items

The power of habit tracking

For decades, I’ve been a proponent of habit tracking. Habit tracking sounds and feels nerdy to a lot of folks, so many people avoid it. That’s too bad. Habit tracking is a powerful tool that can help you make better decisions about your life.

Let me share an example.

Over at Reaktor, Olof Hoverfält recently published a long piece about why he’s tracked every single piece of clothing he’s worn for three years.

That’s right: For 1000+ days, Hoverfält documented every garment he wore. (And, in fact, he’s continuing to document his wardrobe publicly.) Using the info he collected, he’s now able to make better decisions about which clothes to keep and which clothes to buy. I love it!

Hoverfält says people worry about how much time it’d take to do something like this but they shouldn’t. Most of the time investment is in the initial setup, in that first batch of data entry. Actually using and maintaining the system requires about one minute each day. And the rewards are far greater than the cost in time.

Hoverfält’s project is a perfect example of the power of habit tracking.

YOUR GUIDE FOR SAVING MONEY ON PET FOOD

The post YOUR GUIDE FOR SAVING MONEY ON PET FOOD appeared first on Penny Pinchin' Mom.

If you are like most people, your dog is not simply a pet. He or she is a member of your family. You want to provide them the best of everything.  From toys to treats, you love to spoil them rotten But the costs. Oh, how they can quickly get out of control! WHY CHEAP … Read More about YOUR GUIDE FOR SAVING MONEY ON PET FOOD

The post YOUR GUIDE FOR SAVING MONEY ON PET FOOD appeared first on Penny Pinchin' Mom.

12 Habits of Debt Free People

The post 12 Habits of Debt Free People appeared first on Penny Pinchin' Mom.

Getting out of debt is not easy, but it is possible. Thousands of people do it every year. They do it because of some things they each do. These are the habits of people who are debt free. There is no greater feeling in the world than not having debt hanging over your head.  Whether … Read More about 12 Habits of Debt Free People

The post 12 Habits of Debt Free People appeared first on Penny Pinchin' Mom.

How to Figure Out Your Family’s Grocery Budget (and Stick to It!)

The post How to Figure Out Your Family’s Grocery Budget (and Stick to It!) appeared first on Penny Pinchin' Mom.

One question I see time and again is “How much should I spend on groceries for my family of four ?” — or three, five, etc. When you’re making a household budget, it’s easy to know how much you need to include for most of your living expenses, like utilities, student loans, and even fuel. … Read More about How to Figure Out Your Family’s Grocery Budget (and Stick to It!)

The post How to Figure Out Your Family’s Grocery Budget (and Stick to It!) appeared first on Penny Pinchin' Mom.

10 Mistakes That Cost You Money at Warehouse Stores

Wholesale clubs might have great deals, but these mistakes will cost you.

What Size Storage Unit Do I Need? And Other Questions to Ask When Picking a Facility

If you need a storage unit, there are many questions you should ask before you pick one. For example: What size unit do I need? How much will it cost? 

The post What Size Storage Unit Do I Need? And Other Questions to Ask When Picking a Facility appeared first on Real Estate News & Insights | realtor.com®.

Potential impacts of Biden’s $15,000 tax credit

The $15,000 tax break would jumpstart a first-time homebuyer’s prospects of purchasing. The tax credit – along with Biden’s other economic goals outlined in his $1.9 trillion American Rescue Plan – seems more of a possibility now that both Senate races in Georgia went to Democratic challengers.

The post Potential impacts of Biden’s $15,000 tax credit appeared first on HousingWire.