Mortgages
Should You Refinance Your FHA Loan to a Regular Loan?
Mortgage refinance rates are steadily creeping upward, so if you’ve been toying with the idea of a refinance, it might be best to do it sooner rather than later. If you’ve got an FHA loan, you can go with a … Continue reading →
The post Should You Refinance Your FHA Loan to a Regular Loan? appeared first on SmartAsset Blog.
Top Money-Saving Tips and Tricks to Beat 2020 Holiday Debt
Between Santa shenanigans, special foods, long-distance travel and treats, holiday spending adds up quicklyâand so does holiday debt. In 2019, shoppers in the US spent 3.4% more than they did in 2018. Unsurprisingly, they also ended up owing 8% moreâroughly $1,325 per adult in 2019 versus just over $1,000 per adult in 2018. Unfortunately, holiday… Read More
The post Top Money-Saving Tips and Tricks to Beat 2020 Holiday Debt appeared first on Credit.com.
With Democrats in power, will CRA be expanded to nonbanks?
President Biden and Democrats in Congress have backed plans to subject a broader array of companies to Community Reinvestment Act requirements. But thereâs no guarantee such reforms will happen.
What Biden means for mortgage rates, housing policy, and real estate
Learn what Biden’s presidency means for mortgage rates, housing policy, real estate, and renters in the coming years.
15-year mortgage rates: Compare today’s rates – Business Insider
15-year mortgage rates: Compare today’s rates Business Insider
Paying Off Debt to Buy a House
When you buy a house, a big part of a lender’s decision whether to approve your mortgage rests on whether or not you can afford it.If you have a lot of debt, the monthly payments on those obligations chip away at the total amount you can pay each month on a mortgage. But that doesn’t… Read More
The post Paying Off Debt to Buy a House appeared first on Credit.com.
8 Types of Home Loans Available for Homebuyers
Many people mistakenly believe they canât afford to buy a home because they donât really know what their options are. Fortunately, home loans are not one-size-fits-all. There are a variety of different mortgages available to…
The post 8 Types of Home Loans Available for Homebuyers appeared first on Crediful.
Lessons in Fear and Wealth from the Coronavirus
As I write this, the biggest story in the entire world is a virus that is making its way around the planet, leaving a trail of sickness and death in its wake, while sending a much bigger shockwave of fear and uncertainty out front. Last week, the US stock market dropped 15% in just a […]
How Much Does a Charge Off Affect Your Credit Score?
Because 35% of your credit score relates to paying your debts in a timely manner, becoming so late on payments that the account is charged off can have a significant negative impact on your score. It also looks bad to future creditors because it indicates you might not pay all your bills. Find out more… Read More
The post How Much Does a Charge Off Affect Your Credit Score? appeared first on Credit.com.