companies rely on energy-intensive resources.

Invest In Energy Companies

However advanced, fusion is still fundamentally an investment in the energy sector. The result is that investors looking to get into this market can do so by taking a long-term position in the energy sector.

You can do this by investing in specific energy source companies like Chevron (CVX). You can also invest in utilities that run power plants, like Duke (DUK) or National Grid (NGG). Or, you can invest in energy-sector funds. These would include mutual funds or ETFs like the Vanguard Energy ETF (VDE) or Global X Renewable Energy Producers (RNRG).

This is a long-term investment. Researchers are confident that fusion will become a viable, long-term energy source, one likely to significantly outlive fossil fuels. It’s not here yet though and, once it arrives, it probably will take quite a while to really take off. This is a good investment for your retirement portfolio, but probably not for the swimming pool fund.

Investing In Fusion Through Materials

Side-investing in nuclear fusion is another potentially good strategy.

Fusion relies on a handful of specialized resources to build its reactors and sustain its burn. The fuel source for fusion will be a mix of hydrogen isotopes called deuterium and tritium, although current experimental reactors only use deuterium. For the science-curious:

Hydrogen atom – An atom with one proton and one electron
Deuterium – An atom with one proton, one neutron and one electron
Tritium – An atom with one proton, two neutrons and an electron

The heavier nuclei of deuterium and tritium make them easier to fuse and release more energy in the process. As an investor, you can seek out companies that produce deuterium gas (tritium is not yet produced in commercial quantities).

You can also seek out desalinization companies. Hydrogen isotopes are generally produced from water, by separating the molecule’s oxygen and hydrogen atoms from each other. To get enough water without wasting potable and agrarian supplies, producers will most likely rely on seawater production, which requires large scale desalinization.

Finally, you can seek out firms that make the components of a reactor itself. On this, we cannot offer specific advice because nobody knows what a working fusion reactor will be made of. Most likely, commercial fusion reactors will rely on superconducting materials to make the core of the electromagnets that contain the reaction. Companies that produce materials like mercury, titanium, niobium alloys, and next-generation ceramics are all good candidates as long-term suppliers for a fusion reactor’s core.

Bottom Line

Investing in fusion may be one of the most solid bets anybody can make on long-term investments in the future. You can do so by investing in companies that are trying to build their own reactors, by investing in the energy sector or by investing in the companies that will someday fuel these reactors.

Energy Investment Tips

Fusion is the big dream of next-generation energy. Before physicists crack that puzzle, though, there are many ways you can invest in next-generation energy right now.
A financial advisor can help you build an investment portfolio that includes fusion investments. SmartAsset’s free tool matches you with up to three vetted financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now.

Photo credit: ©iStock.com/mesh cube, ©iStock.com/WangAnQi, ©iStock.com/Farknot_Architect

Eric Reed
Eric Reed is a freelance journalist who specializes in economics, policy and global issues, with substantial coverage of finance and personal finance. He has contributed to outlets including The Street, CNBC, Glassdoor and Consumer Reports. Eric’s work focuses on the human impact of abstract issues, emphasizing analytical journalism that helps readers more fully understand their world and their money. He has reported from more than a dozen countries, with datelines that include Sao Paolo, Brazil; Phnom Penh, Cambodia; and Athens, Greece. A former attorney, before becoming a journalist Eric worked in securities litigation and white collar criminal defense with a pro bono specialty in human trafficking issues. He graduated from the University of Michigan Law School and can be found any given Saturday in the fall cheering on his Wolverines.

About Our Investing Expert

Have a question? Ask our Investing expert.

Source: smartasset.com

Apache is functioning normally

May 22, 2023 by Brett Tams

Inside: Do you need to make $5000 fast for ways to make extra money? This guide has dozens of ideas for earning money. When you need to know how to make 5000 fast, this list has something for you.

Are you looking for ways to make 5000 dollars fast?

You’re in the right place.

In this post, we’ll share 15 realistic ways to make money quickly.

Your first thought might be SCAM to make this much money fast, but honestly, there are plenty of ways to make extra cash without any special skills or experience.

You just have to decide what works best for you. That is how you will make the most money without feeling like you are working.

I love hustling to make extra money to afford things we couldn’t otherwise.

So if you’re ready to start making some extra cash, let’s get started!

What are the most realistic ways to make $5,000 fast?

Moreover, making $5,000 fast is possible through a combination of online and offline methods.

Selling items, offering freelance work, participating in paid surveys, trading stocks, and pet-sitting or dog-walking services are all viable options.

Set goals, track progress, and experiment with multiple gigs to find what works best for you. With dedication, effort, and a little bit of creativity, you can reach your income goal in no time.

How to double $5,000 quickly?

If you want to double $5,000 quickly, there are several realistic ways to achieve this goal. Here are five options to consider:

Invest in the stock market: The stock market can be a great way to make money quickly, but it also comes with risks. Look for companies with a strong track record and invest wisely.
Start a side hustle: Starting a side business or selling items online can be a great way to make extra money. Consider your skills and interests to find a profitable niche.
Participate in affiliate marketing: Affiliate marketing involves promoting products and earning a commission for each sale. Look for products with high commissions and a strong customer base.
Flip items for profit: Buy low and sell high by flipping items like cars, furniture, or electronics. This can be a risky business, so do your research and start small.
Play the long game: Consider living a frugal life and saving and investing your money over time to see a larger return. This may not double your money quickly, but it can lead to significant growth in the long run.

Each method comes with its own potential risks and benefits, so it’s important to do your research and choose the option that best fits your skills and financial goals.

With dedication and hard work, doubling your $5,000 is within reach.

This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.

Are you passionate about words and reading?

If so, proofreading could be a perfect fit for you, just like it’s been for countless of readers! Learn how you can create a freelance business as a proofreader.

Check out this free workshop!

Bookkeeping is the most stable, reliable & simple business to own. This is how to make a realistic income -either part-time or full-time.

Find out TODAY if this is THE business you’ve been looking for.

16 realistic ways to make 5000 dollars fast

If you’ve been looking for ways to make some extra money, there are many opportunities out there.

While most won’t make you rich overnight, if you put in the effort, you can find some that will help you reach your financial goals.

Here are 16 realistic ways to make $5,000 fast.

1. Sell Unwanted Items

If you’re looking to make $5000 fast, selling unwanted items is a great way to do it.

Start by identifying valuable items in your home such as antiques, electronics, furniture, or musical instruments.

Once you’ve identified your items, choose a platform to sell on eBay, Craigslist, and Facebook Marketplace are all great options.

When pricing your items, do some research to ensure you’re pricing them competitively. Use the “buy it now” feature on eBay or set a fair price on Craigslist and Facebook Marketplace. Don’t forget to take clear photos and provide detailed descriptions of your items.

Check out the most popular items to sell and make money. Plus you can declutter your home.

2. Take on a Part-Time Job

Part-time jobs offer a steady stream of income and opportunities for skill development. Often this is an overlooked way to make money, but there are plenty of part-time jobs available.

Popular part-time job options include retail or food service positions, which often offer the potential for tips or commission-based earnings.

Balancing a part-time job with other commitments may be challenging, but it can be done with proper planning and prioritization. Overall, a part-time job can be a reliable way to generate extra income and reach financial goals.

Many happen to be early morning jobs, too.

3. Invest in Stocks

Investing in stocks can be a realistic way to make $5000 fast. In fact, learn how fast you can make money with stocks.

Since you are interested in making money fast, you need to be an active trader, which means you are trading for income. Not a buy-and-hold investor.

Typically, most active traders prefer to trade growth stocks such as Google, Microsoft, Amazon, Apple, or Tesla.

It’s important to do your research and choose the right stocks to invest in. More importantly, you have to know when to enter and exit. Here is the best course I know on learning how to trade stocks.

However, keep in mind that investing in stocks is subject to market risk, so it’s important to consult with a personal finance expert and assess your risk tolerance before making any investments.

4. Borrow Money

Remember that borrowing money should not be a long-term solution and explore other ways to make money as well.

If you need to make $5000 fast, borrowing money might be an option. You can borrow from a personal loan, credit card, or friends and family.

Personal loans are a good option if you have good credit, but they often come with high-interest rates.
Credit cards can offer cash advances, but the interest rates can be high too.
Borrowing from friends or family can be a good option, but it can also put a strain on relationships.

To secure the best possible terms, shop around for loans and compare interest rates and fees. Make sure to read and understand the terms and conditions before signing, and ensure you can make the payments on time.

5. Sell Things Online

Selling things online is a great way to make extra cash quickly. This involves buying items you know you can resell online for a higher price.

With the ability to reach a wider audience and the convenience of not having to leave your house, selling online has become increasingly popular.

Platforms like eBay, Etsy, and Amazon offer product-selling concepts that make it easy to sell a variety of items, from clothes to electronics.

To optimize product listings, take high-quality photos, write detailed descriptions, and price items competitively. When handling shipping and handling, use free shipping labels, and provide excellent customer service to ensure a positive experience for buyers.

6. Land a Job That You Can Do From Home

To land a job that you can do from home, it’s important to have the necessary skills and qualifications for the job you’re interested in.

Popular work-from-home jobs include online tutoring, virtual assistance, bookkeeping, social media management, and transcription.

Be prepared to participate in virtual interviews and demonstrate your ability to work independently. With the right skills and job search strategies, you can land a job that you can do from home.

Find the best non phone work from home jobs.

7. Make Crafts

Crafts can be a fun way to turn your hobby into a money-making side hustle.

Here’s a step-by-step guide to help you get started:

Choose your craft: Decide on a craft that you enjoy making and that you think will sell well. Popular options include jewelry, candles, and home decor.
Gather your materials: Depending on your craft, you’ll need to gather materials such as beads, wax, or fabric. You can find these at craft stores or online.
Develop your skills: If you’re new to your chosen craft, take some time to practice and improve your skills. Watch tutorials and read books to learn new techniques.
Create your products: Once you have your materials and skills, start creating your products. Make sure they’re high-quality and visually appealing.
Set up shop: You can sell your crafts online through platforms like Etsy or Amazon Handmade. You can also sell them in person at craft fairs or local markets.
Promote your products: Use social media and word of mouth to promote your products. Share photos and information about your crafts and encourage people to buy them.

By following these steps, you can turn your love of crafting into a profitable side hustle. Remember to be patient and persistent in your efforts to sell your crafts.

8. Rent Out a Space

Right now, your space can be a profitable side hustle.

To make $5000 fast by renting out a space, start by identifying the type of space you can rent out, such as a parking room, garage, or storage space.

You can even get creative and rent out your pool.

Clean and organize the space, then list it on online platforms like Airbnb, Turo, or Neighbor. To ensure a smooth rental process, screen potential renters, set clear rules and expectations, and maintain regular communication.

With some effort and attention to detail, renting out a space can provide a lucrative source of extra income.

9. Sell Digital Goods

This is one of the most popular ways to make money.

Digital goods are products that can be downloaded, streamed, or accessed online, such as ebooks, printables, stock photos, and online courses.

They are a viable option for making money quickly because they require little to no overhead costs and can be sold to a global audience.

The most popular is creating and selling printables. Learn how to make printables.

With dedication and effort, selling digital goods can be a lucrative way to make up to $5000 fast.

10. Join the Gig Economy

The gig economy refers to a labor market characterized by short-term contracts or freelance work, as opposed to permanent jobs.

Popular platforms in the gig economy include:

Joining the gig economy can be an effective way to make $5,000 quickly. One of the main benefits of working in the gig economy is flexibility, as you can determine your own schedules.

To maximize earnings, it’s important to treat gig work like a business and stay organized, tracking expenses and income.

11. Work as a Shopper

As a shopper, your job is to pick up and deliver items to customers using your own vehicle.

