lending
How Are IPO Prices Set?
Prior to listing a stock for sale on a public exchange, companies go through a rigorous process of preparation and compliance. In addition to providing the SEC and the public a detailed prospectus about their team, background, and finances, they must come up with a suggested starting price for each share they plan to sell […]
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Defaulting on Student Loans: What You Should Know
âStudent loan defaultâ might be about the scariest combination of words possible. More young people than ever are starting their careers with large amounts of student loan debt, and for some, figuring out how to make the required monthly payments can be a struggle. Student loan default is basically just a term for when you […]
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What is Revolving Debt?
Although you have to pay back any money you owe, not all debt is created equal. Thereâs installment debt, like an auto loan, mortgage, or student loan, which is paid off in installments. Then thereâs revolving debt, which applies to things like credit cards and home equity lines of credit. Non-revolving and revolving debt affect […]
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Understanding Pivot Points for New Investors
Pivot points are a tool that traders use to determine price levels of technical significance on intraday charts. A pivot point can help to identify a potential price reversal, which traders can then use (often in tandem with other technical indicators) as a cue to buy or sell. When used alongside other common technical indicators, […]
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What Does Buying the Dip Mean?
A down stock market could create an opportunity for investors to buy the dip. In simple terms, this strategy involves making an investment when stock prices are low. This is a way to capitalize on bargain pricing and potentially benefit from price increases down the line. But like any other investing strategy, buying the dip […]
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Federal Reserve Interest Rates, Explained
If you pay attention to the news, you have probably noticed that the Fed makes headlines every so oftenâand it usually dovetails with other major events. In response to a stock market spiraling in the face of COVID-19 in 2020, the Fed cut its interest rates swiftly and seriously, to between 0.0% and 0.25%. As […]
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Pairs Trading, Explained
Pairs trading is a market-neutral trading tactic that allows investors to use the historical performance of stocks to place long and short bets to make big profits. Pairs trading was first used in the mid-1980s as a way of using technical and statistical analysis as a way to find potential profits. It remained the province […]
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How to Know When to Sell a Stock
For many investors, buying and researching what stocks to buy can be interesting. The desire to identify a winning stock pick taps into our human nature. We like to talk about what investments to integrate into our portfolios in the hope of turning a profit. On the other hand, human nature can sometimes make it […]
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