The capital of Ohio, Columbus, is famous for being home to the first Wendy’s — yes, that fast-food chain — but it offers much more than that along the banks of the Scioto River.
The city underwent many name changes during its first days in the 1800s, later nicknamed “Arch City” after builders put arches over city streets. You can also experience the deep Native American and Appalachian roots and history in the area.
Established historic neighborhoods like German Village offer some of the city’s oldest buildings as housing options, as well as beautiful, quiet tree-lined streets. Elsewhere, up-and-coming spots like Short North, the Brewery District and Downtown Columbus offer walkability, short commutes and fun arts and nightlife amenities.
Ready to explore Columbus? Here are the 15 best neighborhoods in Columbus.
Median 1-BR rent: $1,212
Median 2-BR rent: $1,485
Walk Score: 88/100
South of the German Village, the Brewery District is as hip as it gets. Music venues and brewery bars line the streets of this neighborhood. Plus, a high walkability factor makes it even more alluring. Watch your favorite comic at Shadowbox Live on weekends. You can also head to the nearby trails at Scioto Audubon Metro Park, bordering the Scioto River.
You can find a one-bedroom apartment for $1,212 per month on average in the Brewery District. Head to pup-friendly Gresso’s for a slice before heading on a brewery hop.
Median 1-BR rent: $819
Median 2-BR rent: $1,049
Walk Score: 68/100
Only six miles from downtown and convenient to Ohio State University, Clintonville has a mix of young professionals and college students. The beautiful Rose Gardens at Whetstone Park will captivate you with their scent, trailing above arches and along walkways. You can also explore the six glacial ravines that cut through the neighborhood, like Glen Echo.
On the weekends, enjoy that high walkability score by heading to High Street for a bite at the many establishments like Lineage Brewing or enjoy a vegan sweet treat at Pattycake Bakery. You can find a one-bedroom apartment in the area for $819 per month on average.
Median 1-BR rent: $1,462
Median 2-BR rent: $1,987
Walk Score: 78/100
The heart of Columbus, Downtown, has as much life as you expect. An outdoor amphitheater, the Columbus Museum of Art, a river walk along the Scioto River, National Veterans Memorial and Museum are just some of the things that make downtown shine. The Scioto Mile connects more than 175 acres of green spaces through the area.
Public transit abounds in the area, making it easy to ditch your car in favor of walking to enjoy the nightlife. You can find a one-bedroom for $1,462 per month on average.
Median 1-BR rent: $739
Median 2-BR rent: $1,200
Walk Score: 61/100
Franklin Park is the most gorgeous when in bloom. Visit the Franklin Park Conservatory and Botanical Gardens to enjoy the warm months and picnic in any corner of the 88-acre park. Just east of downtown, the historic neighborhood offers a farmers market in the summer or grab some tacos nearby at Alebrijes.
You can enjoy this quiet neighborhood by renting a one-bedroom for an affordable $739 per month on average, only two miles from downtown Columbus.
Median 1-BR rent: $625
Median 2-BR rent: $725
Walk Score: 58/100
An up-and-coming artists’ hub, the neighborhood of Franklinton has started creating its own personality in recent years. Right to the west of downtown Columbus, Franklinton is home to breweries, artists’ studios and newer co-working spaces — all on the background of the neighborhood’s history and industrial past.
The Land-Grant Brewing Company and Taft’s Brewpourium anchor Franklinton’s beer scene and mural art adorn several buildings in Columbus’ oldest neighborhood. The neighborhood is quickly changing, but you can still find affordable rents at $625 per month on average for a one-bedroom.
Franklinton residents have an average commute of 20 minutes, thanks to its proximity to Downtown.
Median 1-BR rent: $1,295
Median 2-BR rent: $1,850
Walk Score: 90/100
It’s no surprise that the German Village neighborhood attracts young families and business professionals. With a nearly perfect walk score and high bike score, it’s easy to get around sans car and easily commute downtown. A one-bedroom apartment remains relatively affordable at $1,295 per month on average.
Elder trees and historic red buildings line the streets of this neighborhood. Frank Fetch Park is an excellent weekday spot to enjoy your morning coffee and Schiller Park features trails, a playground and even an amphitheater.
Nearby, the Schmidt Sausage Haus & Restaurant has been a local treasure since 1886, one of many German-inspired restaurants. The Book Loft is a bookworm’s dream with 32 rooms filled with books.
Median 1-BR rent: $1,701
Median 2-BR rent: $1,988
Walk Score: 66/100
Harrison West has seen a slight increase in rents since Summer 2021, but you can currently get a one-bedroom for $1,701 per month on average. The Columbus neighborhood is only 2.5 miles from downtown and a hop and a skip from the beautiful Goodale Park.
The Arena District offers access to a movie theatre, several restaurants and bars and a skating rink only a mile away. Huntington Park is home to the Columbus Clippers baseball team.
Median 1-BR rent: $800
Median 2-BR rent: $1,100
Walk Score: 77/100
Indianola Terrace is a good option if you’re looking for an apartment convenient to Ohio State University and still walkable to everything. The neighborhood offers not only apartments but also multi-family units. You can find a one-bedroom in either option for $800 per month on average. Graduate students mainly reside in this neighborhood.
The Ohio History and Research Center are nearby, offering a detailed look into the state’s history along with seasonal exhibitions. Glen Echo Park is only a couple of miles away in Clintonville, offering a playground, dog park and easy hiking trails.
Source: Rent./Jeffrey Park Apartments
Median 1-BR rent: $1,38
Median 2-BR rent: $1,910
Walk Score: 87/100
Just north of downtown Columbus, every corner of the Italian Village has a restaurant filled with regulars. Not to worry, while parking is hard to come by, walking is the preferred way to see the neighborhood. You can quickly see why the neighborhood, filled with young families and millennials, remains tight-knit.
Try out two local breweries, Seventh Son Brewing and Hoof Hearted Brewery, or visit the local dive bar, St. James Tavern. Snag a one-bedroom apartment for $1,384 per month on average and grab your coffee at Fox in the Snow in the mornings.
Median 1-BR rent: $1,145
Median 2-BR rent: $1,995
Walk Score: 76/100
King-Lincoln Bronzeville has a rich history as a historically African-American neighborhood. The neighborhood is home to the Lincoln Theatre and the King Arts Complex. Recently, more Columbus residents have been discovering the charm of the neighborhood.
You can see beautiful murals throughout the King-Lincoln and visit the Bronzeville Bird and Butterfly Sanctuary. The Columbus Museum of Art is nearby, as well. You can find a one-bedroom apartment for $1,145 per month on average.
Median 1-BR rent: $1,087
Walk Score: 83/100
Olentangy Trail, a gem in the North Campus neighborhood, connects the Ohio State University with other city parks and Olentangy River. It’s the perfect escape, not too far from the city. You can rent a one-bedroom for $1,087 per month on average.
Nearby, you can find hot donuts at Buckeye Donuts, head to games at Ohio Stadium and stop by the Wexner Center for the Arts for the latest exhibitions.
Median 1-BR rent: $1,495
Median 2-BR rent: $2,325
Walk Score: 94/100
Right in the heart of Columbus, Short North attracts renters keen on art gallery openings, city festivals and easy biking, thanks to the neighborhood’s grid pattern. The Short North comes alive with art walks and outdoor concerts at Goodale Park every summer. The 33-acre park is the oldest city and provides ample greenspace to city dwellers for picnics and more.
The neighborhood’s arches on High Street light up the way for visitors to explore high fashion boutiques, a thriving dining scene and, of course, the many galleries. Stop by the North Market for an outdoor dining experience with various food hall vendors if you can’t choose where to eat.
You can enjoy that walkability and gallery hop on the weekends for $1,495 per month on average for a one-bedroom apartment.
Median 1-BR rent: $1,548
Median 2-BR rent: $2,215
Walk Score: 61/100
The best way to know if you’re in the Uptown District is by finding the Ohio Statehouse, a Greek Revival-style building in Colonial Square. The neighborhood has all the charm you want from a suburb while being near Columbus. Uptown District features many upscale restaurants like Veritas and Jeff Ruby’s Steakhouse. Breweries and cocktail bars also dot the area.
You can find a one-bedroom apartment in this neighborhood for $1,548 per month on average, with easy access to the Ohio Theatre for a night out.
Median 1-BR rent: $1,250
Median 2-BR rent: $2,425
Walk Score: 87/100
Can you picture going on an early morning walk surrounded by Victorian architecture? That’s what Victorian Village offers to its residents. Don’t miss the Gothic-style mansions and Queen Anne houses. Small shops and restaurants line the streets of this Columbus neighborhood. Goodale Park is within walkable distance to take your family for a picnic.
The neighborhood is on the more expensive side if you want to rent a two-bedroom, but still affordable for those in need of a one-bedroom, available for $1,250 per month on average. Stop by for a pint at Cavan Irish Pub to explore the neighborhood’s Irish-American roots.
Source: Rent./Grant Park Apartments
Median 1-BR rent: $1,481
Median 2-BR rent: $1,882
Walk Score: 87/100
If you’re looking for public transportation and walkability, Weinland Park is the neighborhood for you. The bus system services the area heavily thanks to its grid system and proximity to old streetcar rails.
Convenient to downtown, developers are revitalizing the industrial neighborhood with already slated multi-use developments. Weinland Park was home to several factories, many now converted into apartments and office space. The namesake park offers a picnic space and a playground. Grab a beer at Zaftig Brew Pub after.
Find the best Columbus neighborhood for you
Did you fall in love with this midwestern city? No surprise there! Columbus has historic neighborhoods, beautiful architecture, parks and walkable street grids. Whether you’re grabbing a beer in the Brewery District or strolling on your way to class at Ohio State, there’s a neighborhood for you. Ready to move on? Find apartments for rent in Columbus.
The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.