Here’s a step-by-step guide on how to get started:

Choose a platform: There are several platforms to choose from, such as Instacart, Shipt, and DoorDash. Research each platform and choose the one that best suits your needs.
Sign up: Once you’ve chosen a platform, sign up and complete the application process. This typically involves providing personal information, a valid driver’s license, and passing a background check.
Attend orientation: Some platforms require you to attend an orientation session before you can start working. This will provide you with important information on how to use the app, how to pick up and deliver items, and how to maximize your earnings.
Start shopping: Once you’re approved, log into the app and start accepting orders. Be sure to read the instructions carefully and communicate with the customer if you have any questions.
Maximize earnings: To maximize your earnings, consider working during peak hours when there are more orders available. You can also increase your tips by providing excellent customer service and communicating with customers throughout the shopping process. Additionally, some platforms offer bonuses for completing a certain number of orders within a specified time frame.
Ensure success: To ensure success, it’s important to be organized and efficient. Plan your route ahead of time and try to group orders in the same area together. Keep track of your expenses, such as gas and vehicle maintenance, and make sure you’re earning enough to cover these costs.

With the convenience of on-demand shopping and delivery services, there’s never been a better time to get started.

12. Clean Houses

Cleaning houses can be a lucrative business, with the demand for house cleaning services always high.

To get started, you will need basic cleaning supplies such as cleaning products, mops, vacuums, and cleaning cloths. You can market your services by creating flyers, promoting on social media, and offering referral discounts.

Here are some tips to be successful:

Setting your rates depends on factors such as the size of the house and the frequency of cleaning.
Negotiating with clients can help you secure long-term contracts.
Providing excellent customer service is crucial for building a loyal client base.
As your business grows, consider expanding your services to include laundry and organizing, and hiring additional staff to take on more clients.

With dedication and hard work, you can make up to $5000 fast by cleaning houses.

13. Take Photos

If you’re looking for a side hustle that can earn you some extra cash, taking photos on your phone and selling them on stock photo sites is a great option. You don’t need to be a professional photographer, but having some experience can be helpful.

Some of the best apps to sell your photos on include Shutterstock, Deposit Photos, or iStock by Getty Images.

To get started, you’ll need to create a portfolio of your best work and start submitting them to stock photo sites. While you might need to purchase a camera and photo editing software, there’s not much else you need to get started.

It’s possible to make $1 or more per photo you sell.

14. Write Web Content for a Blog

Well-written web content is essential for making money online, as it can attract more visitors to your blog and keep them engaged.

To write effective web content, it’s important to understand your audience and their needs and to use clear and concise language.

Make sure to use headings, bullet points, and images to break up text and make it easier to read. Additionally, provide actionable advice that can help readers make money or solve a problem.

Sharing your personal experiences and stories can also help to connect with your audience and build trust. By following these tips, you can create high-quality web content that can help you make money and increase website traffic.

15. Engage in Affiliate Marketing

Affiliate marketing is promoting someone else’s product or service and receiving a commission for every sale you facilitate.

To be successful with affiliate marketing, start by finding products with high commissions and you will need a large number of followers.

Build an audience around the products you’re promoting and promote them through social media and email marketing. Focus on building a strong relationship with your audience and providing value through helpful content.

With the right strategy and persistence, you can earn your first $5000 through affiliate marketing in no time.

16. Provide Virtual Assistant Services

Virtual assistant jobs are becoming increasingly popular as a way to make money from the comfort of your own home.

As a virtual assistant, you can perform a variety of tasks such as scheduling appointments, managing social media accounts, answering emails, creating presentations, and more. The amount of money you can make will vary depending on your skills, but the average hourly rate for a virtual assistant is around $25 per hour.

Additionally, taking virtual assistant courses and learning new skills can help you specialize and earn more money.

How to use what you’ve learned to start making money quickly

Believe me, I have gone down the road of making money with MLMs or (multi-level-marketing). However, I have found the above ways to be better options for me.

Once you find your groove, you will be able to scale up how much money you make.

Step 1: Research ways to make money fast

If you need to make money quickly, there are many legitimate opportunities available.

Try multiple gigs to find what pays the most in your area and what you enjoy doing.

When researching ways to make money fast, be cautious of scams and do your due diligence before committing to anything. With a bit of creativity and determination, you can find practical and actionable steps to achieve your financial goals.

Step 2: Choose a way to make money fast

When choosing the best way to make $5000 fast, there are a few criteria to consider.

First, consider your skills and interests. If you enjoy driving, delivering for DoorDash or UberEats could be a good fit. If you’re tech-savvy, freelance work or online tutoring might be a good option.
Second, consider the time commitment. Some methods, like selling items on eBay or Facebook Marketplace, can be done in your spare time, while others, like starting a side hustle or taking on freelance work, may require more time and effort.
Finally, consider the potential earnings. Some methods, day trading stocks or selling printables, have the potential for higher earnings than others.

Step 3: Get started making money fast

If you’re looking to make money fast, it’s important to take action right away and not get bogged down by analysis paralysis.

Start with the methods that require the least amount of time and effort, such as selling items you no longer need or completing online surveys. These are easy-to-implement money-making strategies that can quickly generate extra cash.

If you need to save up for a course, then set aside your profits to make that happen.

Step 4: Sacrifice your time for money

Sacrificing your time can be a great way to make money quickly.

The best is when you start to build passive income, you are earning money without the need to work. That is when your hard work will pay off.

By dedicating your time to side hustles, you can earn a significant amount of money within a short period.

Step 5: Maximize your revenue with each step

To make $5000 fast, it’s essential to set realistic revenue goals and identify the most profitable revenue streams.

Prioritize the revenue streams that are most feasible and have the highest earning potential. Once you have identified your revenue streams, optimize your earnings by leveraging your skills and resources.

This could include networking, outsourcing, or investing in your own education to improve your earning potential.

FAQ

Flipping items on eBay is a great way to make money.

To start, you need to find items that you can buy for a low price and sell for a higher price. Look for items that are in demand, such as electronics, clothing, and collectibles. You can find these items at flea markets, garage sales, and online marketplaces like Craigslist and Facebook Marketplace.

Remember to reinvest your profits into buying more items to flip. With time and effort, flipping items on eBay can be a lucrative side hustle.

Becoming a content creator on YouTube might be an option for you.

You can make money from ads, affiliates, and sponsored content, as well as selling your own merch and products.

It is important to create consistent and top-quality videos to build up a following, but it can be a lucrative online side hustle.

freelance work, and more. Here are some of the most popular options:

Freelance work: Graphic design, web development, digital marketing, typing, and more.
Food delivery: DoorDash, Instacart, Uber Eats, Grubhub, and more.
Package delivery: Amazon Flex, Roadie, GoShare, Lugg, and more.
Rideshare driving: Lyft, Uber, and more.

While these jobs offer flexibility and quick payment, they may come with fees and additional costs. Nevertheless, they are great options for making extra income on the side.

There are plenty of job opportunities in the gig economy, ranging from food delivery to How to make $5,000 in a month?

There are several realistic and actionable ways to make $5,000 in a month.

Freelance jobs like virtual assistance, freelance writing, and web development are great options. If you have an established following, your YouTube channel could also make more than $5,000. Other methods to explore are selling on Amazon, affiliate marketing, and blogging.

While some methods may require more work than others, there’s no reason you can’t earn this money quickly.

Remember to think outside the box and explore all of your options.

How to Get 5000 Dollars Fast

Remember that making money fast requires dedication and persistence, but the rewards can be significant.

The potential earnings and time commitment for each option vary, but with effort and dedication, you can make $5000 within a couple of months.

Selling items can earn you a few hundred to a few thousand dollars, while freelance work and trading stocks can earn you thousands of dollars depending on the quality of your work.

Don’t be afraid to try new things and experiment with different methods until you find what works best for you.

Also, consider what works well for one person may not be the best idea for the next.

Maybe earning 5k is more than you need:

Source: moneybliss.org

Apache is functioning normally

May 22, 2023 by Brett Tams

In early March, Brown Harris Stevens broker Mindy Diane Feldman had reservations about a First Republic Bank loan.

A buyer had offered to purchase a New York City co-op from Feldman’s client and had pre-approval from First Republic for a below-market-rate mortgage — the bank’s specialty. Feldman wanted to ensure that if interest rates rose, it wouldn’t affect the closing or the buyer’s ability to meet the co-op board’s financial requirements.

“If they were the lowest rates that the bank was offering, then we had volatility risk,” she said.

Two days after the broker asked for details about the mortgage, Silicon Valley Bank collapsed. Fearing that First Republic could get caught in the maelstrom, Feldman urged her client to take another bidder’s all-cash offer.

First Republic’s rock-bottom rates did more than make agents nervous — they led to the bank’s downfall.

Its seizure Monday by the Federal Deposit Insurance Corporation and sale to JPMorgan Chase ended weeks of turmoil for the bank, which saw its stock plummet 89 percent in March as customers pulled out over $100 billion in deposits.

But the drama now shifts to First Republic’s residential and multifamily borrowers — its largest lending pools — and to lending in those markets.

Game over

Early Monday morning, the FDIC took control of First Republic and sold the “substantial majority” of its loans and assets to JPMorgan Chase, the country’s largest bank with more than $3.7 trillion in assets.

JPMorgan acquired $203 billion in loans and other securities, but passed on assuming First Republic’s corporate debt or preferred stock.

Some insiders believe the sale includes $103 billion in residential mortgages, about $23 billion in multifamily loans and nearly $11 billion in other commercial real estate debt.

That contrasts with New York Community Bank’s purchase of Signature Bank’s assets in March, which excluded Signature’s commercial real estate loan book — inviting speculation that the debt was toxic.

Experts say the First Republic sale gives little insight into the health of its assets. But the FDIC committed to covering 80 percent of losses incurred on that debt over the next five to seven years, implying a degree of distress and a “downside risk of significant losses in the portfolio,” said Sam Chandan, director of NYU’s Institute of Global Real Estate Finance.

The FDIC pegged its own loss on the deal at about $13 billion.

First Republic reported $549 million in loans with “high volatility commercial real estate exposure” in the first quarter, more than twice the $252 million it reported a year earlier, according to the FDIC. The first-quarter figure represents a fraction of its $139 billion real estate loan book.

But the bank did not report any non-performing commercial or multifamily loans on its books as of March 31.

Rather, the problem was rising interest rates, which meant First Republic had to pay more on its customers’ deposits while the vast majority of its long-term residential mortgages were issued in a low-rate environment.

For now, brokers don’t expect First Republic’s residential borrowers to experience much disruption. JPMorgan plans to keep all of its branches open, allowing existing loan customers to “bank as usual,” it said Monday in an investor presentation.

Brad Lagomarsino, a Colliers multifamily broker in San Francisco, said he touched base with his personal banker at First Republic on Monday morning, hours after the sale, and said nothing had changed.

“Every loan I have is with them,” Lagomarsino said.

Still, residential brokers including Feldman say they have spent the past month advising clients considering a First Republic loan to line up alternatives.

“Just so there’s a plan A, a plan B and maybe even a plan C,” Feldman said.

David Cohen, a broker at City Real Estate in San Francisco, said some clients have opted to “double-dip” with pre-approval letters, one with a low rate from First Republic and a second from another lender to avoid delaying a closing if First Republic fell.

“We joked that a pre-approval letter from First Republic was the Rolls Royce of pre-approval letters,” Cohen said.

“A gaping hole”

Though it was known for catering to the rich and famous — providing mortgages to Ben Affleck, Mark Zuckerberg and, as recently as last month, actress and socialite Julia Fox — First Republic was also a prominent lender to landlords.

The bank was San Francisco’s top multifamily lender in the first quarter, financing eight out of the quarter’s 20 deals, according to Colliers.

If rival banks were offering a senior loan with an interest rate of 5.5 percent, First Republic was offering one in the lower 5 percent range, Lagomarsino said. Account holders especially often scored preferential terms.

“If you had a ton of money there, you were able to get very good debt,” he said.

No longer.

“They are going to leave a gaping hole in this market in the short-term,” Lagomarsino added, noting that multifamily buyers are already stepping away from regional banks. “You’re seeing people gravitate towards the Chases of the world.”

First Republic was generally conservative in its underwriting, offering lower loan-to-value ratios — generally between 50 and 60 percent — but low rates.

For CRE, First Republic Bank was always a low leverage lender.

50-60% LTV, in my experience.

