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Apache is functioning normally

Apache is functioning normally

The Friday “Ask the Readers” column generally follows a set format: I introduce the topic, share a reader e-mail, give my best advice, and then ask for your feedback. Today’s column is a little different. Sarah sent me a 1000-word question, and rather than write any sort of response, I’m just going to let her have the entire space. Everything that follows is from Sarah.

I have a question for other GRS readers. It’s a simple question: Should I sell my car? It actually seems to have a very simple answer: Yes.

I keep writing lists and outlining the reasons why I should sell my car (and why I shouldn’t), and the balance lies very clearly in favor of selling my car. And yet I’m having the hardest time selling my car.

Why? I’m a practical, logical, pragmatic person. Why is this so hard to do? Why is selling my car so difficult? Even with the facts laid out, staring me in the face, I’m having the hardest time selling my car.

Why I Bought a Car in the First Place

I used to live completely car-free. I lived in different cities and only walked, bused, or biked to get around — occasionally living the high life and taking a taxi when I felt like being luxurious. And then I moved to California.

I bought a car last year. I purchased a 2010 Toyota Matrix from a dealer, priced at $17,490, with a $1000 rebate for being a recent college grad. The Kelly Blue Book value of the car, at new, was $20,049. My purchase price was $16,490. With taxes, registration, and fees, I forked over $19,009. As a somewhat-savvy consumer, I secured a three-year financing plan with 0% interest.

I bought the car because I lived 40 miles from my job, commuting an hour each way (through San Francisco, across the Golden Gate Bridge), and there wasn’t sufficient public transportation to get me to and from my job.

I’ve now owned (and paid for) the car for 12 months, spending $6800 on car payments. I have $12,200 left to pay on the car over a two-year period.

The cost of the car has been unbelievable. In one year, these are the costs:

  • Car payments — $529 per month
  • 20,000 miles total
    • 25 mpg average
    • gas price is $3.15 in California
    • $2520 for gas, or
    • $210 per month in gasoline
  • Maintenance for one year (four tune-ups at $109 each) — $436 ($36 per month for maintenance)
  • Insurance — $109 per month for insurance (AAA)
  • Bridge Tolls (crossing the Golden Gate Bridge every day costs $5) — $80 per month
  • Parking. I’m lucky to have free parking, mostly, unless I drive downtown — $50 per month is my average for parking

Every month, I spend about $1014 on driving and owning the car. $1014! This is roughly one third of my take-home income. What would I do with $1014 per month?!?

In addition, I have a substantial amount of debt from undergraduate and graduate student loans (in the realm of $80,000) that I’m currently working hard to pay off. The student loan payments are $679 per month. I struggle to make the car payment and the student loan payment each month.

Today: The Current Situation

In November, I moved back to San Francisco, because I couldn’t stand the long commute. Commuting through city traffic is tiring and psychologically draining; I quickly remembered why I dislike driving so much. In contrast, San Francisco is a hub of public transportation options — sometimes better or worse, depending on the neighborhood that you live in.

I now live eight miles from my job in Sausalito. The drive takes about 15-20 minutes, depending on traffic. Parking at my job is easy, but parking in San Francisco is a nightmare — it can take up to 40 minutes to find a parking spot. I have the option of purchasing a parking spot, but those cost upwards of $300 in a city like San Francisco, and I can’t stomach how much I’m already spending on the car alone.

I now have alterative means for getting to work. For example, I can bike to work a few days per week, depending on the day and the weather. There’s also a bus line that goes to and from my work on the hour, and takes about 30-40 minutes to get to work (it doubles my commute time, but I don’t have to worry about parking, driving, or concentrating on the road).

The (Easy) Conclusions

I worry that it’s a mistake to sell my car after owning it for one year. My parents tell me that I should wait it out for the next two years, buckle down, and just finish making the payments — because I need a car and can’t possibly live without one. People suggest that it’s foolish to buy a brand new car and sell a car within the first year of ownership.

However, I also think that sunk costs are sunk costs. What I’ve already spent on the car is gone; it’s what I spend in the future that’s still up for determination. I think it makes sense for me to sell my car.

Here are some reasons I think I should sell my car:

  • Living in a city — with ample public transportation, alternative car-sharing options, bicycle riding, and walking — makes having a car a luxury, not a necessity.
  • Getting rid of $12,200 of unpaid debt is a good thing.
  • There are additional costs to car ownership — insurance, gas, parking, maintenance — that will continue to add up over time. (To the tune of about $450 per month.)
  • The current value of my car ($14,000) is more than I owe on my payments ($12,200)

But wait! There’s more!

  • A car is a depreciating asset, and will not add any value over time. Struggling to make these payments does not help me reduce or eliminate debt in other areas of my life.
  • Public transportation to work costs $4 each way, or approximately $160 per month.
  • If I also choose to use a car-sharing program on the weekends, I would spend between $50 and $75 for a weekend use — but the cost would be elective, and not fixed.
  • If I don’t spend the money on the car, I can spend the money on other things that are more important.

It seems painfully clear, on paper, that I should sell my car. And yet I get in and drive it every single day — to teach swim lesson after work, to dinner parties, to events, on trips to Tahoe, on excursions. I am afraid of selling my car. Psychologically and emotionally, I’m attached to it. I also stubbornly don’t want to admit I made a mistake in buying the car in the first place.

So tell me, fellow GRS readers, what should I do? Can I afford to sell my car? Can I afford not to?

J.D.’s note: Though I don’t have room for my traditional long reply, I’ll just chime in to say I’m glad that Sarah mentioned sunk costs. That’s a very important thing to remember in making these sorts of decisions. (What you’ve spent already is irrelevant; it’s what you spend going forward that matters.) And I think her situation highlights why it’s often best to buy a cheap used car than a brand-new one. I think a $2,000 beater would be perfect for her.

Source: getrichslowly.org

Apache is functioning normally

Apache is functioning normally

Radford Studio Center, a storied movie lot in Studio City that has been home to generations of landmark television shows — including “Gunsmoke” and “Seinfeld” — is set to get a $1-billion upgrade to expand its facilities and bring them further into the digital age.

The owners of the lot formerly known as CBS Studio Center submitted plans to Los Angeles officials Friday to revamp and enlarge the aging studio and broadcasting complex, adding as much as 1 million square feet of new soundstages, production facilities and offices.

Street signs on the lot of the Radford Studio Center in Studio City.

