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‘I Bought This House Based on Listing Photos Alone’: Was It Worth the Risk?
When the pandemic hit, Angela Caban decided she needed to leave New York City and buy a house in Charleston, SC. Here’s how she bought a house sight unseen.
The post ‘I Bought This House Based on Listing Photos Alone’: Was It Worth the Risk? appeared first on Real Estate News & Insights | realtor.com®.
Why I’m Grown-Up and Employed, but Still Need Mom to Co-Sign on My Home
Every time I’ve bought or rented a home, I was told that I needed a co-signer. Here’s why this embarrassing scenario is all too common.
The post Why I’m Grown-Up and Employed, but Still Need Mom to Co-Sign on My Home appeared first on Real Estate News & Insights | realtor.com®.
Why is the Homeownership Rate Soaring?
Homeownership makes many positive social contributions, but the most important may be that it is the predominant way families build wealth. And now, numbers are soaring.
The post Why is the Homeownership Rate Soaring? appeared first on Homes.com.
16 Good Jobs for Teens (Plus Business Ideas!)
If you’re a teen looking for a job (or a parent helping your teen find a job), you’re in luck! Most people know that 16-year-olds can work in a variety of stores and restaurants. However, some companies will hire teens as young as 15, and sometimes even as young as 14. We’ll share where you should look if you’re a teen looking for ways to earn your own cash.
Here are some of the more well-known jobs that employers hire 14 and 15-year-olds for.
Jobs for 15-year-olds
There are a few companies willing to hire teens as young as 14 or 15. We’ll focus on a few industries that hire 15-year-olds first.
Restaurant Worker
Fast food and casual restaurants often hire teens as young as 15. For instance, Boston Market is a casual restaurant chain with over 450 locations in the United States. Some of the job positions they might hire 15-year-olds for include busboy/busgirl jobs and cleaning crew.
Grocery Store Worker
Some grocery stores will hire 15-year-olds to work as a cashier or stock person. Hy-Vee is a national grocery store chain with nearly 250 locations in states such as Iowa, Minnesota, and Illinois.
Note that not all Hy-Vee stores hire 15-year-olds. Check with your local Hy-Vee location and talk with the manager there.
Movie Theater Worker
As a movie theater worker, you might sell tickets, take tickets, work in concessions or do theater cleanup. The AMC movie theater company has locations throughout the U.S and often hire teens as young as 15. As with Hy-Vee, locations are independently managed and many locations will hire 15-year-olds, however not all locations do.
Amusement Park Worker
Six Flags amusement parks and other amusement parks commonly hire teens as young as 15. There are a variety of job positions available such as park cleaner, store cashier, food service jobs and ride operators.
Check with your local Six Flags or other amusement parks to see what types of job positions are available for 15-year-olds.
Lifeguard
The American Red Cross lets teens as young as 15 get certified for service as a lifeguard. If you’re interested in this type of job, talk with hiring managers at local pools and beaches.
If they’re willing to hire a certified lifeguard at 15, get your certification through your local Red Cross or online.
Jobs for 14-year-olds
Some industries, although not many, hire 14-year-olds. There are a variety of restaurants and stores that hire 14-year-olds. Some of the jobs you might do in a restaurant at 14 include cleaning, cashiering, and food preparation.
The following restaurants often hire teens as young as 14. Note that the hiring age can vary by location.
- Baskin Robbins
- Ben and Jerry’s
- Bruster’s Real Ice Cream
- Chick-Fil-A
- Culver’s
- Dairy Queen
- McDonald’s
- Rita’s Italian Ice
Grocery stores also hire teens as young as 14 at times. Again, each location may vary on the hiring age based on management preference and state laws. But the following grocery stores have been known to hire 14-year-olds.
- Giant Eagle
- Giant Food
- Kroger
- Publix
- Winn Dixie
If you want even more ideas for jobs for teens check out this list.
Not interested in working for a company? Try this next idea on for size.
