If you have diverticulosis (and want to apply for life insurance, you need to show the insurance companies that your condition is under control. When treated properly, diverticulosis is quite manageable but it can very serious if left untreated. To get the best possible rating, your application should put the insurance underwritersâ minds at ease. […]
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Dogs are such an integral part of many families that we humans hate to go on vacation without them. Today, 45% of American households include a canine, and the dog population is inching ever closer to 90 million. There are many places you can take your good boy on your travels, but it requires research […]
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Cardiac catheterization is a medical procedure that is used to test a patientâs heart and also to treat some heart conditions. If youâve had this procedure, it will show up on your medical records and this can be a problem. When insurers see this procedure, they worry that you might not have recovered or that […]
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Heart disease is the leading cause of death in the United States. Life insurance companies will closely examine your risk of heart disease before making an insurance decision. One of the factors they look at is your lipid levels because these are a kind indicator of future problems like arteriosclerosis. To get an idea how this […]
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Submitting an application for life insurance with a mitral valve disorder, itâs something that insurance companies will need to closely consider as these disorders can lead to serious heart problems. Your rating will come down to what type of disorder you have, the severity of the condition, and your overall health. If you don’t have […]
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If you’ve been diagnosed with adrenal insufficiency, either from Addison âs Disease or from something else, you can still get coverage. It really comes down to the severity of your condition and whether you have your adrenal insufficiency under control. Don’t think you can get coverage because of your health conditions. Life Insurance Underwriting During […]
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If you’ve been diagnosed with a serious health problem, like atrial fibrillation, there are some things you should know before you try and buy for coverage. Having a serious health problem will make life insurance more difficult, but not impossible. There are some special considerations you need to account for. You can improve your rate […]
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Welcome to another Ask GFC! If you have a question that you want answered you can ask it here. If your questions get featured on GFC TV or the GFC Podcast, you are the lucky recipient of a copy of my best selling book, Soldier of Finance, and a $50 Amazon gift card. […]
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When it comes to choosing between Original Medicare and Medicare Advantage, know that one type of coverage is likely to leave you with higher out-of-pocket costs.