It is never ideal for a person to live paycheck to paycheck. And if the idea of living paycheck to paycheck sounds stressful, imagine actually living life this way. Many people who don’t have a high-paying job have to find a way to live comfortably, and learning to manage your finances is a great start. […]
The post Managing Your Finances When Living Paycheck to Paycheck appeared first on Credit Absolute.
Most Americans have credit card debt and will die with credit card debt. It’s one of the most accessible types of credit there is, becoming available as soon as you’re financially independent. It’s also one of the most damaging, as too much credit card debt could hurt your credit report, reduce your credit score, and cost you thousands of dollars in interest payments. […]
How Much Credit Card Debt is too Much? is a post from Pocket Your Dollars.
Many manufacturers warranty their products against defects or certain other issues for a period of time. This is known as the manufacturer’s limited warranty, and depending on the product, it might provide coverage for a period as short as 30 days or as long as three or more years. In many cases, by swiping the right piece… Read More
The post Understanding the Perk of a Credit Card Extended Warranty appeared first on Credit.com.
Paying off debt to build credit is a pretty well-known strategy. It can help improve your credit score, especially if youâre carrying a large balance on your credit cards. So if you have other types of debt, like car or home loans, paying off those accounts might seem like a step in the right direction…. Read More
The post Does Paying Off a Loan Early Hurt Your Credit Score? appeared first on Credit.com.
The Wall Street Journal lists 15 important numbers that everyone should know to make better financial decisions. Here they are, broken down by category.
The post 15 Numbers You Need To Know To Make Smart Financial Decisions appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
In a recession itâs common for many people to rely on credit cards and loans to balance their finances. Itâs the ultimate catch-22 since, during a recession, these financial products can be even harder to qualify for. This holds true, according to historical data from the Federal Reserve Bank of St. Louis. It found that […]
The post How to Get Approved for Credit in a Financial Downturn appeared first on Good Financial Cents®.
College is expensive and everyone knows that. Between paying for tuition, parking, textbooks, extra fees, and everything else, you also have basic living expenses to pay for as well. All of these costs are either brand new or somewhat new to you most likely as well, so you might not even know how to survive […]
The post Learning How To Survive On A College Budget appeared first on Making Sense Of Cents.
If your career is associated with a variable income, read on for budgeting tips.
The post 4 Tricks for Budgeting on a Fluctuating Income appeared first on Discover Bank – Banking Topics Blog.
Itâs been a while since I last posted a mortgage match-up, so without further ado, hereâs the latest installment: “Prepay the mortgage or invest instead?” There are likely thousands of articles that deal with this very subject, all with plenty of differing opinions, but we are in unprecedented times. Mortgage rates have never been lower [&hellip
The post Should You Prepay the Mortgage or Invest Instead? first appeared on The Truth About Mortgage.
Mortgage Q&A: âWhen to refinance a home mortgage.â With mortgage rates at or near record lows, you may be wondering if now is a good time to refinance. Heck, your neighbors just did and now they’re bragging about their shiny new low rate. The popular 30-year fixed-rate mortgage slipped to 2.80% last week, per Freddie [&hellip
The post When to Refinance a Home Mortgage: Now, Later, or Never? first appeared on The Truth About Mortgage.