(Gary Coronado / Los Angeles Times)

Founded by movie comedy legend Mack Sennett in 1928, the lot became known as “Hit City” in the decades after World War II as popular TV shows such as “Leave It to Beaver,” “Gilligan’s Island,” “The Mary Tyler Moore Show,” “The Bob Newhart Show” and “Will & Grace” were made there. Current shows include “Big Brother 24” and “Physical.”

The Mill Building, left, built in the 1940s, will be relocated on the lot at Radford Studio Center in Studio City.

(Gary Coronado / Los Angeles Times)

“It’s got this mystique that if you come there you’re going to make it,” said studio President Mike Klausman, who has worked on the property since he started there as a CBS page in 1971.

The Radford complex was the very studio lot that gave rise to the name Studio City. It’s had numerous incarnations, including decades as Republic Studios, home to such screen legends as Roy Rogers, John Wayne and Joan Crawford. Among Republic’s popular movies were “The Quiet Man,” “Sands of Iwo Jima” and “Johnny Guitar.”

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The current state of the 55-acre studio is less glamorous than its heritage would suggest, having evolved like an old city where new additions, often built on a tight budget, were layered over and around existing structures.

“There was never really a master plan,” Klausman said. “You would never tear down anything, just add on. We had to work around what was there.”

Bungalows for writers and stars — often quaint structures from Hollywood’s Golden Age on other historic movie lots — are clusters of mobile homes delivered in the 1990s when times were lean, he said. The vast roofs of soundstages used to drain rainwater directly onto the asphalt roads below.

Bungalows made from mobile homes, right, used by writers and stars and a parking structure in the background at Radford Studio Center in Studio City.

(Gary Coronado / Los Angeles Times)

New York Street, where “Seinfeld” was shot, at Radford Studio Center.

(Gary Coronado / Los Angeles Times)

“You almost needed a boat to get from one studio to another,” Klausman said. “It was like a river in that place.”

The drainage issue has been fixed, and times are no longer lean as the rise of streaming has escalated demand for soundstages and other production facilities and prompted the development of new studios in the Los Angeles region. Radford and other studios are booked year-round.

Though it is outwardly unassuming with its main entrance tucked around a corner from Ventura Boulevard on Radford Avenue, the Radford studio is among the most valuable in the world based on price. It sold in 2021 for $1.85 billion to Hackman Capital Partners, one of the largest providers of entertainment production facilities, and New York real estate investor Square Mile Capital Management.

“The history of hit shows that have been produced at Radford trace the trajectory of culture and entertainment in Los Angeles,” said Zach Sokoloff, a senior vice president at Culver City-based Hackman, who plans to complete its makeover.

Its location in an upscale Los Angeles neighborhood near other illustrious movie studios beloved by filmmakers made Radford highly sought after when it hit the market nearly two years ago, said real estate broker Carl Muhlstein of JLL, who represented seller ViacomCBS in the deal. There were multiple bidders for the property, he said.

Rendering of the proposed Radford Studio Center in Studio City.

(Radford Studio Center)

“Between Studio City and Burbank there are four iconic studio lots. Disney, Warner Bros. and Universal haven’t changed hands for over 100 years,” he said. “Here was an opportunity to buy something that only became surplus with the merger of CBS and Viacom” in 2019.

In addition to the real estate assets, ViacomCBS (which now goes by Paramount Global) turned over its lucrative studio operations business at the former CBS Studio Center, which includes stage rentals, facilities management and production support services on the Radford lot.

ViacomCBS sold another former CBS property, Television City in L.A.’s Fairfax district, to Hackman for $750 million in 2019. Paramount Global controls legendary Paramount Studios in Hollywood.

CBS’ two L.A. television stations, KCBS-TV (Channel 2) and KCAL-TV (Channel 9), are housed at the CBS Broadcast Center on the Radford lot, and the local news operation will stay put as part of a long-term lease-back.

A rendering of the proposed makeover of Radford Studio Center. The project would add more than 4,000 workers upon completion, doubling the number of people employed there now, according to a study by the Los Angeles County Economic Development Corp.

(Radford Studio Center)

CBS, which acquired the property from Republic Pictures in the 1960s, will continue to occupy stages and produce content on the Radford lot. CBS-produced shows there now include “SEAL Team,” “Entertainment Tonight,” “The Neighborhood” and “The Talk,” which is recorded before a live audience.

In its present form, Radford Studio Center offers tenants 18 traditional soundstages and four other stages. The site also has about 210,000 square feet of production office space and its own mill to provide carpentry services and special effects, a commissary and a carwash.

It has a backlot with a “Central Park” and a “New York Street” with 11 building fronts, including four brownstones. It also includes simulated residential neighborhoods with a hodgepodge of houses in different architectural styles, including a facade used as the Cleaver residence in the sitcom “Leave It to Beaver.”

Hackman’s proposal calls for creating a largely new studio with 2.2 million square feet of buildings, including up to 25 soundstages and 300,000 square feet of production support space such as wardrobe, storage and a mill. There would be 725,000 square feet of offices to support productions and an additional 700,000 square feet of offices available for rent to companies in the entertainment industry.

Zach Sokoloff, left, senior vice president and asset manager for Hackman Capital Partners, talks with Mike Klausman, Radford Studio Center president, at the studio lot.

(Gary Coronado / Los Angeles Times)

Historic structures, including the Mack Sennett Building and Stages 9 and 10, would be preserved.

To improve access, an entrance off Ventura Boulevard at Carpenter Avenue would be “resurrected,” Sokoloff said. The studio once had an entrance there, but it closed several decades ago.

Also planned is a new bridge over Tujunga Wash at Moorpark Street that would make Radford Avenue a through street. Only vehicles going to the studio could cross the bridge, but it would be open to members of the public on foot or on bicycles. The Los Angeles River Greenway, a 51-mile bike and pedestrian path, is currently interrupted at Radford Studio Center and a new bridge would close that gap.

Hackman owns five studios in the L.A. region, along with facilities in New York, New Orleans, Ireland, Canada, London and Scotland.

The company plans $1.25 billion worth of improvements to Television City that will add soundstages, production support facilities and offices for rent.

Though the Los Angeles area has the largest number of soundstages of any city in the world, studios are operating near 100% capacity with waiting lists as long as five film productions deep for those spaces, financial advisor Deloitte said in a 2021 report.

“To meet the booming demand, supply would need to more than double in Los Angeles County” in the next few years, Deloitte said. Planned projects for more studio space fall far short of that.

The Radford Studio project would add more than 4,000 workers upon completion, doubling the number of people employed there now, according to a study by the L.A. County Economic Development Corp.