Located in “The Volunteer State,” Memphis is a city in Tennessee with approximately 633,000 residents. It’s is on the Mississippi River and is the second-largest city in the state, next to the capital city of Nashville.
Memphis is full of musical history. Influential soul, blues and rock-n-roll legends like B.B. King, Elvis Presley and Johnny Cash recorded at the famous Sun Studio, commonly called the “birthplace of rock and roll.” You can stroll Beale Street and take in the rich history of Memphis.
In addition to its musical history, Memphis has world-renowned barbecue. In fact, the annual World Championship Barbecue Cooking Contest draws 100,000 visitors alone.
If you’re considering a move to Memphis and want to know a bit more about each of its neighborhoods, we’ve got you covered! We’ve done the research and highlighted the best neighborhoods in Memphis.
15 best neighborhoods in Memphis
Named after its Egyptian sister city on the Nile, Memphis means “established and beautiful” and it’s just that. Here are 15 of the best neighborhoods in Memphis. As you consider each one, keep in mind that all are within the city limits of Memphis, so you’ll get to experience all the culture that this great city has to offer.
Walk Score: 41/100
Looking for a slice of Hollywood but without the traffic? Welcome to Belle Meade, home to part of the set of the Hollywood hit “The Firm.” But don’t worry, the lawyers in this town will let you move if you want to. Only Tom Cruise was unlucky on that front.
This quiet suburban area is a great place for people looking to settle down near the downtown area. With many hiking trails and delicious restaurants, anyone would be happy living in Belle Meade. The neighborhood is very walkable and has an average commute time of 30 minutes to downtown Memphis.
Median 1-BR rent: $795
Median 2-BR rent: $950
Walk Score: 50/100
Founded in 1893 by an Irish immigrant named W.H. Bingham, the neighborhood of Binghampton has evolved immensely through the years. The city and residents of Binghamton have made a dedicated effort to grow the city, as it once was a more isolated part of Memphis.
Nowadays, the city has tree-lined streets, flower beds and art murals on prominent buildings and streets — like Broad Avenue —throughout to make it more appealing. The neighborhood has an annual art walk where street vendors and artists converge to play music, sell artisan crafts and food and mingle with the community. If you live in Binghampton, you definitely don’t want to miss this festive gathering. And if you’re a cyclist, the new two-way bike lane is underway! The neighborhood boasts of a walking score of 50 and an even better biking score of 63.
Source: Rent./Kimbrough Towers
Median 1-BR rent: $930
Median 2-BR rent: $1,210
Walk Score: 69/100
Another historic neighborhood in Memphis is Central Gardens, which was once home to upper-class families who moved during the cotton boom. Due to the historic nature and relevance of the homes in Central Gardens, the area is a historic conservation zone.
While Central Gardens is densely populated, it’s a great option for singles as most of the households in the neighborhood are without children. The commute is nothing to complain about either with commute times averaging about 25 minutes. This area is home to several dining options, too. Residents of this area look forward to the Garden and Home Show every September.
Median 1-BR rent: $695
Median 2-BR rent: $725
Walk Score: 33/100
Nestled on the north side of Memphis, Frayser is by the Wolf River, the Mississippi River and the Lossahatchie River. In the neighborhood alone, there are 10 parks you can frequent. Try Davy Crockett Park State Park, where you can camp, explore or visit a historic museum. This is a great neighborhood for those looking to bike, hike, dog walk and generally enjoy the outdoors.
Frayser gets its name from a prominent Memphis physician named Dr. J Frayser who summered at a home near the railroad, which is to the east of the neighborhood. While Dr. Frayser could afford a summer home here, don’t let that fool you on the cost of the rent.
Walk Score: 41/100
Harbor Town is known to its residents as a little oasis located just outside of downtown Memphis. This premiere neighborhood and urbanist town sits atop a large 132-acre sand bar known as Mud Island.
While Harbor Town is known as a more upscale area, it’s also very affordable for young professionals looking to settle down near the city center. The town itself is very walkable and easy to navigate as it feels more like a mini-city. Take a walk down the main strip and you’ll pass by everything you need from a quaint grocery store to unique boutiques.
Harbor Town is home to the iconic Paulette’s where you can stop in for a one-of-a-kind Sunday brunch.
Median 1-BR rent: $1,200
Walk Score: 48/100
The High Point Terrace neighborhood is in the eastern part of Memphis. It’s close to Downtown so residents can enjoy the perks of Memphis but it also has a suburban feel. High Point Terrace is on the federal government’s list — the National Register of Historic Places. The architecture, buildings and overall neighborhood were deemed important to preserve due to its history in greater Memphis. One memorable claim-to-fame is the famous playwright, Tennessee Williams, who wrote his infamous play-turned-movie “Period of Adjustment” in the neighborhood of High Point Terrace itself.
This neighborhood tends to have younger residents, with 40 percent of residents under the age of 45. If you’re looking to plant roots and start a family, this is a great neighborhood to consider. Full of shops, grocery stores, coffee shops and bars, High Point Terrace is a small community where you’ll be surrounded by kind, hard-working Tennesseeans.
Source: Rent./Love Tunica
Walk Score: 37/100
Another great area to live in on the north side of Memphis is Hyde Park. The main focal point of this neighborhood is Hollywood and Chelsea Streets. Here, you’ll find unique shops and yummy restaurants. Some of the top-rated restaurants are The Second Line and The Hollywood Fish Market. If you live in the south, you need to try their famous catfish and you can do just that at these two high-rated restaurants.
This community is highly engaged and you’ll find your neighbors strolling the local parks or meeting at the Shasta Central community center. If you’re looking for a neighborhood near Memphis itself but with a close-knit neighborhood feel, give Hyde Park a try.
Median 1-BR rent: $660
Median 2-BR rent: $795
Walk Score: 58/100
Known as a college neighborhood, Normal Station is home to part of the University of Memphis. Due to its close proximity to the university, this neighborhood is mainly composed of young college students. As you would find in any college town, Normal Station has several student rental homes, fraternities and small rental homes at affordable rates for students.
The neighborhood itself isn’t very walkable, so a lot of the residents bike or drive to get around. If you’re a student looking for a great place to live out your college years check out Normal Station as your next home.
Walk Score: 41/100
Pinch District is a historic area of Memphis located close to the Wolf River. Originally home to Irish, Russian and Jewish immigrants, Pinch District was the first commercial city in Memphis.
During the 1990s, the famous Pyramid Arena was built in hopes of bringing new life into the neighborhood. However, things took a turn when several of its large commercial sites moved locations. Pinch District is currently undergoing a billion-dollar expansion that will surely bring new, exciting business to the neighborhood.
While Pinch District is a quieter neighborhood in Memphis, it still has a lot of charm. There are some great coffee shops that recently opened such as Comeback Coffee or Alcenia’s. The commute from Pinch District to downtown Memphis is on average 15-30 minutes, so residents will likely need a car as the walk score is only 41.
Source: Rent./The Meadows
Median 1-BR rent: $731
Median 2-BR rent: $803
Walk Score: 26/100
Raleigh is a neighborhood in Memphis located on the northeast side of the city. It’s near the Wolf River and Frayser, another one of the best neighborhoods in Memphis.
Raleigh is a neighborhood full of hard-working, kind people. The main economy is retail, however, Nike has a distribution center in this area, too. Stage Road is a popular area in the neighborhood where you can go for a walk, window shop and grab a bite to eat. Locals enjoy good food and shops in this town and a crowd favorite is Moma’s Bar-B-Q or Dindie’s Soul Food.
Walk Score: 58/100
Steeped in folklore, Sherwood Forest is a neighborhood in east Memphis that has roots in the story of Robin Hood. While you probably won’t see Robin Hood’s merry men roaming around, you will see several streets named after the story like Robin Hood Lane, Maid Marion Lane and Little John Road.
Sherwood Forest neighborhood is known as a family-friendly suburb with good schools for children to attend. The neighborhood is about a mile away from the University of Memphis, so you’ll have a good blend of college-aged students and recent grads living here. The area has a nice blend of shops and bars plus a wonderful park to get in touch with nature. Sherwood Forest Park has trails, tennis courts, a golf course and even a botanical garden.
Median 1-BR rent: $1,579
Median 2-BR rent: $1,679
Walk Score: 19/100
Southwind is a neighborhood in Memphis on the southeast side of the city. This is an affluent neighborhood with several residents having bachelor’s degrees. The schools are highly recommended and it’s a good place for families.
If you like golf, this is a great neighborhood because the Southwind Golf Course is on the PGA tour and is a World Championship Golf Course. Other outdoor activities include walks, hikes and strolling around local parks.
Source: Rent./The Helix at the District
Median 1-BR rent: $880
Median 2-BR rent: $1,021
Walk Score: 72/100
Feel like stepping back in time? The Victorian Village neighborhood is the place for you. Once known as Millionaires Row, Victorian Village is a town rich with history due to its many homes built in the late 1800s. While the neighborhood is still home to these impressive homes, the suburban area is a great place for all types of people.
Victorian Village is home to many must-see museums such as the Woodruff-Fountaine House Museum. If you’re looking for a historic and walkable neighborhood in Memphis, then renting an apartment in Victorian Village is a great choice.
Median 1-BR rent: $904
Median 2-BR rent: $1,012
Walk Score: 41
Voillintine-Evergreen is close to downtown Memphis. One of the prominent features of this neighborhood is the layout of ranch-style 78 buildings surrounding the old synagogue. It’s part of the National Register of Historic Places, in fact.
People living in Voillintine-Evergreen like their history and fight to preserve it and its aesthetic. The residents are usually retired or empty-nesters, so it’s a great place for people looking for a more quiet lifestyle. That being said, you’ll still find plenty to do whether that’s eating at local eateries, sipping freshly brewed coffee or walking throughout one of the neighborhood parks.
Median 1-BR rent: $599
Median 2-BR rent: $835
Walk Score: 30/100
You can’t help falling in love with this neighborhood. Whitehaven is most famous for “Graceland.” More than a half-million people come to visit Elvis Presley’s home-turned-museum each year and pay their respects to the rock-n-roll legend.
