When you get behind on your car payments, it might feel like you have no options ahead of you. If youâre anxious about having your car forcibly repossessed by the bank, there is a way…
The post Voluntary Repossession: How It Affects Your Credit appeared first on Crediful.
If you managed to survive the Great Recession of 2008-2012 relatively unscathed financially, then you might be holding on to a good credit score. And that’s an important factor in the next few years as more Americans rebound from the crisis and look for lending opportunities for a new home, car or business. Banks have […]
The post Looking To Buy A House? Better Have A Good Credit Score! appeared first on Good Financial Cents®.
Itâs been a while since Iâve done a matchup, so letâs talk about an important one if youâre in the market to buy real estate. Today, weâll breakdown the similarities and differences of a condo vs. townhouse. First things first, letâs define what a condo is, then we can do the same for a townhouse, [&hellip
The post Condo vs. Townhouse: Why It Matters first appeared on The Truth About Mortgage.
One of the problems with refinancing a home loan right now is that mortgage rates keep falling. As such, you might find the need to refinance again shortly after refinancing. Aside from being inconvenient, itâs also not very cost-effective. Yes, it costs money to refinance, whether you pay for it out-of-pocket or via a higher [&hellip
The post Is a 2.25% 30-Year Fixed Mortgage Rate in the Cards? first appeared on The Truth About Mortgage.
The mortgage industry can be a little bit old school. Similar to how the stock market used to operate in sixteenths, and later eighths, mortgage rates are mostly offered in eighths. Before 2001, the stock market only allowed price movements as small as one-sixteenths, an archaic method that gave way to the introduction of decimals. [&hellip
The post UWMâs Exact Rate Lets Borrowers Choose Exact Mortgage Rates first appeared on The Truth About Mortgage.
You may have seen commercials lately for âExperian Boost,â a program that says it can increase your credit scores instantly. Their latest ad spot features wrestler John Cena riding around on a horse, giving people with no hope of getting approved for a loan, well, hope. Even better, itâs free to use. So if youâre [&hellip
The post Should You Use Experian Boost Before Applying for a Mortgage? first appeared on The Truth About Mortgage.
Costco, the well-known mega wholesaler that runs a chain of membership warehouses internationally, rolled out itâs so-called âMortgage Servicesâ back in 2011. Now known as “The Mortgage Program,” their lending partners have funded nearly 200,000 mortgages worth more than $51 billion. Costco already offers all types of insurance, a co-branded credit card, RV and boat [&hellip
The post Costco Mortgage Review: What Donât They Do? first appeared on The Truth About Mortgage.
Kiplingerâs latest forecast on interest rates
These two little acronyms can have a big impact on your finances. Learn why.
The post APY vs. APR: The Difference Explained appeared first on Discover Bank – Banking Topics Blog.