Source: latimes.com

Apache is functioning normally

Apache is functioning normally

From the daily walk of the Peabody Ducks to the annual Memphis in May World Championship Barbecue Cooking Contest, there are so many unique pieces that make up this Tennessee city.

Memphis is an affordable place to live for renters. The cost of living in Memphis is 13.1 percent lower than the national average, which makes the Home of the Blues more affordable, overall, than nearby cities like Nashville and Little Rock.

Given this lower cost of living, you’ll find plenty of great places to live in Memphis. But, the only way to know for sure is to break down your budget into pieces. Here’s how individual components, that make up the cost of living in Memphis, compare.

Housing costs in Memphis

Memphis housing is pretty reasonable all around. Rents aren’t too high, and housing prices are reasonable. Overall, housing prices in Memphis are 20.2 percent below the national average. This is on par with other Southern cities like Birmingham, though it’s slightly higher than places like Jackson, MS.

When it comes to rental prices, averages are reasonable whether they’re trending up or down. The average one-bedroom rent in Memphis is about $1,000 per month, down 4 percent from last year. For two-bedroom apartments, the average monthly rent is up by 4 percent but it’s still under $1,100 per month.

Home prices are down slightly over last year — the median sale price in Memphis is a reasonable $175,000. By comparison, the median sale price for a home in Nashville is about $465,000.

Finding the best apartment in Memphis

There are so many great Memphis neighborhoods to consider calling home that it may feel challenging to narrow things down. Price and location will play a big part, but it’s also the vibe of the community that can help solidify your choice.

The priciest spot for a one-bed is the up-and-coming arts district of Crosstown. Here the average monthly rent for just one bedroom is about $1,900. This area is a huge draw for young professionals, artists and musicians who join families who’ve called this neighborhood home for a long time.

Two other sought-after neighborhoods that provide a great location while catering to a more artsy crowd are Mud Island and South Main. They feature one-bedroom apartments for an average monthly rent of around $1,500 and $1,200, respectively.

Food costs in Memphis

Almost as big as the music scene, the food in Memphis is second-to-none. Of course, we’re talking Memphis barbecue with its slightly sweet and tangy sauce slathered on a nice rack of ribs in restaurants like The Rendezvous and Central BBQ. There are other signature eats in Memphis (check out Gibson’s Donuts), but nothing stacks up the “Q.”

As good as all the restaurant eats are though, locals can’t eat out all the time. Since groceries run 8.9 percent below the national average though, it’s pretty affordable to eat at home. Even at a tiny increase over last year, most items on your shopping list should remain pretty affordable. For example, expect to pay $1.06 per pound for store-made fried chicken and $1.97 for a dozen eggs. If you need a good side, potatoes average $3.73 per pound, making it affordable to whip together some homemade potato salad.

Utility costs in Memphis

The seasons can get rough in Memphis thanks to muggy summers and wet and windy winters, but overall temperatures aren’t too extreme. It still gets hot and cold at the right times of the year, but you won’t see a lot of snow.

This helps make utility costs a little more affordable on the whole, and 12.2 percent below the national average. Memphis actually has one of the lowest average utility costs in the state, with an average monthly electric bill is $141.05. Nashville is one of the only Tennessee cities that comes in lower, and it’s only by $2.31.

Transportation costs in Memphis

Although not an entirely walkable or bike-friendly city overall, Memphis’ best parts are often extremely walkable. Places around downtown, including Beale Street, are better seen on foot anyway.

Public transportation is also available in Memphis, primarily by bus via MATA. Operating 34 different lines, the adult base fare is $1 per way, and you’re able to purchase a daily fast pass for just $2. For downtown and riverfront access, MATA runs three trolley lines at just $1 per way.

Though it is possible to live in Memphis without a car, many residents own one to make it easier to road trip as well as get to the outer suburbs.

When it comes to city parking, locals can pick between meters and garages. The parking garages around town can range greatly in price, from as little as $4 to upward of $25. Meters have an hourly cost of $1.50.

All combined, transportation costs in Memphis are 6.9 percent below the national average, an increase of 4.2 percent over last year.

Healthcare costs in Memphis

Budgeting for healthcare as a part of your cost of living in Memphis is challenging. Not only is everyone’s medical situation different, but things can change from month to month. Having insurance helps, but it’s also worthwhile to know what average costs are like without it.

In Memphis, healthcare costs are 9.4 percent below the national average. This is pretty close to normal when compared to other cities in Tennessee and pretty close to cities, like Birmingham, in neighboring states.

This average keeps doctor’s visits in a pretty reasonable range, assuming you don’t have insurance to pay the costs. Expect to pay an average of $99.72 per doctor’s visit, $78.60 to see the eye doctor and $105.40 for a trip to the dentist. When it comes to prescription medications, the average cost (without insurance) in Memphis is $465.99.

Goods and services costs in Memphis

Not all the pieces that make up the cost of living in Memphis are functional and necessary. You also have to put a little fun into the budget, and that’s where goods and services come in. They’re the thing you enjoy doing, you want to do, but if you ever needed to cut back, could do without.

Goods and services are what make a night out on Beale Street possible, among other fun activities. In Memphis, the overall cost of goods and services, lumped together, is 10.1 percent below the national average. That could mean more money in the budget for fun, as long as you don’t have too much.

How does this impact your favorite to-do’s? Well, in Memphis, a six-pack of beer averages out at $9.77, a movie ticket is $13.08, that pizza you’re craving is $10.73 and a haircut before that big night out is $18. Prices coincide with other cities in Tennessee, sometimes being a little bit more or a little bit less, but always relatively close.

Taxes in Memphis

The state sales tax in Tennessee is 7 percent, but each individual county and city can add on additional taxes. That said, you’ll pay 9.75 percent in sales tax in Memphis, the highest total rate in the state (and the most common.)

To think about this rate in dollar amounts, for every $1,000 you spend shopping for clothes, or buying furniture for your new apartment, $97.50 goes straight to taxes.

How much do I need to earn to live in Memphis

Even with a better understanding of the cost of living in Memphis, it’s hard to really know how much you need to earn to live in this fun city. A good place to start digging into your budget though is with rent.

Most experts agree you should spend about 30 percent of your annual income on rent, so to afford that average one-bedroom price of $1,000, you’d need a yearly salary of about $40,000.

Is this easy to find in Memphis? Well, given that the median household income is slightly higher at $41,864, your chances look good. To get the numbers exact though, check out our rent calculator.

Living in Memphis

Life in Memphis is not only affordable for many, but also fun. Memphis is a city full of things to do, with decent weather and a vibrant cultural scene. Its deep musical roots and delectable food are simply the icing on the cake for this great place. With so much to explore, deciding to live in Memphis is most likely going to be an easy decision.