While this landmark is cool for music lovers, residents of Whitehaven enjoy the suburban feel and parks like T.O. Suburban State Park. This neighborhood tends to attract empty-nesters, so it’s quieter compared to neighborhoods full of families.
Find the best Memphis neighborhood for you
Whether you choose a neighborhood in the heart of Memphis or elsewhere you can rest assured that you’ll find great people and apartments in any of the best neighborhoods in Memphis. Memphis is a city full of apartments for pet lovers, park lovers, nightlife lovers or even coffee lovers.
The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.
Do you know who your neighbors are? According to the Pew Research Center, 57 percent of Americans say they know some of their neighbors. Whether you frequently talk to your upstairs neighbor or you only see your next-door neighbor on occasion, being a good neighbor is important in establishing yourself as part of the neighborhood and community.
1. Learn the three-step rule
“Our best tip to be a good neighbor is a simple three-step rule: Respect, communication and responsible pet ownership!” says 10 Stars Property Management. “In almost any situation respecting others’ space is a good base for any relationship. Especially with someone living right next door. Just be social and communicate with your neighbors — even just a smile goes a long way! Finally, always be conscious of your pets and their actions. No one wants to step into poop!”
2. Consideration goes a long way
“Being a good neighbor means being considerate of people,” says Nick Slagle of HomeRootsPM.com. “They take care of the appearance of their home and simultaneously are willing to help those in their neighborhood. Good neighbors are friendly and welcoming without being intrusive.”
3. Introduce yourself
“The best way to build into a good neighbor? Introduce yourself!” says Jim Shonts, real estate broker and owner of PMI Elevation. “Neighborhoods can thrive on a sense of community, and getting to know your neighbors soon after moving can help you settle in. And, since not all people are outgoing, those early introductions can give insight on how to respect their personal space.”
4. Show interest
“Whether you are moving in or welcoming a new neighbor, show interest in them by allowing the interruption in your day to greet each other when the opportunity arises,” says Sallie Plass from Etiquette Enrichment. “Ask for or suggest ways to get involved in the neighborhood or community. Intentionally smile, exchange names and phone numbers.”
5. Stay kind
Dr. Lew Bayer, CEO of Civility Experts Inc. suggests that a good neighbor should try to “ease the experience” of the others. “This means try to reduce stress and offer support versus causing stress, e.g. if the neighbor leaves the garage door open, let them know. If the neighbor’s dog barking bothers you, ask if you can give the dog a toy or bone. Turn your music down when you see your neighbor come home. Shovel the neighbor’s walk when you shovel yours. Just do what you can to stay kind…everyone is busy and tired and sometimes struggling. Try to assume the best of people and try to make their life easier versus harder.”
6. Treat your neighbor
“A few days after the new neighbors move in, knock on the door to meet them and include a small plate of homemade cookies or muffins or a seasonal plant (for example, a potted chrysanthemum in the fall) and a sticky note with your name and phone number if they need anything,” says Rachel from the Etiquette Trainer. “Additionally, if there’s a neighborhood Facebook page, let them know about it and encourage them to contact you if they need to borrow anything while settling in, such as a ladder or hand tools.”
7. Prioritize respect
“The adage, ‘Good fences make good neighbors’ still holds true,’” says Diane Gottsman, a national etiquette expert from The Protocol School of Texas, “It’s important to be respectful of each other, especially when sharing a fence, trees hanging over the roof, drainage coming into the other person’s lawn and an assortment of dilemmas. If you are experiencing an issue, reach out in person, and address the issue in a pleasant tone of voice with an open attitude and collaborative spirit. People are much more willing to work with someone who has a smile on their face and shows an effort to get along.”
“If there is a problem that cannot be dealt with neighbor-to-neighbor, the HOA may need to get involved. When renting, talk to the landlord first before going over their head. A good neighbor respects each other’s property, pets and privacy.”
8. Just say hi
“I think being a good neighbor starts by knowing your neighbors. I make sure to say hello every day. Whether it’s a good day, bad day or if I’m in a rush, I believe acknowledgment goes a long way and eventually, that helps cultivate a deeper and better neighbor relationship,” says Pamela Syvertson, broker and owner of Verandah Properties.
9. Model how you’d like to connect with your neighbors
“Challenge yourself to reach out to a neighbor you wouldn’t normally connect with and set the tone in how you want to connect with them,” says Daniel McArdle-Jaimes, the Strategic Communications Officer for the Office of Community & Civic Life in Portland, OR. “Maybe your neighbor is from another country or is a different age than you. Start by introducing yourself and developing a relationship to help make your block a more welcoming place for all. And who knows? You might make a new friend or regular lunch buddy!”
“Also — during and after an emergency, neighbors offer a powerful source of help. Organizing a neighborhood meeting or training through an organization to discuss emergency plans and personal safety is a wonderful way to build community. Many cities offer free resources, like the City of Portland’s Neighbors Together training, which help to start and host these important safety conversations.”
10. Remember empathy
“In addition to following the rules of your community, being a good neighbor requires empathy,” says Stayce Wagner, founder and CEO of Spencer Crane Etiquette. “The ability to see things from your neighbor’s perspective helps you behave with kindness, consideration and respect. A good neighbor cleans up their dog’s poop, doesn’t blast music in the middle of the night and never parks in a neighbor’s assigned space without permission.”
“Additionally, if making small talk with people in your neighborhood is outside your comfort zone, start with a smile, eye contact and a friendly hello. When you feel more comfortable, introduce yourself to the neighbors you see regularly and let things develop naturally. Every introduction won’t lead to a close friendship, but you’ll have established friendly contact.”
11. Talk like adults
“The best advice we can give as a management company is that if you have an issue with a neighbor, you go visit them directly and discuss it in an adult manner. Try this approach first before contacting law enforcement, HOA’s or management companies,” says David Peschio, owner and principal broker at PMI Richmond. “It usually can be resolved without escalation and helps maintain good relationships moving forward.”
12. Remember their name
“Being a good neighbor isn’t difficult, but you need to put a little effort into it to have happy neighborly relations,” says Arden Clise, President of Clise Etiquette and author of Spinach in Your Boss’s Teeth: Essential Etiquette for Professional Success. “When a new neighbor moves in, drop by with some cookies, a plant or some small gift to introduce yourself and welcome them to the neighborhood. Be thoughtful. If you’re shoveling your walk of snow, clear your neighbor’s walk, as well. If you have a neighbor who is elderly, sick or struggling in some way, check in on them and see how you can be helpful. At the very least, make an effort to remember their name and say hello when you see them.”
13. When in doubt, act neighborly
“Remember — be kind. To yourself, to your neighbor, their kids, their pets and their plants and trees,” says Felipe Quintana from Charter for Compassion. “Be forgiving: We all make mistakes — aim to be the best version of yourself. Allow everyone their space but stay there for them on the sidelines if they need a friend. It all comes back in the end!”
14. Keep it friendly
“Being a good neighbor means being friendly and helpful, without being intrusive. Giving a wave and a hello with sincerity is felt and appreciated,” says Mary Ann Brennan, the Director of Rental Services for Del Val Realty & Property Management.
“Love your neighbor as yourself, but don’t take down the fence.” — Carl Sandburg
When you’re looking for a new place to live, make sure to ask your future landlord or property management company about the local community. While you can’t pick who your neighbors are, you can ask questions to get a sense of who could be living next door.
Charlsie Niemiec has spent the last 10 years working as a content marketing and social media editor and strategist. With in-house experience ranging from The Elf on the Shelf to CNN to Piedmont Healthcare, Charlsie has freelanced for the last four years with clients ranging from ESPN to the Atlanta Beltline. When she’s not copyediting or scrolling on Twitter, she is walking her very scruffy wirehaired terriers mixes Leonard and Biscuit or probably watering one of her 54 houseplants.
Here’s how this social worker has paid off $28,000 of student loan debt in 15 months.
Today, I have a great debt payoff progress story to share from Taylor. Taylor is a social worker who is working on paying off $277,000 of debt and retiring early. She shares tips on how she is cutting her expenses, the ways they’ve increased their income through various side hustles, house hacking advice, and how she qualified for an $88,000 student loan award.Enjoy!
Now, don’t let the title deceive you into thinking we are debt free; we most certainly are not.
As of this writing, we still have $251,195.39 of debt (all student loans).
This is our story about the debt payoff strategies we used in paying off $28,026.02 of debt and our goals for the future!
Who are we?
My name is Taylor, and I am a 29-year-old medical social worker who finished grad school in 2018. I am also a part-time social media coordinator and with both jobs combined, I make $96,000 (gross).
I live with my husband, Bret, who I have been with for 11 years and married for 3. He is a full-time student and has been in grad school since September 2020 (he has about 2 more years left). We love to travel, try new restaurants, hang out with our friends and family, and just have a good time.
I also have a blog at Social Work to Wealth.
Related articles:
How did we get here?
First, I need to give you some background before we get into the nitty gritty of our debt numbers and payoff strategies.
2012: We met when both of us were in college. I was 18 and Bret was 22. Soon after we met, Bret took a few years off from school while I finished my bachelor’s. I relied entirely on student loans, and don’t remember applying to any scholarships. When Bret returned to school to finish his bachelor’s, he did receive some scholarships and worked a summer job to pay forhousing but still needed to rely on student loans to pay the bulk of his tuition.
I will speak for myself when I say I didn’t take the time to calculate how much loan money I actually needed and blindly accepted the total amount. Looking back, maybe I would have needed it all or maybe not, but I wish I would have at least done the exercise.
We have always been open with talking about our debt and money in general, but I remember us both expressing the thought that we would probably always have our student loans. We would just live our life, pay our minimum payments, and that would be that. There was never any talk about debt payoff strategies, or any money management strategies, really.
