journey
How to Create Your First Budget
There are many milestones of being an adult. Signing your own lease for the first time, being able to rent a car, having someone call you maâam. But being an adult also means being responsible for your own finances. Like…
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The post How to Create Your First Budget appeared first on MintLife Blog.
How to Save Money with a No-Spend Challenge
Thereâs more than one way to implement a no-spend challenge. These ideas can help boost your savings and make you rethink your spending habits.
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Perfect Credit: How to Get an Excellent Credit Score
A perfect credit score is a bit of an elusive target, as it is challenging to figure out the formula for impeccable financial health. But is the maximum number really necessary? And if so, how frequently do people achieve it?…
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Bad Debt vs Good Debt
Itâs almost impossible to get through life without taking on debt at some point or another. Between using student loans to go to college, taking out an auto loan for your first car or qualifying for a mortgage your first … Continue reading →
The post Bad Debt vs Good Debt appeared first on SmartAsset Blog.
Understanding Your Mortgage APR
Your APR, or Annual Percentage Rate, is an important term for any potential homebuyer to know. Distinct from your interest rate, your mortgage APR tells you the overall cost of your mortgage loan, taking into account both your interest rate as well as any additional costs. Understanding what an APR is and how it can […]
The post Understanding Your Mortgage APR appeared first on SoFi.
Are You Bad with Money? Hereâs How to Get Better
Think you may be bad with money? Youâre not alone. A lot of people feel this way at one point or another. And considering that many of us havenât had much guidance on how to be good with money, itâs understandable. No matter what you do in life, managing your money is considered imperative to […]
The post Are You Bad with Money? Hereâs How to Get Better appeared first on SoFi.
Understanding the Different Types of Mortgage Loans
An important first step for aspiring homebuyers is to decide which type of home loan will best serve their needs. The interest rate, length, down payment, borrower qualifications, and extra fees associated with different types of mortgage loans will all play a role in the decision. To help make the choice a bit easier, letâs […]
The post Understanding the Different Types of Mortgage Loans appeared first on SoFi.
How Long Does a Mortgage Preapproval Last?
Mortgage preapprovals more than 3 months old are generally considered out of date, but letters can last as long as 180 days. Depending on how long your search is, you may need to renew it more than once before closing on a home. Having a letter of preapproval from a financial institution can help ensure […]
The post How Long Does a Mortgage Preapproval Last? appeared first on SoFi.
Getting My Finances Together: Where Do I Even Start?
If you’ve decided to take control of your finances, you might be wondering how to start and what are the first things that you’ll want to do. If this sounds like where you are in your life, first of all,…
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The post Getting My Finances Together: Where Do I Even Start? appeared first on MintLife Blog.