mortgage lender

Can Credit Card Churning Hurt Your Chances of Getting a Mortgage?

These days, it’s not uncommon for individuals to open a bunch of credit cards in a short span of time to acquire lots of points and/or cash back. Those who do it on a serial basis are known as churners. They basically open and close credit cards constantly to take advantage of the benefits without… Read More »Can Credit Card Churning Hurt Your Chances of Getting a Mortgage?

The post Can Credit Card Churning Hurt Your Chances of Getting a Mortgage? appeared first on The Truth About Mortgage.

Cake Mortgage Review: A Piece of Cake From Start to Finish?

Today we’ll check out “Cake Mortgage Corp.,” which as the name implies wants to make the home loan process a piece of, well, cake. They believe cake isn’t just for birthdays, but for life, aka a full 30 years on your fixed-rate mortgage and beyond. Despite being around for only a few years, Cake has… Read More »Cake Mortgage Review: A Piece of Cake From Start to Finish?

The post Cake Mortgage Review: A Piece of Cake From Start to Finish? appeared first on The Truth About Mortgage.

Considering Refinancing Or Getting A New Home Loan? Here’s How To Read That Confusing HUD-1 Settlement Statement

Time To Refinance – For Real This Time For the past few months we’ve been looking into refinancing our mortgage. Our interest rate on our current mortgage is at 6.5%.  Since mortgage rates have been hovering around the low to mid 5 percent range since the beginning of the year we knew we wanted to […]

The post Considering Refinancing Or Getting A New Home Loan? Here’s How To Read That Confusing HUD-1 Settlement Statement appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

Adjustable-Rate Mortgage (ARM) – What Is It & How To Apply

Homeownership marks the beginning of a new chapter in most people’s lives; however, getting a mortgage requires careful consideration of your financial situation and goals. There are significant differences between an adjustable-rate mortgage and a fixed-rate mortgage, with the former often tempting borrowers with cheaper interest rates. But is it the better choice for you? Adjustable-Rate… View Article

The post Adjustable-Rate Mortgage (ARM) – What Is It & How To Apply first appeared on Total Mortgage.

UpEquity Review: They Can Make You an All-Cash Power Buyer in a Hot Housing Market

The latest company looking to tackle the buy before you sell quandary goes by the name “UpEquity.” They’re also making it easier for first-time home buyers to make a successful bid in a competitive market. It all has to do with their “proof of funds” approach to mortgage underwriting. Instead of simply providing a pre-approval,… Read More »UpEquity Review: They Can Make You an All-Cash Power Buyer in a Hot Housing Market

The post UpEquity Review: They Can Make You an All-Cash Power Buyer in a Hot Housing Market appeared first on The Truth About Mortgage.

VA Refinance: The Complete Guide | Rates & Requirements 2023

A VA refinance can come with a number of significant benefits, many of which save you money both now and in the long run.

The post Blog first appeared on MilitaryVALoan.com.

7 Refinancing Programs for Seniors

If you’re looking to save money or tap into some of your home’s equity, you may have considered refinance programs for seniors. You may have learned that although there are benefits, there are always worries, particularly when money is involved.  Regardless of your age, the decision to refinance is a big one, and you should… View Article

The post 7 Refinancing Programs for Seniors first appeared on Total Mortgage.

Homestead Funding Review: A New York State Mortgage Lender That May Have Funded Your Grandparents Loan

Homestead Funding Corp. has a simple goal; provide customers with the best mortgage for their individual needs and deliver it with outstanding customer service. Seems straightforward, but not all banks and mortgage lenders are able to do that, as evidenced by the general pessimism surrounding mortgages. This upstate New York-based lender seems to be coming… Read More »Homestead Funding Review: A New York State Mortgage Lender That May Have Funded Your Grandparents Loan

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