Perhaps their CRE book is actually ok –

I guess the larger issue would probably be overall market conditions reducing the value of these loans/assets.

But from a conservative lending…

— Jeff Feldman (@JeffFeldman_) April 30, 2023

As high interest rates eat into banks’ profits, regional lenders figure to offer less competitive loan terms, leaving a void in the market.

“It’ll be interesting to see if JPMorgan wants to fill that gap,” said Mark Weinstein, the founder of Santa Monica-based multifamily firm MJW Investments.

What is certain is that JPMorgan’s purchase of First Republic consolidates the residential and multifamily lending markets, narrowing options for borrowers.

First Republic was New York’s ninth-largest provider of home mortgages in 2021 with nearly $5 billion in loan volume, according to Home Mortgage Disclosure Act data. It was eighth in California and 23rd nationally.

JPMorgan, by comparison, took the top spot in New York, with $21 billion in volume, and ranked fourth in California and nationally.

First Republic’s sale eliminates one national home-loan heavyweight while inflating another, JPMorgan.

That could be bad news for residential borrowers, Feldman said. With less competition, lenders can set higher rates and stricter requirements while offering fewer loan products.

Other banks “don’t have to compete” with First Republic’s low rates anymore, said Michael Nourmand, head of the Los Angeles residential brokerage Nourmand & Associates.

Rivals including Wells Fargo, PNC Bank, City National Bank and Citibank have spent the past two months snapping up First Republic’s market share after the bank began offering less generous mortgage rates.

Some First Republic borrowers are also concerned about JPMorgan’s size.

“[It] is like Bank of America — too big for personalized service,” Artem Tepler, who runs multifamily developer Schon Tepler Partners in L.A. and held personal loans with First Republic, wrote in a text.

First Republic often sweetened deals by offering potential borrowers interest-only loans. It’s unclear whether JPMorgan will continue that, but insiders say it’s unlikely.

“I don’t think JPMorgan is going to continue the kind of business that First Republic was doing that they weren’t doing themselves,” said Morris Pearl, a former managing director at BlackRock who now chairs the lobbying group Patriotic Millionaires.

JPMorgan plans to spend $2 billion restructuring the bank, according to its investor presentation. It plans to convert certain branches into new wealth centers and said the loans will be placed into its banking divisions.

Beyond that, details are vague. Restructurings typically involve layoffs, selling loans, closing offices and refinancing debt.

Run risk

JPMorgan CEO Jamie Dimon touted the First Republic acquisition as a salve for lingering fears of a banking crisis.

The executive told CNN Monday that the deal “helps stabilize the system” and the threat of bank failures is “getting near the end.”

“Down the road — rates are going way up, real estate recession, that’s a whole different issue,” he said on a call with analysts Monday. “But for now we should just take a deep breath.”

Investors are not convinced. The KBW Regional Banking Index slid 2 percent on Monday, then 6 percent Tuesday morning to hit $81.59 per share, the lowest in more than two years.

Trading of Pacific Western Bank, a regional L.A.-based lender, was halted for volatility multiple times Tuesday after the stock plummeted more than 39 percent, CNBC reported. Valley Bank has dropped 25 percent since the markets closed on Friday.

Chandan, speaking as regional bank shares tumbled Monday, said First Republic’s seizure could reignite fears about withdrawals at smaller institutions.

As the FDIC can only insure up to $250,000 in a customer’s deposits at any one bank, Chandan said a risk remains that smaller lenders could see clients rush to the perceived safety of larger banks. First Republic suffered nearly $102 billion in outflows in the first quarter as clients, anxious about market turmoil, yanked funds.

“This leaves the door open for further runs on deposits from institutions that are perceived to be a significant risk,” the professor said.

David Hunt, CEO of global asset manager PGIM, alluded to that in remarks at the Milken Institute Global Conference in L.A. on Monday.

“There’s a tendency to breathe a sigh of relief on mornings like this,” he said. “Actually, we are just getting started.”

Source: therealdeal.com

Apache is functioning normally

May 22, 2023 by Brett Tams

Helping people prepare for for a successful retirement is what I do every day. A bulk of the retirees typically will have some sort of pension or retirement account that represents the majority of their investable assets.

Deciding the proper strategy to do with that money is the most common thing we do and more times than not, it makes sense to roll that retirement account into a traditional IRA. When we’re deciding on an income plan with the IRA it never fails that I get the question, “How much interest does an IRA make?”. I always crack a smile when I hear this because it’s such a common question that hear, that I thought it would be best to explain how you actually make interest on an IRA.

Why an IRA is a Good Choice for Retirement Funds

While everyone is different, and you shouldn’t roll your money into an IRA without carefully considering your choices, there are some very valid reasons to do so in retirement.

Flexibility: The biggest reason to use an IRA for your retirement portfolio is the flexibility that comes with an IRA. With most IRAs, you have the ability to choose your own investments. You can choose funds that work well for you, and that might not be available in your current 401(k). It’s easier to make changes to your IRA than it is to make changes in a less flexible retirement plan sponsored by your former employer.
Access: Because you can choose your own IRA custodian, it can make access a little easier. As a retiree, you need access to your account. Choosing your own custodian might allow you easier account access, plus there is a good chance that your new IRA custodian offers an array of tools that can make your in-retirement income planning a little easier. A 401(k) or 403(b) at your former employer means that you have to stick with the custodian the company chooses.
Lower cost: While consumer pressure has resulted in lower fees for many employer-sponsored plans, the reality is that you can often find even lower fees with an IRA. Combine the lower administrative costs of an IRA with the fact that you have the flexibility to choose lower-cost funds and ETFs for your IRA, and your money will be more cost-efficient since your real returns won’t be eaten away by the high fees you were paying previously.

The right IRA is easier to manage, less expensive, and provides you with more choices. Consult with a knowledgeable financial planner to help you find the right place to keep your IRA, and to help you figure out how to allocate your assets within an IRA so that you are more likely to accomplish your goals.

The Best Rates On Your IRA

I wrote a post about the best rates on a Roth IRA, which is a great guide for those who are still in the the accumulation stage of investing. If you are already retired, though, your needs are different. The best rates on your IRA mean something different if you rely on your nest egg for the income you need to support your retirement lifestyle.

Getting the best rates on your IRA is about understanding what you can keep in your IRA, as well as knowing how to use asset allocation to your advantage during your retirement years. Unfortunately, there isn’t a lot of education out there for retirees on this subject, so there is a measure of confusion about how to use an IRA to your best advantage.

Why is There So Much Confusion?

Many investors associate IRAs with the IRA CD you see advertised at your local bank. A CD is a product that offers a fixed rate of return. Your CD will pay according to a stated interest rate. Unless the financial institution has a relationship with a brokerage firm, then CDs or savings accounts are the only investment option that the IRA can have. That means that your yield is going to be relatively low.

An IRA CD is often offered with a 10-year term, and the rate is higher than most of the other CD offerings from the bank. However, most of these rates are nothing to write home about. As a result, retirees get the idea that IRAs offer yields that are too low for their needs.

The reality is that an IRA is an extremely flexible tax-advantaged retirement account that allows you to keep a variety of assets. The most common assets are stocks and bonds, in the form of funds. However, in some cases, it’s possible to use IRAs to invest in real estate, businesses, and even precious metals. (You will need to find a custodian willing to work with you for more exotic IRA holdings, and your administrative costs will be higher.)

Most retirees, though, are better off sticking to stock and bond funds in their IRAs. These assets usually offer better returns than IRA CDs while still allowing you to maintain an acceptable level of risk.

IRA Interest Rate = Total Return

They say a picture is worth a thousand words. Let’s see if this sketch helps paint a clearer picture on how you are able to make money on an IRA:

Total Return for Interest Rate on an IRA

*Dividends are not guaranteed. Interest and bond payments are subject to the claims paying ability of the issuer and may be subject to certain terms or restrictions. Investing is subject to risk. Appreciation is not guaranteed.

Let’s keep it simple: almost every retiree’s portfolio consists of a portion of stocks and bonds. Stocks and bonds are called asset classes because they are two different types of investments. The mix of stocks and bonds, called asset allocation, depends on a number of risk profiles, including your own risk tolerance and when you expect to need the money. When you have a portfolio that consists of these two asset classes, you have two main components that will you give the total return (or interest rate, as most of us think of it):

Income (from stock dividends, bond interest payments, and distributions)
Appreciation (or depreciation).

You need to understand how these operate inside your IRA in order to get a sense of your true interest rate, as well as if you want to make better decisions about what to do with your money.

Income From a Portfolio

Typically, when you hear “income” regarding an investment portfolio, the most common thing that comes to mind is bonds. Bonds pay what is called a “coupon payment,” which is based on the stated interest rate on the bond. These coupon payments can be paid monthly, quarterly, or semi-annually- all depending on the issuer of the bond. When your bond matures, you receive the principal back, and you can reinvest in another bond if you wish.

The other income component from a portfolio is dividends from stocks or preferred stocks. If you own a percentage of stock in your portfolio then there’s a good chance that some of the stock you own pay dividends. Here’s a tidbit on stock dividends from Investorguide.com:

Dividends are determined by the company who issued the stock and they may fluctuate greatly. Dividends are cash payments that the company pays to stock holders based upon profits and are paid out on a per share basis. In other words, a business may determine that the dividend payout to stockholders for the first quarter is $.25 per share. So, a person who owns 1000 shares would receive a dividend payment of $250 for the first quarter.

The income portion of the portfolio is the closest you’ll get to a fixed interest rate on your portfolio. I want to stress that even the income portion of a portfolio can change pretty quickly based on many factors. Increasing or decreasing interest rates will have the largest effect just as they would on CDs at your bank.

Additionally, it’s possible that a company will cut its dividend, reducing how much you receive. Many retirees choose to invest in stocks known as dividend aristocrats, or invest in funds composed of dividend aristocrats. These are companies that have increased their dividends at least once a year for the last 25 years. While there is always the possibility that these companies will cut their dividends, there is a lower chance of that because of the long history, and the fact that many of these companies have to be pretty sound to keep raising dividends.

Appreciation on a Portfolio

The second factor that will contribute the return on your IRA portfolio is appreciation (or depreciation). Simply put: making money. With stocks, that is pretty simple. You buy stock XYZ and $5.00 and sell it at $10.00, you have appreciation. That is pretty straight forward. What most investors don’t realize is that appreciation potential does not just apply to stocks. You can make it on your bonds, too. Say what?

When people think of investing in bonds, they just think that you buy a bond and collect the interest. Just like a CD. While this is true, most investors don’t realize that you can trade bonds in the secondary market and the value can go up or down.

Many bonds are issued at par (or face value) which is $1,000. The value of the bond has a “teeter totter” relationship with the movement of interest rates. After the bond is issued, if interest rates go up, the value of that bond will go down. Reverse the interest rate movement, and the value will go up. Your bank CDs actually do this, too; it’s just not as obvious.

Another factor to consider in the value of the bond is the strength of the issuer. Remember when Lehman Brothers was on the verge of bankruptcy? Their bonds went from $1,000 to less than a $100 before they eventually went bankrupt.

They way you can make appreciation on a bond is by buying in the secondary market if it’s now selling below the $1,000 issue value. You can wait until the bond is worth more than the issue value, and then sell it for a profit later.

Example: You buy a bond at $950 that will mature in 3 years at $1000. Not only do you get the appreciation, but you also get the interest payment, too.

For Best Results: Avoid Active Trading in Your IRA

As always, you are most likely to achieve your best results when you avoid actively trading in your IRA. While IRAs offer flexibility, and a way to buy and sell assets on a tax-advantaged basis, the reality is that frequent buying and selling can result in lower returns.

Not only is there a better chance that you will trade at the wrong time (the worst is panicking and selling low), but you might also choose the wrong individual securities for the long term.

Many retirees have better luck by investing in low-cost funds and ETFs in an asset allocation that helps them meet their needs. These funds can help even out income from the portfolio, and they offer diversity and a certain degree of protection. Plus, it’s a lot less work on your part.

Count Your Interest Blessings

The interest you earn on your IRA has many variables. That’s why it’s important to meet with a CERTIFIED FINANCIAL PLANNER™ to help make sense of your income needs and to help you position your accounts to potentially make the highest rates on your IRA.