Businesses you can start as a teenager
What if you want a job as a teenager but you want something different? How about starting your own business?
One of the keys to operating a successful business is to “underpromise and overdeliver.” In other words, do a better job than what you agreed to do and make the customer extra happy they hired you.
Here are some business ideas that anyone age 14 or up can start.
Tutoring
Are you smart in school subjects such as English, reading, math or science? How about working as a tutor for other students your age or younger?
Advertise your skills to parents of other children in your area, or on social media outlets. Set a rate of pay; most tutors charge by the half-hour or by the hour.
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Where’s My Stimulus Check? Use the IRS’s “Get My Payment” Portal to Get an Answer
The IRS has an online tool that lets you track the status of your second stimulus check.
How to Build Credit Without Student Loans
College graduates saddled with student loans may find this hard to believe, but there is one upside to having to pay back all that debt: It helps you build credit. That may seem like a small consolation â particularly if the balances you owe are even average â but credit can be hard to come by. Of course,… Read More
The post How to Build Credit Without Student Loans appeared first on Credit.com.
Why a Family Should Make Major Financial Decisions Together
The post Why a Family Should Make Major Financial Decisions Together appeared first on Penny Pinchin' Mom.
Whether or not you have the option to stay at home with your children or choose to work full or part-time, making major financial decisions with your partner or spouse can make a huge difference in your self-esteem and deepen your trust in each other. Having an equal voice in the big decisions, backed by … Read More about Why a Family Should Make Major Financial Decisions Together
The post Why a Family Should Make Major Financial Decisions Together appeared first on Penny Pinchin' Mom.
Should You Invest With Friends?
Investing with friends might seem like an intriguing concept. Instead of being the sole decision maker, you can share financial and knowledge-based resources to come up with a compelling investment strategy that serves your collective goals. Investing with friends may also be a way to make a substantial impact in a cause you believe in, […]
The post Should You Invest With Friends? appeared first on SoFi.
7 Tricks to Cut Down Your Electricity Bill
Tip 1: Pull the Plug on Appliances
Even when you’re not using appliances, they still continue to use energy. So pull the plug when you’re done with the blender, toaster, food processor, and even your television—everything except appliances that need constant power to preserve a special setting.
Tip 2: Insulate Your Outlets
Did you know that you could be losing warm (or cold) air through your electrical outlets? We placed some fireproof foam insulation under our outlet covers and switch plates, and were able to save several dollars a month on our utility bill.
Tip 3: Turn off Unused Electronics
One of the easiest ways to save money on electricity is to turn off electronics when you’re not using them. To make it easier, get a power strip like the SmartStrip, which powers down devices based on the device’s usage. For example, when you switch off your computer, the SmartStrip will cut the power to your monitor, printer, and scanner as well.
Tip 4: Use Lighter Paint
If you’re trying to decide between deep or baby blue for your walls, you should know that lighter colors of paint well help you use less energy, as they reflect the light and heat in a room better than darker hues.
Tip 5: Be a Night Owl
You may not realize that most electric companies charge more for power during the day than at night. Contact your local utility to find out whether this is the case in your area. If it is, make sure to do all your laundry, dishwashing, internet surfing, and other power-intensive tasks during off-peak hours. We noticed the difference on our electric bill, and you will, too.
Tip 6: Use Jars for Heaters
Here’s a neat trick for keeping your house warm without spending a cent in the fall and spring: Pour water into mason jars or glasses (we use cleaned-out salsa jars with their labels removed), and line them up along your windowsill. During the day, the sun will warm the water, which will gently warm any air getting through your window at night. To make the jars even more decorative, add ribbons and bows, or add food coloring to the water for some pretty windowsill reflections.
Tip 7: Watch Out for Cordless Phones
Especially if it’s an older model, your cordless phone can use a lot of electricity. Keep your energy bills down by making sure you dim the lights on the display (if possible), and by not cranking up the volume, which can force the phone’s amplifier to work twice as hard.
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