Dealing with debt collectors can be a real drag, especially if they’re constantly hounding you to pay up. The Fair Debt Collection Practices Act (FDCPA) protects consumers against harassment from debt collectors but the industry still generates millions of complaints … Continue reading →
The post New Rules May Offer You More Protection Against Debt Collectors appeared first on SmartAsset Blog.
One of the harsh truths of secured loans is that your asset can be repossessed if you fail to make the payments. In the words of the FTC, âyour consumer rights may be limitedâ if you miss your monthly payments, and when that happens, both your financial situation and your bank balance will take a […]
Repossession Credit Scores: What You Need to Know is a post from Pocket Your Dollars.
Loyal customers that have a solid payment history with a credit card company may want to lower their credit card interest rate. Learn how this can be possible.
Getting a loan or a new line of credit is usually subject to a 3 digit-number known as the credit score. And although it is not the only indicator used by banks and other lenders, your score weighs heavily on your financial health. So, what are the common mistakes that lead to lower credit score […]
The post Common Mistakes That Lead to a Lower Credit Score appeared first on Credit Absolute.
A credit card is designed to help you in an emergency, to give you options when there are none. But what happens if you have a maxed-out credit card in one hand and an empty card in the other, can you use one credit card to pay off the other and, more importantly, should you? The short answer is yes and… probably not. […]
Can you Pay a Credit Card with a Credit Card? is a post from Pocket Your Dollars.
Uh-oh! You just received your credit card statement, and it shows interest charges and a $38 late fee that you didnât expect. You realize youâre guilty of making a late credit card payment last month. Or worse, you realize you forgot to send your payment at all. Hereâs a rundown of potential impacts that your… Read More
The post What Happens If You Make a Late Credit Card Payment? appeared first on Credit.com.
When you make a payment with a credit card not all of that money goes to the merchant. Your payment has to be authorized by multiple companies or banks along the way and some of them will deduct fees for their … Continue reading →
The post All About Credit Card Processing Fees appeared first on SmartAsset Blog.
Itâs easy to get your credit report for free; in fact, you can get all three copies from each major credit bureau for no charge every 12 months. Unfortunately, while your credit history contains all…
The post 13 Credit Cards Offering Free FICO Scores appeared first on Crediful.