More Disclosures:

Certificates of Deposit at FDIC insured and offer a fixed rate of return. Certificates of Deposit that are sold prior to maturity in the secondary market are subject to market fluctuation, so that upon sale an investor may receive more or less than their original investment.
Stock investing involves risk including loss of principal.
Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rate rise and are subject to availability and change in price.
Price, yields and availability of securities are subject to change. Certain call or special redemption features may exist which could impact yield.
Hypothetical examples are for illustrative purposes only. Results will vary.

Source: goodfinancialcents.com

Apache is functioning normally

May 22, 2023 by Brett Tams

Inside: Learn how to invest $100 and make $1000 a day using these proven strategies. Find out the best ways to invest 100 dollars. Many from the comfort of your own home.

One of the biggest mistakes that people make with money is not investing.

You see, if you invest $100 and earn 10% interest a year, in just 12 months your investment would be worth $120!

It takes money to make money.

We all have heard that before.

Many people want to make some extra money, and that is why they are turning their attention to investments. There are a lot of ways to invest your money safely, but most importantly it should be done with a goal and for the long term.

The article will help you to invest $100 now to start making $1000 a day. Will this happen overnight? Nope. That would be some get-rich-quick scheme.

You must be willing to invest the time, resources, and money to start making $1000 a day.

If you are looking to invest $100, this guide will help provide you with the knowledge and strategies to generate a constant stream of income of $1000 a day.

Is Investing $100 To Make $1,000 A Day Possible?

There is no one-size-fits-all answer to this question, as the success of any investment depends on a number of factors. But, yes, many people have found ways to invest $100 to make $1000 a day.

There are a few strategies that investors can use to increase their chances of reaching $1,000/day. That is the part that takes commitment.

Best Ways to Invest 100 Dollars

There are a lot of different things you can invest your $100 in. You could put it into stocks, bonds, or even real estate. Those are the most effective strategies with the least amount of time commitment.

However, there are other options as well, which we will go into detail shortly.

This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.

What should I invest $100 in right now?

Whatever route you decide to take, remember that investing is a good way to learn and make money.

Not only will you likely see an increase in your overall wealth by investing your money, but you’ll also be happier because of the positive impact it has on your life!

How to Invest $100

You can take your $100 and invest it into the stock market or a savings account. Something that immediately starts paying you to make a return.

The other way is you could use that money to buy books and courses on how to make money with any of the ideas below.

Another option would be to invest in a service that others might not have thought of. This could be something like a start-up business or an online course that teaches you how to make money through investments.

There are plenty of ideas on how to invest $100 it just depends on your short-term and long-term goals.

In fact, learning how to make money online for beginners is a hot topic!

The step-by-step guide to making money with this simple trick

If you’re looking for a step-by-step guide on how to make money with this simple trick, look no further! In this ultimate guide, we’ll cover everything you need to know about the process.

The first step is to invest $100 per month in order to get started. By doing this, you’ll be setting yourself up for a lifetime of financial security.

In order to make money with this simple trick, you’ll need to follow these simple steps:

Decide How You Plan to Make $1000 a day
Invest in Learning How to Do It
Invest your $100
Stay Persistent
Start making profits!

Will everything work out as simply as that? No, but you have to commit to a plan in order for it to happen!

Once you’ve invested in your future, it’s time to learn how to be successful and start making some serious profits!

Invest $100 Make $1000 A Day – Strategies for Success

People have different strategies for success, and the best way to succeed is by figuring out what works for you.

A strategy that might work well for one person may not be suitable or acceptable in another’s situation.

In this article, we’ll explore a few different strategies for success and how they can help you make money from home or on the job. In fact, many of them I implement to make money.

Idea #1: Savings Account

The best way to start investing is to open a savings account. For every $100 you deposit in a savings account, you will earn about a small amount of interest. This may not seem like a lot, but it can add up over time.

In reality, investing $100 into a savings account is a habit that will continue to lead to saving higher amounts of money. While you may not be able to make $1000 a day off your first 100 dollars, your efforts will multiply as your saving percentage increases.

In addition, many banks offer special promotions for new customers, such as a $500 bonus for signing up.

To get the most out of your savings account, be sure to shop around and compare rates at different banks. CIT Bank offers some of the highest interest rates available, so be sure to check them out!

Idea #2: Retirement Accounts (401k or Roth IRA)

Investing in your 401(k) is a great way to secure your financial future. Not only do you get matched contributions from your employer, but the tax benefits make it easy for employees to invest. Contributions are tax-free until retirement, so it’s a good place to put money while you’re working a side hustle or contract gig.

A solo 401(k) is a great way to take advantage of these benefits if you don’t have an employer.

In addition, investing in a Roth IRA is a smart idea as well.

Idea #3: Invest in Cryptocurrency

Cryptocurrencies are digital or virtual tokens that use cryptography to secure their transactions and control the creation of new units. Cryptocurrencies are decentralized, meaning they are not subject to government or financial institution control. Bitcoin, the first and most well-known cryptocurrency, was created in 2009.

Cryptocurrencies have experienced a wild ride over the past year! In the past five years, bitcoin prices have swung from a high of $68,000 in November 2021 to the lowest dip of $3236 in December 2018 (source). Many experts believe that crypto will be adopted widely in the future, and some predict that one Bitcoin will be worth $200,000 or more.

Investors can purchase a range of cryptocurrencies through reputable platforms such as Coinbase and Bitstamp. The most common crypto are Bitcoin, Ethereum, Litecoin, and USDC (a stablecoin pegged 1:1 with USD).

Idea #4: Invest In The Stock Exchange

Like an active trader – either as a day trader or swing trader.

When you invest in the stock market, this is a way to make money on your investments.

In fact, you can make money fast in stocks. But, you need to have a solid trading plan first.

My favorite course is Trade and Travel with Teri Ijeoma. In fact, check out my Trade and travel review and begin your journey to making $1000 a day.

Idea #5: Peer-to-Peer Lending

If you’re looking for a solid investment opportunity, peer-to-peer lending may be a good option for you.

Peer-to-peer (P2P) lending service that connects borrowers and investors. Because it’s a peer-to-peer platform, it can be more profitable for the investor.

Both Lending Club and Prosper are examples of investment platforms in this space.

Idea #6: Become an Entrepreneur

There are many options for entrepreneurs to make money. You can start a restaurant, retail store, or offer your services for a fee.

Another great way to make money is by investing in something you’re passionate about. For example, if you love cars, you could open a car detailing business. This requires some planning and dedication but can be very rewarding.

As an entrepreneur, your goal is to invest in ways that have the potential to turn over $1000 per day.

Idea # 7: Invest in Yourself

When you think about it, the best investment you can make is in yourself.

If you have 100 to invest, find what you are missing and fill it with new knowledge. Learning never stops – it’s a continuous process that will help you grow as an individual and stay ahead of the competition.

This is one area where you have the possibility to make well beyond just $1000 a day.

In fact, many of the best millionaire quotes focus on investing in yourself.

Idea #8: Invest Money in Index Funds

Outside of retirement accounts, many people overlook investing in the stock market as an individual.

Index funds have been a popular choice for investment managers for many years. They are a type of mutual fund that tracks the movements of an index, such as the S&P 500 Index. Because these types of funds follow an index, they provide diversification and typically come with lower fees than actively managed funds.

For these reasons, investors may want to consider using index funds when building their taxable investment portfolio.

Idea #9: Enroll in a Course or Certification

There are many different courses and certifications you can take to improve your skills.

This “new skill” could help you transition into a different career. A “certification” might help you get promoted in your current position, or it might allow you to begin working in a new field.

Either way, you are investing $100 or more today to make 10x your money in the future. Consider what skill can be useful in your professional or personal life and invest in a course.

Idea #10: Clear Your Debt

Paying off debt is a guaranteed return on investment.

This may seem a little backward but hear me out…

If you add an additional $100 to paying off your debt consistently, that means you are that much closer to freeing up a huge amount of debt payments to go somewhere else.

In this case, your overall debt payment can be invested in other ways and you will quickly improve your rate of return.

Idea #11: Work As A Sales Person

Commission payments are a large part of income for salespeople. In fact, US News reports that the average sales professionals earn an average salary of $73,500 in 2020.

This is a competitive field, but it can be very rewarding for those who are driven to succeed.

You probably will have to invest in a business degree to make this career field worth it.

Idea #12: Write A Book

Books are a great way to make money. They are one of the few investments that can be made with the intent to generate passive income. In other words, you put in some work at the beginning and then receive payments over an extended period of time without having to do anything else.

Writing a good book is an easy way to make money in 2023. As an independent self-publisher, if your book sells 100 copies per day at $10 each, you will make $1000 on every copy sold.

Publishing companies can help pay an advance for your work and handhold you throughout the process. You might need skills beyond writing if you want your book published at one of the larger publishing companies.

If you are serious about becoming an author, it is best to go through a publishing company and have them edit your work for you. This will ensure that your book is high quality and likely to sell more copies.

Remember: publishing a book is not cheap! It takes a lot of hard work and dedication, but if done correctly it can be an excellent way to make 1000 dollars a day or more.

Idea #13: Become a Book Nerd to Build Skills

Investing in books is a way to improve your knowledge and increase productivity. It’s impossible to become an expert in every field, but it’s possible to become one by reading about them. Books can change the way you view life and give you fresh perspectives on how to handle finances, as well as other aspects of life.

An investment of $100 in 2023 would yield $1000 or more depending on the non-fiction niche books you choose.

So, what are you waiting for? Start reading!

Idea #14: Online Flipper

So you want to flip 100 bucks to 1000? Well, it’s not as hard as you might think. In fact, with a little bit of effort and some basic knowledge, you can turn that hundred into a thousand in no time at all! Here are a few tips to help get you started:

Find something to flip. This could be anything from furniture to clothes to electronics. Keep an eye out for items at local retailers that are on sale and look like they could be resold for more online.
Know your market. What is the average price for the item you’re looking to sell? Knowing this information ahead of time will help make sure that you don’t sell your product for too little (or worse, too much).
Have the proper tools ready before starting your flipping business. This includes having a good camera or phone with which to take pictures of your products, a computer or laptop with which to list them online, and PayPal or another payment processing system set up and ready to go.
Be prepared for some work! Flipping isn’t always easy–you may have to spend time researching what items are selling for how much online, traveling long distances to find good deals or dealing with frustrating customers.

A great way to get started is to learn more from the Flea Market Flippers! They are very successful and teach others how to flip items

If you’re willing to put in the effort, flipping can be a great way to make some extra money on the side.

Idea #15: Invest in Real Estate

There are a number of great reasons to invest in real estate in 2023. In fact, real estate is one of the best investments for making money.

To start investing today, set aside a few hundred dollars each month and invest in real estate over time. This will help you build your wealth slowly and steadily.

Ways to Invest in Real Estate:

Rental Properties: Investing in rental properties can prove profitable with monthly renters and appreciation from rental income or capital gains as a property is worth increasing over time. However, rental properties require more upfront money and more work to maintain than other types of real estate investments.
Flip Houses: Another option is buying properties at low prices, fixing them, and selling them for a quicker profit.
REITs: Real estate investment trusts are a great way to access real estate much like mutual funds. These are highly regulated. However, learn about the best paying jobs in REITs.
Crowdfunded Options: Crowdfunded real estate can be accessed by anyone with a little bit of money – you don’t need to be a millionaire to get started! The returns tend to be more significant than the stock market so it’s a good choice for beginners. Plus, EquityMultiple lets you invest in real estate without worrying about managing a property yourself. It’s possible to make $1000 per day through EquityMultiple, depending on the time frame and market conditions.

Between crowdfunded real estate, rental properties, and REITs – there are plenty of options to choose from when it comes to investment vehicles. Each has its own unique advantages and disadvantages, so it’s important to do your research before settling on an option.

Overall, though, investing in real estate is a great way to grow your wealth and secure your financial future!

Idea #16: Get a New High Paying Job

There are many high paying jobs in the world, but the skill necessary to get one of those jobs is managing people. People who manage other people are able to get paid more because their skills are rare and in high demand.