The Cost of Living Index comes from coli.org.
The rent information included in this summary is based on a calculation of multifamily rental property inventory on Rent. as of November 2022.
Rent prices are for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.

Source: rent.com

Apache is functioning normally

If you’re considering a move to Boise, Idaho, it’s important to weigh the pros and cons before making a decision. Known for its natural beauty, outdoor recreational opportunities, and growing urban scene, Boise offers a unique living experience. Whether you’re looking on Redfin to buy a home in Boise or rent an apartment, we will explore ten key aspects to help you determine whether living in Boise is the right place for you.

1. Outdoor recreation and scenic beauty

Boise is surrounded by stunning natural landscapes, including the Boise Foothills, the Boise River, and nearby mountains. The city is a haven for outdoor enthusiasts, offering opportunities for hiking, biking, skiing, fishing, and whitewater rafting. With its vast network of trails, parks, and open spaces, Boise provides easy access to nature and encourages an active lifestyle.

2. Tight-knit community

Boise has a strong sense of community, with friendly and welcoming residents. The city fosters a community spirit, and you’ll often find local events, farmers markets, and neighborhood gatherings that bring people together. The community involvement and friendly atmosphere contribute to a positive living experience.

3. Booming job market and economic growth

Boise has experienced significant economic growth in recent years, attracting a range of industries and job opportunities. The city is home to major employers in sectors such as technology, healthcare, education, and government. The booming job market and a lower-than-average unemployment rate of 3.6% compared to the national average of 6%, make Boise an attractive place for those seeking career prospects.

4. Affordable cost of living

Compared to many other cities in the United States, Boise offers a relatively affordable cost of living. The average cost of living in Boise is 7% higher than the national average. The median home price in Boise is $487K compared to the national average of $408k, and rental rates in Boise are $1,637 compared to the national average of $1,393. These prices and daily expenses are lower than in larger metropolitan areas such as Seattle, WA where the average home price is $835,000. This affordability allows residents to enjoy a high quality of life without breaking the bank.

5. Cultural and arts scene

Boise has a vibrant cultural and arts scene, with numerous galleries, theaters, and performance venues. The city is home to the Boise Philharmonic, the Boise Art Museum, and the Idaho Shakespeare Festival, which offer a range of cultural experiences throughout the year. You can immerse yourself in diverse arts and entertainment offerings, from live music performances to art exhibitions.

6. Scarce public transportation options 

Boise’s public transportation system is still developing, and it may not be as comprehensive as in larger cities. While the Valley Regional Transit system provides bus services, the coverage and frequency may not meet the needs of all residents. Having a private vehicle is often necessary for convenient transportation within the city and exploring the surrounding areas.

7. Extreme weather conditions

Boise experiences a wide range of weather conditions throughout the year. Winters can be cold, with occasional snowfall, while summers can be hot and dry. The temperature variations may not be ideal for everyone, and individuals who prefer milder climates may find the extremes challenging to adjust to.

8. Increasing population growth

Boise has been experiencing rapid population growth in recent years, as more people discover the city’s appeal. Boise County’s population grew 15.5% from the 7,005 people who lived there in 2010. For comparison, the population in the US grew 7.3% during that period. While this growth brings economic benefits and a thriving community, it also poses challenges such as increased traffic congestion, higher housing demand, and potential strains on infrastructure. As the city continues to grow, residents may need to adapt to the changing dynamics of a growing population.

9. Limited major metropolitan amenities

While Boise offers a range of amenities and services, it may not have the same options and depth as larger metropolitan areas. Some individuals may miss certain big-city amenities, such as major sports teams, an array of high-end shopping options, or a vibrant cultural scene. However, Boise’s charm lies in its smaller community feel and access to outdoor recreation.

10. Limited air travel options

Boise’s airport, the Boise Airport (BOI), serves the city and the surrounding region, but it may have limited options for air travel compared to major hub airports in larger cities. While the airport offers connections to various destinations, the number of direct flights and airlines operating at the airport is limited. This can potentially result in fewer options and higher prices for certain routes, as well as longer travel times for international or less common destinations. If you frequently travel by air or require extensive connectivity, the limitations of air travel options in Boise may be a consideration.

Deciding whether Boise is a good place to live requires careful consideration of its pros and cons. By evaluating these factors against your personal preferences, lifestyle, and priorities, you can make an informed decision about calling Boise your next home.

Source: redfin.com

Apache is functioning normally

I am constantly changing. While many people are much the same today as they were yesterday (or last week or twenty years ago), I’m always evolving. This isn’t necessarily good or bad — it’s just who I am. Some of my friends think I’m fickle. I get that. (Kris tells me that I go through “phases”.) I prefer to view this constant change as growth. I don’t want to be the same person tomorrow as I am today. I enjoy the evolution.

But this continued growth creates complications. For one thing, it’s difficult for the Present Me to predict what the Future Me will like. Sometimes I’m right — but sometimes I’m wrong. (It’s not just me. Happiness expert Daniel Gilbert says that people are surprisingly bad at guessing what will bring them joy.)

Over the past couple of years, a variety of forces have been acting on my mind, subtly forcing me in new directions. (Mental glaciation!) I’ve been traveling. I’ve been reading. I’ve been talking to folks with unconventional lives. Pressure has been building. Then, earlier this month, the World Domination Summit burst things open. Now I find that I’m eager to shake up my current life and try something new.

I want to meet new people and see how they live. I want to see natural wonders — and man-made wonders, too. I want to try new food. I want jump out of airplanes and swim with the sharks, trek over mountains and get lost in the jungle. (But not too lost.) I want to taste the world.

And so, I came home one night last week and announced, “I don’t want to live here anymore.”

Dream House

Kris and I own an 1800-square-foot farmhouse set on two-thirds of an acre. Our land is park-like: We’re surrounded by trees and shrubs, and we’ve spent the past eight years building a food-producing garden filled with herbs, vegetables, berry canes, and fruit trees. Despite the rural feel, our home is located in a typical suburban neighborhood about fifteen minutes from downtown Portland, which makes the place unique. (“I’ve never seen a property like this,” our real-estate agent told us when we first toured the house.)

When we bought this house in 2004, it was my dream home. I fell in love with it instantly. I’d always wanted to live in an old farmhouse, a place with charm and character. I was so emotionally invested in the house that I was willing to make a poor financial decision to buy it. (Thus setting into motion the course of events that would lead to my financial nadir and, eventually, the creation of Get Rich Slowly.)