We went through many life transitions. Living apart for two years while I went to grad school, him returning to school to finish his bachelor’s, various jobs, and a post-bach program.
2019: Bret was finishing up his post-bach program and got accepted into grad school. We were newly engaged and began planning and saving for our wedding scheduled for July 11th, 2020. Such exciting stuff!
March 2020: We got the news our wedding venue was closing for the foreseeable future due to the COVID-19 pandemic, and we decide to cancel our wedding. We switched gears and used the money we saved for a down payment on a new home. Then, we had a small intimate wedding featuring a hot-air balloon with 18 of our closest family members! We personally saved a ton and also had tremendous help from our family.
September 2020: I start a new job and Bret starts grad school. We are newlyweds and settling into our new home in a new city.
I wish I could talk more about 2020 because it was a HUGE year for us with buying a home, moving, getting married, Bret starting grad school and me starting a new job, but that’s a conversation for another day!
Our wedding
From frugal to spenders
When we were saving for our wedding, we were very frugal. Any extra money we had, we put toward our wedding savings (which again, ended up being used for the down payment on our house and a smaller wedding ceremony).
We went from frugal to swiping our cards left and right to prepare for our wedding and furnish our house. It was sooo nice to finally be able to spend the money we had been saving for so long! But this continued into 2020… and 2021…
We were mostly spending on eating out and experiences. We do like to buy “things” but we definitely value food and experiences a lot more. We even decided to put a trip to Hawaii on our credit card costing us around $5,000, along with other expenses, because why not? We deserved it!
We didn’t have much of a budget, our bills were getting paid, but the credit card bill kept increasing. Since I was the only one bringing in income, we took out some student loans to help with a portion of our living expenses. And the credit card bill continued to increase.
The “wake-up call”
The “wake-up call” is such a theme throughout many debt payoff stories. So, here’s mine.
I went to breakfast with two friends in December 2021, and one of them brought up high-yield savings accounts (HYSA). I had never heard of this type of account before and was shocked to learn that these savings accounts had a way better interest rate than a regular savings account.
How was I just hearing about this at 28 years old? My mind was blown!
I thought, what else don’t I know? So of course, that led me to deep dive into the world of personal finance. I consumed any book, video, blog, or podcast I could get my hands on. I read stories after stories of people paying off thousands of dollars’ worth of debt, leveraging credit card points for free travel, investing, and so much more!
It was so motivating. I was hooked! (And still am.)
Bret was open and willing for me to share with him what I was learning. We started realizing that for the last year and a half, we hadn’t been telling ourselves “No”. We had just been buying whatever we wanted, and we had the credit card bill and no savings to show for it.
We learned that we could pay off all our debt and it didn’t have to stay with us forever. We learned there was a way to use a credit card responsibly (we thought we were). We learned that we could even retire early. That one sounded real nice! We dreamed of having more time doing our hobbies, traveling and being with our friends and family. And if we ever had kids, we dreamed of being able to work part-time so we could be home more with them and available for school activities.
Knowing this, we started reining in our spending, trying to just be more “mindful”, but no major change was made.
We take on more debt
April 2022: People in our neighborhood were getting new fences. We started thinking, “Hey, we need a new fence, too…” In some areas it was broken, it hadn’t been stained so was rotting, and was 15 years old. We were also going to get an updated appraisal to see if we could get our primary mortgage insurance (PMI) removed after just two years of owning our home and thought a new fence might help.
A coworker told me she was using a home equity loan to buy a fence and to do some other home renovations. We investigated options and ended up opening a $20,000 home equity line of credit (HELOC) instead with about a 4% interest rate. We buy our fence which ends up being about ~10,000 and we were set on it…
The second “wake-up call”
When it was all said and done, we loved our fence. We still love our fence, it’s beautiful! (And it better be at that price!) We stained it and we believe it will last us for many years.
But we start talking again about our debt and how we probably didn’t need this fence right now. We know we didn’t need this fence right now. Our PMI was removed, and it could have maybe happened even without the fence. Who knows.
We began thinking we need to make some serious changes in the way we manage our money. We need to do more than just be “mindful” about our spending. We make a real plan. We plan to make an actual budget, stop taking on unnecessary debt, and take a break from using our credit cards for the foreseeable future.
May 2022: Beginning of our debt payoff journey
Since we were serious about our new money management changes, I documented how much debt we had so we could track our progress.
$277,721.41
Here was the breakdown:
$260,390.25 in student loans, Bret & I’s combined – various interest rates
$10,676.24 HELOC – 4% interest rate
$5,430.76 is from credit card spending – 4% interest rate*
$449 for furniture – 0% interest rate
$775.16 for Peloton bike – 0% interest rate
*We moved our credit card debt to our HELOC since our credit card was around a 25% interest rate.
July 2023: Current debt numbers
Our current debt balance is $251,195.39, * which are all student loans.
We have paid off a total of $28,026.02 of debt!
*Our current balance will increase to ~$255,000 once Bret gets his final student loan disbursement (more on that later).
I want to also mention that we do have our mortgage, but we aren’t trying to pay that down as quickly as possible for a few reasons: we have a 3% interest rate, we don’t plan on this being our forever home, and one day we might rent it out or sell it.
Actions that helped us pay off $28,026.02 of debt in 15 months
We found a budgeting method that worked for us
We realized we could live off my income alone and not take on anymore debt, but we would have to have a somewhat rigid budget.
Finding a budgeting method that worked for us took some time. I don’t know how many times over the years I have tried to track my expenses in a budget app or an excel sheet, only to find out it was too overwhelming and that I was still overspending!
I am a visual person and learned about the envelope budgeting method, so we decided to give that a try, but use a digital variation.
So, for our entire money management system we have 4 checking accounts and 2 savings accounts (short-term and emergency fund). Our checking accounts include bills, food and miscellaneous, and two personal spending accounts.
This may seem like a lot of accounts to some, but it has worked tremendously for us. I love having a separate account for each major category in our budget so I can easily see how much money we have left in a certain category without having to add every expense into an app or Excel spreadsheet. We are joint owners on all of these accounts.
We then use the zero-based budget method to determine how much goes into each account.
We do have multiple cards to manage, but the pros VERY MUCH outweigh the cons here.
And with our own spending accounts, we have a certain amount of money allotted to us each month, so we individually have some spending freedom. We don’t have to feel guilty and know this money is set aside specifically for our personal spending.
Cut expenses and increased our income
I know some people are tired of hearing about this recommendation, but it’s something that really did help us! We reined in our spending a bit but mostly we had to increase our income. At a certain point, there wasn’t much more to cut.
We didn’t have many streaming services, started to limit our eating out, we didn’t have car payments, and we meal planned and prepped. We did (and still do) aaalll the things. We had to increase our income somehow.
Ways we increased our income
My income increase
I continued with my second job as a social media manager and then started dog sitting.
I have been dog sitting for about 5 years and have primarily used the Rover platform to list myself as a dog sitter. I like this app because it’s easy to use and I can specify various services to offer (e.g., house sitting, boarding, drop in visits, day care, or dog walking).
It also allows me to mark which days I am available and then people reach out to me if I seem like a good fit and my availability matches with their needs! Setting up my profile took some time, but now that it’s done, everything else is fairly low maintenance.
I now just have to respond to inquiries in a timely manner and set up a meet and greet if it seems like a good fit.
I currently only offer house sitting and on Rover and I charge $65/night. Rover takes a cut, so I end up pocketing $52. I also have private clients who pay me directly, and I have gotten those by referrals from past Rover clients. I charge my private clients $40/night.
I recently increased my rates on Rover and have been slow to increase my price with my private clients because they’re loyal.
I don’t make a ton of money dog sitting, but I am able to make a couple hundred dollars a month. My schedule is very limited, but there are people with better availability who make significantly more than I do!
I love animals and we don’t have any due to our sporadic work schedules, so it’s a great way for me to spend time with pets and get paid, too!
Bret’s income increase
Last year, Bret decided to take a break from grad school and soon after, he was offered a summer job in Alaska.
When we first started dating, he used to spend almost every summer there working for a family who owned a set-netting fishery. His uncle had spent many summers in Alaska working for this family and one summer brought Bret to work with him. They would catch salmon and sell it to a buying station in their area.
He went up there for about 6 summers in a row, until he got too busy with school and couldn’t go anymore.
He hadn’t been to Alaska in over 5 years, but someone who worked for the buying station remembered Bret, called him, and asked if he’d be interested in working at the buying station! Since he was already on a break from school, he said yes and worked up there for 8 weeks.
We were able to put every paycheck he earned towards our debt because we could manage all our expenses on my income alone. It was also a great way for Bret to spend part of his summer and I was finally able to visit as I never gotten the chance in previous years.
House hacking
We also started house hacking! We had a spare bedroom and bathroom I would use for my office and occasionally, for guests. A friend of mine and her husband are really into the real estate space and gave us the idea to rent it out.
We weren’t comfortable with the idea of having a long-term roommate, and with both of us working in healthcare, we knew there was a need for short-term and furnished housing for travelling healthcare professionals.
For us, short-term meant renting for 1-6 months, but we were open to individuals staying longer if it worked well for everyone involved!
Some questions we had to address before renting:
Did we need a permit?
How much should we charge for the deposit, rent and pets?
What furniture and amenities are important for travelers?
Where should we list the room?
How to create a lease agreement?
In our county, we did not need a permit to rent out the room if we were renting for at least 30+ days at a time.
After researching rental prices in our area, I found rooms that were of similar caliber listed for $1,100 per month or more. We wanted to be competitive and so we initially settled on $900 per month and have steadily increased it. We have now landed on $995 per month which includes all utilities and internet.
We set the deposit at $995, with an additional $300 for a pet deposit, and no ongoing pet rent.
We wanted to upgrade the furniture in the room and IKEA was a great place for us to find affordable, durable, and aesthetically pleasing furniture. We made sure the room had a bed, large dresser, bedside table, and we kept my desk in there too.