Management positions are typically the highest paying, but there are also many other responsibilities as well. other lucrative options to consider.

This will help you find more money to invest on a regular basis and start making more money each day.

Idea #17: Affiliate Marketing / Influencer

Affiliate marketing is a great way to make money online. In fact, many affiliate marketers earn six figures or more per year. So what is it?

Affiliate marketing is the practice of advertising a company in exchange for payment. Affiliate marketers work with blogs to post about products and services, which makes them eligible for receiving payment when someone clicks on the link and purchases something from the company they’re advertising for.

It’s not likely that you’ll make this kind of money right away, but as your influence grows, you can certainly make some good cash through affiliate marketing programs.

The costs associated with getting started are relatively low–you can probably get started for less than $100–and it takes about the same amount of time to build up your blog’s audience and reader base from scratch. So if you’re looking for a solid way to generate some extra income online, give affiliate marketing a try!

Idea #18: Start Your Own Blog

With just $100, you can start your own blog and make money.

Blogging is a great way to make money and requires little in the way of cash or startup costs. In fact, many bloggers start their sites for free and then upgrade to more expensive hosting plans as their blogs grow in popularity. The cost of starting a blog is minimal and you’ll need to find your topic to write about first, but it’s possible over the course of years.

There are many different types of blogs that can be started with their own benefits – from personal finance advice to cooking tips – so finding the right one for you is essential.

To monetize your blog, consider offering services or digital products to consumers interested in what you have to say on the topic of your blog’s content. For example, if you’re a great cook, you could start a cooking blog and sell recipes through an online store; or if you’re an expert on personal finance, you could create e-courses teaching people how to save money and invest for their future.

Blogging is a long game; SEO traffic requires patience, but the payoff will be worth it in time. It can take anywhere from 6 months to over 18 months for bloggers to start seeing results. However, those who stick with it and reinvest their profits back into their sites can make $1,000/day from their blogs.

So what are you waiting for? Start blogging today!

Idea #19: Charity

Philanthropy is an excellent investment, so donating to charity is a wise choice.

Not only do you help others in need, but you may also be rewarded with tax breaks or other benefits.

Additionally, many charity works are good investments because of the promise of reward. For example, building a well in a developing country can provide access to clean water for years to come.

Look for ways to give where your donation can be matched.

Idea #20: Save For College

You can invest $100 and make $1000 a day by saving it.

One way to save for college is to invest in a 529 plan. A 529 plan allows you to save money for college tax-free. In addition, many states offer tax deductions or credits for contributions made to a 529 plan. Another benefit of a 529 plan is that the money invested grows tax-deferred. This means that you don’t pay taxes on the earnings from your investments until you withdraw them from the account.

Many parents find it difficult to save for college because they face high tuition costs and other expenses associated with sending their children to school. However, if they start early and contribute small amounts on a regular basis, they can accumulate enough savings overtime to cover most or all of their child’s education costs.

Idea #21: Use Gig Economy Apps to Earn Money Fast

Now, it’s easier than ever to find work. There are a number of apps and websites that can help you find short-term or long-term work. These include apps like:

These apps provide a new way for people to make money when they’re not working traditional jobs.

How can I invest $100 and make money everyday?

There are a variety of different ways that you can invest your money in order to make a profit.

The most hands off approach for many is investing in index funds. As a buy and hold strategy, you are likely to earn 6-8% plus on your investment.

As you hold onto the index fund for the long term, you are able to participate in any upside should the stock prices go up.

Invest $100 to Make $1000 a day is possible!

It’s true–you can make a lot of money by investing just a small amount at first. For example, if you invest $100, you could earn up to $1000 in profits! This is possible by following the strategies outlined in this article.

When you need to know how to make 2000 fast, this is how you do it!

Of course, it’s important to remember that investing isn’t limited to those who have a lot of money. In fact, anyone can benefit from this type of activity financially and make more money in the process.

So don’t be discouraged if you don’t have much saved up already. You can start by investing $100 into the stock market and then reinvesting your profits as soon as possible, in order to grow that initial investment. And who knows? With a little bit of hard work and patience, you could be making thousands of dollars per day before you know it!

This is how you can double $10k quickly.

Don’t delay in investing. You have to start at one point to start making money.

Then your next goal will be how to turn 10k into 100k.

Source: moneybliss.org

Apache is functioning normally

May 21, 2023 by Brett Tams

A New Year, A Financial Lifeline?

How are you doing on your New Year’s resolutions and goals? Are you still on track? Many take no action and expect different results. Why do we keep doing the same things over and over and “hope” things will mysteriously “change”? Hope and change are more than words. They can win elections, but the proof is in the results. Are you getting the financial results you desire?

As finances affect almost every area of our lives, stewardship should be one of the areas that capture our greatest attention in the New Year. Yet as a portfolio manager and financial advisor for the past 16 years, I am finding this is the area most people neglect. They get “too busy” or “uninterested” or even “unsure” how to plan ahead.

With the troubled economy, many financial problems that were covered over during the prosperous times have now been exposed. It’s not difficult to survive when jobs are plentiful and credit is easy! However in today’s economy smart money moves are a hot commodity!

Now as important as it is to make wise decisions with your money, it is just as important to avoid the bad money mistakes. These money mistakes are what cause people to go deeper in debt, not save enough for retirement, and lose money in the stock market to name a few.

In 2011, this is your year to make things right! Out with the old and in with the new. If you’ve already started saving for your future, this is the year to supercharge your savings. If you haven’t started, well this is the year to start! In order to plan ahead, we have to make sure we have a plan to combat the four deadly forces that wreak havoc in our finances.

To Win The Battle, We Need A Game Plan!

To win at the money game, you will need to be aware of the dangers that lie ahead. You can never be bullet proof, but having plans in place can soften the blows that are sure to come. Let’s look at four problem areas that have the potential to blow up a financial plan.

Problem Area # 1: Ignoring Inflation

Inflation erodes your future purchasing power over time. $100,000 in 2011 will not buy less products and services in 2012, never mind twenty years from now Are equities the best investment choice during inflationary periods of the market? Quite often, the answer is “no.”

What about bonds? Think again! These usually do not do well either. So what’s the magic answer? When inflation appears, the assets that tend to perform the best are alternative investments such as private equity funds, real estate investment trusts and commodities. These may not only help you diversify your portfolio, but also help you fight the effects of inflation on your invested assets.

Interest rates are starting to rise and I believe hyper-inflation (high inflation) is right around the corner. As you invest, you’ve got to recognize the impact that inflation can have on your investments and plan accordingly.

We Are Planning Ahead Right Now!

At FaithBasedInvestor.com, we are loading up on investments that do well during inflationary periods:

• Precious metals: We will continue to hold investments that have inflation protection. Gold and silver should continue to be hot commodities.
• Agriculture: We will continue holding companies and investments that have exposure to the food industries.
• Energy: We will continue to hold and look for opportunities in the energy sector: coal, oil, and alternative energy solutions.
• Foreign Currencies: We will diversify our domestic exposure (US Dollars) by using foreign currencies like the Yen, Swiss Franc, and Aussie Dollar.
• Dividend Stocks: We will look to hold and seek out companies paying dividends. This will help us with cash flow and outpacing inflation.
• Inflation-Protected Bonds: We will continue to hold U.S. and foreign bonds that have inflation protection.

Problem Area # 2: Ignoring Investment Fees

Investment fees represent the second wealth killer. These fees can add up to thousands or even millions of dollars over decades of compounding. 401(k) management and administration fees, mutual fund fees, and annuity expenses wipe out investor’s wealth each and every year. The Department of Labor recently showed that even a 1% increase in your fees can wipe out as much as 28% of the value of your 401(k) over time. Also look at your mutual funds. The average cost of most funds is north of 3% annually! (1.6% average expense ratio and 1.4% SAI Fees) For more on fees check out this article on 4 reasons why mutual funds are lousy investments.

Problem Area #3: Ignoring Taxes

The big appeal of 401(k)’s and IRAs is the ability to defer taxes, right? However, with the United States’ $14 trillion worth of debt, which likely direction do you anticipate future tax rates will go? 401(k)s, IRAs, and annuities are ticking tax bombs! The biggest problem with deferring taxes is this:

Let’s say you are successful managing your investments and grow a HUGE nest egg. Congratulations, right? Yes, it’s great to have more money! However, at retirement age when you pull this money out, all that growth and your tax deferred contributions now become fully taxable ordinary income when withdrawn. Say you save $5,000 and it grows to $100,000. The entire $100,000 is fully taxable. At a 40% tax rate, that’s $40,000 in taxes! The government allowed you the initial tax deduction of $5,000 for $40,000 or more in the future. Not a bad deal FOR THEM!

Now don’t hear we wrong. I’m not saving you shouldn’t have any tax-deferred investments. I just wouldn’t put all your savings here. I would have a combination of tax-deferred, tax-free, and taxable savings. It’s simply hedging your tax exposure.

Problem Area #4: Taking Far Too Much Risk For Too Little Of A Return

Many people tell you to buy an index fund and hold it forever… Or take a look at mutual funds with good five and ten year track records and you will do great! Good in theory, bad in practice for most investors. If you put $100,000 into an S&P 500 index back in 2000, that would be worth about $114,000 – a gain of nearly 14% in the S&P 500 fund from January, 2000 to January of 2011. Wow! 14% for 11 years worth of a roller coaster! Was this little return worth all of those sleepless nights?

Instead choose investments that are in line with your faith and values and you know inside and out. Most investors hand off their money to “someone else”, be it a mutual fund, advisor, broker, or money manager, without understanding what they are investing in, how much risk they are taking, what values they are supporting, and how liquid or illiquid the investment is.

Make This The Year To Get Educated

Don’t just take my word for it. Do the research, do your homework! Make this the year you will read up on finance and start making wiser decisions. What are your thoughts?

Source: biblemoneymatters.com

Apache is functioning normally

May 21, 2023 by Brett Tams

This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.

As the old saying goes, “In real estate, location is everything.”

You may not know much about REITs, but you might want to consider one of them as a career. They’re great for people who like real estate, enjoy making money, and need consistent work hours.

Real estate investment trusts (REITs) are companies that were formed to make it easier for individuals to invest in real estate.

Want to know what the top paying jobs in Real Estate Investment Trusts are in 2022?

Well, take a look at this list of 25 best paying jobs for real estate investment trusts and see if you can find one that sounds perfect for you. In addition, each job features information about how much each job pays, what you can expect on the job, any job training needed, and other fun facts!

If you are looking for your next career, this article will give you plenty to think about as well as potential opportunities that may be available to you.

What are real estate investment trusts?

Real estate investment trusts, or REITs, have become an increasingly popular way for investors to get involved in the real estate market. REITs allow people to invest in large-scale real estate projects without having to purchase and manage the properties themselves.

In addition, REITs offer shareholders a wide range of benefits, making them a great choice for those looking to invest in this growing market.

How do real estate investment trusts work?

A REIT is a type of company that owns and operates various types of real estate, and because they are exempt from corporation tax on profits generated through rental income and the sale of rental properties; They are a very attractive option for high-earners.

They pile investors’ money together and invest in various commercial real estate, which increases returns over time. In addition, REITs are generally owned by the general public, and they invest in real estate assets.

Lastly, they make a profit through investments or leasing; a return on investment is typically received as a dividend. Real estate investment trusts are similar to mutual funds in that they hold investments, distribute dividends, and pay taxes.

Is a real estate investment career good?

Real estate investment companies are a great place to start a career in real estate.

Real estate investment trusts (REITs) are one of the most productive industries today. They provide steady and consistent growth, as well as good job opportunities with high salaries. Careers in real estate that can lead to better-paying jobs include appraisers and investment bankers.

Best paying jobs in real estate investment trusts

The market for REITs has grown rapidly in recent years, with the total value of REITs reaching almost $3.5 trillion by the end of 2021 (source).

