One of the lessons Iâve learned as I continue to work my way out of debt is that you need to treat yourself and celebrate your little successes along the way so you can avoid debt fatigue down the road. … Continue reading →
The post 5 Frugal Ways to Celebrate Your Debt Successes appeared first on SmartAsset Blog.
It is never ideal for a person to live paycheck to paycheck. And if the idea of living paycheck to paycheck sounds stressful, imagine actually living life this way. Many people who don’t have a high-paying job have to find a way to live comfortably, and learning to manage your finances is a great start. […]
The post Managing Your Finances When Living Paycheck to Paycheck appeared first on Credit Absolute.
Many manufacturers warranty their products against defects or certain other issues for a period of time. This is known as the manufacturer’s limited warranty, and depending on the product, it might provide coverage for a period as short as 30 days or as long as three or more years. In many cases, by swiping the right piece… Read More
The post Understanding the Perk of a Credit Card Extended Warranty appeared first on Credit.com.
Paying off debt to build credit is a pretty well-known strategy. It can help improve your credit score, especially if youâre carrying a large balance on your credit cards. So if you have other types of debt, like car or home loans, paying off those accounts might seem like a step in the right direction…. Read More
The post Does Paying Off a Loan Early Hurt Your Credit Score? appeared first on Credit.com.
The Wall Street Journal lists 15 important numbers that everyone should know to make better financial decisions. Here they are, broken down by category.
The post 15 Numbers You Need To Know To Make Smart Financial Decisions appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
For most people, working is inevitable: You need a job to afford your lifestyle. The trick, of course, is to find a balance where you can earn the money you need without spending all of your time in the workplace. Some … Continue reading →
The post Cities With the Best Work-Life Balance – 2021 Edition appeared first on SmartAsset Blog.
When the COVID lockdowns started, most business owners probably didn't think much about the efficiency of their remote working solutions as long as they were able to keep the lights on. As we head into 2021, we can see that remote working is going to become a permanent feature of our business lives. With more than half of employees reporting frustrations with their remote work solutions, now is a good time to think about getting the best software and apps in to help your team stay productive.
Remember, too, that many of your people will find working at home a very lonely experience and so things like video conferencing can help alleviate the mental health impact of a lockdown.
Let's look at some of the products that are available to help you stay in touch and remain effective no matter what 2021 throws at you!
One of the things that many people have reported is difficulty in keeping motivated and understanding what needs to happen and when.
When you're in an office, it's easy to simply lean across the desk and ask what is going on. But what happens when your team is all working remotely?
Using Kanban boards like Trello and Asana allows you to posts jobs, tasks, and subtasks and then allocate them to individual staff members or team so that everyone knows where they are and what still needs doing.
Remote access software can have some real benefits for users across the organisation and doesn’t need to be confined to your IT helpdesk.
Modern remote working can give users a virtual desktop, which is the same wherever they log on. A Virtual Private Network (VPN) can also increase security.
Remote access software can also include functionality that enables video conferencing, chat functions, shared word processing, and file sharing, along with resources for troubleshooting in a pinch.
If you’d like to find out more about what it can do for you, check the best options in this excellent remote access software review by Neil Patel.
Many companies rely upon having drives readily available to all staff, and when you're all working in the same office, this is a simple matter. But when your team is spread out, then you need to think about organizing remote storage.
Google Drive and Dropbox are probably the most well-known offerings, but there are many more. They all provide you with the ability to have shared drives that are accessible based on your own organization’s security protocol.
Remote storage is a very competitive area, so prices have dropped over the last few years. So in many cases, you are better off subscribing to a best-in-class cloud storage solution (especially if it includes remote access desktops as above) rather than upgrading your on-premise servers.
For many businesses, this is one area where they just had to get a solution in place quickly so everyone could carry on working. But it really is worth choosing a business-class video conferencing system.
Having a better system makes life easier for your staff, but it also portrays a professional image to your customers and suppliers.
Free systems are great, but they will always come with limitations. Zoom, for instance, limits calls to 45 minutes on its free version. Other free solutions reduce video quality.
With paid solutions, the cost for a group subscription is often very reasonable when compared to the cost of losing even one customer.
When you can just pass files and papers across a desk, life is easy. But if you're miles away from your co-workers, contractors, and customers, how can you possibly collaborate effectively?
Many of the really good systems bundle in storage, video conferencing, Kanban boards and collaboration tools that help your teams act like teams rather than a collection of dispersed individuals.
Obviously, the big player here is Microsoft. But you can get excellent results with apps like Zoho Connect, Winio, and Wire. If you only really want chat capability, then look at Slack.
What works for some people may not work for you and your company. But the good news is that pretty much every system mentioned here has some form of free trial.
The best advice is to take the developers up on their offer and test these solutions out. Get feedback from your employees and take into account how easy the apps are to use, the support available, and of course, the annual cost.
Don’t be swayed by attractive-sounding initial reductions. If the system is good, you’ll be using it for a long time. It is much more important to get the right features for you rather than buying something that isn't well-suited to the task because the developer was offering a half-price sale.
If your career is associated with a variable income, read on for budgeting tips.
The post 4 Tricks for Budgeting on a Fluctuating Income appeared first on Discover Bank – Banking Topics Blog.