I read it’s important for travelers to have their own TV available so they can unwind in their room. We were able to find a decently priced smart TV off Facebook Marketplace.
Furnished Finder is where we decided to list our room, which started out as a platform for traveling nurses to find furnished housing. It is now used heavily by many healthcare professionals, students, and professionals in other fields.
Travelers reach out to us through the Furnished Finder website and if the dates work out, we move forward with scheduling a video interview. It’s important for us to be able to talk to the person, even if it’s just over video, and we want them to see our faces and home in real time as well.
For the lease agreement, we used ez Landlord Forms, because they have leases for each state with specific information on what’s required to include.
We don’t ask for anything major from tenants. The most important things to us are that they are respectful of our space, don’t smoke in the house, and pay their rent on time. We also added a page at the end for tenants to add two emergency contacts in case we need to call someone on their behalf.
We have had 4 renters so far with the room being occupied for 13 out of the last 14 months. It has really helped us with our debt payoff goals and we have also met some awesome people through the process! We plan to continue renting it out for the foreseeable future.
Applied for in-state student loan help
My state offered a program called the Oregon Behavioral Health Loan Repayment Program where they help minorities in the behavioral health field, or those who serve them, pay back their student loans.
This program is funded by The Behavioral Health Workforce Initiative which has the goal of recruiting and retaining behavioral health providers who, “Are people of color, tribal members, or residents of rural areas of Oregon, and can provide culturally responsive care for diverse communities.”
To apply, I had to show I was employed and actively providing behavioral health services and give them detailed documentation about my student loans. I also had to answer two essay questions related to being a part of and/or working with communities who are underserved and how my training has equipped me with supporting these communities.
I applied last year and was a recipient of an award!
As a recipient, there is a two-year service commitment which means I have to continue providing some sort of behavioral health service during that time frame (which I planned to). Over the next two years, I will be getting ~$88,000 in quarterly disbursements to put towards my student loans. So far this year, I have received ~$11,000, and it’s been life changing to say the least!
Alongside this support, I am also pursuing Public Service Loan Forgiveness (PSLF) for additional student loan relief.
Managing our mental health while paying off debt
Since I am a social worker, I often think about how money and debt affect individuals’ mental health. It’s one of the reasons why I started my blog in the first place.
I realized managing money is a universal task and many of us don’t know what we are doing because talking about money is taboo. And when you have financial stress, it can really take a toll on your mental health. So, I wanted to share our journey in hopes of helping others.
Bret and I aren’t those individuals who want to avoid eating out and fun experiences until we are debt free. And, we are also privileged to not have to take those extreme measures either. It has been important for us to make this journey sustainable and not deprive ourselves of experiences while we are going through it.
Here’s how we are making our journey sustainable:
Still going out to eat
Budgeting for personal spending money, aka fun
Setting realistic debt payoff goals
Putting aside money for travel
Not comparing and thinking other people are better than us because they’re able to pay off their debt quicker
Tracking our debt payoff progress (we use Excel). With so much debt left to pay off, being able to see our progress is really motivating
Openly talking about our debt. Avoidance is a coping mechanism for many, for us, acknowledging and addressing it has been so freeing (but it wasn’t always this way).
Talking about our dreams and reminding ourselves why we want to do this in the first place
We know that if we eliminated going out to eat, budgeting for fun, or both, we could be paying off our debt much quicker. However, that sounds miserable to us. It’s worth it to still go out to dinner, travel, or buy plants (in my case) than to deprive ourselves of the joy these things bring.
We are making great progress and we know in time, we will be debt free.
Our debt payoff journey is not linear
A few months ago, we decided to take out $6,000 of student loans. Bret currently has a full tuition scholarship, so we are tremendously lucky in that regard, but he just learned about some conferences that would be really helpful to his professional growth. We have gotten $1,500 of this loan money already which is included in our current debt balance, but we haven’t received all of it yet.
We could have pinched and saved to avoid taking on any of this debt, but that would have caused me to work more than I currently am. Again, not in line with our current goal of making this journey sustainable!
We were very intentional about how much to take out. We estimated how much he would need for a few conferences and declined the rest. We even opened a separate savings account for the money to make sure it didn’t get accidentally spent on anything.
I’m SO proud of us for that!
The goal here is progress not perfection. So cliche, I know. But we are learning how to think critically about our money, spend thoughtfully, use our money as a tool to reach our goals, and enjoy our life along the way. And right now, that meant taking on a little more debt.
We are moving in the right direction, and we know when he starts working, that will really accelerate our debt payoff journey since we have proven to ourselves we can live on my income alone.
Our plan going forward
Bret is still in school which means his loans are on deferment, so we currently have his on the back burner.
With the loan payment assistance I am receiving, it’s allowing us to put any extra money we have each month towards our savings. Our priority right now is building up a good emergency fund of about $16,000 (~4 months’ worth of expenses).
This has been difficult because of inflation and just little emergencies that keep popping up, but we are slowly making progress.
I am also prioritizing investing in my employer retirement plan, but only up to the amount that gets me my employer match which is 6% of my income.
Bret will be graduating in 2025, so at that time, we will pivot to incorporating his loans into our budget. Our goal is to be debt free by 2028.
It will take a lot of discipline and persistence, but I think we can do it. I am manifesting it!
We want to continue to learn, implement, and grow. We want to keep having transparent discussions about money and building our money foundations. And I personally want to continue sharing our journey with hopes of inspiring, encouraging and educating others. Here’s to sharing the wealth.
Do you have debt? What are you doing to pay it off?
Taylor is a social worker and personal finance blogger at Social Work to Wealth where she shares tips, resources, and lessons learned on her family’s journey to paying off $277,000 of debt and retiring early. She hopes to inspire and empower social workers with financial education so they can have a better relationship with their money. When she’s not working or blogging, you can find her traveling, gardening, trying a new restaurant, or buying too many plants.
In the world of real estate, where property expertise reigns supreme, it comes as little surprise that the most successful real estate agents own some of the most remarkable and envy-inducing residences.
With their extensive knowledge of market trends and investment potential — not to mention their keenly trained eye for luxury living — real estate pros are the first to spot desirable properties, often before they are even listed for the general public to see.
They then leverage their design expertise and Rolodex of industry connections to turn their homes into personal sanctuaries that serve as living testaments to their industry acumen and discerning tastes.
Such is the case of Billy Rose, realtor to the stars and co-founder of luxury real estate brokerage, The Agency.
Rose, rated as one of the best real estate agents in Los Angeles (and the entire country, once being named the Number 10 real estate agent in the U.S. by The Wall Street Journal), owns an architecturally distinct home in one of Los Angeles’ best areas, which he’s now bringing to market.
Priced at $5,895,000, the elegant abode has served as Billy Rose’s personal residence for 20 years.
Located in the sought-after Westword neighborhood, the property sits on the “first lot bought in highly coveted Westwood Hills”, per the listing, and is known as the Murrow Residence, named after its original owners.
Rose himself provided a little bit of background on the home’s history.
“The Murrows considered the lot to be the trophy of Westwood Hills,” Billy Rose tells us. “Mr. Murrow, for whom the home was built, was (as I understand it) a bit of a “mucky muck” at the Rand Corporation. He had rigged the front door such that he could attach a 35mm projector to the door and project through to the living room.“
But it’s not just the location that appealed to The Agency co-founder.
The home’s distinct design played a big role too. The 1940-built residence is an outstanding example of International Style architecture (post Deco and pre Mid-Century Modern).
Photo credit: The Agency
“I find International Style architecture to be sublime,” Billy Rose shared in an exclusive comment for Fancy Pants Homes. “The style is best described as stripped of all unnecessary ornamentation and about accentuating the strengths of the home (the view, the layout, the light, the circulation, the air flow). Le Corbusier (one of the pioneers of what is now regarded as modern architecture) summed it up best when he called a house a “machine for living”.“
Vintage and collectible lighting, designer finishes, and terrazzo and custom-milled walnut floors complement the home’s unique style, while broad expanses of glass in every direction bring the outdoors in.
Photo credit: The AgencyPhoto credit: The AgencyPhoto credit: The Agency
The house has a total of 5 bedrooms — all suites — with the primary being touted as “one of the best primary suites in its class with extremely generous dual closets and baths”, per the listing.
Photo credit: The AgencyPhoto credit: The AgencyPhoto credit: The Agency
The inviting chef’s kitchen has its own claim to fame.
“My wife is a chef and she filmed her show “Taste of Melrose” from there,” shared Rose whose wife, model-turned-chef Melissa Rose, has been filming her cooking show in their camera-ready kitchen for years.“It was not only a great exhibition kitchen, but it served us well for our numerous dinner parties.”
Photo credit: The AgencyPhoto credit: The AgencyPhoto credit: The Agency
When prompted to pick his favorite area of the house, The Agency co-founder signaled out the primary bedroom suite, along with “the original stairway, with its two-story Torrance steel window system“, which he says was one of the things that drew him to the property.
Photo credit: The Agency
Heading outside, we find a secluded backyard oasis with a cascading pool, spa, fire pit, grassy yard, dining and lounging areas, with mature landscaping, tall hedges, and privacy walls shielding it from prying eyes.
Photo credit: The AgencyPhoto credit: The Agency
Unsurprisingly, Billy Rose holds the listing along with Stefan Pommepuy, also with The Agency.
And while Rose hasn’t yet been part of the cast of Buying Beverly Hills, the Netflix series starring agents from the luxury real estate brokerage he co-founded alongside Mauricio Umansky, we’re hoping his house will — and that the second season of the show will give us a better look inside his inviting abode.
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Mardi Gras, distinct cuisine, music and nightlife are some of the draws that keep The Big Easy a favorite travel destination for people throughout the world. But you’re not looking for a fun weekend with your friends, you want to call New Orleans home.