Over the years, though, the house has become less of an oasis and more of a chore. Today, it seems like a burden. Yes, the yard is beautiful, but it requires constant maintenance. I’d rather be writing than pruning shrubs. And ninety minutes to mow the lawn? Ugh. Plus, the house itself seems too big for two people — even with all of our Stuff. We have whole rooms we rarely use. In short, this is no longer my dream house.

I’ve made oblique references to this problem for years now. (And sometimes, in the comments, the references have been decidedly non-oblique.) But until recently, my discontent has never taken any form other than mumbling. Now, though, I feel moved to action.

No Quick Fix

Unfortunately, it’s not easy to simply say “I don’t want to live here anymore” and move on to someplace new. Selling (or buying) a home is a huge undertaking. There are many things to consider.

For one, I’m not sure what I really want. I know what I don’t want — which is this house — but I’m not sure where I’d rather live. An apartment? A smaller house? In the country? In the city? It’s tough to choose something different when you don’t actually know what you want.

Also, the Stuff is still an issue. Yes, I’ve been slowly purging things for the past four years, but I still have way too much. I still feel overwhelmed. (This is primarily because my definition of “needs” keeps shrinking. I mean, I can live out of a single carry-on suitcase for a month when I travel. Why do I need rooms filled with Stuff when I’m home?) If we’re going to move, I don’t want to take all of this with me.

Note: One idea that appeals to me: Move to a smaller place, but only take the bare essentials. Then, for six months (or a year or whatever), whenever we need something from the old house, move it over. At the end of six months, sell whatever hasn’t been moved and sell the old house.

And, of course, there are financial ramifications. Does it really make sense to sell in this market? I’m fortunate to be in a position that allows me to work from anywhere. Kris has a job that she loves, though, and it’s tied to a specific location. How do we account for this? (Also, what about the costs of my proposed travel?)

But the biggest reason Kris and I don’t just pick up and move to someplace smaller is that she still loves our home. This is her dream house. I’ve changed; she hasn’t. I may be unhappy here, but she’d be unhappy moving elsewhere — especially when I don’t even know what it is I want.

Thus, there’s no quick fix to this situation. I remain discontented.

Stumbling Toward Happiness

I’m not sure what we’ll do in the long-term. This isn’t one of those posts where I describe a problem and then share a solution. We haven’t found a solution. Instead, after a couple of talks, Kris and I have decided on some stop-gap measures:

    • I will explore solo travel. It may be that I won’t even like extended travel alone. It appeals to me right now, but what if I hate it? There’s no way to know unless I try. So, for the rest of the year, I’m going to head out on a series of personal adventures. (Thanks to the many GRS readers who have written with advice and offers to host me, by the way. You’re very kind.)
    • I’ll hire somebody to do the yardwork I’m neglecting. It pains me to pay for this, but I have to face reality: I hate doing yardwork. I’d rather be writing and/or traveling. (And besides, the writing makes me money.) I’ll do what I can around the house, but hire somebody to do the rest. This will require giving up my comic-book habit, but I’m okay with that. I’d rather travel.
    • I’ll be more diligent about purging my Stuff. As Adam Baker can attest, my workshop is filled with books and magazines and games and outdated electronics. There’s no need for me to keep all of this. Instead of just thinking about it, I need to actively shed this physical (and mental) baggage.

These are first steps. They’ll buy us time while I’m trying to discover who I am and what I want to do. If I’m still feeling oppressed in the winter or the spring, Kris and I will explore other options. Though, to be honest, I have no idea what those options might be.

Recently, Tammy Strobel from Rowdy Kittens offered an hilarious solution. Tammy and her husband are building a tiny house. She suggested that I could build a tiny house and put it in the middle of our huge lawn. “Then you could have what you want and Kris could have what she wants,” Tammy said. Clever. We’re not to that point yet, but who knows? Maybe next year at this time, I’ll be living like a gypsy in the middle of our yard.

Source: getrichslowly.org

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Welcome to the vibrant city of Washington, DC, where history, culture, and excitement converge in every neighborhood. You may already be familiar with the iconic landmarks and bustling districts that define this captivating city. However, beyond the well-known attractions, lies a treasure trove of hidden gems waiting to be discovered. 

In this article, we will take you on a journey to uncover the lesser-known pockets of charm and character that make “The District” a truly remarkable place to call home. We reached out to locals to share their favorite hidden gems in Washington, DC, from enchanting parks to unique dining experiences and thriving local communities. So, whether you are considering renting an apartment in DC, or are looking on Redfin and currently in the market to buy a house in the city, prepare to be captivated by the secrets this remarkable city has to offer.

1. Big Bear Cafe

“Our favorite hidden DC gem is Big Bear Cafe in Bloomingdale, explains Meredith Sheperd, founder of Love & Carrots, an urban farming and edible landscaping company. “The best thing on their menu is the wood fired pizzas, which taste even better eaten outside on their gorgeous garden patio that we’ve planted and maintained for over a decade. The vine-enclosed patio is surrounded by edible landscaping and gives the entire space a cozy secret garden feeling, making it especially great for hosting events. Big Bear has something for everyone to enjoy at almost any time of day, whether it’s a natural wine at an open mic night, or an early morning local cheddar biscuit and espresso with the neighborhood birdlife.”

2. Chaia Tacos

“Chaia Tacos is a farm-to-taco restaurant with seasonal local produce with one of the only gluten-free meal menus in the city,” explains Take Care Shop, offering natural skincare, beauty, wellness and spa services. “Their menu rotates based on what’s fresh and my current favorite is the collard and shishito pepper quesadilla. I love that it’s on the canal and right by the waterfront, making it so easy to grab your bites and go for a stroll.”

3. Al Tiramisu and Bistrot Lepic

“For Italian food, our go-to place is Al Tiramisu located just off Dupont Circle and close to our shop in Georgetown,” shares Louis Everard and Jennifer Nygard Owners of Everard’s Clothing, and upscale boutique in DC. “This hidden gem in DC is intimate, authentic, and perfect for date night or just a weeknight outing – think homemade pastas and fresh seafood. Favorite dish must include lobster of course, either the lobster linguine or lobster risotto.”

“For French food, we stay on our block, mere steps from our shop and head to Bistrot Lepic,” explains the Nygards. “Classic bistro food with some surprises including a fantastic curry chicken and a wild boar steak special. Also featuring live jazz music on certain weeknights in their upstairs lounge.”