There are many different jobs in the real estate investment trust industry that come with a variety of salaries. The best paying jobs are reserved for the C-level executives:

Chief Executive Officer: The CEO is the highest-ranking executive officer in a company and is responsible for making major decisions that affect the business. CEOs in the REIT industry earn an average salary of $468,000 per year.
Chief Financial Officer: The CFO is responsible for financial planning and reporting, as well as managing relationships with banks and other lenders. CFOs in the REIT industry earn an average salary of $341,000 per year.
Chief Operating Officer: The COO is responsible for overseeing all day-to-day operations of a company. COOs in the REIT industry earn an average salary of $325,000 per year.

Followed by the attorney, which is one of the highest-paying professionals in real estate investment trusts.

Now, we are going to list the most lucrative jobs in REITs. Then, you can decide… is real estate investment trusts a good career path for me.

The higher paid jobs will come with more education needed and years of experience.

1. Real Estate Attorney Jobs

Real estate attorneys are in high demand for their knowledge of transactional law and contractual issues. They work on a variety of deals involving the purchase, sale, or leasing of real estate. As such, they provide critical legal support to the real estate investment trust (REIT) industry.

Real estate attorneys license in their state to practice law. They can prepare contracts, advise clients on purchases and investments, review documents, represent mortgage lenders at closing, or simply provide legal counsel without the requirement of an attorney’s license.

Consequently, real estate attorney jobs are an excellent opportunity for those looking to work in the REIT industry.

Real Estate Attorney: well over 6 figures (average)

2. Real Estate Developer

Real estate developers are typically involved in the design, construction, and marketing of properties. They are also involved in land assembly and subdivision, zoning regulation, and the establishment of building codes.

Builders are involved in all aspects of the development process, from acquiring land to constructing buildings. Promoters are responsible for finding investors and marketing completed projects. In both cases, real estate developers may work either on their own or with a team of partners.

A developer obtains land and constructs assets for sale, while also selling them off when they become old enough to be sold again.

Real Estate Developer Salary: over 6 figures (average)

3. Director of Real Estate and Facilities

The Director of Real Estate and Facilities is responsible for a variety of tasks within the department. These tasks include, but are not limited to, the following:

Acquiring new properties
Negotiating leases
Overseeing property management
Maintaining the company’s physical infrastructure
Developing and implementing strategic plans

A director of real estate and facilities is a key role in any company that deals with real estate investment trusts (REITs). Therefore, this position often leads to advancement opportunities, making it an excellent career choice for those interested in this growing field.

Director of Real Estate and Facilities Salary: $130,000 a year (average)

4. Director of Acquisition

Directors of acquisitions in real estate investment trusts are responsible for finding new properties to invest in for the company.

Typically, they work with their analysts to conduct due diligence on potential investments and analyze the risks and rewards involved in order to provide a recommendation to their superiors.

The acquisition team is responsible for finding investment opportunities for the company, which can be traditional real estate assets or creative ideas that can become a business. They are constantly on the lookout for new and innovative opportunities that can help bolster the company’s growth.

Director of Acquisition Salary: $125,000 a year (average)

5. Real Estate Agent

As a licensed real estate agent, you would help clients buy, sell, and rent properties. In order to become a real estate agent, you must pass an exam that covers topics such as contracts, ethics, and state laws. You would be responsible for understanding the real estate market and helping your clients make informed decisions about their property transactions.

In the case of REITs, you must be a commercial real estate agent who are in charge of dealing with important financial data. They need to know about the internal rates of return, gross rent multipliers, and capitalization rates in order to do their job effectively. In order to become a commercial real estate agent, you will need some background in business and finance. This knowledge will help you understand your client’s needs and better serve them.

Unlike most professions, the more business deals you close as a real estate agent, the better your pay is. Furthermore, many agents work on commission-based pay, so it’s important to be knowledgeable about the market and have a strong sales skill set.

Agents who are successful can make much more than this amount; however, those who are just starting out may make less until they gain experience and build a client base.

Real Estate Agent Yearly Commission: $100,000 a year (average)

6. Investor Relations Manager

An Investor Relations Manager is responsible for managing the relationship between a company and its investors. They must be able to quickly understand complex financial information and communicate it in a clear and concise way. Additionally, they are responsible for communicating the company’s financial performance and strategy to investors.

They are also responsible for updating quarterly reports on the investor’s online dashboard. This can be a high-stress job because you must keep your investors happy especially during a market downtrend.

Investor Relations Manager Salary: $100,000 a year (average)

7. Project Manager

Project managers are responsible for ensuring that a project is completed on time and within budget.

They work in teams to make sure that all aspects of the project are completed. Thus, they must have strong organizational skills. They also typically have experience in leading and coordinating teams.

This is a highly lucrative job for those building new assets for a REIT. The highest-paid 10 percent earned more than $187,000, while the lowest-paid 10 percent earned less than $59,000.

Project Manager Salary: $90,000 a year (average)

8. Accounting Manager

They do this by preparing financial statements, maintaining accounting records, and overseeing the work of accountants and bookkeepers. In order to qualify for this position, you will need at least a bachelor’s degree in accounting or a related field, as well as several years of experience in accounting or bookkeeping.

However, with experience and expertise in the field, it is possible to earn much more than that. Those who work for real estate investment trusts (REITs) can expect to make even more money.

Accounting Manager Salary: $90,000 a year (average)

9. Asset Managers

Asset Management is a process that oversees the operational and financial work of a portfolio of assets. This includes tasks such as budgeting, forecasting, reporting, and analyzing data to make sure the asset is performing well.

As they are responsible for managing the portfolio assets in the real estate investment trust (REIT), they must expect a higher stress job. In addition, their job entails working with other departments in the company, such as accounting, acquisitions, development, and finance.

Asset Managers Salary: $89,000 a year (average)

10. Construction Supervisor

A construction supervisor oversees all aspects of a construction project, ensuring that it is completed on time, within budget, and to the required standard. This position requires a great deal of experience and knowledge in the field, as well as strong leadership skills.

They make sure that everything runs smoothly! Speficially, all the necessary equipment, materials, and supplies are ordered and on-site when they are needed. They also check the quality of the work as it is being done; making sure projects are constructed in accordance with contract documents, standards, codes, and policy.

In order to become a construction supervisor, you need only a high school diploma or GED. However, five years of experience in yard operations or equivalent education and experience is preferred.

Construction Supervisor Salary: $89,000 a year (average)

11. Investment Due Diligence Analyst

An investment due diligence analyst is responsible for conducting an extensive analysis of potential investments for a real estate investment trust. They work with the team to identify opportunities, underwrite deals, and make recommendations. The role is essential in helping the team make sound investment decisions that will benefit the company in the long run.

This job is a key player in the real estate investment trust (REIT) industry.

To be successful in this role, you’ll need experience with REITs or a national brokerage, as well as excellent quantitative skills including the ability to build real estate valuation models and distribution waterfalls.

Investment Due Diligence Analyst Salary: $80,000 a year (average)

12. Financial Analyst

The most common role of a financial analyst is assessing a company’s current and future financial health, which may include issuing stock recommendations, forecasting earnings, and providing risk analysis. Financial analysts may also work with investment bankers to identify new investment opportunities.

However, salaries can vary significantly depending on the size of the company, the city in which you work, and your level of experience.

Financial Analyst Salary: $80,000 a year (average)

13. Business Acquisition Analyst

An acquisitions analyst is responsible for reviewing potential investments and determining the risks and rewards associated with commercial property.

The analysis will include both macro-level information, such as the political and economic environment, as well as more fine-tuned data that is specific to the investment itself.

Many in this role have found a business degree to be well worth the cost.

Director of Acquisition Salary: $78,000 a year (average)

14. Commercial Property Manager

Property management is a growing field, as the demand for individuals who can manage both residential and commercial properties increases. The goal of property managers is to ensure assets are kept in good condition and are appealing to owners and tenants alike.

Real estate investment managers have a very important job, as they are responsible for meeting the needs of property owners, tenants, and investors.

Primarily, they oversee maintenance and repairs, collect rent, screen tenants and enforce lease agreements. They also may negotiate leases, recommend improvements to the property, and coordinate with contractors.

Commercial Property Manager Salary: $75,000 a year (average)

15. Real Estate Photography

Real Estate photography is a specialized field within the photography industry. As such, many photographers start their own businesses in this area.

In order to be successful, it’s important to have strong marketing and business skills. Your portfolio should showcase your best work and be tailored to the types of properties you will be photographing. Additionally, you may choose to offer additional services such as virtual tours or video production.

A real estate photographer would work closely with the marketing team.

Real Estate Photographer: $70,000 a year (average)

16. Marketing Coordinator

Marketing coordinators are responsible for developing and executing marketing campaigns.

They work with the advertising department to come up with ideas. Then, working with the rest of the company to make sure that those campaigns are executed properly. They create all marketing materials, track campaign results, liaise with outside vendors, and organize events.

Given the regulations around REITs, it is highly important that the marketing communications follow the investment directives from the SEC.

Marketing Coordinator Salary: $67,000 a year (average)

17. Maintenance Supervisor

A maintenance Supervisor is a position that requires managing and overseeing the work of others. Thus, ensuring work is completed in a timely, efficient and safe manner.

They are responsible for making sure all company policies and procedures are followed, as well as any legal requirements or safety regulations. Additionally, they manage budgets and expenses, as well as staff.

The ideal candidate will have experience in the property management or construction industries, as well as supervisory experience. A degree in engineering, architecture, or a related field may be beneficial.

Maintenance Supervisor Salary: $65,000 a year (average)

18. Property Appraiser

Appraisers are typically called in when there is a need to settle a dispute about the value of a piece of property, or when someone is buying or selling a home and needs to know how much it is worth.

Most states require that you be licensed in order to practice as an appraiser. The job outlook for appraisers is good; the Bureau of Labor Statistics predicts that employment will grow by 4% from 2020-2030 (source).

Property Appraiser Salary: $60,000 a year (average)

19. Leasing Consultants

Leasing consultants are responsible for meeting and greeting clients, touring potential tenants through a property, and helping them decide whether or not to lease it. They must be knowledgeable about the property they are showing, as well as about the local rental market.

Consequential, this is a good job for someone who is able to close deals, so being persuasive is important.

They should also be outgoing and comfortable working with people from all walks of life. A high level of professionalism is essential, as is attention to detail. Leasing consultants typically earn commissions based on the number of leases they sign, making this a commission-based job.

Leasing Consultant Salary: $50,000 a year (average)

20. Commerical Real Estate Intern

Commercial real estate internships are a great way to get started in the commercial real estate industry. Many internships will give you the opportunity to work with the CEO/COO and learn about all aspects of the business.

In most internships, you will gain vast knowledge while working with every department within the company.

Consequently, interns often have the chance to work with different teams and learn about all aspects of commercial real estate. This is a great way to gain experience in the field. Plus you will get a well-rounded working experience and the opportunity to build your network.

You must be a college student who is detail-oriented, self-starter, creative and strategic thinker in order to be considered for any real estate internship.

Commercial Real Estate Intern Salary: unpaid to $20 an hour

(Source for All Salary Information: Glassdoor.com)

Bonus = Real Estate Investors

Real estate investors use a variety of strategies to make money in the real estate market. Some invest a minimal amount of money, while others take on high-risk ventures.

In order to be successful, investors must be well-versed in real estate investment strategy and have extensive knowledge of the market.

This is why REITs are so popular with most investors. It allows a hands-off approach to real estate investing. Yet, still profit in the real estate appreciation and rental income.

Real Estate Investors Salary: varies on the amount of money invested but most want at least a 6-10% return

What real estate investment jobs are entry level?

Real estate investment is one of the best paying jobs in the world. The job offers a lot of opportunities for growth and allows you to work with different types of people.

It also has a relatively low barrier to entry, making it a great option for those who are starting their careers.

Most people in real estate started at the bottom and worked their way up the corporate ladder with hard work and persistence.

What are the minimum requirements for entry level real estate jobs?

The industry is growing rapidly and there are many different opportunities for those looking to enter the field. However, it’s important to note that entry-level jobs in this field come with specific skill sets and education requirements.