That means you’re looking for the best apartments in New Orleans in the best neighborhood that will meet the needs and demands of your lifestyle. As a true melting pot, you’ll be able to find what you’re looking for. Whether it’s an immersive Creole experience or a slice of Europe, New Orleans has various neighborhoods full of colorful characters and fascinating stories.
Where to live in New Orleans
Unlike tourists, you won’t miss out on the things that make New Orleans a truly unique and amazing place to live. The proud collection of neighborhoods dispersed throughout the city. No matter if you’ve always dreamed of living in the most popular areas or are ready to discover the hidden gems that aren’t so hidden to residents. Get ready to live and breathe the real New Orleans.
Who’s coming with you?
Which one neighborhood characteristic can you not live without?
What’s your idea of quality downtime?
Which of these best describes your current life stage?
Your personal style could be best described as:
Which of the following is most important to you in choosing an apartment?
Where to Live in New Orleans
Uptown
In Uptown, vibrant 19th-century residences dominate the streets, making it impossible not to fall in love with the gorgeous architecture. Though the quieter surroundings and views of the Mississippi River are enough to convince anyone to move to Uptown, there’s so much more to get to know about this area. If you need to live close to outdoor activity, Audubon Park and Audubon Zoo provide tons of options. The park has a two-mile walking and bike path and vast amounts of green space for picnics, a game of a catch or a relaxing day of sunbathing. The zoo has 2,000-plus animals and a water park. Living in Uptown also gives you a wealth of food choices, and any restaurant you walk into is a paradise for your taste buds.
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New Orleans East
Image Source: Willowbrook Apartments
New Orleans East is a massive area, sprawling with residential homes and has a far more suburban feel. Long ago, New Orleans East was nothing but marshland, which is why you’ll be able to enjoy the beauty and peace of the wetlands. Audubon Louisiana Nature Center has biking and walking trails that give families the opportunity to spot local wildlife and a planetarium! Take the boardwalk paths at the Bayou Sauvage National Wildlife Refuge to watch great blue herons and alligators. The area took a hit after Hurricane Katrina, but various economic development and community projects are in the works and the passionate community keeps residents current of all going on. A wonderful place for those looking for opportunities to make a difference in their community, New Orleans East welcomes you.
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French Quarter
The hotbed of activity in NOLA, the French Quarter is unlike any other neighborhood in the country. Historic, storied and extremely popular, The Quarter, as it’s referred to locally, is the heart of the city. Townhomes and cottages found in The Quarter have Creole- and Spanish-influenced architecture. The modest exteriors conceal decadent interiors and perfectly manicured courtyards awaiting renters inside. The world-famous Bourbon Street has apartments that provide amazing views of the city and the partying going on below. With a nightlife that lures so many residents and tourists, it has some of the best restaurants and bars, random gatherings and music as the nights go on. Nearby, the Audubon Aquarium has a must-see otter exhibit that kids and adults love.
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Algiers
Image Source: 629 Atlantic Ave
The neighborhood of Algiers has sat right on the Mississippi River for 300 years. Unconnected to New Orleans, it’s accessible by a bridge and Ferry. Commuting to other areas in the city is easy with the Algiers Ferry, which gives you beautiful views of the NOLA skyline before dropping you off in the Quarter or Central Business District. Music and art lovers will love Algiers, too. There’s the Algiers Folk Art and Blues Museum which holds a festival in the fall and the Jazz Walk of Fame. The neighborhood streets have studios where you can learn new crafts, like glass blowing. What truly defines Algiers is the quaintness of it all — the coffee shops, the ferry ride, the Victorian cottages and urban community parks. It feels like a village instead of a New Orleans neighborhood.
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Gentilly
Image Source: 555 Chamberlain Dr
Typically ignored by tourists, Gentilly has a number of delicious restaurants, great places to shop and history like other areas in the city. Perfect for families and people who don’t want the high energy of other neighborhoods, Gentilly offers the University of New Orleans where art exhibitions and concerts are held. There’s also the Hellenic Cultural Center, which holds a very popular New Orleans Greek Fest. For those in the know, Gentilly has one of the best Mardi Gras parties, Krewe of Dreux – a huge informal outdoor party and parade. Located about 3 miles away from the French Quarter, Gentilly is not as walkable as other areas. There are major avenues with buses, but a car is the main — and probably best — way to get around if you live in this neighborhood.
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Garden District
Moving to Garden District will put you on a street lined with oak trees, humming streetcars, apartments that look like mansions and actual mansions. Garden District is a historic neighborhood with the classic architecture of the city and plenty of eating and shopping options. Highly walkable, you can still take the St. Charles Avenue Streetcar which extends from downtown to Uptown and goes directly through the Garden District. Magazine Street is another win for those who move to Garden District. Brunch is on another level at some restaurants, where it’s available all day. More than a place to get food, Magazine Street is famous for the shopping it offers, too. Independent shops dominate, but with the crowd that lives near, chain stores are starting to expand their presence.
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Metairie
Metairie has earned the distinction of being one of America’s Best Cities without technically being a city. So, needless to say, people who live here really enjoy what Metairie offers, specifically Old Metairie. Old Metairie is surprisingly walkable. You can easily make your way to the bank, gym and coffee shop in about two blocks. A quick run to the grocery store without a car in the suburbs is pretty amazing. For families, the number of schools and parks offered is shocking. There are programs for infants, part-time moms, public, private and even gifted programs. A night out is always needed, and even still, Metairie delivers without residents needing to leave the city limits. You’ll find an amazing food scene and high-end retail shopping.
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River Ridge
Image Source: Sawmill Creek Apartments
Suburban charm meets city convenience in River Ridge, where a happy balance of both is a perk of living here. Living near the Mississippi gives you a lot to enjoy in this suburb, including the Mississippi River Trail, which spans 3,000 miles and 10 states. It also connects you to other surrounding suburbs and is a favorite local place to watch the sunset. Zeringue and LaSalle Park have more trails to enjoy. A top priority in this suburb is schools. River Ridge, LA, is in the Jefferson Parish School System, which is highly rated. Kids will enjoy schools that prepare them well for college and any other future they choose.
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Rebecca Green is a content editor and writer for RentPath. She enjoys interior design, dogs and can tell you where to find the best pizza in Brooklyn. You can see some of her other published work on Apartment Guide.
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Are you in search of the perfect studio apartment in Southeast Washington, DC? Look no further than 2801 Pennsylvania, where you’ll find a cozy and inviting 550-square-foot studio apartment available for just $1,235 per month. With a spacious walk-in closet and a separate dining area, this apartment offers both comfort and convenience.
Welcome to 2801 Pennsylvania
At 2801 Pennsylvania, you’ll find a welcoming community that’s ready to make you feel at home. Located in the Randle Highlands neighborhood, this apartment complex offers studio and one-bedroom cat-friendly apartments for rent. The apartments feature open layouts, beautiful hardwood floors, and classic finishes that create a charming living space.
But it’s not just about the apartments themselves; 2801 Pennsylvania is committed to providing excellent customer service. With on-site maintenance and management, you can rest assured that your needs will be promptly addressed. Additionally, the convenience of online rent payments makes managing your finances a breeze. Everything you need to feel comfortable and cared for is right at your fingertips at 2801 Pennsylvania.
Embrace a Higher Level of Service
At WC Smith, the management company behind 2801 Pennsylvania, great customer service is considered the best amenity. Living at 2801 Pennsylvania means experiencing this commitment to service firsthand. The dedicated service team is available 24 hours a day, ensuring that you have assistance when you need it most. Plus, with the ability to access your resident account online at any time, you have the flexibility to manage your affairs day or night. It’s all part of the effort to provide you with a superior living experience.
Community and Apartment Amenities
The amenities at 2801 Pennsylvania cater to your comfort and convenience. In addition to being cat-friendly, the community offers:
Controlled access/gated entry for added security.
High-speed internet to keep you connected.
Laundry facilities for your convenience.
On-site maintenance and management teams to address your needs promptly.
Inside your studio apartment, you’ll find:
Air conditioning to keep you comfortable year-round.
Ceiling fans for added ventilation.
A gas range for preparing meals.
Beautiful hardwood floors that add warmth and character.
A large walk-in closet to help you stay organized.
A refrigerator to store your groceries.
Window coverings for privacy.
Cable readiness for your entertainment needs.
Make 2801 Pennsylvania Your New Home
With its affordable rent, convenient location, and commitment to excellent service, 2801 Pennsylvania is the ideal place to call home in Southeast Washington, DC. Don’t miss the opportunity to rent this 550-square-foot studio apartment for just $1,235 per month. The large walk-in closet and separate dining area make it a comfortable and practical choice. Contact 2801 Pennsylvania today and discover why this community is the perfect place for you to call home.
Equal Housing Opportunity
Rental providers will not refuse to rent a rental unit to a person because the person will provide the rental payment, in whole or in part, through a voucher for rental housing assistance provided by the District or federal government.
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Colorado Springs is one of the most breathtakingly beautiful places in the country — if not the world. It’s no wonder, then, that so many people want to call this great city home. In fact, nearly 4,000 people moved to Colorado Springs in 2021 alone, an upward trend the city has experienced since 2019.
But it’s not just the beauty of nature (hello, Pikes Peak!) that brings tourists and new residents alike to the area each year. Colorado Springs provides a relaxed atmosphere, a strong sense of community, clean air and exquisite dining and entertainment opportunities. Colorado Springs — and the state of Colorado itself — are also well-known for being extremely health conscious.
If these qualities appeal to you, then you should definitely consider finding an apartment for rent in Colorado Springs. And that leads us to another perk of living in this awesome city — affordable housing. While the overall cost of living is around 3.4 percent above average, rental prices are dropping (by nearly 25 percent in the past year). It’s the perfect time to start looking for an apartment here, but where should you live in Colorado Springs?
Where to live in Colorado Springs, CO
This city has numerous neighborhoods that would fit the needs of many new residents. But what neighborhood is right for you? We want to make the choice of where to live in Colorado Springs easy, so you can take out our interactive quiz to find your ideal neighborhood!