4. Boulangerie Christophe

“Boulangerie Christophe is the absolute best French bakery,” states Natasha Sewell, owner of NPS Photography. The pastries and baked goods are delicious and the courtyard in the back is magical! You feel like you’ve been transported out of the city. It’s also dog friendly which is a major plus.”

5. Shops in Georgetown

Sewell also suggests a couple local shops to check out. “Storie Collective is the perfect shop to find a hostess gift or something unique for your home or kitchen. Sara Swabb, the owner, has such a keen eye and I never leave without buying something. In addition, Take Care DC is the best place for your skin care needs and especially a facial. Becky the owner is so knowledgeable about every product they carry. And Erin is my go to for the most incredible facial in town.”

6. Little Acre Flowers

“Another worthwhile stop is just around the corner from Cafe Cino at what will be the “Little Others” pop up collaboration between Little Acre Flowers and Others Coffee,” says Co-founder and Co-owner of Others Coffee, Brian Raupp. “Beginning the weekend of June 10th, Little Acre and Others will be transforming a beautiful space located at 1722 Florida Ave, NW, into a grab-and-go cafe/flower shop every Saturday and Sunday throughout the summer.” 

7. As You Are bar 

Personal Trainer Bianca Russo of Bianca Russo Fitness suggests As You Are bar. “This bar is an LGBTQIA+-owned establishment and is a space with resources centered around community care. The bartenders are sober-informed, so even the non-drinking patrons feel welcome to socialize over the chicken tenders and fries without judgment.” 

8. Cafe Cino

“A must-visit hidden gem if you’re in the Adams Morgan area is Cafe Cino,” states Raupp. “Named after their eldest son, Cino, the cafe is a pop-up inside of a beautiful plant shop called PLNTR. Ron and Carolina, owners of Cafe Cino, have a great selection of coffees from around the world (including our coffee) and take tremendous pride in the preparation and presentation of everything they brew.”

9. Filene Center

“Washington DC’s best kept hidden gem is the Filene Center at Wolf Trap Center for Performing Arts,” states Sara Polon, CEO & Co-Founder Soupergirl, offering Vegan, plant-based, kosher, and gluten-free soups. “This beautiful outdoor venue located just outside the city is actually a National Park! Some of the world’s best artists play every summer at this intimate, peaceful, outdoor oasis. Sting, Ziggy Marley, Elvis Costello, and Trombone Shorty are just a few of the acts that routinely perform on this legendary stage. Bonus! Visitors are allowed (and even encouraged!) to bring in their own food and wine. Rose under the stars.”

10. Bitty & Beau’s Coffee Shop

“Bitty & Beau’s Coffee Shop is a conveniently-located coffee shop that will not only fill your stomach with impeccably crafted coffee, but inspire you with their mission to employ people with intellectual and developmental disabilities,” explains Kristina Han Founder of Own Your Wonder. “It’s not about charity. It’s about delicious food, drinks and service, all the while doing good for humanity. I love their tagline: ‘a human rights movement disguised as a coffee shop.’”

11. The Blind Whino 

“The Blind Whino is a cultural house and historical landmark, shares Morgan Murray, blogger at Less or Morgan. “The building once stood as a church when it was built in 1886, but now stands as a center for art in the local community. Discover new artists, attend events, concerts, or enjoy the eclectic and colorful exterior of the building.”

12. Baked & Wired 

Murray also recommends Baked and Wired, a local favorite bakery and coffee shop in Georgetown. “The cupcakes are my go-to sweet treat to enjoy. While you are there, try the Oreo cupcake.”

13. Billy Goat trail

“A must-visit place near Washington, DC, and one of my favorite hidden gems is the Billy Goat trail in Great Falls, explains Dalia Hidayat of Craving for Chocolate, a boutique chocolate atelier. “Whenever I need to unplug and get a few hours of peace, I walk the trail and take in the scenic waterfalls. On the way back there is a restaurant called Old Anglers Inn that I stop by and grab lunch. The restaurant is off the beaten path but on the road back from the park and has a lush and beautiful outdoor garden patio where I can grab an ahi tuna salad with a side of french fries. This is my go to escape for peace and tranquility.”

District of Clothing, a lifestyle brand encouraging progression, inspiring action, and supporting self-love also suggests checking out Billy Goat Trail. “There are so many great things to do in the DMV area during the summer time, but our top choices would be hiking the strenuous Billy Goat Trail (section A)–it’s a nearly 5 mile hiking trail that follows a path between the C&O Canal and the Potomac River. Second suggestion would be to have a salad, fries and rose at Summer House Santa Monica in North Bethesda.”

14. M.O.B Vintage

“M.O.B Vintage, located outside of DC on Kensington Antique Row, is a charming stretch of vintage and antique shops,” explains Hadiya Williams, founder of Black Pepper Paperie CO., a DC-based art and design studio. “As a lover of all things old, from homes to objects and clothes, visiting this area is always a delight. Owner Mike O’Bryant has expanded from one shop to four, with a dedicated area for Mid-Century Modern furniture and decor, which is a personal favorite of mine. My partner, who went to school with Mike in historic Shepherd Park, introduced me to this gem, and now it’s become our annual Christmas tradition.”

15. Blagden Alley in NW

“Blagden Alley in NW is my favorite hidden gem in DC,” shares Opare Densua, Founder and CEO of Elevated Tea Co. “This historic community was once home to 60+ African American families seeking refuge after the Emancipation Proclamation. The alley was also home to the second elected Black U.S. Senator Blanche K. Bruce. Now a vibrant commercial district, it boasts unique alley dwellings, chic restaurants, a coffee shop, and dynamic art murals. Causa/Amazonia, a two-part Peruvian restaurant with a rooftop and exceptional cocktails (try the Ocapa), is my personal favorite.”

16. Hana Market

Han also recommends Hana Market. “This unexpected and old-school Japanese supermarket looks like any old corner store from the outside. Once you’re inside, you’re treated to a wide array of all things Japanese and you’ll feel like you’re in the middle of Tokyo. Just to walk down each crowded aisle browsing a million noodles and spices is a fun way to take a break from the hustle and bustle of the outside.” 

17. Purple Patch

“When I want to spend a night out, Purple Patch is my special spot that gives me so much joy and love,” shares Rose Nguyen, owner of Rose Ave Bakery, an Asian-American bakery offering pastries that are fun, inventive and damn delicious. “Chef Patrice exudes hospitality in everything she does, especially the food and service. The food is spectacular and represents Filipino culture so well.”

