Iâm on a financial high going into November. Itâs my favorite time of year; the weather is crisp, people are happier, and my favorite holiday, Black Friday, is right around the corner. Iâm on cloud 9. And I have one…
The post November 2016 Budget appeared first on Modern Frugality.
Love it or hate it, debt is an integral part of modern life in the United States. And, when you think about it, debt in itself really isnât a bad thing. Neither are credit cards…
The post How to Manage Your Debt Effectively appeared first on Crediful.
As many as 8 out of 10 American adults have some form of debt and the vast majority are stuck in a persistent cycle of interest, penalty fees, and escalating APRs. Itâs not always something they accumulated through careless abandon or something they acquired as a means of paying for a lifestyle they otherwise canât […]
How Can You Get Out of Debt with Bad Credit? is a post from Pocket Your Dollars.
If you feel that your credit score doesnât tell your whole financial story, youâre not alone. Many people feel frustrated by their inability to get good loan refinancing rates based solely on their credit score. The people at Earnest understand that. Their goal is to help you get a good rate to refinance your student […]
The post Earnest Review | Student Loan Refinancing appeared first on Good Financial Cents®.
The post 10 Lies We Tell Ourselves About Debt appeared first on Penny Pinchin' Mom.
We all hear it repeatedly.  Debt is bad! But, when it happens, many of us try to pretend it is not that bad. The truth is, we are lying to ourselves. While we know that this is how we should live financially, many of us just don’t listen.  Even I knew better and lead … Read More about 10 Lies We Tell Ourselves About Debt
The post 10 Lies We Tell Ourselves About Debt appeared first on Penny Pinchin' Mom.
Fraudsters and security experts are engaged in a constant cat-and-mouse battle. As the latter creates more advanced security methods, the former develops new ways to exploit them. This means that while cyber security is more advanced than ever, identity theft and online fraud is more common than ever and becoming increasingly common with each passing […]
Identity Theft and Your Credit Score is a post from Pocket Your Dollars.
Between credit cards, student, home, and auto loans, most Americans have some sort of debt. As you work to gain control of your finances, you have to know what can be negatively impacting you and keeping you from getting where you want to be. Whether you have plans of owning a home, a car, or […]
The post Understanding Your Debt-to-Income Ratio appeared first on Credit Absolute.
Annual Percentage Rates (APRs) were designed to help consumers compare credit cards. They can tell you whether one card will cost more than another and they are one of the most important components of a credit card. But itâs not as straightforward as you might hope or expect. If you have ever been confused by […]
Annual Percentage Rate (APR): What is it and Why it Matters is a post from Pocket Your Dollars.
Individuals and businesses use credit cards every day. Both earn rewards points that make paying for needed items easier. But if youâre a business owner, your business credit card has expenses and fees attached to it. Thankfully, some of those expenses and fees are tax deductible on your business taxesâincluding the credit card interest. Some business… Read More
The post Is Credit Card Interest Tax Deductible for My Business appeared first on Credit.com.
When it comes to credit, approval is all in the numberâthe three-digit number thatâs your credit score. Most lenders and credit card issuers use this number to determine your risk level as a borrower. In general, credit scores are categorized as bad, poor, fair, good, good or excellent. However, another important designation impacts whether youâll… Read More
The post What Is a Prime vs. Subprime Credit Score? appeared first on Credit.com.