Who’s coming with you?
Which one neighborhood characteristic can you not live without?
What’s your idea of quality downtime?
Which of these best describes your current life stage?
Your personal style could be best described as:
Which of the following is most important to you in choosing an apartment?
Where to Live in Colorado Springs
Downtown
Downtown Colorado Springs is unlike most larger neighborhoods. You won’t find looming skyscrapers that impede your view of the natural beauty of the area. The downtown area is ideal for people who like to live close to work or like more hustle than the suburbs can provide. If you’re a single, young professional or you and your partner want to walk to great restaurants and entertainment, this is the neighborhood for you. During the winter months, park officials of nearby Acacia Park set up an ice-skating rink with loudspeakers that play holiday music. You’ll feel like you’re in a Hallmark Christmas movie. And while there’s a strong sense of history in this neighborhood, there are urban developments and renovation projects that add to the neighborhood’s appeal.
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Briargate
Image Source: Crowne at Briargate
This neighborhood is part of one of the best school districts in the county. The schools, the quiet of the suburbs and the fun outdoor activities make it a wonderful place to raise your little ones. Briargate is also home to many military families due to its proximity to Peterson Air Force Base. But it’s not all about the kids. There’s something here for every member of the family, including the fun outdoor activities like those available at John Venezia Park. You can picnic, play soccer or go hiking. There are also several great shopping centers, as well.
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Old Colorado City
Image Source: 1315 W. Colorado Ave
Situated on the west side of Colorado Springs is one of the oldest, most charming parts of the city. Developers built Old Colorado City in the mid-1800s and in many areas, you can’t tell that anything has changed since then. Homes on the historic registry line the streets. The nearby Ghost Town Museum takes you back in time to the Wild West. Many families live in, and businesses operate out of, old Victorian homes, giving this neighborhood even more charm. High-scale shopping, entertainment and dining are nearby, as Downtown Colorado Springs is less than three miles away.
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Pikes Peak Park
Pikes Peak Park is ideal for people who love the great outdoors and animals. There are multiple parks and green spaces for families and their pets to play, including Van Diest Park and the Leon Young Youth Sports Complex. The neighborhood itself is large and sprawling. While you can find some modern apartment complexes in the area, you’ll also find a high number of single-family homes. Residents here appreciate the gorgeous views of Pikes Peak and Cheyenne Mountain, as well as the mature trees that add to the beauty of the neighborhood.
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Norwood
Image Source: 3919 Diamond Ridge View
This small, mountain town has plenty of wide-open spaces to roam around and explore. Some of the outdoor fun includes fishing, hunting, biking, hiking and skiing. Residents here say one of the main things they appreciate about Norwood — aside from the natural beauty, of course — is their neighbors. Norwood is home to some of the nicest people you’ll ever meet. Norwood is a small neighborhood with a grocery store, bank, gas station, a medical and dental clinic and some churches. But there are also some great dining opportunities, as well. For example, Norwood residents are over the moon about I-Cool Thai Ice Cream Shop, Edelweiss German Restaurant, Bada Japanese Restaurant and Frankly Coffee.
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Broadmoor
Image Source: 17 Alsace Way
Broadmoor has plenty of opportunities for hiking and biking, whether you just love spending time in the great outdoors or you’re looking for fresh ways to stay in shape. This neighborhood is also home to The Broadmoor, a resort and hotel that’s one of the largest and most luxurious in the state. It has 10 restaurants and numerous shops on-site. The Broadmoor has been the temporary resting place of celebrities over the decades, too. The building, which is over 100 years old, is truly a sight to behold, making this a top tourist destination.
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Northgate
Image Source: 1352 Lookout Springs Dr
Northgate is about 14 miles away from Downtown Colorado Springs, but the commute is much faster and easier due to the close proximity to the interstate. The neighborhood boasts movie theaters, great restaurants and plenty of green spaces. You’ll find some great shopping centers, as well. Several brewpubs, cafés and international restaurants feed the residents of Northgate, too. Like Briargate, the upscale neighborhood of Northgate is within the bounds of one of the top school districts in the county, making it a great place to raise your kids.
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Ivywild
Image Source: Elevate Apartments
Ivywild, a neighborhood in the southern part of Colorado Springs, is one of the city’s oldest working-class communities. The suburban neighborhood is primarily single-family homes and medium-sized apartment complexes. Since 2011, developers have started renovating older buildings and plan to renovate and build new structures until at least 2036. Ivywild has a fun, quirky personality. The Principal’s Office is an artisan coffee and cocktail bar located in an old school. You’ll also find multiple pubs, cafés and shops, including the Oak Whiskey House.
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Rebecca Green is a content editor and writer for RentPath. She enjoys interior design, dogs and can tell you where to find the best pizza in Brooklyn. You can see some of her other published work on Apartment Guide.
Though the fictional Stars Hollow didn’t make the list, you’ll see the charming towns that might have inspired it.
Connecticut, with its diverse range of communities, offers a plethora of attractive options that suit various lifestyle needs.
When it comes to locking down the ideal location for you and yours, the choice can be dizzying. From coastal towns that exude maritime charm to bustling cities rich in cultural and recreational activities, Connecticut has something for everyone. This article takes a closer look at some of the best places to live in Connecticut, focusing on factors like quality of life, education, economic stability and more.
Population: 136,309
Average age: 37.9
Median household income: $99,791
Average commute time: 31.0 minutes
Walk score: 55
Studio average rent: $2,019
One-bedroom average rent: $2,618
Two-bedroom average rent: $3,498
Stamford has it all. From high-energy downtown life to the serenity of beachfront communities, Stamford’s strategic location near New York City makes it a popular spot for those who work in the Big Apple but want a more relaxed environment to call home.
Stamford’s economy is booming, thanks in part to a thriving financial sector and the presence of several Fortune 500 companies. On the leisure side, the city doesn’t disappoint. Between the Stamford Town Center mall, the Avon Theatre and the Stamford Museum & Nature Center, there’s never a dull moment.
Living in Stamford offers not just the perk of urban convenience but also opportunities for seaside relaxation. With beaches like Cove Island Park offering saltwater swimming and picnic spots, residents get to experience the best of both worlds. The public schools in Stamford are highly rated, making it an excellent choice for families. There’s also an assortment of housing options to fit different lifestyles—from modern apartments to colonial-style homes. The city’s efficient public transportation and close proximity to major highways make getting around a breeze.
Population: 120,5776
Average age: 32.9
Median household income: $37,477
Average commute time: 22.3 minutes
Walk score: 67
Studio average rent: $1,432
One-bedroom average rent: $1,613
Two-bedroom average rent: $1,705
Hartford somehow manages to offer an urban buzz in a friendly, neighborhood-like atmosphere. As one of the best places to live in Connecticut, Hartford is a hub for healthcare, education and insurance, hosting some of the largest companies in the industry. From historic sites like the Mark Twain House to the modern wonders of the Connecticut Science Center, the city offers a range of activities for all age groups. Foodies will find a growing culinary scene that rivals larger cities, while sports enthusiasts can catch a Hartford Yard Goats game at Dunkin’ Park.
Although the city possesses a bustling downtown, the many parks and green spaces provide ample room for relaxation and outdoor activities in peace. Bushnell Park, for instance, serves as the city’s green lung, with a carousel and plenty of space for picnics or jogs. For those looking to raise a family, Hartford offers a variety of public and private school options, and the nearby suburbs provide even more choices for residential living. With its proximity to other major cities like Boston and New York, Hartford makes for a convenient home base without the overwhelming bustle, cementing its status as one of Connecticut’s most desirable places to settle down.
Population: 62,396
Average age: 43.4
Median household income: $115,885
Average commute time: 30.4 minutes
One-bedroom average rent: $3,720
Two-bedroom average rent: $5,452
Greenwich is not just a name you’ll hear on Wall Street; it’s also one of the best places to live in Connecticut. Often celebrated for its high-end shopping districts and upscale neighborhoods, Greenwich offers an extraordinary quality of life just a stone’s throw away from New York City.
The city is a magnet for successful professionals and families, featuring top-tier public schools and a range of impressive real estate options, from sprawling estates to contemporary condos. For those who appreciate the finer things, the Greenwich Avenue shopping district is a stroll down luxury lane, boasting designer boutiques, art galleries and some of Connecticut’s best dining spots.
The allure of Greenwich isn’t just limited to its commercial and residential glamor. The city is equally rich in natural beauty and recreational activities. Topping the list are the pristine beaches along Long Island Sound, which provide the ideal backdrop for sailing, swimming or simply soaking up the sun. For those who love the outdoors, the city is home to a ton of parks and nature reserves, making it a splendid locale for hiking and bird-watching. Excellent public services, a low crime rate and community-centric events like the annual Greenwich International Film Festival, round out the city’s many merits.
Population: 135,081
Average age: 30.7
Median household income: $42,222
Average commute time: 22.9 minutes
Walk score: 68
Studio average rent: $1,745
One-bedroom average rent: $2,322
Two-bedroom average rent: $2,895
New Haven is frequently highlighted as one of the best places to live in Connecticut. Known worldwide as the home of Yale University, the city offers a rich intellectual climate without skimping on culture and recreational options. Whether you’re drawn by the scholarly atmosphere, the groundbreaking medical facilities or the economic opportunities in technology and healthcare, New Haven has something for everyone. Add in iconic spots like the historic Shubert Theatre and the culinary treasure trove that is Wooster Square, famous for its pizza, and you’ll see why many consider it a gem in the Constitution State.
Life in New Haven isn’t only about hitting the books or attending lectures. Residents here find plenty of room for leisure and outdoor fun. East Rock Park offers panoramic views of the city and is a popular spot for hiking, while Lighthouse Point Park is preferred for beach outings and scenic picnics.