18. National Cathedral and grounds

“A favorite hidden gem of mine is the Washington National Cathedral and grounds,” says Joel Finkelstein, owner and roaster for Qualia Coffee located in the Petworth and Eckington neighborhoods of DC. “The building itself offers both a wealth of architectural details, not the least of which is a myriad of gargoyles carved into the stone work over the 100 years it took to complete, as well as an observation deck located at one of the highest points in DC. In the Bishops’ Garden, the grounds also feature one of the best picnicking and relaxation spots to enjoy a sunny day.”  

19. Sospeso

“Sospeso is our go-to neighborhood restaurant for Mediterranean food on H Street NE,” says Seda & Suzy of Shopkeepers, a shop and cafe in DC. “For dinner, we always get the Mezze Platter with a bottle of wine. For brunch, their Turkish breakfast is great because of the balance of flavors and textures. The decor is cozy and the staff is friendly. Perfect spot to catch up with friends, especially on Mondays when a lot of restaurants are closed.”

20. The Peacock Room

“The Peacock Room at the Freer Gallery is a stunning sea of blue and green designed by James McNeill Whistler to showcase a Chinese blue-and-white porcelain collection,” explains Amy Rutherford, President of home furnishings and gift store, Red Barn Mercantile, and stationery store, Penny Post. “Marvel at its beauty and the feats of engineering it took to bring the room from London to Detroit to Washington, DC. Definitely worth the trip.”

Rutherford goes on to share, “Old Town Alexandria is an absolute gem. A trip to DC would not be complete without a stop in our little hamlet.  History, shopping, dining, and nature combine for a lovely day trip across the river.”

Washington, DC, is a city that never ceases to amaze, offering a countless number of experiences from serene greenspaces to unique neighborhoods with local charm. Embracing these hidden gems in DC is the key to immersing yourself in the city’s delights and finding out why DC is a good place to live.  Prepare to be captivated and forever connected to this remarkable city.

Source: redfin.com

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Housing does not come cheap in Los Angeles. But if you are willing to live somewhat like a troll, there might be something available for you in Alhambra.

Compass Real Estate recently put on the market a one-bedroom fixer-upper on East Main Street that sits under a bridge, within walking distance of a Vietnamese restaurant and a hair salon.

Southern California’s pricey housing market has forced many potential buyers to either settle into comfortable homes in far-flung suburbs or purchase postage stamp-size properties closer to the region’s job centers. The recent hikes in mortgage interest rates have only aggravated the problem.

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Another extreme option for potential buyers: Consider a quirky, one-of-a-kind property like Alhambra’s bridge house.

The 450-square-foot apartment built in 1949 has a terrace that looks over a stream and a rooftop patio that sits next to a road bridge, separated only by a fence. It is priced at $250,000 — a steal considering the median sale price for an existing single-family house in Southern California is about $785,000.

“We had no comparables … no similar properties,” said Doug Lee, the Compass agent who listed the home, which he said once belonged to a high school friend’s parents. “This is a very, very unique property.”

Lee said his friend’s parents purchased the home in 2005 for about $72,000.

Interior view of an Alhambra home built over a stream that is on the market for $250,000

(Courtesy of Douglas Lee / Compass)

Already, Lee has seen a flurry of interest in the home, which has been on the market for a few weeks.

He held open houses and showed the place to 40 or 50 groups each day, he said.

“This weekend we had it open and it was a zoo,” he said.

The average one-bedroom home in the Alhambra neighborhood costs about $350,000, so Lee decided to strategically price the apartment at just under $250,000 to generate interest — and because there’s no dedicated parking spot, Lee said.

“It’s a fixer-upper. We didn’t know how responsive the market would be,” he said.

The low price makes it one of only 11 properties in the county listed for under $250,000, Lee said.

There is one potential hiccup. While most homeowners own the land under their house, the bridge is presumably public land, Lee said. The real estate agents are working to clear up such property issues with the U.S. Army Corps of Engineers.

Source: latimes.com

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Home buyers and sellers are mostly on the sidelines right now.

Most homeowners with mortgages are sporting “golden handcuffs,” afraid to sell and give up interest rates that are many percentage points better than the current market.

With little available supply, prices that remain expensive and mortgage rates that are much higher than they were in recent years, buyers are waiting out the market.

The common denominator, of course, is those mortgage rates. When will they go down? That’s what a listener of the Clark Howard Podcast recently asked.

When Will Mortgage Rates Go Down? And How Far Will They Dip?

Do you think mortgage rates will fall?

That’s what a Clark listener wondered on the May 23 podcast episode.

Asked Aimee in Florida: “I’m a teacher and single mom in a fast-growing part of Florida. I want to sell my 100-year-old house since it’s worth double what I paid (about $170,000 in profit).

“Obviously it’s not a great time to turn around and buy again. How long would I have before capital gains tax to rent somewhere and hope the interest rates will come down? Do you think they will?”

Want to make an educated guess about mortgage rates in order to inform your housing decisions? Watch the monthly CPI number that the U.S. government uses to define inflation, Clark says.

As long as that number continues to decline, expect mortgage rates to follow.

“Mortgage rates are never going back to the artificially-manipulated 2% range barring some extremely unexpected event in the world,” Clark says. “Inflation is continuing to go down. Hopefully that trend line will continue.

“And so mortgage rates should settle lower than they are now. I’m putting this guess in the complete danger category. But I think we could see rates back in the 5s again. Very unlikely back in the 4s. Could be 15-year loans go back into the 4s.”

Clark noted that the Federal Reserve interest rates are slightly above the rate of inflation now, “which is where they should be.”

What the Collective Market Says About Future Rates

After peaking at a year-over-year increase of 9.1%, U.S. inflation fell below 5% in April for the first time in two years.

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The Fed hiked the effective interest rate to a range of 5% to 5.25% on May 3.

There’s some disagreement between what the Fed has been signaling in their public comments and market predictions. Investors still think that the Fed could cut interest rates as soon as this year, potentially to curtail a recession.

However, the two-year Treasury rates just climbed from 3.75% to 4.24% in less than three weeks. Meanwhile, the five-year and 10-year rates sit at 3.76% and 3.70% respectively. So the market is predicting rates to be 1.25% to 1.5% lower than they are now within the next two to five years.

According to Bankrate, the average 30-year fixed mortgage features an APR of 7.15% and the average 15-year fixed mortgage sits at 6.52%.

So you can see how market data supports Clark’s prediction of mortgage rates falling into the 5% range within the next couple of years, and maybe a touch below 5% for 15-year fixed mortgages.

Why Mortgage Rate Watchers Should Pay Attention to the Fed

The best indication of what’s going to happen will come from the Fed, which will meet five more times this year.

