Investor

Have Apple and Microsoft Made Portfolio Diversification Impossible?

While the volatility of a single stock can lead to big winnings if the company takes off, your portfolio can suffer just as easily if that firm has a bad day. Diversification can help you smooth out those lows. At … Continue reading →

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What Is an Annuity and How Does It Work?

We hear a lot about retirement savings options like IRAs and 401(k) plans, but a less talked about investing strategy for retirement is buying an annuity. An annuity is a contract with an insurance company. The buyer pays into the annuity for a certain number of years, at which point the company pays back the […]

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7 Lessons From the 2020 Stock Market Crash

It’s important to learn from the past, especially since it will eventually repeat itself.

What Is a Home Appraisal and How Much Do They Cost?

When you get a loan on a house, most lenders will require an appraisal. A home appraisal is a report that assigns a value to the home and tells the lender that the house is worth what you’re paying for it. If the appraisal comes in lower than the contract price or the appraiser requires … Read more

Are REITs a Good Way to Invest in Real Estate?

Many people say that investing in REITs (real estate investment trusts) is a great way to invest in real estate. Investing in REITs is much easier than investing in real estate, and I have invested in REITs in the past. However, I do not think investing in a REIT is anything close to investing in … Read more

Participating Preferred Stock, Explained

You may have heard mention of preferred shareholders or preferred stocks in investment circles. And you may have wondered: How do I get preferred stocks? Preferred stocks are available to individual investors. That being said, there is a type of preferred stocks that may be out of reach to most, and that’s participating preferred stocks. […]

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What Do You Think of the Thrift Savings Plan?

Did you know there’s a way to identify a good investment advisor (or investor!) by asking them a single question? It’s true. The question is: What do you think of the TSP? The Thrift Savings Plan (TSP) is the 401(k)-like retirement savings program for federal employees, including members of the armed forces. It has over 4.5 million

The post What Do You Think of the Thrift Savings Plan? appeared first on MintLife Blog.

Allstate Life Insurance Company Review

While there are many companies that offer life insurance coverage, they are not all the same in terms of their financial strength and stability, and their reputation for paying out their policyholder claims. Allstate Life Insurance has a very positive reputation for its financial stability and for paying out their claims as promised. Allstate Life […]

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7 of the Best Dividend Stocks to Help Fund Your Retirement

These stocks and funds pay out dividends that can help create stable retirement income.