Population: 62,105
Average age: 41.0
Median household income: $149,641
Average commute time: 32.9 minutes
One-bedroom average rent: $2,200
Two-bedroom average rent: $2,065
When discussing the best places to live in Connecticut, Fairfield frequently makes the cut — and with good reason. Thanks to a strategic location along the Long Island Sound, this charming town seamlessly blends coastal living with suburban tranquility.
Fairfield University and Sacred Heart University lend the town an intellectual flair, adding an assortment of unique events and academic resources to the mix. Economically, Fairfield holds its own with a diverse job market in industries like healthcare, education and retail. As for leisure, from the historic Burr Mansion to the Fairfield Theater Company, there’s no shortage of arts and culture to indulge in.
Fairfield doesn’t skimp on the natural beauty either, boasting several pristine beaches and peaceful parks. Jennings Beach and Lake Mohegan are popular spots for swimming, picnicking and hiking, perfect for individuals and families alike. Speaking of families, the town’s public schools are highly rated, offering strong academic programs that make Fairfield an attractive place for parents seeking quality education for their children.
Population: 34,427
Average age: 44.0
Median household income: $140,420
Average commute time: 22.5 minutes
One-bedroom average rent: $1,450
Two-bedroom average rent: $2,575
Glastonbury is a picturesque town that is often cited among the best places to live in Connecticut. Located along the banks of the Connecticut River, Glastonbury is a hotspot for those who enjoy outdoor activities with a side of upscale suburban life. With a strong job market primarily in healthcare, education and insurance, the town provides a stable economic environment for professionals. When it comes to recreation, whether you’re a fan of farmers markets, antique shops or hiking trails, like those found in Case Mountain, Glastonbury doesn’t disappoint.
Beyond its recreational appeal, Glastonbury makes a lasting impression with its commitment to education. The public schools are among the best in the state, featuring comprehensive curriculums and a wide range of extracurricular activities. A tight-knit community spirit is palpable here, supported by various local events and a bustling town center where residents gather to shop, dine or simply catch up.
Population: 18,114
Average age: 50.8
Median household income: $60,139
Average commute time: 34.9 minutes
One-bedroom average rent: $1,800
Two-bedroom average rent: $2,650
Madison is a picturesque town that offers its residents the dual joys of beach life and a robust culture. From enjoying water sports like kayaking and paddleboarding to exploring the town’s many boutique shops and cafes, Madison has a little something for everyone. And don’t overlook the cultural richness here: Places like the Scranton Library and the Madison Art Cinemas add layers of activity and entertainment to community life.
Madison also brings practical advantages to the table. Education is a strong suit, with public schools that rank among the top in the state, offering a variety of advanced placement courses and extracurricular activities. From the historic district to the more modern parts of town, the housing market is diverse, providing plentiful options for different lifestyle needs.
Population: 7,228
Average age: 45.8
Median household income: $129,919
Average commute time: 36 minutes
One-bedroom average rent: $1,850
Two-bedroom average rent: $1,951
If you’re on the hunt for a place that combines New England charm with an air of sophistication, Ridgefield should undoubtedly be on your list of the best places to live in Connecticut. Located near the New York state line, Ridgefield has long been a favored destination for those who desire a serene living environment without sacrificing easy access to the hustle and bustle of the city. It’s the kind of place where historic homes, top-notch schools and swanky boutiques coexist harmoniously. The Ridgefield Playhouse and the Aldrich Contemporary Art Museum inject a dose of culture into the community.
When it comes to recreation, Ridgefield does not disappoint. Open spaces like Bennett’s Pond State Park and the Ridgefield Rail Trail offer plenty of opportunities for hiking, biking and nature observation. Families, in particular, find Ridgefield a prime location for settling down, thanks to an excellent public school system and myriad of youth-oriented activities.
Population: 86,759
Average age: 38.9
Median household income: $74,600
Average commute time: 28.6 minutes
Walk score: 37
Studio average rent: $1,575
One-bedroom average rent: $2,202
Two-bedroom average rent: $2,925
Positioned along the New York-Connecticut border, Danbury stands as a diverse and bustling city, frequently highlighted as one of the best places to live in Connecticut. Known as ‘Hat City’ for its once flourishing hat industry, Danbury is now a hub of commercial activity thanks to Danbury Fair Mall, a variety of restaurants and a lively downtown area.
The city’s employment landscape is as diverse as its population, with opportunities spanning from healthcare to retail to manufacturing and more. Highlights like the Danbury Music Centre and the Danbury Railway Museum add a unique touch to city life, appealing to residents of all ages.
Beyond its commercial and cultural assets, Danbury provides residents with a ton of opportunities to get their hearts pumping. Candlewood Lake, the largest lake in Connecticut, provides a fantastic backdrop for boating, fishing and kicking back under the sun. The city is also home to several parks and trails, perfect for all outdoorsy types. Education is well-covered, too, with public and private schools offering challenging curriculums and well-supported extracurricular programs. Whether you’re interested in renting a modern apartment downtown or purchasing a traditional home in one of its quieter neighborhoods, there’s a place in Danbury for you.
Population: 50,541
Average age: 44.3
Median household income: $97,951
Average commute time: 25.5 minutes
Walk score: 34
Studio average rent: $1,945
One-bedroom average rent: $2,262
Two-bedroom average rent: $3,045
Boasting 17 miles of coastline along Long Island Sound, Milford brings together the best of seaside living and suburban comfort, easily making it one of the best places to live in Connecticut. This small city with a big heart offers a ton of activities that keep residents engaged year-round. Whether you’re a beach enthusiast, a shopping addict or someone who loves exploring historical sites like the Eells-Stow House, Milford has you covered. The city’s downtown area is a blend of old-school charm and modernity, filled with boutique stores, art galleries and eateries that offer a delightful mix of local and international cuisine.
When it comes to education, Milford doesn’t fall short. The city has excellent public and private schools that make it an attractive destination for families. Moreover, Milford’s well-planned residential areas offer an array of housing options, from cozy beachfront cottages to more expansive homes further inland.
On the employment front, Milford boasts a balanced job market with opportunities in healthcare, education and retail, just to name a few. A sense of community is palpable here, nurtured through yearly events like the Oyster Festival and a strong network of local organizations.
Your Connecticut community is waiting
After exploring a variety of towns and cities, it’s clear that the list of the best places to live in Connecticut is expansive and diverse. Whether you’re seeking the cosmopolitan allure of a bustling city, the tranquil ambiance of a coastal town or the balanced offerings of a suburban community, Connecticut provides a compelling list of options.
Each town featured above offers its unique blend of attributes, from excellent schools and flourishing job markets to open spaces that keep you engaged. Choosing where to live is a personal decision, but one thing is certain: in Connecticut, you’re spoiled for choice.
Ready to find the perfect Connecticut apartment for you? Start your search at Rent.
Mortgage rates remain anchored north of 7% as investors focus on the impact of rising headline inflation ahead of next week’s Fed rate decision.
Freddie Mac‘s Primary Mortgage Market Survey, which focuses on conventional and conforming loans with a 20% down payment, shows the 30-year fixed rate averaged 7.18% as of Sept. 14, up from last week’s 7.12%. By contrast, the 30-year fixed-rate mortgage was at 6.02% a year ago at this time.
“The reacceleration of inflation and strength in the economy is keeping mortgage rates elevated,” Sam Khater, Freddie Mac’s chief economist said. “However, potential homebuyers can still benefit during these times of high mortgage rates by shopping around for the best rate quote.”
Indeed, Freddie Mac research suggests homebuyers can potentially save $600-$1,200 annually by applying for mortgages from multiple lenders.
Other indices showed different mortgage rates this week.
HousingWire’s Mortgage Rates Center showed Optimal Blue’s 30-year fixed rate for conventional loans at 7.16% on Tuesday, compared to 7.20% the previous week. At Mortgage News Daily on Wednesday, the 30-year fixed rate for conventional loans was 7.22%, down from 7.33% the previous week.
What to expect from the Federal Open Market Committee meeting next week ?
On Wall Street and in Washington, investors believe that the Federal Reserve is poised to steer the economy toward a soft landing. Even if August’s headline inflation was driven up by energy prices, the core CPI provided more evidence that core inflation is trending down toward pre-pandemic levels, Jiayi Xu, economist at Realtor.com said. Overall, she expects that inflation will continue to move in the right direction as shelter costs have moved down for five consecutive months on a year-over-year basis. Additionally, Realtor.com’s median asking-rents indicate rental prices have been gradually declining.
“Overall, we expect the Fed will maintain its ‘wait-and-see’ approach in its next FOMC meeting and closely monitor future data,” Xu said.
However, some economists also say that the economy is veering toward a contraction, with 10-year yields holding below 3-month yields, Bloomberg reported. On Thursday, the market surpassed the 1980 record to hold that way for the longest consecutive daily stretch since Bloomberg’s records began in 1962.
How are mortgage rates affecting the housing market ?
As many existing homeowners are staying put in today’s elevated mortgage rates environment, the inventory problem persists and puts first-time homebuyers in a difficult position. Indeed, over one-third (34%) of prospective buyers have yet to purchase a home because there are not enough homes for sale in their budget, HousingWire reported on Thursday.
On the buyers’ side, high mortgage rates continue to subdue demand, with mortgage applications in the first full week of September falling to lows last seen in 1996.
Even as housing demand cools this fall, inventory will remain low, Bright MLS Chief Economist Lisa Sturtevant said.
In that context, prospective homebuyers are scrambling to find solutions, she added.
“Some families are buying homes together, with millennials teaming up with their Baby Boomer parents to buy a multigenerational home. Other buyers are looking for opportunities to purchase a home where they rent out part of it to generate additional income.”
Buyers are also pushed to making trade-offs, such as looking for smaller homes and expanding their neighborhood searches.
“MBA expects some of the recent volatility in rates to subside enough that the 30-year fixed rate will fall closer to 6% by the end of the year,” MBA President and CEO Bob Broeksmit said.