For a time this spring, the Fed signaled it may pause interest rate hikes. That coincided with several major bank failures and ongoing contagion concerns within the banking sector.

But the Fed also vowed to prioritize squeezing inflation out of the economy when it started hiking rates in March 2022. And it recently left the door open for it to continue hiking rates. Inflation has not been falling as swiftly. And at 4.9%, it’s still not close to the Fed’s stated goal of 2%.

If the Fed continues hiking rates longer than the market anticipates, you may have to wait longer for mortgage rates to decline. The opposite is also true.

Capital Gains Taxes on Real Estate

If you’ll recall, Aimee also was worried about potential capital gains taxes on the profit from a potential home sale.

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There’s great news for her on that front.

“Aimee, from the way you phrased the question, this is the house you live in. So you pocket that money tax-free. If you have a gain of up to $250,000 as a single individual, $500,000 as a couple, you just pocket that money,” Clark says.

“You don’t have to buy another property as long as you’ve been in it two years or longer. Two of the last five years. This $170,000 is tax-free money to you. And you can rent as long as you want after that.

“There used to be the rule that you had to buy a new place within a period of time. People were gaming that so much Congress finally was like, ‘Let’s make this simple,’ and came up with this new system that you just pocket the money. It’s almost like a house has become its own version of a Roth IRA if you live in the house.’”

Final Thoughts

If you’re part of the crowd that wants to buy a house but you’re waiting for better mortgage rates, you’ve got mixed news.

It’s highly unlikely that mortgage rates will revert back to historic numbers of 2-3%. However, based on all current data, there’s a pretty good chance that a 15-year fixed rate will flirt with dipping below 5% by the end of 2025.

You may save in the neighborhood of 1.5% on your mortgage rate if you can wait another few years, although that’s never guaranteed. And Clark has also predicted that home prices will stagnate for a few years.

In other words, it should be a better time to buy a home in a few years. But don’t expect some dramatic occurrence where you can get a 3% mortgage rate and 30% off of current home prices.

Source: clark.com

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Nestled on the banks of the Tennessee River and encircled by rugged mountain vistas, Chattanooga is a fusion of Southern charm, rich history, and a vibrant modern lifestyle. In this bustling, scenic city, there are countless experiences to explore, but Redfin has narrowed it down to 11 that truly encapsulate all the things the city has to offer. So whether you currently own a home in Chattanooga, are planning to relocate, or simply keen to learn more, here are 11 things Chattanooga is known for that you should experience.

1. The Incline Railway

Known as ‘America’s Most Amazing Mile,’ the Incline Railway on Lookout Mountain offers breathtaking panoramic views of the Chattanooga Valley. The trolley-style cars climb the mountain at a steep 72.7% grade, making it one of the world’s steepest passenger railways. 

2. Rock City Gardens

Just six miles from downtown Chattanooga on Lookout Mountain, you’ll find the iconic Rock City Gardens. With massive ancient rock formations and over 400 species of plants, Rock City provides a blend of natural beauty and fairy tale charm. 

Don’t forget to check out Lover’s Leap for a stunning view where it’s claimed you can see seven states (Alabama, Georgia, Kentucky, North Carolina, South Carolina, Tennessee, and Virginia) on a clear day. 

3. Chattanooga Choo Choo

Chattanooga’s rich railroad history is proudly displayed at the Chattanooga Choo Choo. What once was a terminal station is now a renovated hotel and entertainment complex where the glamour of the railway era and modern luxury converge. The Chattanooga Choo Choo also hosts concerts, restaurants, and shops, making it a perfect place to spend an afternoon.

4. Tennessee Aquarium

Nestled on the downtown Riverfront, the Tennessee Aquarium stands as one of the world’s largest freshwater aquariums. It houses thousands of creatures from the nearby Appalachian Cove Forest to the Amazon River. It’s a must-see for marine enthusiasts and Chattanooga residents alike.

5. Outdoor adventures

Chattanooga is often considered the outdoor adventure hub of the South. The city is surrounded by mountains, rivers, and trails that cater to rock climbing, hiking, mountain biking, and white-water rafting. Some particularly popular destinations in the area include the Cumberland Trail, Raccoon Mountain, and the Ocoee River.

6. Civil War history

Steeped with Civil War history, Chattanooga is home to the Chickamauga & Chattanooga National Military Park, the oldest and most expansive of America’s Civil War parks. The park’s array of monuments and historical markers reflect Chattanooga’s significant contributions during the war. Offering immersive history lessons, visitors can engage in informative battlefield tours and live reenactments that bring the past to life.

7. Broad Street

One of Chattanooga’s unique features is Broad Street, a vibrant space bustling with artists, food stalls, musicians, and local businesses. The area is also home to the Chattanooga Market, the region’s largest producer-only arts and crafts and farmers’ market. The market is open every Sunday and showcases a rich array of local produce, arts, and crafts. It’s an excellent place to immerse in Chattanooga’s community spirit.

8. The Walnut Street Bridge

Built in 1890, the Walnut Street Bridge is one of the longest pedestrian bridges in the world, and a key part of the Tennessee Riverpark system. The bridge is near several Chattanooga apartments, making it the perfect place for residents and visitors to take leisurely strolls and enjoy fantastic views of the river and downtown.

9. Bluff View Art District

Overlooking the Tennessee River, this historical neighborhood is brimming with art and culinary culture. With its art galleries, the Hunter Museum of American Art, artisanal bakeries, and coffee houses, it’s a haven for art enthusiasts, food lovers, or anyone looking for a peaceful afternoon.

10. Riverbend Festival

Each summer, Chattanooga’s Riverfront Parkway turns into a hub of musical celebration with the Riverbend Festival. It attracts hundreds of thousands of attendees and features artists and singers across all genres, from local indie bands to international stars. Some of the most notable past performers include Lynyrd Skynyrd, Kid Rock, Florida Georgia Line, and Thomas Rhett. 

11. Tech scene

Chattanooga has made strides in technology, being the first city in the Western Hemisphere to offer 1-gigabit internet speed citywide. This infrastructure has led to a boom of tech startups, transforming Chattanooga into a tech hub known as the ‘Gig City’.

What is Chattanooga known for? Final thoughts

Chattanooga offers a diverse blend of experiences, from its historical roots to its modern, vibrant lifestyle. We hope you’ll find joy in exploring and making this city your home. Whether you’re a history buff, a nature enthusiast, an art lover, or a foodie, there’s always something new to explore in Chattanooga.

Source: redfin.com