Most require at least a college degree if not at least 5 years of hands-on experience. One of the best places to start without any qualifications and education is as a leasing consultant

If you want to progress quickly in your career in real estate, consider taking a chance on one of the best paying jobs in REITs listed here. In fact, there are many jobs available in real estate investment trusts.

REITs – Which real estate investing job looks appealing to you?

The REIT industry is constantly growing, and with that comes new opportunities for a lucrative career path.

Many of the roles in a REIT are highly challenging, pay well, and are respected by investors. Many people work together as a team to build new projects, manage existing projects as well as work to finance them.

There are plenty of benefits of spending time researching this industry and finding the job for you.

In fact, it is an exciting and rewarding career!

Source: moneybliss.org

Apache is functioning normally

May 21, 2023 by Brett Tams

The evolution of technology has made financial transactions a breeze, transforming our smartphones into financial hubs. Among the leading mobile payment apps are Cash App and Venmo.

Each platform has distinct features, leaving many potential users wondering which is better. This comprehensive review will analyze the key components of both services, helping you make an informed decision.

History and Overview of Cash App and Venmo

Cash App came into existence in 2013, an innovative solution provided by Square Inc. Its intuitive design, combined with extensive functionalities, has attracted millions of cash app users.

On the other hand, Venmo, a product of PayPal, was launched in 2009 and has since then grown exponentially. With a unique social element, it has appealed to a significant number of digital-savvy users.

Setting Up and Using the Platforms

Setting up a Cash App account or a Venmo account requires just a few steps. Both platforms necessitate linking a bank account or a credit card to facilitate transactions. The setup processes are user-friendly, requiring minimal technical skills.

Cash App and Venmo both provide a seamless user interface on various platforms – iOS, Android, and web browsers. Venmo users often laud the app’s social feed that documents their transaction history, a feature absent in Cash App.

Sending and Receiving Money

In the modern age of digitization, moving money between accounts or between individuals should be a straightforward and efficient process. Both Cash App and Venmo place this feature at the heart of their service, allowing users to send and receive money with ease. Let’s delve into the specifics of how this process unfolds on each platform.

Cash App: Instantaneous Money Movement

One of Cash App’s core functionalities is the ability to send and receive money instantly. After setting up an account and linking a bank account, users can send money by tapping the ‘$’ icon at the bottom of the main screen. The app then prompts users to input an amount and choose a recipient from their contact list, or by manually entering the recipient’s phone number, email, or $Cashtag, a unique username for Cash App users.

Receiving money on Cash App is just as straightforward. When another user sends you money, it lands in your Cash App account, reflected in your app balance. You can keep the funds in the app for future payments or withdraw it to your linked bank account.

One notable feature of Cash App is the ability to send and receive Bitcoin, an offering not currently available on Venmo. For users interested in cryptocurrencies, this could be a determining factor in their choice of app.

Cash App has some limitations regarding how much money users can send or receive. Users can send up to $7,500 per week and receive an unlimited amount once their account is verified. Unverified accounts have a $1,000 monthly receiving limit.

Venmo: A Social Approach to Transactions

Venmo takes a slightly different approach, integrating social elements into the process of sending and receiving money. To send money, users tap the ‘Pay or Request’ button at the bottom of the screen, select a contact (or multiple contacts for group payments), enter an amount, and add a note describing the payment. These notes, often including emojis or funny descriptions, are a part of Venmo’s unique charm.

Receiving money on Venmo is as straightforward as Cash App. The money received lands in your Venmo balance and can be kept there for future Venmo transactions or transferred to a linked bank account. It’s worth noting that money received does not automatically transfer to your bank account, providing users the flexibility to manage their Venmo balance independently.

As for limitations, Venmo users can send up to $4,999.99 per week for person-to-person transactions, once identity verification is completed. For unverified accounts, the limit is at $299.99 per week. There’s no limit to how much money users can receive on Venmo.

Unique Features and Services

Beyond just enabling peer-to-peer money transactions, both Cash App and Venmo have developed unique features and services that add value to their user experience and set them apart in the competitive digital payments industry. Let’s take a closer look at what each platform offers.

Cash App: Bitcoin and Stocks

Cash App differentiates itself from Venmo and other competitors with its Bitcoin trading feature. Users can directly buy and sell Bitcoin from their Cash App balance. This introduction of cryptocurrency to the platform has made Cash App a more versatile financial tool, allowing users to participate in the ever-growing crypto market conveniently.

Furthermore, Cash App also offers a stock trading feature. With as little as $1, users can invest in stocks, opening the world of stock trading to a broader audience. Whether you’re a seasoned investor or a newbie just starting, Cash App’s investing feature offers an accessible way to diversify your financial portfolio. Please note that the brokerage services are provided by Cash App Investing LLC, a subsidiary of Square, Inc.

Moreover, the Cash Boost feature is another unique offering. Users with the Cash Card can activate boosts in the app to save money on purchases at certain vendors. Boosts offer instant discounts and are easy to use, making them a favorite among Cash App users.

Venmo: Social Payments and Business Profiles

Venmo’s standout feature is the integration of social elements into its platform. Each payment or request comes with a note that shows up in a feed, much like a social media timeline. It’s a unique approach that adds a fun, social aspect to financial transactions. Users can even like and comment on their friends’ transactions, making Venmo a more interactive experience compared to other payment apps.

In addition to its social component, Venmo also offers business profiles. Small businesses and sellers can set up a professional profile on Venmo, separate from their personal profile. This feature allows businesses to accept payments from customers on Venmo, making transactions convenient for both parties. It also offers sellers exposure to Venmo’s vast user base, providing them an opportunity to expand their business reach.

Venmo has also ventured into the credit card market. The Venmo Credit Card, issued by Synchrony Bank, allows users to earn custom cash back on their spending, directly into their Venmo account. This move into the credit card market offers Venmo users a more comprehensive financial experience, all within one app.

Fees and Limits

One crucial aspect to consider while choosing between Cash App and Venmo is the costs associated with their services. Each platform has its unique fee structures and limits which may impact users differently, depending on their needs and usage.

Cash App: Fees and Transaction Limits

Cash App allows users to send and receive money for free. However, for instant transfers to a linked bank account, there’s a 1.5% fee. Standard transfers, which can take up to three business days, are free. If you are sending money via a credit card, a 3% fee is charged.

There’s no fee to use Cash App’s Bitcoin and stock trading services. However, the app does have a spread between buy and sell prices for Bitcoin, which effectively acts as a fee.

Cash App allows users to send up to $7,500 per week, and there’s no limit on the amount you can receive. The platform also has withdrawal limits: $250 per transaction, $1,000 in any 24-hour period, $1,000 in any seven-day period, and $1,250 in any 30-day period.

As for the Cash Card, ATM withdrawals are free if the user makes at least $300 in direct deposits to their Cash App account in the last 31 days. Otherwise, the fee is $2.50, in addition to any ATM operator fees.

Venmo: Transaction Charges and Limits

Venmo doesn’t charge for basic services like sending money from a linked bank account, debit card, or your Venmo balance. However, there’s a 3% fee on credit card payments and some business payments.

Venmo charges a 1.75% fee (minimum $0.25, maximum $10) for instant transfers of your Venmo balance to your bank account, while standard bank transfers are free. If you are using the Venmo Debit Card, withdrawals are free at MoneyPass ATMs, but there’s a $2.50 fee at non-MoneyPass ATMs in addition to any fees charged by the ATM operator.

In terms of limits, Venmo allows payments of up to $4,999.99 per week on a fully verified account. For new accounts or those without identity verification, the limit is $299.99 per week. Venmo has a rolling weekly limit of $6,999.99 for person-to-person payments, purchases with the Venmo Debit Card, and merchant payments combined.

Security Measures and User Protection

Security and user protection are critical considerations when choosing between financial apps. Both Cash App and Venmo prioritize user security and employ numerous measures to safeguard user data and transactions.

Cash App: Secure Transactions and Data Protection

Cash App employs a number of robust security protocols to ensure safe transactions. It requires a unique code or biometric identification (Face ID or Touch ID) for sign-in and Bitcoin withdrawals.

The app uses encryption to safeguard personal data and provides assistance through its support team for any suspected fraudulent activity. However, it’s important to note that Cash App does not offer protection for willingly sent payments to other users.

Venmo: Advanced Encryption and Verification

Venmo also offers comprehensive security measures to protect user transactions and personal information. It employs encryption for protecting data, and users are required to verify their identity when accessing the app from a new device.

Venmo also allows users to set up a PIN code for additional protection. While Venmo uses strong security measures, users are encouraged to only transact with people they know and trust.

Customer Support

When it comes to customer support, both platforms offer several ways to access help. You can reach out to Cash App or Venmo via email, in-app messaging, or through their websites. The efficiency of customer support is crucial, especially if a user suspects fraudulent activity or faces issues with transactions.

Use Cases

The best use case for Cash App is for those who have varied financial goals and are interested in the ability to invest in Bitcoin and stocks directly from their app. It’s also an ideal choice for those who appreciate discounts through the Cash Card ‘Boosts’ feature.

On the other hand, Venmo excels in its social components. It’s best for those who regularly split bills with friends or family and enjoy the social feed documenting these transactions.

Cash App vs. Venmo: Which one is right for you?

Cash App and Venmo each have strengths and weaknesses, and the choice between the two largely depends on personal preferences and needs.

If you value straightforward money transfers and the additional ability to invest, Cash App may be the better choice for you. However, if the social element of financial transactions appeals to you, along with the easy splitting of bills, Venmo could be your preferred app.

Frequently Asked Questions

Can I use Cash App or Venmo internationally?

Cash App only works for users in the United States and the United Kingdom. You cannot make international payments. Venmo is also available only to users in the United States, and you can’t send money internationally with Venmo.

What happens if I send money to the wrong person?

If you accidentally send money to the wrong person on either platform, your best course of action is to send a request to that person asking them to send the money back. Cash App and Venmo do not offer protection for transactions if you willingly send money to someone.

Can I use these apps without linking a bank account?

Yes, both Cash App and Venmo can be used without linking a bank account. However, you’ll need to link a debit card or a credit card to make transactions.

How long do transfers take with Cash App and Venmo?

Both Cash App and Venmo offer instant transfers to linked bank accounts for a small fee. For free transfers, Venmo can take up to 1-3 business days, while Cash App’s standard deposits are usually available within 1-3 business days as well.

How do I contact customer support?

For Cash App, you can contact customer support through the app itself, or by visiting the Cash App Support website. Similarly, Venmo’s customer service can be reached through the app, or by visiting the Venmo Support website.

Do these apps report to the IRS?

For both apps, if you receive over $20,000 and make more than 200 sales transactions that involve goods or services in a single calendar year, you will receive a Form 1099-K and this information will be reported to the IRS. For personal transactions, these are not typically reported.

Source: crediful.com

Apache is functioning normally

May 20, 2023 by Brett Tams

This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.

Do you enjoy spending your hours at work in the office, or do you like to be outside? Do you find it fun and exciting when a deal is done, or are deals just more busy work for your day?

If any of those questions have got stuck on repeat in your head, then these real estate investment trusts might be a good career path for you.

The short answer: Real estate investment opportunities are plentiful and they come with varying degrees of risk and reward depending on what you’re looking for.

I know from experience that real estate investment trusts can be a good career path.

So if real estate investing sounds like something that might be right up your alley, keep reading!

What are Real Estate Investment Trusts?

Real Estate Investment Trusts, or REITs, are a type of investment that receive tax concessions from the government. This is because they are designed to promote the development and growth of the real estate industry.

Investors can put their money into diverse projects, such as hospitals, schools, warehouses, and hotels.

In addition, REITs are publicly traded companies that buy, sell, and operate cash flow-producing commercial real estate. There are some privately traded REITs as well.

Why REITs as an Investment?

REITs have many investors who make up their stock portfolio. These can be individuals such as retail investors like you and me or other businesses.

What’s more, is that REITs are trusts similar to mutual funds which offer stability for both short-term and long-term investments in property assets.

Finally, REITs offer investors a reasonable return on investment.

What are the different types of real estate investment trusts (REITs)?

Real estate investment trusts, or REITs, are a type of security that allows people to invest in real estate without actually having to own any property. They are similar to mutual funds, with the exception of their working procedure.

There are two major types of REIT: equity and mortgage. Each type has its own specific benefits and drawbacks.

Equity REITs

Equity REITs are the most common type of REIT and they generate their revenue primarily through rents, not by reselling properties. This makes them a relatively stable investment option and they are often used as a way to diversify an investor’s portfolio.

Mortgage REITs

Mortgage REITs are a type of real estate investment trust (REIT) that invests in mortgage-backed securities. They are similar to other types of REITs, but they tend to have a higher yield as they earn their income from the interest margin on the mortgages they own.

This makes them potentially sensitive to interest rate increases as it could reduce the spread between what they earn on loans and what they pay out in funding costs.

Hybrid REITs

Hybrid REITs use a combination of the two strategies. They own properties like equity REITS and use the money from investors to purchase mortgages like mortgage REITs.

How to Buy Real Estate Investment Trust

Real estate investment trusts, or REITs, are a type of security that allows investors to purchase shares in a company that owns and manages income-producing real estate.

There are three types of REITs: publicly traded, public non-traded, and private.

Publicly traded REITs are the most common and are listed on major stock exchanges. They offer liquidity and transparency but also come with higher risk.
Public non-traded REITs are not listed on exchanges but offer more liquidity than private REITs.
Private REITs are not available to the general public and have less liquidity than both publicly traded and public non-traded REITs. Private REITs can be sold only to institutional or accredited investors.

Pros and Cons of Investing in Real Estate Investment Trusts

When it comes to making money, real estate is always a sound investment. And with the popularity of real estate investment trusts (REITs), you no longer have to be a landlord or developer to invest in properties.

REITs are becoming increasingly popular because they offer investors diversification and liquidity- two key features that any good investment should have.

But like anything else, there are pros and cons to investing in REITs. Here are some things you should consider before you put your money into this type of trust:

Pros of REITs:

1) Diversification: Real estate is a very diverse asset class, and by investing in a REIT, you’re automatically spreading your risk across many different properties. This helps reduce the volatility associated with stock market fluctuations.

2) Liquidity: A key advantage of REITs is that they’re highly liquid- meaning you can sell your shares at any time without penalty. This gives you the freedom to take profits when the market is doing well or reinvest them when prices are down.

3) Professional Management: When you invest in a REIT, you’re essentially hiring professional property developers and managers to do all the hard work for you. This takes away the hassle of dealing with tenants, repairs, and other day-to-day tasks associated with owning property.

Cons on REITs:

1) No Say in Management: Unlike directly owning property, you have no say in how the REIT is managed. If you don’t agree with the way the managers are running things, there’s not much you can do about it.

2) Taxation: The tax laws surrounding REITs are a bit complicated, so make sure you consult an accountant before investing. In general, taxation is much easier than owning the property yourself, but it’s still something to keep in mind.

3) Fluctuating Values: Just like stocks, real estate prices can go up and down quickly. So if you’re looking for a stable investment that will always give you a return on your money, REITs might not be right for you.

How successful are real estate investors?

Real estate investment is a popular way to make money, but it’s not without its risks.

Those who are successful in this field often have a lot of money or access to money (private money, hard money, bank financing, self-directed IRA).

It can be a career if you’re willing to put in the work, but it’s important to think carefully before making that decision.

Real Estate Career Path

Many different real estate jobs offer high salaries and great opportunities for career growth. Plus you can match your experience to find the best real estate career path.

These jobs offer a variety of opportunities and allow you to work in a wide range of settings.

What are the Requirements of Managing a REITs?

Real estate investment trusts, or REITs, are a type of mutual fund that allow both big and small investors to pool their money together and invest in real estate. REITs offer a variety of benefits to investors, including an opportunity for capital appreciation as well as a strong income stream.

In order to qualify as a REIT, they must be registered with the SEC and meet certain other requirements.

1. Managed by Board of Directors or Trustees

In order to be a REIT, the company has to appoint a board of directors or trustees. The board is responsible for making sure the REITs comply with the regulations set by law and also exercise their fiduciary duties. Furthermore, the board approves important decisions such as changes in investment strategies, acquisitions, and dispositions.

2. Taxable Income Paid to Investors

One of the key requirements for managing a REITs is paying out at least 90% of its taxable income to the investors. This leaves limited room for the manager to use the REITs’ income for their own benefit and also minimizes taxes. As a result, it is crucial that a REITs manager has a strong understanding of tax laws and can effectively communicate with the investors.

3. Gross Income Generated from Real Estate Investments

In order to be a REIT, an organization’s income must come from at least 75% of its total assets in real estate. The other 25% may be invested in cash, securities, and other assets. This allows the company to grow without having to worry about being classified as a security corporation.

4. Number of Shareholders or Investors

Another requirement for managing a REIT is that there must be at least 100 investors and shareholders. In addition, no one shareholder can hold more than 50% of the shares (at least). This protects the interest of all shareholders and ensures that no one person or entity can control the REIT.

How to get started in the real estate investment trusts industry

There are many different ways to get started in the real estate investment trusts industry.

There is no one-size-fits-all answer when it comes to starting a career in this field. Every individual has their own strengths and weaknesses that they need to take into account.

One way is to start as an intern or apprentice and then work your way up the ladder.
You could get your business degree and find a career in REITs.
Another option is to become a real estate agent and specialize in commercial real estate.

There are many online courses and programs that can teach you about the industry, and there are also many books on the subject.

Whatever route you decide to take, remember that it’s important to do your research and learn as much as you can about the real estate investment trusts industry before jumping in headfirst.

How to Get Started as an Investor in the Real Estate Investment Trust industry

Real estate investment trusts, or REITs, can be a great way to invest in property and achieve your financial goals. However, in order to be successful, you will need cash to be able to invest in the REIT.

In addition, the cash must not be needed in the recent timeframe.

My favorite REIT platforms are:

What skills do you need to be successful in real estate investment trusts?

This section is specifically for those wanting to know… is real estate investment trusts a good career path?

First and foremost, you will need to have a degree in finance or another relevant discipline. This qualification will give you the basic analytical skills required for success.

In addition, experience in real estate is essential; it is one of the most complex and fast-paced industries around.

You will also need strong marketing skills. REITs are all about generating income through rent or capital gains, so you need to know how to market properties effectively.

Finally, good communication and people skills are important too; after all, you’ll be dealing with clients and tenants on a regular basis.

If you possess these skills, then real estate investment trusts could be the perfect career path for you!

In fact, if you keep using these good excuses to miss work, then a job change is probably needed.

The future of the real estate investment trusts industry

The real estate investment trusts (REITs) industry is rapidly growing and changing. In fact, REITS account for 2.9 million direct jobs (source).

As the world progresses, so does this industry, with new opportunities and challenges arising constantly. REITs offer a unique career path for those who are passionate about real estate and interested in making money.

Money should not be an issue in this sector, as REITs offer a rewarding career path for those who are willing to invest in it.

Check out the best paying jobs in real estate investment trusts.

Career Options within REITs

REITs offer the opportunity to be paid as an investor or career within the industry. Pay can vary depending on the company and its structure; however, most companies within this sector pay well.

If you work for a REIT, you can learn about investing in the real estate industry by being a part of it–an invaluable experience if you’re looking to invest personally into real estate yourself one day.

As the industry grows, so does the need for new people to enter it; companies are constantly looking for new people. In fact, they typically add 555,000 jobs per month (source).

Within the real estate investment trusts industry, there are various career paths that one can take.

Acquisitions

One common job within the REIT industry is acquisitions; which involves buying or selling real estate assets. This position requires a good understanding of the market and the ability to make quick decisions.

Analysts

In the real estate investment trusts (REITs) industry, analysts typically start out earning a salary of around $80,000 per year. With experience, they can move up to a management or executive role and earn a six-figure salary. Additionally, there are many opportunities for career growth in the REITs industry as it continues to grow.

Property Developer

In the real estate investment trusts (REITs) industry, the developers are the team responsible for building new projects from scratch. They identify potential investments, obtain the necessary permits and funding, and manage construction until completion.

This is an important role in the REITs industry as it drives expansion and innovation.

Property Managers

Property managers are famous for getting things done, and they are essential members of any REIT team.

There is no standard education background necessary for becoming a property manager; however, you need skills in project management and construction management.

Real Estate Agents

Agents typically earn more in commissions than their peers working in traditional real estate brokerages, making this a lucrative career path to consider.

Which real estate career makes the most money?

Real estate is a great way to invest and grow your money.

There are a variety of different ways to get involved in real estate, but one of the most popular ways is through real estate investment trusts (REITs).

REITs allow you to invest in a portfolio of properties without having to go out and find them yourself. This can be a great way to get started in real estate investing and build your wealth over time without day-to-day management.

Turn to Real Estate Career Pathway

Real estate investment trusts (REITs) are a good career pathway if you want to come up with better investment strategies. They can provide opportunities to learn about the market, make contacts and develop skills. However, it is important that you reflect on what skills you have, your resources, and where you align before entering this field.

There is a lot to consider when making the decision whether or not to pursue a career in real estate.

It is important to do your research, reach out to people in the industry, and reflect on what you’ve learned. Only then can you make an informed decision about your future.

It ultimately comes down to what you want and what you’re willing to do.

If real estate is your passion, then go for it!

But make sure you do your research and understand the risks involved. There’s no right or wrong answer, but be sure to weigh all of your options before making a decision.

Source: moneybliss.org

What Is Cost of Carry?

How Cost of Carry Works

Which Markets Are Impacted by Cost of Carry?

Cost-of-Carry Calculation

Futures Cost of Carry

Options Cost of Carry

Examples of Cost of Carry

Cash and Carry Arbitrage

Cost of Carry and Net Return

Can You Do Anything About Cost of Carry?

The Takeaway

FAQ

How can you calculate cost of carry?

Do bonds have a cost of carry?

How are ordering and carrying costs different?

Nuclear Fusion Basics

Fusion’s Problem

Investing In Fusion Through Companies

Invest In Investors

Invest In Energy Companies

Investing In Fusion Through Materials

Bottom Line

Energy Investment Tips

About Our Investing Expert

Categories

What are the most realistic ways to make $5,000 fast?

How to double $5,000 quickly?

16 realistic ways to make 5000 dollars fast

1. Sell Unwanted Items

2. Take on a Part-Time Job

3. Invest in Stocks

4. Borrow Money

5. Sell Things Online

6. Land a Job That You Can Do From Home

7. Make Crafts

8. Rent Out a Space

9. Sell Digital Goods

10. Join the Gig Economy

11. Work as a Shopper

12. Clean Houses

13. Take Photos

14. Write Web Content for a Blog

15. Engage in Affiliate Marketing

16. Provide Virtual Assistant Services

How to use what you’ve learned to start making money quickly

Step 1: Research ways to make money fast

Step 2: Choose a way to make money fast

Step 3: Get started making money fast

Step 4: Sacrifice your time for money

Step 5: Maximize your revenue with each step

FAQ

How to Get 5000 Dollars Fast

“A gaping hole”

Run risk

Why an IRA is a Good Choice for Retirement Funds

The Best Rates On Your IRA

Why is There So Much Confusion?

IRA Interest Rate = Total Return

Income From a Portfolio

Appreciation on a Portfolio

For Best Results: Avoid Active Trading in Your IRA

Count Your Interest Blessings

Is Investing $100 To Make $1,000 A Day Possible?

Best Ways to Invest 100 Dollars

What should I invest $100 in right now?

How to Invest $100

The step-by-step guide to making money with this simple trick

Invest $100 Make $1000 A Day – Strategies for Success

Idea #1: Savings Account

Idea #2: Retirement Accounts (401k or Roth IRA)

Idea #3: Invest in Cryptocurrency

Idea #4: Invest In The Stock Exchange

Idea #5: Peer-to-Peer Lending

Idea #6: Become an Entrepreneur

Idea # 7: Invest in Yourself

Idea #8: Invest Money in Index Funds

Idea #9: Enroll in a Course or Certification

Idea #10: Clear Your Debt

Idea #11: Work As A Sales Person

Idea #12: Write A Book